Snap Deposit User Agreement
|
|
- Rosamund Wells
- 6 years ago
- Views:
Transcription
1 Snap Depsit User Agreement This Agreement cntains the terms and cnditins fr the use f LGE Snap Depsit, the mbile depsit capture service ( Snap Depsit r Services ) and/r ther remte services that LGE Cmmunity Credit Unin ( LGE, "Credit Unin", "us," r "we") may prvide t yu ("yu," r "User"). Other agreements yu have entered int with the Credit Unin, including yur Membership Accunt and Agreement ( Accunt Agreement ) r Business Accunt and Agreement ( Accunt Agreement ), and Online Banking Agreement & Electrnic Cnsent, as amended frm time t time, are incrprated by reference and made a part f this Agreement. Services. Snap Depsit allws yu t make depsits t yur credit unin depsit accunts remtely by capturing an image f checks and transmitting images f such checks t us in cmpliance with ur requirements. If we accept the image fr cllectin, we will then attempt t cllect the item by presenting the image r cnverting the image t a substitute check. Unlike traditinal check depsits, yu retain the riginal paper check when yu use this Service. We will determine the manner in which these substitute checks r images are cleared, presented fr payment, and cllected in ur sle discretin. Yu may nt use these Services t make cntributins t any Individual Retirement Accunt. We will determine whether yu are eligible fr Snap Depsit in ur sle discretin. Acceptance f these Terms. Yur use f Snap Depsit cnstitutes yur acceptance f this Agreement. This Agreement is subject t change frm time t time. We will ntify yu f any material change via , r n ur website(s) by prviding a link t the revised Agreement r by an nline secure message. Yu will be prmpted t accept r reject any material change t this Agreement the next time yu use Snap Depsit after the Credit Unin has made the change. Yur acceptance f the revised terms and cnditins alng with the cntinued use f the Services will indicate yur cnsent t be bund by the revised Agreement. Further, the Credit Unin reserves the right, in its sle discretin, t change, mdify, add, r remve prtins frm Snap Depsit. Yur cntinued use f the Services will indicate yur acceptance f any such changes t the Services. If yu vilate these terms, then we als may use such actins as a basis t terminate yur accunt relatinship with us. Limitatins f Service. When using the Services, yu may experience technical r ther difficulties. Sme f the Services have qualificatin requirements, and we reserve the right t change the qualificatins at any time withut prir ntice. We reserve the right t change, suspend r discntinue the Services, in whle r in part, immediately and at any time withut prir ntice t yu. Hardware and Sftware Requirements. In rder t use the Services, yu must btain and maintain, at yur expense, cmpatible hardware and sftware as specified by LGE Cmmunity Credit Unin frm time t time. Visit fr current hardware and sftware specificatins. The Credit Unin is nt respnsible fr any third party sftware yu may need t use the Services. Any such sftware is accepted by yu as is and is subject t the terms and cnditins f the sftware agreement yu enter int directly with the third party sftware prvider at time f dwnlad and installatin. When using Snap Depsit yu may experience technical r ther difficulties, including, withut limitatin, prblems with yur image depsit, r transmissin prblems. We are nt respnsible fr such technical r ther difficulties r any resulting damages that yu may incur. In particular, each image f a check yu attempt t depsit must be legible, as determined by us. If we determine yur images are nt f acceptable quality, we may reject yur depsit. We are nt respnsible fr prblems arising ut f yur equipment r internet cnnectins even if yu are using a device that meets ur technical requirements. Fees. A fee may be charged fr this Service in additin t ther applicable fees, such as fr returned items and verdrafts, as set frth in the Schedule f Fees, which may be amended frm time t time, a cpy f which yu agree t having reviewed with r prir t entering int this Agreement. Yu are respnsible fr paying the fees fr the use f the Service. The Credit Unin may change the fees fr use f the Service at any time pursuant t the sectin titled "Acceptance f these Terms" abve. Yu authrize us t deduct any such fees frm any Credit Unin accunt in yur name. Rv Page 1
2 Prhibited and Eligible Checks. We may decline t accept any image f a check yu submit thrugh the Service in ur sle discretin. Withut limiting that discretin, yu agree that yu will nly seek t depsit checks, as that term is defined in the 12 C.F.R. Sectin 229 et al, ( Reg CC r any rules issued t replace this law), that are cllectible (i.e., prperly payable) thrugh Snap Depsit. When the image f the check transmitted t us is cnverted t a substitute check fr subsequent presentment and cllectin, it shall thereafter be deemed an "item" within the meaning f Articles 3 and 4 f the Unifrm Cmmercial Cde. Yu agree that yu will nt scan and depsit any f the fllwing types f checks r ther items which shall be cnsidered ineligible items: Checks payable t any persn r entity ther than the accunt hlder(s) Checks cntaining an alteratin n the frnt f the check Checks yu knw r suspect, r shuld knw r suspect, are fraudulent r therwise nt authrized by the wner f the accunt n which the check is drawn Checks payable jintly, unless depsited int an accunt in the name f all payees. Checks previusly cnverted t a substitute check, as defined in Reg. CC. Checks drawn n a financial institutin lcated utside the United States. Checks that are remtely created checks, as defined in Reg. CC (checks that, amng ther things, d nt bear the signature f the persn n whse accunt the check is drawn). Checks nt payable in United States currency. Checks dated mre than 6 mnths prir t the date f depsit. Checks r items prhibited by ur current prcedures relating t the Services r which are therwise nt acceptable under the terms f yur Credit Unin accunt. Checks payable n sight r payable thrugh Drafts, as defined in Reg. CC. Checks with any endrsement n the back ther than that specified in this agreement. Checks that have previusly been submitted at anther institutin via physical item, image, r thrugh the Service r thrugh a remte depsit service ffered at any ther financial institutin. Checks r items that are drawn r therwise issued by the U.S. Treasury Department Nn-Negtiable instruments, such