Ending Your Membership in the Plan

Size: px
Start display at page:

Download "Ending Your Membership in the Plan"

Transcription

1 Ending Yur Membership in the Plan Yu must be eligible fr a valid disenrllment perid. Yur cverage will end the first day f the mnth after we receive yur request t disenrll. When can yu end yur membership in ur plan? Yu may end yur membership in ur plan nly during certain times f the year, knwn as enrllment perids. All members have the pprtunity t leave the plan during the Annual Enrllment Perid. In certain situatins, yu may als be eligible t leave the plan at ther times f the year. Usually, yu can end yur membership during the Annual Enrllment Perid. Yu can end yur membership during the Annual Enrllment Perid. This is the time when yu shuld review yur health and drug cverage and make a decisin abut yur cverage fr the upcming year. When is the Annual Enrllment Perid? This happens frm Octber 15 t December 7. What type f plan can yu switch t during the Annual Enrllment Perid? During this time, yu can review yur health cverage and yur prescriptin drug cverage. Yu can chse t keep yur current cverage r make changes t yur cverage fr the upcming year. If yu decide t change t a new plan, yu can chse any f the fllwing types f plans: Anther Medicare prescriptin drug plan. Original Medicare withut a separate Medicare prescriptin drug plan. If yu receive Extra Help frm Medicare t pay fr yur prescriptin drugs: If yu d nt enrll in a separate Medicare prescriptin drug plan, Medicare may enrll yu in a drug plan, unless yu have pted ut f autmatic enrllment. r A Medicare health plan. A Medicare health plan is a plan ffered by a private cmpany that cntracts with Medicare t prvide all f the Medicare Part A (Hspital) and Part B (Medical) benefits. Sme Medicare health plans als include Part D prescriptin drug cverage. If yu enrll in mst Medicare health plans, yu will be disenrlled frm ur plan when yur new plan s cverage begins. Hwever, if yu chse a Private Fee-fr-Service plan withut Part D drug cverage, a Medicare Medical Savings Accunt plan, r a Medicare Cst Plan, yu can enrll in that plan and keep ur plan fr yur drug cverage. If yu d nt want t keep ur plan, yu can chse t enrll in anther Medicare prescriptin drug plan r drp Medicare prescriptin drug cverage. Yur Rights & Respnsibilities Upn Disenrllment_PDP Y0012_MAWEB2019 1

2 Nte: If yu disenrll frm Medicare prescriptin drug cverage and g withut creditable prescriptin drug cverage, yu may need t pay a late enrllment penalty if yu jin a Medicare drug plan later. ( Creditable cverage means the cverage is expected t pay, n average, at least as much as Medicare s standard prescriptin drug cverage.) When will yur membership end? Yur membership will end when yur new plan s cverage begins n January 1. In certain situatins, yu may be eligible t end yur membership during a Special Enrllment Perid. Wh is eligible fr a Special Enrllment Perid? If any f the fllwing situatins apply t yu, yu are eligible t end yur membership during a Special Enrllment Perid. These are just examples. Fr the full list, yu can cntact the plan, call Medicare, r visit the Medicare website ( If yu have mved ut f yur plan s service area. If yu have Medicaid. If yu are eligible fr Extra Help with paying fr yur Medicare prescriptins. If we vilate ur cntract with yu. If yu are getting care in an institutin, such as a nursing hme r lng-term care (LTC) hspital. When are Special Enrllment Perids? Special Enrllment Perids vary depending n yur situatin. What can yu d? T find ut if yu are eligible fr a Special Enrllment Perid, please call Medicare at MEDICARE ( ), 24 hurs a day, seven days a week. TTY users call If yu are eligible t end yur membership because f a special situatin, yu can chse t change bth yur Medicare health cverage and prescriptin drug cverage. This means yu can chse any f the fllwing types f plans: Anther Medicare prescriptin drug plan. Original Medicare withut a separate Medicare prescriptin drug plan. If yu receive Extra Help frm Medicare t pay fr yur prescriptin drugs: If yu switch t Original Medicare and d nt enrll in a separate Medicare prescriptin drug plan, Medicare may enrll yu in a drug plan, unless yu have pted ut f autmatic enrllment. r A Medicare health plan. A Medicare health plan is a plan ffered by a private cmpany that cntracts with Medicare t prvide all f the Medicare Part A (Hspital) and Part B (Medical) benefits. Sme Medicare health plans als include Part D prescriptin drug cverage. If yu enrll in mst Medicare health plans, yu will autmatically be disenrlled frm Yur Rights & Respnsibilities Upn Disenrllment_PDP Y0012_MAWEB2019 2

3 ur plan when yur new plan s cverage begins. Hwever, if yu chse a Private Feefr-Service plan withut Part D drug cverage, a Medicare Medical Savings Accunt plan, r a Medicare Cst Plan, yu can enrll in that plan and keep ur plan fr yur drug cverage. If yu d nt want t keep ur plan, yu can chse t enrll in anther Medicare prescriptin drug plan r drp Medicare prescriptin drug cverage. Nte: If yu disenrll frm Medicare prescriptin drug cverage and g withut creditable prescriptin drug cverage, yu may need t pay a late enrllment penalty if yu jin a Medicare drug plan later. ( Creditable cverage means the cverage is expected t pay, n average, at least as much as Medicare s standard prescriptin drug cverage.) When will yur membership end? Yur membership will end n the first day f the mnth after we receive yur request t change yur plan. Where Can Yu Get Mre Infrmatin Abut When Yu Can End Yur Membership? If yu have any questins r wuld like mre infrmatin n when yu can end yur membership: Yu can call Custmer Service at We are available 8 a.m. t 8 p.m., Eastern Time, Mnday thrugh Friday. Our autmated telephne system handles calls received after 8 p.m. and n Saturdays, Sundays, and hlidays. Frm Octber 1, 2018 t March 31, 2019, we are available 8 a.m. t 8 p.m., Eastern Time, seven days a week. TTY users shuld call 711. Calls t this number are free. Yu can find the infrmatin in the Medicare & Yu 2018 Handbk. Everyne with Medicare receives a cpy f Medicare & Yu each fall. Thse new t Medicare receive it within a mnth after first signing up. Yu can als dwnlad a cpy frm the Medicare website ( Or, yu can rder a printed cpy by calling Medicare at MEDICARE ( ), 24 hurs a day, seven days a week. TTY users shuld call Yu can cntact Medicare at MEDICARE ( ), 24 hurs a day, 7 days a week. TTY users shuld call Hw D Yu End Yur Membership In Our Plan? Usually, t end yur membership in ur plan, yu simply enrll in anther Medicare plan during ne f the enrllment perids. Hwever, there are tw situatins in which yu will need t end yur membership in a different way: If yu want t switch frm ur plan t Original Medicare withut a Medicare prescriptin drug plan, yu must ask t be disenrlled frm ur plan. If yu jin a Private Fee-fr-Service plan withut prescriptin drug cverage, a Medicare Medical Savings Accunt Plan, r a Medicare Cst Plan, enrllment in the new plan will nt end yur membership in ur plan. In this case, yu can enrll in that plan and keep ur plan fr yur drug cverage. If yu d nt want t keep ur plan, yu can chse t enrll in anther Medicare prescriptin drug plan r ask t be disenrlled frm ur plan. Yur Rights & Respnsibilities Upn Disenrllment_PDP Y0012_MAWEB2019 3

