- AN EXCLUSIVE FOR OUR XPRESS HOMEOWNERS AGENTS - 1 QUOTE = 1 ENTRY
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- Camilla Horn
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1 Spring CHA-CHING SWEEPSTAKES - AN EXCLUSIVE FOR OUR XPRESS HOMEOWNERS AGENTS - 1 QUOTE = 1 ENTRY All Xpress Hmewners qutes received between April 1, 2016 and May 31, 2016 will be autmatically entered int the sweepstakes fr a chance t win the weekly drawings and becme the tp three winners. We will have eight (8) weekly drawings each Mnday thrugh May 31st fr a chance t win a $25 Best Buy gift card. Weekly winners will be chsen at randm. The tp three agents with the mst qutes at the end f the sweepstakes will win these prizes: 1st Place: Chice f ipad Mini 2, Cannn PwerSht Camera, r Apple Watch Sprt 2nd Place: Chice f Sns Wireless Speaker r Cleman Rad Trip Prpane Grill 3rd Place: $100 Amazn Electrnic Gift Card Hw t submit: Submit nline at Lgin: Yur agent address Passwrd: Yur agency s zip cde Appalachian is pleased t annunce ur next generatin Xpress Qute and Issuance Platfrm fr cmplicated residential prperty insurance needs thrughut the Midwest, Sutheast and castal areas f the US. This new prgram is 100% backed by Llyd s f Lndn, thrugh ICAT & Liberty Mutual Insurance Eurpe Limited syndicates and ffered exclusively by AUI. We are aggressively adding new prducts and carriers t make this the mst efficient and brad ffering available in the marketplace. State Availability: Serving - Tier 2 & Inland Territries in AL, AR, GA, IL, MO, MS, NC, SC, TN & TX (Liberty) Serving - Tier 1 Castal Territries in AL, TX, and State f FL (ICAT) except Mnre Cunty. Fr mre infrmatin regarding the Xpress Hmewners Prgram, visit
2 1. SPONSOR: Appalachian Underwriters, Inc., 800 Oak Ridge Turnpike, Suite A-1000, Oak Ridge, TN ( Spnsr ). 2. ELIGIBILITY: The Sweepstakes is pen t all legal residents f the United States and the District f Clumbia wh, at time f entry, are licensed independent prperty and casualty insurance agents, are appinted with Appalachian Underwriters, Inc., and registered n the Appalachian Underwriters, Inc. ( AUI ) nline agent prtal. Referenced insurance licensure f Agent means Agent has an active license fr the qualifying insurance cverage line f business by the apprpriate state insurance regulatr where the insuring risk is lcated i.e. licensed t prduce wrkers cmpensatin cverage. Agent participant must be at least 18 years f age r lder. Emplyees, fficers and managers f Appalachian Underwriters, Inc., r any f its affiliates, their immediate family members and persns living in their husehld are nt eligible t participate in the Sweepstakes. The SWEEPSTAKES IS VOID WHERE PROHIBITED OR RESTRICTED BY LAW and is subject t all federal, state and lcal laws and regulatins, including withut limitatin in New Yrk, Flrida, Rhde Island, and in jurisdictins requiring registratin, filing, trust accunt, r psting f a bnd, r any ther requirements r disclsures that are nt expressly satisfied by these Official Rules & Restrictins. Participatin in the Sweepstakes cnstitutes Agent s full and uncnditinal agreement t these Official Rules & Restrictins and all f Spnsr s decisins relating in any way t the Sweepstakes, which are final and binding. Winning a prize is cntingent upn fulfilling all requirements in these Official Rules & Restrictins. 3. SWEEPSTAKES PERIOD: The Sweepstakes begins n April 1, 2016, at 12:01 a.m. Eastern Standard Time ( EST ) and ends n May 31, 2016, at 11:59 p.m. EST ( Sweepstakes Perid ). Spnsr s cmputer is the fficial time keeping device fr the Sweepstakes. 