SUPERHERO!!! You are about to go from SURVEYOR 1/9/2019. Karol L. Grove Licensed Professional Surveyor Certified Floodplain Manager
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1 Karol L. Grove Licensed Professional Surveyor Certified Floodplain Manager 1 You are about to go from SURVEYOR to SUPERHERO!!! 2 Get ready to think outside of the box. Get ready to think about flood zones and flood insurance in a whole new light.. Think about everything you think you know about Flood Zones & Elevation Certificates... Now forget it all for the next few hours!! 3 1
2 1 _ WHY? 4 SITE PLAN 40, 0 SQ, FT, RESERVE Flru),, 8lI N 0M SJONS0 HOME G-5 WES,T 1/ COOMER: s.c 4, TJN. RJr:1 HANDYT01M\15r!IP, LIVINGSTON cou TY, MICIGAN IPARGEL N8'9'"4J'5' H O "'E _ g I --., _, - - -,\ 8,!,-:-:t-:-_ _-r-..:=-3:0.=;u-;-; O _ lj.. = 15 37'3i'" R = 2 0;00' L!!!!1 62, 2' cti =.S8 2.':27'19 E '' g,agi"45''5. 6n, W Hr J i 1 1" R = ' L == C = SBZ"'27'1'9'"E = EMff- WEST1/4 LINE SECTION 4 LEG:END D = SET 1/2.. STEa RiEROD CAF' 1 JK'S : 'lllh ' \ 'I I I r I 5.:::;; FOUND CORN R IMlrRl<iER 6 2
3 1 _ SITE PLAN 40, 0 SQ, FT, RESERVE Flru),, 8lI N 0M SJONS0 HOME G-5 WES,T 1/ COOMER: s.c 4, TJN. RJr:1 HANDYT01M\15r!IP, LIVINGSTON cou TY, MICIGAN IPARGEL N8'9'"4J'5' H O "'E _ g I --., _, - - -,\ 8,!,-:-:t-:-_ _-r-..:=-3:0.=;u-;-; O _ lj.. = 15 37'3i'" R = 2 0;00' L!!!!1 62, 2' cti =.S8 2.':27'19 E '' g,agi"45''5. 6n, W Hr J i 1 1" R = ' L == C = SBZ"'27'1'9'"E = EMff- WEST1/4 LINE SECTION 4 LEG:END D = SET 1/2.. STEa RiEROD CAF' 1 JK'S : 'lllh ' \ 'I I I r I 7.:::;; FOUND CORN R IMlrRl<iER 8 Elevation Certificate No longer the Animal it used to be When are they needed??? 9 3
4 FLOOD MAPS USA 10 NEW FLOOD MAPS 61 COUNTIES COUNTIES WISCONSIN Counties without updated maps 12 4
5 NEW FLOOD MAPS 61 COUNTIES New Flood Maps How accurate are they? 15 5
6 16 17 SURVEYORS / FLOOD ZONES What YOU will need to know: 18 6
7 FLOOD ZONES - PART 1 Field Procedures.what YOU will need to know: 19 FLOOD ZONES - PART 2 (continued) 20 FLOOD ZONES - PART 2 (continued) 21 7
8 2013 Downtown Grand Rapids Downtown Grand Rapids 23 FLOOD MAPS COLUMBUS AREA 24 8
9 25 What is a Flood Zone? 100 year or 1% Zone AE, A1 A30,A AO, AH, V, VE 26 Base Flood Zone 100 year flood zone 1% flood zone Special flood zone hazard area 27 9
10 Most Common Types of Flood Zones Zone AE, A1-A30 (Studied Area) Zone A (Non-Studied Area) Zone AO & AH (Elevation Not Determined) Zone V (BFE Unknown) or VE (BFE Known) Zone X shaded or Zone B (100 yr to 500 yr) Zone X un-shaded or Zone C (greater than 500 yr) 28 Floodway: Area of moving water High hazard area Needed to carry flood waters Highway for the water 29 New Maps / Flood Zones / Floodways 30 10
11 31 Let me tell you a FLOODWAY story History..FLOOD MAPS 1968 National Flood Insurance Act 1970 Wisconsin (1 st FIRM) 1973 Flood Disaster Protection Act 1986 FEMA Community Probation Procedures 1994 National Flood Insurance Reform Act 2004 Flood Insurance Reform Act 2005 Katrina 2006 Beginning of New Flood Maps 2012 Biggert Waters Act (2014 Affordability Act) 33 11
12 Elevation Certificate No longer the Animal it used to be When are they needed??? 34 LOMA??????? LETTER OF MAP AMENDMENT 35 LOMA Types 1. Electronic LOMA / eloma 2. On-Line LOMC 3. Out as Shown LOMA 4. LOMR-F 5. CLOMA & CLOMR-F 36 12
