Implementation guide. Debit Advice. Country-specific information EDIFACT DEBMUL

Transcription

1 Debit Advice Country-specific information EDIFACT DEBMUL Version Publishing date 30 December 2010

2 Table of contents 1 INTRODUCTION Related documents History SPECIFIC PAYMENT TYPE INFORMATION Local payments and transfers from accounts in Sweden RESTRICTIONS TO THE SERVICE LOCAL BANKGIRO PAYMENT Description: Local bankgiro payments File example: Local bankgiro payment Cross-border payments RESTRICTIONS TO THE SERVICE CROSS-BORDER PAYMENT WITH DEBIT ACCOUNT IN SWEDEN Description: Cross-border payment with debit account in Sweden File example: Cross-border payment with debit account in Sweden CROSS-BORDER PAYMENT WITH DEBIT ACCOUNT IN NORWAY Description: Cross-border payment with debit account in Norway File example: Cross-border payment with debit account in Norway Local payments and transfers via GlobalOn-Line RESTRICTIONS TO THE SERVICE LOCAL PAYMENT VIA GLOBALON-LINE, NORWAY Description: Local payment via GlobalOn-Line, Norway File example: Local payment via GlobalOn-Line, Norway LOCAL PAYMENT VIA GLOBALON-LINE, DENMARK Description: Local payment via GlobalOn-Line, Denmark File example: Local payment via GlobalOn-Line, Denmark LOCAL PAYMENT VIA GLOBALON-LINE, FINLAND Description: Local payment via GlobalOn-Line, Finland File example: Local payment via GlobalOn-Line, Finland EDIFACT DEBMUL Debit Advice Country-specific information Page 2 (16)

3 1 Introduction Handelsbanken provides information about executed payments in the debit advice EDIFACT format DEBMUL. Debit advices contains detailed information about the company s executed payments, e.g. the remitter s own reference per payment, transaction amount/booked amount, name of beneficiary, etc. The debit advice can be used as data for automatic matching of open items in supplier ledgers. A condition for the reporting to work is that the customer sends the payments via file directly to Handelsbanken s file platform. This document includes examples for some different payment types and countries. For each payment type there is a description specifying the segments, codes, qualifiers etc which may occur. The description is specific to Handelsbanken s services and routines and must therefore be used only when working with Handelsbanken. 1.1 Related documents These documents and specifications are necessary for a full understanding of the implementation guide: Handelsbanken s Implementation guide Debit Advice EDIFACT DEBMUL format. Term directory in Handelsbanken. 1.2 History At Handelsbanken, changes to version numbers are made according to the following guidelines. The original version is The last digit is moved up a digit when the format descriptions are changed, for example text clarifications and examples. The second digit is moved up a digit if minor changes are made to the format such as new countries or changes in the payment type. The first digit is moved up a digit (thus becoming a completely new version) if the format changes mean that the customer will have to make adaptations in order to continue using the service. In this case, all customers affected are informed of the new version and what the changes involve. Version Date Description Published Amendment SG ZZZ. Amendment SG6 DE3433, DE1131, DE Published Code revision according to D96A Replacement of implementation guides with older versions between EDIFACT DEBMUL Debit Advice Country-specific information Page 3 (16)

4 2 Specific payment type information 2.1 Local payments and transfers from accounts in Sweden RESTRICTIONS TO THE SERVICE The following payment types are reported as executed in Debit advice as Handelsbanken has received the orders and forwarded them for execution: PlusGiro Transfers to account in other banks Intracompany payments to account in other banks Financial payments to account in other banks For detailed information about these orders, see the online services under Payments/Query and Delete or Account information/transactions and any local advice service. If, for some reason, the payment order is rejected after Handelsbanken has forwarded it for execution, this will be notified via , telephone or mail LOCAL BANKGIRO PAYMENT Description: Local bankgiro payments Posting date SG4 DTM 200 SG4 DTM 2380 SG4 DTM 2379 Business type SG4 BUS 3279 SG4 BUS 4383 Posted amount SG4 MOA 0 SG4 MOA 004 SG4 MOA 634 Bank reference SG RFF 113 Debit account servicing financial institution SG RFF 114 SG RFF 113 SG RFF 114 SG6 FII 303 SG6 FII 3194 SG6 FII 3192 SG6 FII 634 SG6 FII 3433 SG6 FII 1131 SG6 FII 30 SG6 FII 3434 SG6 FII 1131 SG6 FII Date 102 DO BGI ACK Bank reference B level ZZZ Mutual agreed reference OR Bankgiro number Customer number BIC, Debit account servicing financial institution EDIFACT DEBMUL Debit Advice Country-specific information Page 4 (16)

