Danske Bank Examples Multiple Credit Advice Message (EDIFACT D.96A CREMUL) Danish payment types. Page 1 of 44

Transcription

1 Danske Bank Examples Multiple Credit Advice Message (EDIFACT D.96A CREMUL) Danish payment types Page 1 of 44

2 Change log Version Date Change Change log added Added Transfer with RF Creditor reference and Endto-end reference Added MobilePay Point of sale, MobilePay Appswitch and MobilePay Business Introduction This document contains a description of the most common payment types, with examples, that can be received in EDIFACT (CREMUL, version 96 A) from Danske Bank. There is a specific description of each inpayment type, which segments with codes, qualifiers, etc. may occur. For the sake of clarity the examples list a segment per line. In reality, several segments are sent in each line of a given length. The following inpayment types are included in the description. DK Transfer with short advice DK Transfer with extended advice DK Transfer with immediate advice DK Transfer with RF Creditor reference and End-to-end reference DK Inpayment form (form types 71, 73 and 75) DK Giro inpayment form (form types 01, 04 and 15) DK-Dancard payment DK Cashed cheque Incoming foreign payment The Bank s purchase of foreign cheque Deposits at the teller s desk Cash pool transaction MobilePay entries Page 2 of 44

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4 DK Transfer with short advice Domestic Danish transfer with limited advice to the creditor, not exceeding 20 characters. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK bank reference Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 CR reference Original SG13 MOA 5025 SG13 MOA Page 4 of 44

5 CREMUL example UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++IBB' MOA+60:9229,72:DKK' RFF+ACK ' FII+BF ' SEQ++1' FII+BF' FII+OR' RFF+CR:Vision Corporation' MOA+98:9229,72:DKK' UNT ' Page 5 of 44

6 DK Transfer with extended advice Domestic Danish transfer with advice (with account statement) to the creditor, of a maximum of 41 lines of 35 characters. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK bank reference Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 CR reference Original SG13 MOA 5025 SG13 MOA Sender SG14 NAD 3035 SG14 NAD C080 OY name and address Customer number with the creditor SG14 NAD C SG14 NAD C KUN identification Message to creditor SG16 FTX C text Page 6 of 44

7 CREMUL example UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++IBB' MOA+60:29018,57:DKK' RFF+ACK: ' FII+BF ' SEQ++1' FII+BF' RFF+CR:Vision Corporation' MOA+98:29018,57:DKK' NAD+OY :KUN++Vision Corporation:Havnegade 17:6700 Esbjerg' PRC+11' FTX+PMD+++VISION CORPORATION PAYMENT OF?: OUR ACCOUNT?: :F52762 F54330 F54331 F54563 F54564 F54770 F55023 F55304:F55551 F55552 F55829 F55830 F56421 F56422 F56664 F56665:F56921 F57191 F57517 F57518 F57519 F57520 F57807 F57805:K57805 F58122 F58124 F58371 F58632 F58633 F58634 F38635' GIS+37' UNT ' Page 7 of 44

8 DK Transfer with immediate advice Domestic Danish transfer with advice (with letter) to the creditor, of a maximum of 41 lines of 35 characters. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK bank reference Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 CR reference 1 Original SG13 MOA 5025 SG13 MOA Customer number with the creditor SG14 NAD C SG14 NAD C KUN identification Sender SG14 NAD 3035 SG14 NAD C080 OY name and address Message to creditor SG16 FTX C text 1 Fixed text and advice serial number. Page 8 of 44

9 CREMUL example UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++IBB' MOA+60: ,26:DKK' RFF+ACK: ' FII+BF ' SEQ++1' FII+BF' RFF+CR:Acc.to.sep.adv ' MOA+98: ,26:DKK' NAD+OY+VOR REF?:, ?:N NIELSEN:KUN++SENDER S NAME:SENDER S GADE:AFS. BY' PRC+11' FTX+PMD+++YOUR REF?: INVOICE NO?: : : : : ' UNT ' Page 9 of 44

10 DK Transfer with RF Creditor reference and End-to-end reference Domestic Danish transfer with RF Creditor reference (25 characters) and End-to-end reference (35 characters). Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK bank reference Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 CR RF Creditor reference Original SG13 MOA 5025 SG13 MOA Message to creditor SG16 FTX C Text and End-to-end reference Page 10 of 44

