The Majauskas-Jene Group at Morgan Stanley. Guiding your family through life s financial moves
|
|
- Antony Goodman
- 5 years ago
- Views:
Transcription
1 The Majauskas-Jene Group at Morgan Stanley Guiding your family through life s financial moves
2 PAUL B. MAJAUSKAS, CIMA Executive Director Financial Advisor Senior Investment Management Consultant WILLIAM B. JENE, CIMA Senior Vice President Financial Advisor Senior Investment Management Consultant Since 1986, we have worked toward earning the trust and confidence of our clients. We aim to show you how we have earned it. We welcome the opportunity to assist you and your family. OUR VISION We help a select group of families grow, protect, and pass along their wealth, using moral integrity as our guide. OUR MISSION Our highest mission is assisting families in achieving their multi-generational financial goals. We provide you with financial structure along with ongoing evaluation and stewardship. We want you to consider us your Senior Advisors the advisors you go to first for financial guidance and advice. 2 THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY
3 OUR COMMITMENT TO YOU Focus on long-term relationships Together, we build long-term relationships built on trust, confidence, and in-depth conversation. We provide personalized products and services that reach beyond any single transaction. Putting your interests first Our paramount objective is to help you achieve your financial goals. Creative service The Majauskas-Jene Group designs detailed personalized reports and schedules regular reviews so that you can objectively evaluate and understand your portfolio. We use Morgan Stanley s global resources and tools to help us design, implement, and monitor your wealth management strategies. Respect and courtesy Most importantly, we offer integrity. Your trust represents the cornerstone of our business. Expect nothing less than respectful, courteous, world-class service from our team. Quick response to inquiries We promise quick, balanced, and effective responses to all your financial and administrative questions and concerns. 3 MORGAN STANLEY THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY 3
4 WHAT WE DO: LIFE TRANSITIONS PLANNING FOR EDUCATION FUNDING Giving a child a college education is undoubtedly one of the most worthwhile investments a parent or grandparent can make. By creating detailed analyses of current savings and projected costs, The Majauskas-Jene Group has helped keep many families on track to meet college funding goals. MARRIAGE & DIVORCE A marriage involves joining finances, budgets, priorities, and goals. Unfortunately, divorce is an ever-present reality in today s society and requires tailored re-design of portfolios to uniquely meet the goals of separated partners. We devote time and attention to make the union or division of two lives goals go as smoothly as possible. CAREER TRANSITIONS Changing jobs or careers can lead to relocation, a new home, altered spending habits, and financial and emotional adjustments. Reevaluation of a longterm financial plan is a requirement for investors during these times. Our group can help you review your plans and make objective recommendations to lay a solid foundation for your future. 4 THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY
5 SALE OF A BUSINESS Building a company requires massive amounts of time, hard work, and money. Without critical decision-making, liquidity events put these hardearned gains at risk. The Majauskas-Jene Group has been part of professionally focused teams assisting our clientele in a business sale. We have led and coordinated trusted advisors in maximizing the situation and easing the owner s transition into another phase of life. RETIREMENT Careful planning and saving in the years before retirement may help ensure a smooth transition from employee to retiree. We help organize and manage retirement decisionmaking options, helping retirees make the most optimal financial decisions. WEALTH TRANSFER The death of a loved one is an emotional and trying time. Estate preservation, financial planning, and wealth transfer may not be the primary issues on clients minds in a time of grief. Our team has assisted many with the needed details, advice, and focus when grieving is high. By helping many clients assist their aging parents with the family s multigenerational goals, we strive to lessen the emotions of losing loved ones. 5 MORGAN STANLEY THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY 5
6 WEALTH MANAGEMENT SERVICES The Majauskas-Jene Group uses Morgan Stanley s world-class resources to combine personalized investment and wealth management services with tailored in-depth financial advice. We utilize a wide range of professional services and resources targeted to the needs of affluent investors. The depth of our offerings allows us to serve as a single point of contact for all aspects of your financial life. And with one team giving across-theboard oversight, you will be assured of optimal efficiency and integration among all financial-plan components. 6 THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY
7 FAMILY WEALTH MANAGEMENT INVESTMENT CONSULTING Assist with establishing goals Determine risk tolerance and return expectations Determine optimal asset allocation Monitor adherence to policy and investment compliance Conduct manager searches and performance reviews TRUST SERVICES Develop trust strategies Customize estate planning strategies, tax-minimization programs, private investment company structures, and privacy needs ESTATE PRESERVATION, INSURANCE AND RISK MANAGEMENT SERVICES Long-term health care Basic life insurance, to leveraging techniques in trusts Succession and businessrelated issues PHILANTHROPIC SERVICES Fund worthy causes Maintain family involvement Structured plans Administrative assistance FINANCIAL PLANNING Comprehensive financial planning services Net-worth and asset allocation analysis Retirement planning Education savings accounts Liquidity cash flow strategies LENDING SOLUTIONS Security-based loans Tailored loans L ines of credit Commercial real-estate lending BUSINESS WEALTH MANAGEMENT BUSINESS SERVICES Access to capital Letters of credit Exit strategies ESOPs Sales advice GLOBAL INVESTMENT BANKING Underwriting of new-issue stock High -grade or lowgrade corporate debt Personal and financial goals 7 MORGAN STANLEY THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY 7