as prmissry ntes r Checks drawn n any f yur LGE accunt(s) Checks that are in vilatin f any federal r state law, rule, r regulatin. Endrsements, Requirements and Prcedures. Yu will restrictively endrse any item transmitted thrugh the Services as: [PERSONAL SIGNATURE] FOR MOBILE DEPOSIT ONLY LGECCU ACCOUNT # [BUSINESS NAME] FOR MOBILE DEPOSIT ONLY LGECCU ACCOUNT# r as therwise instructed by the Credit Unin befre yu submit the check image. Each image must prvide all infrmatin n the frnt and back f the riginal check at the time presented t yu by the drawer, including, but nt limited t, infrmatin abut the drawer and the paying bank that is preprinted n the riginal check, MICR infrmatin, signature(s), any required identificatin written n the frnt f the riginal check and any restrictive endrsements applied t the back f the riginal check. Yu agree t fllw any and all ther prcedures and instructins fr use f the Services as we may establish frm time t time. Checks received that are nt endrsed in accrdance with this prvisin may be rejected. Receipt f Items. We reserve the right t reject any item transmitted thrugh Snap Depsit, at ur discretin, withut liability t yu. We are nt respnsible fr items we d nt receive r fr images that are drpped during transmissin. An image f an item shall be deemed received when yu receive nline cnfirmatin frm us that we have received the image. When we cnfirm receipt f yur check image, the image will still be subject t review befre we submit it fr cllectin and may still be rejected fr any reasn in ur sle discretin. Receipt f such cnfirmatin des nt mean that the transmissin was errr free, cmplete r will be cnsidered a depsit and credited t yur accunt. We further reserve the right t charge back t yur accunt at anytime, any item that we subsequently determine was nt an eligible item in ur sle discretin. A cnfirmatin is nt a representatin, warranty r ther indicatin that the check image will be presented fr cllectin r will be hnred by any cllecting r paying bank. If we reject a check image received thrugh the Services, then yu may submit the riginal check by mail t us fr prcessing Rv Page 2
3 unless we instruct yu therwise, r yu may want t cntact the drawer and have them reissue the check. If yu d submit the riginal check fr prcessing, we reserve the right t refuse t prcess it and may instead require yu t have the check reissued. Yu agree that LGE Cmmunity Credit Unin is nt liable fr any lss, csts, r fees yu may incur as a result f ur chargeback f an ineligible item. Availability f Funds. We generally apply the Funds Availability Disclsure as set frth in yur applicable Accunt Agreement fr check images received thrugh the Service as if we had received the riginal paper check. We may delay availability f funds frm any depsit yu make thrugh the Service at any time in ur sle discretin, including due t any cncern we may have regarding ur ability t cllect based upn any check image that yu present electrnically. Return Items. Yu understand that we may cnvert items yu depsit thrugh Snap Depsit int substitute checks, images, r ACH entries electrnically. As a result, in the event that yur item is returned unpaid, yu will nly receive a cpy f the substitute check r image, r in the case f ACH entries, the Autmated Clearinghuse infrmatin. Retentin and Dispsal f Original Check. Once yur check image has been credited t yur accunt, yu must mark the riginal check as VOID and retain the check fr sixty (60) days. Yu may nt present the riginal check r any image r substitute check created frm the riginal check fr payment at any ther financial institutin. During this 60-day perid, yu must stre the riginal paper check securely using precautins at least as secure as thse yu wuld use t prtect a blank check and yu must make the riginal paper check available t us fr review at any time and as necessary fr us t facilitate the clearing and cllectin prcess, t address third party claims, r fr ur wn audit purpses. Shuld yu fail t prduce the riginal paper check, yu authrize us t deduct the amunt f the check in questin frm yur accunt, regardless f whether such actin may cause yur accunt t nt have sufficient funds, and t pay any assciated fees. Immediately after this 60-day perid, yu must destry the riginal paper check. Depsit Limits. We may establish limits n the dllar amunt and/r number f items r depsits frm time t time thrugh Snap Depsit. Limits may be changed at any time at ur discretin. If yu attempt t initiate a depsit in excess f these limits, we may reject yur depsit. If we permit yu t make a depsit in excess f these limits, such depsit will still be subject t the terms f this Agreement, and we will nt be bligated t allw such a depsit at ther times. There is n daily r mnthly statement cycle limit n the number f items, as lng as the respective dllar limits are nt exceeded. Daily and mnthly depsit limits may vary fr use f ther Credit Unin services. Presentment. The manner in which the items are cleared, presented fr payment, and cllected shall be in LGE s sle discretin subject t the yur applicable Accunt Agreement gverning yur accunt. Errrs. Yu agree t ntify the Credit Unin f any suspected errrs regarding items depsited thrugh the Services right away, and in n event later than 30 days after the applicable LGE accunt statement is sent. Unless yu ntify us within 30 days, such statement regarding all depsits made thrugh the Services shall be deemed crrect, and yu are prhibited frm bringing a claim against LGE Cmmunity Credit Unin fr such alleged errr. Errrs in Transmissin. By using the Services yu accept the risk that an item may be intercepted r misdirected during transmissin. LGE Cmmunity Credit Unin bears n liability t yu r thers fr any such intercepted r misdirected items r infrmatin disclsed thrugh such errrs. Image Quality. The image f an item transmitted t LGE using the Services must be legible, as determined in the sle discretin f LGE. Withut limiting the freging, the image quality f the items must cmply with the requirements established frm time t time by LGE, American Natinal Standards Institute (ANSI), the Bard f Gvernrs f the Federal Reserve Bard, r any ther regulatry agency, clearinghuse r assciatin. User Warranties and Indemnificatin. Each time yu submit check images f the frnt and back f the riginal check fr depsit thrugh Snap Depsit, yu represent and warrant that: Each check image is a cmplete and accurate representatin f the frnt f a negtiable check; Rv Page 3
