TERMS AND CONDITIONS AL AWFAR 3Xtra Drive CAMPAIGN

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1 1 DEFINITION 1.1 For the purpose of these Terms and Conditions, the following words and expressions shall have the meanings assigned to them except where the context otherwise requires:- Bank means Bank Islam Malaysia Berhad (Company No X) company incorporated in Malaysia under the Companies Act 1965 and having its registered address at Level 32, Menara Bank Islam, 22 Jalan Perak, Kuala Lumpur. The Campaign means Al Awfar 3Xtra Drive Campaign organized by the Bank in accordance with the Terms and Conditions stipulated herein. Campaign Period means the duration of the campaign which is from 1 st October 2016 to 31 st December 2016 (both dates inclusive). Retention Period means the duration for customers to maintain the minimum placement with the Bank which is from 1 st to 31 st January 2017 (both dates inclusive). Eligibility Unit (EU) for The Campaign means entries which represent the entitlement to participate Al Awfar 3Xtra Drive Campaign draw. Eligible Customer means a new and/or existing Customer being the accountholder of Al Awfar Investment Account (Al Awfar) who opens and/or make additional placement in Al Awfar Account and former Al Awfar Saving accountholder who opt for Wadiah Saving Account who convert to Al Awfar Investment Account during the Campaign Period and satisfies the requirement of the eligibility criteria to participate in the Campaign organized by the Bank in accordance with the Terms and Conditions stipulated herein. Prizes means the gift vouchers or eligible unit for Al Awfar draw in February 2017 that is provided by the Bank and/or other gift/benefits for the purpose of this Campaign 2 ELIGIBILITY 2.1 This Campaign is open to the following Eligible Customers: i. Open to Malaysians, Permanent Residents and Non-residents in Malaysia; ii. Not an Al Awfar account holders which has been suspended or terminated or have breached any other agreements with the Bank. iii. Eligible Customers is required to make a minimum placement of RM 1,000 (Minimum Placement) in to Al Awfar Account. iv. The placement must be perform during the Campaign Period and retained throughout the Retention Period until 31 January Any Eligible Customer may participate in this Campaign except for:- a) Permanent and / or contract employees of the Bank; b) Employees immediate family members (spouse and children). 1

2 3 CAMPAIGN AND RETENTION PERIOD 3.1 The Bank reserves the right to vary or amend the duration of the Campaign and Retention Period at its sole and absolute discretion, with prior notice not less than fourteen (14) working days. 3.2 The draw will be conducted in February 2017 and the following is the snapshot of the Campaign: Campaign Campaign Period Retention Period for Placement Draw. Al Awfar 3Xtra Drive 1 Oct 31 Dec Jan Jan 2017 Feb ACCOUNT MAINTENANCE 4.1 Placements must be made during the Campaign Period. Any placement during Retention Period will not be counted. 4.2 Placements made by way of cheque(s) are subject to its clearance. 4.3 The additional placement is accepted via over-the-counter (OTC), Cash Deposit Machine (CDM), Interbank Fund Transfer (IBFT) and Interbank Giro (IBG). 4.4 For the purpose to determine EU, only net balance from Retention Period will be counted after netting off all withdrawal during Retention Period. 4.5 At the end of the Retention Period, EU will be given according to Campaign Mechanics as stipulated in Clause 5 herein. 5 CAMPAIGN MECHANICS 5.1 The Eligible Customers participation will further be enhanced by the following multiplier: (i) Total EU will be multiplied based on the month of placement by the Eligible Customers PLACEMENT IN THE MONTH OF October November December MULTIPLIER 3X 2X 1X And 2

3 (ii) Total EU will be also multiplied based on the amount of placement by the Eligible Customers INVESTMENT AMOUNT BY CATEGORY Above RM 5,000 RM 2,000 RM 5,000 Below RM 2,000 MULTIPLIER 3X 2X 1X 5.2 Scenario computation of EU as per below examples: A B C Scenario Placement (RM) Eligible EU EU Multiplier by Investment Amount Month of Placement Oct Nov Dec (3X) (2X) (1X) EU Multiplier by Month Grand Total EU (A x B x C) 1 (Above RM 5,000) 6,000 6,000/1,000 = 6 3X x 3X 54 x 2X 36 x 1X 18 2 (RM 2,000 5,000) 2,000 2,000/1,000 = 2 2X x 3X 12 x 2X 8 x 1X 4 3 (Below RM 2,000) 1,000 1,000/1,000 = 1 1X x 3X 3 x 2X 2 x 1X 1 * Note : EU based on multiple of RM 1,000 3