8 THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY CONSULTATIVE PROCESS ENGAGING WITH PROSPECTIVE CLIENTS WORKING WITH US INITIALLY Here is the process you can expect when you become our client: DISCOVERY MEETING Our Discovery process includes quantitatively building a networth statement, qualitatively uncovering family values and goals, and providing details on The Majauskas-Jene Group at Morgan Stanley philosophy. INVESTMENT PLAN MEETING Presentation of Investment Plan where we diagnose your current situation, provide recommendations, and discuss our investment approach. Timeframe: 7 days Timeframe: 14 days 8 THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY
9 MUTUAL COMMITMENT MEETING Confirmation of commitment, new-accounts organization, and documentation Timeframe: 45 days 45-DAY REVIEW Review of first set of statements, online access, and troubleshooting Timeframe: 90+ days REGULAR PROGRESS MEETINGS Review of progress and implementation of investment plan Timeframe: Ongoing WORKING WITH US OVER TIME Our focus is on preparing you for life s many challenges and helping you deal with the unexpected. WEALTH MANAGEMENT PLAN Our process involves a comprehensive evaluation of the entire range of your financial needs, both investment-related and non-investment-related, and our recommendations for accomplishing your goals. We can serve at the center of your financial relationships, either compiling a team of carefully selected trusted advisors, or working with the advisors you already have, to evaluate your situation, devise appropriate solutions, and stay ahead of future developments. Together, we can prepare you for whatever life has in store for you, so that you can feel confident about your future. 9 MORGAN STANLEY THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY 9
10 A business relationship with The Majauskas-Jene Group at Morgan Stanley begins with our commitment to always put clients interests first and to grow, preserve, and transfer their wealth. Our focus is on long-term solutions using trust, transparency, and moral integrity as our compass. The Majauskas-Jene Group at Morgan Stanley has been making financial lives better for over 30 years. We welcome the opportunity for conversation regarding your financial goals and desires. The Majauskas-Jene Group at Morgan Stanley 2211 York Road, Suite 100 Oakbrook, IL / main / toll-free / fax fa.morganstanley.com/themajauskas-jenegroup Asset Allocation does not assure a profit or protect against loss in declining financial markets. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC s licensed insurance agency affiliates. Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at or consult with your Financial Advisor to understand these differences. Morgan Stanley Smith Barney LLC ( Morgan Stanley ), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee. Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Important Risk Information for Securities Based Lending: Borrowing against securities may not be suitable for everyone. You should be aware that there are risks associated with a securities based loan, including possible margin calls on short notice, and that market conditions can magnify any potential for loss. You need to understand that: (1) Sufficient collateral must be maintained to support your loan(s) and to take future advances; (2) You may have to deposit additional cash or eligible securities on short notice; (3) Some or all of your securities may be sold without prior notice in order to maintain account equity at required maintenance levels. You will not be entitled to choose the securities that will be sold. These actions may interrupt your long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as Morgan Stanley ) reserves the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase your collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED MAY LOSE VALUE NOT BANK GUARANTEED NOT A BANK DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY Morgan Stanley Smith Barney LLC. Member SIPC. 10 THE MAJAUSKAS-JENE GROUP AT MORGAN STANLEY
Plan for Your Future. Make it Happen.
Plan for Your Future. Make it Happen. Brian Neunzig, CIMA, CFP Vice President Financial Advisor brian.neunzig@ms.com 707-571-5744 Champhang Wolfard Senior Client Service Associate champhang.wolfard@ms.com
More informationFinancing and Liquidity Strategies
Financing and Liquidity Strategies A Morgan Stanley offers you a comprehensive approach to financing and liquidity delivering customized solutions for you that complement your overall investment strategy
More informationThe Capitol Won Group at Morgan Stanley 400 Capitol Mall Suite 1900 Sacramento, CA
The Capitol Won Group at Morgan Stanley 400 Capitol Mall Suite 1900 Sacramento, CA 95814 916-341-7646 CapitoWonGroup@MorganStanley.com Why Morgan Stanley? One of the world s strongest investment organizations
More informationThe Brewer Harding Group at Morgan Stanley Smith Barney
The Brewer Harding Group at Morgan Stanley Smith Barney 705 SW Bonnett Way Suite 1200, Bend, OR 97702 541-617-6000 / MAIN 866-960-6007 / TOLL-FREE 541-382-7329 / FAX www.morganstanley.com/fa/thebrewerhardinggroup
More informationJames Carpentier-Levy, CFP Financial Advisor Financial Planning & Management for Medical, Dental, & Veterinary Private Practices
James Carpentier-Levy, CFP Financial Advisor Financial Planning & Management for Medical, Dental, & Veterinary Private Practices 101 W BROADWAY SUITE 1800, SAN DIEGO, CA 92101 619-544-6535 / MAIN 800-473-1331
More informationExecutive Financial Services
Executive Financial Services Strategies for Managing Your Wealth At Morgan Stanley, we understand the regulatory challenges you face as an executive and key insider when trying to access the assets within
More informationAlysia R. Perkinson. Financial Planning Specialist Second Vice President Financial Advisor
Alysia R. Perkinson Financial Planning Specialist Second Vice President Financial Advisor 69 Swift Street South Burlington, Vermont 05403 802-652-6039 / Main 800-446-0193 / Toll-Free fa.smithbarney.com/
More informationDonna L. Fisher, CFP. Senior Vice President Financial Advisor
Donna L. Fisher, CFP Senior Vice President Financial Advisor 7272 Wisconsin Avenue 4th Floor, Bethesda, Maryland 20814 301-657-6325 / Main 800-455-6622 / Toll-Free 301-656-1510 / fax donna.l.fisher@mssb.com
More informationInstitutional Wealth Services. Helping organizations maximize institutional assets and bolster their employee financial benefits.
