Exceptional protection for the road transportation industry
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1 Exceptional protection for the road transportation industry
2 Understanding the transportation industry The haulage, transportation and logistics industry presents its own set of risks and challenges. As such, businesses in this sector need a specialist insurance provider with an in depth understanding of how these businesses operate. There are many off the shelf insurance products available to haulage operators but here at Lorica Insurance Brokers we firmly believe that every business is unique and demands the attention of a partner able to help you understand the risks you face. Our knowledge and experience as specialist insurance brokers for the haulage, transportation and logistics industries means we design and implement individual solutions specifically tailored for you, your business, employees, vehicles and goods carried. Our transportation team offer: Bespoke cover tailored to meet your needs Core policy cover structured specifically around the risks faced by the transportation sector Fair premiums Local service provided through our UK branch network with specialist centres in our Yorkshire and Bristol offices In-house claims team with dedicated handlers to help you should you have to make a claim Risk management, health and safety advice and support Security and protection advice from our in-house risk surveyor Advice on how your cover should dovetail contract terms and conditions where possible Instalment payment facility
3 What we offer What we offer the transportation industry: Fleet insurance which can include any driver and European cover Airside liability Cover for the movement of abnormal loads Goods in transit which can include own goods in storage and warehousing Marine cargo protection Employers liability and public liability with limits in excess of 10m available Hauliers liability Hazardous goods including cover for spillage and contamination Vehicle breakdown cover All risks cover for commercial property and contents such as offices and yards Uninsured loss recovery (ULR) Engineering Legal expenses Fidelity insurance covering dishonest acts of employees Business interruption cover Cyber liability Cover for trailers whilst attached and detached Our Transportation and Logistics team are able to assist in the following areas: Single vehicle to large fleet Haulage containers and bulk, UK and Western Europe Coach and bus cover Warehousing Motor trade risks Agricultural vehicles Car transportation Removals HGV s and trucks including refrigerated vehicles and abnormal loads Tankers including the carriage of hazardous goods
4 Why Lorica Insurance Brokers? Our dedicated transportation team has many years experience of helping customers in this sector. We are able to provide a fast response with quotations and insurance advice whilst keeping premiums equitable. We have built strong relationships with key transportation sector insurers who offer bespoke covers and wordings along with fast and efficient production of documentation. We offer an exemplary claims service, should you have the misfortune to need to claim against your policy. We have an in-house Claims Team. Should you need to make a claim, you will be assigned a dedicated claims handler who will work for you throughout the claims process to get you a fair and speedy settlement. We have our very own published customer service charter which states the high standards of service we always try to achieve. In addition we offer flexible payment options. Your dedicated Account Executive will manage your insurance programme in a proactive manner with regular reviews. Importantly we always aim to offer quality, value for money products that are fairly priced.
5 About us Lorica Insurance Brokers has traded under the Lorica name since 2007, but our roots go back over 35 years. Our team of individuals are renowned for their expertise, friendliness and professionalism. Our brokers are exceptionally talented and it is the knowledge and skill that they possess that enable us to stand out from the crowd. We provide high quality, relationship driven service and support to all our customers. Our advice is specific and focussed and will assist in assessing and mitigating risk and deciding on the most appropriate insurance for you. As a company with offices around the country, we are able to meet your requirements locally. We have the established presence needed to be able to place large risk programmes both nationally and internationally. In addition to our expertise in this industry, Lorica Insurance Brokers also offers general commercial insurance as well as specialising in the key areas of the bus and coach sector, technology, cyber and data centres, property owners, credit, management liability, leisure and holiday parks and high net worth personal insurances. We comply with the Chartered Insurance Institute Code of Ethics which commits us to act ethically, always in the best interests of our customers, to provide a high standard of service and to treat people fairly. We are very proud to have Chartered Insurance Broker status which is a testament to our professionalism as a business. This means we have satisfied rigorous criteria relating to professional qualifications and ethical good practice. It means you can be confident that you are dealing with one of the UK s leading insurance broking companies, committed to providing you with the best possible advice, service and support. Lorica Insurance Brokers also achieved Sunday Times Best companies two star (outstanding) accreditation in the last three years.
6 Get in touch Head Office Lorica Insurance Brokers Hemel One Boundary Way Hemel Hempstead Hertfordshire HP2 7YU Please contact us or visit our website to find your nearest Lorica Branch. T: F: Lorica Insurance Brokers is a trading name of Lorica Insurance Brokers Limited. Authorised and regulated by the Financial Conduct Authority. Registered Address: Hardwick House, Prospect Place, Swindon SN1 3LJ. Registered No Jan 2016
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