BY ACCESSING, USING OR REGISTERING FOR DAYTWO SERVICES, YOU SIGNIFY YOUR AGREEMENT TO THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.

Size: px
Start display at page:

Download "BY ACCESSING, USING OR REGISTERING FOR DAYTWO SERVICES, YOU SIGNIFY YOUR AGREEMENT TO THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE."

Transcription

1 Terms & Cnditins LAST UPDATED: September 17, 2017 Accepting the Terms and Cnditins f Use. Welcme t DayTw! Please read these terms and cnditins carefully befre using ur website and applicatin r any f the related services, as they cnstitute a legally binding agreement between yu and DayTw Ltd. and its affiliates ('DayTw', 'Us', r 'We'), and check them peridically fr changes. BY ACCESSING, USING OR REGISTERING FOR DAYTWO SERVICES, YOU SIGNIFY YOUR AGREEMENT TO THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE. YOU FURTHER AGREE THAT WE MAY COMMUNICATE WITH YOU BY ELECTRONIC MAIL, TEXT MESSAGING OR BY TELEPHONE CALL SUBJECT TO YOUR RIGHT TO OPT OUT OF COMMERCIAL MARKETING MESSAGES. Any use f this website, ur applicatins, r the services available frm time t time n r in cnnectin with ur website r applicatins, including, withut limitatin, rdering and submitting a samples kit fr gut micrbime analysis, using yur nutritin recmmendatins, gut micrbime analysis r any ther infrmatin prvided thrugh yur user accunt (cllectively, the 'Service'), is subject t and cnditined upn assent t and cmpliance with, all f the terms and cnditins belw (the 'Agreement'). By using the Service yu signify yur cnsent t be bund by the agreement and that yu are f legal age and capacity t frm a binding cntract. We may change the terms f this Agreement frm time t time by psting ntice n Our website at r thrugh ur applicatins. Yur cntinued use f the Service shall cnstitute yur cnsent t any changes made. If yu d nt agree t the new terms, yu shuld nt use the Service. 1. SERVICE. As part f the Service we prvide an analysis f Our subscribers' gut micrbime and any ther relevant parameters that may have been tested frm their samples ('Micrbime Analysis'), and nline persnalized nutritin recmmendatins based n ur analysis ('Nutritin Recmmendatins'). Please be aware that Our Services shuld nt be used by yu if yu are: Under the age f 18 Pregnant Treated with insulin Have taken antibitics in the past 3 mnths All infrmatin We prvide is fr self-educatinal and infrmatinal purpses nly. We cannt guarantee any results frm yur use f the Service.

2 Yu use the Service at yur wn risk. N health care is prvided as part f the Service and we are nt a health care rganizatin, health service prvider, dietitians r a medical rganizatin, and the Service des nt cnstitute medical advice, treatment r diagnsis and is nt a substitute fr seeking prfessinal medical advice r services. Our Service has nt been evaluated by any Fd and Drug Administratin (FDA) and is nt intended t diagnse, cure r prevent any disease. Yu shuld nt rely n the Service as a substitute fr qualified medical advice. Access and use f the Service and any cntent r infrmatin made available thrugh the Service is persnalized fr each subscriber and intended nly fr the subscriber's wn persnal use and nly in cmpliance with this Agreement. Prtins f the Service may be subject t ther agreements and plicies which relate t a particular service r activity cnducted thrugh r ffered n the Service, whether such service r activity are prvided by DayTw r nt (including fr example, cnditins f the manufacturers f the samples kit r Cntinuance Glucse Mnitring Device ('CGM') with respect t apprpriate use f the samples kit r CGM as applicable) ('Third Party Cmpnents'). Withut dergating frm sectins 9 thrugh 11 f this Agreement, it is hereby expressly clarified that the use f Third Party Cmpnents is subject t their prviders respective terms and cnditins and cnditined n yur cmpliance with such terms and cnditins. BY USING THE THIRD PARTY SERVICES YOU SIGNIFY YOUR CONSENT (I) THAT SUCH THIRD PARTY COMPONENTS ARE PROVIDED BY US 'AS IS' AND WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION REGARDING THE RESULTS OF USE OF MISUSE OF SUCH SERVICES AND (II)TO BE BOUND BY SUCH PROVIDERS' TERMS AND CONDITIONS. In circumstances f miscnduct, such as vilatin f the letter r spirit f this Agreement r an infringement f the rights f thers r any applicable laws r regulatins, as determined by Us, We may, in ur sle discretin and withut ntice r liability t yu r any third party, refuse Service r terminate the Service at any time, and may immediately suspend r terminate yur DayTw accunt (if any) and blck any and all current r future access t and use f the Service (r any prtin theref), withut dergating frm any ther right r remedy that we may have by law r therwise. Yu acknwledge that we may, in ur sle discretin and at any time(s), change r discntinue prviding any part f the Service including impsing a fee fr the use f certain services and features, upn ntifying yu t the address assciated with yur DayTw accunt, with a five (5) day advance ntice f such change. Withut dergating frm the generality f the abve, please be aware that certain features made available (whether thrugh the Applicatin r therwise) in any versin f the Services (whether freemium r premium), may be made available

3 n a temprary r limited basis. The Cmpany des nt guarantee the cntinuatin r availability f any features made available and reserves the right t change, alter, limit, blck, discntinue r remve any feature included in the Services, r impse a fee fr the use f a feature (whether previusly made available withut charge r nt). In additin, We may, frm time t time, perfrm maintenance upn the Service resulting in interrupted service, delays r errrs in the Service. We will attempt t prvide prir ntice f scheduled maintenance but cannt guarantee that such ntice will be prvided. Fllwing the terminatin f yur DayTw accunt, subject t the prvisins f the applicable law, We reserve the right t permanently delete yur Micrbime Analysis and Nutritin Plan and have n bligatin t prvide yu with a cpy f such. Althugh we try t make the Service always available t yu, We cannt make any guarantee and will nt be held liable fr any service disruptins, whether temprary r nt. Further, Our Service may change frm time t time and We may stp (permanently r temprarily) prviding sme services r any features within the Service, with r withut prir ntice t yu. 2. Registratin. 1. Wh can register t the services and hw: each user which wuld like t subscribe fr the service will be required t pen a subscriber accunt ('Subscriber Accunt'). In rder t find ut if user is qualified fr use f the Service, the user will be requested t adhere t certain criteria fllwing pening the Subscriber Accunt. Fllwing successful qualificatin, the user will be directed t cntinue with the prcess and subscribe fr Our Service. 2. In additin t the questinnaire and as part f the registratin prcess yu will be requested t prvide certain persnal data, including amng thers name, address, address, telephne number, payment infrmatin and certain health infrmatin (cllectively, Registratin Data ). Yu agree t: Prvide true, accurate, current and cmplete Registratin Data. Maintain and prmptly update the Registratin Data t keep it accurate, current and cmplete. Maintain the security and cnfidentiality f any usernames, passwrds and ther infrmatin used by yu t access the Service. Refrain frm impersnating any persn r entity r misrepresent yur identity r affiliatin with any persn r entity. Immediately ntify Us in writing if yu becme aware f any lss, theft r use by any ther persn r entity f any f yur Registratin Data r any ther breach f security that yu becme aware f invlving r relating t the Service.