5 SG6 FII 3207 SE Sequence information SG10 SEQ 100 Sequence number Beneficiary s account SG10 FII 303 SG10 FII 3194 BF Bankgiro number EDIFACT DEBMUL Debit Advice Country-specific information Page (16)

6 Beneficiary s bank SG10 FII 3434 SG10 FII 1131 SG10 FII 30 Bank reference SG11 RFF 113 Bank reference SG11 RFF 113 Original amount SG13 MOA 0 SG13 MOA 634 Posted amount SG13 MOA 0 SG13 MOA 634 Beneficiary SG14 NAD 303 SG14 NAD 3036 SG14 NAD 3042 SG14 NAD 3064 SG14 NAD 31 SG14 NAD AIK Bank reference C level AEK Payment order number CR Customer reference number 98 BE Beneficiary s name P O Box/Street address Postal address Postcode File example: Local bankgiro payment DTM+202: :102 BUS++DO++BGI MOA+:678:SEK RFF+ACK: A RFF+ZZZ:FIL-E FII+OR+6666: ::SEK+HANDSESS:::9900:17:118+SE SEQ FII+BF :::9900:17:118 RFF+AIK: A RFF+AEK: RFF+CR: MOA+98:678:SEK MOA+:678:SEK NAD+BE+++NORDIC AB+BOX 110+STOCKHOLM SE EDIFACT DEBMUL Debit Advice Country-specific information Page 6 (16)

7 2.2 Cross-border payments RESTRICTIONS TO THE SERVICE The following payment types are reported as executed in Debit advice as Handelsbanken has received the orders and forwarded them for execution: All payments with a debit account in another country than Sweden All payments with a debit account with a another bank than Handelsbanken Therefore there are no details about any rates, charges, etc in the report. For detailed information about these orders, see the online services under Payments/Query and Delete or Account information/transactions and any local advice service. If, for some reason, the payment order is rejected after Handelsbanken has forwarded it for execution, this will be notified via , telephone or mail CROSS-BORDER PAYMENT WITH DEBIT ACCOUNT IN SWEDEN This example shows a cross-border payment where each party pays their own costs. The charges are debited in connection with the transaction Description: Cross-border payment with debit account in Sweden Posting date SG4 DTM 200 SG4 DTM 2380 SG4 DTM 2379 Business type SG4 BUS 3279 SG4 BUS 4383 Posted amount SG4 MOA 0 SG4 MOA 004 SG4 MOA 634 Bank reference SG RFF 113 Debit account servicing financial institution Financial charges allocation SG RFF 114 SG6 FII 303 SG6 FII 3194 SG6 FII 3192 SG6 FII 634 SG6 FII 3433 SG6 FII 1131 SG6 FII 30 SG6 FII 3207 SG 7 FCA Charge amount SG7 MOA 0 SG7 MOA 004 SG7 MOA Date 102 IN AAC ACK Bank reference B level OR Debit account holder s customer number BIC, Debit account servicing financial institution 9 EDIFACT DEBMUL Debit Advice Country-specific information Page 7 (16)

8 Sequence information SG10 SEQ 100 Sequence number Beneficiary s account SG10 FII 303 SG10 FII 3194 SG10 FII 3433 SG10 FII 1131 SG10 FII 30 SG10 FII 3207 Bank reference SG11 RFF 113 Original amount SG13 MOA 0 SG13 MOA 634 Posted amount SG13 MOA 0 SG13 MOA 634 Beneficiary SG14 NAD 303 SG14 NAD 3036 SG14 NAD 3042 SG14 NAD 3064 SG14 NAD 31 SG14 NAD 3207 Charges SG17 FCA Total charge amount SG17 MOA 0 SG17 MOA 004 SG17 MOA 634 Allowance or charge SG18 ALC 463 SG18 MOA 189 Charge amount SG18 MOA 0 SG18 MOA 004 SG18 MOA 004 SG18 MOA 440 BF BIC AIK Bank reference C level AEK Payment order number CR Customer reference number PQ Bank reference no. for the cross border payment 98 BE Beneficiary s name P O Box/Street address Postal address Postcode 9 C File example: Cross-border payment with debit account in Sweden EDIFACT DEBMUL Debit Advice Country-specific information Page 8 (16)

