Term Directory TERM DIRECTORY. in Handelsbanken EDIFACT-format version D.96A

Transcription

1 TERM DIRECTORY in Handelsbanken EDIFACT-format version D.96A Version Publishing date 19 February 2016

2 Table of contents 1 INTRODUCTION RELATED DOCUMENTS DEFINITIONS HISTORY DATA FORMAT TERM DIRECTORY CODE LIST A. DOCUMENTS, MESSAGES, REFERENCES, IDENTIFICATIONS B. DATES, PERIODS, TIMES C. PARTIES, ADDRESSES, TOWNS, COUNTRIES, PERSONS D. CONDITIONS, CLAUSES, INSTRUCTIONS, CONTRACTS, AGREEMENTS E. AMOUNTS, CHARGES, PERCENTAGES F. REFERENCE INFORMATION EDIFACT Term Directory Page 2 (40)

3 1 Introduction Handelsbankens Term Directory contains a specification of the business terms used in the business transactions, described in Handelsbanken s Implementation guides. The Implementation guides refer to the Term Directory. The specifications listed below are independent of business transactions. Specific regulations and conditions, which only apply within certain business transactions are stated in Handelsbanken s Implementation guides. The Term Directory is based on UNTDED, the United Nations Trade Data Element Directory. For complete information about the service and the implementation in different countries a combination of several documents is needed: Handelsbanken s Implementation guide including information about the service debit advice EDIFACT format DEBMUL. Handelsbanken s Implementation guide including information about the service credit advice EDIFACT format CREMUL. Handelsbanken s Country-specific implementation guides with example files The description is specific to Handelsbanken s services and routines and must therefore be used only when working with Handelsbanken. The business terms are described in groups according to the table of contents. 1.1 Related documents These documents and specifications will make it easier to understand and apply the implementation guidelines: [IBAN] IBAN, ECBS SIG203 v.3.2 August 2003 [ISO country] ISO code, country, ISO [ISO currency] ISO code, currency, ISO [BIC] ISO code, BIC, Bank Identifier Code, ISO-9362 [ISO 8859] Character set, ISO/IEC [ 96A.aspx] o Implementation guide CREMUL Svenska bankföreningen version D.96A o Implementation guide DEBMUL Svenska bankföreningen version D.96A o Term Directory, Svenska Bankforeningen. EDIFACT Term Directory Page 3 (40)

4 1.2 Definitions Term BBAN IBAN SWIFT BIC BBAN stands for Basic Bank Account Number and identifies a unique national bank account number. A BBAN can comprise up to 30 characters and can be alphanumeric. An international IBAN is created based on a BBAN. IBAN stands for International Bank Account Number. An IBAN consists of a maximum of 35 characters. A Swedish IBAN consists of 24 characters. SWIFT is the abbreviation of Society for Worldwide Interbank Financial Telecommunication and is a communications network used by most of the banks in the world for sending each other payment instructions and messages. Bank Identifier Code, 8 or 11 characters. A unique address linked to SWIFT 1.3 History New releases of the Implementation Guides are published on a regular basis, based on new versions of the underlying standards or to provide clarification or changes. At Handelsbanken, changes to version numbers are made according to the following guidelines. The original version is The last digit is changed when the format descriptions are changed, for example text clarifications and examples. The second digit is changed if minor changes are made to the format such as new countries or changes in the payment type. The first digit is changed (thus becoming a completely new version) if the format changes mean that the customer will have to make adaptations in order to continue using the service. In this case, all customers affected are informed of the new version and what the changes involve. Version Date Published Minor changes and updates Published A023, ZZZ Published Data format SYMBOL DESCRIPTION OF FIELD STATUS a Alphabetic characters n Numeric characters an Alphanumeric characters.. Variable term lengths..17 Variable term sizes, where "17" indicates the maximum number of characters that can be accommodated in the business term...35x5 Five rows, where each row can accommodate a maximum of 35 characters. an5 (aannn) Fixed length of 5 alphanumeric characters, interpreted as 2 alphabetic characters to be followed by 3 numeric characters n8 (CCYYMMDD) Fixed length of 8 positive numeric characters, interpreted as a date format: two characters century, two characters year, two characters month and two characters day. -n..8(2) A variable numeric number which contains a maximum of 8 characters and both negative and positive numbers, of which EDIFACT Term Directory Page 4 (40)

5 two are decimals. Examples 5 = Alphanumeric, variable length, with a maximum of 35 characters. n12 = Numeric, fixed length, 12 characters. EDIFACT Term Directory Page 5 (40)