4 3. By prviding yur Registratin Data t Us, yu cnsent t Us sending and yu receiving, by means f telephne, text message r , cmmunicatins cntaining cntent f a cmmercial nature relating t the Service. By prviding us with yur mbile telephne number and requesting that we cmmunicate infrmatin t yu by text messaging in the event we ffer such feature as part f the Services. Yu cnsent t receive cmmercial text messages at that number as requested. While we d nt charge a fee fr text messages, yur wireless service carrier may charge standard messaging, data, and ther fees. Yu are respnsible fr these charges. In the event we ffer text messaging service, we will prvide yu with instructins n hw t stp further text messaging. Als, we will prvide yu with the pprtunity t ptut f prmtinal s by prviding an unsubscribe mechanism. Yu may request that we discntinue any prmtinal messages by telephne. Please nte that we may cntinue t cntact yu by telephne r electrnic mail fr matters related t yur accunt r transactins. 3. Risk Factrs relating t the Services. In cnnectin with yur use f the Service, yu acknwledge the fllwing factrs f risk and agree that any use f the Service by yu, including, withut limitatin, any reliance n the Micrbime Analysis, the Nutritin Plan r ther infrmatin prvided thrugh the Service, is made at yur wn discretin after cnsidering such factrs, and that yu will be slely respnsible fr any resulting cnsequences. Nutritin Plan is based n the results f ur analysis f yur micrbime and ther parameters as may be tested frm yur samples. Changes t yur micrbime and ther medical parameters may take place upn changes in yur diet, age and health cnditin and such changes may subsequently require a different Nutritin Plan. Yu may rder and send additinal samples kits r CGM frm time t time t learn f any changes in yur Micrbime Analysis r Nutritin Plan. The Service is nt intended t (i) replace health care services which may be required in rder t treat yur medical cnditin r (ii) therwise be used fr any diagnstic r therapeutic purpses and is nt a substitute fr prfessinal medical advice. Yu shuld always seek the advice f yur physician r ther health care prvider with any questins yu may have regarding diagnsis, cure, treatment, mitigatin, r preventin f any disease r ther medical cnditin r impairment r the status f yur health. Nutritin Plan is fcused nly n bld glucse levels and desn't take int accunt any ther pssible effect ver yur health. We are nt respnsible fr any adverse effect ver any diseases, allergies r ther medical f physical cnditin yu may have r changes f yur weight. Our Nutritin Plan is diverse and cmprehensive, but, naturally, it cannt cntain all pssible fd cmbinatins therefre yu will be able t achieve same nutritinal values frm fd cmbinatins that d nt appear in yur Nutritin Plan.

5 Althugh we aim t make ur labratry analysis prcess and its results as accurate as pssible, mistakes can happen, and ur labratry prcess may result in errrs r inability t prcess yur samples, due t, amng thers, the fllwing reasns: Yur samples d nt meet the requirements fr such prcess, fr example if the amunt f the sample prvided is insufficient, if the samples were damaged during shipment r nt apprpriately stred ('Unqualified Samples'). One f the reasns fr Unqualified Samples may be misuse f the samples kit r CGM, therefre, when using the samples kit r CGM please make sure t fllw the applicable guidelines. Defects r delays caused during the shipment f yur samples t the DayTw labratry. Human errr. Unknwn variables r data related t yur health. It is pssible that we will nt knw whether an errr has ccurred during the labratry prcess and we will be unable t knw whether the results generated by the labratry prcess, including the Micrbime Analysis and the Nutritin Plan as delivered t yu, is inaccurate r flawed. We attempt t make the prcess f rdering and submitting a samples kit and CGM as easy and as secured as pssible. Hwever, damage r lss may be caused t yur samples kit r CGM. Fr example, We use third party service prviders fr the prvisin f the samples kit and CGM t yu and its shipment t Us, and We cannt guarantee their actins r inactins. Micrbime research cnstantly evlves and imprves. While we measure many hundreds f thusands f data pints frm yur micrbime, nly a small percentage f them are knwn t be related t human traits r health cnditins. Future scientific research may change the interpretatin f yur micrbime. In the future, the scientific cmmunity may shw previus research t be incmplete r inaccurate. Infrmatin frm yur Micrbime Analysis is highly sensitive infrmatin relating t yur health cnditin. Yu shuld be advised f any pssible adverse implicatins, legal r therwise, befre chsing t share any such infrmatin with third parties. 4. ACCESS RIGHTS, LICENSE AND OWNERSHIP By accessing ur Services thrugh ur website and applicatin, we grant yu a persnal, revcable, nn-assignable, and nn-exclusive right t access and use the Services and the material prvided thrugh the Services fr yur wn persnal use, prvided that yu fully cmply with the prvisins f these Terms. Our website, applicatins and Services, as well as the underlying platfrms and sftware, are prprietary prperty f DayTw. All trademarks, trade names and lgs appearing n Our website, applicatins and Services, whether registered r nt, are prpriety f their respective wners. DatTw trademarks, slgans, service

6 marks, trade names, and trade dress which appear via the Service are prperty f DayTw. 5. General User Cnduct. In cnnectin with the Service, yu agree (i) t abide by all applicable lcal, state, federal, natinal and internatinal laws and regulatins, (ii) nly make use f infrmatin that yu wn r have a right t use, and (iii) nly act apprpriately. Withut limiting the abve, yu may nt: Allw r facilitate a third party, t vilate r infringe any rights f Us r thers r ur plicies r the peratinal r security mechanisms f the Service. Use Our website, applicatins and Services and any cntent available there thrugh in any way that restricts r inhibits the use f the Service. Yu may nt cpy, decmpile, reverse engineer, disassemble, attempt t derive the surce cde f, mdify, r create derivative wrks f any part f Our Services website and applicatins and/r the underlying sftware and platfrms. Alter, delete, frge, frame, publicly display, publicly perfrm, rent, sell, lend, redistribute, sublicense, hyper-link, create derivative wrks r therwise interfere with r in any manner disrupt, circumvent, r cmprmise, any part f Our Service, website and applicatins and/r the underlying sftware and platfrms (including withut limitatin trademarks, service marks and lgs cntained therein ('Marks') but excluding cntent prvide entirely by yu). Access r attempt t access any f ur systems, prgrams r data that are nt made available fr public use, r attempt t bypass any registratin prcesses n the Service r any f the Service's security and traffic management devices. Use any rbt, spider, ther autmated device r any tl-bar, webbar, ther web-client, device, sftware, rutine r manual prcess, t access the Service, submit cntent, r mnitr r scrap infrmatin frm the Service. attempt t gain unauthrized access t the Services, website and applicatins and/r the underlying sftware and platfrms, r any part f them, ther accunts, cmputer systems r netwrks cnnected t the Services, thrugh hacking r any ther means r interfere, r attempt t interfere with the prper wrking f the Services r any activities cnducted via the Services by any means, including uplading r therwise disseminating viruses, wrms, r ther malicius cde. use the Services fr any ther purpse than yur wn nn cmmercial, persnal use. We cannt and d nt assure that ther users f the Service are r will be cmplying with this Agreement, and, as between us, yu assume all risk f harm r injury resulting frm any such lack f cmpliance.

7 6. User Representatins. As a cnditin t yur use f the Service (either directly r via thers), yu warrant and represent that : Yu are at least eighteen (18) years f age and yu are nt precluded frm using the Services due t a health r physical cnditin (including withut limitatin fr reasns set frth in Sectin 1 abve). Yu have all necessary right, pwer and authrity t enter int and perfrm under this Agreement. Yu are entirely respnsible fr all yur activity in cnnectin with the Service. Yu understand that infrmatin yu learn frm Us is nt designed t diagnse, prevent, r treat any cnditin r disease but rather intended t supprt nutritinal changes that may nrmalize Our subscribers' bld glucse levels. Yu acknwledge that We urge yu t seek the advice f yur physician r ther health care prvider if yu have questins r cncerns arising frm yur Micrbime Analysis r Nutritin Plan. Yu guarantee that any samples yu prvide is yur wn and that yu will nt prvide any samples f any ther persn unless yu have legal authrizatin frm such persn t d s. Waiver f Prperty Rights: Yu understand that by participating in the Service, including prviding any samples, having yur micrbime infrmatin and ther medical parameters prcessed, accessing yur Micrbime Analysis r prviding Registratin Data, yu acquire n rights in any research r cmmercial prducts that may be develped by Us r ur cllabrating partners. Yu specifically understand that yu will nt receive cmpensatin fr any research r cmmercial prducts that include r result frm yur participatin in the Service. 7. Privacy Plicy. Yur infrmatin, including amng thers yur Micrbime Analysis and Nutritin Plan, is subject t ur Privacy Plicy at By accessing this Service, yu represent that yu are subject either t US privacy regulatin r Israeli privacy regulatin and cnsent t the cllectin and use f infrmatin as described in ur Privacy Plicy, as may be amended by Us frm time t time. 8. Prprietary Rights. Any cntent prvided thrugh the Service (but excluding, fr remval f dubt any user persnally identifiable infrmatin), including withut limitatin the Marks, are prtected by cpyrights, trademarks, service marks, patents r ther prprietary rights, bth with respect t any cntent and as a cllective wrk r cmpilatin, pursuant t laws and internatinal cnventins. Any rights t such cntent r the Service nt expressly granted herein are reserved. We make n claim f wnership as t the trademarks f any third party linked r displayed n the Service, r with respect t any publisher r publicatin mentined n the Service.