Institutional Wealth Services Helping organizations maximize institutional assets and bolster their employee financial benefits. 2 Morgan Stanley 2016 A Message From Marc Brookman Over the past 80 years,
More informationComprehensive, Integrated Wealth Management
at Morgan Stanley Comprehensive, Integrated Wealth Management (left to right) David Adler, Carol Kwietnieski and Alan Blender One Tower Bridge, Suite 600 100 Front Street, West Conshohocken, PA 19428 610-260-8645
More informationThe Calabretta Group at Morgan Stanley. passionately committed to managing your wealth
The Calabretta Group at Morgan Stanley passionately committed to managing your wealth 204 North George St. Suite 300, York, PA 17401 717-854-5553 / MAIN 800-343-5235 / TOLL-FREE 717-852-4101 / FAX www.morganstanleyfa.com/thecalabrettagroup
More information3737 Glenwood Avenue Suite 320 Raleigh, NC Tel: Family Office Services
3737 Glenwood Avenue Suite 320 Raleigh, NC 27612 Tel: 919-785-9453 Family Office Services Michael Dickinson Value Proposition I am one of less than 300 Financial Advisors at Morgan Stanley who holds the
More informationThe Bordonaro - Hannah Group at Morgan Stanley. Wealth Management personalized for you
The Bordonaro - Hannah Group at Morgan Stanley Wealth Management personalized for you 8300 NORMAN CENTER DR STE 1150 BLOOMINGTON, MN 55437 952-841-6457 / MAIN 800-927-1990 / TOLL-FREE 952-921-1944 / FAX
More informationDavid MacKinnon, CFP. Financial Advisor It's not just your portfolio, it's your life.
David MacKinnon, CFP Financial Advisor It's not just your portfolio, it's your life. 1200 LENOX DR., STE 300 LAWRENCEVILLE, NJ 08648 609-844-7938 / MAIN 800-659-0650 / TOLL-FREE 609-844-7950 / FAX David.J.Mackinnon@morganstanle
More informationPhiladelphia Legacy Team at Morgan Stanley
Philadelphia Legacy Team at Morgan Stanley 1650 Market St 42nd FL, Philadelphia, PA 19103 215-854-6271 / MAIN 800-233-1414 / TOLL-FREE 215-240-7953 / FAX www.morganstanleyfa.com/philad elphialegacyteam
More informationThe Feinberg Group at Morgan Stanley. Pursuing financial security for our clients.
The Feinberg Group at Morgan Stanley Pursuing financial security for our clients. 250 South Park Avenue Suite 500, Winter Park, FL 32789 407-740-4909 / MAIN 800-829-5105 / TOLL-FREE 407-740-4983 / FAX
More informationThe Delli Carpini Group at Morgan Stanley
The Delli Carpini Group at Morgan Stanley Tactical Investment Strategy. Comprehensive Wealth Planning. 522 Fifth Avenue 10th Floor, New York, NY 10036 212-603-6204 / MAIN 212-507-8242 / FAX https://fa.morganstanley.com/frank.dellicarpini
More informationDaniel R Liff, CRPS Corporate Retirement Director Executive Director Financial Advisor Serving the needs of the affluent investor.