6 Explanations Term category and unique id. no.: Grouping of business terms in accordance with the list above and a unique number, e.g. A001. Term name: Name of the business term, e.g. Payment order, number. : Definition of the business term. of the business term s: aim, function, conditions, or how the business term is used in combination with other business terms and, where appropriate, permitted code values. If a more detailed description is required, further additional description and comments can be added here. This may include what the business term is used for, function or conditions. Term format: The format which is recommended for use. Most formats are presented as maximum field lengths, which are taken from UNTDED. Certain lengths have been altered to meet the specific requirements of the financial institutions. The term format is used to define how the business term is to be used. EDIFACT Term Directory Page 6 (40)

7 2 Term Directory code list 2.1 A. Documents, messages, references, identifications A001 PAYMENT ORDER, NUMBER Unique number which identifies a payment order. The number is also used as a reference in a Banking status message, BANSTA (A033). In the event of any questions concerning the payment order, the payment order number can be used as a reference. 5 A005 DEBIT ADVICE, NUMBER Identification number for the debit advice issued by the financial institution. This reference number can be used in the event of any questions concerning the debit. 5 A006 CREDIT ADVICE, NUMBER Identification number for the credit advice issued by the financial institution. This reference number can be used in the event of any questions concerning the credit. 5 A007 BANKING STATUS MESSAGE, REFERENCE NUMBER Unique number which identifies a bank status report. In the event of any questions concerning the bank status report, the reference number can be used as a reference. 5 EDIFACT Term Directory Page 7 (40)

8 A008 BANKING STATUS MESSAGE TYPE, CODE 313 Application error messages used for rejections 291 Application acknowledgment and error report used for accepted transactions with warnings. (Not used) 312 Acknowledgment message only used for positive acknowledgments with no further explanations. (Not used) A009 FINANCIAL STATEMENT MESSAGE TYPE, CODE Code which indicates the financial statement messages type. One of the following codes must be used: 54 Account statement, balance and transactions 56 Statement, at closing of account 306 Central account report/ Cash pool statement A012 FINANCIAL STATEMENT MESSAGE, NUMBER Unique number which is issued by the financial institution, and which is used to identify the specific financial statement message. This reference number can be used in the event of any questions concerning the financial statement. A014 BATCH NUMBER The batch number is used when a message, e.g. an account statement, has to be divided into several batches A017 DEBIT ORDER REFERENCE, VERIFICATION NUMBER The customer s own reference for the debit transaction. The reference is intended for reconciliation purposes, and should be chosen with this in mind. 5 A018 CUSTOMER REFERENCE NUMBER, VERIFICATION NUMBER The customer s own reference for the credit transaction, i.e. the actual payment. The reference is intended for reconciliation purposes, and should be chosen with this in mind. EDIFACT Term Directory Page 8 (40)

9 5 A020 FINANCIAL STATEMENT MESSAGE NUMBER, ALLOCATED BILATERALLY Number of this financial statement. The number is allocated within a number series which is agreed between the financial institution and the receiver of the message. 5 A022 FINANCIAL INSTITUTION VERIFICATION NUMBER Unique number which identifies this transaction. Allocated by the financial institution. 5 A023 TRANSACTION REFERENCE, TYPE Code which identifies the nature of the transaction, e.g. cross-border payment or cheque. PQ ATJ ATK ATL CT ASQ ADE ADC LC ANL CR AGJ AAC ACN AIU ACD ACE AGZ CK ATO KRE KAK Cross-border payment reference number Receiving bankgiro number Remitter s bankgiro number, Sweden Remitter s account number, Denmark Bankgiro reference Contract number Fund account number Account number Loan number Letter of Credit number Deposit reference number Customer reference number Single transaction sequential number Documentary Credit number Advice of collection number Charge Card Account number Additional reference number Related document number Payroll number Cheque number Converted Plusgiro number Creditor number, Denmark Payment form FI, Denmark EDIFACT Term Directory Page 9 (40)

10 ZZZ Mutual agreed reference A024 TRANSACTION REFERENCE, NUMBER Reference number for the transaction, e.g. cross-border payment number or cheque number. 5 A025 REFERENCE TO REMITTANCE INFORMATION, NUMBER Reference number for remittance information forwarded separately. 5 A026 FINANCIAL INSTITUTION ORDER REFERENCE, NUMBER Unique number which identifies this transaction. Allocated by the financial institution. 5 A027 MESSAGE FUNCTION CODE Code which states whether the message is an original or a duplicate. 7 Duplicate (Not used) 9 Original EDIFACT Term Directory Page 10 (40)