8 9. User Feedback We welcme any feedback r cmments frm yu. Hwever, please nte in this regard that any ideas, feedback r suggestins pertaining t ur business and services, such as ideas fr new r imprved prducts, technlgies, website r tl enhancements, prcesses, materials, marketing plans r new prduct names, will autmatically upn submissin becme the prperty f DayTw, withut any cmpensatin t yu. While under n bligatin t review such submissins r t keep such submissins cnfidential, DayTw may use r redistribute any such submissin and its cntents fr any purpse and in any way it deems. 10. Links t Other Websites and Applicatins and Services The Service may cntain links and references t certain health care infrmatin, pinins etc.' r t websites, applicatins r services f thers including withut limitatin dietitian services (the 'Third Party Infrmatin'). We may, frm time t time, at ur sle discretin, add r remve Third Party Infrmatin. Such Third Party Infrmatin is prvided slely as a cnvenience t yu, and access t any such infrmatin and use f any third party prduct r service is at yur wn risk. We encurage yu t be aware when yu leave the Service, and t read the terms and cnditins and privacy plicy f each ther website and applicatins that yu visit. We d nt review, apprve, mnitr, endrse, warrant, r make any representatins with respect t such Third Party Infrmatin, services r prducts. In n event will We be respnsible fr the infrmatin cntained in, transmissins received frm, r yur use f r inability t use, such websites r applicatins, r their practices. 11. Disclaimers f all Warranties. THE SERVICE IS PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS. CERTAIN FEATURES OF THE SERVICE ARE UNDERGONGOING EVALUATION, DEVELOPMENT AND TESTING AND SHOULD BE TREATED AS BETA VERSION. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON-INFRINGEMENT. WITHOUT LIMITING THE ABOVE, WE MAKE NO WARRANTY WHATSOEVER WITH RESPECT TO (I) THE SERVICE MEETING YOUR REQUIREMENTS, OR BEING UNINTERRUPTED, CONTINUOUS, TIMELY, SECURE, OR ERROR FREE; (II) WHETHER YOUR USE OF THE SERVICE OR THE CONTENT WILL GENERATE ANY RESULTS OR CONSEQUENCES, NOR IN TERMS OF THE CORRECTNESS, COMPLETENESS, AVAILABILITY, ACCURACY, RELIABILITY OR OTHERWISE, OR IN CONNECTION WITH SUBMISSIONS OR PREVENTTION OF UNAUTHORISED ACCESS, SHARING OR DOWNLOAD OF CONTENT; OR (III) YOUR USE OF THE SERVICE IS LAWFUL IN ANY PARTICULAR JURISDICTION.

9 YOUR USE OF THE SERVICE AND ANY ACTION OR INACTION BY USERS OF THE SERVICE (WHETHER IN RELIANCE OF THE MICROBIOME ANALYSIS, THE NUTRITION PLAN OR OTHERWISE), ARE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY RESULTING CONSEQUENCES. 12. Limitatin f Liability TO THE FULLEST EXTENT PERMITTED BY LAW, UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY INJURY, MEDICAL CONDITION, DEATH, ACT OF GOD, ACCIDENT, DELAY, DIRECT OR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES ARISING OUT OF ANY (I) USE OR THE INABILITY (FOR ANY REASON) TO USE ANY PART OF THE SERVICE OR ANY THIRD PARTY COMPONENTS, INCLUDING, WITHOUT LIMITATION, INACCURACIES OR ERRORS OF IN THE ANALYSIS REPORT, NUTRITION PLAN OR OTHER INFORMATION PROVIDED AS PART OF THE SERVICE, (II) IN CONNECTION WITH THE SERVICE'S FACTORS OF RISK OR THE REALIZATION THEREOF (III) THIS AGREEMENT OR FOR COST OF PROCUREMENT OF SUBSTITUTE SERVICES, OR (IV) REPRESENTATIONS, WARRANTIES, ACTIONS OR INACTIONS OF ANY USER OR OTHERS (WHETHER OR NOT PROVIDED AS A RESULT OF THE SERVICE); IN EACH CASE, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE. All f the abve limitatins shall apply ntwithstanding any failure f essential purpse f any limited remedy and are fundamental elements f the bargain between Us and yu. In n event shall ur liability t yu exceed the amunt f fees Yu paid t Us within twelve (12) mnths prir t a claim. 13. Limitatin f Claims. Any claim r cause f actin arising ut f r related t use f the Service r t the Agreement must be filed within ne (1) year after such claim r cause f actin arse, r be frever barred. 14. Indemnificatin. YOU RELEASE, AND AGREE, AT YOUR OWN EXPENSE, TO INDEMNIFY, DEFEND AND HOLD HARMLESS US, OUR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND AFFILIATES, FROM ALL LIABILITIES, CLAIMS, ALLEGED CLAIMS, LOSS AND DAMAGES (OF EVERY KIND, WHETHER KNOWN OR UNKNOWN AND SUSPECTED OR UNSUSPECTED), AND INCLUDING REASONABLE ATTORNEY S FEES, RELATED IN ANY WAY TO: (I) YOUR USE OF, ACCESS TO OR RELIANCE ON THE SERVICE, THE MICROBIOME ANALYSIS OR THE NUTRITION PLAN, INCLUDING WITHOUT LIMITATION ur actins r missins while prviding THE services (EXCEPT FOR OUR BREACH OF THE AGREEMENT AS A RESULT OF WILLFULL MISCONDUCT OR FRAUD ON OUR PART); (II) YOUR CONTENT,

10 PERSONAL INFORMATION AND REGISTRATION DATA; (III) ANY BREACH OF, OR DEFAULT IN, THIS AGREEMENT BY YOU; (IV) ANY ACT OR OMISSION OF YOU, WHETHER OR NOT ILLEGAL, NEGLIGENT, RECKLESS, OFFENSIVE, UNAUTHORIZED OR UNPROFESSIONAL; (V) ANY DEFECTIVE, CONTAMINATED OR MALICIOUS DEVICE OR SOFTWARE, INCLUDING WITHOUT LIMITATION VIRUSES, INTENTIONALLY OR NEGLIGENTLY DISSEMINATED BY YOU OR ORIGINATING FROM YOUR EQUIPMENT OR NETWORK; (VI) YOUR DAYTWO ACCOUNT, BY YOU OR BY ANY ONE ACCESSING YOUR ACCOUNT WITH OR WITHOUT YOUR CONSENT. We will prvide yu with written ntice f such claim, suit r actin. Yu will nt enter int any settlement r cmprmise f any such claim withut Our prir written cnsent. We reserve the right, in ur sle discretin, t assume the exclusive defense and cntrl f any matter subject t indemnificatin by yu. In all events, yu shall cperate fully in the defense f any claim. 15. Gverning Law and Exclusive Curts. This Agreement will be gverned by laws f the State f Israel withut regard t its chice f law r cnflicts f law principles. Yu and Us cnsent t the exclusive jurisdictin and venue in the curts in Tel Aviv, Israel, except that temprary relief t enjin infringement f intellectual prperty rights may be sught in any curt. 16. Infringement Ntices and Takedwn. If yu believe that any material cntained n the Service infringes yur cpyright, please reprt this t us. We will investigate any reprt in accrdance with the terms f Our Cpyright and Cntent Plicy ( Cntent Plicy ) at General. This Agreement and ur Privacy Plicy, ur Cntent Plicy and ther plicies as may frm time t time be psted thrugh the Service, cmprise the entire agreement between yu and Us, and state ur and ur suppliers' entire liability and yur exclusive remedy with respect t the Service, and supersede all prir agreements pertaining t the subject matters. If any prvisin f this Agreement is held t be cntrary t law, such prvisin shall be cnstrued, as nearly as pssible, t reflect the riginal prvisin and the ther prvisins remain in full frce and effect. The sectin titles in this Agreement are slely used fr cnvenience and have n legal r cntractual significance. N prvisin f the Agreement shall be cnstrued against Us but rather shall be cnstrued in a neutral and fair manner as terms entered int by a fully-infrmed party n a vluntary basis after pprtunity t cnfer with advisrs and legal cunsel abut the meaning and effects f the terms f this Agreement. Yu agree t pay all csts and expenses (including reasnable attrneys' fees) that we may incur in rder t cllect any amunts that yu we under this Agreement. N waiver f any term f this the Agreement shall be deemed a further r cntinuing waiver f such term r any ther term, and any failure t assert any right r prvisin under the Agreement shall nt cnstitute a waiver f such term. Our suppliers are third-party beneficiaries f this Agreement. This Agreement, and any rights granted hereunder, may nt be transferred r