4. TO ENTER: During the crrespnding Sweepstakes Perid, Agent will receive a qualified entry autmatically by submitting an eligible qute during the Sweepstakes Perid thrugh the Xpress Hmewners Platfrm. T lgin, use yur and passwrd t enter is yur agency zip cde. Once the qute is submitted and cnfirmed eligible, said cnfirmed submissin will qualify as ne (1) Entry. In the event f a dispute as t participatin, the natural persn whse infrmatin was used in the submissin and eligibility fr the Entry will be cnsidered the Agent. Entries must be received during the Sweepstakes Perid t be included within the randm drawing. Any attempt by Agent t manipulate the Sweepstakes in any way, including withut limitatin, actins that are illegal, immral, dishnest, r in vilatin f the spirit f these Official Rules & Restrictins will vid that Agent s participatin and that Agent will be disqualified. Use f any autmated system t participate is prhibited and will result in disqualificatin. Spnsr is nt respnsible fr Entries that are, in whle r part, late, lst, delayed, damaged, misdirected, incmplete, illegible, r unintelligible, irregular, altered, cunterfeit, prduced in errr, sent thrugh fraud r theft, invalid, failed, incmplete, garbled, r result frm delayed cmputer transmissins r therwise nt received r cunted by Spnsr, which will be disqualified. Further Spnsr is nt respnsible frm disqualified Entries resulting frm telephne, electrnic, hardware r sftware prgram, netwrk, Internet, r cmputer failures r difficulties f any kind r any discnnectin r errr. Appalachian Underwriters, Inc. Xpress Hmewners Platfrm may be accessed at the fllwing URL: If Agent has questins abut the AUI Xpress Hmewners Platfrm, please cntact Spnsr using ne f the fllwing means: Phne: , ext Fax: marketing@appund.cm All Entries becme the prperty f Spnsr, and will nt be returned. 5. TO WIN: There will be eight (8) weekly drawings n the fllwing underlined dates during the Sweepstakes Perid: April 11 th, 2016 April 18 th, 2016 April 25 th, 2016 May 2 nd, 2016 May 9 th, 2016 May 16 th, 2016 May 23 rd, 2016 May 30 th, 2016 There will be ne prize winner per weekly drawing. Prize winners will be chsen by Spnsr in a randm drawing cnducted by Spnsr frm amng all eligible, valid Entries. One individual Agent winner per weekly prize; n individual Agent can win a weekly drawing mre than nce.
3 There will be three (3) prizes awarded during the Sweepstakes Perid per prductin categries: Categry 1 Mst Qutes : Three (3) winners will be awarded t the mst number f qutes thrugh the XpressHmewners Prgram submitted between April 1st, 2016 and May 31st, The winner will be annunced by 5:00 p.m. EST n Friday, June 3 rd. Based upn referenced prductin levels, three (3) winners will be chsen independently frm each ther. Only ne (1) individual Agent winner per prize; an individual cannt win all prizes. In case, ne individual Agent leads bth categries, said individual Agent will be allwed t pick ne prize and the remaining categry winner will be the next in line accrding t such prductin levels as the ther prize winner. Tie-breaker: in the event f a tie fr either categry by multiple individual Agents, a winner will be chsen at randm between thse tied in the respective categry. Each winner may be required t shw prf f being the authrized accunt hlder, and may be required t sign a release. If the criteria fr awarding a specific Sweepstakes prize are nt met, Spnsr is nt required t award the specific Sweepstakes prize. 6. POTENTIAL WINNER VERIFICATION: ALL POTENTIAL WINNERS ARE SUBJECT TO VERIFICATION BY SPONSOR, WHOSE DECISIONS ARE FINAL AND BINDING. AN AGENT IS NOT A WINNER OF ANY PRIZE, EVEN IF NOTIFIED AS A WINNER, UNLESS AND UNTIL AGENT S ELIGIBILITY, RELATIONSHIP WITH AGENT, AND COMPLIANCE WITH THESE OFFICIAL RULES HAVE BEEN VERIFIED AND AGENT HAS BEEN NOTIFIED THAT VERIFICATION IS COMPLETE. 