Success on Your Terms

Transcription

1 Success on Your Terms Personalized Financial Solutions Keith Evans 5001 Spring Valley Road Phone: (972) Senior Vice President Suite 900 West Fax: (972) Financial Advisor Dallas, TX Investments and services are offered through Morgan Stanley & Co. Incorporated, member SIPC.

2 Mission Statement My mission is to provide you with a professional investment team that has a reputation for integrity, trust, and superior service. I want to help you feel both knowledgeable of and comfortable with your financial situation whether you are still accumulating assets or enjoying the proceeds of your prior investments. I will always consider your needs first, reviewing and recommending courses of action that are appropriate for each situation, goal, or objective.

3 Investment Philosophy It is easier to create a financial or investment plan than it is to stay with it. Markets will test your patience and your resolve. You may experience fear, excitement, frustration, and self doubt, but commitment to the process remains the cornerstone of a successful strategy. Success is measured by the achievement of goals and objectives. Starting with the initial strategy meeting, I will work closely and continuously with you and your legal and tax advisors as appropriate. Your plan should be designed to last for years-not weeks or months, but can be amended if your situation changes. Your plan may include strategies for both your current family and future generations. Asset allocation is the key. Diversification is essential. Investment management selection is based upon the people, their process, and their performance. Reviews and updates will occur at least annually and more frequently if you prefer.

4 How Financial Advisors Work to Define and Achieve Your Goals Together, we ll develop a thorough understanding of your financial goals. Develop Understanding Working with you, we ll review and analyze your current financial situation. Ongoing Commitment Conduct Analysis Your Financial Advisor will periodically evaluate and recommend potential solutions to address your situation. Implement and Deliver Tailor Solutions We draw upon the intellectual strength and global resources of Morgan Stanley to help you create individually tailored investment solutions. Your Financial Advisor will work with you to implement your customized strategy, including personalized benefits and services, to ensure your financial needs continue to be met.

5 Tailoring Your Solution: Morgan Stanley s Investments and Services Extensive Resources for Individual Investors (3) Through Morgan Stanley, you Brokerage Solutions Advisory Solutions Life-Cycle Solutions gain access to virtually every type of investment available to Investments Financial Planning Insurance Coverage individual investors. We will Alternative Investments Comprehensive Plan Annuities (variable, fixed and immediate) work with you to determine the Equities Managed Accounts Disability Insurance appropriate use of Morgan Exchange-Traded Funds Mutual Fund Advisory Group Programs Life Insurance Stanley s resources. Fixed Income Separately Managed Accounts Long-term Care Insurance 1930 s and 1940 s Mutual Funds 1950 s and 1960 s 1970 s and 1980 s 1990 s Personal Trust (Morgan 2000 s Stanley Options (1) Trust, NA) (2) Public Offerings Structured Products Unit Investment Trust Education Planning Services 529 College Savings Plans Lending Services Mortgages and Home Equity Lending Financial Assessment Tools Asset Scan Asset Allocation Tool Debt Management Calculators Education Funding Calculators Insurance Needs Calculators Needs Assessment Analysis Major Purchase Savings Calculators Retirement Income Calculators Charitable Trusts Delaware Trustee Services Family Foundations Trust Accounts Wealth Planning Services (2) Charitable Giving Wealth Transition Plans Notes 1. If you are considering options as part of your investment plan, your Morgan Stanley Financial Advisor is required to provide you with the Characteristics and Risks of Standardized Options booklet from the Options Clearing Corporation. Clients should not enter into options transactions until they have read and understood the Disclosure Document, as options are not for everyone. Please ask your Morgan Stanley Financial Advisor for a copy of the booklet 2. This material was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws 3. Tax laws are complex and subject to change. This information is based upon current federal tax rules in effect at the time this was written. Morgan Stanley and its Financial Advisors do not provide tax or legal advice. Clients should always check with their tax or legal advisor before engaging in any transaction involving IRAs or other-tax advantaged investments

