These terms and conditions outline the rules and regulations for the use of BTM Forum's Website. BTM Forum is located at:

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1 Welcme t BTM Frum! These terms and cnditins utline the rules and regulatins fr the use f BTM Frum's Website. BTM Frum is lcated at: 5090 Explrer Dr. Suite 510, Mississauga, Ontari L4W 4T9 Canada By accessing this website we assume yu accept these terms and cnditins in full. D nt cntinue t use BTM Frum's website if yu d nt accept all, f the terms and cnditins stated n this page. The fllwing terminlgy applies t these Terms and Cnditins, Privacy Statement and Disclaimer Ntice and any r all Agreements: "Client", Yu and Yur refers t yu, the persn accessing this website and accepting the Cmpany s terms and cnditins. "The Cmpany", Ourselves, We, Our and "Us", refers t ur Cmpany. Party, Parties, r Us, refers t bth the Client and urselves, r either the Client r urselves. All terms refer t the ffer, acceptance and cnsideratin f payment necessary t undertake the prcess f ur assistance t the Client in the mst apprpriate manner, whether by frmal meetings f a fixed duratin, r any ther means, fr the express purpse f meeting the Client s needs in respect f prvisin f the Cmpany s stated services/prducts, in accrdance with and subject t, prevailing law f Canada. Any use f the abve terminlgy r ther wrds in the singular, plural, capitalisatin and/r he/she r they, are taken as interchangeable and therefre as referring t same. Ckies We emply the use f ckies. By using BTM Frum's website yu cnsent t the use f ckies in accrdance with BTM Frum s privacy plicy. Mst f the mdern day interactive web sites use ckies t enable us t retrieve user details fr each visit. Ckies are used in sme areas f ur site t enable the functinality f this area and ease f use fr thse peple visiting. Sme f ur affiliate / advertising partners may als use ckies. License Unless therwise stated, BTM Frum and/r it s licensrs wn the intellectual prperty rights fr all material n BTM Frum All intellectual prperty rights are reserved. Yu may view and/r print pages frm fr yur wn persnal use subject t restrictins set in these terms and cnditins. Yu must nt:

2 Republish material frm Sell, rent r sub-license material frm Reprduce, duplicate r cpy material frm Redistribute cntent frm BTM Frum (unless cntent is specifically made fr redistributin). User Cmments 1. This Agreement shall begin n the date heref. 2. Certain parts f this website ffer the pprtunity fr users t pst and exchange pinins, infrmatin, material and data ('Cmments') in areas f the website. BTM Frum des nt screen, edit, publish r review Cmments prir t their appearance n the website and Cmments d nt reflect the views r pinins f BTM Frum, its agents r affiliates. Cmments reflect the view and pinin f the persn wh psts such view r pinin. T the extent permitted by applicable laws BTM Frum shall nt be respnsible r liable fr the Cmments r fr any lss cst, liability, damages r expenses caused and r suffered as a result f any use f and/r psting f and/r appearance f the Cmments n this website. 3. BTM Frum reserves the right t mnitr all Cmments and t remve any Cmments which it cnsiders in its abslute discretin t be inapprpriate, ffensive r therwise in breach f these Terms and Cnditins. Yu warrant and represent that: 1. Yu are entitled t pst the Cmments n ur website and have all necessary licenses and cnsents t d s;; 2. The Cmments d nt infringe any intellectual prperty right, including withut limitatin cpyright, patent r trademark, r ther prprietary right f any third party;; 3. The Cmments d nt cntain any defamatry, libelus, ffensive, indecent r therwise unlawful material r material which is an invasin f privacy 4. The Cmments will nt be used t slicit r prmte business r custm r present cmmercial activities r unlawful activity. 5. Yu hereby grant t BTM Frum a nn-exclusive ryalty-free license t use, reprduce, edit and authrize thers t use, reprduce and edit any f yur Cmments in any, and all frms, frmats r media. Hyperlinking t ur Cntent 1. The fllwing rganizatins may link t ur Web site withut prir written apprval: Gvernment agencies;; Search engines;; News rganizatins;;