7. NOTIFICATION OF POTENTIAL WINNERS: All Sweepstakes winners must cmply with all terms and cnditins f these Official Rules, and all winnings are cntingent upn fulfilling all requirements. All ptential winners must prvide their valid cntact infrmatin in rder t receive their prize. The ptential winners will be ntified by an Appalachian Underwriters, Inc. marketing representative by phne, , in persn and/r regular mail within twenty-fur (24) hurs after drawing is cmpleted (subject t change) after determinatin f ptential winners t verify their eligibility. If Spnsr is unable t cntact the ptential winner within fur (4) days f its initial attempt, r if the ptential winner fails t cmply with any f these Official Rules & Restrictins r applicable terms and cnditins, the ptential winner s place as a ptential winner will be frfeited. If acceptable and cmpliant, the ptential winner will have seven (7) days frm ntificatin t accept the prize by (marketing@appund.cm) r certified mail, return receipt requested. Spnsr is nt respnsible fr and shall nt be liable fr late, lst, misdirected r unsuccessful effrts t ntify winner including failed, incmplete, garbled, r delayed cmputer transmissins. 8. PRIZES: The chice f the fllwing prize will be available fr each f the eight (8) weekly drawings. One individual Agent winner per week per prize; n repeats: One (1) $25 Best Buy electrnic gift card. Each f the fllwing prizes will be available fr the three (3) prize winners awarded at the end f Sweepstakes Perid per categry. Each prize winner will have a chice f either prize t select but n individual Agent can win all prizes. 1 st Place has a chice between One (1) Apple Watch Sprt (ARV f $ ); r One (1) Cannn Pwersht SX540HS Lng Zm Camera (ARV f $399.99); r One (1) Apple IPad Mini 2 with Wi-Fi 32GB (ARV f $319.99) 2 nd Place has a chice between Cleman Rad Trip Prpane Prtable Grill LXE (ARV f $199.99); r SONOS PLAY:1 Wireless Speaker (ARV f $199.00) 3 rd place receives $100 Amazn electrnic gift card
4 Odds f winning depend n the number f ttal eligible qutes received by the deadline. The prizes will have n warranties added n r included, and Spnsr hereby disclaims any and all warranties, express r implied, cncerning any prize furnished in cnnectin with the Sweepstakes. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, SUCH PRIZES ARE PROVIDED AS IS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND SPONSOR HEREBY DISCLAIM ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT. Any injuries, lsses, r damages f any kind arising in cnnectin with r as a result f the prize r acceptance, pssessin, r use f the prize, r frm participatin in the Sweepstakes. N alternative prize, cash equivalent, r ther substitutin will be permitted, expect by Spnsr, wh reserves the right t substitute a prize r prize cmpnent with cash r anther prize f cmparable r greater average retail value. All federal, state and/r lcal taxes and fees are the sle respnsibility f the winner assciated with prize receipt and/r use. Winner shuld cnsult his/her tax advisr regarding the reprting f value as incme. It is the respnsibility f the winner t supply crrect shipping infrmatin and failure t d s may result in frfeiture f the prize. 9. PUBLICITY: As a cnditin f entry int the Sweepstakes, except where prhibited by law, each Agent by entering and each prize winner be accepting a prize grants t the Sweepstakes Spnsr a perpetual, wrldwide, ryalty-free license and a winner may be required t sign and return a release f liability, affidavit f eligibility, and, where lawful, a publicity cnsent agreement, all within ten (10) days f acknwledged ntificatin. By accepting and/r using prize, winner agrees t the use f their names, vices r likenesses fr the purpse f advertising, trade r prmtin withut further cmpensatin, unless prhibited by law. If a selected winner cannt be cntacted, is ineligible, fails t claim prize, r fails t timely return cmpleted and executed affidavit and releases required, prize will be frfeited and an alternate winner will be selected. 10. RELEASE: By participating in Sweepstakes r by receipt f any prize r by submitting eligible qutes t Spnsr via the nline Xpress Hmewners prgram, all Agents release and hld harmless Spnsr, its emplyees, affiliates, subsidiaries fficers, managers, representatives, legal advisrs, and agents fr (cllectively Released Parties ), frm, and against any and all lsses, damages, rights, claims and actins f any kind whatsever, directly r indirectly, related t the Sweepstakes r arising frm the acceptance, pssessin, r use f the prize, including withut limitatin, persnal injury, death, and prperty damage, and claims based n publicity rights, defamatin r invasin f privacy. 