Market tax voucher EUR EUR / hour (as of 5th hour) + 17% VAT E-BANKING ACCESS

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1 Account maintenance, safes, certification and enquiries ACCOUNT MAINTENANCE CERTIFICATION AND ENQUIRIES Account maintenance fees 25 EUR / quarter Payment enquiries Current account maintenance fee (EUR) included Standard enquiries 50 EUR + correspondent fees Savings account maintenance fee included Special enquiries fees vary depending on request Sub-accounts in other currencies included Copies of account statements and certifications Securities account included All certifications on movements and tax certifications for current year no LuxTrust Scan (e-banking) included Account statements / debit advice for previous years (< 0 years) 50 EUR + 7% VAT Portfolio statement included Account balance and tax certification (income from coupons) for previous years (<0 years) 50 EUR + 7% VAT Tax / income statement for the current year included Tax statements for previous years (<0 years) 50 / 00 EUR + 7% VAT depending on jurisdiction Purchase price certification requests (for each direct investment) 50 EUR + 7% VAT FLAT FEE FOR NON-COMMERCIAL COMPANIES Special enquiries 300 EUR / hour + 7% VAT Administrative fees 200 EUR / quarter Other certifications and various services 50 EUR + 7% VAT Other miscellaneous fees FLAT FEE FOR UK RND ACCOUNTS Varoius administrative fees 300 EUR + TVA 7% Administrative fees 25 EUR / quarter FEES FOR CLOSING ACCOUNT (CORPORATE ENTITES TAX AND LEGAL SERVICES Administrative fee 300 EUR Tax reclaim - preparation of tax reclaim application and tax vouchers (inc. "quick refunds") 200 EUR per form + 70 EUR per income + 7% VAT Tax reclaim - preparation of tax reclaim application and tax vouchers (Belgium, Canada) 20 EUR per income + 7% VAT Tax voucher only 70 EUR per income + 7% VAT Market tax voucher Germany "Steuerbescheinigung" 25 EUR CORRESPONDENCE FEES Other countries: on request On-line consultation (e-banking and BL Mobile Banking) Free Implementation / renewal of reduced withholding tax application 200 EUR + 7% VAT Sent monthly by post Additional fee: 0 EUR / Qtr. / Address Implementation / renewal of reduced withholding tax application (France) 500 EUR + 50 EUR per income + 7% VAT Sent weekly by post Additional fee: 20 EUR / Qtr. / Address Standard legal fees 2 50 EUR / hour + 7% VAT (min 00 EUR) Sent daily by post Additional fee: 50 EUR / Qtr. / Address Services of legal counsel 300 EUR / hour + 7% VAT Analyses and estate-planning advice 500 EUR EUR / hour (as of 5th hour) + 7% VAT E-BANKING ACCESS LuxTrust Scan POSTAL CHARGES - DHL st device no Shipments maximum 50 EUR + VAT 7 % / package 2nd device 50 EUR + 7% VAT SAFE DEPOSIT BOXES ADVANTAGES OF E-BANKING Absence de frais d'envoi de courrier No postal correspondence fees No for money transfers 30% reduction on standard fees for market transactions Access to pre-generated statements and 60-month statement archive Access to account transactions for the last 36 months and credit card transactions for the last 2 months Communication with your adviser via secure messaging E-banking services are available from your mobile phone, computer or tablet. Volume (dm 3 ) - dimensions (Height (H), Length (L), Depth (D)) 0.85: H: 09 cm L: 30 cm D: 44 cm 2.25 EUR no 8.82: H: 5 cm L: 30 cm D: 44 cm EUR 30 EUR 38.68: H: 30 cm L: 30 cm D: 44 cm 30 EUR EUR 78.4: H: 60 cm L: 30 cm D: 44 cm 40 EUR EUR 58.5: H: 60 cm L: 60 cm D: 44 cm 60 EUR EUR : H: 90 cm L: 60 cm D: 44 cm 80 EUR EUR quarterly rental (keys quarterly rental (keys held at the Bank) + 7% VAT held by client) + 7% VAT Fees deducted at beginning of quarter 2 In accordance with our General Terms and Conditions, these fees shall be additional to any legal fees incurred by the Client and payable by the Bank. Page of 9 Last updated: 0/2/207

