Implementation guide. Credit Advice. Denmark EDIFACT CREMUL

Transcription

1 Credit Advice Denmark EDIFACT CREMUL Version Publishing date 30 December 2010

2 Table of contents 1 INTRODUCTION Related documents History DENMARK Payment types BANK TRANSFER WITH NORMAL ADVICE Description Bank transfer with normal advice File example Bank transfer with normal advice BANK TRANSFER WITH IMMEDIATE ADVICE (STRAKS) Description Bank transfer with immediate advice (straks) File example Bank transfer with immediate advice (straks) PAYMENT FORM FI, FORM TYPE Description Payment form FI, form type File example Payment form FI, form type CROSS-BORDER PAYMENT Description Cross-border payment File example Cross-border payment... 1 EDIFACT CREMUL Credit Advice Denmark Page 2 (15)

3 1 Introduction Handelsbanken provides information about incoming payments in the credit advice EDIFACT format CREMUL. Credit advices contain detailed information about the company s incoming payments, e.g. amount, date, invoice number, customer number, charges, etc. The credit advice can be used as data for automatic matching of open items in e g customer ledgers. This document includes examples for different payment types in Denmark. For each payment type there is a description specifying the segments, code, qualifiers etc which may occur. The description is specific to Handelsbanken s services and routines and must therefore be used only when working with Handelsbanken. 1.1 Related documents These documents and specifications are necessary for a full understanding of the implementation guide: Handelsbanken s Implementation guide and information about Credit Advice EDIFACT CREMUL format. Term directory in Handelsbanken. 1.2 History At Handelsbanken, changes to version numbers are made according to the following guidelines. The original version is The last digit is moved up a digit when the format descriptions are changed, for example text clarifications and examples. The second digit is moved up a digit if minor changes are made to the format such as new countries or changes in the payment type. The first digit is moved up a digit (thus becoming a completely new version) if the format changes mean that the customer will have to make adaptations in order to continue using the service. In this case, all customers affected are informed of the new version and what the changes involve. Version Description Published Amendment SG6 DE333, DE1131, DE Published Code revision according to D96A Replacement of implementation guides: CREMUL Sweden September 2006 CREMUL Cross-border payments January 2007 CREMUL Norway September 2006 EDIFACT CREMUL Credit Advice Denmark Page 3 (15)

4 2 Denmark 2.1 Payment types The following payment types are included in the description: Bank transfer with normal advice. Bank transfer with immediate advice (straks). Payment form FI, form type 71. Cross-border payments BANK TRANSFER WITH NORMAL ADVICE Description Bank transfer with normal advice Data element Posting date SG DTM 2005 Value date SG DTM 2005 Business type SG BUS 3279 SG BUS 383 Posted amount SG MOA 50 SG MOA 500 SG MOA 635 SG MOA 05 Bank reference SG5 RFF 1153 Transaction reference SG5 RFF 1153 Beneficiary s account SG6 FII 3035 SG6 FII 319 SG6 FII 3192 SG6 FII 635 Beneficiary s bank SG6 FII 333 SG6 FII 33 SG6 FII 3207 DO = Domestic payment DK5 = Bank transfer, normal advice 60 Currency ACK Bank reference B level ACD Additional reference BF Account number Credit account holder s customer number Currency BIC 5 Clearing number/bank number Sequence information SG10 SEQ 1050 Sequence number 130 DK EDIFACT CREMUL Credit Advice Denmark Page (15)

5 Data element Posting date SG10 DTM 2005 SG10 DTM 2379 Value date SG10 DTM 2005 Ordering customer s financial institution SG10 DTM 2379 SG10 FII 3035 SG10 FII 33 SG10 FII 1131 SG10 FII 3055 Bank reference SG11 RFF 1153 SG10 RFF 115 Transaction reference SG10 RFF 1153 SG10 RFF 115 Original amount SG13 MOA 50 SG13 MOA 500 SG13 MOA 635 SG13 MOA 05 Ordering customer SG1 NAD 3035 SG1 NAD 312 Process type SG20 PRC Free text SG20 FTX 51 SG20 FTX 0 Process indicator SG27 GIS Total control amount SG27 MOA 50 SG27 MOA 500 OR Clearing number/bank number 130 AIK Bank reference C level ATK Remitter's account number 98 Original amount Currency OY Remitter s name and address PMD Reference information 128 Control amount Implementation guide File example Bank transfer with normal advice DTM+: : DTM+: :' BUS++DO++DK5' MOA+60:180,:DKK::' RFF+ACK: D' RFF+ACD: ' FII+BF : ::DKK+HANDDKKK::5:0890::130+DK' SEQ ' DTM+: :' DTM+: :' FII+OR++:::3100::130' RFF+AIK: B' EDIFACT CREMUL Credit Advice Denmark Page 5 (15)

