2018 BENEFITS ANNUAL ENROLLMENT
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1 2018 BENEFITS ANNUAL ENROLLMENT
2 AGENDA 2018 Benefits Update CAM Flex Refresh 2018 Benefits Update SLB & CAM How to enroll Resources Questions
3 2018 BENEFITS UPDATE CAM
4
5 2018 BENEFITS UPDATE NO CHANGE For January 1, 2018 there is no change to the current pension scheme Pension will remain with Great West Life The basic employer and matching contributions will remain unchanged
6 2018 BENEFITS UPDATE WHAT S NEW Long Term Disability will partially align to SLB One Employee option with Cigna LTD premiums change from Employer to Employee paid The Benefit received if used becomes non-taxable Benefit volume used will be based on eligible compensation
7 2018 BENEFITS UPDATE WHAT S NEW LTD Benefit Current LTD New LTD Benefit Formula 60% 60% of first $5, % of next $4, % of balance Compensation used Base Salary plus 2 years average bonus Eligible Compensation Elimination Period 26 Weeks 26 Weeks Benefit Received Taxable Yes No Overall Monthly Max $28,000 $15,000
8 2018 BENEFITS UPDATE WHAT S NEW EE LTD Premiums on $80K Eligible Compensation Per Pay / Annual Expense CAM (NEW) $21.28 / $ CAM CAM (NEW) EE Benefit Received on $80K Eligible Compensation Monthly Benefit $4,000 $3,833 Tax ($1,000) $0 Monthly / Annual take home $3,000 / $36K $3,833 / $46K Eligible Compensation is the higher of your base salary or admissible compensation
9 2018 BENEFITS UPDATE WHAT S NEW EE LTD Premiums on $120K Eligible Compensation Per Pay / Annual Expense CAM (NEW) $30.25 / $ CAM CAM (NEW) EE Benefit Received on $120K Eligible Compensation Monthly Benefit $6,000 $5,450 Tax ($1,800) $0 Monthly / Annual take home $4,200 / $50K $5,450 / $65K Employee s can see both the premium and benefit in the Enrollment Tool.
10 2018 BENEFITS UPDATE WHAT S NEW $300 $100 $500 Earn Up to $900 Extra Flex Dollars! $500 one-time Flex Dollars $300 extra Flex Dollars $100 extra Flex Dollars Must complete the Total Health Index Additional Flex dollars can be used to offset elevated levels of coverage (opt 3) Remaining dollars can be directed to the HCSA or Wellness Account
11 FLEX REFRESH
12 FLEX DOLLARS & PRICE TAGS Flex dollars Your benefits currency, provided by Schlumberger Work like real dollars, only you don t pay tax on them You use them to pay for your health and dental benefits Price tags Each benefit has a cost and it s reflected in the price tag The price tags represent the premium cost of each benefit 12
13 FLEX DOLLARS The dollars are based on eligible compensation and the cost of the benefit Flex dollars are pooled together Filter down in the order as listed on the chart. Extended Health and Dental options may leave the employee with additional dollars or an amount owing Benefit Basic Employee Life Insurance Basic Spouse Life Insurance Basic Child Life Insurance Basic Employee AD&D Insurance Employee Business Travel Extended Health Care Dental
14 HOW SCHLUMBERGER FLEX WORKS You have a variety of benefits to choose from Schlumberger gives you flex dollars to help pay for your health and dental coverage Each benefit has different options with different price tags If you have leftover flex dollars, you can deposit them into your Health Care Spending Account or your Wellness Account What you don t pay for with flex dollars, you can cover with payroll deductions
15 HEALTH CARE SPENDING ACCOUNT HCSA Health Care Spending Account If you have leftover flex dollars after you ve chosen your health and dental benefits For health and dental expenses not covered by the Schlumberger plan Non-taxable Use it for: The remaining unpaid percentage for any health and dental expenses The dispensing fee Dental expenses for dentures and orthodontia not fully covered by the plan Adaptive devices for hearing- or sight-impaired individuals Any item listed as tax deductible under the Income Tax Act 15
16 WELLNESS / PERSONAL SPENDING ACCOUNT Wellness Account If you have leftover flex dollars after you ve chosen your health and dental benefits For both physical and financial wellness expenses Taxable Use it for: Allergy tests Comprehensive medical exams Estate planning Fitness equipment and classes Healthy cooking classes Homeopaths Maternity services Reflexologists Shiatsu therapists Tax and will preparation 16
17 2018 BENEFITS UPDATE CAM & SLB
18 2018 BENEFITS UPDATE Flex Pricing Increase to Price tags & associated Flex Credits No change to remaining flex credits or employee costs when choosing higher coverage No change in core taxable Benefits Employees receive equivalent flex dollars to the price tag Taxable Benefit will fluctuate with eligible compensation Dental AD&D Business Travel Insurance Extended Health Care Life Insurance Dependent Insurance Core Taxable Benefits
19 2018 BENEFITS UPDATE WHAT S NEW Total Health Index Assessment - THI Physical, Mental, Work and Life Total Health Score + recommendations Repeat survey to measure progress Personal results are confidential $100 Flex Dollars Prior year data available until December 31, 2017
20 2018 BENEFITS UPDATE Biometrics - Watch for an event at your location! Private 20 minute appt. to measure: Blood Pressure HDL & Total Cholesterol TC:HDL Ratio 10 Year Cardiovascular Risk A1C Height, Weight, BMI Waist Circumference Risk for Heart Disease High Blood Pressure Diabetes Biometrics are optional and confidential and will be completed by a registered nurse from the health team. On-site events will be held from Oct 2017 Spring of 2018.
