NORGES BANK MEMO DEVELOPMENTS IN RETAIL PAYMENT SERVICES CHARTS

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Wilfred Harrison
6 years ago
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1 NORGES BANK MEMO DEVELOPMENTS IN RETAIL PAYMENT SERVICES CHARTS

2 Chart 1.1 Use of electronic payment instruments. Transactions in millions Debit and credit transfers (giros) Payment cards (goods purchases)

3 Chart 1.2 Use of electronic payment instruments. In billions of NOK Debit and credit transfers (giros). Lefthand scale Debit and credit transfers. Deflated by nominal GDP. Left-hand scale Payment cards (goods purchases). Right-hand scale Payment cards. Deflated by nominal GDP. Right-hand scale

4 Chart 1.3 Debet and credit transfers by retail customers. Transactions in millions Online banking Mobile banking 3 25 Direct debit (AvtaleGiro) Telegiro Postal giro

5 Chart 1.4 Card transactions per inhabitant per year and value per card transaction Number of card transactions per inhabitant per year Value per card transaction in NOK

6 Chart 1.5. Number of Norwegian payment cards issued. In thousands of NOK

7 Chart 1.6 Use of Norwegian payment cards 1. Transactions in millions Domestic credit cards International payment cards BankAxept cards Payment cards issued in Norway.

8 Chart 1.7 Use of Norwegian payment cards by function and issuer. Transactions in percent of total number of transactions Billing functions ( payment cards issued by international card companies) Credit cards issued by international card companies Domestic credit cards Debit cards issued by international card companies BankAxept (debit)

9 Chart 1.8 Internet purchases with Norwegian payment cards Transactions in millions Internet purchases in Norway Internet purchases abroad Value in billions of NOK

10 Chart 1.9 Internet purchases with Norwegian payment cards. Percentage of total purchases of goods Percentage of total transactions Percentage of total value

11 Chart 1.1 Use of Norwegian payment cards abroad. Transactions in millions Goods purchases Cash withdrawals

12 Chart 1.11 Number of card transactions per inhabitant. Payments and cash withdrawals. 212 Iceland Norway Norway US Canada Denmark Finland Sweden UK Netherlands Belgium Switzerland Ireland Singapore Germany Poland Sources: Norges Bank, ESB, BIS/CPSS and Sedlabanki Islands

13 Chart 1.12 Cash withdrawals from ATMs and POS terminals ATMs. Transactions in millions POS terminals. Transactions in millions ATMs. Value in billions of NOK POS terminals. Value in billions of NOK The figures for POS cash withdrawals up to 26 are estimated by Nets (previously BBS) and Norges Bank. From 26 the figures include only registered withdrawals

14 Chart 1.13 Number of payment terminals and ATMs per one thousand inhabitants , , POS terminals (left-hand scale) ATMs (right-hand scale), ,

15 Chart 1.14 Use of POS terminals and ATMs per year Withdrawals per ATM (left-hand scale) Payments per POS terminal (right-hand scale)

16 Chart 1.15 Value of cash in circulation as a share of means of payment (M1), household consumption and mainland GDP. Percent As a share of M As a share of household consumption As a share of mainland GDP Sources: Statistisk sentralbyrå and Norges Bank

17 Chart 1.16 Cash as a share of means of payments (M1) in selected countries. Percent. 212 US Hong Kong Singapore Euro area Japan Switzerland Canada Iceland Denmark Norway Sweden UK Sources: Norges Bank, ESB, BIS/CPSS and Sedlabanki Islands

18 Chart 2.1 Bank s income from payment services and net interest and commision. In billions of NOK Sources: Statistisk sentralbyrå og Norges Bank Other Standing orders Cards Giros (electronic) Giros (paper) Cheques Net interest and commision income (right-hand scale)

Table 1: Foreign exchange turnover: Summary of surveys Billions of U.S. dollars. Number of business days

Table 1: Foreign exchange turnover: Summary of surveys Billions of U.S. dollars Total turnover Number of business days Average daily turnover change 1983 103.2 20 5.2 1986 191.2 20 9.6 84.6 1989 299.9