4. For joint accounts, the Eligible Participant will be the primary account holder.

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1 Terms and Conditions 1. The ONLINE CASA/IA Balance Transfer Campaign ( Campaign ) shall commence from 18 th July 2016 to 17 th October 2016 (both dates inclusive) unless notified otherwise ( Campaign Period ). 2. The Terms and Conditions shall govern the Campaign the purpose of these Terms and Conditions, Malayan Banking Berhad and Maybank Islamic Berhad are collectively referred to as the Bank. 3. The Campaign is open to eligible new and existing Investment Account ( IA ) holders (who may consist of individuals, joint account holders, sole proprietorships, partnerships and professionals) ( Eligible Participants ) of the following Investment accounts:- FUND TYPE Daily Fund-i PRODUCTS NAME Golden Savvy Account-i net Account-i Private Banking Account-i Premier Mudharabah Account-i 4. For joint accounts, the Eligible Participant will be the primary account holder. 5. The above participating products are not covered by Perbadanan Insurans Deposit Malaysia ( PIDM ) and principal is not guaranteed. 6. Upon opening of Daily Fund-i, the following documents need to be executed: Suitability Assessment ( SA ) Form; General Terms and Conditions for Mudarabah Investment Account; and Product Disclosure Sheet. 7. Employees of the Bank are eligible to participate except for employees who are directly involved in the Campaign. 8. To qualify for the Campaign, Eligible Participant will need to perform online Interbank GIRO ( IBG ) from other banks a minimum cumulative of RM5,000 into the participating accounts. 9. IBG fund is determined by transaction codes. The interbank transaction codes that qualify for the campaign are as follows:- TRANSACTION CODES TRANSACTION DESCRIPTION 7991 Inter Bank Payment into Account 1581 SVG GIRO CR 0581 IBGCA GIRO CR 7610 Transfer to ac 1910 IBK Fund Transfer to A/C 10. Prize Category and Reward Every month there are two (2) categories of prizes i.e. prize which is sub divided into two (2) categories and grand prize. Winners will be randomly selected by the Bank at its sole and absolute discretion.

2 Prize Category Consolation Prize Grand Prize Cumulative Inward IBG Amount Reward (Cash Prize Per Winner) 1) RM5,000 to < RM50,000 RM300 2) RM50,000 & above RM500 Minimum RM50,000 + Average Daily Balance > RM50,000 RM1, Average Daily Balance ( ADB ) a) Formula for ADB calculation of NEW participating accounts opened during Campaign Period: b) Formula for ADB calculation of EXISTING participating accounts opened before Campaign Period: 12. Campaign Months, Baseline and Average Daily Balance (ADB) The overall campaign is divided into three (3) campaign months. The table below stipulates the dates for the respective campaign months, baseline and ADB. Campaign Dates Baseline ADB Month From To (Balance as at) From To Month 1 18-Jul Aug Jul Jul Aug-16 Month 2 18-Aug Sept Aug Aug Sept-16 Month 3 18-Sept Oct Sept Sept Oct Entries a) To qualify for the random selection of, Eligible Participants will need to earn entries based on criteria as explained in the below table: Cumulative Inward IBG Amount Entries RM5,000 to <RM25,000 1 RM25,000 to <RM50,000 2 RM50,000 to <RM100,000 4 Above RM100,000 5 Criteria By the end of every campaign month, there must be an increase of account balance. The Average Daily Balance (ADB) must be higher than previous month end s balance. To qualify for grand prize, Eligible Participants need to have a minimum RM50,000 cumulative inward IBG within campaign month and ADB of more than RM50,000.

3 b) The entries will be automatically tracked by the Bank s system. No campaign entry forms or registration is required. c) Winners will be randomly selected after every campaign month. 14. Winner Selection Rounds and Entries Winner selection will be done in three (3) rounds, based on entries earned during the stipulated as follow: Winner Selection Rounds Based on Total Entries Earned From To Round 1 18-Jul Aug-16 Round 2 18-Aug Sept-16 Round 3 18-Sep Oct-16 Total Winners 3 Grand Prize and 3 Grand Prize and 3 Grand Prize and 15. Total Winners and Prizes There will be a total of 189, i.e. 180 prize and 9 grand prize throughout the Campaign, whereby every campaign month, there will be and 3 grand prize. The total cash prizes to be won throughout the Campaign is RM81,000. Consolation Prize Winners Grand Prize Winners Category July August September RM5,000 to < RM50,000 RM50,000 & above 3 Winners per month Total Monthly Winners Total Cash Prizes RM300 x 30 RM300 x 30 RM300 x 30 RM27,000 RM500 x 30 RM500 x 30 RM500 x 30 RM45,000 RM1,000 x 3 RM1,000 x 3 RM1,000 x 3 RM9,000 RM81, Other Conditions a. These Terms and Conditions shall be governed by the Laws of Malaysia and subject to the exclusive jurisdiction of the Courts of Malaysia. b. An Eligible Participant who closes his/her account(s) before the selection of winner is completed and announced shall not be entitled to receive any prizes under the Campaign.