11. LIMITATIONS OF LIABILITY: The Released Parties are nt respnsible fr: (1) any incrrect r inaccurate infrmatin, whether caused by Agents, printing errrs, r by any f the equipment r prgramming assciated with r utilized in the Sweepstakes; (2) technical failures f any kind, including withut limitatin malfunctins, failures, missins, interruptins, r deletins relating t r in any way cnnected with the Sweepstakes; (3) unauthrized human interventin in any part f the participatin prcess r the Sweepstakes; (4) technical r human errr r limitatins, which may ccur in the administratin f the Sweepstakes; (5) theft, tampering, destructin, r unauthrized access t, alteratin f, r unavailability f prizes; r (6) any injury r damage t persns r prperty which may be caused, directly r indirectly, in whle r in part, frm Agent s participatin in the Sweepstakes r receipt r use f any prize r while traveling t r frm any prize-related activity. If the Sweepstakes, r any part f it, is discntinued fr any reasn, Spnsr, at its sle discretin, may elect t nt award any prizes r may hld a randm drawing f the eligible Entries received up t the time f discntinuance t award the prizes. With the exceptin f sales tax and reasnable shipping csts, Spnsr s bligatin f payment fr prizes may nt exceed the stated average retail values. N mre than the stated number f prizes will be awarded. In the event that human errr, prductin, technical, seeding, prgramming, r any ther reasns cause mre than stated number f prizes in these Official Rules & Restrictins t be available r claimed, Spnsr reserves the right t award nly the stated number f prizes t the Agents amng all legitimate, un-awarded, eligible prize claims. Apple Watch Sprt is a registered trademark f Apple. Apple is nt a spnsr r c-spnsr f, has nt endrsed, and is n way affiliated with, this Sweepstakes prmtin. Apple and its affiliates, subsidiaries, sharehlders, ffices, directrs, agents and emplyees will have n liability r respnsibility fr any claim arising in cnnectin with participatin in this Sweepstakes r any prizes awarded. Cannn PwerSht SX540HS is a registered trademark f Cannn. Cannn is nt a spnsr r c-spnsr f, has nt endrsed, and is n way affiliated with, this Sweepstakes prmtin. Cannn and its affiliates, subsidiaries, sharehlders, ffices, directrs, agents and emplyees will have n liability r respnsibility fr any claim arising in cnnectin with participatin in this Sweepstakes r any prizes awarded.
5 Apple IPad Mini 2 is a registered trademark f Apple. Apple is nt a spnsr r c-spnsr f, has nt endrsed, and is n way affiliated with, this Sweepstakes prmtin. Apple and its affiliates, subsidiaries, sharehlders, ffices, directrs, agents and emplyees will have n liability r respnsibility fr any claim arising in cnnectin with participatin in this Sweepstakes r any prizes awarded. Cleman Rad Trip Prpane Prtable Grill LXE is a registered trademark f Cleman. Cleman is nt a spnsr r c-spnsr f, has nt endrsed, and is n way affiliated with, this Sweepstakes prmtin. Cleman and its affiliates, subsidiaries, sharehlders, ffices, directrs, agents and emplyees will have n liability r respnsibility fr any claim arising in cnnectin with participatin in this Sweepstakes r any prizes awarded. SONOS PLAY:1 is a registered trademark f SONOS. SONOS is nt a spnsr r c-spnsr f, has nt endrsed, and is n way affiliated with, this Sweepstakes prmtin. SONOS and its affiliates, subsidiaries, sharehlders, ffices, directrs, agents and emplyees will have n liability r respnsibility fr any claim arising in cnnectin with participatin in this Sweepstakes r any prizes awarded. Amazn electrnic gift card is a registered trademark f Amazn. Amazn is nt a spnsr r c-spnsr f, has nt endrsed, and is n way affiliated with, this Sweepstakes prmtin. Amazn and its affiliates, subsidiaries, sharehlders, ffices, directrs, agents and emplyees will have n liability r respnsibility fr any claim arising in cnnectin with participatin in this Sweepstakes r any prizes awarded. Best Buy electrnic gift card is a registered trademark f Best Buy. Best Buy is nt a spnsr r c-spnsr f, has nt endrsed, and is n way affiliated with, this Sweepstakes prmtin. Best Buy and its affiliates, subsidiaries, sharehlders, ffices, directrs, agents and emplyees will have n liability r respnsibility fr any claim arising in cnnectin with participatin in this Sweepstakes r any prizes awarded. 