4 If yu are in ne f these tw situatins and want t leave ur plan, there are tw ways yu can ask t be disenrlled: Yu can make a request in writing t us. Cntact Custmer Service if yu need mre infrmatin n hw t d this. --r--yu can cntact Medicare at MEDICARE ( ), 24 hurs a day, seven days a week. TTY users shuld call Nte: If yu disenrll frm Medicare prescriptin drug cverage and g withut creditable prescriptin drug cverage, yu may need t pay a late enrllment penalty if yu jin a Medicare drug plan later. ( Creditable cverage means the cverage is expected t pay, n average, at least as much as Medicare s standard prescriptin drug cverage.) Until Yur Membership Ends, Yu Are Still a Member f Our Plan If yu leave ur plan, it may take time befre yur membership ends and yur new Medicare cverage ges int effect. During this time, yu must cntinue t get yur prescriptin drugs thrugh ur plan. Yu shuld cntinue t use ur netwrk pharmacies t get yur prescriptins filled until yur membership in ur plan ends. Usually, yur prescriptin drugs are nly cvered if they are filled at a netwrk pharmacy, including thrugh ur mail-rder pharmacy services. We Must End Yur Membership in Certain Situatins Our plan must end yur membership in the plan if any f the fllwing happens: If yu d nt stay cntinuusly enrlled in Medicare Part A r Part B (r bth). If yu mve ut f ur service area. If yu are away frm ur service area fr mre than 12 mnths. (If yu mve r take a lng trip, yu need t call Custmer Service t find ut if the place yu are mving r traveling t is in ur plan s area.) If yu becme incarcerated (g t prisn). If yu are nt a United States citizen r lawfully present in the United States. If yu lie abut r withhld infrmatin abut ther insurance yu have that prvides prescriptin drug cverage. If yu intentinally give us incrrect infrmatin when yu are enrlling in ur plan and that infrmatin affects yur eligibility fr ur plan. (We cannt make yu leave ur plan fr this reasn unless we get permissin frm Medicare first.) If yu cntinuusly behave in a way that is disruptive and makes it difficult fr us t prvide care fr yu and ther members f ur plan. (We cannt make yu leave ur plan fr this reasn unless we get permissin frm Medicare first.) If yu let smene else use yur membership card t get prescriptin drugs. (We cannt make yu leave ur plan fr this reasn unless we get permissin frm Medicare first. If we end yur membership because f this reasn, Medicare may have yur case investigated by the Yur Rights & Respnsibilities Upn Disenrllment_PDP Y0012_MAWEB2019 4

5 Inspectr General.) If yu d nt pay the plan premiums fr tw mnths. (We must ntify yu in writing that yu have tw mnths t pay the plan premium befre we end yur membership.) If yu are required t pay the extra Part D amunt because f yur incme and yu d nt pay it, Medicare will disenrll yu frm ur plan and yu will lse prescriptin drug cverage. Where can yu get mre infrmatin? If yu have questins r wuld like mre infrmatin n when we can end yur membership: Yu can call Custmer Service fr mre infrmatin. We are nt allwed t ask yu t leave ur plan fr any reasn related t yur health. What shuld yu d if this happens? If yu feel that yu are being asked t leave ur plan because f a health-related reasn, yu shuld call Medicare at MEDICARE ( ). TTY users shuld call Yu may call 24 hurs a day, seven days a week. Yu have the right t make a cmplaint if we end yur membership in ur plan. If we end yur membership in ur plan, we must tell yu ur reasns in writing fr ending yur membership. We must als explain hw yu can make a cmplaint abut ur decisin t end yur membership. Call Custmer Service if yu have any questins r wuld like mre infrmatin n when we can end yur membership. Yur Rights & Respnsibilities Upn Disenrllment_PDP Y0012_MAWEB2019 5

Evidence of Coverage:

Evidence of Coverage: A nnprfit independent licensee f the Blue Crss Blue Shield Assciatin January 1 - December 31, 2018 Evidence f Cverage: Yur Medicare Health Benefits and Services and Prescriptin Drug Cverage as a Member

More information

EVIDENCE OF COVERAGE HEALTHTEAM ADVANTAGE PLAN II (PPO)

EVIDENCE OF COVERAGE HEALTHTEAM ADVANTAGE PLAN II (PPO) EVIDENCE OF COVERAGE HEALTHTEAM ADVANTAGE PLAN II (PPO) 2018 HealthTeam Advantage, a prduct f Care N Care Insurance Cmpany f Nrth Carlina, Inc., is a Medicare Advantage rganizatin with a Medicare cntract.

More information

EVIDENCE OF COVERAGE HEALTHTEAM ADVANTAGE PLAN I (PPO)

EVIDENCE OF COVERAGE HEALTHTEAM ADVANTAGE PLAN I (PPO) EVIDENCE OF COVERAGE HEALTHTEAM ADVANTAGE PLAN I (PPO) 2018 HealthTeam Advantage, a prduct f Care N Care Insurance Cmpany f Nrth Carlina, Inc., is a Medicare Advantage rganizatin with a Medicare cntract.