3 Online directry distributrs when they list us in the directry may link t ur Web site in the same manner as they hyperlink t the Web sites f ther listed businesses;; and System wide Accredited Businesses except sliciting nn-prfit rganizatins, charity shpping malls, and charity fundraising grups which may nt hyperlink t ur Web site. 2. These rganizatins may link t ur hme page, t publicatins r t ther Web site infrmatin s lng as the link: (a) is nt in any way misleading;; (b) des nt falsely imply spnsrship, endrsement r apprval f the linking party and its prducts r services;; and (c) fits within the cntext f the linking party's site. 3. We may cnsider and apprve in ur sle discretin ther link requests frm the fllwing types f rganizatins: cmmnly-knwn cnsumer and/r business infrmatin surces such as Chambers f Cmmerce, American Autmbile Assciatin, AARP and Cnsumers Unin;; dt.cm cmmunity sites;; assciatins r ther grups representing charities, including charity giving sites, nline directry distributrs;; internet prtals;; accunting, law and cnsulting firms whse primary clients are businesses;; and educatinal institutins and trade assciatins. We will apprve link requests frm these rganizatins if we determine that: (a) the link wuld nt reflect unfavrably n us r ur accredited businesses (fr example, trade assciatins r ther rganizatins representing inherently suspect types f business, such as wrk-at-hme pprtunities, shall nt be allwed t link);; (b)the rganizatin des nt have an unsatisfactry recrd with us;; (c) the benefit t us frm the visibility assciated with the hyperlink utweighs the absence f BTM Frum;; and (d) where the link is in the cntext f general resurce infrmatin r is therwise cnsistent with editrial cntent in a newsletter r similar prduct furthering the missin f the rganizatin. These rganizatins may link t ur hme page, t publicatins r t ther Web site infrmatin s lng as the link: (a) is nt in any way misleading;; (b) des nt falsely imply spnsrship, endrsement r apprval f the linking party and it prducts r services;; and (c) fits within the cntext f the linking party's site. If yu are amng the rganizatins listed in paragraph 2 abve and are interested in linking t ur website, yu must ntify us by sending an t inf@btm-frum.rg. Please include yur name, yur rganizatin name, cntact infrmatin (such as a phne number and/r address) as well as the URL f yur site, a list f any URLs frm which yu intend t link t ur Web site, and a list f the URL(s) n ur site t which yu wuld like t link. Allw 2-3 weeks fr a respnse. Apprved rganizatins may hyperlink t ur Web site as fllws: By use f ur crprate name;; r By use f the unifrm resurce lcatr (Web address) being linked t;; r

4 By use f any ther descriptin f ur Web site r material being linked t that makes sense within the cntext and frmat f cntent n the linking party's site. N use f BTM Frum s lg r ther artwrk will be allwed fr linking absent a trademark license agreement. Iframes Withut prir apprval and express written permissin, yu may nt create frames arund ur Web pages r use ther techniques that alter in any way the visual presentatin r appearance f ur Web site. Cntent Liability We shall have n respnsibility r liability fr any cntent appearing n yur Web site. Yu agree t indemnify and defend us against all claims arising ut f r based upn yur Website. N link(s) may appear n any page n yur Web site r within any cntext cntaining cntent r materials that may be interpreted as libelus, bscene r criminal, r which infringes, therwise vilates, r advcates the infringement r ther vilatin f, any third-party rights. Reservatin f Rights We reserve the right at any time and in its sle discretin t request that yu remve all links r any particular link t ur Web site. Yu agree t immediately remve all links t ur Web site upn such request. We als reserve the right t amend these terms and cnditins and its linking plicy at any time. By cntinuing t link t ur Web site, yu agree t be bund t and abide by these linking terms and cnditins. Remval f links frm ur website If yu find any link n ur Web site r any linked web site bjectinable fr any reasn, yu may cntact us abut this. We will cnsider requests t remve links but will have n bligatin t d s r t respnd directly t yu. Whilst we endeavur t ensure that the infrmatin n this website is crrect, we d nt warrant its cmpleteness r accuracy;; nr d we cmmit t ensuring that the website remains available r that the material n the website is kept up t date. Disclaimer

5 T the maximum extent permitted by applicable law, we exclude all representatins, warranties and cnditins relating t ur website and the use f this website (including, withut limitatin, any warranties implied by law in respect f satisfactry quality, fitness fr purpse and/r the use f reasnable care and skill). Nthing in this disclaimer will: 1. limit r exclude ur r yur liability fr death r persnal injury resulting frm negligence;; 2. limit r exclude ur r yur liability fr fraud r fraudulent misrepresentatin;; 3. limit any f ur r yur liabilities in any way that is nt permitted under applicable law;; r 4. exclude any f ur r yur liabilities that may nt be excluded under applicable law. The limitatins and exclusins f liability set ut in this Sectin and elsewhere in this disclaimer: (a) are subject t the preceding paragraph;; and (b) gvern all liabilities arising under the disclaimer r in relatin t the subject matter f this disclaimer, including liabilities arising in cntract, in trt (including negligence) and fr breach f statutry duty. T the extent that the website and the infrmatin and services n the website are prvided free f charge, we will nt be liable fr any lss r damage f any nature. Credit & Cntact Infrmatin This Terms and cnditins page was created at termsandcnditinstemplate.cm generatr. If yu have any queries regarding any f ur terms, please cntact us.