4 Each check image is a cmplete and accurate representatin f the back f a negtiable check; The image is NOT f any f the prhibited items listed in Prhibited Check sectin; Each check image satisfies ur image quality standards, as specified by us frm time t time; The riginal check used t create the image has nt been previusly depsited, duplicated r used t create anther image r electrnic fund transfer; and N subsequent transferees f yur check image, r any substitute check created frm yur check image, including but nt limited t Credit Unin, a cllecting r returning bank, drawer, drawee, payee r endrser, shall sustain a lss as the result f the fact that the check image r substitute check was presented fr payment r returned instead f the riginal paper check. All infrmatin yu have prvided t us is cmplete, accurate, and true. Each time yu scan and submit check images fr depsit thrugh Snap Depsit, yu als make all the warranties specifically set frth in and subject t the terms f the laws f the gverning State s Revised Cde Unifrm Cmmercial Cde (UCC) fr the image as if it were an item subject t the terms f the UCC, including: yu are entitled t enfrce the image; all signatures n the image are authentic and authrized; the image has nt been altered; the image is nt subject t a defense r claim in recupment f any party which can be asserted against yu; yu have n knwledge f any inslvency prceeding cmmenced with respect t the maker r acceptr r, in the case f an unaccepted image, the drawer; and if the image is a demand draft, creatin f the image accrding t the terms n its face was authrized by the persn identified as drawer. In additin t these warranties, yu cvenant that yu will cmply with this Agreement and applicable law. Cperatin with Investigatins. Yu agree t cperate with us in the investigatin f unusual transactins, pr quality transmissins, and reslutin f claims, including by prviding, upn request and withut further cst, any riginals r cpies f items depsited thrugh the Service in yur pssessin and yur recrds relating t such items and transmissins. Terminatin. We may terminate this Agreement at any time and fr any reasn. This Agreement shall remain in full frce and effect unless and until it is terminated by us. Withut limiting the freging, this Agreement may be terminated if yu breach any term f this Agreement, if yu use the Services fr any unauthrized r illegal purpses r yu use the Services in a manner incnsistent with the terms f yur applicable Accunt Agreement r any ther agreement with us. Yu may use Snap Depsit nly fr persnal, family, and husehld services and legitimate business purpses. Enfrceability. We may waive enfrcement f any prvisin f this Agreement. N waiver f a breach f this Agreement shall cnstitute a waiver f any prir r subsequent breach f the Agreement. Any such waiver shall nt affect ur rights with respect t any ther transactin r t mdify the terms f this Agreement. In the event that any prvisin f this Agreement shall be deemed t be invalid, illegal, r unenfrceable t any extent, the remainder f the Agreement shall nt be impaired r therwise affected and shall cntinue t be valid and enfrceable t the fullest extent permitted by law. Ownership & License. Yu agree that the Credit Unin retains all wnership and prprietary rights in the Services, assciated cntent, technlgy, and website(s). Yur use f the Services is subject t and cnditined upn yur cmplete cmpliance with this Agreement. Withut limiting the effect f the freging, any breach f this Agreement immediately terminates yur right t use the Services. Withut limiting the restrictin f the freging, yu may nt use the Services (i) in any anti-cmpetitive manner, (ii) fr any purpse which wuld be cntrary t ur business interest, r (iii) t ur actual r ptential ecnmic disadvantage in any aspect. Yu may use the Services nly fr legitimate business, and persnal use in accrdance with this Agreement. Yu may nt cpy, reprduce, distribute r create derivative wrks frm the cntent and agree nt t reverse engineer r reverse cmpile any f the technlgy used t prvide the Services. Rv Page 4
5 DISCLAIMER OF WARRANTIES. YOU AGREE YOUR USE OF THE SERVICES AND ALL INFORMATION AND CONTENT (INCLUDING THAT OF THIRD PARTIES) IS AT YOUR RISK AND IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE DISCLAIM ALL WARRANTIES OF ANY KIND AS TO THE USE OF THE SERVICES, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. WE MAKE NO WARRANTY THAT THE SERVICES (i) WILL MEET YOUR REQUIREMENTS, (ii) WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE SERVICE WILL BE ACCURATE OR RELIABLE, AND (iv) ANY ERRORS IN THE SERVICES OR TECHNOLOGY WILL BE CORRECTED. LIMITATION OF LIABILITY. YOU AGREE THAT WE WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER LOSSES RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES INCURRED BY YOU OR ANY THIRD PARTY ARISING FROM OR RELATED TO THE USE OF, INABILITY TO USE, OR THE TERMINATION OF THE USE OF THIS SERVICES, REGARDLESS OF THE FORM OF ACTION OR CLAIM (WHETHER CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE), EVEN IF THE CREDIT UNION HAS BEEN INFORMED OF THE POSSIBILITY THEREOF. Indemnificatin. In additin t the ther indemnificatin prvisins set frth in this Agreement, yu agree t indemnify, defend and hld us harmless frm and against any and all claims, demands, damages, liabilities, expenses (including reasnable attrneys fees) r ther lss that arises frm r relates t yur use f Snap Depsit r yur breach f the representatins, warranties r cvenants set frth in these Service Terms, including withut limitatin yur attempt t duplicate the presentatin f a check image via presentatin f the riginal check r an image r substitute check derived frm the riginal check and any liability that we may incur fr prcessing an image r substitute check rather than the riginal paper check. N Waiver. N waiver f any f the freging terms and cnditins shall be effective unless it is in writing and signed by an authrized fficer f LGE Cmmunity Credit Unin, and n waiver shall be deemed t imply r cnstitute a cntinuing waiver r a waiver f any ther term r cnditin. Jurisdictin and Gverning Law. Yu will be deemed t have agreed t the exclusive jurisdictin f the State and Federal curts f the State f Gergia, fr reslutin f any dispute yu have relating t the gds r services ffered r prmted herein, r t this agreement. The laws f the State f Gergia (excluding its cnflict f laws rules) will be applied t any dispute, regardless f where it is heard. Cnstructin and Interpretatin. If any prtin f this agreement is ruled invalid r therwise unenfrceable, it shall be deemed amended in rder t achieve as clsely as pssible the same effect as riginally drafted. Any invalid r unenfrceable prtin shall be cnstrued as narrwly as pssible in rder t give effect t as much f the agreement as pssible. Electrnic Signature. Yur enrllment t use the Service r yur use f the Service cnstitutes yur signature, acceptance, and agreement t the terms and cnditins f this Agreement as if actually signed by yu in writing. Further, yu agree that n certificatin authrity r ther third party verificatin is necessary t the validity f yur electrnic signature. Yu agree that the lack f such certificatin r third party verificatin will nt in any way affect the enfrceability f yur signature r any resulting cntract between yu and the Credit Unin. Rv Page 5