11 assigned by yu, but may be assigned by Us t a successr f all r substantially all f Our business r assets. Cpyright 2016, DayTw Ltd. All rights reserved.

Summerlin Banyo. Terms and Conditions of Website Use. 1. Ownership of Website

Summerlin Banyo. Terms and Conditions of Website Use. 1. Ownership of Website Summerlin Bany Terms and Cnditins f Website Use 1. Ownership f Website This Website is wned and perated by DFC (Prject Management) Pty Ltd ACN 161 448 139. In these terms and cnditins (Website Terms),

More information

TD Bank Mobile Deposit Addendum to the Online Banking Service Agreement

TD Bank Mobile Deposit Addendum to the Online Banking Service Agreement TD Bank Mbile Depsit Addendum t the Online Banking Service Agreement Please carefully review these terms and cnditins befre prceeding: As a subscriber t the TD Bank Mbile Depsit Service (the "Service")

More information

This financial planning agreement (the Agreement ) is made on this date: between the undersigned party, whose mailing address is

This financial planning agreement (the Agreement ) is made on this date: between the undersigned party, whose mailing address is F I N A N C I A L P L A N N I N G A G R E E M E N T This financial planning agreement (the Agreement ) is made n this date: between the undersigned party, CLIENT(s): whse mailing address is (hereinafter

More information

Terms and Conditions - UPAY Services JANUARY, Upay Department UNITED COMMERCIAL BANK LIMITED UCB.COM.BD UPAYBD.COM

Terms and Conditions - UPAY Services JANUARY, Upay Department UNITED COMMERCIAL BANK LIMITED UCB.COM.BD UPAYBD.COM JANUARY, 2019 Upay Department UNITED COMMERCIAL BANK LIMITED UCB.COM.BD UPAYBD.COM A. Intrductin 1. These terms and cnditins ("Terms") apply t and regulate yur use f United Cmmercial Bank Limited's (the

More information

Please Note: It is your sole responsibility to review and understand your employer's policies

Please Note: It is your sole responsibility to review and understand your employer's policies MICROSOFT RETAIL EXPERTZONE PROMOTION OFFICIAL RULES Please Nte: It is yur sle respnsibility t review and understand yur emplyer's plicies regarding yur eligibility t participate in trade prmtins such

More information

Coast Capital Savings Days of Giving Contest Rules

Coast Capital Savings Days of Giving Contest Rules Cast Capital Savings 2018 12 Days f Giving Cntest Rules THESE RULES GOVERN THE COAST CAPITAL SAVINGS 2018 12 DAYS OF GIVING CONTEST. THEY EXEMPT COAST CAPITAL SAVINGS FEDERAL CREDIT UNION AND OTHER PERSONS

More information

AusNet Electricity Services Pty Ltd. Information Sharing Protocol and Register

AusNet Electricity Services Pty Ltd. Information Sharing Protocol and Register AusNet Electricity Services Pty Ltd Infrmatin Sharing Prtcl and Register 1 BACKGROUND This is AusNet Electricity Distributin Pty Ltd s ( DNSP s) infrmatin sharing prtcl, and infrmatin sharing register,

More information

Details of Rate, Fee and Other Cost Information

Details of Rate, Fee and Other Cost Information Details f Rate, Fee and Other Cst Infrmatin Accunt terms are nt guaranteed fr any perid f time. All terms, including fees and APRs fr new transactins, may change in accrdance with the Credit Card Agreement

More information

Websites 999 Terms of Use

Websites 999 Terms of Use Websites 999 Terms f Use Websites 999 prvides a website creatin and hsting subscriptin service that prvides restaurant wners with a persnalized restaurant website. Yu (the restaurant wner) have accepted

More information

A-1110 Wien. Privacy Notice

A-1110 Wien. Privacy Notice Eurfins Lebensmittelanalytik Tel. +43 (1) 944 33 44-0 ffice@eurfins.at www.eurfins.at Privacy Ntice Table f cntents 1 Cntrller infrmatin... 2 2 What infrmatin shuld yu give Eurfins?... 2 3 Why d we use

More information

VOID WHERE, OR TO THE EXTENT, PROHIBITED. NO PURCHASE NECESSARY TO ENTER OR WIN.

VOID WHERE, OR TO THE EXTENT, PROHIBITED. NO PURCHASE NECESSARY TO ENTER OR WIN. Official Rules VOID WHERE, OR TO THE EXTENT, PROHIBITED. NO PURCHASE NECESSARY TO ENTER OR WIN. 1. INTRODUCTION This dcument describes the fficial rules ("Official Rules") f the FireFacts Name Our Fire

More information

Snap Deposit User Agreement

Snap Deposit User Agreement Snap Depsit User Agreement This Agreement cntains the terms and cnditins fr the use f LGE Snap Depsit, the mbile depsit capture service ( Snap Depsit r Services ) and/r ther remte services that LGE Cmmunity

More information

HIPAA Privacy Rule LINKS AND RESOURCES AFFECTED ENTITIES IMPACT ON EMPLOYERS. Provided by Brown & Brown of Louisiana, LLC

HIPAA Privacy Rule LINKS AND RESOURCES AFFECTED ENTITIES IMPACT ON EMPLOYERS. Provided by Brown & Brown of Louisiana, LLC Prvided by Brwn & Brwn f Luisiana, LLC HIPAA Privacy Rule The HIPAA Privacy Rule establishes natinal standards t prtect individuals medical recrds and ther persnal health infrmatin. The Privacy Rule applies

More information

Terms and Conditions 19 December 2018

Terms and Conditions 19 December 2018 Stck and Shares Lifetime ISA (Prperty Saver) Terms and Cnditins 19 December 2018 These Terms, tgether with the Applicatin Frm, frm a legal agreement between yu and us which sets ut hw the Lifetime ISA

More information

This Agreement is hereby confirmed to vary Terms & Conditions of employment between The Company and you.