Daniel R Liff, CRPS Corporate Retirement Director Executive Director Financial Advisor Serving the needs of the affluent investor. 58 SOUTH SERVICE ROAD SUITE 400, MELVILLE, NY 11747 631-755-8867 / MAIN
More informationThe Wentworth Group at Morgan Stanley
The Wentworth Group at Morgan Stanley One Harbour Place, Suite 125 Portsmouth, NH 03801 603-422-8900 / MAIN 800-735-5811 / TOLL-FREE 603-422-8989 / FAX www.morganstanleyfa.com/ thewentworthgroup Paul.Kinnaly@morganstanley.com
More informationJay M. Cross. Financial Advisor Vice President Financial guidance for when you are divorced or widowed
Jay M. Cross Financial Advisor Vice President Financial guidance for when you are divorced or widowed 100 Middle Street Portland, Maine 04101 207-771-0816 / direct 800-442-6722 / Toll-Free 207-771-0870
More informationNorthwest Capital Group at Morgan Stanley. Dedicated to Building and Preserving Your Wealth
Northwest Capital Group at Morgan Stanley Dedicated to Building and Preserving Your Wealth 500 108th Ave NE, Ste. 1900 Bellevue, WA 98004 855-280-6587 / TOLL-FREE 425-453-5800 / MAIN 425-453-5802 / FAX
More informationBobby Wehman, CFP, ChFC Portfolio Manager First Vice President - Wealth Management Financial Advisor
Bobby Wehman, CFP, ChFC Portfolio Manager First Vice President - Wealth Management Financial Advisor 650 SOUTH EXETER ST. Ste 1100 BALTIMORE, MD 21202 410-736-5386 / MAIN 800-837-5833 / TOLL-FREE 410-736-5499
More informationThrough their philanthropic efforts, foundations from Maine to
BRIEFING Investment Policy Statements for Non-Profit Organizations A Template for Prudent Investment Decisions We expect widespread revisions of investment policy statements that will result in more flexible
More informationThe Linn Eberly Group at Morgan Stanley. A clear path to your goals
The Linn Eberly Group at Morgan Stanley A clear path to your goals 724 Columbia Street NW Suite 350, Olympia, WA 98501 360-943-2300 / MAIN 800-843-7564 / TOLL-FREE 360-357-6971 / FAX www.morganstanleyfa.com/thelinneberlygroup/
More information3 What We Believe. 4 Our Wealth Management Process. 9 Beyond Your Investment Strategy. The Lenox Group at Morgan Stanley
3 What We Believe 4 Our Wealth Management Process 9 Beyond Your Investment Strategy The Lenox Group at Morgan Stanley the lenox group at morgan stanley wealth management Robertson H. Bennett Family Wealth
More informationBill Valenti Vice President Financial Advisor
Bill Valenti Vice President Financial Advisor 7811 University Point Drive Fort Myers, FL 33907 239-432-1325 / MAIN 800-326-8389 / TOLL-FREE 239-432-1339 / FAX bill.valenti@mssb.com Bill Valenti Vice President
More informationHuie Carter Group at Morgan Stanley. A Team You Can Trust
Huie Carter Group at Morgan Stanley A Team You Can Trust 425 W. Capitol Avenue Suite 3650, Little Rock, AR 72201 501-377-3373 / MAIN 800-755-3326 / TOLL-FREE 501-377-3381 / FAX http://fa.morganstanleyindividual.c
More informationThe Geneva Riverside Group at Morgan Stanley. James White - Cheryl Snook - Holly Cotherman
The Geneva Riverside Group at Morgan Stanley James White - Cheryl Snook - Holly Cotherman 10 West State Street Suite 204, Geneva, IL 60134 800-262-2061 / TOLL-FREE 630-262-2020 / MAIN 630-262-2030 / FAX
More informationBarry J. Gottlieb, CFP, CDFA. Financial Advisor
Barry J. Gottlieb, CFP, CDFA Financial Advisor 120 Albany Street New Brunswick, NJ 08901 732-435-2226 / MAIN 732-668-2131 / CELL 800-272-1370 / TOLL-FREE 732-435-2255 /FAX http://www.morganstanleyfa.com/
More informationExecutive Financial Services Group Capabilities
Morgan Stanley Wealth Management Timothy Davis, CFP Senior Vice President Executive Financial Services Group Director Financial Advisor Executive Financial Services Group Capabilities Morgan Stanley Smith
More informationMorgan Stanley. Our Process. The Bjorklund Group at Morgan Stanley
Morgan Stanley Our Process The Bjorklund Group at Morgan Stanley 1 Our Team Overview Brian Bjorklund Vice President, Wealth Advisor 952.921.1906 direct brian.bjorklund@morganstanley.com Kris Bjorklund
More informationPlan for Your Future. Morgan Stanley Can Help You Achieve Your Financial Goals
Plan for Your Future Morgan Stanley Can Help You Achieve Your Financial Goals 2 MORGAN STANLEY 2016 What Are Your Hopes and Dreams? REGARDLESS OF WHAT STAGE YOUR LIFE IS IN moving ahead in your career,
More informationPlan for Your Future. Make It Happen. Morgan Stanley can help you achieve your financial goals.
Plan for Your Future. Make It Happen. Morgan Stanley can help you achieve your financial goals. What Are Your Hopes and Dreams? Regardless of what stage of life you re currently in moving ahead in your
More informationThe Kline Group at Morgan Stanley Smith Barney
The Kline Group at Morgan Stanley Smith Barney We provide comprehensive wealth management advice and help connect all the pieces of your financial life. Our Mission Managing your assets can become not
More informationThe Michelle Parretti Group at Morgan Stanley. Plan your future, invest with confidence
The Michelle Parretti Group at Morgan Stanley Plan your future, invest with confidence 1 Technology Drive 3rd Floor, Westborough, MA 01581 508-870-7022 / MAIN 888-827-2901 / TOLL-FREE 508-870-7050 / FAX
More informationThe Hamilton Retirement Planning Group at Morgan Stanley. Helping clients transition into retirement
The Hamilton Retirement Planning Group at Morgan Stanley Helping clients transition into retirement 4520 Main Street, 8th Floor Kansas City, MO 64111 816-932-7856 / MAIN 800-821-6119 / TOLL-FREE 816-932-7836
More informationThe Grasmeder Team at Morgan Stanley
The Grasmeder Team at Morgan Stanley 20 MAPLE ST GLENS FALLS, NY 12801 518-793-4181 / MAIN 800-526-1866 / TOLL-FREE 518-793-7046 / FAX www.morganstanleyfa.com/grasmeder Kathleen.R.Grasmeder@morganstanley.com
More informationThe PGP Group at Morgan Stanley Smith Barney
The PGP Group at Morgan Stanley Smith Barney 1200 Mount Kemble Ave 2nd Floor, Morristown, NJ 07962 973-539-6700 / MAIN 800-755-4253 / TOLL-FREE 973-425-2366 / FAX morganstanley.com/fa/thepgpgroup vincent.pecora@mssb.com
More informationPlan for Your Future. Make It Happen. Morgan Stanley Smith Barney can help you achieve your financial goals.