More information

You can get help from government organizations that are not connected with us

You can get help from government organizations that are not connected with us 2011 Evidence f Cverage fr Medi-Pak Advantage MA (PFFS) Chapter 9: What t d if yu have a prblem r cmplaint (cverage decisins, appeals, cmplaints) BACKGROUND SECTION 1 Intrductin Sectin 1.1 What t d if

More information

HRA s and HSA s GALLAGHER BENEFIT SERVICES, INC. ARTHUR J. GALLAGHER & CO. AJG.COM G-FORMS\GBS Forms\Template - Word - 1 margins.

HRA s and HSA s GALLAGHER BENEFIT SERVICES, INC. ARTHUR J. GALLAGHER & CO. AJG.COM G-FORMS\GBS Forms\Template - Word - 1 margins. HRA s and HSA s 1. HRA/HSA What Are They? 2. Can I have ther cverage and still cntribute? 3. Can I cntribute t my FSA if s, full r limited? 4. Can I have bth an HRA and an 5. Can I have bth an HSA and

More information

Your Medicare Prescription Drug Coverage as a Member of HealthSelect Medicare Rx provided through Employees Retirement System of Texas (ERS)

Your Medicare Prescription Drug Coverage as a Member of HealthSelect Medicare Rx provided through Employees Retirement System of Texas (ERS) P.O Bx 52424, Phenix, AZ 85072-2424 January 1, 2015 December 31, 2015 Evidence f Cverage: Yur Medicare Prescriptin Drug Cverage as a Member f HealthSelect Medicare Rx prvided thrugh Emplyees Retirement

More information

2019 HMO Summary of Benefits

2019 HMO Summary of Benefits 2019 HMO Summary f Benefits Memrial Hermann Advantage HMO H7115, Plan 001 January 1, 2019 - December 31, 2019. This Summary f Benefits dcuments prvides an utline f health and drug services cvered by Memrial

More information

Annual Notice of Changes for 2015

Annual Notice of Changes for 2015 True Blue Rx Optin Ӏ(HMO-POS) ffered by Blue Crss f Idah Health Service, Inc. Annual Ntice f Changes fr 2015 Yu are currently enrlled as a member f True Blue Rx Optin Ӏ(HMO). Next year, there will be sme

More information

Evidence of Coverage:

Evidence of Coverage: P.O. Bx 52424, Phenix, AZ 85072-2424 January 1, 2014 - December 31, 2014 Evidence f Cverage: Yur Medicare Prescriptin Drug Cverage as a Member f SilverScript (Emplyer PDP) spnsred by REHP This bklet gives

More information

Steps toward Retirement

Steps toward Retirement Steps tward Retirement Eligibility, Actin Steps, and Benefit Optins fr Faculty and Staff Nearing Retirement Eligibility fr Official University Retiree Status The fllwing jb types f the University are eligible

More information

Your Retirement Guide. Employees

Your Retirement Guide. Employees Yur Retirement Guide Emplyees Retirement is a big step. Over the next few weeks and mnths yu ll be asked t make many imprtant decisins abut yur New Yrk Life benefits and yur financial security. This easy-t-use

More information

Preparing for Your Early Retirement

Preparing for Your Early Retirement Preparing fr Yur Early Retirement Imprtant Infrmatin fr Railrad Emplyees Eligible fr GA-46000 Eligibility fr Railrad Annuity Railrad Retirement Bard https://secure.rrb.gv/ Call yur lcal Railrad Retirement

More information

SFEHACL PART D MEDICARE PLAN (EMPLOYER PDP) BENEFIT GUIDE

SFEHACL PART D MEDICARE PLAN (EMPLOYER PDP) BENEFIT GUIDE SFEHACL PART D MEDICARE PLAN (EMPLOYER PDP) BENEFIT GUIDE Yur 2017 Medicare Prescriptin Drug cverage as a Member f the SFEHACL Part D Medicare Plan A $9 cpayment gets yu a 90-day supply f any Tier 1 Generic

More information

NEWPORT-MESA UNIFIED SCHOOL DISTRICT

NEWPORT-MESA UNIFIED SCHOOL DISTRICT NEWPORT-MESA UNIFIED SCHOOL DISTRICT BELIEVE IN YOURSELF. WE DO. Cigna FAQ Belw please find details and frequently asked questins regarding the Cigna Netwrk (HMO), St. Jseph Hag Health (SJHH) Select Netwrk

More information

Medi-Pak Advantage MA-PD Option 1 (PFFS) is a Medicare Advantage organization with a Medicare contract.

Medi-Pak Advantage MA-PD Option 1 (PFFS) is a Medicare Advantage organization with a Medicare contract. January 1 December 31, 2011 Evidence f Cverage: Yur Medicare Health Benefits and Services and Prescriptin Drug Cverage as a Member f Medi-Pak Advantage MA-PD Optin 1 (PFFS) This bklet gives yu the details

More information

CONNECTICUT CARPENTERS HEALTH FUND COBRA CONTINUATION COVERAGE ELECTION NOTICE

CONNECTICUT CARPENTERS HEALTH FUND COBRA CONTINUATION COVERAGE ELECTION NOTICE CONNECTICUT CARPENTERS HEALTH FUND COBRA CONTINUATION COVERAGE ELECTION NOTICE DATE Dear : This ntice cntains imprtant infrmatin abut yur right t cntinue yur health care cverage in the Cnnecticut Carpenters

More information

What Can You Expect? The following will be effective Jan. 1, Please refer to the enclosed summary charts for more details.

What Can You Expect? The following will be effective Jan. 1, Please refer to the enclosed summary charts for more details. Merck 1 Merck Drive Whitehuse Statin, NJ 08889 merck.cm February 2012 2013 Retiree Health Care Changes Dear Retiree, Since the merger f Merck and Schering-Plugh, we've been wrking t integrate every aspect

More information

Booking With RCI Owner Fact Sheet

Booking With RCI Owner Fact Sheet RCI is a timeshare exchange cmpany which gives WrldMarkSP Owners the pprtunity t exchange t ther timeshare prperties arund the wrld. RCI has ver 3.8 millin members wh are all timeshare Owners f sme srt.