11 CREMUL example 'UNH+1+CREMUL:D:96A:UN 'BGM+X 'DTM+137: :102 'LIN+1 'DTM+202: :102 'DTM+209: :102 'BUS++DO++IBB 'MOA+60:0,03:DKK 'RFF+ACK: 'RFF+CR:RF64A 'FII+BF 'SEQ++1 'DTM+202: :102 'FII+BF 'RFF+CR:RF64A 'RFF+ACD: 'MOA+98:0,03:DKK 'NAD+OY+++DANSKE BANK:HOLMENS KANAL 2-12:1092 KØBENHAVN K 'PRC+11 'FTX+PMD+++EndToEndID?:EndToEndIdTestbesked ABCDE 'GIS+37 Page 11 of 44

12 DK Inpayment form (71, 73 and 75) Joint inpayment form with (71) debtor identification, (73) sender s name and message to beneficiary. (75) debtor identification and message to beneficiary. The type of advice for this payment type depends on the crediting form used for FIK (Joint Inpayment Form) payments. If the payments are composite credits, CREMUL will have one entry per day, with advice on the total for all payments received. Detailed information on the individual payments will be advised in a special CREMUL FIK, see CREMUL FIK. CREMUL Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBK Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA Creditor number SG5 RFF 1153 SG5 RFF 1154 KRE creditor number Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK FISAM.POST or reference Page 12 of 44

13 Creditor s account number SG6 FII 3055 SG6 FII 3194 Beneficiary s reference SG11 RFF 1153 Payment identification SG11 RFF 1153 Form type code SG11 RFF 1153 Credit SG13 MOA 5025 SG13 MOA 5004 BF account number CR reference 2 (pooled entry.) IK71 + reference or IK 73 + reference or IK75 + reference (single entry) BID reference number KAK form type 98 2 Fixed text and creditor number. Page 13 of 44

14 CREMUL example 1 (pooled entry) UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++IBK' MOA+60:129949,47:DKK' RFF+KRE: ' RFF+ACK:FISAM.POST' FII+BF ' SEQ++1' FII+BF' RFF+CR: Paying-in forms ' MOA+98:129949,47:DKK' UNT ' Page 14 of 44

15 CREMUL example 2 (single entry) UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++IBK' MOA+60:4792,93:DKK' RFF+KRE: ' RFF+ACK: ' FII+BF ' SEQ++1' FII+BF' RFF+CR:IK ' RFF+BID: ' RFF+KAK:75' MOA+98:4792,93:DKK' UNT ' Page 15 of 44

16 CREMUL FIK Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBK Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA Creditor number SG5 RFF 1153 SG5 RFF 1154 KRE creditor number Archive reference in receiving bank SG5 RFF 1153 SG5 RFF 1154 ACK bank reference. Creditor s account number SG6 FII 3055 SG6 FII 3194 BF account number Booking SG10 DTM 2005 SG10 DTM Payment SG10 DTM 2005 SG10 DTM Payment identification SG11 RFF 1153 BID reference number Sender SG14 NAD 3035 SG14 NAD C080 OY name and address Form type code SG11 RFF 1153 KAK form type Credit SG13 MOA 5025 SG13 MOA Message to beneficiary SG16 FTX C text Fee type SG18 ALC 5463 A Fee SG18 MOA C SG18 MOA C MOD, REJ Page 16 of 44

17 CREMUL FIK example 1 (2 payments, form type 71) UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1+++:1' DTM+202: :102' DTM+209: :102' BUS++DO++IBK' MOA+60:78,5:DKK' RFF+KRE: ' RFF+ACK: ' FII+BF ' SEQ++1' DTM+202: :102' DTM+193: :102' FII+BF' RFF+BID: ' RFF+KAK:71' MOA+98:39,5:DKK' SEQ++2' DTM+202: :102' DTM+193: :102' FII+BF' RFF+BID: ' RFF+KAK:71' MOA+98:39:DKK' UNT ' Page 17 of 44

18 CREMUL FIK example 2 (payment, form type 73) UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1+++:1' DTM+202: :102' DTM+209: :102' BUS++DO++IBK' MOA+60: 4249,15:DKK' RFF+KRE: ' RFF+ACK: ' FII+BF ' SEQ++1' DTM+202: :102' DTM+193: :102' FII+BF' RFF+BID: ' RFF+KAK:73' MOA+98:4249,15:DKK' NAD+OY+++Name:Address 1:Address 2:Postal code and town PRC+11' FTX+PMD' UNT ' Page 18 of 44