Plan for Your Future. Make It Happen. Morgan Stanley Smith Barney can help you achieve your financial goals. What Are Your Hopes and Dreams? Regardless of what stage of life you re currently in moving
More informationThe Saugatuck Group at Morgan Stanley
The Saugatuck Group at Morgan Stanley 320 POST ROAD WEST WESTPORT, CT 06880 203-222-4099 / MAIN 877-297-9250 / TOLL-FREE 203-222-4042 / FAX www.morganstanley.com/fa/saugatuckgroup saugatuck_group@morganstanley.com
More informationThe Harding-Ford Group at Morgan Stanley
The Harding-Ford Group at Morgan Stanley 899 CASSATT RD STE 100 BERWYN, PA 19312 610-408-1941 / MAIN 800-345-3050 / TOLL-FREE 610-239-2143 / FAX http://www.morganstanleyfa.com/ thehardingfordgroup As Financial
More informationThe Hopps Group at Morgan Stanley. A Roadmap to Enduring Security
The Hopps Group at Morgan Stanley A Roadmap to Enduring Security 300 Esplanade Drive 10th Floor, Oxnard, CA 93030 805-278-3609 / MAIN 800-767-0170 / TOLL-FREE 805-278-0226 / FAX www.morganstanleyfa.com/thehoppsgroup
More informationFull-spectrum wealth planning Cover Subhead
Transition and Trust Cover Headline Full-spectrum wealth planning Cover Subhead Wealth Transition Team Planning for wealth transition is about rolling up the complex dynamics of your wealth your retirement
More informationThe Sedgewood Group at Morgan Stanley
James W. Freeman Director Wealth Management Family Wealth Director Financial Advisor Portfolio Manager C. Lee Ives, III, CFP First Vice President Wealth Management Investment Management Consultant Financial
More informationThe Scheid Group at Morgan Stanley
The Scheid Group at Morgan Stanley 4969 US HIGHWAY 42 SUITE 1200 LOUISVILLE, KY 40222 502-394-4047 / MAIN 800-966-4617 / TOLL-FREE 502-394-4013 / FAX morganstanley.com/fa/thescheidgroup.com michael.scheid@morganstanley.com
More informationThe Higgins Group at Morgan Stanley. Building relationships based on understanding, integrity, accountability and mutual trust.
The Higgins Group at Morgan Stanley Building relationships based on understanding, integrity, accountability and mutual trust. 401 East Market Street Charlottesville, Virginia 22902 434-244-0123 / MAIN
More informationBrian Hammersley CFP, CRPS
WEALTH MANAGEMENT Brian Hammersley CFP, CRPS Portfolio Manager Vice President Financial Advisor 2211 York Rd., Suite 100 OAKBROOK, IL 60523 630-203-6157MAIN 800-755-9755 TOLL-FREE 630-756-4132 FAX www.morganstanley.com/fa/brian.hammersley
More informationDAVIS DESHOTELS GROUP
DAVIS DESHOTELS GROUP wealth Management Beyond wealth management Our goal is to continually enhance the financial well-being of clients, allowing them to focus on what is most important in their lives.