More information

Harvard Pilgrim s Stride SM (HMO) Medicare Advantage Plan

Harvard Pilgrim s Stride SM (HMO) Medicare Advantage Plan 2018 Summary f Benefits Harvard Pilgrim s Stride SM (HMO) Medicare Advantage Plan Maine Andrscggin, Cumberland, Kennebec, Sagadahc, and Yrk cunties Y0098_18030 Accepted and Summary f Benefits January 1,

More information

True Blue Rx Option I (HMO) Evidence of Coverage

True Blue Rx Option I (HMO) Evidence of Coverage True Blue Rx Optin I (HMO) Evidence f Cverage January 1 December 31, 2017 Yur Medicare Health Benefits and Services and Prescriptin Drug Cverage as a Member f True Blue Rx Optin I (HMO) This bklet gives

More information

To all Members of the Medical Insurance Plan for Retirees:

To all Members of the Medical Insurance Plan for Retirees: The Wrld Bank Grup Human Resurces, MSN G2-202 (202) 473-2222 INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT Washingtn, D.C. 20433 (202) 522-7026 fax INTERNATIONAL DEVELOPMENT ASSOCIATION U.S.A.

More information

Employee Benefits Guide. January 1 December 31, 2019

Employee Benefits Guide. January 1 December 31, 2019 Emplyee Benefits Guide 2019 January 1 December 31, 2019 Medical and Prescriptin Drugs Benefits are insured by: 4 Medical Plan Optins Effective January 1, 2019 Premium Netwrk HDHP 1 Nn-Premium Netwrk Nn-Netwrk

More information

-r\jotic E. Insurance Marketplace Coverage Options and Your Health Coverage. ..t

-r\jotic E. Insurance Marketplace Coverage Options and Your Health Coverage. ..t -r\jotic E Insurance Marketplace Cverage Optins and Yur Health Cverage..t - 2014 GALLAGHER BENEFIT SERVICES, INC. ARll-IUR J. GAllAGHER & CO. I AJG.COM G-Frms\GBS\Template - Wrd -.5 margis.dcx - Frequently

More information

Evidence of Coverage:

Evidence of Coverage: January 1 December 31, 2018 Evidence f Cverage: Yur Medicare Health Benefits and Services as a Member f Keystne 65 Medical-Only HMO This bklet gives yu the details abut yur Medicare health care cverage

More information

Tips for Creating an Account, Applying for and Enrolling in Health Coverage

Tips for Creating an Account, Applying for and Enrolling in Health Coverage Tips fr Creating an Accunt, Applying fr and Enrlling in Health Cverage Fr Individuals and Families Befre yu start, please check that yu have the fllwing resurces and understand these imprtant messages

More information

Information Package CAFETERIA 125 PLANS

Information Package CAFETERIA 125 PLANS Infrmatin Package CAFETERIA 125 PLANS Shaffer Insurance Services, Inc. Benefits Divisin 902 E. Ave Q-9 Palmdale Ca. 93550 Tll Free (866) 412-5872 Office Tel (661) 575 9331 Fax (661) 280 2016 Sectin 125

More information

MICRO GROUP EMPLOYER DOCUMENTATION REQUIREMENTS

MICRO GROUP EMPLOYER DOCUMENTATION REQUIREMENTS Seattle, Washingtn 98101 MICRO GROUP EMPLOYER DOCUMENTATION REQUIREMENTS D nt cancel any existing plicies until yu receive cnfirmatin f final rates and/r acceptance f the grup by Regence BlueShield (Regence).

More information

JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES. May Refuse to Sign This Acknowledgement-

JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES. May Refuse to Sign This Acknowledgement- JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES -Yu I, Privacy Practices. May Refuse t Sign This Acknwledgement- ---, have received a cpy f this ffice's Ntice f {Please

More information

2. Enjoy making delicious, home-cooked meals your family will love by using the products, recipes and grocery lists in your meal kit.

2. Enjoy making delicious, home-cooked meals your family will love by using the products, recipes and grocery lists in your meal kit. Updated Octber 2017 Frequently Asked Questins OVERVIEW What is TS t Yu?» TS t Yu is meals and mre delivered t yur dr, autmatically. There are n cmmitments and as a member f TS t Yu, yu ll earn a 10% credit

More information

Which individual health insurance plan is best for you? A Guide to assist consumers with shopping for individual health insurance

Which individual health insurance plan is best for you? A Guide to assist consumers with shopping for individual health insurance Which individual health insurance plan is best fr yu? A Guide t assist cnsumers with shpping fr individual health insurance Shpping fr 2019 Health insurance can be cnfusing, and smetimes it s hard fr cnsumers

More information

Guide to Young Adult Dependent Coverage

Guide to Young Adult Dependent Coverage Guide t Yung Adult Dependent Cverage The New Yrk State Legislature passed a law in 2009 which extends the availability f health insurance cverage t yung adults thrugh the age f 29. As a result, Freelancers

More information

YUM! Brands 401k Plan

YUM! Brands 401k Plan YUM! Brands 401k Plan Final Distributin Electin Name: Scial Security #: Address: Daytime Telephne #: Evening Telephne #: Befre yu can prcess a Final Distributin Electin, yur status must be terminated.

More information

5/29/14. Insurance. Health Care Coverage for Baylor College of Medicine Students

5/29/14. Insurance. Health Care Coverage for Baylor College of Medicine Students Insurance Health Care Cverage fr Baylr Cllege f Medicine Students Baylr Cllege f Medicine (The Cllege) believes student wellness is essential t academic prgress. In rder t supprt this philsphy, Baylr Cllege

More information

Raleigh Pediatric Associates Financial Policy

Raleigh Pediatric Associates Financial Policy Welcme t Raleigh Pediatrics Assciates! We re glad yu ve chsen us as yur child s pediatrician and strive t give yur children the best in medical care. We understand that in additin t feeling cmfrtable with

More information

Highlights for 2017 Compliance

Highlights for 2017 Compliance Prvided by Natinal Insurance Services, Inc. Highlights fr 2017 Cmpliance The Affrdable Care Act (ACA) has made a number f significant changes t grup health plans since the law was enacted in 2010. Many

More information

Medicare Advantage Outreach and Education Bulletin

Medicare Advantage Outreach and Education Bulletin Medicare Advantage Outreach and Educatin Bulletin Anthem Blue Crss and Blue Shield Changing 2013 Medicare Advantage Plan Update Dear Healthcare Prvider, Annual benefits changes fr Medicare Advantage plan

More information

Checking and Savings Account Application

Checking and Savings Account Application Checking and Savings Accunt Applicatin Please use the Checking and Savings Accunt Applicatin t: Open a FREE Checking r Dividend Checking and Opt-in r Out f DCU s Overdraft Payment Service including an

More information

I want a local insurer that understands our needs.