2 Securities trading, gold & precious metals EQUITY FUNDS 2 3 EQUITIES 2 5 / STRUCTURED In-house funds Selected promoter funds 8 PRODUCTS In-house funds BOND FUNDS 2 Selected promoter funds 8 BONDS 2 2 MONEY-MARKET FUNDS In-house funds Selected promoter funds 8 OTHER EXTERNAL FUNDS ,000 EUR 25,000-00,000 EUR 00, ,000 EUR > 500,000 EUR.25%.00%.00% 0.75% 0.75% 0.50% 0.50% 0.25% 0.20% 2% + any fees applied by the promoter Sale / redemption Same as Buy / Subscription Same as Buy / Subscription Same as Buy / Subscription.5% + any fees applied by the promoter Minimum / transaction EUR 00 4 Switches to another fund / / / / Custody fees 0.25% / annual + VAT % / annual + VAT % / annual + VAT 6 deposits / entries: Securities transfers deliveries / withdrawals: 00 EUR entries / deliveries of hedge funds: 300 EUR Orders on stocks, bonds, investment funds and structured products conducted on our website or e-banking application benefit from a 30% reduction on trading fees (minimum 50 euros). GOLD AND PRECIOUS METALS 2 Purchases Transfer and physical delivery Custody fees deducted quarterly 6 Deposits made during the quarter according to size and volume of transaction 25 EUR / holding 0.25% annual + VAT no fee The usual margins shall be applied for spot exchange transactions on stock market trades and forward exchange operations. 2 For purchases, value date = "trade date". For sales = "trade date + 5 days" 3 Equity, balanced funds and other funds 4 Excluding 'prepayment hedge funds': minimum 300 EUR 5 Trading on the main stock markets of the following countries: Australia, Austria, Belgium, Finland, France, Germany, Italy, Japan, Luxembourg, Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, United Kingdom, United States. Including correspondent fees, except for trades on the US stock market on which an 8 USD settlement fee shall be due. Other fees may apply such as local taxes and stamp duties. 6 The minimum amount deducted per quarter is 5 EUR per holding, minimum 2.50 EUR / portfolio + VAT. VAT is 4% for securities and 7% on gold and precious metals. 7 This fee structure applies to structured products traded on the stock exchange. For new issues of structured products: price set by the issuer. 8 See fee above + promoter fees may apply + external fees. Page 2 of 9 Last updated: 0/2/207

3 Discretionary mandates BL-FUNDS MANAGEMENT SOLUTION Annual 'all-in' management fee Annual 'all-in' management fee + performance fee 2 Minimum investment amount: EUR 0.40% (min. 50 EUR before tax / quarter) 0.20% + 0% (min. 75 EUR before tax / quarter) BL FUNDS FLEXIBLE MANAGEMENT SOLUTION Annual 'all-in' management fee Savings plan Minimum investment amount: EUR 0.40% (min. 50 EUR before tax / quarter) 0.20% + 0% (min. 75 EUR before tax / quarter) BL-GLOBAL FUNDS MANAGEMENT SOLUTION Annual 'all-in' management fee No minimum investment amount 0.40% (min. 50 EUR before tax / quarter) EXTERNAL FUNDS MANAGEMENT SOLUTION Annual 'all-in' management fee Annual 'all-in' management fee + performance fee 3 Minimum investment amount: EUR % (min. 400 EUR before tax / quarter) 0.50% + 20% (min. 200 EUR before tax / quarter) DIRECT LINES MANAGEMENT SOLUTION Annual 'all-in' management fee Annual 'all-in' management fee + performance fee 4 Minimum investment amount: 2 million EUR.20% (min EUR before tax / quarter) 0.60% + 20% (min. 500 EUR before tax / quarter) Annual fee d on the value of the portfolio in euros, deducted quarterly + 7% VAT. 2 Annual management fee of 0.20% + 0% of the positive performance of the portfolio + 7% VAT. 3 Annual management fee of 0.50% + 20% of the positive performance of the portfolio + 7% VAT. 4 Annual management fee of 0.60% + 20% of the positive performance of the portfolio + 7% VAT. Page 3 of 9 Last updated: 0/2/207