This Agreement is hereby confirmed to vary Terms & Conditions of employment between The Company and you. Salary Sacrifice Agreement Terms & Cnditins This Agreement regulates yur participatin in the Simplydriveit prgramme, which has been implemented by Pendragn Cntracts Ltd fr (cmpany name here) Under the

More information

Electronic Services Agreement (INDIVIDUAL)

Electronic Services Agreement (INDIVIDUAL) Electrnic Services Agreement (INDIVIDUAL) This Agreement ("the Agreement") describes yur rights and bligatins as a user f the Online Banking Services, the Bill Payment Service and/r any similar Internet-based

More information

Privacy & Data Protection Policy

Privacy & Data Protection Policy Privacy & Data Prtectin Plicy Whitby & District Fishing Industry Training Schl Limited and 54 Nrth Maritime Training ("Whitby Fishing Schl", WDFITS, 54 Nrth Maritime "we" r "us") are cmmitted t prmting

More information

Main Issues Merri Beth Terms of Use Beth Examples Maggie Resources Questions and Discussion

Main Issues Merri Beth Terms of Use Beth Examples Maggie Resources Questions and Discussion Beth Cate, Assciate General Cunsel Merri Beth Lavagnin, Chief Privacy Officer and Cmpliance Crdinatr Margaret Ricci, Instructinal Cnsultant Main Issues Merri Beth Terms f Use Beth Examples Maggie Resurces

More information

Welcome. 1.Identification. 2.Accuracy of content

Welcome. 1.Identification. 2.Accuracy of content Welcme We are delighted t welcme yu t Samsnite s Service Prtal (hereinafter referred t as the "Site"), the fficial nline stre fr spare parts. We ask yu t take the time t read these terms and cnditins carefully.

More information

CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF PLURALSIGHT, INC. Adopted May 3, 2018

CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF PLURALSIGHT, INC. Adopted May 3, 2018 CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF PLURALSIGHT, INC. Adpted May 3, 2018 PURPOSE The purpse f the Cmpensatin Cmmittee (the Cmpensatin Cmmittee ) f the Bard f Directrs (the

More information

FUNDING GUIDELINES PREVENTION GRANTS FOR CULTURALLY AND LINGUISTICALLY DIVERSE COMMUNITIES

FUNDING GUIDELINES PREVENTION GRANTS FOR CULTURALLY AND LINGUISTICALLY DIVERSE COMMUNITIES FUNDING GUIDELINES PREVENTION GRANTS FOR CULTURALLY AND LINGUISTICALLY DIVERSE COMMUNITIES CODE FOR APPLICATION COVER: CALD18 ISSUE DATE: 24 Octber 2017 PLACE FOR LODGEMENT: Please ldge yur applicatin

More information

Best Execution & Client Order Execution Policy. October P age 1 6. BE31/10/17 v1

Best Execution & Client Order Execution Policy. October P age 1 6. BE31/10/17 v1 Best Executin & Client Order Executin Plicy Octber 2017 BE31/10/17 v1 P age 1 6 Cntents 1. Backgrund... 3 2. Order placement... 3 3. Order executin factrs... 3 4. Order executin plicy... 3 5. Order executin

More information

JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES. May Refuse to Sign This Acknowledgement-

JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES. May Refuse to Sign This Acknowledgement- JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES -Yu I, Privacy Practices. May Refuse t Sign This Acknwledgement- ---, have received a cpy f this ffice's Ntice f {Please

More information

STATE OF NEW YORK MUNICIPAL BOND BANK AGENCY

STATE OF NEW YORK MUNICIPAL BOND BANK AGENCY STATE OF NEW YORK MUNICIPAL BOND BANK AGENCY Recvery Act Bnd Prgram Written Prcedures fr Tax Cmpliance and Internal Mnitring, adpted September 12, 2013 PROGRAM OVERVIEW The State f New Yrk Municipal Bnd

More information

MOBILE BANKING SERVICES END USER AGREEMENT

MOBILE BANKING SERVICES END USER AGREEMENT MOBILE BANKING SERVICES END USER AGREEMENT This Mbile Banking Services End User Agreement ("Agreement") gverns yur use f the Mbile Banking Services (defined belw) prvided t yu by TruStar Federal Credit

More information

Order Execution Policy

Order Execution Policy Glbal Markets Order Executin Plicy State Street Bank Internatinal GmbH, Frankfurt branch State Street Bank Internatinal GmbH, Frankfurt branch ( SSB Intl. GmbH Frankfurt branch ) prvides the fllwing investment

More information

What credit related information do we collect and hold and how do we collect it?

What credit related information do we collect and hold and how do we collect it? In this Credit Reprting Plicy, ORIX, we, us and ur mean ORIX Australia Crpratin Limited and ur related cmpanies. Thse related cmpanies may als have their wn privacy r credit reprting plicies which set

More information

Renewing an Insurance Policy

Renewing an Insurance Policy AGENTS, BROKERS Renewing an Insurance Plicy This renewal prcedure is designed t help representatives respect their bligatins when renewing an insurance plicy. Essentially, these bligatins are spelled ut

More information

CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF DROPBOX, INC.

CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF DROPBOX, INC. CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF DROPBOX, INC. (Adpted n February 22, 2018, Effective upn the effectiveness f the registratin statement relating t the Cmpany s initial

More information

Terms and Conditions

Terms and Conditions Terms and Cnditins LG V30 and V30 + Hliday Seasn Prmtin FINAL 11.09.17 The fllwing ffer is intended nly fr legal residents f the 50 United States, D.C., Puert Ric, and U.S. Virgin Islands age 18 r lder,

More information

Policy on Requesting Reasonable Accommodations from the Zoning Code

Policy on Requesting Reasonable Accommodations from the Zoning Code Plicy n Requesting Reasnable Accmmdatins frm the Zning Cde Backgrund The Americans with Disabilities Act (ADA), as amended, is a federal anti-discriminatin statute designed t remve barriers that prevent

More information

Europa Group Privacy Policy

Europa Group Privacy Policy Eurpa Grup Privacy Plicy The privacy and security f yur persnal infrmatin is very imprtant t us (Eurpa Grup). This plicy explains hw we cllect and use yur persnal infrmatin. Please read it carefully. This

More information

Internet Banking Application

Internet Banking Application Internet Banking Applicatin Last Name First Name Middle Initial Scial Security N. Business Name (If applicable) Tax ID# Current Address City State Zip Cde Hme Phne Cell Phne E-mail Address LIST BELOW ALL

More information

HP DesignJet Cash In & Trade In (Canada)

HP DesignJet Cash In & Trade In (Canada) HP DesignJet Cash In & Trade In (Canada) March 1, 2017 April 30, 2017 Prgram Terms and Cnditins Prgram Overview Effective March 1, 2017 t April 30, 2017, purchase r lease an eligible HP DesignJet Printer

More information

ONLINE BANKING AGREEMENT

ONLINE BANKING AGREEMENT ONLINE BANKING AGREEMENT This Agreement sets frth the terms and gverns the use f the Online Banking Services that Missin Valley Bank ( us r the Bank ) makes available t its custmers ( yu ) thrugh the Bank

More information

SRP Business Solutions: Electric Technology Rebates Forklift Rebate Application (Customer)

SRP Business Solutions: Electric Technology Rebates Forklift Rebate Application (Customer) SRP Business Slutins: Electric Technlgy Rebates Frklift Rebate Applicatin (Custmer) Instructins: Fill ut this rebate applicatin cmpletely and sign. Attach required dcumentatin: all invices shwing dates

More information

Record Keeping and Notes in Records for Claims Adjusters

Record Keeping and Notes in Records for Claims Adjusters CLAIMS ADJUSTERS Recrd Keeping and Ntes in Recrds fr Claims Adjusters A claims adjuster s bligatin t keep prper recrds is related t the bligatin t act with cmpetence and prfessinal integrity, as required

More information

TERMS AND CONDITIONS FOR APPOINTMENT OF INDEPENDENT DIRECTOR

TERMS AND CONDITIONS FOR APPOINTMENT OF INDEPENDENT DIRECTOR TERMS AND CONDITIONS FOR APPOINTMENT OF INDEPENDENT DIRECTOR 1 PRIVATE & CONFIDENTIAL Date: T, Independent Directrs, Subject: Appintment as an Independent Directr InfBeans Technlgies Limited Dear Sir/Madam,

More information

The UK Register of Trusts 21 December 2017

The UK Register of Trusts 21 December 2017 The UK Register f Trusts 21 December 2017 If yu are a trustee f a UK resident trust r f a nn-resident trust which has UK assets r UK surce incme yu may need t take actin befre 5 January 2018. Backgrund

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE PART N: iinvest Securities Financial Services Guide (FSG) FINANCIAL SERVICES GUIDE DATED: Octber 2017 Cntents f this FSG This Financial Services Guide ( FSG ) is an imprtant dcument that iinvest Securities

More information

TERMS & CONDITIONS. Stores participating in the Promotion are Coles, Woolworths and selected independent retailers located throughout Australia.