I want a local insurer that understands our needs. 2019 I want a lcal insurer that understands ur needs. Summary f Benefits Stride SM Medicare Advantage Plan New Hampshire Belknap, Carrll, Cheshire, Cs, Graftn, Hillsbrugh, Merrimack, Rckingham, Straffrd

More information

CAREVEST MORTGAGE INVESTMENT CORPORATION Directions for Completing Retraction Requests

CAREVEST MORTGAGE INVESTMENT CORPORATION Directions for Completing Retraction Requests This package is ONLY fr Class A sharehlders f. Cntents f this package (5 pages): - Instructins fr cmpleting yur retractin request - Retractin Request frm fr CareVest Mrtgage Investment Crpratin The February

More information

Subject Access Requests

Subject Access Requests Subject Access Requests The Data Prtectin Act 1998 gives rights t individuals in respect f the persnal data that rganisatins hld abut them. One f thse rights is the right t get a cpy f the infrmatin that

More information

January 2017 *Benefits Highlights for Medical Center Employees

January 2017 *Benefits Highlights for Medical Center Employees January 2017 *Benefits Highlights fr Medical Center Emplyees Health Insurance Plans A Tricare Supplement plan is ffered t Tricare eligible emplyees: all ther emplyees have t the ptin t enrll in the MUSC

More information

I want a local insurer that understands our needs.

I want a local insurer that understands our needs. 2019 I want a lcal insurer that understands ur needs. Summary f Benefits Harvard Pilgrim s Stride SM Medicare Advantage Plan Massachusetts Barnstable, Bristl, Essex, Middlesex (partial), Nrflk, Plymuth,

More information

Staff Separation Checklist

Staff Separation Checklist Staff Separatin Checklist Please print and use as a reference guide t cmplete the separatin prcess. Benefits Checklist fr Staff Separatin Health Benefits: COBRA Frms Received Retirement: Received infrmatin

More information

St. Paul s Lutheran Grade School Tuition Agreement Form

St. Paul s Lutheran Grade School Tuition Agreement Form St. Paul s Lutheran Grade Schl Tuitin Agreement Frm Schl Year: 2017-2018 2017-18 tuitin schedule is listed n the bttm f this dcument. St. Paul s Lutheran Grade Schl strives t prvide an envirnment cnducive

More information

Alternative Exam Arrangements

Alternative Exam Arrangements A Series f Fact Sheets fr Students Alternative Exam Arrangements Sme students with disability/health cnditins may require alternative arrangements t successfully cmplete their examinatins. Temprary Disability

More information

Table of Contents. About Your Benefits 1. Medical Plan 2. Prescription Drugs Plan 3. Vision Plan 4. Dental Plan 5. Employee Assistance Program 6

Table of Contents. About Your Benefits 1. Medical Plan 2. Prescription Drugs Plan 3. Vision Plan 4. Dental Plan 5. Employee Assistance Program 6 Table f Cntents Sectin Tab Abut Yur Benefits 1 Medical Plan 2 EPO 2-1-1 PPO 2-2-1 Chice Fund HSA 2-3-1 PPO Cre 2-4-1 PPO Select 2-5-1 Open Access Plus 2-6-1 Indemnity 2-7-1 Prescriptin Drugs Plan 3 Visin

More information

Breo Ellipta Fluticasone furoate and vilanterol trifenatate

Breo Ellipta Fluticasone furoate and vilanterol trifenatate Bre Ellipta Medicatin name Fluticasne furate and vilanterl trifenatate Medicatin classificatin Lng acting beta-agnist and crticsterids Prescriptin assistance prgram Bridges t Access (GlaxSmithKline) Cntact

More information

A Guide to Understanding Medicare Benefits

A Guide to Understanding Medicare Benefits WEALTH SOLUTIONS GROUP A Guide t Understanding Medicare Benefits This cmprehensive guide prvides an verview f the key cmpnents f Medicare, including eligibility requirements, an explanatin f the different

More information

High Deductible Health Plan/ Health Savings Account Presentation

High Deductible Health Plan/ Health Savings Account Presentation High Deductible Health Plan/ Health Savings Accunt Presentatin WHY THE CHANGE? Current plan cannt be sustained inflatin and disease states cmpunding effect n cst fr emplyees and Bard HDHC plan structured

More information

Medigap Household Discounts

Medigap Household Discounts Medigap Husehld Discunts 7/5/2016 Please nte: Nt all states are listed where discunts are available. Please refer t the Applicatin r Prducer Guide fr the specific carrier and state. Yu may cntact the Carrier

More information

OPEN ENROLLMENT GUIDE. October 18 TH - November 3 rd 2017

OPEN ENROLLMENT GUIDE. October 18 TH - November 3 rd 2017 OPEN ENROLLMENT GUIDE Octber 18 TH - Nvember 3 rd 2017 LIVING WELL WITH THE WAVE BENEFITS OPEN ENROLLMENT OCTOBER 18 TH N O V E M B E R 3 RD, 2017 WHAT S INSIDE Yur benefits checklist... 3 TU benefits

More information

CareFirst Notifies Groups on Facets of Move to Further, new CDH Vendor

CareFirst Notifies Groups on Facets of Move to Further, new CDH Vendor Date: February 1, 2018 Market: All Facets grups CareFirst Ntifies Grups n Facets f Mve t Further, new CDH Vendr As mentined in the January 19, 2018 flash, CareFirst BlueCrss BlueShield and CareFirst BlueChice

More information

Health savings account (HSA) user guide

Health savings account (HSA) user guide Health savings accunt (HSA) user guide Welcme Welcme t yur Optum Bank health savings accunt (HSA). Explre all the ways we re making it easy fr yu t get the mst ut f yur HSA. Here, yu ll find ut hw t use

More information

Health savings account (HSA) user guide

Health savings account (HSA) user guide Thank yu fr chsing Optum Bank. Health savings accunt (HSA) user guide Investments are nt FDIC-insured, are nt guaranteed by Optum Bank, and may lse value. Health savings accunts (HSAs) are individual accunts

More information

Social Security Administration

Social Security Administration 1 Scial Security Administratin 1329 S. Divisin St. Traverse City MI 49684 Nvember 17, 2017 December 2017 Clumns & Features 5 WAYS SOCIAL SECURITY PROTECTS YOU AND YOUR FAMILY..2 IS IT MEDICARE OR MEDICAID?..