19 CREMUL FIK example 3 (payment, form type 75) UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1+++:1' DTM+202: :102' DTM+209: :102' BUS++DO++IBK' MOA+60: 6457,82:DKK' RFF+KRE: ' RFF+ACK: ' FII+BF ' SEQ++1 DTM+202: :102' DTM+193: :102' FII+BF' RFF+BID: ' RFF+KAK:75' MOA+98:6457,82:DKK' FCA+13' MOA+204:1:DKK' ALC+A' MOA+MOD:1:DKK' PRC+11' FTX+PMD UNT ' : ' Page 19 of 44

20 DK Giro inpayment form (01, 04 and 15) Giro inpayment form with (01) sender s name and address and message to beneficiary (if received electronically) (04 and 15) debtor identification. Below you find examples of entry types with If the account is set up for bulk posting the type of advice for this payment type depends on the CREMUL ordered. If CREMUL has been ordered with Include bulk posting then at level B there will be one sum entry and detailed information about the individual payments will be advised at level C. Below you find examples of entry type with 04 Account is set up for bulk posting and Include bulk posting CREMUL Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBK Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA Creditor number SG5 RFF 1153 SG5 RFF 1154 KRE creditor number Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK reference Entry text SG5 RFF 1153 SG5 RFF 1154 CR Bulk posting text Page 20 of 44

21 Creditor s account number SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 CR IK01 + reference or IK04 + reference or IK15 + reference Payment identification SG11 RFF 1153 BID reference number Form type code SG11 RFF 1153 KAK form type Archive reference in payers Bank SG11 RFF 1153 CR Archive reference Credit SG13 MOA 5025 SG13 MOA Sender SG14 NAD 3035 SG14 NAD C080 OY name and address Message to beneficiary SG16 FTX C text Page 21 of 44

22 CREMUL example (form type 01) UNH+10+CREMUL:D:96A:UN BGM+X DTM+137: :102 LIN+1 DTM+202: :102 DTM+209: :102 BUS++DO++IBK MOA+60:674,28:DKK RFF+KRE: RFF+ACK: FII+BF SEQ++1 FII+BF RFF+CR:IK01 PAYER S NAME RFF+BID RFF+KAK:01 MOA+98:674,28:DKK NAD+OY+++PAYER S NAME:PAYER S ADDRESS 1,ADDRESS 2:2000 FREDERIKSBERG PRC+11 FTX+PMD+++Number?: GIS+37 UNT Page 22 of 44

23 CREMUL example (form type 15) UNH+1+CREMUL:D:96A:UN BGM+X DTM+137: :102 LIN+1 DTM+202: :102 DTM+209: :102 BUS++DO++IBK MOA+60:1310:DKK RFF+KRE: RFF+ACK: FII+BF SEQ++1 FII+BF RFF+CR:IK RFF+BID: RFF+KAK:15 MOA+98:1310:DKK UNT+18+1 Page 23 of 44

24 Cremul example 04 - Include bulk posting UNH+1+CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++IBB' MOA+60:1195:DKK' RFF+CR:Indbetalinger IK/BS' FII+BF ' SEQ++1' FII+BF RFF+CR:IK ' RFF+BID: ' RFF+KAK:04' RFF+ACD: ' MOA+98:185' SEQ++2' FII+BF' RFF+CR:IK ' RFF+BID: ' RFF+KAK:04' RFF+ACD: ' MOA+98:1010' UNT+25+1' Page 24 of 44

25 DK-Dancard payment Dancard transaction Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK " " Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 CR reference ("DK-IND" + + terminal ID) Credit SG13 MOA 5025 SG13 MOA Page 25 of 44

26 CREMUL example UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++IBB' MOA+60:8700:DKK' RFF+ACK: ' FII+BF ' SEQ++1' FII+BF' RFF+CR:DK-IND ' MOA+98:8700:DKK' UNT ' Page 26 of 44

27 DK Cashed cheque Cheque cashed at the teller s desk at a branch of Danske Bank. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK reference Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 CR ("Paym. by cheque") Credit SG13 MOA 5025 SG13 MOA Page 27 of 44

28 CREMUL example UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++IBB' MOA+60:4500:DKK' RFF+ACK:0KH020107' FII+BF ' SEQ++1' FII+BF' RFF+CR:Paym. by cheque' MOA+98:4500:DKK' UNT ' Page 28 of 44