TERMS & CONDITIONS. Stores participating in the Promotion are Coles, Woolworths and selected independent retailers located throughout Australia. TERMS & CONDITIONS Prmtin MY DOG DAVID JONES $10 GIFT CARD PROMOTION Prmter The Prmter is Mars Australia Pty Ltd trading as Mars Petcare Australia, ABN 48 008 454 313, 1 Petcare Place, Wdnga, VIC 3690.

More information

REFERENCE NUMBER: PFS.PDS.115. TITLE: Patient Billing and Collections CURRENT EFFECTIVE DATE: 01/01/2018. PAGE 1 of 8 SCOPE:

REFERENCE NUMBER: PFS.PDS.115. TITLE: Patient Billing and Collections CURRENT EFFECTIVE DATE: 01/01/2018. PAGE 1 of 8 SCOPE: PAGE 1 f 8 SCOPE: This Patient Billing and Cllectins Plicy applies t all Presbyterian Healthcare Services (Presbyterian) hspital facilities, including inpatient, utpatient, hme health care services and

More information

These terms and conditions outline the rules and regulations for the use of BTM Forum's Website. BTM Forum is located at:

These terms and conditions outline the rules and regulations for the use of BTM Forum's Website. BTM Forum is located at: Welcme t BTM Frum! These terms and cnditins utline the rules and regulatins fr the use f BTM Frum's Website. BTM Frum is lcated at: 5090 Explrer Dr. Suite 510, Mississauga, Ontari L4W 4T9 Canada By accessing

More information

DATA PROTECTION POLICY FOR PUPILS AND PARENTS

DATA PROTECTION POLICY FOR PUPILS AND PARENTS DATA PROTECTION POLICY FOR PUPILS AND PARENTS This Plicy is relevant t the whle schl including EYFS Cntents 1.0 Intrductin 2.0 Respnsibility fr data prtectin 3.0 Types f persnal data prcessed by the schl

More information

Sewer Blockage Procedure

Sewer Blockage Procedure Sewer Blckage Prcedure I N F O R M A T I O N F O R P L U M B E R S J U N E 2 0 1 7 When a blckage is identified in the sewer Huse Cnnectin Branch (HCB) we will review the issue and in sme circumstances:

More information

VOLUNTEER REGISTRATION FORM

VOLUNTEER REGISTRATION FORM VOLUNTEER REGISTRATION FORM Office Use Only Prgram: Site: Day(s): Time: Name Email: Phne Number (cell) (hme) (Wrk) Address Birth date What is yur current ccupatin? Are yu r have yu ever been a member f

More information

International Standard on Auditing (Ireland) 265. Communicating Deficiencies in Internal Control to Those Charged with Governance and Management

International Standard on Auditing (Ireland) 265. Communicating Deficiencies in Internal Control to Those Charged with Governance and Management Internatinal Standard n Auditing (Ireland) 265 Cmmunicating Deficiencies in Internal Cntrl t Thse Charged with Gvernance and Management MISSION T cntribute t Ireland having a strng regulatry envirnment

More information

BROCKTON AREA MULTI-SERVICES, INC. ORGANIZATION AND POLICY GUIDE

BROCKTON AREA MULTI-SERVICES, INC. ORGANIZATION AND POLICY GUIDE Page 1 f 6 Subject: Plicy and Prcedure Regarding Prgressive Disciplinary Actin Plicy Date Develped: 7/01/06 Date(s) Reviewed/Revised: 5/4/10 PURPOSE: T define BAMSI s plicy n Prgressive Disciplinary Actin

More information

CONSENT FOR TREATMENT

CONSENT FOR TREATMENT Thank yu fr chsing 2 nd Street Dental, LLC as yur dental prvider. We are cmmitted t yur treatment being successful. Please understand that payment f yur fees is cnsidered part f yur treatments. The fllwing

More information

Terms of Service. General. Intellectual Property Rights

Terms of Service. General. Intellectual Property Rights Terms f Service General This website (the "Site") is wned and perated by Gulia Omene DMD LLC (hereinafter GULIA OMENE DMD LLC, "we" r "us") fr the mutual benefit f the identified medical prfessinal(s)

More information

Subject Access Requests

Subject Access Requests Subject Access Requests The Data Prtectin Act 1998 gives rights t individuals in respect f the persnal data that rganisatins hld abut them. One f thse rights is the right t get a cpy f the infrmatin that

More information

VIVINT SOLAR, INC. COMPENSATION COMMITTEE CHARTER. (Adopted as of May 9, 2014)

VIVINT SOLAR, INC. COMPENSATION COMMITTEE CHARTER. (Adopted as of May 9, 2014) VIVINT SOLAR, INC. COMPENSATION COMMITTEE CHARTER (Adpted as f May 9, 2014) PURPOSE The purpse f the Cmpensatin Cmmittee (the Cmmittee ) f the Bard f Directrs (the Bard ) f Vivint Slar, Inc. (the Cmpany

More information

This policy outlines the Company s guidelines, expectations and requirements related to:

This policy outlines the Company s guidelines, expectations and requirements related to: COMMUNICATION & RELEASE OF INFORMATION POLICY #77 Intrductin This plicy utlines the Cmpany s guidelines, expectatins and requirements related t: Use f devices t capture phtgraphs, vide and/r audi while

More information

AAFMAA CAP FAQs. General Questions:

AAFMAA CAP FAQs. General Questions: Overview: AAFMAA has prvided Career Assistance Prgram ( CAP ) lans as a benefit f membership fr many years. We have cmpiled this list f Frequently Asked Questins fr yur cnvenience and t prvide yu with

More information

What do you need? Copy of the HIPAA Policy on Amendment of Protected Health Information

What do you need? Copy of the HIPAA Policy on Amendment of Protected Health Information HIPAA Privacy Prcedure #4 Effective Date: April 14, 2003 Reviewed Date: February, 2011 Amendment f Prtected Health Revised Date: February, 2011 Infrmatin Scpe: Radiatin Onclgy ************************************************************************************

More information

PAYMENT BY CARD TERMS & CONDITIONS

PAYMENT BY CARD TERMS & CONDITIONS PAYMENT BY CARD TERMS & CONDITIONS Versin 2.0 - June 2013 Effective frm 1 st June 2013 Issued n 1 st June 2013 Terms & Cnditins fr use f Credit/Debit card fr Payments (POS) Intrductin This Service is ffered

More information

application affiliate name address Website

application affiliate name address Website applicatin Fr nrth american affilites year ($100 per year) new renewal affiliate name address Website designate the twn, state r prvince and cuntry that will be cnsidered the hme address f this affiliate.

More information

CHARTER OF THE NOMINATING AND CORPORATE GOVERNANCE COMMITTEE OF THE BOARD OF DIRECTORS OF PLURALSIGHT, INC. Adopted May 3, 2018

CHARTER OF THE NOMINATING AND CORPORATE GOVERNANCE COMMITTEE OF THE BOARD OF DIRECTORS OF PLURALSIGHT, INC. Adopted May 3, 2018 CHARTER OF THE NOMINATING AND CORPORATE GOVERNANCE COMMITTEE PURPOSE OF THE BOARD OF DIRECTORS OF PLURALSIGHT, INC. Adpted May 3, 2018 The purpse f the Nminating and Crprate Gvernance Cmmittee (the Nminating

More information

Institute For Orthopaedic Surgery (IOS) Subject: Billing and Payments: General Guidelines

Institute For Orthopaedic Surgery (IOS) Subject: Billing and Payments: General Guidelines Institute Fr Orthpaedic Surgery (IOS) Plicy and Prcedure Manual Subject: Billing and Payment: General Statements Purpse: T prvide directin t staff members in their interactin with patients and guarantrs

More information

For InternatIonal affiliate Program

For InternatIonal affiliate Program applicatin Fr InternatInal affiliate Prgram year ($100 per year) new renewal affiliate name address Website designate the twn, state r prvince and cuntry that will be cnsidered the hme address f this affiliate.

