SmartLink for DST User Guide

Transcription

1 SmartLink fr DST User Guide

2 Cpyright 2008, E-Z Data, Inc. All Rights Reserved N part f this dcumentatin may be cpied, reprduced r translated in any frm withut the prir written cnsent f E-Z Data, Inc. All prduct names are trademarks f their respective manufacturers r rganizatins. 918 E. Green Street Pasadena, CA Web: Telephne: (626) Fax: (626) U.S. tll-free fax: (800) Revised:

3 Table f Cntents Intrductin... 1 Abut DST FAN Mail... 1 Requirements fr SmartLink fr DST... 2 Rules and Reminders... 3 General... 3 Cntact... 3 Security Master... 3 Accunt... 4 Psitin... 4 Transactins... 4 Dwnlading Investment Data... 5 Imprting Data... 5 Reviewing Imprt Results... 9 Handling Errrs... 9 Orphaned Accunts Duplicate Transactins Appendix A: DST File Naming Cnventin FAN Mail Prductin Files (cmpressed) Resend Files Appendix B: Abut DST Dwnlad Files Security File Accunt Master and New Accunt Activity File Nn-Financial Activity File Psitin File Direct Financial Activity - Transactin File Price File Distributin Activity File Variable Annuity and Variable Universal Life CUSIP Rules... 16

4 Appendix C: Frequently Asked Questins Appendix D: Glssary... 17

5 Intrductin SmartLink fr DST is a SmartOffice adapter that enables SmartOffice users t imprt DST data files dwnladed frm DST FAN Mail int SmartOffice. Instead f dedicating a supprt persn t enter mnth-ld infrmatin frm multiple statements, use the Internet t receive the latest data, dramatically imprving client service with current investment infrmatin. SmartLink fr DST takes care f 75-95% f the day-t-day data entry and updating requirements that drain the resurces f mst ffices. T use SmartLink fr DST, first register with DST FAN Mail t receive yur data files. Visit the DST FAN Mail Web site t set up the service at r call (800) fr mre infrmatin. Abut DST FAN Mail Financial intermediaries are ften lking t clse the back-ffice autmatin gap and eliminate inefficient data entry. Mutual fund and life insurance cmpanies are ften lking fr a cst-effective way t cnslidate, archive, address and deliver custmer accunt infrmatin ver the Internet. As a result, DST Systems develped FAN Mail. FAN Mail is an autmated surce fr cmplete custmer accunt infrmatin acrss mutual fund, variable annuity, variable universal life, and real estate investment trusts (REIT) cmpanies including cnfirmatin f purchases, redemptins, exchanges and distributins as well as access t infrmatin n psitins and daily prices. Thrugh FAN Mail, daily transactins are transferred directly frm the fund cmpany t the financial intermediary's prtfli-management r asset tracking sftware. Intermediaries dwnlad the data frm a directry accessed thrugh the DST FAN Mail Web site, which is HTTPS/SSL secured. FAN Mail streamlines daily back-ffice administratin tasks and enables advisrs t autmate the manual data entry f their custmers' infrmatin and transactins. As an essential cmpnent in thusands f financial advisrs and brker/dealers back-ffices, FAN Mail is a vital link t the largest single surce f mutual fund, variable annuity, variable universal life, and REIT custmer accunt infrmatin available. Page 1

6 Requirements fr SmartLink fr DST Internet Explrer versin 6.0 The fllwing cnfiguratin is required fr Internet Explrer. 1. Select Internet Optins frm the expanded Tls menu. 2. Click the Security tab and then select the Custm Level buttn in the Security Level fr this Zne sectin. 3. Enable the fllwing ptins. ActiveX cntrls and plug-ins: Dwnlad unsigned ActiveX cntrls: Prmpt Autmatic prmpting fr ActiveX cntrls: Enable Initialize and script ActiveX cntrls nt marked as safe: Enable Miscellaneus Access data surces acrss dmains: Enable Users running SmartLink fr DST must have rights t: View and mdify cntact recrds View and mdify investment recrds View and mdify plicy recrds (if using SmartPlicies) On-Access Validatin enabled Cautin: If the user des nt have the apprpriate rights, it can result in duplicate recrds assuming that these recrds d nt exist. Page 2