9 DTM+202:200802:102 BUS++IN++AAC MOA+:64.08:EUR RFF+ACK: A FII+OR : ::EUR+:HANDSESS::+SE FCA+7 MOA+9:0.32:EUR SEQ FII+BF+DE DEUTDE6F694::+DE RFF+AIK: A RFF+AEK: RFF+CR: RFF+PQ: MOA+98:63.76:EUR MOA+:64.08:EUR NAD+BE+++FITTINGS GMBH+STR. 0+HAMBURG DE FCA+14 MOA+9:0.32:EUR ALC+C+:1 MOA+23:0.32:EUR:: CROSS-BORDER PAYMENT WITH DEBIT ACCOUNT IN NORWAY This example shows a cross-border payment with debit account in Norway. The information will be presented in the same way for all cross-border payments where the debit account is not held in Handelsbanken Sweden Description: Cross-border payment with debit account in Norway Posting date SG4 DTM 200 SG4 DTM 2380 SG4 DTM 2379 Business type SG4 BUS 3279 SG4 BUS 4383 Posted amount SG4 MOA 0 SG4 MOA 004 SG4 MOA 634 Bank reference SG RFF 113 SG RFF Date 102 IN AAC ACK Bank reference B level EDIFACT DEBMUL Debit Advice Country-specific information Page 9 (16)

10 Debit account servicing financial institution SG6 FII 303 SG6 FII 3194 SG6 FII 3192 SG6 FII 634 SG6 FII 3433 SG6 FII 1131 SG6 FII 30 SG6 FII 3207 OR Debit account holder s customer number BIC, Sequence information SG10 SEQ 100 Sequence number Beneficiary s account SG10 FII 303 SG10 FII 3194 SG10 FII 3433 SG10 FII 1131 SG10 FII 30 SG10 FII 3207 Bank reference SG11 RFF 113 Original amount SG13 MOA 0 SG13 MOA 634 Posted amount SG13 MOA 0 SG13 MOA 634 Beneficiary SG14 NAD 303 SG14 NAD 3036 SG14 NAD 3042 SG14 NAD 3064 SG14 NAD 31 SG14 NAD 3207 BF BIC AIK Bank reference C level AEK Payment order number CR Customer reference number PQ Bank reference no. for the cross border payment 98 BE Beneficiary s name P O Box/Street address Postal address Postcode EDIFACT DEBMUL Debit Advice Country-specific information Page 10 (16)

11 File example: Cross-border payment with debit account in Norway DTM+202: :102' BUS++IN++AAC' MOA+:7390:SEK' RFF+ACK: A' FII+OR : ::NOK+HANDNOKK::+NO' SEQ ' FII+BF+SE DABASESX::+SE' RFF+AIK: A' RFF+AEK: ' RFF+CR: ' RFF+PQ:BUTI ' MOA+98:7390:SEK' MOA+:7390:SEK' NAD+BE+++KARTONGBRUK AB+.+STOCKHOLM SE' 2.3 Local payments and transfers via GlobalOn-Line RESTRICTIONS TO THE SERVICE The following payment types are reported as executed in Debit advice as Handelsbanken has received the orders and forwarded them for execution: Financial payments and Transfers All payments with a debit account in Handelsbanken Hong Kong or Singapore Chaps payments in Great Britain Fedwire payments in the US Payments with a debit account at another bank than Handelsbanken Therefore there are no details about any rates, charges, etc in the reporting. For detailed information about these orders, see the online services under Payments/GlobalOn-Line/Query and Delete or /Account information/ GlobalOn-Line /transactions and any local advice service. If, for some reason, the payment order is rejected after Handelsbanken has forwarded it for execution, this will be notified via , telephone or mail LOCAL PAYMENT VIA GLOBALON-LINE, NORWAY Description: Local payment via GlobalOn-Line, Norway Posting date SG4 DTM 200 SG4 DTM 2380 SG4 DTM Date 102 EDIFACT DEBMUL Debit Advice Country-specific information Page 11 (16)

12 Business type SG4 BUS 3279 SG4 BUS 4383 Posted amount SG4 MOA 0 SG4 MOA 004 SG4 MOA 634 Bank reference SG RFF 113 Debit account servicing financial institution SG RFF 114 SG6 FII 303 SG6 FII 3194 SG6 FII 3192 SG6 FII 634 SG6 FII 3433 SG6 FII 1131 SG6 FII 30 SG6 FII 3207 DO MSC ACK Bank reference B level OR Debit account holder s customer number BIC, Debit account servicing financial institution Sequence information SG10 SEQ 100 Sequence number Beneficiary s account SG10 FII 303 SG10 FII 3194 SG10 FII 3433 SG10 FII 1131 SG10 FII 30 SG10 FII 3207 Bank reference SG11 RFF 113 Original amount SG13 MOA 0 SG13 MOA 634 Posted amount SG13 MOA 0 SG13 MOA 634 BF BIC AIK Bank reference C level AEK Payment order number CR Customer reference number ACE Bank reference 98 EDIFACT DEBMUL Debit Advice Country-specific information Page 12 (16)