11 A033 ORIGINAL ORDER, MESSAGE REFERENCE Unique number identifying previous sent message. Used in order to identify e.g. a payment order within its payment order number. 5 A034 ORIGINAL ORDER, DEBIT REFERENCE The customer s own reference for the debit transaction. Used in order to identify a single debit transaction within a previously sent payment order. 5 A035 ORIGINAL ORDER, CREDIT REFERENCE The customer s own reference for the credit transaction. Used in order to identify a single credit transaction within a previously sent payment order B. Dates, periods, times B001 PAYMENT ORDER, DATE Date on which the payment order was created. n8, YYYYMMDD n12, YYYYMMDDHHMM B002 REQUESTED EXECUTION DATE The requested execution date, i.e. the date the payment order is to be executed. (If no monitoring service is being used, the payment order is executed on the same day as the payment order is received by the party enacting the payment.) n8, YYYYMMDD EDIFACT Term Directory Page 11 (40)

12 B003 DEBIT ADVICE, DATE Specifies the date on which the debit advice was generated. n8, YYYYMMDD n12, YYYYMMDDHHMM B004 CREDIT ADVICE, DATE Specifies the date on which the credit advice was generated. n8, YYYYMMDD n12, YYYYMMDDHHMM B005 VALUE DATE Specifies the value date of the transaction. n8, YYYYMMDD B006 POSTING DATE The date on which the money was posted to the account. n8, YYYYMMDD B007 FINANCIAL STATEMENT MESSAGE, DATE The date on which the financial statement message was generated. n8, YYYYMMDD n12, YYYYMMDDHHMM B011 BALANCE DATE The date of the balance. EDIFACT Term Directory Page 12 (40)

13 n8, YYYYMMDD n12, YYYYMMDDHHMM n17, YYYYMMDD-YYYYMMDD B016 BENEFICIARY S BANKS DUE DATE The date on which the ordering customer wishes the money to be available for the beneficiary s financial institution. May only be used with the agreement of the financial institution. n8, YYYYMMDD B017 PAYMENT DUE DATE The date on which the ordering customer wishes the money to be available for the beneficiary. This date can never be guaranteed by the forwarding financial institution, since it is a business matter between the beneficiary s financial institution and the beneficiary. n8, YYYYMMDD B018 REFERENCE DATE The date on which the reported rate of exchange was fixed. n8, YYYYMMDD B019 CONTRACT DATE The date on which the reported foreign currency exchange contract was signed with the financial institution. n8, YYYYMMDD B020 ORIGINAL ORDER, DATE Date when the original order was created. n8, YYYYMMDD n12, YYYYMMDDHHMM n10, YYMMDDHHMM (used for original interchange date) B025 BANKING STATUS MESSAGE, DATE Date when the banking status message was created. n8, YYYYMMDD EDIFACT Term Directory Page 13 (40)

14 n12, YYYYMMDDHHMM 2.3 C. Parties, addresses, towns, countries, persons C001 ORDERING CUSTOMER S IDENTIFICATION Identification of the ordering customer in coded form. Customer number in the financial institution identifies the ordering customer. Corporate identification numbers are often used as customer numbers. n..17 C002 ORDERING CUSTOMER S NAME The ordering customer s name. 5 C003 ORDERING CUSTOMER S BOX/STREET ADDRESS The ordering customer s street address or P.O box address. 5 C004 ORDERING CUSTOMER S POSTCODE The ordering customer s postcode. an..9 C005 ORDERING CUSTOMER S POSTAL ADDRESS The ordering customer s postal address (town). an..25 C006 ORDERING CUSTOMER S COUNTRY CODE ISO code 3166 for the ordering customer s address country. an..2 C008 DEBIT ACCOUNT Number of account which is to be debited. Account number is described in accordance with each financial institution s account layout BBAN, bankgiro number, or as an IBAN (International Bank Account Number). EDIFACT Term Directory Page 14 (40)

15 5 C009 ORDERING CUSTOMER S NAME AND ADDRESS, UNSTRUCTURED Ordering customer s name and address, if any, in unstructured form. 5 C011 ORDERING CUSTOMER S CONTACT PERSON OR DEPARTMENT Contact person or department the financial institution can contact regarding the payment order, e.g. in connection with an advice message. 5 C012 ORDERING CUSTOMER S TELEPHONE NUMBER The ordering customer s telephone number must be stated indicated in the most complete and unambiguous form, including national country and area codes. an..25 C013 ORDERING CUSTOMER S TELEFAX NUMBER The ordering customer s telefax number must be stated indicated in the most complete and unambiguous form, including national country and area codes. an..25 C015 ORDERING CUSTOMER S ADDRESS The ordering customer s electronic mail address must be stated indicated in the most complete and unambiguous form. an..25 C016 DEBIT ACCOUNT HOLDER S IDENTIFICATION The debit account holder s customer number in the financial institution. n..17 C027 DEBIT ACCOUNT SERVICING FINANCIAL INSTITUTION, INSTITUTION BRANCH NUMBER Identifies the financial institution in coded form. When identifying accounts in a Swedish financial institution, the clearing number is stated. EDIFACT Term Directory Page 15 (40)