More informationThe Spiro Group at Morgan Stanley
The Spiro Group at Morgan Stanley 1100 Poydras Street Suite 1900, Energy Centre, New Orleans, Louisiana 70163 504-585-3973 / Main 800-227-6121 / Toll-Free 504-910-9755 / fax www.morganstanleyfa.com/ spirogroup/
More informationThe Bermont/Carlin Group at Morgan Stanley. was founded in 1974 to provide personalized. investment management and financial planning
The Bermont/Carlin Group at Morgan Stanley was founded in 1974 to provide personalized investment management and financial planning as well as access to banking and trust services to a limited number of
More informationWorking With a Family Wealth Director
The Business Owner 2 Morgan Stanley As a business owner, you have devoted your career to building your enterprise. Now it is time to plan for what comes next: enjoying the substantial rewards, spending
More informationSuccess on Your Terms
Success on Your Terms Personalized Financial Solutions Keith Evans 5001 Spring Valley Road Phone: (972)774-6802 Senior Vice President Suite 900 West Fax: (972)774-6642 Financial Advisor Dallas, TX 75244
More informationT H E KARTHEISER GROUP AT M O R G A N S TA N L E Y P R I VAT E W E A LT H M A N A G E M E N T
T H E KARTHEISER GROUP AT M O R G A N S TA N L E Y P R I VAT E W E A LT H M A N A G E M E N T JOE KARTHEISER, CFP, CIMA EXECUTIVE DIRECTOR PRIVATE WEALTH ADVISOR 312-419-3337 joe.kartheiser@morganstanleypwm.com
More informationThe Monte Sano Group at Morgan Stanley. Amanda Mullins Todd McBride
The Monte Sano Group at Morgan Stanley Amanda Mullins Todd McBride 501 Madison Street Huntsville, AL 35801 256-535-2876 / MAIN 800-633-2947 / TOLL-FREE 256-585-6480 / FAX www.morganstanleyfa.com/montesanogroup
More informationSuccess on Your Terms
Success on Your Terms How We Help You Achieve Your Financial Goals The North Atlantic Group at Morgan Stanley Smith Barney David W. Wright, CFP Senior Vice President Senior Investment Management Consultant
More informationJohn A. Busco. Senior Vice President Financial Advisor Wealth Advisor
John A. Busco Senior Vice President Financial Advisor Wealth Advisor 1433 Hooper Avenue Toms River, NJ 08753 732-505-4743 / MAIN 800-676-0996 / TOLL-FREE 732-505-4737 / FAX www.fa.smithbarney.com/busco
More informationThe Watts Group at Morgan Stanley. Investment Management Financial Counsel
The Watts Group at Morgan Stanley Investment Management Financial Counsel 222 Central Park Avenue Suite 1800, Virginia Beach, VA 23462 757-493-2100 / MAIN 800-622-3430 / TOLL-FREE 866-766-4930 / FAX http://www.morganstanleyfa.com/thewattsgroup
More informationFPO Image to come
The Brightwater Wealth Management Group at Morgan Stanley Target Based Comprehensive Wealth Management 4114 Woodlands Parkway Suite 200 Palm Harbor, FL 34685 (727) 773-4622 FPO Image to come http://www.morganstanleyfa.com/bwmgroup
More informationYour story is unique. Your Financial Advisor can work with Wells Fargo Private Bank to build a team designed around you
Your story is unique Your Financial Advisor can work with Wells Fargo Private Bank to build a team designed around you Investment and Insurance Products: NOT FDIC Insured u NO Bank Guarantee u MAY Lose
More informationThe Main Line Group at Morgan Stanley. Helping Clients To and Through Retirement
The Main Line Group at Morgan Stanley Helping Clients To and Through Retirement Two Town Place Suite 100, Bryn Mawr, PA 19010 855-598-6732 / toll-free 610-542-2944 / main 267-744-4100 / fax www.morganstanleyfa.com/themainlinegroup
More informationThe Morgan Allis Rosel Group at Morgan Stanley Smith Barney. Managing your wealth, growing our relationship
The Morgan Allis Rosel Group at Morgan Stanley Smith Barney Managing your wealth, growing our relationship We believe that you deserve financial advisors who share your vision, earn your trust and work
More informationThe Hagwood Tomoda Group at Morgan Stanley. Wealth Management and Corporate Retirement Specialists
The Hagwood Tomoda Group at Morgan Stanley Wealth Management and Corporate Retirement Specialists 45 William Street Suite 130, Wellesley, MA 02481 781-431-6700 / MAIN 800-767-7462 / TOLL-FREE 781-263-6816
More informationThe Bahnsen Group at Morgan Stanley Wealth Management
The Bahnsen Group at Morgan Stanley Wealth Management BAHNSENPHILOSOPHY The Bahnsen Group at Morgan Stanley Wealth Management has built a stellar reputation by delivering top-shelf investment strategies
More informationChristopher A. Rea, CRPS. Corporate Retirement Director Financial Advisor
Christopher A. Rea, CRPS Corporate Retirement Director Financial Advisor 101 California Street 3rd Floor, San Francisco, CA 94111 415-693-6063 / MAIN 862-210-6072 / FAX https://fa.morganstanley.com/christopher.rea
More informationThe Perrone Lewis Group at Morgan Stanley
The Perrone Lewis Group at Morgan Stanley 2900 West Road Suite 300, East Lansing, MI 48823 517-324-8008 / MAIN 800-248-0487 / TOLL-FREE 517-351-1306 / FAX www.morganstanley.com/fa/theperronelewisgroup
More informationWhen preparing for the future, all you can control is how well you have planned
When preparing for the future, all you can control is how well you have planned Thomas G. Foley Senior Vice President Financial Advisor Keith W. Hier Financial Planning Specialist Financial Advisor Brett
More informationThe Dubie Group at Morgan Stanley. Experience That Makes a Difference
The Dubie Group at Morgan Stanley Experience That Makes a Difference Water Tower Hill 105 West View Road, 5th Fl., Colchester, VT 05446 802-658-2424/MAIN 800-446-0193/Toll-Free 802-860-1623/fax morganstanleyfa.com/dubie
More informationThe Griggs Hartman Pattisall Group at Morgan Stanley Smith Barney. A Wealth Management Team
The Griggs Hartman Pattisall Group at Morgan Stanley Smith Barney A Wealth Management Team We are committed to helping our clients through the three stages of wealth: growing, preserving and transferring.