29 Incoming foreign payment Incoming foreign payment Incoming foreign payments may be credited to an account in the same currency as the transferred or an account in a currency other than the transferred when an exchange is made to the currency of the account. Transfers via Danmarks Nationalbank are also booked as incoming foreign payments. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 IN UBB Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA 5004 SG4 MOA currency Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK bank reference Creditor s account SG6 FII 3055 SG6 FII 3194 SG6 FII 6345 BF account number currency Correspondent bank SG10 FII 3432 Bank in clear text Beneficiary s reference SG11 RFF 1153 CR reference ( Payment + reference) Credit SG13 MOA 5025 SG13 MOA 5004 SG13 MOA currency Original (transferred) SG13 MOA 5025 SG13 MOA 5004 SG13 MOA currency Beneficiary SG14 NAD 3035 SG14 NAD C BE identification Page 29 of 44

30 SG14 NAD C KUN Sender SG14 NAD 3035 SG14 NAD C080 OY name and address Fee SG17 FCA 4471 SG17 FCA C , 14 or 15 fee account Fee SG17 MOA 5025 SG17 MOA 5004 SG13 MOA fee currency Message to creditor SG16 FTX C text Page 30 of 44

31 CREMUL example 1 UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++IN++UBB' MOA+60:11261,6:DKK' RFF+ACK: ' FII+BF :::DKK+DABADKKKAAL:25:17:::17:AALBORG BRANCH ALGADE 53, P.O. BOX 1264:9100 AALBORG+DK' SEQ++1' FII+BF' FII+I1+:::DKK+::::::SKANDINAVISKA ENSKILDA BANKEN AB (PUBL):KUNGSTRAEDGÅRDSGATAN 8 S STOCKHOLM+SE' RFF+CR:Payment ' MOA+98:11291,6:DKK' MOA+143:11261,6:DKK' NAD+BE :KUN' NAD+OY+++VISION CORPORATION AB:BOX 4260:.:S STOCKHOLM SWEDEN' FCA ::: ' MOA+23:30:DKK' PRC+11' FTX+PMD+++DOC.NO?: ,00:DOC.NO?: ,60' UNT ' Page 31 of 44

32 CREMUL example 2 (with exchange) UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++IN++UBB' MOA+60:6769,4:DKK' RFF+ACK: ' FII+BF :::DKK+DABADKKK:25:17:::17:SVENSTRUP BRANCH HOVEDVEJEN 108:2600 GLOSTRUP+DK' SEQ++1' FII+BF' FII+I1+:::USD+::::::ABN AMRO BANK N.V. 335 MADISON AVE.:NEW YORK, N.Y ' RFF+CR:Payment ' MOA+98:6799,4:DKK' CUX+2:USD+3:DKK+679,94' MOA+143:6769,4:DKK' CUX+2:USD+3:DKK+679,94' MOA+36:1000:USD' CUX+2:USD+3:DKK+679,94' NAD+BE :KUN' NAD+OY+++VISION CORP. INTL, INC:ONE OCEAN DRIVE:LAKEVILLE MIDDLEBORO, MA 02349' FCA ::: ' MOA+23:30:DKK' PRC+11' FTX+PMD+++/RFB/GT ' UNT ' Page 32 of 44

33 The Bank s purchase of foreign cheque This payment type is related to the creditor s sale to the bank of a foreign cheque (cash transaction). Several cheques may be cashed in one transaction and credited as a total. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 IN UBB Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA 5004 SG4 MOA currency Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK blank Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 CR reference ("Cheque" + reference) Credit SG13 MOA 5025 SG13 MOA 5004 SG13 MOA currency Page 33 of 44

34 CREMUL example UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++IN++UBB' MOA+60:37491,92:DKK' RFF+ACK' FII+BF ' SEQ++1' FII+BF' RFF+CR:Cheque ' MOA+98:37491,92:DKK' UNT ' Page 34 of 44

35 Deposits at the teller s desk Cheque cashed at the teller s desk at a branch of Danske Bank. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA 5004 SG4 MOA DKK Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK reference Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 CR ("Paym. by cheque") Credit SG13 MOA 5025 SG13 MOA Page 35 of 44

36 CREMUL example UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++IBB' MOA+60:4500:DKK' RFF+ACK:0KH020107' FII+BF ' SEQ++1' FII+BF' RFF+CR:Payment' MOA+98:4500:DKK' UNT ' Page 36 of 44