13 eloma vs. Single or Multiple Structures (w/bfe) Single or Multiple Parcels (w/bfe) Zone A-Stillwater (w/bfe) Zone A with BFE known Out As Shown Floodway On Line LOMC Condominium Unit (multi-owners) Zone A - BFE Unknown Fill LOMR-F 37 LETTER OF MAP AMENDMENT (LOMA) 38 ELEVATION CERTIFICATE PLAN B 39 13
14 People are losing their homes due to the high cost of flood premiums! YIKES! 40 History.FLOOD MAPS FIRMs Are Not Set In Stone Processes Available To Correct Or Change A Federal Insurance Rate Map (FIRM): Letter of Map Amendment (LOMA) Letter of Map Revision based on fill (LOMR-F) Physical Map Revision 41 Shooting the Structure Checking the LAG 42 14
15 Would this house qualify for a LOMA application? 43 Establishing the BFE AE, A1 A30 Zone FLOOD INSURANCE STUDY (FIS) Notthe FIRM 44 THE FLOOD INSURANCE STUDY (FIS) 45 15
16 - _e j j_ inal O >Y.L..:-C- l.li-'-"" wvu. s"'-''-"' 1 j b 46 Establishing the BFE 47 Establishing the BFE 48 16
17 ... I... CJ "' ~ QC C > I- LU LU LL. z z C 760 I- 750 c'1: >... LU LU 740 Structure is located 0_02 miles do nstream of Cross-SecUon "G with a BFE = 753-7' r -,_ L I 1 I I - 1-' - _,..,_ -...,,_, -. _,_- -- _,_ - ::, ,_ -,_-- - -, II"'- - 'I Cross-Seer on P' I don"t t - n th-s is 753_5 map a d data sheet list it as) I... - Teach able mo ent? -,. I ii I I Ii I I I I I... I... J... - U STREA OIST A CE IN MILES ABOVE MOUTH OF FOND DU LAC RIVER Establishing the BFE 50 The Flood Insurance Study Profile Sheet 51 17
18 52 The Flood Insurance Study Profile Sheet w w LL 0 0::: a!! 0 a.. z 870 Cl w 0 _J 0 _J <( 800 d TO,T R 54 r, I790 - > u... > t- 18
19 55 Establishing a Base Flood Elevation THE FLOOD INSURANCE STUDY (FIS) Only on the Studied Areas (AE, A1 A30, VZones) 3 important places in the FIS The Stillwater Chart Floodway Data Chart Profile Sheets 56 Establishing a Base Flood Elevation 57 19
20 58 LOMA??????? LETTER OF MAP AMENDMENT 59 Completing a LOMA Main Components (when filing) 1. Deed 2. Subdivision Plat Map or Tax Map 3. FIRMette 4. Elevation Form or MT-EZ 5. Base Flood Elevation 6. Community Acknowledgement Form (Special) 60 20
21 THE DEED Must be a copy of the original Must have the recordation stamp from the Register of Deeds Must be a legible stamp May not be needed, if in Platted Subdivision 61 Recorded Subdivision Map Document No. 62 Liber & Page Info. Parcel Location Tax Map 63 21
22 A FIRMette Must have the property or structure plotted on it. Must have a Surveyor certify the location plotted. I Karol L. Grove hereby certify the location of 2314 Lakeview Trailto be located as shown here below. 64 FIS Stillwater Chart 65 FIS Profile 66 22
23 Floodway Data Table 67 Elevation Form 68 COMMUNITY ACKNOWLEDGEMENT FORMS 69 23
24 What if the structure is too low??? 70 Establishing the BFE Zone A Where do we go? Non Studied Area? 71 24
SUPERHERO!!! Elevation Certificate. You are about to go from SURVEYOR 2/18/2019
Karol L. Grove Licensed Professional Surveyor Certified Floodplain Manager Elevation Certificate No longer the Animal it used to be When are they needed??? You are about to go from SURVEYOR to SUPERHERO!!!
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