More information

RISK MANAGEMENT AND BUSINESS CONTINUANCE A FAIS Standard. An AC Guidance Note. July 2010

RISK MANAGEMENT AND BUSINESS CONTINUANCE A FAIS Standard. An AC Guidance Note. July 2010 RISK MANAGEMENT AND BUSINESS CONTINUANCE A FAIS Standard An AC Guidance Nte July 2010 Risk Management and Business Cntinuance - A FAIS standard The General Cde f cnduct deals in a number f ways with the

More information

Mobile Terms & Conditions. Mobile Banking Service Addendum to Online Banking Basic Services Agreement. This Addendum is effective January 21, 2016

Mobile Terms & Conditions. Mobile Banking Service Addendum to Online Banking Basic Services Agreement. This Addendum is effective January 21, 2016 Mbile Terms & Cnditins Mbile Banking Service Addendum t Online Banking Basic Services Agreement This Addendum is effective January 21, 2016 1. Intrductin. This Mbile Banking Service Addendum (this "Addendum")

More information

NEW PROCEDURES FOR ORDER MARKER CORRECTIONS

NEW PROCEDURES FOR ORDER MARKER CORRECTIONS Rules Ntice Guidance Nte UMIR Please distribute internally t: Legal and Cmpliance Trading Cntact: Felix Mazer Plicy Cunsel Telephne: 416.646.7280 Fax: 416.646.7265 e-mail: fmazer@iirc.ca 08-0033 July 15,

More information

AGREEMENT FOR PEER-PROVIDER SERVICES

AGREEMENT FOR PEER-PROVIDER SERVICES AGREEMENT FOR PEER-PROVIDER SERVICES THIS AGREEMENT, is made and entered int this day by and between the Califrnia Department f Justice Peer-Prvider LiveScan Califrnia," a subsidiary f LiveScan USA, a

More information

PLAN DOCUMENT TEMPORARY DISABILITY INSURANCE PROGRAM FOR LAY EMPLOYEES DIOCESE OF METUCHEN OFFICE OF HUMAN RESOURCES. Effective January 1, 2014

PLAN DOCUMENT TEMPORARY DISABILITY INSURANCE PROGRAM FOR LAY EMPLOYEES DIOCESE OF METUCHEN OFFICE OF HUMAN RESOURCES. Effective January 1, 2014 DIOCESE OF METUCHEN OFFICE OF HUMAN RESOURCES TEMPORARY DISABILITY INSURANCE PROGRAM FOR LAY EMPLOYEES PLAN DOCUMENT Effective January 1, 2014 (Replaces January 1, 2013 Plan Dcument) 1 CONTENTS OVERVIEW...

More information

The UK Register of Trusts 23 October 2017

The UK Register of Trusts 23 October 2017 The UK Register f Trusts 23 Octber 2017 If yu are a trustee f a UK resident trust r f a nn-resident trust which has UK assets r UK surce incme yu may need t take actin befre 5 December 2017. Backgrund

More information

AAFMAA CAP FAQs. Q: What are the requirements for a CAP loan? A: The following items are required to receive a CAP Loan: Eligible military status: o

AAFMAA CAP FAQs. Q: What are the requirements for a CAP loan? A: The following items are required to receive a CAP Loan: Eligible military status: o Overview: AAFMAA has prvided Career Assistance Prgram ( CAP ) lans as a benefit f membership fr many years. We have cmpiled this list f Frequently Asked Questins fr yur cnvenience and t prvide yu with

More information

Order Execution Policy

Order Execution Policy Order Executin Plicy ( SSB Intl. GmbH Lndn branch ) prvides trading services in securities lending, freign exchange derivatives and mney markets funds within State Street Glbal Markets, a divisin f State

More information

Real Estate Fraud Prevention Guidelines

Real Estate Fraud Prevention Guidelines Real Estate Fraud Preventin Guidelines Real Estate Fraud Preventin Guidelines Cntents 1. Intrductin 2 2. Backgrund 2 3. The Law 2 4. Cmmissiner s Guidance 3 5. Prescribed Dcuments 3 6. Cnfirming Identities

More information

Infiniti InTouch Apps Services Terms and Conditions Effective as of June 24, 2013

Infiniti InTouch Apps Services Terms and Conditions Effective as of June 24, 2013 Infiniti InTuch Apps Services Terms and Cnditins Effective as f June 24, 2013 As used in this agreement ( Agreement ), the terms "yu", "yur" and Subscriber shall be deemed t refer t yurself, an individual,

More information

Terms and conditions for training courses

Terms and conditions for training courses Terms and cnditins fr training curses Imprtant ntice: Please read carefully befre buying training curses r accessing r dwnlading any training materials frm this website. This is a legal agreement between

More information

Employee Rights & Responsibilities Page 1 of 4 Traumatic Injury/Form CA-1

Employee Rights & Responsibilities Page 1 of 4 Traumatic Injury/Form CA-1 Emplyee Rights & Respnsibilities Page 1 f 4 Traumatic Injury/Frm CA-1 The Federal Emplyees Cmpensatin Act (FECA) utlines the benefits fr federal emplyees injured in the perfrmance f their duties. The Office

More information

FNB Connect & Service Provider 100MB Free Data Campaign. Terms and Conditions

FNB Connect & Service Provider 100MB Free Data Campaign. Terms and Conditions FNB Cnnect & Service Prvider 100MB Free Data Campaign Terms and Cnditins Date these rules were first published: 1 July 2017 Read these campaign rules carefully. These campaign rules ( rules ) explain yur

More information

Guidelines and Recommendations Guidelines on periodic information to be submitted to ESMA by Credit Rating Agencies

Guidelines and Recommendations Guidelines on periodic information to be submitted to ESMA by Credit Rating Agencies Guidelines and Recmmendatins Guidelines n peridic infrmatin t be submitted t ESMA by Credit Rating Agencies 23 June 2015 ESMA/2015/609 Table f Cntents 1 Scpe... 3 2 Definitins... 3 3 Purpse f Guidelines...

More information

IRDA Update: Draft Guidelines on Web Aggregators

IRDA Update: Draft Guidelines on Web Aggregators IRDA Update: Draft Guidelines n Web Aggregatrs 17 March 2011 By way f an update, the IRDA has issued draft guidelines n web aggregatrs n 16 th March 2011. Cmments have been invited by 31 st March 2011.

More information

How to Become a Delaware Public Benefit Corporation

How to Become a Delaware Public Benefit Corporation Hw t Becme a Delaware Public Benefit Crpratin This utline describes the majr steps required fr an existing Delaware crpratin t becme a Delaware public benefit crpratin. 1. Summary. In rder t becme a public

More information

Queen s University Housing & Hospitality Services Residence Agreement. Graduate Students - Confederation Place Hotel

Queen s University Housing & Hospitality Services Residence Agreement. Graduate Students - Confederation Place Hotel Queen s University Husing & Hspitality Services Residence Agreement Graduate Students - Cnfederatin Place Htel All students are expected t regulate their cnduct accrding t reasnable standards f curtesy

More information

OneAZ Credit Union Agreement

OneAZ Credit Union Agreement OneAZ Credit Unin Agreement Welcme t Funds Transfer! - The next generatin f n-line persnal finance management. With ur fully interactive n-line mney mvement service (the " Funds Transfer Service" r the

More information

Pershing Financial Services Guide (FSG) including its Privacy Policy

Pershing Financial Services Guide (FSG) including its Privacy Policy Pershing Financial Services Guide (FSG) including its Privacy Plicy Issued by Pershing Securities Australia Pty Ltd ABN 60 136 184 962 Australian Financial Services License N. 338 264 Date FSG was prepared:

More information

Temporary Rental Unit - Zoning Clearance Application Packet

Temporary Rental Unit - Zoning Clearance Application Packet Temprary Rental Unit - Zning Clearance Applicatin Packet Cunty f Ventura Resurces Management Agency Planning Divisin 800 S. Victria Avenue, Ventura, CA 93009 (805)654-2488 www.vcrma.rg/divisins/planning

More information

Producer Statements will be accepted only in accordance with this policy.

