TERMS AND CONDITIONS. Organizer & Qualifications

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1 TERMS AND CONDITIONS Organizer & Qualificatins 1. Dekat lagi Murah, MyDebit dan Menang! ["Cntest"] is jintly rganized by 99SPEEDMART Sdn Bhd X and Payments Netwrk Malaysia Sdn Bhd D (frmerly knwn as Malaysian Electrnic Clearing Crpratin Sdn Bhd) (fr MyDebit) ["The Organizer"] and is pen t permanent residents in Malaysia r Malaysian citizens with a valid identity card during the Cntest Perid ["Participant"] 2. Individuals listed belw are nt eligible t participate in this Cntest: Emplyees f the Organizer [including its assciates, subsidiaries r related theret] and their immediate family members [children, parents, siblings, including spuses]; and/r Representatives, emplyees and/r the advertising agencies r prmtinal agencies f the Organizer [including its assciated and related cmpanies], and their immediate family members [children, parents, siblings, spuses]. Cntest Perid & Entry Criteria 3. This Cntest will cmmence frm 1 st May 2018 until 8 th August 2018 at 11:59 PM (Malaysian Time) ["Cntest Perid"]. Any entries received beynd the Cntest Perid will be rejected and deemed invalid. 4. Nte: All entries (transactin slip) (nly payment/transactin made via cntactless transactin using MyDebit / ATM card will be accepted) fr this Cntest received beynd each Weekly Prize perid will be deemed invalid and will be frfeited. Fr example: Entry transactin slip dated 9 th May 2018 (Week 2 f the Weekly Prize Cntest) must be submitted n r befre 14 th May 2018, thus the said transactin slip will n lnger be valid fr submissin n the Week 3 (Weekly Prize perid). Weekly Prize perid (ttal 14 weeks) [ Weekly Prize perid ] Week 1: 1 st May 7 th May 2018 Week 2: 8 th May 14 th May 2018 Week 3: 15 th May 21 st May 2018 Week 4: 22 nd May 28 th May 2018 Week 5: 29 th May 4 th June 2018 Week 6: 5 th June 11 th June 2018 Week 7: 12 th June 18 th June 2018 Week 8: 19 th June 25 th June 2018 Week 9: 26 th June 2 nd July 2018 Week 10: 3 rd July 9 th July 2018 Week 11: 10 th July 16 th July 2018 Week 12: 17 th July 23 rd July 2018 Week 13: 24 th July 30 th July 2018 Week 14: 31 st July 8 th August 2018 (9 days) 5. The Organizer reserves the right t amend, extend r terminate the Cntest including the Cntest Perid at its sle and abslute discretin withut prir ntice. 6. Only purchases f RM15 and abve at 99SPEEDMART made via cntactless transactin using MyDebit / ATM card as mde f payment (transactin must be made during the Cntest Perid and the receipt must be clearly printed) is eligible as ONE (1) valid entry (fr each Weekly Prize Perid, refer t the Weekly Prize Perid table abve) fr this Cntest ["Prf f Purchase"]. Nte: Every valid transactin f RM15 and abve (in ne transactin slip) will be given ONE (1) serial number.