7 Rules and Reminders General The system is nt designed t handle the prcessing f mnths f data r large amunts f data. Dwnlad and prcess data daily r as ften as the data is available. Prcessing the data daily raises alerts t pssible crprate actins, changes in CUSIP, effects f fund advisry ntices frm DST FAN Mail, accunt number and file frmat changes that can affect the accuracy f the data in SmartOffice. If yu are an existing DST FAN Mail user and yu are attempting t ppulate an empty SmartOffice ffice with DST data, cntact DST FAN Mail and request a new set f initial build files frm each fund family r variable annuity prvider. The set f initial build files will include the fllwing: Cntact Accunt Master Psitin Nn-Financial Activity Security Accunt Psitin New DST FAN Mail subscribers autmatically receive these files as part f the FAN Mail start-up prcess. SmartLink fr DST will nt verwrite the primary cntact r name f existing accunts in SmartOffice. The Tax ID n cntact recrds within SmartOffice must be unique fr data prcessing t functin crrectly; n duplicate Tax IDs are allwed. Fr a new accunt t be autmatically linked t an existing cntact recrd, the SS# n the cntact must match the Tax ID n the accunt in the DST data. While SmartLink fr DST will link accunts t existing cntact recrds, it des nt create new cntact recrds in SmartOffice. Make sure that every cntact in yur SmartOffice database has a Tax ID/SS# listed fr them. Security Master SmartLink fr DST creates security recrds, but DST FAN Mail nly includes security files when a new accunt activity, nn-financial activity r accunt master psitin file is generated. Make sure t request a security file frm DST s that the security master recrds are autmatically created during the first dwnlad. SmartLink fr DST will als nt verwrite the name f existing security recrds in SmartOffice. Page 3

8 Accunt Due t the variatins in data frmatting between prviders and t make sure that SmartOffice can find a match n the accunt number, d nt include any dashes r spaces when entering new accunt numbers manually. Imprtant: D nt remve the dashes r spaces frm accunt numbers fr investments that have previusly been successfully updated with DST data. This may create duplicate recrds during the next dwnlad. Nte that duplicate accunt numbers in tw different cntact recrds within an ffice cannt exist. Psitin DST nly prvides a Share Balance fr psitins n a mnthly basis. SmartLink fr DST will nly update the Share Balance fr DST psitins when the mnthly psitin file is imprted unless the transactin histry is manually altered and the Rll-Up Optin is set accrdingly. Refer t the SmartInvestments Help fr details n Rll-Up Optins and the calculatin f Share Balance and Value. DST des nt prvide the Cst Basis and Tax Basis fr psitins. Cst Basis and Tax Basis will nly be ppulated fr the DST psitin if the transactin histry is manually altered and the Rll-Up Optin is set accrdingly. Refer t the SmartInvestments Help fr details n Rll-Up Optins and the calculatin f Cst Basis and Tax Basis. Transactins SmartLink fr DST des nt autmatically recncile incmplete transactin histries t cnfrm t the mnthly psitin Share Balance data. The Recncile Reprt in SmartInvestments can be used t identify and autmatically crrect incmplete transactin histries. Refer t the SmartInvestments Help fr details n the Recncile Reprt. Page 4

9 Dwnlading Investment Data DST FAN Mail, a divisin f DST Systems, prvides data frm multiple surces including DST Systems and nn-dst surces such as utside variable annuity, mutual fund cmpanies and fund spnsrs. With DST FAN Mail, the user has the ptin t either: Manually prcess ZIP files dwnladed frm the DST FAN Mail Web site. Autmatically prcess ZIP files directly frm the DST FAN Mail Web site (recmmended). Obtain an enrllment kit by calling DST FAN Mail at (800) r by visiting their Web site at Each day yur data will be available fr retrieval frm the DST FAN Mail Web site, and will be there until it is dwnladed. T learn mre abut the data files available frm DST, see Abut DST Dwnlad Files. Imprting Data 1. Once the data files have been prepared, click the DataXchange Online buttn t display the Service List. Page 5