More information

ABLE Accounts: 10 Things You Should Know

ABLE Accounts: 10 Things You Should Know ABLE Natinal Resurce Center 1667 K Street, NW Suite 640 Washingtn, DC 200006 (202) 296-2040 inf@ablenrc.rg ABLE Accunts: 10 Things Yu Shuld Knw 1. What is an ABLE accunt? ABLE Accunts, which are tax-advantaged

More information

Time to renew your health coverage.

Time to renew your health coverage. [MONTH] [YEAR] Subscriber ID: [SUBSCRIBER ID] Plan Name: [PLAN NAME] Time t renew yur health cverage. Dear [First name] [Last name], We previusly sent yu infrmatin abut yur health plan changes fr. Rates

More information

Table of Contents. About Your Benefits 1. Medical Plan 2. Prescription Drugs Plan 3. Vision Plan 4. Dental Plan 5. Employee Assistance Program 6

Table of Contents. About Your Benefits 1. Medical Plan 2. Prescription Drugs Plan 3. Vision Plan 4. Dental Plan 5. Employee Assistance Program 6 Table f Cntents Sectin Tab Abut Yur Benefits 1 Medical Plan 2 PGU Chice Fund HSA 2-1-1 PGU PPO Cre 2-2-1 PGU PPO Select 2-3-1 Chice Fund HSA 2-4-1 PPO Cre 2-5-1 PPO Select 2-6-1 Open Access Plus 2-7-1

More information

PLAN DOCUMENT TEMPORARY DISABILITY INSURANCE PROGRAM FOR LAY EMPLOYEES DIOCESE OF METUCHEN OFFICE OF HUMAN RESOURCES. Effective January 1, 2014

PLAN DOCUMENT TEMPORARY DISABILITY INSURANCE PROGRAM FOR LAY EMPLOYEES DIOCESE OF METUCHEN OFFICE OF HUMAN RESOURCES. Effective January 1, 2014 DIOCESE OF METUCHEN OFFICE OF HUMAN RESOURCES TEMPORARY DISABILITY INSURANCE PROGRAM FOR LAY EMPLOYEES PLAN DOCUMENT Effective January 1, 2014 (Replaces January 1, 2013 Plan Dcument) 1 CONTENTS OVERVIEW...

More information

Benefits Enrollment Site user s guide

Benefits Enrollment Site user s guide Benefits Enrllment Site user s guide Befre yu begin The Stryker Benefits Enrllment Site is an nline system that yu can access frm any cmputer all yu need is an internet cnnectin and a cmpatible internet

More information

Social Security Administration

Social Security Administration Scial Security Administratin 1329 S. Divisin St. Traverse City MI 49684 September 25, 2018 Clumns & Features Mnthly Infrmatin Package Octber 2018 WORKERS' COMPENSATION AND CERTAIN DISABILITY PAYMENTS MAY

More information

Medicare Advantage Outreach and Education Bulletin

Medicare Advantage Outreach and Education Bulletin Medicare Advantage Outreach and Educatin Bulletin Empire Blue Crss Blue Shield 2013 Medicare Advantage Plan Updates Dear Healthcare Prvider, Annual benefits changes fr Medicare Advantage plan members will

More information

Health Partners Medicare. Your family. Our focus Summary of Benefits. Value and Prime (HMO) Plans

Health Partners Medicare. Your family. Our focus Summary of Benefits. Value and Prime (HMO) Plans Yur family Our fcus 2017 Summary f Benefits Health Partners Medicare Value and Prime (HMO) Plans Summary f Benefits Health Partners Medicare (H9207) (plan 009) (plan 010) This is a summary f drug and health

More information

Consumer Guide to Health Insurance Appeals

Consumer Guide to Health Insurance Appeals Cnsumer Guide t Health Insurance Appeals Table f Cntents Intrductin Where t start Step 1: Identify the surce f yur cverage and the issue Where d yu get yur cverage? What kind f denial did yu receive? Is

More information

PG&E's Paid Family Leave & Disability Benefits

PG&E's Paid Family Leave & Disability Benefits PG&E's Paid Family Leave & Disability Benefits Utility IBEW and SEIU--represented emplyees 2017 and 2018 Paid Family Leave and Medical /Disability Benefits Overview PG&E s Paid Family Leave wage cntinuatin

More information

Vision Service Plan (VSP) New Group Implementation Guide

Vision Service Plan (VSP) New Group Implementation Guide Visin Service Plan (VSP) New Grup Implementatin Guide Nrth Ranch Benefits Trust (NRBT) Administered by HealthSmart Benefit Slutins, Inc. Agents shuld submit the cmpleted New Grup Implementatin Guide back

More information

For the employees of: City and County of San Francisco Health Service System

For the employees of: City and County of San Francisco Health Service System Cmpass Critical Illness Insurance A limited benefit plicy Enrllment at a Glance An affrdable way t help prtect against the financial stress f a serius illness. Fr the emplyees f: City and Cunty f San Francisc

More information

REFERENCE NUMBER: PFS.PDS.115. TITLE: Patient Billing and Collections CURRENT EFFECTIVE DATE: 01/01/2018. PAGE 1 of 8 SCOPE:

REFERENCE NUMBER: PFS.PDS.115. TITLE: Patient Billing and Collections CURRENT EFFECTIVE DATE: 01/01/2018. PAGE 1 of 8 SCOPE: PAGE 1 f 8 SCOPE: This Patient Billing and Cllectins Plicy applies t all Presbyterian Healthcare Services (Presbyterian) hspital facilities, including inpatient, utpatient, hme health care services and