12. DISPUTES Except where prhibited, Agent agrees that: (1) any and all disputes, claims, and causes f actin arising ut f r cnnected with the Sweepstakes r any prize awarded r nt awarded will be reslved individually, withut resrt t any frm f class actin, and exclusively by the United States District Curt fr the Eastern District f Tennessee r the apprpriate Tennessee State Curt lcated in Andersn Cunty, Tennessee; (2) all claims, judgments, and awards are limited t actual ut-f-pcket csts incurred (nt t exceed $100), including csts assciated with entering the Sweepstakes, but in n event attrneys fees; and (3) under n circumstances will Agent be permitted t btain awards fr, and Agent waives all rights t claim, indirect, punitive, incidental, and cnsequential damages and any ther damages, ther than fr actual ut-f-pcket expenses (nt t exceed $100), and any and all rights t have damages multiplied r therwise increased. The laws f the State f Tennessee, withut regard t any chice f law r cnflict f law rules, gvern all matters relating in any way t the Sweepstakes, including withut limitatin issues and questins cncerning the cnstructin, validity, interpretatin, and enfrceability f these Official Rules & Restrictins, r the rights and bligatins f the Agent and Spnsr in cnnectin with the Sweepstakes. 13. GENERAL CONDITIONS Any attempt by an Agent t deliberately damage r undermine the legitimate peratin f the Sweepstakes may be in vilatin f criminal and civil laws. Spnsr reserves the right t seek any and all remedies and damages (including attrney s fees), frm any such Agent t the fullest extent f the law, including criminal prsecutin. By participating in the Sweepstakes, Agent warrants that he r she (1) has read and agrees t be bund by these Official Rules & Restrictins, Spnsr s Privacy Plicy ( and all ther applicable plicies; (2) meets the eligibility requirements; and (3) is nt prhibited frm participating in the Sweepstakes. Spnsr reserves the right, at its sle discretin, t abbreviate, cancel, terminate, mdify, r suspend the Sweepstakes fr any reasn withut ntice r further bligatin. Spnsr reserves the right, at its sle discretin, t disqualify any individual that tampers r attempts t tamper with the participatin prcess r the peratin f the Sweepstakes; vilates the Official Rules & Restrictins; falsifies infrmatin; acts in an unsprtsmanlike r disruptive manner; r acts with intent t anny, abuse, threaten, r harass any ther persn. 14. USE OF INFORMATION Agent is prviding infrmatin t Spnsr. All Entries and submitted infrmatin becme the prperty f Spnsr, which may be used fr Spnsr s internal purpses and t send yu infrmatin abut Spnsr s prducts and special Sweepstakes but will nt be prvided t ther third parties, except as necessary fr the administratin f the Sweepstakes, as required by law r legal prcess, r in accrdance with Spnsr s privacy plicy. Infrmatin cllected frm Agent in cnnectin with the Sweepstakes is subject t the AUI Privacy Plicy ( 15. WINNER LIST Winner lists requests will nly be accepted after the Sweepstakes end date and n later than September 30 th, Requests received after March 31, 2016 will nt be fulfilled. Fr the winner list:
6 Send an message t marketing@appund.cm requesting a winners list; Call tll-free , ext and request a winners list; Send a request alng with a self-addressed, stamped envelpe t the fllwing address: Appalachian Underwriters, Inc. ATTN: Marketing Department 800 Oak Ridge Turnpike, Suite A-1000 Oak Ridge, TN
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