4 c. For the July 2016 prize draw, Eligible Participants may participate in WIN YOUR DREAM HOLIDAY WITH MAYBANK! campaign and this Campaign. However, Eligible Participants is only entitled to win prize for one of the campaigns only. d. Only active participating accounts shall be eligible. Dormant accounts shall not be considered. e. The Bank s decision on all matters relating to the Campaign shall be final, conclusive and binding. No further correspondence, appeals, protests or attempts to dispute the same would be entertained in any event. f. Winners may be required to attend prize presentation ceremony and other public programmes as and when required. g. All names will be published in the Maybank2u website and/or any other method of communication that the Bank shall choose. 17. General a. The Bank shall not be responsible or held liable in any manner whatsoever in respect of technical failures of any kind whatsoever, intervention, interruptions and/or electronic or human error in the administration and/or processing of the transaction performed via the website and/or the determination of the participants eligibility for the Prize. b. The Bank reserves the right to withdraw, cancel, suspend, extend or terminate this Campaign either in whole or in part and reserves the right to modify any of the terms and conditions contained herein, from time to time by giving at least minimum of twenty one (21) days prior notice thereof, the notice of which shall be posted through Maybank2u website at or through any other channel or channels that The Bank may deem as appropriate. c. By participating in this Campaign, Eligible Participants agree to access to the Bank website at on a regular basis to view the terms and conditions herein and to ensure that they are kept-up-to-date with any changes or variations made to the terms and conditions herein. d. For the avoidance of doubt, the alteration, shortening, cancellation, suspension or termination by the Bank shall not entitle the Eligible Participants or any other persons whatsoever to any claim or compensation against the Bank for any losses or damages suffered or incurred as a direct or indirect result of the act of alteration, shortening, cancellation, suspension or termination. e. By participating in this Campaign, Eligible Participants agree to be bound by the Terms and Conditions herein set forth including any amendment thereto. f. In no event shall the Bank nor any of its officers, servants, employees, representatives and/or agents (including without limitation, any third party service providers engaged by the Bank for purposes of this Campaign) be liable to Eligible Participant in this Campaign for any

5 direct, indirect, special or consequential loss or damage (including but not limited to, loss of income, profits or goodwill) arising from or in connection with this Campaign. g. The Bank shall not be responsible and / or liable nor shall it accept any form of liability in whatsoever nature and howsoever arising or suffered by Eligible Participants resulting directly or indirectly from the participation in this Campaign or otherwise. Furthermore, the Bank shall not be liable for any default of its obligation under this Campaign due to any force majeure event which include but not limited to act of God, war, riot, lockout, industrial action, fire, flood, drought, storm or any event beyond the reasonable control of the Bank. h. The Bank may at its discretion disqualify/reject any Eligible Participant who does not comply with the terms and conditions stated herein and/or found or suspected of tampering with the Campaign and/or its process or the operation of this Campaign. Tampering shall include fraudulent activities involving any act of deceit and/or deception and/or cheating with regards to the Campaign. i. This Terms & Conditions shall be supplemental to the existing Terms and Conditions Governing Mudarabah Investment Account(s) For Islamic Banking. This Terms and Conditions shall prevail over any provisions or representatives contained in any promotional materials (including without limitation printed posters or leaflets) advertising this Campaign. j. By participating in this Campaign, Eligible Participants agree and consent to their personal data being collected, processed and used by the Bank in accordance with the Bank s Privacy Notice, which may be viewed on the Bank s website at ( Maybank s Privacy Notice ). k. Eligible Participants also agree and consent to such details including without limitation personal data or information being processed and used by the Bank for: i) the purposes of the Campaign; ii) marketing and promotional activities conducted in such manner as the Bank deems fit in any media including but not limited to any form of advertising or publicity media and materials such as audio and/or visual recordings published through newspapers, television networks, radio stations or online and digital media and on the Internet, without further express consent from the Eligible Participants. Marketing and promotion activities include without limitation the use and/or publication of any details provided in and/or in connection to the entries, interviews material as well responses and related photographs. In this regard, each Eligible Participant agrees to co-operate and participate without further express consent and/or payment or consideration, in all reasonable advertising and publicity activities of the Bank in relation to the Campaign; and iii) other promotional, marketing and publicity notification/information including future promotional, marketing and publicity notification/information from the Bank from time to time.