4 Credit and debit cards SEPARATE VISA OR MASTERCARD SEPARATE VPAY CARD Annual fee Annual fee 25 EUR VISA web 5 EUR Withdrawals from Bancomat / V Pay cash dispensers VISA Classic / Mastercard Blue 25 EUR within the eurozone no fee VISA Premier 00 EUR Purchases at retail outlets displaying the V Pay signs VISA f 00 EUR in European Union no fee VISA Business 3 00 EUR VISA Infinite 350 EUR MasterCard Gold 75 EUR MasterCard Silver 3 00 EUR Additional for urgent card or PIN issues 2 75 EUR Transactions cash advance 2.00 EUR + 2% payments at minicash outlets no fee Dispatch of card or PIN via DHL: 0 EUR (Luxembourg), 25 EUR (EU), 35 EUR (outside EU) + 7% VAT. Fee for reissuing statements: 5 EUR / statement Issue of replacement card following theft / loss: card fee. 2 Card issued in 2 business days maximum 3 Business cards reserverd for professional use only Page 4 of 9 Last updated: 0/2/207

5 Money-market products and Savings Plan CURRENT ACCOUNT TERM DEPOSITS (in EUR / USD) Annual interest rate in euros in other currencies Amount minimum 0,000 EUR or exchange value interest 0,00% on request Annual interest rate fixed on the day the contract is signed debit interest 5,00% Central bank rate + 9% depending on market conditions Deposits & withdrawals deposits in the currency of the account no fee no fee term deposit week to 0 years deposits in another currency market rate + margin depending on amount withdrawals in the account currency<= 0,000 EUR: no fee 0.40% 2 SAVINGS PLAN withdrawals in another currency Duration > 0,000 EUR: 0.20% 0.40% 2 Deposits no fee min. 50 EUR - max. 000 EUR Initial deposit and frequency flexible market rate + margin depending on amount Custody fees value date nil USD: business day Eligible funds Banque de Luxembourg funds in EUR other: 0-2 business days Minimum deposit 30 EUR SAVINGS ACCOUNT in euros in other currencies Account maintenance fees (for savings plan) none Annual interest rate 0.0% 4 on request Switches between funds no fee Deposits & withdrawals Withdrawals duration of plan > 0 years deposits in the currency of the account no fee no fee between 5 and 0 years % market rate + margin depending on less than 5 years 2% deposits in another currency amount withdrawals in the account currency <= 0,000 EUR: no fee 0.40% 2 Permanent credit line 3 Entry fees > 0,000 EUR 0.20% 0.40% 2 annual interest rate depending on market conditions min. 50 EUR - max. 000 EUR withdrawals in another currency market rate + margin depending on amount value date 5 business days 5 business days none none For wealth management structures, a rate of -0.20% applies to deposits of over 3 million euros. 2 Withdrawals in other currencies other than USD, GBP or CHF and in particular withdrawals in exotic currencies result in additional fees. 3 Available once the capital saved in the Savings Plan reaches 5,000 EUR. The maximum amount of credit offered is 50% of the amount saved in the plan with an upper limit of 2,500 EUR. 4 No interest paid on amounts over EUR 2.5 million. 5 The savings account is only avaible for private clients. Page 5 of 9 Last updated: 0/2/207

