Terms and Conditions governing the MakeMyTrip ICICI Bank Platinum Credit Card Features and Offers Last updated on: November 15, 2018

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1 Terms and Cnditins gverning the MakeMyTrip ICICI Bank Platinum Credit Card Features and Offers Last updated n: Nvember 15, 2018 Onbarding privileges Get 500 My Cash (100% usable MakeMyTrip cash in MyWallet)* Lemn Tree Htels vucher wrth 2,000* *Only the Primary Cardhlder will receive these benefits within 45 business days f payment f the jining fee (except Lemn Tree Htels vucher which is part f the welcme kit). What is My Cash Rewards earned n the MakeMyTrip ICICI Bank Credit Cards are transferred t MakeMyTrip MyWallet as My Cash Fr the purpses f the MakeMyTrip ICICI Bank Credit Cards Prgramme, 1 My Cash = 1 My Cash can be used t make travel bkings r t purchase partner vuchers thrugh MakeMyTrip Website, Mbile Site r Mbile Applicatin If the MakeMyTrip ICICI Bank Credit Cardhlder wants t redeem My Cash fr bkings, My Cash shuld be applied n the checkut page at the MakeMyTrip Website, Mbile Site r Mbile Applicatin There are n usage restrictins in terms f My Cash amunt that can be redeemed fr travel bkings made n MakeMyTrip platfrm My Cash earned with regard t the MakeMyTrip ICICI Bank Credit Card shall be valid fr a perid f ne (01) year pst credit in MyWallet f the C-Branded Credit Cardhlder My Cash cannt be used fr rail, ffline hliday bkings and Pay at Htel bkings Pay at Htel bkings are nt eligible fr earning My Cash under the MakeMyTrip platfrm My Cash earned cannt be encashed r transferred t the bank accunt T view My Cash balance custmer needs t click n Wallet icn n MakeMyTrip Website, Mbile Site r Mbile Applicatin and g t My Cash tab T redeem My Cash n bkings thrugh MakeMyTrip platfrm, custmer needs t click n Use MyWallet Balance n Payment Page T redeem My Cash against partner vuchers, custmer needs t click n Wallet icn, g t My Cash tab, click n Claim Yur Vuchers, select quantity f vuchers required, click n Cntinue, Cpy the vucher cde & use it n partner platfrm (partner TnCs will apply) My Cash as Jining Benefit Cardhlders will qualify fr 500 My Cash as Jining Benefit if he/she is a MakeMyTrip ICICI Bank Platinum Credit Cardhlder Only primary credit card hlders are eligible fr My Cash as Jining Benefit The cardhlder shuld make the payment f the jining fee pst fee levy and befre the 2nd statement cycle due date, where the first statement will be the ne in which the jining fee is levied

2 The payments made against the first r the secnd statement shuld be greater than r equal t the jining fee excluding applicable taxes. The payment can happen in parts but shuld meet the abve mentined criteria My Cash as jining benefit shall be credited t the Cardhlder s designated MakeMyTrip MyWallet within 45 business days pst payment f the Jining Fee and if the Cardhlder s Accunt is nt delinquent r cancelled at the time f such credit Lemn Tree Htels Vucher Cardhlders will receive the Lemn Tree Htels Vucher as part f their Credit Card Welcme Kit The Htel Vucher can be redeemed nly n bkings made prir t the vucher expiry date mentined in the welcme leaflet The Htel check-in date shuld be n r befre the vucher expiry date Offer is valid nly fr Lemn Tree Htels rm bked thrugh MakeMyTrip Website, Mbile Site r Mbile Applicatin There is n minimum bking amunt fr availing this ffer Maximum discunt that can be availed thrugh this ffer is 2,000 if the user is a MakeMyTrip ICICI Bank Platinum Credit Cardhlder Additinal amunt if any can be paid by the custmer thrugh any f the payment mdes available n the MakeMyTrip platfrm The vucher is applicable fr single usage nly Fr each MakeMyTrip accunt ID, nly ne vucher can be availed Taxes as applicable shall be brne by the User In case f cancellatin f the bking, nly the amunt paid by the User ver & abve the vucher amunt shall be reimbursed fr refundable bkings subject t the terms and cnditins applicable t the bkings; User will nt receive replacement discunt vucher in case the bking where the vucher is used stands cancelled The discunt cannt be availed fr "Pay At Htel" bkings The vucher cannt be encashed r transferred t the bank accunt The vucher cannt be replaced in case f damage and/r lss The prvisining f service under the benefit redeemed thrugh the vucher shall be as per the terms and cnditins and privacy plicy f Lemn Tree