Producer Statements will be accepted only in accordance with this policy. Prducer Statements Plicy This plicy has been prepared t ensure that Cuncil has clearly dcumented plicies and prcedures fr the request fr and acceptance f Prducer Statements in cnnectin with applicatins

More information

Application Instructions Effective February 8, 2013

Application Instructions Effective February 8, 2013 Applicatin Instructins Effective February 8, 2013 D Step 1. Dwnlad and review the Admissins & Occupancy Plicy fr the prperty yu are interested in. Step 2. Dwnlad and print a cpy f the Applicatin Packet

More information

Order Execution Policy

Order Execution Policy Order Executin Plicy ( SSBTC,LB ) prvides trading services in securities lending and freign exchange derivatives within State Street Glbal Markets, a divisin f State Street Crpratin, ne f the wrld s leading

More information

Training course and online qualification bookings Updated June 2018

Training course and online qualification bookings Updated June 2018 Terms and cnditins Training curse and nline qualificatin bkings Updated June 2018 Terms and cnditins fr training curse and nline qualificatins 1. Definitins and Interpretatin 1.1. The fllwing definitins

More information

FOR PLAN ADMINISTRATORS

FOR PLAN ADMINISTRATORS QDRO INFORMATIONAL KIT FOR PLAN ADMINISTRATORS T ensure cmpliance with requirements impsed by the IRS, we infrm yu that any infrmatin cntained in this cmmunicatin (including any attachments) was nt intended

More information

Thank you for your consideration, and if you have further questions or you need more information, please do not hesitate to contact me.

Thank you for your consideration, and if you have further questions or you need more information, please do not hesitate to contact me. Dc 2011-20523 (6 pgs) September 23, 2011 Michael Caballer Internatinal Tax Cunsel United States Department f the Treasury 1500 Pennsylvania Avenue, NW Washingtn, DC 20220 Michael Danilack Deputy Cmmissiner

More information

Audit and Risk Management Committee Charter

Audit and Risk Management Committee Charter Audit and Risk Management Cmmittee Charter Pivtal Systems Crpratin ("Cmpany") 1. Objectives The Audit and Risk Management Cmmittee (Cmmittee) has been established by the bard f directrs (Bard) f the Cmpany.

More information

TERMS AND CONDITIONS BACKGROUND:

TERMS AND CONDITIONS BACKGROUND: TERMS AND CONDITIONS BACKGROUND: This agreement applies as between yu, the User f this Website and Reinvent Lifestyle Crprate Ltd, the wner(s) f this Website. Yur agreement t cmply with and be bund by

More information

UK Employment Law Changes in 2010: New Statutory Rates, Limits and Entitlements

UK Employment Law Changes in 2010: New Statutory Rates, Limits and Entitlements February 2010 UK Emplyment Law Changes in 2010: New Statutry Rates, Limits and Entitlements BY CHRIS BRACEBRIDGE AND ANNA SANFORD At a Glance Varius changes t emplyment related cmpensatin, benefit and

More information

HEIDRICK & STRUGGLES INTERNATIONAL, INC. Corporate Governance Guidelines

HEIDRICK & STRUGGLES INTERNATIONAL, INC. Corporate Governance Guidelines HEIDRICK & STRUGGLES INTERNATIONAL, INC. Crprate Gvernance Guidelines The Heidrick & Struggles Internatinal, Inc. (The Cmpany ) Bard f Directrs (the Bard ) and management believe that the Cmpany, in the

More information

Superannuation contributions tax ruling Tax deductibility of superannuation contributions

Superannuation contributions tax ruling Tax deductibility of superannuation contributions July 2011 Technical Bulletin Superannuatin cntributins tax ruling Tax deductibility f superannuatin cntributins Wh is impacted? As a result f tax ruling 2010/1 yur clients can n lnger claim a tax deductin

More information

ONLINE BANKING/BILL PAYMENT & PRESENTMENT AGREEMENT AND DISCLOSURE

ONLINE BANKING/BILL PAYMENT & PRESENTMENT AGREEMENT AND DISCLOSURE ONLINE BANKING/BILL PAYMENT & PRESENTMENT AGREEMENT AND DISCLOSURE This Online Banking Agreement and Disclsure ("Agreement") describes yur rights and bligatins as a user f the Online Banking and/r Bill

More information

DEPARTMENT: Patient & Financial POLICY DESCRIPTION: 501 (c)(3) Charity Care & Financial Assistance Policy & Procedures PAGE: 1 of 7

DEPARTMENT: Patient & Financial POLICY DESCRIPTION: 501 (c)(3) Charity Care & Financial Assistance Policy & Procedures PAGE: 1 of 7 PAGE: 1 f 7 PURPOSE: This plicy is intended t cmply with the financial assistance and emergency care plicies required by Internal Revenue Sectin 501(r) and shall be interpreted t s cmply. This plicy applies

More information

CORPORATE ONLINE BANKING SERVICE APPLICATION FORM(ENQUIRY ONLY) SECTION 1: ACCOUNT HOLDER S INFORMATION

CORPORATE ONLINE BANKING SERVICE APPLICATION FORM(ENQUIRY ONLY) SECTION 1: ACCOUNT HOLDER S INFORMATION BANK OF CHINA Singapre Branch www.bankfchina.cm/sg CORPORATE ONLINE BANKING SERVICE APPLICATION FORM(ENQUIRY ONLY) SECTION 1: ACCOUNT HOLDER S INFORMATION * f Accunt Hlder 1 *Mailing Address 1 Ntice Email

More information

TERMS AND CONDITIONS. Organizer & Qualifications

TERMS AND CONDITIONS. Organizer & Qualifications TERMS AND CONDITIONS Organizer & Qualificatins 1. Dekat lagi Murah, MyDebit dan Menang! ["Cntest"] is jintly rganized by 99SPEEDMART Sdn Bhd 519537-X and Payments Netwrk Malaysia Sdn Bhd 836743-D (frmerly

More information

TRID Rule Purchase For Applications dated on or after 10/3/2015

TRID Rule Purchase For Applications dated on or after 10/3/2015 Fr Applicatins dated n r after 10/3/2015 This dcument prvides a brief verview f the TRID Rule s requirements and specifies the purchase requirements fr CMG Mrtgage, Inc., dba CMG Financial, (CMG). CMG

More information

AMENDMENTS TO NASDAQ RULES ON COMPENSATION COMMITTEES

AMENDMENTS TO NASDAQ RULES ON COMPENSATION COMMITTEES March 2013 AMENDMENTS TO NASDAQ RULES ON COMPENSATION COMMITTEES Summary. The Securities and Exchange Cmmissin recently apprved the fllwing amendments t the NASDAQ listing rules relating t cmpensatin cmmittees:

More information

Summary Plan Descriptions (SPD)

Summary Plan Descriptions (SPD) Descriptins (SPD) SPDs What Are They and Wh Needs Them? What is an SPD? The DOL defines the SPD as the Primary vehicle fr infrming participants and beneficiaries abut their plan and hw it perates. Must

More information

Implementing ABLE: 2016

Implementing ABLE: 2016 Implementing ABLE: 2016 Mderatr: Michael Mrris, Executive Directr Natinal Disability Institute (NDI) ablenrc.rg Agenda Slide 2 ABLE Basics and Cre Cmpnents Status f Federal and State Implementatin Ntice

More information

Helen S. Henningsen Department of Veterans Affairs Office of General Counsel

Helen S. Henningsen Department of Veterans Affairs Office of General Counsel Helen S. Henningsen Department f Veterans Affairs Office f General Cunsel Cnstructin & Architect-Engineer Cntracts Changes Delays Disputes 2 User changes Changes in standards r cdes Differing site cnditins

More information