16 When identifying accounts in a financial institution in other country than Sweden, the National Bank-ID (sorting code, etc.) is used, if necessary. Instructions on how this information is to be stated are provided by the individual financial institutions and in Handelsbanken s Implementation guides. an..11 C028 DEBIT ACCOUNT SERVICING FINANCIAL INSTITUTION, BIC/SWIFT ADDRESS Identifies the financial institution in coded form. The financial institution is identified by the BIC-code/ SWIFT address of the institution involved. an..11 C031 INTERMEDIARY BANK, BIC/SWIFT ADDRESS Identifies the intermediary financial institution in coded form. The financial institution is identified by the BIC-code/ SWIFT address of the institution involved. an..11 EDIFACT Term Directory Page 16 (40)

17 C033 BENEFICIARY S NAME AND ADDRESS, UNSTRUCTURED Beneficiary s name and address, if any, in unstructured form. 5 C034 BENEFICIARY S IDENTIFICATION Identifies the beneficiary in coded form. The beneficiary is identified by customer number in the financial institution. Corporate identification numbers are often used as customer numbers. an..17 C035 BENEFICIARY S NAME The beneficiary s name. 5 C036 BENEFICIARY S BOX/STREET ADDRESS The beneficiary s street address or P.O box address. 5 C037 BENEFICIARY S POSTCODE The beneficiary s postcode. an..9 C038 BENEFICIARY S POSTAL ADDRESS The beneficiary s postal address (town). an..25 EDIFACT Term Directory Page 17 (40)

18 C039 BENEFICIARY S COUNTRY CODE ISO code 3166 for the beneficiary s address country. an..2 C040 CREDIT ACCOUNT Number of the account which is to be credited. The account number is described in accordance with each financial institution s account layout. 5 C043 BENEFICIARY S CONTACT PERSON OR DEPARTMENT The person or department at the beneficiary to be advised. 5 C044 BENEFICIARY S TELEPHONE NUMBER The beneficiary s telephone number must be stated indicated in the most complete and unambiguous form, including national country and area codes. an..25 C045 BENEFICIARY S TELEFAX NUMBER The beneficiary s telefax number must be stated indicated in the most complete and unambiguous form, including national country and area codes. an..25 C047 BENEFICIARY S ADDRESS The beneficiary s electronic mail address must be stated indicated in the most complete and unambiguous form. an..25 C048 BENEFICIARY S INSTITUTION BRANCH NUMBER Identifies the financial institution in coded form. When identifying accounts in a Swedish financial institution, the clearing number is stated. When identifying accounts in a financial institution in other country than Sweden, the National Bank-ID (sorting code, etc.) is used, if necessary. EDIFACT Term Directory Page 18 (40)

19 Instructions on how this information is to be stated are provided by the individual financial institutions and in Handelsbanken s Implementation guides. an..17 C049 BENEFICIARY S FINANCIAL INSTITUTION, BIC/SWIFT ADDRESS Identifies the financial institution in coded form. The financial institution is identified by the BIC-code/ SWIFT address of the financial institution involved. an..11 C050 CHARGE ACCOUNT, ACCOUNT NUMBER Specifies the account which is to be debited for the charges if it is different from the account to which the actual payment order is to be debited. 5 C051 CHARGE ACCOUNT, INSTITUTION BRANCH NUMBER Clearing number of the financial institution branch which handles the charges account. The number must be stated for charges which are to be debited a particular account. Obligatory information on charges will be taken from separate accounts which have not been agreed in advance with the financial institution. an..17 C052 PARTY ENACTING ADVICE 1, CODE This specifies which party shall enact the advice. Stated only when advice is to be given manually. 3 Beneficiary s bank YC7 Ordered bank C053 RECIPIENT OF ADVICE 1, CODE This specifies which party is to be adviced. Stated only when advice is to be given manually. 11 Beneficiary C054 ADVICE METHOD 1, CODE This specifies how the advice is to be given. EDIFACT Term Directory Page 19 (40)