4 5.3 The Campaign offers the following prizes: Prizes No. of Winner(s) Grand Prizes Mercedes Cars with the following specification: A-Class (A 250 Sport CBU) CLA Class (CLA 200) C-Class (C 200 Avantgarde) Three (3) grand winners; one (1) each of the Mercedes car Consolation Prizes Petrol Voucher worth up to RM500 Total Prizes One hundred (100) consolation prize winners for 3-month campaign period One hundred and three (103) winners for the entire Campaign period 6 GENERAL 6.1 By participating in this Campaign, the Eligible Customers shall be deemed to have: (i) Agreed to be bound by all the Terms and Conditions of the Campaign; (ii) Agreed to access the the Bank s Website at regular time intervals to view the Terms and Conditions and to ensure to be kept up-to-date on any change or variation to the Terms and Conditions; (iii) Consented for the Bank to disclose their personal data to the service provider as the Bank deemed fit for the purpose of this Campaign; (iv) Agreed with the Bank to publish or display of their names or photos in media, marketing or the Bank s Website for the purpose of this Campaign (where applicable); and (v) Agreed with the Bank s decision on all matters relating to the Campaign, selection of winners and prizes via the Bank s generic draw engine shall be final, conclusive and binding on all Eligible Customers participating in the Campaign and no further correspondence and/or appeal to dispute the Bank s decision shall be entertained. 6.2 Each winner is entitled to win more than one (1) prize from this Campaign. 6.3 For the prizes, the price quoted above is inclusive of 6% Good and Service Tax (GST) (where applicable) and is subject to stock and colour availability. 6.4 All winners will be contacted by the Bank i.e. via telephone with a minimum of three (3) phone calls to arrange for collection/ delivery of the prizes. The Bank will contact the winner via latest known contact detail i.e. Mobile Number, Office Number or Residence Number as stated in the 4

5 Bank s record. In the event the winning Customer is uncontactable, the Bank reserves the right to replace with other winner. No representative of the winner is allowed to collect the prize. 6.5 The prizes do not include any other incidental expenses e.g. transportation whatsoever, unless expressly stated in these terms and conditions (if any). 6.6 The prize is not redeemable or exchangeable for any other items or cash. Prize winners must accept the prize as it is and must acknowledge that the Bank shall not be held responsible in the value of the prize due to the variation of prices in the market during the prize redemption/ collection by the winner at the time stipulated by the Bank. 6.7 The prize is subject to change to other items with prior notice within fourteen (14) working days prior to the date of prize change being made by the Bank. The mode of notifications could be in writing, via electronic means or displayed at the Bank s branches or websites. If the prize is not available for whatsoever reason, the Bank reserves the right to substitute the prize for any item at its absolute discretion of equivalent value. 6.8 Winners may be invited to attend a prize presentation ceremony or other publicity events (if any) at a location to be advised on a later date. In compliance with the Personal Data Protection Act (PDPA) 2010, the Bank shall protect the personal data of the customers. By participating in this Campaign, the Eligible Customers consent and agree that their names and photographs may be published in any media selected by the Bank as it deems fit for publicity purposes. Winners are fully responsible for all expenses incurred in attending the said prize giving ceremony. 6.9 The Bank makes no representations or warranties, expressed or implied, regarding the quality or suitability of the prize The Bank and its affiliates and their respective directors, officers, employees and agents shall not be liable for any misinterpretation on facts, and/or inflicted injuries and/or loss of lives and/or valuables resulting from the prize won through The Campaign and shall not be liable, whether direct or consequential, for any loss and damage or for any personal injury and/or whatsoever suffered or sustained by the Eligible Customer caused directly or indirectly, in whole or in part, in connection with this Campaign or their participation in the Campaign or the receipt or use of any of the prizes or may be suffered in the course of the prize giving travel and/or as a result of any act or omission on the part of the Bank whatsoever, except for any liability which cannot be excluded by law The Bank shall not be responsible in any way whatsoever, in respect of any matters beyond the Bank s control with regard to this Campaign or anything related thereto The Bank accepts no responsibility for any tax responsibilities that may arise from the prizes or the use thereof. Any tax filing obligation or tax payment (if any) due to any tax authority as a result of receipt of the prizes remains the sole responsibility of the winner. It is the responsibility of the winner to seek an independent tax advice on the possible tax responsibilities to their financial situations The Bank reserves the rights to cancel, terminate or suspend the Campaign by providing sufficient notice not less than fourteen (14) working days prior to the date of cancellation, termination or suspension. The mode of notification could be in writing, via electronic means or 5

6 display of notices at the Bank s branches and websites. For the avoidance of doubt, cancellation, termination or suspension by the Bank of the Campaign shall not entitle the Customers who participate in this Campaign to any claim or compensation against the Bank for any losses or damages whatsoever suffered or incurred as a direct and indirect result of the act of cancellation, termination or suspension To the extent permitted by the law, in no event will the Bank or any of its officers, servants, employees, representatives and/ or agents (including without limitation, any third party service providers that the Bank may engage for purposes of the Campaign) be liable for any loss or damages (including without limitation loss of income, profits or goodwill or indirect, incidental, consequential, exemplary, punitive or special damages of any party including third parties) howsoever arising whether in contract, tort, negligence or otherwise, in connection with the Campaign and/or the prize, even if the Bank has been advised on the possibility of such damages in advance and all such damages are expressly excluded. The Eligible Customers shall be considered to have read, understood and agreed to be bound by the Terms and Conditions stated herein, including all decisions of the Bank in this Campaign shall be final, binding and conclusive. No correspondence, disputes and appeals shall be entertained. The Bank further reserves the exclusive rights to change, amend, delete or add to the terms and conditions hereunder. The Eligible Customer participating in this Campaign agrees to be bound by such amendments The Terms and Conditions herein are in addition to and without prejudice to the Terms and Conditions stated in the agreement executed by the Customers/winners with the Bank in relation to the Al-Awfar Account. In the event of any inconsistency between these terms and conditions and the terms and conditions in the said agreement and the website, these terms and conditions shall prevail with regards to this Campaign The Terms and Conditions herein shall be governed by and construed in accordance with the laws of Malaysia and the customers agree to submit to the jurisdiction of the Courts of Malaysia. For more information, please visit Bank Islam branches or call our Contact Centre at or visit our website at 6