13 Beneficiary SG14 NAD 303 SG14 NAD 3036 SG14 NAD 3042 SG14 NAD 3064 SG14 NAD 31 SG14 NAD 3207 BE Beneficiary s name P O Box/Street address Postal address Postcode File example: Local payment via GlobalOn-Line, Norway DTM+202: :102 BUS++DO++MSC MOA+:33.71:NOK RFF+ACK: A FII+OR : ::NOK+HANDNOKK::+NO SEQ FII+BF DNBANOKK::+NO RFF+AIK: A RFF+AEK: RFF+CR: RFF+ACE: MOA+98:33.71:NOK MOA+:33.71:NOK NAD+BE+++PILOT B NORGE BA+POSTBOKS 1111 VIKA+OSLO NO LOCAL PAYMENT VIA GLOBALON-LINE, DENMARK Description: Local payment via GlobalOn-Line, Denmark Posting date SG4 DTM 200 SG4 DTM 2380 SG4 DTM 2379 Business type SG4 BUS 3279 SG4 BUS 4383 Posted amount SG4 MOA 0 SG4 MOA 004 SG4 MOA 634 Bank reference SG RFF 113 SG RFF Date 102 DO MSC ACK Bank reference B level EDIFACT DEBMUL Debit Advice Country-specific information Page 13 (16)

14 Debit account servicing financial institution SG6 FII 303 SG6 FII 3194 SG6 FII 3192 SG6 FII 634 SG6 FII 3433 SG6 FII 1131 SG6 FII 30 SG6 FII 3207 OR Debit account holder s customer number BIC Sequence information SG10 SEQ 100 Sequence number Beneficiary s account SG10 FII 303 SG10 FII 3194 SG10 FII 3433 SG10 FII 1131 SG10 FII 30 SG10 FII 3207 Bank reference SG11 RFF 113 Original amount SG13 MOA 0 SG13 MOA 634 Posted amount SG13 MOA 0 SG13 MOA 634 Beneficiary SG14 NAD 303 SG14 NAD 3036 SG14 NAD 3042 SG14 NAD 3064 SG14 NAD 31 BF BIC AIK Bank reference C level AEK Payment order number CR Customer reference number 98 BE Beneficiary s name P O Box/Street address Postal address Postcode File example: Local payment via GlobalOn-Line, Denmark DTM+202: :102 BUS++DO++MSC MOA+:13:DKK RFF+ACK: A FII+OR : ::DKK+HANDDKKK::+DK SEQ FII+BF HANDDKKK::+DK EDIFACT DEBMUL Debit Advice Country-specific information Page 14 (16)

15 RFF+AIK: A RFF+AEK: RFF+CR: MOA+98:13:DKK MOA+:13:DKK NAD+BE+++Denmark A/S+Solstigen 24, Hammelev+Vojens++600+DK LOCAL PAYMENT VIA GLOBALON-LINE, FINLAND Description: Local payment via GlobalOn-Line, Finland Dataelement Posting date SG4 DTM 200 SG4 DTM 2380 SG4 DTM 2379 Business type SG4 BUS 3279 SG4 BUS 4383 Posted amount SG4 MOA 0 SG4 MOA 004 SG4 MOA 634 Bank reference SG RFF 113 Debit account servicing financial institution SG RFF 114 SG6 FII 303 SG6 FII 3194 SG6 FII 3192 SG6 FII 634 SG6 FII 3433 SG6 FII 1131 SG6 FII 30 SG6 FII 3207 Värde/ Kod 202 Date 102 DO MSC ACK Bank reference B-level OR Debit account holder s customer number BIC Sequence information SG10 SEQ 100 Sequence number Beneficiary s account SG10 FII 303 SG10 FII 3194 SG10 FII 3433 SG10 FII 1131 SG10 FII 30 SG10 FII 3207 Bank reference SG11 RFF 113 Dataelement BF BIC AIK AEK Bank reference C level Värde/ Kod EDIFACT DEBMUL Debit Advice Country-specific information Page 1 (16)

16 Original amount SG13 MOA 0 SG13 MOA 634 Beneficiary SG14 NAD 303 SG14 NAD 3036 SG14 NAD 3042 SG14 NAD 3064 SG14 NAD 31 SG14 NAD 3207 Payment order number CR Customer reference number ACE Bank reference 98 BE Beneficiary s name P O Box/Street address Postal address Postcode File example: Local payment via GlobalOn-Line, Finland DTM+202: :102' BUS++DO++MSC' MOA+:333:EUR' RFF+ACK: A' FII+OR : ::EUR+HANDFIHH::+FI' SEQ ' FII+BF HANDFIHH::+FI' RFF+AIK: A' RFF+AEK: ' RFF+CR: ' RFF+ACE: LM0073' MOA+98:333:EUR' NAD+BE+++PILOT B FI+ESPLANADEN 112+TERVALAMPI FI' EDIFACT DEBMUL Debit Advice Country-specific information Page 16 (16)