2 7. Participant must submit their entries via WHATSAPP ["Cntest Mechanism"] Hw t Participate: via WhatsApp Each valid and cmplete entry must cntain the fllwing infrmatin (during submissin): i. Take a pht f MyDebit cntactless TRANSACTION SLIP; ii. RETAIN: MyDebit cntactless TRANSACTION SLIP (riginal) and 99 SPEEDMART PURCHASE RECEIPT (riginal) as a prf f purchase. Submit yur entry (attach pht f MyDebit cntactless TRANSACTION SLIP) via WhatsApp t ; Participant will receive a reply message (cntest questins, privacy ntice) via WhatsApp within 24 hurs (during business hur). Participants wh are shrtlisted as cntest winners ( Winner ) must submit the riginal cpy f MyDebit cntactless transactin slip and the riginal cpy f 99 SPEEDMART purchase receipt as prf f purchase befre prize redemptin. Failure t d s will result in the cancellatin f prize wn by the Participant. 8. Each Participant may send mre than ONE (1) entry. Every ONE (1) transactin slip (with purchase f RM15 and abve made via cntactless transactin using MyDebit / ATM card is eligible as ONE (1) entry. Each transactin slip can nly be used nce. The Participant entries will be disqualified if the same transactin slip is used fr mre than ONE (1) time. 9. Each Participant (if selected as a Prize Winner) is nly eligible t win ONE (1) Weekly Prize and/r ONE (1) Grand Prize during the Cntest Perid. 10. Prizes are nt exchangeable fr cash. The Organizer shall be entitled t replace the prize with ther prize f the same value withut prir ntificatin at its sle and abslute discretin. The Organizer, its agencies, affiliates, and spnsrs and their representatives shall nt be liable fr any defects r misuse f the prize, claims, liabilities, lsses r damages in cnnectin with this Cntest. 11. Participants are required t prvide valid identificatin dcument during r prir t prize redemptin fr Participant/Winner verificatin prcess. This is t validate the identity f the cntest Participant/Winner. Prf f purchase which is faded, damaged, etc will be deemed invalid and will be disqualified. 12. Cntest Winner will be selected based n the fllwing prcess: Each valid entry utilizing MyDebit / ATM card via cntactless transactin with the crrect answer and cmplete details will be deemed as a valid cntest entry. Winner selectin (Weekly Prize); ttal (valid) serial numbers fr the respective weekly entries (based n the Weekly Prize perid abve) divided by the quantity f prizes allcated f each Weekly Prize perid. Nte: Fr Weekly Prize perid frm Week 1 t Week 13, the ttal weekly prizes are SEVEN (7) while fr Week 14; the ttal weekly prizes are NINE (9). Fr example: (the weekly prizes allcated fr Week 1 are 7) and the ttal (valid) serial numbers allcated are 1,400, therefre 1,400 will be divided by 7. Participant with the serial number in multiple f 200, such as 200, 400, 600, 800, etc will be shrtlisted as the prize Winner (fr the Weekly Prize). If the divided sum leads t a decimal number, this number will be runded dwn t a lwer number fr Winner s selectin f the Weekly Prize ( Selected Participants )

3 Cntest Prizes and Redemptin Weekly prizes (a ttal f 100 units/winners): iphne X (64GB) x 1 winner x 100 days Grand Prize (a ttal f 1 unit/winner): ONE (1) Vlkswagen Passat 1.8 (Trendline) x 1 winner A ttal f ONE HUNDRED ONE (101) Cntest Prizes t be wn. Images f Cntest Prizes shwn in any prmtinal materials, advertisements, publicities and ther materials relating t this Cntest are slely fr illustrative purpses nly and may nt depict the actual Cntest Prize. The Weekly Prize winners (100 winners / Finalists ) will autmatically qualify fr the Final Event f this cntest (fr the selectin f the Grand Prize winner). The Finalists will be invited t the Final Event (t determine the Winner f the Vlkswagen Passat 1.8 Trendline) which will take place in Klang Valley. All expenses t attend this final event shall be brne slely by the Finalists. There will nly be ONE (1) Winner fr the Grand Prize. The terms and cnditins fr the Final Event will be given (t the Finalists) at the day f the Final Event challenge. 13. All decisins made by the Organizer in cnnectin with the Cntest including but nt limited t the selectin f Winner s and the Cntest Prizes are final, cnclusive and binding. Any crrespndences, inquiries, appeal r bjectin frm the Participant shall nt be entertained. 14. The Selected Participant will be cntacted by the Organizer based n the cntact infrmatin supplied during their submissin prcess. 15. In the event that the Selected Participant cannt be cntacted after three (3) attempts fr three (3) cnsecutive days (during wrking hurs). The Organizer reserves the right t disqualify the Selected Participant s eligibility and shall select the next qualified Participant may be selected in accrdance t the abslute discretin f the Organizer. 16. Winner must claim their Cntest Prize within ONE (1) mnth after being ntified by the Organizer (via SMS r any ther cmmunicatin channels). In the event the Winne fails t claim their prize r nminate a representative within the stipulated time, the Organizer reserves the right t frfeit the Cntest Prizes and award the Cntest Prizes t anther Winner. Winner must present a valid identificatin dcument t redeem/receive their prizes. 17. Winner that require a representative t claim their prize(s) n their behalf must ensure that their representative prvide a letter f cnsent issued by the Winner, a cpy f the Winner valid identificatin dcument, and the representative s valid identificatin dcument. 18. Winners (f the Weekly Prizes) wh are belw the age f 18 must be accmpanied by their parents/legal guardian during the prize giving ceremny. Rights f the Organizer 19. By participating in this Cntest, the Participant give their cnsent t the Organizer t publish and use their names, and images submitted by the Participant/Winner fr advertising, marketing, publicity and/r any ther purpse, withut any prir ntice nr cmpensatin t the Participant/Winner. Winner shall nt be entitled t claim wnership r ther frms f cmpensatin n the materials. 20. The Organizer reserves the right t substitute the Cntest Prizes with ther prizes f equal value withut prir ntice. 21. If fr any reasn this Cntest is unable t prceed as planned fr (and nt limited) reasns such as cmputer virus, hacking, unauthrized interventin, fraud, technical failure, r any ther reasn beynd cntrl; the Organizer reserves the right, in its sle discretin, t disqualify any individual wh disrupts the cntest participatin prcess and/r revkes, terminates, mdifies, r suspends this Cntest.

