Welcome to the 2016 Kinross Wellness Program

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2 Welcome to the Kinross Wellness Program Whether you are signing up for the program again or accepting the challenge for the first time, you should be congratulated on your decision to take ownership of your health! Privacy and confidentiality are major concerns for everyone in today s environment. Your wellness provider, Kersh Health, is bound by HIPAA, State and Federal law to maintain the confidentiality of your personal information. Kersh Health will not share your personal health information with anyone at Kinross. The Wellness Program is completely voluntary. Spouses and domestic partners are invited to complete the Qscore Assessment and attend onsite testing or submit doctor s results. All employees will be rewarded with 50 bonus points if their spouse or domestic partner completes both activities. Please read through this Program Guide in its entirety. Your Incentive Plan is described in detail and all wellness activities and goals are clearly defined. Should you ever have a question about the program, we want to help, call Kersh at Good luck in your upcoming wellness journey! Kinross and Kersh Health Pg. 1 To enroll into the Wellness Program you must complete the Qscore Assessment and attend onsite testing, or submit a Biometric Results Form by 11/30/2015. You will receive your personal Qscore Report in the mail 2-3 weeks after results are received by Kersh. Your Qscore Report has been color coded to help you quickly identify areas where improvement is needed and suggestions are given on how to improve your health. What does your Qscore mean? The higher the Qscore the healthier you are! This number represents where you are in line to see a doctor compared to 100 other individuals with similar age, race, and gender. An individual with a lower Qscore will be towards the front of the line and may need medical attention before an individual with a higher Qscore. What does your Optimum Qscore mean? This score represents where you could be in the line if changes were made in your lifestyle (i.e. stop smoking, lower cholesterol, begin exercising). What is your Risk Status? This status is based on your Qscore responses and biometric results. Depending on your status, Low Risk (Qscore of >61) or At Risk (Qscore of <60), you will be required to complete certain Health Education activities to earn incentive points.

3 New-Hire Enrollment Information If you are benefit eligible between February 1 and August 1, you will follow the Pro-Rated Incentive Plan. To enroll into the Program, click Complete My Qscore on the Benefitsolver landing page or logon to KershHealth.com to complete the Qscore. The access code to complete the assessment is Kinross16. Use your Kersh ID if you are re-enrolling into the program. You must also submit biometric testing results within 31 days of your hire date. Your personal Qscore Report will mailed to your home and posted at KershHealth.com. Also, be on the lookout for your personal KAM device that will be mailed to your home as well. You should begin wearing your KAM immediately to track your activity and earn incentive points. All participants may log activity at any time through use of the Activity Log located on the Kersh website. Follow the Pro-Rated Incentive Plan below to determine how many incentive points you must earn to receive a reduction in If your benefit eligible month is: February 1 March 1 April 1 May 1 June 1 July 1 Aug 1 Points Needed for 2017 Gold Points Needed for 2017 Silver Points Needed for 2017 Bronze If you are benefit eligible AFTER August 1, you will receive the Bronze level premium reduction for the balance of the plan year. By enrolling and participating in the 2017 Program you will remain at the Bronze level and have the opportunity to achieve the Gold or Silver level in Pg. 2

4 Health Education Right Weigh Low Risk Participants (Qscore of 61 and above) Health Articles - Read and take a quiz on one health article per quarter. Log into your Kersh account to access articles. OR Health Videos - Watch one health video per quarter. Log into your Kersh account to access articles. OR Health Coaching (Q-Quest) - Speak with a Kersh Registered Dietitian (RD) once per quarter. Contact Kersh Health at to schedule an appointment. At Risk Participants (Qscore of 60 and below) Health Coaching (Q-Quest) - Speak with a Kersh Registered Dietitian (RD) at least once per quarter. Targeted participants, those with a Qscore of <60, will be proactively contacted by a Kersh RD. Refer to your Risk Letter or log into your Kersh Health account to determine your risk status for the program year. Please contact Kersh Health at if you would like to schedule an appointment with a Kersh RD. Health Education Deadlines: January 1 - March 31, April 1 - June 30, July 1 - September 30, October 1 - November 30, Pg. 3 Right Weigh is a FREE, innovative, and effective 12-week weight management program that is available to employee participants and their spouses. The Right Weigh program was designed by medical professionals to teach individuals how to Think, Eat, and Move their way to decreased weight and optimized health. There are two versions to this program: Advanced and Basic. Right Weigh Advanced provides participants with an opportunity to work one-on-one with a Kersh Registered Dietitian throughout a 12-week course. The first session begins January, and additional sessions begin approximately every six weeks throughout the program year. You will be contacted if you are selected to participate in Right Weigh Advanced, or you may call Kersh Health to see if you qualify. Participation in the Right Weigh program is voluntary. Right Weigh Basic (self-paced) materials will be provided by a Kersh RD if you are deemed ineligible for Right Weigh Advanced.