6 RFF+ATK: ' MOA+98:180,:DKK::' NAD+OY++Pladeindustri A/S:NORDAGER 3:6000 KOLDING' PRC+11' FTX+PMD+++OVERF: ,732712' GIS+37' MOA+128:180,' BANK TRANSFER WITH IMMEDIATE ADVICE (STRAKS) Description Bank transfer with immediate advice (straks) Data element Posting date SG DTM 2005 Value date SG DTM 2005 Business type SG BUS 3279 SG BUS 383 Posted amount SG MOA 50 SG MOA 500 SG MOA 635 SG MOA 05 Bank reference SG5 RFF 1153 Transaction reference SG5 RFF 1153 Beneficiary s bank SG6 FII 3035 SG6 FII 319 SG6 FII 3192 SG6 FII 635 SG6 FII 333 SG6 FII 33 SG6 FII 3207 EDIFACT CREMUL Credit Advice Denmark Page 6 (15) DO DK 60 ACK Bank reference B level ACD Additional reference BF Account number Credit account holder s customer number BIC 5 Clearing number/bank number Sequence information SG10 SEQ 1050 Sequence number Posting date SG10 DTM DK

7 Data element Value date SG10 DTM 2005 Ordering customer s financial institution SG10 DTM 2379 SG10 DTM 2379 SG10 FII 3035 SG10 FII 33 SG10 FII 1131 SG10 FII 3055 Bank reference SG11 RFF 1153 SG11 RFF 115 Original amount SG13 MOA 50 SG13 MOA 500 SG13 MOA 635 SG13 MOA 05 Ordering customer SG1 NAD 3035 SG1 NAD 312 Process type SG20 PRC Free text SG20 FTX 51 SG20 FTX 0 Process indicator SG27 GIS Total control amount SG27 MOA 50 SG27 MOA 500 OR Clearing number/bank number 130 AIK Bank reference C level 98 OY Remitter s name and address PMD Message/Reference information 128 Implementation guide File example Bank transfer with immediate advice (straks) DTM+: :' DTM+: :' BUS++DO++DK' MOA+60:7091,87:DKK::' RFF+ACK: D' RFF+ACD: ' FII+BF : ::DKK+HANDDKKK::5:0890::130+DK' SEQ ' DTM+: :' DTM+: :' FII+OR++:::7320::130' RFF+AIK: B' MOA+98:7091,87:DKK::' NAD+OY++Papir A/S:Grenaavej 66:8500 Grenaa' PRC+11' EDIFACT CREMUL Credit Advice Denmark Page 7 (15)

8 FTX+PMD+++Indbet med nota:papir A/S Grenaa : Rabat 567,68' GIS+37' MOA+128:7091,87' Konto 1235 Fakt PAYMENT FORM FI, FORM TYPE 71 This example shows an incoming payment containing three invoices each with a reference Description Payment form FI, form type 71 Data element Posting date SG DTM 2005 Value date SG DTM 2005 Business type SG BUS 3279 SG BUS 383 Posted amount SG MOA 50 SG MOA 500 SG MOA 635 SG MOA 05 Bank reference SG5 RFF 1153 Transaction reference SG5 RFF 1153 Transaction reference SG5 RFF 1153 Beneficiary s bank SG6 FII 3035 SG6 FII 319 SG6 FII 3192 SG6 FII 635 SG6 FII 333 SG6 FII 33 SG6 FII 3207 DO IND 60 ACK Bank reference B level KRE Creditor number ACD Additional reference BF Account number Credit account holder s customer number BIC 5 Clearing number/bank number Sequence information SG10 SEQ 1050 Sequence number Posting date SG10 DTM DK EDIFACT CREMUL Credit Advice Denmark Page 8 (15)

