NFIP Program Basics. KAMM Regional Training

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1 NFIP Program Basics KAMM Regional Training

2 Floodplain 101 Homeowners insurance does not cover flood damage Approximately 25,000 flood insurance policies in KY According to BW12 analysis, approximately 48% policies are subsidized

3 Mitigation 101 Did you know? Since 2005, HMGP post-disaster mitigation funds have provided $162,000,000+ to implement mitigation projects in Kentucky.

4 What is a floodplain? Floodplain Floodway

5 Floodplain management should be viewed as a public safety program at the local level

6 Things to Know 44 CFR Special Flood Hazard Area (SFHA) NFIP and Mitigation Bible The area that will be inundated by the flood event having a 1% chance of being equaled or exceeded in any given year Base Flood Elevation (BFE) Development The computed elevation to which floodwater is anticipated to rise during the 1% chance flood. Any man-made change to improved or unimproved real estate, including but not limited to buildings or other structures, mining, dredging, filling, grading, paving, excavation, or drilling operations or storage equipment or materials

7 Mapping The National Flood Insurance Program NFIP

8 NFIP A voluntary program based on a mutual agreement between the federal government and the local community: In exchange for adopting and enforcing a Floodplain Management ordinance, federally-backed flood insurance is made available to property owners throughout the community

9 Floodplain Management Comprehensive efforts to make communities more resilient Local ordinances, planning efforts and risk management efforts Stormwater Infrastructure Mapping Outreach Federal, state, regional and local partnership Minimum requirements

10 NFIP Requirements Many exist; one major requirement includes: All building lowest floors, utilities and mechanical equipment, including ductwork, must be elevated or protected to or above the BFE

11 Flood Insurance Required for all structures with a federally backed mortgage in SFHA Lenders generally make final determination Recent legislation BW12 HFIAA More information

12 Risk Identification Tips and Tricks KAMM Regional Training

13 Agenda FEMA Map Service Center GeoPlatform ArcGIS Online Data Visualization tool Rapid Visual Screening for Potential Seismic Hazards USGS Flood Inundation Mapping WaterWatch NOAA - NWS Advanced Hydrologic Prediction Service (AHPS) Climate Data Online (CDO)

14 Agenda KDOW IFloodRisk KGS Risk MAP Portal Earthquakes and Other Geologic Hazards Digital Imagery Analysis for Mitigation Projects

15 FEMA Map Service Center Source for all public FEMA Flood Hazard products Links for HAZUS and other tools Additional resources on Disaster Assistance, Response and Recovery, and Disaster Planning and Mitigation Search by location (State, County, City, address, or Lat/Long.) to get the appropriate product

16 FEMA Map Service Center Statewide digital FIRM layer Tools exist to aid use Updated since 2004 Updates ongoing Risk MAP

17 FEMA Map Service Center

18 Flood Insurance Rate Map (FIRM)

19 Flood Insurance Study (FIS) Provides technical data about the flood study Summary of Discharges, Flood Elevation Profiles, Floodway Data Tables Pertinent references for the flood study

20 Undergoing a Map Change Flood risk can, and does, change over time. As a result FEMA is updating flood hazard maps across the country. When new maps are issued, your risk may have changed as well along with your flood insurance requirements. But you can save money with the PRP Eligibility Extension and through a process known as "grandfathering" provided by the NFIP. If you live near a levee, your flood risk may be higher than you thought. Learn your flood risk and see when new flood maps will be available for your community.

21 FEMA GeoPlatform ArcGIS Online FEMA s Official online mapping source Not just flood hazard data FEMA's National Flood Hazard Layer - Online be088e7c aa0fc34eb99e7f30 National source for All Digital FIRM layers Includes LOMC locations and dates Links to download LOMC documents DFIRM County GIS Data download Links to an image file of the effective panels

22 FEMA GeoPlatform ArcGIS Online

23 FEMA Data Visualization Tool

24 FEMA Data Visualization Tool An interactive tool to allow users to explore FEMA grant data by location and disaster Begin by selecting a state or territory, then learn about all the Federally declared disasters there since 1953 Breakdown of county, incident type, and year is available

25 FEMA Data Visualization Tool In this section of the data visualization tool, users can see how FEMA has supported the state with disaster assistance and preparedness grants since Information about each type of grant and data downloads are available This tool also offers information on preparedness, and directs to the local emergency management organizations and volunteer opportunities