20 AD AP AJ BF Advice Telephone advice Advice via telefax Advice by mail C058 CREDIT ACCOUNT HOLDER S IDENTIFICATION The credit account holder s customer number in the financial institution when the credit account holder is a party other than the beneficiary. The credit account holder s corporate identification number is normally used as identification. C061 ACCOUNT HOLDER, IDENTIFICATION The account holder s identification. Identified via customer number/corporate identification number in the financial institution. 5 C065 ACCOUNT NUMBER The number of the reported account. 5 EDIFACT Term Directory Page 20 (40)

21 C066 CREDIT ACCOUNT SERVICING FINANCIAL INSTITUTION, INSTITUTION BRANCH NUMBER Clearing number or sorting code for account servicing financial institution. Please note that clearing number 3 is used for Handelsbanken Finland 5 C067 CREDIT ACCOUNT SERVICING FINANCIAL INSTITUTION, BIC/SWIFT ADDRESS Identifies the credit account servicing financial institution in coded form. Specified by BIC-code/SWIFT address. an..11 C068 ACCOUNT SERVICING FINANCIAL INSTITUTION, NAME Name of account servicing financial institution. an..70 C069 ACCOUNT SERVICING FINANCIAL INSTITUTION, TOWN Town where the account servicing financial institution is situated. 5 C083 BENEFICIARY S PROVINCE/COUNTY/STATE This specifies the beneficiary s province/county/state. an..9 C085 ADVICE INFORMATION 1, FREE TEXT Additional advice information in free text is given here. Note that the use of free text prevents automatic data processing. 5x an..70 C089 ORDERING CUSTOMER S PROVINCE/COUNTY/STATE The ordering customer s province/county/state. an..9 EDIFACT Term Directory Page 21 (40)

22 C090 FINANCIAL STATEMENT MESSAGE, RECIPIENT Identifies the recipient of the financial statement message. The recipient is identified in coded form. 5 C107 INSTITUTION BRANCH NUMBER TYPE, CODE Identifies the type of financial institution branch number used. 25 Bank Identification 154 Bank branch sorting identification 157 Clearing code C108 INSTITUTION BRANCH NUMBER TYPE, CODE LIST RESPONSIBLE AGENCY Identifies the organisation responsible for the list of codes for the type of financial institution branch number. 5 ISO - International Organisation for Standardisation 19 FRRC Federal Reserve Routing Code, USA 108 FR, Bankque de France 118 SE, Svenska Bankföreningen 119 IT, Associazione Bancaria Italiana 124 NO, Norwegian Bankers Association 125 FI, Finnish Bankers Association 128 BE, Belgian Bankers Association 130 DK, PBS Pengainstitutternas Betalings Service 131 DE, German Bankers Association 133 GB, Association for Payment Clearing Services 137 AT, Verband oesterreichischer Banken un Bankiers 170 Canada 178 Australia CH ES IE NL PT RU Switzerland Spain Ireland Netherland Portugal Russia EDIFACT Term Directory Page 22 (40)

23 Example: C107/C108 - These codes should be combined as indicated in the following table: Country/BIC-address C107 - Institution Branch No. Type BIC-address 25 5 USA France Sweden Italy Switzerland 157 CH Norway Finland Belgium Denmark Germany Great Brittan Austria Netherland 25 NL Portugal 25 PT Spain 25 ES Canada Australia 25 AU Ireland 25 IE Hong Kong 25 HK Russia 25 RU C108 - Institution Branch No. Responsible Agency C112 ADVICE SENDER, IDENTIFICATION Identifies the sender of the advice. an..11 EDIFACT Term Directory Page 23 (40)

24 C113 ADVICE RECIPIENT, IDENTIFICATION Identifies the recipient of the advice. 5 C116 ACCOUNT SERVICING FINANCIAL INSTITUTION, BIC/SWIFT ADDRESS Identifies the account servicing financial institution in coded form. Specified by BIC/SWIFT address. an..11 C118 ACCOUNT SERVICING FINANCIAL INSTITUTION, INSTITUTION BRANCH NUMBER Identifies the financial institution in coded form. To identify accounts in a Swedish financial institution, the clearing number is stated. Instructions on how this information is to be stated are provided by the individual financial institutions and in Handelsbanken s Implementation guides. an..11 C119 SUB-ACCOUNT LEVEL, NUMBER Identifies a sub-account level within a cash-pool account/central account. Note that any balances and transactions on a sub-account do not reflect a claim/debt against the financial institution, but against the top account holder. 5 C120 TOP ACCOUNT NUMBER Identifies the top account number in a cash-pool account /central account. 5 C121 SUB-ACCOUNT TRANSACTION, NUMBER Identifies a sub-account transaction within a cash-pool account /central account. Note that any balances and transactions on a sub-account do not reflect a claim/debt against the financial institution, but against the top account holder. 5 C122 ACCOUNT SERVICING FINANCIAL INSTITUTION, COUNTRY CODE Identifies the country of the account servicing financial institution. Stated in coded form. ISO 3166 EDIFACT Term Directory Page 24 (40)