3 Spends Privileges My Cash earned n card spends Spends categry My Cash (per 200 spent) Dmestic spends utside MakeMyTrip 1.00 Internatinal spends utside MakeMyTrip 1.25 Spends n flight bkings n MakeMyTrip 2.00 Spends n htel/hliday bkings n MakeMyTrip 3.00 Cardhlders will qualify t earn My Cash upn undertaking qualifying spends transactins. The My Cash earned fr every qualifying spend transactin will be runded ff t the nearest integer at the time f psting. The fllwing spends shall nt be cnsidered as qualifying spends fr the purpse f earning My Cash: Cash advance including but nt limited t such ther transactin which may be cnsidered as cash advance(s) t the sle discretin f ICICI Bank Fuel transactins dne n the MakeMyTrip ICICI Bank Credit Card Service charge r interest levied fr nn-payment r part payment f the amunt due n the MakeMyTrip ICICI Bank Credit Card Late payment charges and any ther charges in relatin t and/r cnnected with the MakeMyTrip ICICI Bank Credit Card Jining Fee and Renewal Fee fr the MakeMyTrip ICICI Bank Credit Cards and Add-n MakeMyTrip ICICI Bank Credit Card, if any; and Expenditure in the frm f equated mnthly installments (EMI) payments, balance transfer (BT), persnal lan n credit cards (PLCC) My Cash earned n MakeMyTrip platfrm fr a particular bking using MakeMyTrip ICICI Bank Credit Card will be added t the Primary Cardhlder s MakeMyTrip accunt within 45 business days f mnthly credit card statement generatin as per the existing cycle if the Cardhlder s Accunt is nt delinquent r cancelled at the time f such credit

4 My Cash earned utside MakeMyTrip platfrm using MakeMyTrip ICICI Bank Credit Card will be added t the Primary Cardhlder s MakeMyTrip accunt within 45 Business Days f mnthly credit card statement generatin as per the existing cycle if the Cardhlder s Accunt is nt delinquent r cancelled at the time f such credit Qualifying spends transactins undertaken by the Supplementary Cardhlder will als be credited in the Primary Cardhlder s MakeMyTrip accunt as per the methd fllwed fr the Primary Cardhlder My Cash credit (earned against qualifying spends transactins) Milestne Linked My Cash: Milestne 1 Spend Rs. 50,000 n flights/htels/hliday bkings n MakeMyTrip Website, Mbile Site r Mbile Applicatin using the MakeMyTrip ICICI Bank Platinum Credit Card and earn 1,000 My Cash each anniversary year Milestne 2 Spend Rs. 2.5 Lakhs using the MakeMyTrip ICICI Bank Platinum Credit Card and earn 1,000 My Cash each anniversary year Cardhlders will qualify fr Milestne Linked My Cash when the Cardhlder crsses predefined spends threshld One custmer will be eligible nly nce per anniversary year fr each pre-defined milestne benefit Fr the first milestne spend t the tune f Rs. 50,000, please nte that nly the spends twards flight, htel and hliday bkings n MakeMyTrip Website, Mbile Site r Mbile Applicatin shall be cnsidered. Fr the secnd milestne t the tune f Rs. 2.5 lakhs, all card spends shall be cnsidered except the spends specifically exempted under the terms herein. Qualifying spends twards milestne benefit calculatin fr the 1st year when the custmer jins the MakeMyTrip ICICI Bank Credit Cards Prgramme will be cnsidered fr the perid starting frm the card set up date till the end f the anniversary year. Fr the 2nd year, the spends will be cnsidered frm the 1st anniversary date till the 2nd anniversary date f the card and s n. The cumulative spends cunter will be reset pst the cmpletin f each anniversary cycle The fllwing spends shall nt be cnsidered twards milestne benefit: Cash advance including but nt limited t such ther transactin which may be cnsidered as cash advance(s) t the sle discretin f ICICI Bank Service charge r interest levied fr nn-payment r part payment f the amunt due n the C-Branded Credit Card Late payment charges and any ther charges in relatin t and/r cnnected with the C- Branded Credit Card Jining Fee and Renewal Fee fr the MakeMyTrip ICICI Bank Credit Card and MakeMyTrip ICICI Bank Add-n C-Branded Credit Card, if any; and

