2. Individuals listed below are not eligible to participate in this Contest:

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Christopher Haynes
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1 TERMS AND CONDITIONS Organizer & Qualificatins 1. Wave & Menang! ["Cntest"] is jintly rganized by KK Supermart & Superstre Sdn Bhd ( M) and Payments Netwrk Malaysia Sdn Bhd ( D) [cllectively referred t as "The Organizer"] and is pen t permanent residents in Malaysia r Malaysian citizens with a valid identity card during the Cntest Perid ["Participant"] 2. Individuals listed belw are nt eligible t participate in this Cntest: Emplyees f the Organizer [including its assciates, subsidiaries r related theret] and their immediate family members [children, parents, siblings, including spuses]; and/r Representatives, emplyees and/r the advertising agencies r prmtinal agencies f the Organizer [including its assciated and related cmpanies], and their immediate family members [children, parents, siblings, spuses]. Cntest Perid & Entry Criteria 3. This Cntest will cmmence frm 1 st Octber 2018 until 31 st December 2018 at 11:59 PM (Malaysian Time) ["Cntest Perid"]. Any entries received beynd the Cntest Perid will be rejected and deemed invalid. 4. Nte: All entries (transactin slip) (nly transactins made via cntactless using MyDebit autmated teller machine ( ATM ) will be accepted) fr this Cntest received beynd respective Mnthly Prize perid will be deemed invalid and will be frfeited. Fr example: Entry transactin slip dated 15 th Octber 2018 (First Mnth f the Mnthly Prize Cntest) must be submitted n r befre 31 st Octber 2018, thus the said transactin slip will n lnger be valid fr submissin n the 2 nd r 3 rd Mnth (Mnthly Prize perid). Mnthly Prize perid (3 Mnths) [ Mnthly Prize perid ] 1 st Mnth: 1st Octber 31st Octber nd Mnth: 1st Nvember 30th Nvember rd Mnth: 1st December 31st December The Organizer reserves the right t amend, extend r terminate the Cntest including the Cntest Perid at its sle and abslute discretin withut prir ntice.

2 6. Only purchases f RM15 and abve at KK SUPER MART made via cntactless transactin using MyDebit ATM as mde f payment (transactin must be made during the Cntest Perid and the receipt must be clearly printed) is eligible as valid entry (fr each Mnthly Prize) fr this Cntest ["Prf f Purchase"]. 7. Participant must submit their entries via WHATSAPP ["Cntest Mechanism"] Hw t Participate: via WhatsApp Each valid and cmplete entry must cntain the fllwing infrmatin (during submissin): i. Take a pht f MyDebit cntactless TRANSACTION SLIP; ii. RETAIN: MyDebit cntactless TRANSACTION SLIP (riginal). Submit yur entry (attach pht f MyDebit cntactless TRANSACTION SLIP) via WhatsApp t ; Participant will receive a reply message (cntest questins, privacy ntice) via WhatsApp within 24 hurs (during ffice hur). Participant is required t reply the crrect answer t the cntest questins in rder t be eligible. Participant wh are shrtlisted as cntest winner ( Winner ) must submit the riginal cpy f MyDebit cntactless transactin slip as prf f purchase befre prize redemptin. Failure t d s will result in the cancellatin f prize wn by the Participant. 8. Each Participant may send mre than ONE (1) entry. Every ONE (1) transactin slip (with purchase f RM15 and abve made via cntactless transactin using MyDebit ATM card is eligible as ONE (1) entry). Each transactin slip can nly be used nce. The Participant entries will be disqualified if the same transactin slip is used fr mre than ONE (1) time. 9. Each Participant (if selected as a Prize Winner) is nly eligible t win ONE (1) Mnthly Prize thrugh ut the Cntest Perid. 10. Prizes are nt exchangeable fr cash. The Organizer shall be entitled t replace the prize with ther prize f the same value withut prir ntificatin at its sle and abslute discretin. The Organizer, its agencies, affiliates, and spnsrs and their representatives shall nt be liable fr any defects r misuse f the prize, claims, liabilities, lsses r damages in cnnectin with this Cntest. 11. Participant is required t prvide valid identificatin dcument during r prir t prize redemptin fr Participant/Winner verificatin prcess. This is t verify the identity f the cntest Participant/Winner. Prf f purchase which is nt readable, faded, r damaged will be deemed invalid and will be disqualified. 12. Cntest Winner will be selected based n the fllwing prcess:

3 Each valid entry utilizing MyDebit ATM card via cntactless transactin with the crrect answer and cmplete details will be deemed as a valid cntest entry. Winner s selectin (Mnthly Prize): ttal (valid) serial numbers fr the respective mnthly entries divided by the quantity f prizes allcated f each Mnthly Prize. Nte: Ttal mnthly prizes are FOURTEEN (14). Fr example: (the mnthly prizes allcated fr 1 st Mnth are 14) and the ttal (valid) serial numbers allcated are 8,400, therefre 8,400 will be divided by 14. Participant with the serial number in multiple f 600, such as 600, 1200, 1800, 2400, etc will be shrtlisted as the prize Winner (fr the Mnthly Prize). If the divided sum leads t a decimal number, this number will be runded dwn t a lwer number fr Winner s selectin f the Mnthly Prize ( Selected Participants ). Cntest Prizes and Redemptin Mnthly Grand Prizes (a ttal f 3 units) ONE (1) Perdua Myvi 1.3L G (Aut) x 1 mnthly Winner Mnthly First Prize (a ttal f 12 units): Fur (4) Travel Certificate (RM8,000) x 4 mnthly Winner Mnthly Secnd Prize (a ttal f 3 units) ONE (1) Yamaha Mtrcycle 135LC SUPER SHORT x 1 mnthly Winner Mnthly Cnslatin Prize (a ttal f 24 units) EIGHT (8) Petrl Card (RM1,000) x 8 mnthly Winners A ttal f FOURTY TWO (42) Cntest Prizes t be wn. A ttal f FOURTEEN (14) Cntest Prizes t be wn mnthly. Images f Cntest Prizes shwn in any prmtinal materials, advertisements, publicities and ther materials relating t this Cntest are slely fr illustrative purpses and may nt depict the actual Cntest Prizes. 13. All decisins made by the Organizer in cnnectin with the Cntest including but nt limited t the selectin f Winners and the Cntest Prizes are final, cnclusive and binding. Any crrespndences, inquiries, appeals r bjectins frm the Participant shall nt be entertained.

4 14. The Selected Participant will be cntacted by the Organizer based n the cntact infrmatin supplied during their submissin prcess. 15. In the event that the Selected Participant cannt be cntacted after three (3) attempts fr three (3) cnsecutive days (during wrking hurs, Mnday - Friday). The Organizer reserves the right t disqualify the Selected Participant s eligibility and shall select the next qualified Participant. 16. Winner must claim their Cntest Prizes within ONE (1) MONTH after being ntified by the Organizer (via SMS r any ther cmmunicatin channels). In the event the Winner fails t claim their prize r nminate a representative within the stipulated time, the Organizer reserves the right t frfeit the Cntest Prizes and award the Cntest Prizes t anther Winner. Winner must present a valid identificatin dcument t redeem/receive their prizes. 17. Winner that require a representative t claim their prize(s) n their behalf must ensure that their representative prvide an authrizatin letter issued by the Winner tgether with a cpy f the Winner valid identificatin dcument. 18. Winners wh are belw the age f 18 must be accmpanied by their parents/legal guardian during the prize giving ceremny. 19. Cntest Prizes fr this Cntest are subject t terms and cnditins as specified by the autmbile cmpany/mtrcycle cmpany/travel agency r petrl card cmpany. The rganizer, its agencies, affiliates and spnsr shall nt be liable fr any cancellatin, deferment r delay t the prizes in the event f unfreseen circumstances frm the vendr and r the 3 rd party. 20. The rganizer will nt be respnsible fr any cmplaints with regard t the quality f the prizes after prizes being awarded t winners. 21. Winners shall be slely and fully brne all payment r expenses such as registratin fee, insurance, rad tax, and any charged tax that cnnected t this Cntest/prizes. 22. The Organizer reserves the right t delay prize giving date and venue t anther date fr any unfreseen circumstances. 23. The pictures f the prizes shwn inany advertisement, prmtin, and ther materials in cnnectin t this Cntest are fr illustrative purpse nly, and cannt in anyway ptray the exact prizes. 24. Prize giving are subject t the availability f the prizes and shall be infrmed by the Organizer frm time t time. Rights f the Organizer