26 Rapid Visual Screening of Buildings for Potential Seismic Hazards

27 Rapid Visual Screening (RVS) Tool to Identify, Inventory, and Screen for potential seismic vulnerability Developed for FEMA under the National Earthquake Hazards Reduction Program (NEHRP) The Rapid Visual Screening (RVS) handbook Method of scoring a building risk of collapse Identify structural weaknesses Manage a successful RVS program Third Edition (2015) is available from the FEMA Order Form: Training and additional tool kits available from: National Earthquake Technical Assistance Program FEMA s Online Library

28 USGS Flood Inundation Mapping and WaterWatch

29 U.S. Geological Survey Flood Inundation Mapping The USGS Flood Inundation Mapping Program strives to help communities understand flood risks and make cost-effective mitigation decisions The USGS works with the National Weather Service, U.S. Army Corps of Engineers, and the Federal Emergency Management Agency to ensure the quality and consistency of flood inundation maps nationwide. Inundation maps can be used for: Preparedness - "What-if" scenarios Timely Response - tied to real-time gage and forecast information Recovery - damage assessment Mitigation and Planning - flood risk analyses Environmental and Ecological Assessments - wetlands identification, hazardous spill cleanup

30 U.S. Geological Survey Flood Inundation Mapping

31 U.S. Geological Survey WaterWatch WaterWatch is a USGS site that displays maps, graphs, and tables describing real-time, recent, and past streamflow conditions for the United States. Shows the location of more than 3,000 long-term USGS streamgages Allows users to retrieve graphs of water elevation and flow Highlights locations where extreme hydrologic events are occurring Also provides Hydrologic Unit Code (HUC) watershed maps, and regional streamflow summaries.

32 National Weather Service Advanced Hydrologic Prediction Service

33 National Weather Service AHPS Advanced Hydrologic Prediction Service (AHPS) Kentucky in the Ohio Region

34 National Weather Service AHPS Individual Gage Data Hydrograph current & near future water level Probability Graph Chance of flooding over the next few months River at a Glance View multiple gages information on same page Gage Location Attribute Historic and recent crests

35 National Weather Service AHPS Sources United States Geological Survey's (USGS) National Streamflow Information Program - majority of gages Real-time water level information collected from other federal, state, and local streamgage networks Links to other NWS tools and products Satellite images Climate Observed precipitation National Radar

36 NOAA National Oceanic and Atmospheric Administration Climate Data Online (CDO)

37 Climate Data Online (CDO) Provides free access to the National Climatic Data Center s (NCDC) archive of global historical weather and climate data. Data Included: Daily, monthly, seasonal, and yearly measurements of temperature Precipitation records Wind measurements Radar Data

38 Station Details and Ordering Information

39 KDOW RiskMAP Portal

40 Risk MAP Portal Statewide floodplains in a single map Phase I (16 counties) 1% annual chance Water Surface Elevation (WSEL) determination in the Approximate Flood Zones with a simple click on the stream centerline Hydraulic Model downloads available for Zone A studies FIS, Hydrologic, and Hydraulic reports available for download

41 Risk MAP Portal Future of Risk MAP Portal Currently Updating recently effective studies Add effective hydraulic models and reports Updated Floodplains Add WSEL for approximate flood zones in newly effective counties Phase II and Beyond Statewide hydraulic models and WSEL determination Depth grids and other RiskMAP products Dam safety information

42 Kentucky Geological Survey (KGS): Earthquakes and Other Geologic Hazards

43 KGS: Earthquakes and Other Geologic Hazards Geologic hazards such as earthquakes, landslides, and sinkholes cause millions of dollars of damage in Kentucky each year Although there has not been a major earthquake in nearly 200 years, it is a significant risk that could cause significant damage and loss of life Landslides and Karst hazards are an ever-present risk in Kentucky Karst hazards include: sinkhole flooding, sudden cover collapse, and leakage around dams

44 KGS: Earthquakes and Other Geologic Hazards KGS is striving to provide better information on geologic hazards in Kentucky, through technical research and assistance as well as public education and awareness. Resources available through their website include: Earthquake reporting Real-time seismic recordings for KY Recent earthquake information Current and past earthquake research Additional information on earthquakes, karst, and radon