TD Bank Mobile Deposit Addendum to the Online Banking Service Agreement
TD Bank Mbile Depsit Addendum t the Online Banking Service Agreement Please carefully review these terms and cnditins befre prceeding: As a subscriber t the TD Bank Mbile Depsit Service (the "Service")
More informationMOBILE BANKING SERVICES END USER AGREEMENT
MOBILE BANKING SERVICES END USER AGREEMENT This Mbile Banking Services End User Agreement ("Agreement") gverns yur use f the Mbile Banking Services (defined belw) prvided t yu by TruStar Federal Credit
More informationWebsites 999 Terms of Use
Websites 999 Terms f Use Websites 999 prvides a website creatin and hsting subscriptin service that prvides restaurant wners with a persnalized restaurant website. Yu (the restaurant wner) have accepted
More informationRBC Bank U.S. Remote Deposit Terms & Conditions
RBC Bank U.S. Remte Depsit Terms & Cnditins 1. Intrductin. These Remte Depsit Capture Terms and Cnditins (the Agreement ) include certain prvisins gverning yur use f the RBC Bank U.S. Remte Depsit Capture
More informationThis financial planning agreement (the Agreement ) is made on this date: between the undersigned party, whose mailing address is
F I N A N C I A L P L A N N I N G A G R E E M E N T This financial planning agreement (the Agreement ) is made n this date: between the undersigned party, CLIENT(s): whse mailing address is (hereinafter
More informationDetails of Rate, Fee and Other Cost Information
Details f Rate, Fee and Other Cst Infrmatin Accunt terms are nt guaranteed fr any perid f time. All terms, including fees and APRs fr new transactins, may change in accrdance with the Credit Card Agreement
More informationMobile Terms & Conditions. Mobile Banking Service Addendum to Online Banking Basic Services Agreement. This Addendum is effective January 21, 2016
Mbile Terms & Cnditins Mbile Banking Service Addendum t Online Banking Basic Services Agreement This Addendum is effective January 21, 2016 1. Intrductin. This Mbile Banking Service Addendum (this "Addendum")
More information1 Mobile Terms & Conditions
1 Mbile Terms & Cnditins 09/2014 MOBILE BANKING SERVICE ADDENDUM t PERSONAL ONLINE BANKING AGREEMENT 1. Intrductin. Thank yu fr using the Mbile Banking Services ( MBS ) and any related Sftware ( Sftware
More informationSummerlin Banyo. Terms and Conditions of Website Use. 1. Ownership of Website
Summerlin Bany Terms and Cnditins f Website Use 1. Ownership f Website This Website is wned and perated by DFC (Prject Management) Pty Ltd ACN 161 448 139. In these terms and cnditins (Website Terms),
More informationCAREVEST MORTGAGE INVESTMENT CORPORATION Directions for Completing Retraction Requests
This package is ONLY fr Class A sharehlders f. Cntents f this package (5 pages): - Instructins fr cmpleting yur retractin request - Retractin Request frm fr CareVest Mrtgage Investment Crpratin The February
More informationElectronic Services Agreement (INDIVIDUAL)
Electrnic Services Agreement (INDIVIDUAL) This Agreement ("the Agreement") describes yur rights and bligatins as a user f the Online Banking Services, the Bill Payment Service and/r any similar Internet-based
More informationDigital Banking Terms and Conditions (Agreement)
Digital Banking Terms and Cnditins (Agreement) The Digital Banking Agreement ("Agreement") describes yur rights and bligatins as a user f the Digital Banking services ("Service"). It als describes the
More informationTerms and Conditions - UPAY Services JANUARY, Upay Department UNITED COMMERCIAL BANK LIMITED UCB.COM.BD UPAYBD.COM
JANUARY, 2019 Upay Department UNITED COMMERCIAL BANK LIMITED UCB.COM.BD UPAYBD.COM A. Intrductin 1. These terms and cnditins ("Terms") apply t and regulate yur use f United Cmmercial Bank Limited's (the
More informationSRP Business Solutions: Electric Technology Rebates Forklift Rebate Application (Customer)
SRP Business Slutins: Electric Technlgy Rebates Frklift Rebate Applicatin (Custmer) Instructins: Fill ut this rebate applicatin cmpletely and sign. Attach required dcumentatin: all invices shwing dates
More informationPlease Note: It is your sole responsibility to review and understand your employer's policies
MICROSOFT RETAIL EXPERTZONE PROMOTION OFFICIAL RULES Please Nte: It is yur sle respnsibility t review and understand yur emplyer's plicies regarding yur eligibility t participate in trade prmtins such
More informationHow to Become a Delaware Public Benefit Corporation
Hw t Becme a Delaware Public Benefit Crpratin This utline describes the majr steps required fr an existing Delaware crpratin t becme a Delaware public benefit crpratin. 1. Summary. In rder t becme a public
More informationCORPORATE ONLINE BANKING SERVICE APPLICATION FORM(ENQUIRY ONLY) SECTION 1: ACCOUNT HOLDER S INFORMATION
BANK OF CHINA Singapre Branch www.bankfchina.cm/sg CORPORATE ONLINE BANKING SERVICE APPLICATION FORM(ENQUIRY ONLY) SECTION 1: ACCOUNT HOLDER S INFORMATION * f Accunt Hlder 1 *Mailing Address 1 Ntice Email
More informationAlabama Department of Revenue Driver Or Vehicle Data Information Request
Alabama Interactive, Inc 104 Nrth Jacksn Street Mntgmery, AL 36104 (866) 353-EGOV www.alabamainteractive.rg subscriptins@alabamainteractive.rg Alabama Department f Revenue Driver Or Vehicle Data Infrmatin
More informationMEDICAID LOUISIANA (MCDLA) PRE-ENROLLMENT INSTRUCTIONS
MEDICAID LOUISIANA (MCDLA) PRE-ENROLLMENT INSTRUCTIONS WHAT FORM(S) SHOULD I DO? Prvider s Electin t Emply Electrnic Data Interchange f Claims fr Prcessing in the Luisiana Medical Assistance Prgram (EDI
