the granzow consulting group

Transcription

1 the granzow consulting group of wells fargo advisors

2 WH AT we BelieVE We believe in providing unsurpassed client service every time... without exception. We believe in recognizing the significance of the trust placed in us. We believe that you will not find a group more committed to you.

3 The Granzow C o n s u l t i n g G r o u p o f W e l l s f a r g o a d v i s o r s

4 s trategic We alth M an agement

5 While it is true that wealth creates its own opportunities, it is also true that wealth creates a unique set of challenges. We believe these challenges are best met through a deliberate, planned approach with trusted investment professionals. The Granzow Consulting Group stands out because our advisors provide you with objective viewpoints cultivated by extensive industry experience. Investors like you are often inundated with conflicting information. Our role is to help you through the complexities of managing your wealth by remaining focused on a holistic, comprehensive plan designed to help you reach your goals and avoiding the lure of the latest investing fads. 1

6 WHAT YOU CAN COUNT ON Expertise. We constantly upgrade our knowledge, seeking both traditional and innovative financial tools to benefit you and help you achieve your goals. We apply rigorous discipline to monitor your portfolio so you are always in balance. Communication. Being accessible to you is integral to our relationship. Our open-door policy means that we are available for full and candid discussions. We will answer all questions and encourage you to ask for clarification. Diligence. We carefully and continuously monitor your plan and the capital markets. We will stay in contact with you through periodic reports and portfolio evaluations to continue to meet your needs. Honesty. When we make recommendations, we will be clear with you about the potential for risk as well as reward. It is your future. That is why we begin with an extensive discussion of your goals, time frame, risk tolerance and any other information that will help us create the right plan for you. Our team of experienced professionals will then examine your current portfolio to determine if your goals and your plan are aligned and provide comprehensive feedback, including identifying the strengths, weaknesses, opportunities and potential threats in your current investment strategy. This is where we show our mettle. It is the first step to earning what we hope is a lifelong relationship with you and a strong trust in us. 2

7 Leadership through Listening, planning and Process

8 The Granzow Consulting Group uses a comprehensive approach to wealth management. For this process to achieve its full potential, we listen intently to our clients. We start by outlining your goals, taking items such as pension benefits, retirement income or your child s education into consideration. Our team then performs a holistic analysis of your current situation and holdings, evaluating both risks and opportunities. We divide your portfolio into three asset classes: Growth Assets Risk-Managed Assets Inflation Protection Assets These asset classes are evaluated to assemble your portfolio as a whole. We consider each as we prepare a focused, risk-managed plan to ensure a balanced approach toward your financial goals. 4

9 OUR INVESTMENT MANAGEMENT PROCESS We see investments as much more than dollars they represent your family s future. Understanding this helps us create and execute wellresearched, customized financial strategies designed to preserve and enhance your wealth. Evaluate client s long-term investment objectives. Monitor results, address changes in client s circumstances, and refine investment strategy as necessary. Compile and assess client s current assets and liabilities. Prepare an asset-allocation plan based on client s objectives, risk profile and time horizon. Explore and implement strategies to address specific needs in the client s portfolio. Research and recommend appropriate investments, investment managers or structured portfolios. 5

10 trusted Investment Advice from a Seasoned Professional

11 John C. Granzow, CIMA Managing Director Investments The Granzow Consulting Group For more than 25 years, John Granzow has been devoted to providing advice and knowledge-based value for clients. He is board president of the Investment Management Consultants Association (IMCA ), an organization that sets the standards and practices for the investment management consulting profession. Previously, John co-founded and was president of a national brokerage and consulting firm. He serves as an Investment Advisory Board member for the Salvation Army Southern Territory, and is a member of the Charlotte Economic Club. John holds numerous certifications and licenses, including Certified Investment Management Analyst SM, and manages client accounts through the Private Investment Management program. 7

12 OUR SERVICES Backed by one of the nation s largest financial services firms, The Granzow Consulting Group of Wells Fargo Advisors offers an unparalleled range of services, including full-service brokerage, asset management and access to trust and banking services through other Wells Fargo affiliates. We are committed to providing clients with the services and expertise their complex financial situations demand. Comprehensive investment and retirement planning services Executive and business owner services Estate planning Consulting services, separately managed accounts Long-term cash flow need analysis Life insurance needs analysis Single stock risk management strategies Trust and banking services through affiliates 8

13 individual, Corporate, and Executive Services

14 A special invitation Our highest priority is to enhance the lives of our clients by helping them achieve their financial goals through a customized financial strategy. We invite you to learn more about the unique strengths we provide and explore the advantages of a truly consultative approach by setting up a complimentary consultation. The Granzow Consulting Group of Wells Fargo Advisors 6000 Fairview Road, Suite 800 Charlotte, NC Phone: Fax: john.granzow@wfadvisors.com Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency May Lose Value Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company Wells Fargo Advisors, LLC /10 HG

15 matthew d. favreau Financial Consultant The Granzow Consulting Group of Wells Fargo Advisors Matthew recognizes that each client is unique and will require an investment solution tailored to fit their specific needs. Before joining The Granzow Consulting Group in 2005, Matthew was a portfolio analyst for a Wells Fargo affiliate. Before joining our Group, Matthew served as an investment management analyst supporting a senior financial consultant with a national brokerage and consulting organization. Matthew graduated from North Carolina State University with a BS in Finance and received a MBA from the McColl School of Business at Queens University of Charlotte, where he was a McColl Senior Fellow. He is a board member for the university s alumni association and is on the board with Loaves & Fishes, a local non-profit. Matthew grew up in Charlotte, NC. He is an Eagle Scout. In his free time, Matthew enjoys golf and competing in triathlons. In 2009, he completed the IronMan Arizona. Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company Wells Fargo Advisors, LLC /10 HG

16 phyllis a. smith Senior Registered Client Associate The Granzow Consulting Group of Wells Fargo Advisors Phyllis is responsible for all client administration, service and operations support for The Granzow Consulting Group. Before joining our team in 2002, she was Operations Coordinator for the Myers Park Wells Fargo Advisors office. A graduate of Kings College, Phyllis has two children. An avid baseball fan, Phyllis enjoys spending free time running and reading. Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company Wells Fargo Advisors, LLC /10 HG

17 devon b. shantz Client Associate The Granzow Consulting Group of Wells Fargo Advisors Devon discovered her passion for helping others working as an Emergency Medical Technician before joining The Granzow Consulting Group in She is a graduate of the University of North Carolina at Charlotte, and is involved in her community. Devon volunteers with charitable organizations including Habitat for Humanity and Samaritan s Purse. Devon also ran the Chicago marathon in 2005 to raise funds for the Susan G. Komen Breast Cancer Foundation. Her hobbies include gardening, catering and visiting her native Canada on vacation. Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company Wells Fargo Advisors, LLC /10 HG