5 Qualifying spends n custmer s primary credit card as well as add-n credit card(s) will be cnsidered fr determining the eligibility twards milestne achievement Once the custmer qualifies fr a milestne benefit, My Cash will be credited in the primary cardhlder s MakeMyTrip accunt pst anniversary cycle cmpletin. Illustratin f benefits MakeMyTrip ICICI Bank Platinum Credit Card Enjy benefits wrth up t 20,000 Spends type Net annual spends ( ) My Cash earnings ( ) Dmestic spends utside MakeMyTrip 3,75,000 1,875 Internatinal spends utside MakeMyTrip Spends n flight bkings n MakeMyTrip Spends n htel/hliday bkings n MakeMyTrip 25, , , Ttal 5,00,000 3, Ttal My Cash earnings pssible n card spends (A)= 3, Pssible My Cash earnings n achieving card spend milestne threshlds (B) = Spend Rs. 50,000 n flights/htels/hliday bkings n MakeMyTrip Website, Mbile Site r Mbile Applicatin and earn 1,000 My Cash +Spend INR 2.5 Lakhs and earn 1,000 My Cash = 2,000 My Cash Ttal annual My Cash earnings pssible = (A)+(B) = 3, ,000= 5, My Cash Benefits Mnetized value (in ) My Cash n Jining Fee payment Lemn Tree Htels vucher Pssible annual My Cash earning n card spends * 500 2,000 5,281

6 Waiver f 1% fuel surcharge n INR 5,000 spent pm BkMyShw Vuchers (2 tickets f INR 250 pm) Airprt Lunge Access** Railway Lunge Access## Culinary Treats^ Ttal 600 6,000 3,000 2,000 1,800 21,181 Assumptins (per annum): *Ttal spends = INR 5Lacs: Dmestic spends utside MMT= INR 3.75L; Internatinal spends utside MMT= INR 0.25L; Spends n flight bkings n MakeMyTrip=INR 0.5L; Spends n htel/hliday bkings n MakeMyTrip=INR 0.5L. **Assuming the custmer utilizes the dmestic airprt lunge facility 4 times in a year ##Assuming the custmer utilizes the railway lunge facility 4 times in a year ^Assuming INR 1,000 is spent per mnth at restaurants which have a tie-up with ICICI Bank Culinary Treats prgram. Disclaimer: The infrmatin prvided herein regarding prducts, services, ffers, benefits etc. f ICICI Bank / third party are gverned by their detailed terms and cnditins, internal plicy guidelines as specified by ICICI Bank / third party frm time t time and are subject t applicable laws and regulatins. Nthing cntained herein shall cnstitute r be deemed t cnstitute an advice, invitatin r slicitatin t purchase any prducts/ services f ICICI Bank / third party. ICICI Bank makes n representatin abut the quality, delivery, usefulness r therwise f the gds / services ffered by the third party. Images used, if any, are fr illustratin purpses nly and may differ frm the actual gifts/ rewards. Fr details, visit