More informationCoast Capital Savings Days of Giving Contest Rules
Cast Capital Savings 2018 12 Days f Giving Cntest Rules THESE RULES GOVERN THE COAST CAPITAL SAVINGS 2018 12 DAYS OF GIVING CONTEST. THEY EXEMPT COAST CAPITAL SAVINGS FEDERAL CREDIT UNION AND OTHER PERSONS
More informationPrivacy & Data Protection Policy
Privacy & Data Prtectin Plicy Whitby & District Fishing Industry Training Schl Limited and 54 Nrth Maritime Training ("Whitby Fishing Schl", WDFITS, 54 Nrth Maritime "we" r "us") are cmmitted t prmting
More informationInternet Banking Application
Internet Banking Applicatin Last Name First Name Middle Initial Scial Security N. Business Name (If applicable) Tax ID# Current Address City State Zip Cde Hme Phne Cell Phne E-mail Address LIST BELOW ALL
More informationPAYMENT BY CARD TERMS & CONDITIONS
PAYMENT BY CARD TERMS & CONDITIONS Versin 2.0 - June 2013 Effective frm 1 st June 2013 Issued n 1 st June 2013 Terms & Cnditins fr use f Credit/Debit card fr Payments (POS) Intrductin This Service is ffered
More informationOneAZ Credit Union Agreement
OneAZ Credit Unin Agreement Welcme t Funds Transfer! - The next generatin f n-line persnal finance management. With ur fully interactive n-line mney mvement service (the " Funds Transfer Service" r the
More informationHIPAA Privacy Rule LINKS AND RESOURCES AFFECTED ENTITIES IMPACT ON EMPLOYERS. Provided by Brown & Brown of Louisiana, LLC
Prvided by Brwn & Brwn f Luisiana, LLC HIPAA Privacy Rule The HIPAA Privacy Rule establishes natinal standards t prtect individuals medical recrds and ther persnal health infrmatin. The Privacy Rule applies
More informationAGREEMENT FOR PEER-PROVIDER SERVICES
AGREEMENT FOR PEER-PROVIDER SERVICES THIS AGREEMENT, is made and entered int this day by and between the Califrnia Department f Justice Peer-Prvider LiveScan Califrnia," a subsidiary f LiveScan USA, a
More informationaddress: Driver license number: Date of birth: Occupation:
MEMBERSHIP APPLICATION PRIMARY MEMBER INFORMATION Name: Scial security Member Number: Hme phne: Cell phne: Business phne: Mther s Maiden Name: Security passwrd: Mailing address: City: State: ZIP Cde: Street
More informationA-1110 Wien. Privacy Notice
Eurfins Lebensmittelanalytik Tel. +43 (1) 944 33 44-0 ffice@eurfins.at www.eurfins.at Privacy Ntice Table f cntents 1 Cntrller infrmatin... 2 2 What infrmatin shuld yu give Eurfins?... 2 3 Why d we use
More informationOneUnited Bank FundsTransfer and PopMoney Agreement
OneUnited Bank FundsTransfer and PpMney Agreement Welcme t Online Mney Mvement! - the next generatin f n-line persnal finance management. With ur fully interactive n-line mney mvement service (the "Online
More informationWelcome. 1.Identification. 2.Accuracy of content
Welcme We are delighted t welcme yu t Samsnite s Service Prtal (hereinafter referred t as the "Site"), the fficial nline stre fr spare parts. We ask yu t take the time t read these terms and cnditins carefully.
More informationARIZONA FIRE DISTRICT ASSOCIATION FINANCIAL PROCEDURES POLICY
FINANCIAL PROCEDURES POLICY 1. PURPOSE The purpse f these Financial Prcedures is t prvide cnsistent applicatin f cnduct and prper internal cntrls t safeguard the assets f the Arizna Fire District Assciatin
More informationONLINE BANKING AGREEMENT
ONLINE BANKING AGREEMENT This Agreement sets frth the terms and gverns the use f the Online Banking Services that Missin Valley Bank ( us r the Bank ) makes available t its custmers ( yu ) thrugh the Bank
More informationReal Estate Fraud Prevention Guidelines
Real Estate Fraud Preventin Guidelines Real Estate Fraud Preventin Guidelines Cntents 1. Intrductin 2 2. Backgrund 2 3. The Law 2 4. Cmmissiner s Guidance 3 5. Prescribed Dcuments 3 6. Cnfirming Identities
More informationSTATE OF NEW YORK MUNICIPAL BOND BANK AGENCY
STATE OF NEW YORK MUNICIPAL BOND BANK AGENCY Recvery Act Bnd Prgram Written Prcedures fr Tax Cmpliance and Internal Mnitring, adpted September 12, 2013 PROGRAM OVERVIEW The State f New Yrk Municipal Bnd
More informationTerms and Conditions 19 December 2018
Stck and Shares Lifetime ISA (Prperty Saver) Terms and Cnditins 19 December 2018 These Terms, tgether with the Applicatin Frm, frm a legal agreement between yu and us which sets ut hw the Lifetime ISA
More informationTerms and Conditions
Terms and Cnditins LG V30 and V30 + Hliday Seasn Prmtin FINAL 11.09.17 The fllwing ffer is intended nly fr legal residents f the 50 United States, D.C., Puert Ric, and U.S. Virgin Islands age 18 r lder,
More informationTERMS & CONDITIONS. Stores participating in the Promotion are Coles, Woolworths and selected independent retailers located throughout Australia.
TERMS & CONDITIONS Prmtin MY DOG DAVID JONES $10 GIFT CARD PROMOTION Prmter The Prmter is Mars Australia Pty Ltd trading as Mars Petcare Australia, ABN 48 008 454 313, 1 Petcare Place, Wdnga, VIC 3690.
More informationREFERENCE NUMBER: PFS.PDS.115. TITLE: Patient Billing and Collections CURRENT EFFECTIVE DATE: 01/01/2018. PAGE 1 of 8 SCOPE:
PAGE 1 f 8 SCOPE: This Patient Billing and Cllectins Plicy applies t all Presbyterian Healthcare Services (Presbyterian) hspital facilities, including inpatient, utpatient, hme health care services and
More informationHP DesignJet Cash In & Trade In (Canada)
HP DesignJet Cash In & Trade In (Canada) March 1, 2017 April 30, 2017 Prgram Terms and Cnditins Prgram Overview Effective March 1, 2017 t April 30, 2017, purchase r lease an eligible HP DesignJet Printer
More informationInternet Banking Agreement and Disclosure Statement
Internet Banking Agreement and Disclsure Statement This agreement cntains the terms and cnditins that gvern accessing r using Internet Banking (NetTeller), Mbile Banking, Bill Payer, On Demand Transfer,
More informationCORPORATE ONLINE BANKING SERVICE APPLICATION FORM SECTION 1: ACCOUNT HOLDER S INFORMATION
BANK OF CHINA Singapre Branch CORPORATE ONLINE BANKING SERVICE APPLICATION FORM SECTION 1: ACCOUNT HOLDER S INFORMATION www.bankfchina.cm/sg * f Accunt Hlder 1 *Mailing Address 1 Ntice Email 2 *Registratin
More informationChecking and Savings Account Application
Checking and Savings Accunt Applicatin Please use the Checking and Savings Accunt Applicatin t: Open a FREE Checking r Dividend Checking and Opt-in r Out f DCU s Overdraft Payment Service including an
More informationThis Agreement is hereby confirmed to vary Terms & Conditions of employment between The Company and you.