More informationThe Ellsworth Group at Morgan Stanley Smith Barney
The Ellsworth Group at Morgan Stanley Smith Barney 36 East Streetsboro Street Suite 101, Hudson, Ohio 44236 234-380-4800 / Main 234-380-4801 / fax fa.morganstanleyindividual.com/theellsworthgroup/ The
More informationThe Lehigh Valley Group at Morgan Stanley. Financial Planning for Businesses, Executives & Families
The Lehigh Valley Group at Morgan Stanley Financial Planning for Businesses, Executives & Families 3500 Winchester Road Suite 100, Allentown, PA 18104 610-395-7700 / MAIN 800-433-4200 / TOLL-FREE 610-395-0694
More informationThe Hoffmann-Easom-Lannan Retirement Planning Group at Morgan Stanley
4 SERVICES 7 PLANNING 8 TEAM The Hoffmann-Easom-Lannan Retirement Planning Group at Morgan Stanley We help you move from what you do to what you love 227 West Monroe Street Suite 3400 Chicago, IL 60606
More informationMECH JOB INFORMATION SPECIFICATIONS NOTES
Portfolio Management A B Welcome to the Portfolio Management program. There comes a point when managing your assets can easily become a full-time job. As your life evolves, not only can your financial
More informationThe Seaview RED Group at Morgan Stanley
The Seaview RED Group at Morgan Stanley 2400 East Commercial Blvd. 12th Floor, Ft. Lauderdale, FL 33308 954-267-5631 / Main Robert.Lavin@morganstanley.com The Seaview RED Group at Morgan Stanley Institutional
More informationTHE SPROUL-GOUGH GROUP at Morgan Stanley
THE SPROUL-GOUGH GROUP at Morgan Stanley 4205 BALMORAL DRIVE SUITE 100 HUNTSVILLE, AL 35801 256-650-4003 / MAIN 800-877-0380 / TOLL-FREE 256-650-4046 / FAX www.morganstanley.com/fa/thesproulgoughgroup
More informationGlobal Stock Plan Services. Maximize your return on equity plans
Global Stock Plan Services Maximize your return on equity plans Corporate equity plans may represent a significant investment in your employees and in your company. But getting them right in an increasingly
More informationCorporate retirement plan services. RBC Wealth Management: serving plan sponsors and participants
Corporate retirement plan services RBC Wealth Management: serving plan sponsors and participants RBC Wealth Management Your trusted partner for a successful retirement plan Global resources Depend on exceptional
More informationThe Albright Group at Morgan Stanley. A guiding light on your financial journey through life
The Albright Group at Morgan Stanley A guiding light on your financial journey through life 1800 BROADWAY STE 120 BOULDER, CO 80302 720-562-6233 / MAIN 800-787-5218 / TOLL-FREE 303-939-9007 / FAX http://fa.morganstanleyindividual.com/dana.albright/
More informationAspire. Pursue. Realize. The Fleet Private Clients Group
Aspire. Pursue. Realize. The Fleet Private Clients Group Dedicated to the pursuit of excellence The Fleet Private Clients Group is a specialized division of Fleet with capabilities designed to meet the
More informationA Firm You Can Trust
A Firm You Can Trust Morgan Stanley has over 80 years of experience advising our clients on creating, trading, managing and distributing capital and we do so with a standard of excellence. At Morgan Stanley
More informationThe Harbor Group at Morgan Stanley
The Harbor Group at Morgan Stanley Back row left to right: Aaron Sheehy, Jeffrey DiNapoli, Steven Greenberg, Alan Preto, John Vessa, Jeffrey Winik Middle row left to right: Corey Fleisher, Andrew Alessandrini
More informationREDEFINING WEALTH MANAGEMENT
REDEFINING WEALTH MANAGEMENT SIMPLIFY YOUR FINANCIAL LIFE Wealth is always accompanied by complexity whether preserving assets in the face of volatile markets, leaving a legacy without subjecting heirs
More informationTed Kawahara, CFP. Senior Vice President Portfolio Management Director Financial Advisor
Ted Kawahara, CFP Senior Vice President Portfolio Management Director Financial Advisor Planning is bringing the future into the present so that you can do something about it now. Alan Lakein Building
More informationThe Terhune Group at Morgan Stanley
The Terhune Group at Morgan Stanley 750 Lindaro St. Suite 300 San Rafael, CA 94901 415-451-1400 / MAIN 800-505-1220 / TOLL-FREE 415-532-1981 / FAX www.morganstanley.com/fa/jerold. terhune jerold.terhune@morganstanley.com
More informationThe Collins Savrann Group at Morgan Stanley. Helping You Identify and Achieve Your Unique Goals
The Collins Savrann Group at Morgan Stanley Helping You Identify and Achieve Your Unique Goals 600 Longwater Drive Suite 202 Norwell, MA 02061 781-681-4972 / MAIN 800-326-5951 / TOLL-FREE 781-681-4950
More informationCustom Investment Outsourcing