25 C130 ORDERING CUSTOMER S FINANCIAL INSTITUTION, BIC/SWIFT ADDRESS Identifies the financial institution in coded form. The financial institution is identified by the BIC/SWIFT address of the financial institution involved. an..11 C131 ORDERING CUSTOMER S INSTITUTION BRANCH NUMBER Identifies the financial institution in coded form. When identifying accounts in a Swedish financial institution, the clearing number is stated. When identifying accounts in a financial institution in other country than Sweden the National Bank-ID (sorting code etc.) is used, if necessary. Instructions on how this information is to be stated are provided by the individual financial institutions and in Handelsbanken s Implementation guides. an..17 C132 ORDERING CUSTOMER S FINANCIAL INSTITUTION, NAME Name in free text of the party enacting advice for the ordering customer. 5 C133 ORDERING CUSTOMER S FINANCIAL INSTITUTION, TOWN The town where the account servicing financial institution branch is situated. 5 C134 ORDERING CUSTOMER S FINANCIAL INSTITUTION, COUNTRY The country where the account servicing financial institution branch is situated D. Conditions, clauses, instructions, contracts, agreements D001 GEOGRAPHICAL ENVIRONMENT, CODE Specifies whether the payment is a domestic or international payment. DO Domestic payment EDIFACT Term Directory Page 25 (40)

26 IN International payment D004 CONTRACT NUMBER Number of the currency foreign exchange contract which the currency conversion translation is to follow. This data element may only be used if a reference to a foreign exchange currency contract is to be given. D005 PAYMENT TERM, CODE The terms which specify the manner in which the payment is to be forwarded. If the code is omitted, this means normal payment. 80 Normal payment in accordance with the individual financial institution rules. 81 Express payment/urgent payment according to the individual financial institution. Only international payments. 82 Group payment in accordance with the individual financial institution rules. 83 Cheque payment 84 Economy payment, only for Handelsbanken Denmark 86 Netting payment 87 Salaries YW6 Financial payment D006 PAYMENT METHOD, CODE Specifies the method through which the payment to the beneficiary will be made. Where this data element is used, one of the following codes must be specified. The absence of this data element means that the payment has been credited to account or giro. 23 Cash payment Used only for domestic payments. If this code is used, name and address information which identifies the beneficiary must be included. D007 CHARGE ALLOCATION, CODE Identifies the party who is responsible for the payment of charges: 13 All charges are paid by the beneficiary 14 Each party is responsible for its own costs EDIFACT Term Directory Page 26 (40)

27 15 All charges are paid by the ordering customer If this information is omitted, it means that each party is responsible for its own charges D008 CENTRAL BANK CODE For Sweden, code in accordance with the Sveriges Riksbank code list. For other countries than Sweden, see Handelsbankens Implementation guides for more information D009 TYPE OF CHARGES, CODE Specifies the charge. The following codes can be used in connection with payments (see below). 1 Handling commission (Fee for the processing of documentary credit, collection and payment which are charges to the customer.) 6 Advising commission 16 Negotiation commission 30 Bank charges charges taken out by other financial institutions involved in the transaction 31 Bank charges information 49 Interest 55 Transfer charges EDIFACT Term Directory Page 27 (40)

28 D020 UNDERLYING BUSINESS TYPE, CODE : Identifies the underlying business type. The information is of the customer-to-customer type. Here are some examples of possible codes: ADV CAS FEX GDS INS INT LOA NET REN ROY SAL SCV TAX VAT D022 Payment in advance Cash Management Transfer Foreign currency transaction, exchange contract Purchase and sale of goods Insurance premium Interest Loan Netting Rent Royalties Salary Purchase and sale of services Tax payment VAT payment PAYMENT REFERENCE, CONTENTS AND FORMAT The code identifies whether the subsequent reference information is structured or unstructured and, if both occur, whether the structured and unstructured information is identical or not. 8 Processing of structured information only the DOC segment group must follow 9 Processing of identical information in structured and unstructured form the DOC segment group and FTX segment must follow. 10 Processing of different information in structured an unstructured form the DOC segment group and FTX segment must follow 11 Processing of unstructured information only the FTX segment must follow an..17 EDIFACT Term Directory Page 28 (40)