Salary Sacrifice Agreement Terms & Cnditins This Agreement regulates yur participatin in the Simplydriveit prgramme, which has been implemented by Pendragn Cntracts Ltd fr (cmpany name here) Under the
More informationPROOF OF CLAIM AND RELEASE
Deadline fr Submissin: FEBRUARY 16, 2015 Tel.: 866-274-4004 Fax: 610-565-7985 inf@strategicclaims.net PROOF OF CLAIM AND RELEASE IF YOU PURCHASED OR OTHERWISE ACQUIRED AMERICAN DEPOSITORY SHARES ( ADS
More informationApplication Instructions Effective February 8, 2013
Applicatin Instructins Effective February 8, 2013 D Step 1. Dwnlad and review the Admissins & Occupancy Plicy fr the prperty yu are interested in. Step 2. Dwnlad and print a cpy f the Applicatin Packet
More informationVOID WHERE, OR TO THE EXTENT, PROHIBITED. NO PURCHASE NECESSARY TO ENTER OR WIN.
Official Rules VOID WHERE, OR TO THE EXTENT, PROHIBITED. NO PURCHASE NECESSARY TO ENTER OR WIN. 1. INTRODUCTION This dcument describes the fficial rules ("Official Rules") f the FireFacts Name Our Fire
More informationCONSENT FOR TREATMENT
Thank yu fr chsing 2 nd Street Dental, LLC as yur dental prvider. We are cmmitted t yur treatment being successful. Please understand that payment f yur fees is cnsidered part f yur treatments. The fllwing
More informationPROOF OF CLAIM AND RELEASE
Deadline fr Submissin: June 9, 2018 PROOF OF CLAIM AND RELEASE IF YOU PURCHASED THE COMMON STOCK OF MAGNACHIP SEMICONDUCTOR CORP. ( MAGNACHIP ) BETWEEN FEBRUARY 1, 2012 AND MARCH 11, 2014, INCLUSIVE (TH
More informationTerms and conditions for training courses
Terms and cnditins fr training curses Imprtant ntice: Please read carefully befre buying training curses r accessing r dwnlading any training materials frm this website. This is a legal agreement between
More informationThe Company is a public company incorporated in Bermuda and its securities are listed on AIM.
(Incrprated in Bermuda Registratin N. 44512) POLICY FOR TRADING IN COMPANY SECURITIES The Cmpany is a public cmpany incrprated in Bermuda and its securities are listed n AIM. Schedule 1 t this Plicy cntains
More informationInfiniti InTouch Apps Services Terms and Conditions Effective as of June 24, 2013
Infiniti InTuch Apps Services Terms and Cnditins Effective as f June 24, 2013 As used in this agreement ( Agreement ), the terms "yu", "yur" and Subscriber shall be deemed t refer t yurself, an individual,
More informationHESPERIA COMMUNITY LIBRARY WRITTEN PUBLIC SUMMARY OF FOIA PROCEDURES & GUIDELINES Effective July 1, 2015
HESPERIA COMMUNITY LIBRARY WRITTEN PUBLIC SUMMARY OF FOIA PROCEDURES & GUIDELINES Effective July 1, 2015 Pursuant t the requirements f the Freedm f Infrmatin Act (FOIA), the fllwing is the Written Public
More informationPROOF OF CLAIM AND RELEASE
PROOF OF CLAIM AND RELEASE Deadline fr Submissin: July 11, 2015 IF YOU PURCHASED THE COMMON STOCK OF, INC., ( ) DURING THE PERIOD FROM NOVEMBER 14, 2013 THROUGH APRIL 9, 2014, INCLUSIVE (THE CLASS PERIOD
More informationEuropa Group Privacy Policy
Eurpa Grup Privacy Plicy The privacy and security f yur persnal infrmatin is very imprtant t us (Eurpa Grup). This plicy explains hw we cllect and use yur persnal infrmatin. Please read it carefully. This
More informationCitizens State Bank Mobile Deposit User Agreement
Citizens State Bank Mobile Deposit User Agreement CITIZENS STATE BANK 402 West Broadway Okemah, OK 74859 (918) 623-1551 http://www.ibankcsb.com MOBILE DEPOSIT USER AGREEMENT This Mobile Deposit User Agreement
More informationSummit Asset Managers Limited
Irish Infrastructure Trust Privacy Ntice Intrductin This ntice sets ut details f hw and why Summit Asset Managers Limited, f Beresfrd Curt,, Dublin 1, Ireland, acting n behalf the Irish Infrastructure
More informationapplication affiliate name address Website
applicatin Fr nrth american affilites year ($100 per year) new renewal affiliate name address Website designate the twn, state r prvince and cuntry that will be cnsidered the hme address f this affiliate.
More informationJOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES. May Refuse to Sign This Acknowledgement-
JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES -Yu I, Privacy Practices. May Refuse t Sign This Acknwledgement- ---, have received a cpy f this ffice's Ntice f {Please
More informationTerms and Conditions of the 811 Wowzies offer: Offer period as mentioned in the mailer/communication received by you
IMPORTANT LINK: T dwnlad Ktak mbile Banking app visit: app.ktak.cm Terms and Cnditins f the 811 Wwzies ffer: Offer perid as mentined in the mailer/cmmunicatin received by yu Eligible custmers Ktak 811
More informationARBITAO ICO ( INITIAL COIN OFFERING ) POOLTRADING TERMS AND CONDITIONS
Yu agree that by registering fr an accunt n ur Site r therwise accessing ur Services, yu are agreeing t the terms and cnditins (the "Terms") f use set frth belw. If yu d nt agree t these Terms, d nt register
More informationMobile Check Deposit Services Mobile Check Deposit User Agreement Terms and Conditions
Mobile Check Deposit Services Mobile Check Deposit User Agreement Terms and Conditions Citizens Bank & Trust Company ("CBT", "us," or "we") agrees to provide Mobile Check Deposit Services to you ( Customer,
More informationTERMS AND CONDITIONS FOR APPOINTMENT OF INDEPENDENT DIRECTOR
TERMS AND CONDITIONS FOR APPOINTMENT OF INDEPENDENT DIRECTOR 1 PRIVATE & CONFIDENTIAL Date: T, Independent Directrs, Subject: Appintment as an Independent Directr InfBeans Technlgies Limited Dear Sir/Madam,
More informationDATA PROTECTION POLICY FOR PUPILS AND PARENTS
DATA PROTECTION POLICY FOR PUPILS AND PARENTS This Plicy is relevant t the whle schl including EYFS Cntents 1.0 Intrductin 2.0 Respnsibility fr data prtectin 3.0 Types f persnal data prcessed by the schl
More informationThese terms and conditions outline the rules and regulations for the use of BTM Forum's Website. BTM Forum is located at:
Welcme t BTM Frum! These terms and cnditins utline the rules and regulatins fr the use f BTM Frum's Website. BTM Frum is lcated at: 5090 Explrer Dr. Suite 510, Mississauga, Ontari L4W 4T9 Canada By accessing
More informationThe Farmers National Bank of Emlenton 612 Main Street P.O. Drawer D Emlenton, PA MOBILE DEPOSIT USER AGREEMENT
The Farmers National Bank of Emlenton 612 Main Street P.O. Drawer D Emlenton, PA 16373 877.862.9270 www.farmersnb.com MOBILE DEPOSIT USER AGREEMENT This Mobile Deposit User Agreement ("Agreement") contains
More informationHawaii Division of Financial Institutions 2018 Renewal Checklist
Hawaii Divisin f Financial Institutins 2018 Renewal Checklist Instructins Renewal requests must be submitted thrugh by the date specified by yur state regulatr(s). Click here t review all renewal deadlines,
More informationIRS Draft Form W-9 Request for Taxpayer Identification Number and Certification
Francisca N. Mrdi Vice President & Sr. Tax Cunsel Phne: 202.663.5317 Fax: 202.663.5209 fmrdi@aba.cm December 3, 2010 Internal Revenue Service Rm 5203 P.O. Bx 7604 Ben Franklin Statin, NW Washingtn, DC
More informationTERMS AND CONDITIONS. Organizer & Qualifications
TERMS AND CONDITIONS Organizer & Qualificatins 1. Dekat lagi Murah, MyDebit dan Menang! ["Cntest"] is jintly rganized by 99SPEEDMART Sdn Bhd 519537-X and Payments Netwrk Malaysia Sdn Bhd 836743-D (frmerly
More informationNorth Shore Trust and Savings E Sign Act Disclosure Online / Mobile Banking Agreement and Electronic Funds Transfer (EFT) Disclosure
Please take a few minutes t read this User Agreement. When yu're ready, click the I Agree buttn t start enjying the cnvenience and financial security f ESB Online Nrth Shre Trust and Savings E Sign Act
More informationFOR PLAN ADMINISTRATORS
QDRO INFORMATIONAL KIT FOR PLAN ADMINISTRATORS T ensure cmpliance with requirements impsed by the IRS, we infrm yu that any infrmatin cntained in this cmmunicatin (including any attachments) was nt intended
More informationQueen s University Housing & Hospitality Services Residence Agreement. Graduate Students - Confederation Place Hotel
Queen s University Husing & Hspitality Services Residence Agreement Graduate Students - Cnfederatin Place Htel All students are expected t regulate their cnduct accrding t reasnable standards f curtesy
More informationHuntington Bancshares Incorporated
Audit Cmmittee Apprved By: Bard f Directrs Huntingtn Bancshares Incrprated Apprval Date 1 f 6 Purpse f Cmmittee The Audit Cmmittee (Cmmittee) is established by the Bard f Directrs (Bard) t assist the Bard
More informationWhat do you need? Copy of the HIPAA Policy on Amendment of Protected Health Information
HIPAA Privacy Prcedure #4 Effective Date: April 14, 2003 Reviewed Date: February, 2011 Amendment f Prtected Health Revised Date: February, 2011 Infrmatin Scpe: Radiatin Onclgy ************************************************************************************
More informationBECCLES INDOOR BOWLS CLUB
. BECCLES INDOOR BOWLS CLUB PRIVACY NOTICE FOR OUR MEMBERS We are cmmitted t respecting yur privacy. This ntice is t explain hw we may use persnal infrmatin we cllect befre, during and after yur membership
More informationProducer Statements will be accepted only in accordance with this policy.