5 Kinetic Activity Monitor (KAM) KAM A small, durable device that uses integrated state-of-the-art accelerometer technology to measure human activity and is Bluetooth compatible. Instead of tracking steps, the KAM records intensity, duration and frequency of movement. The KAM displays KAM points earned, calories burned, and levels of activity. KAM Details The KAM device holds information for 45 consecutive days, but we recommend docking your KAM more often to avoid lost data. Please note the time displayed on the KAM correlates with the time on the computer you dock to, which may change based on time zones. The KAM should be worn on the waist, in-line with the knee. Only during an activity where your hips are stationary, i.e. using a stationary bike or elliptical trainer, should the KAM be worn on the shoe. The new model KAM is water resistant. For activities not monitored by the KAM, i.e. swimming or weight lifting, you may log your activities using the Activity Log located on the Kersh website. Lost or Malfunctioning KAM If you lose or damage your KAM, contact your Kinross Wellness/HR Team. KAM customer service is available at or Support@KershHealth.com. Kinross will pay the cost for one replacement KAM per calendar year. You will be charged $17.50 for the second replacement and $35 for the third and subsequent replacements per calendar year. Fitbit Device Integration Participants using a Fitbit have the option to use this activity device in lieu of the KAM device. Follow the instructions in your Kersh account to upload your Fitbit data and earn incentive points for the KAM portion of the Wellness Program. Please note Fitbit data storage capacity may vary from the KAM. Kersh Health and Kinross will not offer technical support or reimbursements for this device. Pg. 4

6 INCENTIVE PLAN (January 1 November 30, ) Activity Incentive Points Qscore Assessment (Required) 5 Incentive Points Biometric Testing (Required) Physician s results obtained 9/1/15-11/30/15 accepted for those benefit eligible before 12/1/15. Employees benefit eligible 1/1/16 8/1/16 have 31 days from hire date. Completion of Challenges (Challenge Form submission deadlines are listed on pg. 8) Health Education Low Risk (Qscore of 61 and above) Watch at least one Health Video and take a quiz or read a Health Article and take a quiz or speak with a Kersh Registered Dietitian (RD) before each Health Education deadline. At Risk (Qscore of 60 and below) Speak with an assigned Kersh Registered Dietitian (RD) at least once before each Health Education deadline. KAM January 1 - November 30, Tier 1 Earn 20 KAM points at least 15 days each month Tier 2 Earn 25 KAM points at least 15 days each month Tier 3 Earn 35 KAM points at least 15 days each month Participate in an approved Site Organized Physical Activity or Community Event Annual Physical Exam Visit your Physician and submit the Annual Physical Form between January 1, - November 30, Annual Dental Exam Visit your Dentist and submit the Annual Dental Form between January 1, - November 30, Annual Vision Exam Visit your Optometrist and submit the Annual Vision Form between January 1, - November 30, KAM Bonus Month December 1 - December 31, 2015 Tier 1 Earn 20 KAM points at least 15 days Tier 2 Earn 25 KAM points at least 15 days Tier 3 Earn 35 KAM points at least 15 days Track your progress at KershHealth.com Health Challenge March, Stress Challenge June, KAM Challenge September, **Substitute an on-line Activity Log for the KAM. You must log at least 15 days of activity. Tier 1 will be awarded. 5 Incentive Points Earn up to 120 Incentive Points 40 points for each completed challenge Earn up to 100 Incentive Points 25 Points for each deadline met Health Education Deadlines: January 1 - March 31, April 1 - June 30, July 1 - September 30, October 1 - November 30, Earn up to 550 Incentive Points Tier 1 25 points per month Tier 2 35 points per month Tier 3 50 points per month 55 Incentive Points 55 Incentive Points Form located online or at the end of this packet 55 Incentive Points Form located online or at the end of this packet 55 Incentive Points Form located online or at the end of this packet 1,000 Total Points Possible Up to 50 Bonus Points Tier 1 25 Bonus Points Tier 2 35 Bonus Points Tier 3 50 Bonus Points