29 D023 FINANCIAL INSTITUTION TRANSACTION TYPE, CODE Identifies the type of financial institution transaction to which this transaction refers, e.g. cross-border payment, cheque and salary payment. FGI CON Free format giro Cash concentration AAW Incoming bankgiro CUX AAG AAB AAC AAU AAE BKD AAH AAD UGI RGI AAT PAC S033 AAF BKI CHG COM INT MSC REC RET SEC LOK VDA CLR CPP CHI CHN PGI RTR LOC Currencies Incoming corporate direct debit Incoming cross-border payment Outgoing cross-border payment Mortgage loan Incoming OCR (Optical Character Reading) payment Bank draft Incoming paper-based payment Tax payment Urgent giro Reference giro Promissory note loan Payment card Card Settlements Incoming retail direct debit Bank initiated Charges Commission Interest Miscellaneous Returned cheques Return items Securities Lockbox Value date adjustment Clearing Cash payment by post Cheque international Cheque national Postgiro Returned transfer Letter of credit EDIFACT Term Directory Page 29 (40)

30 WDL DEP FEX COL DDT STO TRF TCK POS CAL ABX BEX BGI AAA AAM AAN AAK AAL AAO AAS AAV AAR AAJ AAQ AAP AAI ZZZ Withdrawal cash operation Deposit cash operation Foreign exchange Collection Direct debit Standing order Transfer Traveller s cheque Point of sales Cash letter Automated bills of exchange Bills of exchange Bankgiro Transfer according to bilaterally agreed standards Domestic bond market International bond market Domestic money market Foreign money market Funds Long foreign credits Salary Short foreign credits Safe deposit box Guarantee Safe deposit box Zero-balancing transaction Mutually defined 230 Incoming KID/OCR payment, Norway 232 Incoming Autogiro, Norway 233 Electronic incoming payment with message/reference, Norway 234 Incoming Giro payment, Norway DK4 DK5 IND RGI FI Incoming Bank transfer with immediate advice, Denmark Incoming Bank transfer with normal advice, Denmark Incoming Payment form FI, Denmark Incoming Reference Giro payment, Finland Incoming Invoice payment, Finland EDIFACT Term Directory Page 30 (40)

31 D024 GENERIC CHARGES ALLOCATION, CODE Identifies the party who is responsible tor the payment of charges when this is the same for all credit orders in a debit order: 13 All charges are paid by the beneficiary 14 Each party is responsible for its own costs 15 All charges are paid by the ordering customer If this information is omitted, it means that each party is responsible for its own charges. D026 ERROR REASON REJECTED ORDERS, CODE Specifies the reason, in coded form, as to why the financial institution has rejected a previously sent order: 2 Message content rejected with comment in free text (in English) 2.5 E. Amounts, charges, percentages E001 PAYMENT AMOUNT The amount to which the payment order refers, i.e. amount to pay. E002 PAYMENT CURRENCY The currency in which the payment order is to be executed. Stated in coded form (ISO 4217). E004 CHARGE CURRENCY Specifies the currency in which the charge amount has been stated. Stated in coded form (ISO 4217). E005 CONVERTED AMOUNT The amount in currency which has been converted, and actually credited to the account.. EDIFACT Term Directory Page 31 (40)

32 E007 AMOUNT CREDITED The amount which has been credited to the beneficiary s account. E008 ORIGINAL AMOUNT The original amount of the payment order. E010 CURRENCY OF CONVERTED AMOUNT The currency in which the amount is stated. Stated in coded form (ISO 4217) E011 CURRENCY OF EQUIVALENT AMOUNT The currency in which the amount is stated. Stated in coded form (ISO 4217) E012 CURRENCY OF AMOUNT CREDITED The currency in which the amount is stated. Stated in coded form (ISO 4217) EDIFACT Term Directory Page 32 (40)

33 E013 CURRENCY OF ORIGINAL AMOUNT The currency in which the amount is stated. Stated in coded form (ISO 4217) E015 EXCHANGE RATE Specifies the exchange rate used. If the exchange rate originates in a forward agreement and the forward agreement number is to be reported, this must also be stated. n..12 E017 AMOUNT DEBITED Amount after any charges. E018 CURRENCY OF AMOUNT DEBITED The currency in which the amount is stated. Stated in coded form (ISO 4217) E023 OPENING BALANCE, BOOKED This specifies the opening booked balance. E024 OPENING VALUE DATE BALANCE This specifies the opening value date balance. EDIFACT Term Directory Page 33 (40)