Prducer Statements Plicy This plicy has been prepared t ensure that Cuncil has clearly dcumented plicies and prcedures fr the request fr and acceptance f Prducer Statements in cnnectin with applicatins
More informationCharter Township of Oakland 4393 Collins Road, Rochester, MI Public Summary of FOIA Procedures and Guidelines
Charter Twnship f Oakland 4393 Cllins Rad, Rchester, MI 48306 248-651-4440 Public Summary f FOIA Prcedures and Guidelines Cnsistent with the Michigan Freedm f Infrmatin Act (FOIA), Public Act 442 f 1976,
More informationRemote Deposit Capture Services Agreement
Remote Deposit Capture Services Agreement This Remote Deposit Capture Services Agreement ("Agreement") contains the terms and conditions for the use of Remote Deposit Services that Elevations Credit Union
More informationAusNet Electricity Services Pty Ltd. Information Sharing Protocol and Register
AusNet Electricity Services Pty Ltd Infrmatin Sharing Prtcl and Register 1 BACKGROUND This is AusNet Electricity Distributin Pty Ltd s ( DNSP s) infrmatin sharing prtcl, and infrmatin sharing register,
More informationCRG PATIENT REGISTRATION FORM
CRG PATIENT REGISTRATION FORM PATIENT INFORMATION Patient s Name: Birth : (Last) (First) (Middle) Scial Security Number: Male: Female: Hme Address: (Street / RR Bx # / Apt. #) (City/State) (Zip) Preferred
More informationThere are two ways to submit your banking information for direct deposit into your personal bank account:
Cmpleting Yur Master Student Financial Assistance (MSFAA) Agreements Alberta and Canada have lifetime Master Student Financial Assistance Agreements (MSFAAs) that will cver yu fr all f the time yu are
More informationCHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF PLURALSIGHT, INC. Adopted May 3, 2018
CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF PLURALSIGHT, INC. Adpted May 3, 2018 PURPOSE The purpse f the Cmpensatin Cmmittee (the Cmpensatin Cmmittee ) f the Bard f Directrs (the
More informationManual of Administrative Policies and Procedures
Manual f Administrative Plicies and Prcedures POLICY 1.49 Cntract Management and Signing Authrity Plicy Categry: General Related Prcedures: Prcedures fr Negtiating, Apprving and Signing University Cntracts
More informationFinancial Service Guide and Product Disclosure Statement
Financial Service Guide and Prduct Disclsure Statement ABN: 63 135 196 397 PO Bx 6290 Upper Mt Gravatt, Queensland 4122 Ph: 07 3040 4320 Fax: 07 3343 8590 Email: admin@integrapay.cm.au Australian Financial
More informationCitiMortgage Home Affordable Foreclosure Alternative (HAFA) Matrix
CitiMrtgage Hme Affrdable Freclsure Alternative (HAFA) Matrix All servicers that have signed agreements with the U.S. Department f the Treasury (Treasury) t participate in the Hme Affrdable Mdificatin
More informationDear Customer, Alsalam Alaikum Wa-Rahmat Allah Wa-Barakatuh,
Dear Custmer, Alsalam Alaikum Wa-Rahmat Allah Wa-Barakatuh, We are pleased t extend ur sincere gratitude and appreciatin fr yur cntinued trust in Bahrain Islamic Bank (BisB). We wuld like t take this pprtunity
More informationHawaii Division of Financial Institutions 2019 Renewal Checklist
Hawaii Divisin f Financial Institutins 2019 Renewal Checklist Instructins Renewal requests must be submitted thrugh by the date specified by yur state regulatr(s). Click here t review all renewal deadlines,
More informationPrivacy Notice for Applicants and Tenants
Privacy Ntice fr Applicants and Tenants What we need Scttish Brders Husing Assciatin (SBHA) will be a "cntrller" f the persnal infrmatin that yu prvide t us thrugh yur cmpleted Husing Applicatin Frm, and
More informationSubject Access Requests
Subject Access Requests The Data Prtectin Act 1998 gives rights t individuals in respect f the persnal data that rganisatins hld abut them. One f thse rights is the right t get a cpy f the infrmatin that
More informationABA Staff Analysis: Interim Rule Amending Regulation Z: Summary Information Regarding Interest Rates and Payment Changes
Summary ABA Staff Analysis: Interim Rule Amending Regulatin Z: Summary Infrmatin Regarding Interest Rates and Payment Changes September 2010 The Bard published interim rule (75 FR 58469-58489) changes
More informationIRDA Update: Draft Guidelines on Web Aggregators
IRDA Update: Draft Guidelines n Web Aggregatrs 17 March 2011 By way f an update, the IRDA has issued draft guidelines n web aggregatrs n 16 th March 2011. Cmments have been invited by 31 st March 2011.
More informationLIMITED WARRANTY DETAILS CherryTree Inc. warrants t the riginal buyer that any part f the hardware system, excluding sftware, dcumentatin and similar items, will be free f defects in wrkmanship and materials
More informationTraining course and online qualification bookings Updated June 2018
Terms and cnditins Training curse and nline qualificatin bkings Updated June 2018 Terms and cnditins fr training curse and nline qualificatins 1. Definitins and Interpretatin 1.1. The fllwing definitins
More informationThank you for your consideration, and if you have further questions or you need more information, please do not hesitate to contact me.
Dc 2011-20523 (6 pgs) September 23, 2011 Michael Caballer Internatinal Tax Cunsel United States Department f the Treasury 1500 Pennsylvania Avenue, NW Washingtn, DC 20220 Michael Danilack Deputy Cmmissiner
More informationHOME IMPROVEMENT CONTRACT
HOME IMPROVEMENT CONTRACT YOU ARE ENTITLED TO A COMPLETELY FILLED-IN COPY OF THIS CONTRACT, SIGNED BY BOTH YOU AND THE CONTRACTOR BEFORE ANY WORK MAY BE STARTED. CONTRACTOR S NAME: ADDRESS: PHONE: FAX:
More informationAMENDMENTS TO NASDAQ RULES ON COMPENSATION COMMITTEES
March 2013 AMENDMENTS TO NASDAQ RULES ON COMPENSATION COMMITTEES Summary. The Securities and Exchange Cmmissin recently apprved the fllwing amendments t the NASDAQ listing rules relating t cmpensatin cmmittees:
More informationALERT. The SEC s Final Crowdfunding Rules: Still May Not Be a Crowd Pleaser. Author: Issuer and Investor Eligibility.
ALERT Nvember 4, 2015 The SEC s Final Crwdfunding Rules: Still May Nt Be a Crwd Pleaser Authr: Dnna L. Brks (860) 251-5917 dbrks@gdwin.cm On Octber 30, 2015, the Securities and Exchange Cmmissin (the SEC
More informationNotice of Privacy Practices for the S.U. Theatre Corporation Health Benefits Plan
Ntice f Privacy Practices fr the S.U. Theatre Crpratin Health Benefits Plan Ntice THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THE INFORMATION.
More informationYour Retirement Guide. Employees
Yur Retirement Guide Emplyees Retirement is a big step. Over the next few weeks and mnths yu ll be asked t make many imprtant decisins abut yur New Yrk Life benefits and yur financial security. This easy-t-use
More informationTHE LAW FOR INCREASED ENFORCEMENT OF LABOR LAWS
NEWSLETTER JANUARY 2012 THE LAW FOR INCREASED ENFORCEMENT OF LABOR LAWS The Israeli Parliament (Knesset) recently adpted The Law fr Increased Enfrcement f Labr Laws 2011 (the Law ), which will cme int
More informationEMIR Fees Disclosure
EMIR Fees Disclsure Merrill Lynch Internatinal Merrill Lynch, Pierce, Fenner & Smith Incrprated August 2014 Versin 5.0/August 2014 #37490657 Versin 5.0/August 2014 #37490657 Merrill Lynch Internatinal
More information