4 22. The Organizer at its sle discretin may remve and/r disqualify any Participant and/r entries if fund (in the Organizer s discretin) r suspected f cheating/hacking/tampering with the Cntest submissin prcess, the peratin f this Cntest r in vilatin f any Terms and Cnditins f the Cntest. 23. The Organizer reserves the right t amend the Cntest Terms and Cnditins at any time at its sle and abslute discretin withut prir ntice. 24. In additin t these Terms and Cnditins, any ther rder r rules f the Cntest as stated at r therwise, shall als bind all Participants and their participatin in this Cntest. 25. In the event f any incnsistency between these Terms and Cnditins and any terms cntained in any prmtinal materials fr this cntest, the terms cntained at (ENGLISH versin) shall prevail. 26. By participating in the Cntest, the Participant give their cnsents t the Organizer r any third party appinted by the Organizer ["Agency"] t prcess the Participant's persnal data fr the purpses f this Cntest. 27. Unless stated therwise, all transprtatin cst, internet charges, persnal csts and/r any ther csts, fees and/r any kind f expenses incurred by the Participant in cnnectin with this Cntest (whether fr the purpse f jining, participating in r receiving any benefit r prizes frm the Cntest) are at the sle respnsibility f the Winner, and the Organizer, its affiliates r authrized agents r shall accepts n respnsibility whatsever fr these csts/charges/fees/expenses. 28. The Organizer, its affiliates r authrized third parties shall accept n liability fr entries lst, damaged, delayed, r due t cmputer, IT r any technical errr. LIABILITY & RESPONSIBILITY 29. Participant and Winner shall assume full liability and respnsibility in any case will be fully liable and respnsible fr any liability, unexpected event, injury, damage, claim r accident (including death) caused by their participatin in this Cntest and / r redemptin and / r use f the Cntest Prizes and agree t release the Organizer and its agencies frm any claim whatsever fr any injury, accident, lss f life nr lss f ecnmy and thers. 30. T the fullest extent permitted by law, in n event the Organizer r any f its fficer, emplyee, representative and / r agent (including, any third party agencies that deals with the Organizer fr the purpses f this Cntest) be liable fr any lss r damage (including lss f incme, prfits r gdwill r indirect damages, incidental, cnsequential, exemplary, punitive r special damages f any party including third parties) hwsever arising whether in cntract, trt, negligence r therwise in cnnectin with this Cntest, althugh the Organizer has been advised f the pssibility f such damages in advance, and all such damages are expressly excluded. 31. By participating in this Cntest, the Participant agrees t cmply with all the decisins made by the judges and agrees uncnditinally t the terms & cnditins f this Cntest and all decisins made by the Organizer. Privacy Ntice 32. By participating in this Cntest and submitting f persnal infrmatin t the Organizer, the Participant and the Winner agrees that the Organizer prcesses the persnal infrmatin f the Participant fr the Cntest related purpses nly and t prtect such infrmatin as set ut belw. This sectin als utlines the rights f Participant n data prtectin, and infrmatin t cntact the Organizer. 33. The Organizer may use a third party service t prcess the Participant's persnal data. All such third parties are cntractually bliged, nt t use the Participant's persnal data in any ther than way that stated herein. 34. Under the laws f Malaysia, the rights f Participant includes:

5 a. The rights t withdraw cnsent fr the use f persnal data at any time by cntacting the Organizer at the address mentined belw by prviding the Organisers with the Participant s name and address fr remval f the said persnal data; b. The rights t btain a cpy f the persnal data which the Organizer hld; and c. The rights t crrect inaccurate persnal data. 35. The Participant may refer t the Organizer's website at r call the Organizer's helpline line at fr any inf pertaining t data prtectin r legal rights. 36. The Organizer will take reasnable precautins t keep Participant's persnal data secure, and requires third party prcessrs t d the same. Hwever, the Organizer may disclse the Participant's persnal data if required by law, search warrant, subpena r curt rder. [END]

2. Individuals listed below are not eligible to participate in this Contest:

2. Individuals listed below are not eligible to participate in this Contest: TERMS AND CONDITIONS Organizer & Qualificatins 1. Wave & Menang! ["Cntest"] is jintly rganized by KK Supermart & Superstre Sdn Bhd (619651-M) and Payments Netwrk Malaysia Sdn Bhd (836743-D) [cllectively