6 Transfers and cheques TRANSFERS BETWEEN ACCOUNTS AT BANQUE DE LUXEMBOURG free CHEQUES Provision of a chequebook (25 cheques) TRANSFERS IN EUROS between EU member countries - s shared 5 Cheques in euros presented by banks in Luxembourg free e-banking free Cheques presented by foreign banks standing order free Cashing fee 6 EUR direct debit free Settlement fee 0.20% (min. 0 EUR, max. 30 EUR) UPO 2 amount < 50 EUR free amount > 50 EUR 2 EUR CHEQUE COLLECTIONS Cheques drawn on a BL account OTHER TRANSFERS: outside EUR or in currencies other than euro 6 Cheques drawn on banks in Luxembourg 5 EUR s shared ³ or paid by beneficiary 4 5 EUR Cheques drawn on foreign bank or other currencies 0.50% (min 0 EUR. max 00 EUR) s paid by ordering customer¹ 0.20% (min 0 EUR. + any correspondent fees max 30 EUR) TRANSFER SUPPLEMENTS Manual processing 7 4 EUR BANK CHEQUES * Confirmation 0 EUR At counter Return fee for unpaid cheques By registered post Cashing fee Settlement fee Cashing fee Settlement fee 30 EUR free correspondent fees 25 EUR 0.20% (min. 0 EUR, max. 30 EUR) 30 EUR 0.20% (min. 0 EUR, max. 30 EUR) * in the event of cancellation, the correspondent's s will be invoiced to the client In the case of "s paid by ordering customer", a fee of 0,20% shall apply (min 0 EUR, max 30 EUR). 2 Standard transfer forms available from our branches. 3 Where no indication is given, the default option is "s shared". 4 The s paid by the beneficiary option may only be applied to transfers in euros or in a currency of an EU member state to a non-eu member state, or to transfers in a currency of a non-eu member state. 5 Cross-border transfers in euros as referred to to in European Regulation EC 924/2009 (amended by the European Regulation (EU) 260/202): - transfers in euros between EU member countries - indicating the beneficiary's account number in the IBAN format and the beneficiary's BIC code; - indicating that s are to be shared (the beneficiary has only to pay any s invoiced by his bank). Transfers complying with these conditions and indicating "s paid by beneficiary" shall be treated as "s shared". 6 Concerns - indicating that s are to be shared (the beneficiary has only to pay any s invoiced by his bank). Transfers to countries outside Western Europe and United States or in exotic currencies may give rise to additional s. 7 Use of transfer modes other than UPO forms and e-banking or that may not be processed automatically. Page 6 of 9 Last updated: 0/2/207

7 Loans and credits "LOMBARD CREDIT" / PLEDGED OVERDRAFT FACILITY FIXED-RATE CONSUMER LOAN Amount min 25,000 EUR or exchange value Amount between 5,000 EUR and 75,000 EUR 3 Term from month to year Term max 5 years 3 renewed by tacit agreement Repayments constant monthly repayments Annual debit interest 2 averaged 3-month market rate 4 Fixed interest rate on request + margin depending on pledged portfolio Administration fees 250 EUR Administration fees 0.0% on the amount borrowed (min. 250 EUR) Amendment fees 250 EUR Amendment fees amount < m EUR min. 250 EUR amount > m EUR min. 500 EUR VARIABLE- / FIXED-RATE MORTGAGE LOAN VARIABLE- / FIXED-RATE PERSONAL LOAN Amount min 25,000 EUR Amount from 25,000 EUR Term from 5 to 20 years Term between and 0 years Repayments constant monthly repayments Repayments constant monthly repayments Variable interest rate depending on market conditions Variable interest rate depending on market conditions Fixed interest rate on request Fixed interest rate on request Administration fees 0.0% on the amount borrowed (min. 250 EUR) Amendment fees amount < mio EUR min. 250 EUR amount > mio EUR min. 500 EUR Administration fees 0.0% on the amount borrowed (min. 250 EUR) Amendment fees amount < m EUR min. 250 EUR amount > m EUR min. 500 EUR BANK GUARANTEE Early repayment 00% secured guarantee 0.25% per quarter underway variable-rate mortgage no fee min. 20 EUR fixed-rate mortgage early exit fee Guarantee for public auction 50 EUR depending on market conditions OVERLIMIT FEES - APPLICABLE TO ALL LOANS AND CREDITS Overlimit 5% 9% after 90 days Late interest payments 5% 9% after 90 days Conditions valid subject to approval of your application by the bank 2 The rate is set on the day the contract is signed and reset on the expiry date. 3 If the amount of the loan is greater than 75,000 EUR or if the duration of the loan is greater than 5 years, it will be considered as a personal loan. 4 In the event of a negative interest rate, the annual interest rate will never fall below the margin. Page 7 of 9 Last updated: 0/2/207