5 25. By participating in this Cntest, the Participant give their cnsent t the Organizer t publish and use their names, and images submitted by t the Organizer fr advertising, marketing, publicity and/r any ther purpse, withut any prir ntice nr cmpensatin t the Participant/Winner. Winner shall nt be entitled t claim wnership r ther frms f cmpensatin n the materials. 26. The Organizer reserves the right t substitute the Cntest Prizes with ther prizes f equal value withut prir ntice. 27. If fr any reasn this Cntest is unable t prceed as planned fr (and nt limited) reasns such as cmputer virus, hacking, unauthrized interventin, fraud, technical failure, r any ther reasn beynd cntrl; the Organizer reserves the right, in its sle discretin, t disqualify any individual wh disrupts the cntest participatin prcess and/r revkes, terminates, mdifies, r suspends this Cntest. 28. The Organizer at its sle discretin may remve and/r disqualify any Participant and/r entries if fund (in the Organizer s discretin) r suspected f cheating/hacking/tampering with the Cntest submissin prcess, the peratin f this Cntest r in vilatin f any Terms and Cnditins f the Cntest. 29. The Organizer reserves the right t amend the Cntest Terms and Cnditins at any time at its sle and abslute discretin withut prir ntice. 30. In additin t these Terms and Cnditins, any ther regulatins r rules f the Cntest as stated at r therwise, shall als bind all participants and their participatin in this Cntest. 31. In the event f any incnsistency between these Terms and Cnditins and any terms cntained in any prmtinal materials fr this Cntest, the terms cntained at (ENGLISH versin) shall prevail. 32. By participating in the Cntest, the Participant give their cnsents t the Organizer r any third party appinted by the Organizer ["Agency"] t prcess the Participant's persnal data fr the purpses f this Cntest. 33. Unless stated therwise, all transprtatin cst, internet charges, persnal csts and/r any ther csts, fees and/r any kind f expenses incurred by the Participant in cnnectin with this Cntest (whether fr the purpse f jining, participating in r receiving any benefit r prizes frm the Cntest) are at the sle respnsibility f the Winner, and the Organizer, its affiliates r authrized agents r shall accepts n respnsibility whatsever fr these csts/charges/fees/expenses. 34. The Organizer, its affiliates r authrized third parties shall accept n liability fr entries lst, damaged, delayed, r due t cmputer, IT r any technical errr. LIABILITY & RESPONSIBILITY

6 35. Participant and Winner shall assume full liability and respnsibility in any case fr any liabilities, unexpected event, injuries, damages, claims r accidents (including death) due t their participatin in this Cntest and / r redemptin and / r use f the Cntest Prizes and agree t release the Organizer and its agencies frm any claim whatsever fr any injuries, accidents, lss f life nr lss f ecnmy and thers. 36. T the fullest extent permitted by law, in n event the Organizer r any f its fficer, emplyee, representative and / r agent (including, any third party agencies that deals with the Organizer fr the purpses f this Cntest) be liable fr any lss r damage (including lss f incme, prfits r gdwill r indirect damages, incidental, cnsequential, exemplary, punitive r special damages f any party including third parties) hwsever arising whether in cntract, trt, negligence r therwise in cnnectin with this Cntest, althugh the Organizer has been advised f the pssibility f such damages in advance, and all such damages that are expressly excluded. 37. By participating in this Cntest, the Participant agrees t cmply with all the decisins made by the judges and agrees uncnditinally t these Terms & Cnditins f this Cntest and all decisins made by the Organizer. 38. All decisins made by the Organizer in cnnectin with the Cntest are final, cnclusive and binding. 39. These Terms and Cnditins are gverned by Malaysian laws and under the jurisdictin f the curts f Malaysia. Privacy Ntice 40. By participating in this Cntest and submitting f persnal infrmatin t the Organizer, the Participant and the Winner agree that the Organizer prcesses their persnal infrmatin f the Participant fr the Cntest related purpses nly and t prtect such infrmatin as set ut belw. This sectin als utlines the rights f Participant n data prtectin, and infrmatin t cntact the Organizer. 41. The Organizer may use a third party service t prcess the Participant's persnal data. All such third parties are cntractually bligated, nt t use the Participant's persnal data in any ther than way that stated herein. 42. Under the laws f Malaysia, the rights f Participant includes: a. The rights t withdraw cnsent fr the use f persnal data at any time by cntacting the Organizer at the address mentined belw by prviding the Organizer with the Participant s name and address fr remval f the said persnal data; b. The rights t btain a cpy f the persnal data which the Organizer hld; and c. The rights t crrect inaccurate persnal data.

7 43. The Participant may refer t the Organizer's website at r call the Organizer's helpline line at fr any inf pertaining t data prtectin r legal rights. 44. The Organizer will take reasnable precautins t keep Participant's persnal data secure, and requires third party prcessrs t d the same. Hwever, the Organizer may disclse the Participant's persnal data if required by law, search warrant, subpena r curt rder. 45. In the event f any incnsistency between the English and Bahasa Melayu versin, the Bahasa Melayu versin shall prevail. [END]

TERMS AND CONDITIONS. Organizer & Qualifications

TERMS AND CONDITIONS. Organizer & Qualifications TERMS AND CONDITIONS Organizer & Qualificatins 1. Dekat lagi Murah, MyDebit dan Menang! ["Cntest"] is jintly rganized by 99SPEEDMART Sdn Bhd 519537-X and Payments Netwrk Malaysia Sdn Bhd 836743-D (frmerly