34 E026 ACCRUED DEBIT INTEREST, AMOUNT This specifies the total of accrued debit interest. E029 ACCRUED CREDIT INTEREST, AMOUNT This specifies the total of accrued credit interest. E046 CHARGE AMOUNT STATUS, CODE This specifies whether information on charges is provided only for information, i.e. the charges are debited separately in accordance with a bilateral agreement. 7 Fixed, i.e. the charges are debited in connection with the transaction 9 For information, i.e. the amount is charged separately but is provided here for information E047 TOTAL AMOUNT IN PAYMENT CURRENCY Total payment amount in payment currency. The total of all payment amounts (E001) in the credit orders within a debit order. E049 ACCOUNT CURRENCY Identifies the currency of an account. Stated in coded form (ISO 4217) E050 DEBIT CURRENCY The currency in which the debit is to be executed, i.e. the debit account currency. Stated in coded form (ISO 4217). EDIFACT Term Directory Page 34 (40)

35 E051 CREDIT CURRENCY The currency in which the credit is to be executed, i.e. the credit account currency. Stated in coded form (ISO 4217). E052 EXCHANGE RATE, BASE Identifies the base used in stating the exchange rate, i.e. whether the rate is given per 1, 10, 100 or 1000 units of the currency. n..4 E054 PAYMENT AMOUNT AS EQUIVALENT AMOUNT The payment amount as an equivalent amount in another currency. E057 CLOSING BALANCE, BOOKED This specifies the closing booked balance. E058 CLOSING VALUE DATE BALANCE This specifies the closing value date balance. E059 INTERIM OPENING BALANCE This specifies an interim opening balance when the message is divided into several batches. Used in the event that an account report statement message contains more than 9999 transactions in one account. EDIFACT Term Directory Page 35 (40)

36 E060 INTERIM CLOSING BALANCE This specifies an interim closing balance when the message is divided into several batches. Used in the event that an account report statement message contains more than 9999 transactions in one account. E061 TOTAL AMOUNT DEPOSIT The total of all deposits during a given period. E062 TOTAL AMOUNT WITHDRAWALS The total of all withdrawals during a given period. E063 AMOUNT ENTERED This specifies the amount entered to the account. E065 TOTAL AMOUNT OF CHARGES, DEBITED The total of all charges. The amount is debited in connection with the transaction underlying the charges. In the event of a payment, for example, the amount that has been deducted or added to the debited/credited amount. EDIFACT Term Directory Page 36 (40)

37 E066 BALANCE TO BE CONFIRMED FOR AUDIT REASONS This specifies a balance for audit reasons. E071 TOTAL AMOUNT OF CHARGES, DEBITED SEPARATELY The total amount of charges. The amount is debited separately for the transaction underlying the charges. E072 TRANSFERRED AMOUNT The amount actually transferred to the counterparty. E073 CURRENCY OF TRANSFERRED AMOUNT The currency in which the transferred amount is stated. Stated in coded form (ISO 4217). E074 TOTAL AMOUNT OF CHARGES, INDIVIDUAL ORDER The total of all charges for an individual order. E075 AMOUNT OF CHARGES, INDIVIDUAL ORDER, CERTAIN TYPE OF CHARGES The amount of charges for certain specific type of charge for an individual order. For example, advice fees. EDIFACT Term Directory Page 37 (40)

38 E076 AMOUNT CURRENCY Currency for the stated amount. 2.6 F. Reference information F001 CONTROL AMOUNT Totalling of all documents amounts (F007) for control purposes, i.e. a hash control sum independent on DOC type. F003 DOCUMENT NUMBER Number of the document referred to. 5 F004 DOCUMENT TYPE Code identification of the document type. 380 Commercial invoice 381 Credit invoice 322 OCR (Optical Character Reading) payment, Sweden and Denmark. KID/OCR, Norway 383 Debit note 389 Self billed invoice 420 Credit note OCR payment RFG Reference Giro payment, Finland 998 KID credit note, Norway 999 KID/OCR payment, Norway EDIFACT Term Directory Page 38 (40)

39 F005 DOCUMENT DATE The date on which the document referred to was generated. 5 F006 DOCUMENT DATE, FORMAT Code which identifies the format in which the document was stated. F007 DOCUMENT AMOUNT Amount for the specified document. F008 DOCUMENT CURRENCY Currency in which the document was stated. Stated in coded form (ISO 4217). F009 AMOUNT TYPE,CODE Coded identification of the amount type. F010 OTHER REFERENCE NUMBER Other reference number. 5 EDIFACT Term Directory Page 39 (40)

40 F011 TYPE OF REFERENCE NUMBER Coded identification of type of reference number. F012 REFERENCE INFORMATION, FREE TEXT Reference information in the form of free text. See Handelsbankens Implementation guides for more information about each payment type. an..5x70 EDIFACT Term Directory Page 40 (40)