More information

Lucky Lagniappe Savings

Lucky Lagniappe Savings Lucky Lagniappe Savings Prduct Prfile Prize-Linked Savings Accunt Prgram Lucky Lagniappe Savings Prduct Descriptin The Luisiana Credit Unin League (LCUL) ffers a Prize-Linked Savings (PLS) Prgram that

More information

2018 Healthy Boiler Wellness Incentive Program FAQs

2018 Healthy Boiler Wellness Incentive Program FAQs 2018 Healthy Biler Wellness Incentive Prgram FAQs As healthcare csts cntinue t rise acrss the cuntry, the university s best way t cmbat this is by helping t imprve the verall wellness f ur ppulatin. Therefre,

More information

Employer Shared Responsibility (ESR) Provisions under the ACA Part II

Employer Shared Responsibility (ESR) Provisions under the ACA Part II April 1, 2013 Emplyer Shared Respnsibility (ESR) Prvisins under the ACA Part II Treasury and the IRS released prpsed regulatins n the new Emplyer Shared Respnsibility (ESR) prvisins (a/k/a Play r Pay,

More information

A Step-by-Step Guide to Staying in Compliance Updated November 2016

A Step-by-Step Guide to Staying in Compliance Updated November 2016 A Step-by-Step Guide t Staying in Cmpliance Updated Nvember 2016 As f September 1, 1994, every persn in J-1 r J-2 status is required t maintain a gvernment-mandated minimum level f health insurance fr

More information

Rev. 7/1/11. Sprint Flex Plans Eligibility and Enrollment Section

Rev. 7/1/11. Sprint Flex Plans Eligibility and Enrollment Section Rev. 7/1/11 Sprint Flex Plans Eligibility and Enrllment Sectin TABLE OF CONTENTS SPRINT FLEX PLANS 3 WHO IS ELIGIBLE TO PARTICIPATE IN SPRINT FLEX PLANS 3 DUPLICATE COVERAGE.. 7 ENROLLMENT.. 7 ENROLLMENT

More information

Switch Kit. Inside. Get connected with everything State Bank of Cross Plains personal accounts have to offer. And get back to living.

Switch Kit. Inside. Get connected with everything State Bank of Cross Plains personal accounts have to offer. And get back to living. Switch Kit Get cnnected with everything State Bank f Crss Plains persnal accunts have t ffer. And get back t living. Inside We make it easy. Get cnnected in 6 simple steps. Welcme Thank yu fr chsing State

More information

Compass Critical Illness Insurance Enrollment at a glance An affordable way to help protect against the financial stress of a serious illness.

Compass Critical Illness Insurance Enrollment at a glance An affordable way to help protect against the financial stress of a serious illness. Cmpass Critical Illness Insurance Enrllment at a glance An affrdable way t help prtect against the financial stress f a serius illness. Fr the emplyees f: ACME Truck Line, Inc. D yu knw smene wh has had

More information

AAFMAA CAP FAQs. General Questions:

AAFMAA CAP FAQs. General Questions: Overview: AAFMAA has prvided Career Assistance Prgram ( CAP ) lans as a benefit f membership fr many years. We have cmpiled this list f Frequently Asked Questins fr yur cnvenience and t prvide yu with

More information

Early Payment Offers (EPOs)

Early Payment Offers (EPOs) Early Payment Offers (EPOs) Agenda Abut Early Payment Offers Discunting explained FAQs Wh t cntact Abut Early Payment Offers (EPO) EPOs allw yu t be paid early in exchange fr a sliding scale discunt (calculated

More information

PREPARING TO TERMINATE DROP

PREPARING TO TERMINATE DROP PREPARING TO TERMINATE DROP If yu wrk until yur riginal Deferred Retirement Optin Prgram (DROP) terminatin date, the Divisin f Retirement will mail yu yur DROP Terminatin Packet apprximately 90 days prir

More information

Annual Return Guidance

Annual Return Guidance Annual Return Guidance Updated July 2018 Scttish Charity Regulatr Annual Return Guidance CONTENTS Pg 3. 1. INTRODUCTION Pg 4. 2. SECTION A Pg 8. 3. SECTION B Pg 11. 4. SECTION C 1. Intrductin What this

More information

REPRESENTATIVE PAYEE PROGRAM T. O. D., Inc.

REPRESENTATIVE PAYEE PROGRAM T. O. D., Inc. P.O. Bx 99243 Referral Checklist Client Infrmatin: Please cmplete t the best f yur ability adding as many details as available. Budget: The budget shuld be filled ut as cmpletely as pssible. If yu are

More information

Frequently Asked Questions for Blue Shield Producers Guarantee Issue for Children Under Age 19 Updated June 7, 2011

Frequently Asked Questions for Blue Shield Producers Guarantee Issue for Children Under Age 19 Updated June 7, 2011 Frequently Asked Questins fr Blue Shield Prducers Guarantee Issue fr Children Under Age 19 Updated June 7, 2011 What are the new health refrm requirements fr applicants under age 19? The Affrdable Care

More information

IRS 2016 FEDERAL TAX TRANSCRIPT INFORMATION

IRS 2016 FEDERAL TAX TRANSCRIPT INFORMATION Financial Aid Office P.O. Bx 6905 Radfrd, VA 24142 Phne: (540) 831-5408 Fax: (540) 831-5138 finaid@radfrd.edu RU Financial Aid Website: http://www.radfrd.edu/finaid IRS 2016 FEDERAL TAX TRANSCRIPT INFORMATION

More information

Keller Independent School District s Benefit Plan Year is from January 1, 2019 to December 31, 2019

Keller Independent School District s Benefit Plan Year is from January 1, 2019 to December 31, 2019 KELLER INDEPENDENT SCHOOL DISTRICT 2019 Benefits Guide The cmmunity f Keller ISD will educate ur students t achieve their highest standards f perfrmance by engaging them in exceptinal pprtunities. Keller

More information

To discuss Chapter 13 bankruptcy questions with our bankruptcy attorney, please call us or fill out a Free Evaluation form on our website.