8 Payments of coupons and redeemable securities PAYMENT OF COUPONS PRESENTED TO OUR COUNTERS CORPORATE ACTIONS AND RELATED credited to account at our counters Mandatory and optional corporate actions on securities in custody no no fee no fee EUR 00 Corporate actions regulation on physical shares 0,50% (min 00 EUR EUR) Other paying office in Luxembourg no fee 2% (min 5 EUR / holding) Certificate issued for Class Actions EUR 250 IRS Section 302 tax reclassification USD 250 Other paying office abroad 2% (min 4 EUR / holding) 3% (min 5 EUR / holding) Discount s / % (min EUR / holding) PAYMENT OF REDEEMABLE SECURITIES PRESENTED TO OUR COUNTERS credited to account at our counters Paying office: Banque de Luxembourg no fee no fee Other paying office in Luxembourg no fee,25% Other paying office abroad % min 4 EUR / holding.25% (min 4 EUR / holding) Discount s / % (min EUR / holding) COUPON PLUS PACKAGE REINVESTING COUPONS AND SECURITIES CREDITED TO ACCOUNT Reinvestment in our funds "Sicav" BL and BL Fund Selection 50% discount on entry fees Coupons lodged more than 30 days before payment date are subject to a custody fee of 7 EUR per holding. Page 8 of 9 Last updated: 0/2/207

9 Young person account [ 0-25 ] years old MY FIRST BANK [ 0-7 ] YEARS OLD MY BANK [ 8-25 ] YEARS OLD Account maintenance no fee Account maintenance no fee Savings account [ 0-7 ] in euros 2 6 Savings account [ 8-25 ] in euros 6 annual interest rate 0.80% annual interest rate 0.80% value date 5 business days value date 5 business days Savings plan Savings plan deposit no fee deposits no fee withdrawal no fee withdrawals no fee automatic credit line 8 years and over automatic credit line 3 depending on market conditions Interest-paying current account [ 2-7 ] in euros Current account [ 8-25 ] annual interest rate n/a annual interest rate n/a value date n/a value date n/a weekly correspondence sent by post no fee Transfers in euros between EU member countries: s shared 4 V PAY debit card [ 2-7 ] by e-banking no fee annual fee no fee V PAY debit card withdrawals from cash dispensers in the EU or Switzerland no fee annual fee no fee retail purchases in the EU or Switzerland no fee withdrawals from cash dispensers in the EU or Switzerland no fee retail purchases in the EU or Switzerland no fee E-BANKING ACCESS [ 2-7 ] Visa Classic or MasterCard Blue credit card LuxTrust Scan annual fee no fee st device retail purchases in the EU or Switzerland no fee cash advance 2.00 EUR + 2% Study loan 5 annual interest rate 2.00% E-BANKING ACCESS [ 8-25 ] LuxTrust Scan st device Services available for young people not included on this sheet are subject to standard conditions 2 Withdrawals and transfers possible as of 8 years 3 Available as of age of 8, once the capital saved in the Savings Plan reaches 5,000 EUR and up to 50% of the capital saved (with a maximum limit of 2,500 EUR) 4 Transfers in euros, indicating the beneficiary's IBAN number and BIC code, 5 Subject to approval of application by the "Ministère de l'enseignement Supérieur" and the bank 6 Interest is paid on savings accounts on balances up to 00,000 EUR. Above this amount, no interest is paid. Page 9 of 9 Last updated: 0/2/207