9 SG10 DTM 2379 Value date SG10 DTM 2005 SG10 DTM 2379 EDIFACT CREMUL Credit Advice Denmark Page 9 (15)

10 Data element Ordering customer s financial institution SG10 FII 3035 Bank reference SG11 RFF 1153 SG11 RFF 115 Transaction reference SG11 RFF 1153 SG11 RFF 115 Original amount SG13 MOA 50 SG13 MOA 500 SG13 MOA 635 SG13 MOA 05 Process type SG20 PRC Document details SG21 DOC 1001 SG21 DOC 100 Invoice amount SG21 MOA 50 SG21 MOA 500 Process indicator SG27 GIS Total control amount SG27 MOA 50 SG27 MOA 500 OR AIK Bank reference C level KAK OCR number File example Payment form FI, form type 71 DTM+: :' DTM+: : BUS++DO++IND' MOA+60:200,51:DKK::' RFF+ACK: D' RFF+KRE:112233' RFF+ACD: ' FII+BF : ::DKK+HANDDKKK::5:0890::130+DK' SEQ ' DTM+: :' DTM+: :' FII+OR' RFF+AIK: B' RFF+KAK:71' MOA+98:100,5:DKK::' PRC+8' DOC ' MOA+9:100,5' GIS+37' MOA+128:100,5' SEQ ' EDIFACT CREMUL Credit Advice Denmark Page 10 (15)

11 DTM+: :' DTM+: :' FII+OR' RFF+AIK: B' RFF+KAK:71' MOA+98:100,06:DKK::' PRC+8' DOC ' MOA+9:100,06' GIS+37' MOA+128:100,06' 2.1. CROSS-BORDER PAYMENT This example shows a cross-border payment, where the charges are deducted in connection with the transaction. Each party pays its own costs Description Cross-border payment Data element Posting date SG DTM 2005 Value date SG DTM 2005 Business type SG BUS 3279 SG BUS 383 Posted amount SG MOA 50 SG MOA 500 SG MOA 635 SG MOA 05 Bank reference SG5 RFF 1153 Transaction reference SG5 RFF 1153 IN AAB 60 ACK Bank reference B level ACD Additional reference EDIFACT CREMUL Credit Advice Denmark Page 11 (15)

12 Data element Beneficiary s bank SG6 FII 3035 SG6 FII 319 SG6 FII 3192 SG6 FII 635 SG6 FII 333 SG6 FII 33 SG6 FII 3207 Charge allocation SG7 FCA 71 1 Charges SG7 MOA 50 SG7 MOA 500 SG7 MOA 635 BF Account number Implementation guide Credit account holder s customer number BIC 5 Clearing number/bank number 130 DK 9 Sequence information SG10 SEQ 1050 Sequence number Posting date SG10 DTM 2005 SG10 DTM 2379 Value date SG10 DTM 2005 Ordering customer s financial institution SG10 DTM 2379 SG10 FII 3035 SG10 FII 333 SG10 FII 1131 SG10 FII 3055 Bank reference SG11 RFF 1153 SG11 RFF 115 Original amount SG13 MOA 50 SG13 MOA 500 SG13 MOA 635 SG13 MOA 05 Transferred amount SG13 MOA 50 SG13 MOA 500 SG13 MOA 635 Beneficiary SG1 NAD 3035 SG1 NAD 312 Ordering party SG1 NAD 3035 SG1 NAD 312 Allocation of charges SG17 FCA 71 1 OR BIC/SWIFT 5 AIK Bank reference C level BE Beneficiary name and address OY Remitter s name and address EDIFACT CREMUL Credit Advice Denmark Page 12 (15)

13 EDIFACT CREMUL Credit Advice Denmark Page 13 (15)

14 Data element Total charge amount SG17 MOA 50 SG17 MOA 500 SG17 MOA 635 Type of charge SG18 ALC 563 SG18 ALC 5189 Charge amount SG18 MOA 50 SG18 MOA 500 SG18 MOA 635 SG18 MOA 05 Process type SG20 PRC Free text SG20 FTX 51 SG20 FTX 0 Process indicator SG27 GIS Total control amount SG27 MOA 50 SG27 MOA C PMD Message/Reference information 128 Implementation guide File example Cross-border payment DTM+: :' DTM+: :' BUS++IN++AAB' MOA+60:2189,7:DKK::' RFF+ACK: D' RFF+ACD: ' FII+BF : ::DKK+HANDDKKK::5:0890::130+DK' FCA+1' MOA+9:30:DKK' SEQ ' DTM+: :' DTM+: :' FII+OR++DRESDEFF::5' RFF+AIK: B' MOA+98:510:USD::' MOA+13:510:USD' NAD+BE++"SYSTEM FIVE":GADE 12 A:2700 HERLEV:2800 KØBENHAVN S' NAD+OY++AKTIENGESELLSCHAFT:BACHERPLATZ 99:803 MUENCHEN' FCA+1' MOA+9:30:DKK' ALC+C+:1' MOA+23:30:DKK::7' PRC+11' EDIFACT CREMUL Credit Advice Denmark Page 1 (15)

15 FTX+PMD M :GENERATION INC. INV U:S ' GIS+37' MOA+128:2189,7' EDIFACT CREMUL Credit Advice Denmark Page 15 (15)