To discuss Chapter 13 bankruptcy questions with our bankruptcy attorney, please call us or fill out a Free Evaluation form on our website. Intrductin This Ebk fcuses n Chapter 13 bankruptcy, hw it wrks, and hw it helps yu eliminate debt and keep yur assets (such as yur hme). We hpe yu find this infrmatin t be helpful. T discuss Chapter 13

More information

City of Richmond, Virginia

City of Richmond, Virginia City f Richmnd, Virginia Richmnd Retirement System NEWS RELEASE Philip R. Langham Executive Directr May 31, 2011 Cntact: Adam C. Austin Marketing and Public Relatins Specialist Email: adam.austin@richmndgv.cm

More information

Nebraska Total Care Notice of Privacy Practices

Nebraska Total Care Notice of Privacy Practices Nebraska Ttal Care Ntice f Privacy Practices PRIVACY NOTICE There are times we need t use yur medical infrmatin t help yu get care. This ntice tells yu hw medical infrmatin abut yu may be used. It tells

More information

AAFMAA CAP FAQs. Q: What are the requirements for a CAP loan? A: The following items are required to receive a CAP Loan: Eligible military status: o

AAFMAA CAP FAQs. Q: What are the requirements for a CAP loan? A: The following items are required to receive a CAP Loan: Eligible military status: o Overview: AAFMAA has prvided Career Assistance Prgram ( CAP ) lans as a benefit f membership fr many years. We have cmpiled this list f Frequently Asked Questins fr yur cnvenience and t prvide yu with

More information

How to reclassify your residency: for US citizens and permanent residents

How to reclassify your residency: for US citizens and permanent residents Hw t reclassify yur residency: fr US citizens and permanent residents When yu first attend UF grad schl, the university waives yur tuitin at the in- state rate fr a year as a grace perid during which yu

More information

TRACKING MEDICARE HEALTH AND PRESCRIPTION DRUG PLANS Monthly Report for July 2006

TRACKING MEDICARE HEALTH AND PRESCRIPTION DRUG PLANS Monthly Report for July 2006 TRACKING MEDICARE HEALTH AND PRESCRIPTION DRUG PLANS Mnthly Reprt fr July 2006 Prepared by Stephanie Petersn and Marsha Gld, Mathematica Plicy Research Inc. as part f wrk cmmissined by the Kaiser Family

More information

Setting up the Creative Pension Trust - Moneysoft User Guide

Setting up the Creative Pension Trust - Moneysoft User Guide Setting up the Creative Pensin Trust - Mneysft User Guide Nte: This guide has been designed t wrk with the latest versin f Payrll Manager. The area f 'Aut Enrlment' is fast mving, and we are adding extra

More information

Summary Plan Descriptions

Summary Plan Descriptions Summary Plan Descriptins All grup health plans subject t the Emplyee Retirement Incme Security Act (ERISA) are required t prvide participants with a Summary Plan Descriptin (SPD). An SPD must be written

More information

NYTD Survey- 19 year olds

NYTD Survey- 19 year olds 1 The fllwing survey is being dne t recrd yur experience in the West Virginia Fster Care System. Yur respnses are imprtant and we really d want yur input as we try t find ways t imprve Fster Care and create

More information

Medicare Advantage Outreach and Education Bulletin

Medicare Advantage Outreach and Education Bulletin Medicare Advantage Outreach and Educatin Bulletin Anthem BlueCrss BlueShield 2014 Maine Medicare Advantage Plan Changes Dear Healthcare Prvider, Annual benefits changes fr Medicare Advantage plan members

More information

What employers need to know about The Patient Protection and Affordable Care Act (PPACA)

What employers need to know about The Patient Protection and Affordable Care Act (PPACA) What emplyers need t knw abut The Patient Prtectin and Affrdable Care Act (PPACA) 1. It is nw the law. Dept. f Health & Human Services (HHS) guidance is still needed n pen issues. 2. New state insurance

More information

PAYMENT PLAN REQUEST INFORMATION Texas Property Code - Section (Not Applicable for Condominium Associations Governed Under Section 82)

PAYMENT PLAN REQUEST INFORMATION Texas Property Code - Section (Not Applicable for Condominium Associations Governed Under Section 82) PAYMENT PLAN REQUEST INFORMATION Texas Prperty Cde - Sectin 209.0062 (Nt Applicable fr Cndminium Assciatins Gverned Under Sectin 82) This dcument includes infrmatin regarding a payment plan request in

More information

Flexible Working Policy

Flexible Working Policy Our HR Plicies Flexible Wrking Plicy Aim f the plicy The Kelda Grup is cmmitted t prmting flexibility in the wrkplace and believes that this flexibility can increase mtivatin, prmte wrk-life balance, wellbeing

More information

PLANNING FOR QUALITY CARE AND INDEPENDENCE. Why you need to plan for long-term care assistance, and what funding options are available.

PLANNING FOR QUALITY CARE AND INDEPENDENCE. Why you need to plan for long-term care assistance, and what funding options are available. PLANNING FOR QUALITY CARE AND INDEPENDENCE Why yu need t plan fr lng-term care assistance, and what funding ptins are available. PLANNING FOR QUALITY CARE AND INDEPENDENCE THE VALUE OF PLANNING AHEAD

More information

What Weight Watchers needs from the company: We need a Contact at your company to serve as a liaison with Weight Watchers. o

What Weight Watchers needs from the company: We need a Contact at your company to serve as a liaison with Weight Watchers. o Thank yu fr yur interest in Weight Watchers and ur At Wrk Prgram! Weight Watchers is pleased t bring this cnvenient n-site meeting pprtunity t yur cmpany. The At Wrk Prgram is the same prgram that is delivered

More information

How to Count Employees Determining Group Size Under the Medicare Secondary Payer Regulations

How to Count Employees Determining Group Size Under the Medicare Secondary Payer Regulations Hw t Cunt Emplyees Determining Grup Size Under the Medicare Secndary Payer Regulatins 1. Wh is an Emplyee? An emplyee is an individual wh wrks fr an emplyer r an individual wh, althugh nt actually wrking

More information

What Does Specialty Own Occupation Really Mean?

What Does Specialty Own Occupation Really Mean? What Des Specialty Own Occupatin Really Mean? Plicy definitins are cnfusing, nt nly t dentists but als t many f the insurance prfessinals wh sell them. Belw we will try t prvide an understandable explanatin

More information