37 Cashpool transaction This payment type relates to a credit entry in connection with account adjustment transactions. On the account statement/entry list the setoff account is indicated, i.e. the account to which the same is debited. This transaction type can be de-selected. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO CON Booking SG4 DTM Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA 5004 SG4 MOA DKK Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK blank Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Related account SG10 FII 3055 SG10 FII 3194 OR account number Beneficiary s reference SG11 RFF 1153 CR ("Transfer" + setoff account) Credit SG13 MOA 5025 SG13 MOA 5004 SG13 MOA DKK Page 37 of 44

38 CREMUL example UNH CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :102' DTM+209: :102' BUS++DO++CON' MOA+60: :DKK' RFF+ACK' FII+BF ' SEQ++1' FII+BF' FII+OR ' RFF+CR:Transfer ' MOA+98: :DKK' UNT ' Page 38 of 44

39 MobilePay entry Point of sale This entry is a MobilePay payment made by customers paying at Point of sale devices in stores. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM received and time Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA 5004 SG4 MOA DKK Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK reference Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 RE1 sales number Beneficiary s reference SG11 RFF 1153 RE2 outlet number Beneficiary s reference SG11 RFF 1153 P01 reference number Credit SG13 MOA 5025 SG13 MOA 5004 SG13 MOA DKK Name of outlet SG14 NAD 3035 SG14 NAD 3039 PE outlet Page 39 of 44

40 CREMUL example UNH+12+CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :203' DTM+209: :102' BUS++DO++IBB' MOA+60:12,34:DKK' RFF+ACK: ' RFF+CR:MP Enterp' FII+BF ' SEQ++1' DTM+202: :102' FII+BF' RFF+RE1:123456ABC' RFF+RE2:POSDK ' RFF+P01: ' RFF+ACD' MOA+98:12,34:DKK' NAD+PE+++TestShop - test , :9 123' UNT+21+12' Page 40 of 44

41 MobilePay entry Appswitch This entry is a MobilePay payment made by customers using MobilePay as payment method in a merchant App. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM received and time Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA 5004 SG4 MOA DKK Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK reference Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 RE1 sales number Beneficiary s reference SG11 RFF 1153 RE2 outlet number Beneficiary s reference SG11 RFF 1153 P01 reference number Credit SG13 MOA 5025 SG13 MOA 5004 SG13 MOA DKK Name of outlet SG14 NAD 3035 SG14 NAD 3039 PE outlet Page 41 of 44

42 CREMUL example UNH+6+CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :203' DTM+209: :102' BUS++DO++IBB' MOA+60:10:DKK' RFF+ACK: ' RFF+CR:MP AppSwi' FII+BF ' SEQ++1' DTM+202: :102' FII+BF' RFF+RE1: ' RFF+RE2:APPDK ' RFF+P01: ' RFF+ACD' MOA+98:10:DKK' NAD+PE+++TestShop' Page 42 of 44

43 MobilePay entry - Business This entry is a MobilePay payment made by customers paying to a MobilePay business app. Data element UN/EDIFACT Segment/Element Code/Value Payment type SG4 BUS 3279 SG4 BUS 4383 DO IBB Booking SG4 DTM received and time Value SG4 DTM Booked SG4 MOA 5025 SG4 MOA 5004 SG4 MOA DKK Archive reference SG5 RFF 1153 SG5 RFF 1154 ACK reference Creditor s account SG6 FII 3055 SG6 FII 3194 BF account number Beneficiary s reference SG11 RFF 1153 RE2 outlet number Beneficiary s reference SG11 RFF 1153 P01 reference number Credit SG13 MOA 5025 SG13 MOA 5004 SG13 MOA DKK Name of outlet SG14 NAD 3035 SG14 NAD 3039 PE outlet Message to creditor SG16 FTX C text Page 43 of 44

44 CREMUL example UNH+10+CREMUL:D:96A:UN' BGM+X ' DTM+137: :102' LIN+1' DTM+202: :203' DTM+209: :102' BUS++DO++IBB' MOA+60:25:DKK' RFF+ACK: ' RFF+CR:MP Busine' FII+BF ' SEQ++1' DTM+202: :102' FII+BF' RFF+RE2:? ' RFF+P01: ' RFF+ACD' MOA+98:25:DKK' NAD+PE+++TestShop' PRC+11' FTX+PMD ' GIS+37' UNT+23+10' Page 44 of 44