7 Rewards and Bonus Opportunities Points Gold Reward Points Silver Reward 10 (Qscore and Bios)-599 Points Bronze Reward Gold, Silver and Bronze Rewards will be seen on first check in Bonus Opportunities Biometric Test Out Obtain optimal Fall 2015 results in ALL of the below and receive bonus points for the program. May resubmit full set of results through August 31, to qualify. Optimal criteria set by the National Institutes of Health (NIH). Total Cholesterol: <200 mg/dl LDL: <100 mg/dl Glucose: <100 mg/dl BMI: <25 HDL: >=60 mg/dl Triglycerides: <150 mg/dl Blood Pressure: <120/80 (may submit healthy body fat %) Spouse or Domestic Partner Qscore completion and biometric testing Employee s spouse or domestic partner must complete both activities for employee to receive bonus points. All spouses and domestic partners will receive a Kersh Identification (KID) number and may logon to KershHealth.com to complete the Qscore. Paper assessments are available from the HR Department. Spouses have the option of attending onsite testing, or submitting the Biometrics Results Form. The Results Form and further participation details will be made available through the HR Department. Spouses or domestic partners of those benefit eligible 2/1/16 8/1/16 have 31 days from employee s hire date to complete Qscore and bios. Optimal Body Mass Index (BMI) or 10% weight reduction from pre-test (Fall 2015 to Fall ) 5% - 9.9% weight reduction 0% - 4.9% weight reduction Green Light Events Participate in one or more activities and log participation details at KershHealth.com. Events will be reviewed by Kersh Health and incentive points will be awarded once audit is complete. Physical activity events not listed below will be reviewed on an individual basis and points will be awarded accordingly. 5K = 20 points 10K = 40 points Half Marathon = 80 points Full Marathon = 120 points Sprint Distance Triathlon = 80 points Olympic Distance Triathlon = 120 points Long Course Triathlon = 160 points Ultra Distance Triathlon = 200 points Bonus Points 500 Incentive Points Not eligible for BMI bonus points below if Test Out is achieved. 50 Incentive Points 200 Incentive Points 100 Incentive Points 50 Incentive Points 200 Incentive Points MAX

8 Eat Simple App Kinetic Activity Monitor (KAM) Kersh Health App For many people, calorie counting is a hard habit to develop or sustain. Kersh Health s objective is to create a faster, simpler way to manage what we eat. We call this new approach: Principlebased food logging. Download for free App is available in the ios and Android App Stores Available to participants, family and friends Instant visual feedback Download the Kersh Health Smart Phone App for free in the ios and Android App Stores. Use the App to Access your Kersh account to: Complete your Qscore Read Health Articles Submit Green Light Events and Health Activity Forms Monitor your Incentive Points Pg. 7

9 Annual Exams Form Submission Preventive visits are an important step in maintaining good health. Advantages include regular checks for disease, increasing your chance for early detection and improved recovery, the opportunity to get any needed vaccines, and to discuss recommendations with your doctor for lifestyle changes and additional screenings based on age and family history. Exams dated between January 1, and November 30, will be accepted. The deadline to submit all Annual Exam forms is November 30,. To complete the Annual Exam forms and receive incentive points, you will be required to submit the exam details listed below. Doctor or Dentist s name Doctor or Dentist s phone number Date of exam To receive credit for portions of the Wellness Program, you must submit certain forms to Kersh Health. Forms may be completed online for quicker processing. To complete forms online logon to KershHealth.com. Alternatively, all forms may be faxed or mailed to Kersh Health at the number or address listed on the back page of this booklet. See your HR Department to obtain paper Challenge Packets and Annual Exam Forms. Form Name Deadline Submission Options Health Challenge Form April 15, Fax/Mail/Online Stress Challenge Form July 15, Fax/Mail/Online Annual Vision Form November 30, Fax/Mail/Online Annual Dental Form November 30, Fax/Mail/Online Annual Physical Form November 30, Fax/Mail/Online Kersh Health is a bona fide wellness program pursuant to HIPAA. Kersh Health complies with all HIPAA guidelines with regard to confidentiality (45 CFR ) Pg. 8

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