The Albright Group at Morgan Stanley. A guiding light on your financial journey through life

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1 The Albright Group at Morgan Stanley A guiding light on your financial journey through life

2 1800 BROADWAY STE 120 BOULDER, CO / MAIN / TOLL-FREE / FAX dana.albright@ms.com rebecca.batizy@ms.com

3 The Albright Group at Morgan Stanley As Financial Advisors, our role is to help you use your wealth to achieve what is most important to you. That may mean providing an education to children and grandchildren, buying a vacation home, meeting the special needs of a family member, retiring ten years early the list is endless, and the decision is uniquely your own. Together, we will explore your aspirations and the life you envision. We will work with you to translate your goals into a specific investment objective and personalized investment strategy. And then, drawing on the team s experience and perspective informed by the insight and resources of one of the world s largest financial firms we will structure a portfolio for you, executing and refining that strategy to help bring you closer to your definition of investment success. In short, your goals become our focus, and achieving them becomes a commitment that we share. THE ALBRIGHT GROUP 3

4 Meet the Professionals We believe that working as a team helps to provide you with access to the most appropriate solutions, and helps to ensure that you benefit from the highest levels of service. While we bring complementary skills and perspectives to our clients, we also share a commitment to responding to your needs promptly, professionally and thoroughly. Our goal is to earn your confidence not only through the quality of solutions we provide to you, but also the excellence with which we deliver them. Dana Weiss Albright, CFP, CIMA Wealth Advisor Vice President - Wealth Management Senior Investment Management Consultant Dana was raised around a family business in California. Together with her husband, Scott, they moved to Colorado in 1995 to attend college. After attending the University of Colorado Boulder, Dana received a BA in Business Adminstration with an emphasis on finance and operations management. In 1997, Dana started with Morgan Stanley Dean Witter as an intern before accepting a position as a financial advisor in She enjoys working with people and finance and was drawn to this career. The firm provided a great environment to build clientele and the opportunity to continue her education. In July 2006, Dana received the Certified Financial Planner designation, along with the Certified Investment Management Analyst designation in May Over the years, 4 MORGAN STANLEY

5 she has developed long lasting relationships with her clientele. While she finds it impossible to be everthing to all people, she has a defined mission, process, and the team to help fulfill her duty to her clients. On a personal note, Dana enjoys the arts, bicycle racing, and is proud to be a cancer survivor. Rebecca Batizy Portfolio Associate Senior Registered Associate Relationship Manager Becky ventured to Boulder in 1993 from a small town in South Carolina to attend the University of Colorado at Boulder and immediately fell in love with the town and strong community. She graduated from CU in 1997 and began her career at Morgan Stanley Dean Witter as an intern, which later became Morgan Stanley. Her initial plans to attend law school were put on hold since she instead fell in love with the fast pace and excitement of the financial services industry. Outside of work, she is a Mother to two little boys; Miles, fourteen, and Mason, twelve. She also loves to ride her mountain bike as much as possible; which includes racing in mountain bike races across the globe. She feels very lucky to work in a town she loves allowing her to balance personal and work life while enabling her to excel in both. Nothing brings her more joy than helping to see our clients realize their dreams, both financially and personally. THE ALBRIGHT GROUP 5

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7 For Life's Most Important Goals With experienced professionals and the right resources, reaching your most important goals can be less challenging and more rewarding. We are ready to help you meet your goals, by combining our insights into your needs with the resources of Morgan Stanley. Setting a confident course Thorough, thoughtful planning planning that analyzes where you are as well as where you want to go is the most important step in establishing a path to your goals. We will work with you to explore and define your objectives and needs, and then structure a plan that is uniquely your own. Balance sheet analysis Retirement planning Education planning Estate planning strategies Multigenerational planning Insurance Strategic consulting and transactions Building a unique legacy Estate planning strategies typically brings together the dimensions of life: personal, family, financial and charitable. We will work with you to understand the connections between your life and legacy goals, and work with your accountant and attorney to help you develop a strategy to position your portfolio appropriately. Strengthening your business The links between business ownership and personal wealth are many and complex. Whether your objective is to grow your business, realize its value through a succession strategy or sale, or maintain family ownership by the next generation, we can examine your alternatives in light of both business and personal objectives. And, should circumstance require it, we can use the access to banking and lending services of Morgan Stanley. Credit facilities Cash management Retirement plans Strategic consulting and transactions Succession planning Protecting your wealth Insurance can play a critical role in virtually any comprehensive financial strategy, helping you to protect the value of your assets, protect your income and your family s financial security even perform important functions in a business succession or estate plan. We can help you analyze your current insurance portfolio and work to update your coverages to fulfill personal and strategic goals. Life and disability income insurance Life insurance trusts Key-person insurance Meeting current liquidity and banking needs Managing personal cash and securing liquidity for personal needs and opportunities are the day-to-day aspects of implementing a financial strategy. We can help you meet your personal cash management and borrowing needs while thinking strategically about how approaches may affect current and longterm costs and taxes. THE ALBRIGHT GROUP 7

8 A Consultative Process Charting a prudent course to financial independence requires a well-conceived, personalized financial plan with defined, longterm goals. Our consultative wealth advisory process was developed to help generate that plan. Its key steps are designed to result in a broad, cohesive plan for your financial future. 1 We will begin by discussing what matters most to you and what you want to accomplish with your wealth. In addition to your finances and investments, we will talk about you, your values, lifestyle, your worries and what you are passionate about. 8 MORGAN STANLEY

9 Discover Analyze 2 We will analyze your personal and financial information, assess risks, and identify potential threats to your financial health. Then we will present you with a comprehensive plan to address your income and cash flow needs, borrowing requirements, asset protection, retirement planning, wealth transfer and philanthropy goals. Review Implement 3 Our objective approach to implementing your plan will pay special attention to how its various aspects can affect, enhance and integrate with each other. When appropriate, we will suggest seeking additional, in-depth advice on particularly complex planning, financial and family issues we have identified. 4 We will review your portfolio together at your request. And when your circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.

10 We build trans-generational relationships by implementing plans for families and businesses to guide them through the financial aspects of daily life. We sift through the noise and information to help clients make informed and proactive decisions about their futures. And we're committed to providing highly personalized service founded on honest and accurate advice to establish long lasting relationships through the highest standards of service, professionalism, and integrity. 10 MORGAN STANLEY

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12 NMLS # This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and or investments discussed in this material may not be suitable for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor.The appropriateness of a particular investment or strategy will depend on an investors individual circumstances and objectives Morgan Stanley Smith Barney LLC. Member SIPC /2015 CRC CA Insurance Lice # od71949 AR Insurance Lice #