Custom Investment Outsourcing Fay DeBellis, CFP, SIMC Senior Vice President Bryant Waller, CFP Financial Advisor For One-on-One Use Only With Clients and Prospects 2013-PS-327 11/13 The Importance of Managing
More informationChristopher Eckert, CFP
Christopher Eckert, CFP Senior Vice President Wealth Management Senior Portfolio Manager Financial Advisor Helping You Through Your Most Important Transitions 320 Post Road West Westport, Connecticut 06880
More informationGranite State Group at Morgan Stanley
Granite State Group at Morgan Stanley 1000 Elm Street 14th Floor, Manchester, NH 03101 603-629-0200 / Main 800-726-6141 / Toll-Free 603-624-8199 / fax www.morganstanleyfa.com/granitestategroup Kurt.A.Patten@ms.com
More informationMijanou Spurdle, CFP, CPM. Senior Portfolio Manager First Vice President Branch Manager The Miami Beach Branch, Morgan Stanley
Mijanou Spurdle, CFP, CPM Senior Portfolio Manager First Vice President Branch Manager The Miami Beach Branch, Morgan Stanley 1691 Michigan Avenue Suite 550, Miami Beach, FL 33139 305-695-6119 / MAIN 800-642-7715
More informationThe Basch Anderson Miller Group at Morgan Stanley. Customized Solutions for Every Client
The Basch Anderson Miller Group at Morgan Stanley Customized Solutions for Every Client 3993 Howard Hughes Pkwy St 800 NMLS#1288381, Las Vegas, NV 89169 702-737-8143 / MAIN 855-291-4921 / TOLL-FREE 702-425-9494
More informationTHe PrivaTe WealTH organizer WorkBook
THe PrivaTe WealTH organizer WorkBook contents 04 Personal information 06 Personal Goals & aspirations 08 Financial Goals & objectives 10 letter of instruction Guidelines 14 Financial-Knowledge assessment
More informationWEALTH MANAGEMENT. Personally prepared for Client. March 2012
WEALTH MANAGEMENT Personally prepared for Client March 2012 El Camino Group @ Morgan Stanley Smith Barney 415-984-6755 One Sansome Street, 38 th Floor http://fa.smithbarney.com/elcaminogroup/ San Francisco,
More informationSUNTRUST PRIVATE WEALTH MANAGEMENT SIGNATURE FINANCIAL ADVICE THAT REFLECTS YOUR INDIVIDUALITY
SUNTRUST PRIVATE WEALTH MANAGEMENT SIGNATURE FINANCIAL ADVICE THAT REFLECTS YOUR INDIVIDUALITY BE YOURSELF; EVERYONE ELSE IS ALREADY TAKEN. - OSCAR WILDE Your life, your needs, your dreams and ambitions:
More informationFinancial Strategies. From Legal Settlement to. 2 What are Your Hopes and Dreams? 4 Our Approach in Action. 6 A Single Source
2 What are Your Hopes and Dreams? 4 How We Work With Clients 4 Our Approach in Action 6 A Single Source From Legal Settlement to Financial Strategies what are your hopes and dreams? A wrongful death or
More informationThe Crenshaw Group at Morgan Stanley Smith Barney
The Crenshaw Group at Morgan Stanley Smith Barney 320 East Main Street Suite 410, Spartanburg, South Carolina 29302 864-585-7761 / Main 800-934-0340 / Toll-Free 864-591-0963 / fax fa.smithbarney.com/crenshaw
More informationThe Matthews-Downey Group at Morgan Stanley
The Matthews-Downey Group at Morgan Stanley 277 South Rose St Suite #3100, Kalamazoo, MI 49007 269-373-2650 / MAIN 866-624-1187 / TOLL-FREE 269-373-2640 / FAX http://www.morganstanleyfa.com/ thematthewsdowneygroup
More informationThe Milligan Mundy Group at Morgan Stanley
The Milligan Mundy Group at Morgan Stanley 1787 Sentry Parkway West Building 18 Suite 440, Blue Bell, PA 19422 215-274-2226 / MAIN 888-829-6912 / TOLL-FREE 215-540-0788 / FAX https://fa.morganstanley.com/themilliganmundygroup/
More informationPeter Y. Choy, CRPC Investment Management Consultant Senior Vice President - Wealth Management Portfolio Manager
Peter Y. Choy, CRPC Investment Management Consultant Senior Vice President - Wealth Management Portfolio Manager 80 East Rio Salado Parkway Suite 810, Tempe, AZ 85281 480-345-4704 / MAIN 800-227-3645 /
More informationClarity. Confidence. Capability. Get to Know Centinel Financial Group, LLC
Clarity. Confidence. Capability. Get to Know Centinel Financial Group, LLC Centinel Financial Group Centinel is an American Revolutionary term used to signify guarding and protection. Our brand reflects
More informationProfessional Wealth Management
Professional Wealth Management Our Mission Our Commitment The Schulten Group of Wells Fargo Advisors is an innovative team of ethical investment professionals with more than 100 combined years of investment
More informationThe Corbett Mason Group at Morgan Stanley
The Corbett Mason Group at Morgan Stanley 28 State Street 26th Floor, Boston, Massachusetts 02109 617-570-9503 / Main http://www.morganstanleyfa.com/corbett_mason_group The Corbett Mason Group at Morgan
More information