6 Tailoring Your Solution: Morgan Stanley s Investments and Services (1) (2) Resources for Businesses and Organizations Business Services Executive Services Morgan Stanley provides a full suite of business services dedicated to meeting the needs of Business Succession Planning Stock Option Strategies (Exercise and sell strategies) companies, governments, and Business Valuation Referral Services (For sale of a Concentrated Stock Services (Selling, margining or hedging) not-for-profit organizations, 1930 s and 1940 s 1950 s company and or 1960 s estate and tax planning) 1970 s and 1980 s 1990 s 2000 s as well as those of their Mortgage and Home Equity Solutions executives and other employees. Cash Management Services Preset Diversification Programs Coordinated Sale Programs Restricted Securities (Liquidation and risk Directed Share Programs management alternatives) Employee Stock Ownership Plan Transaction Services Keyman Insurance Lending Services (Lines of credit, commercial mortgages, term loans) Lockbox, Payroll, Merchant Payments Retirement Savings Plans (401(k), 403(b), 457, etc.) Strategic Advisory Referral Services (Merger, acquisition, divestitures, private placements) Stock Plan Services Wealth Planning Services (3) Notes 1. Business valuation services, lockbox, payroll, merchant payments, and strategic business advisory services are provided through referrals to third parties. Morgan Stanley receives compensation for referrals to these third parties. For additional information on these third-party relationships, please ask your Financial Advisor 2. Tax laws are complex and subject to change. This information is based upon current federal tax rules in effect at the time this was written. Morgan Stanley and its Financial Advisors do not provide tax or legal advice. Clients should always check with their tax or legal advisor before engaging in any transaction involving IRAs or other tax-advantaged investments 3. This material was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws

7 Keith Evans Keith is a true veteran of the financial services industry, having begun his career as a Financial Advisor with Smith Barney in He joined Morgan Stanley in 2003, attracted to its research and investment banking capabilities and intrigued by what it might provide in serving his clients. Dedicated to putting his clients and their financial goals first, Keith has built his business practice by developing long-term relationships with clients and working diligently to find the best financial solution for each. He hopes this diligence, along with the vast resources available at Morgan Stanley, will help him serve the needs of his clients present and future generations. He has earned the designation of Senior Vice President, and focuses on Global Asset Allocation and when appropriate, Alternative Investments. Born and raised in Texarkana, Texas, Keith earned his Bachelors of Business Administration and Masters of Business Administration from Southern Methodist University. Dallas has been his home ever since then. He and his wife, Marilyn, have two sons, Drew and Clay; and a yellow Labrador Retriever named Bailey. Keith also has a son, Jeff, who has made him a proud grandparent with his daughter, Sarah. Dedicated to his alma mater and to his community, for over thirty years Keith has been involved with the SMU Mustang Club, consistently volunteering his services as a fundraiser; and is an active member of the Highland Park United Methodist Church. Always supportive of his family s activities, he especially enjoys spending his spare time as a volunteer parent for the high school golf and baseball teams, while sometimes indulging himself on the links as well.

8 Facts About Investing: Disclosure Please consider the investment objectives, risks, charges and expenses of an investment company carefully before investing. The prospectuses contain this and other information about the investment companies. To obtain a prospectus, contact your financial advisor, or download one at morganstanley.com. Please read the prospectus carefully before investing. The information and data in this presentation were obtained from sources deemed reliable. Their accuracy or completeness is not guaranteed and the giving of the same is not deemed a solicitation on our part with respect to the purchase or sale of any securities or commodities, or any specific investment or strategy. For more information, please contact your Morgan Stanley Financial Advisor. This material was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws. Tax laws are complex and subject to change. This information is based upon current federal tax rules in effect at the time this was written. Morgan Stanley and its Financial Advisors do not provide tax or legal advice. Clients should always check with their tax or legal advisor before engaging in any transaction involving IRAs or other tax-advantaged investments. Morgan Stanley, Active Assets Account, Morgan Stanley Access, Morgan Stanley Custom Portfolio, Morgan Stanley Fund Solution, Morgan Stanley Funds Portfolio Architect, Morgan Stanley Personal Portfolio, and Morgan Stanley Vision are registered service marks of Morgan Stanley. BusinesScape, Discover, SelectSource, SourceLine, SourceLoan, and FlexSource are registered trademarks of Morgan Stanley. Investments and services are offered through Morgan Stanley & Co. Incorporated, member SIPC. Investment banking, underwriting and research are provided by Morgan Stanley & Co. Incorporated. A Morgan Stanley financials plan creates an investment advisory relationship between you and Morgan Stanley that governs Morgan Stanley's preparation of your financials plan. This advisory relationship means that the services we offer are governed by different laws and separate contracts than those relating to a brokerage relationship. In order to engage Morgan Stanley to prepare a financial plan, you need to enter into a written agreement specifying the terms of our work, and setting out our obligations to you. When we deliver the financial plan to you, the investment advisory relationship between you and Morgan Stanley created by the financial plan will immediately terminate. For additional answers to questions about the differences between our investment advisory and brokerage services, please visit out Web sire at Morgan Stanley REV 04/07 - SBD