21 2018 BENEFITS UPDATE WHAT S NEW Wellness Spending Account New claimable items Fitness-related services and equipment Golf/green fees Educational and personal development Non-work related training, computers Insurance premiums Optional Critical illness & Life Insurance Check out for a full list of claimable Wellness Spending Account items
22 2018 BENEFITS UPDATE Shepell fgi.- New Services Trauma Assist Treatment for Traumatic Stress HR / Benefits initiated Confidential Contact Shepell for further information Toll free at
23 2018 BENEFITS UPDATE Shepell fgi.- New Services Depression Care Treatment for Depression Employee Initiated Confidential Contact Shepell for further information Toll free at
24 HOW TO ENROLL
25 HOW TO ENROLL Go to Enrollment Central Select one of these two quick links to get to the Employee Self Service Portal.
26 HOW TO ENROLL Go to Enrollment Central Enter your GIN and Password Forget your password? Select Forgot Password answer security questions to reset or have it ed Alternatively Call the SLB Benefits Centre
27 HOW TO ENROLL Go to Enrollment Central Select Reset Forgot your security questions? Call the SLB Benefits Centre 1. Provide Information 2. Confirm Identity 3. Set New Password
28 HOW TO ENROLL Select Enroll 1. Verify Information 2. Choose Benefits 3. Confirm Choices
29 HOW TO ENROLL Extended Health Coverage (3 Options) Provincial Coverage (BC Only) Dental Coverage (4 Options) Long-Term Disability Insurance (4 Options) Employee Life Insurance (Basic and Optional) Spouse Life Insurance (Basic and Optional) Child Life Insurance (Basic Optional) Employee AD&D Insurance (Basic and Optional) Spouse and Child AD&D Insurance (Optional) 1. Verify Information 2. Choose Benefits 3. Confirm Choices
30 HOW TO ENROLL The Enrollment tool reflects both annual and per pay costs Divert left over credits to HCSA or Wellness 1. Verify Information 2. Choose Benefits 3. Confirm Choices
31 HOW TO ENROLL Select your Beneficiary Don t forget to print or save your confirmation statement 1. Verify Information 2. Choose Benefits 3. Confirm Choices
32 RESOURCES
33 RESOURCES Enrollment Central ( Link to Enrollment tool Employee enrollment checklist Updated Flex Guide Sun Life Benefits guide (2017) Benefits-at-a-glance Video s
34 RESOURCES Enrollment Central (
35 ENROLL AND IF YOU DON T? Benefit Default Coverage Extended health care Option 1 Dental care Option 1 Long Term Disability Option 1 Basic employee life insurance 2 x eligible compensation Optional life insurance None Basic AD&D insurance 2 x eligible compensation Optional AD&D insurance None Optional critical illness insurance None Any excess flex dollars Deposited to your Wellness Account Employees that do not enroll will have their coverage defaulted for the 2018 plan year.
36 Still have questions? Please contact: Schlumberger Canada Benefits Centre For queries about how to enroll Toll-free at Monday to Friday: 6:30 a.m. to 3:00 p.m. (Mountain Time) HUMAN RESOURCES (SCHLUMBERGER) For queries about Company Benefits Toll-free at (9ASKHR9) 6:00 a.m. to 4:00 p.m. (Mountain Time) Online: askhr.slb.com
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