10 2. Select the SmartLink fr DST hyperlink t pen the SmartLink dialg bx. If the latest cmpnents fr the service are nt installed n the lcal cmputer, they will be dwnladed and installed autmatically. 3. Specify the lcatin f the data file by selecting ne f the fllwing ptins. Use Data File frm Lcal Flder: Select this ptin t imprt data files that have already been manually dwnladed frm the DST FAN Mail Web site nt the lcal cmputer. Use Data File Frm URL: Select this ptin t have SmartLink fr DST autmatically retrieve the data files frm the DST FAN Mail Web site and begin prcessing the data. E-Z Data recmmends using this methd. 4. Based n the selectin abve, perfrm the fllwing: Lcal Flder: Enter the full path int the Path field; r, click the Brwse buttn t select the ZIP file and then click the OK buttn. URL: a. The URL t the data will autmatically be prvided by E-Z Data in the URL field. b. Enter yur DST FAN Mail Username and Passwrd in the Authenticate sectin. c. Select the Save settings t cnfiguratin file ptin t save the URL settings fr all future dwnlads, except fr the DST FAN Mail Passwrd. Page 6

11 5. Click the Cntinue buttn. The data will be evaluated and cnverted t the apprpriate frmat. If errrs ccur during this stage, they will display in the Translatin Errr sectin. Nte that these errrs are fr ptential debugging purpses nly; all errrs nted in this sectin can be disregarded. 6. Click the Cntinue buttn t g t the next step, if necessary. Page 7

12 7. SmartLink fr DST will prcess the data against SmartOffice. Prgress can be mnitred frm the SmartLink fr DST dialg bx. Nte that dwnladed files will be mved frm the My Directry page n the DST FAN Mail Web site t the My File Histry page. Page 8

13 Reviewing Imprt Results After the data files are prcessed, the imprt results can be viewed frm the dialg bx. The reprt includes what time the set f files started and cmpleted prcessing and the detailed infrmatin n recrds successfully and unsuccessfully prcessed. Handling Errrs Click the Unsuccessful tab t display the recrds that failed during prcessing. Selecting each security r accunt recrd will display the errr messages and list all recrds assciated with the security r accunt. Mst errrs while prcessing accunts are the result f dependant data, such as a security missing frm SmartOffice. The errr messages n the Unsuccessful tab explain exactly what data is missing in SmartOffice. In the example belw, an accunt failed t be prcessed successfully because there was a security master recrd missing frm SmartOffice (see errr message marked in red belw). Upn searching SmartOffice fr the security, the user will find that there is n security master recrd with the CUSIP This security master recrd needs t be manually added t SmartOffice befre the accunt can be successfully prcessed. G t the DST FAN Mail Web site t the CUSIP Infrmatin page t lk fr details regarding the security. T Reprcess Reslved Errrs 1. After the missing dependant data has been manually added t SmartOffice, return t SmartLink fr DST t reprcess the failed recrds. 2. Select the set f data that needs t be prcessed again. 3. Click the Reprcess buttn fr SmartLink fr DST t prcess the failed recrds again. 4. If the missing dependant data is fund n the subsequent attempt, the recrd will be successfully imprted int SmartOffice. Page 9

14 Orphaned Accunts Accunts that have valid data but d nt have a matching cntact recrd in SmartOffice will be inserted in SmartOffice as rphaned accunts. SmartLink fr DST matches a cntact by the cntact s Tax ID (e.g., Scial Security Number). If the SS# des nt exist, the accunt will be an rphaned accunt. All rphaned accunts are fund in the fllwing lcatin in SmartOffice: Investment > Link Accunt t Cntact Frm the Link Accunt t Cntact area, the user can link rphaned accunts t either: Existing cntact recrds New cntact recrds created directly frm the Link Accunt t Cntact area Nte: Make sure t include, at minimum, the cntact s First Name, Last Name and Scial Security Number fr future DST dwnlads and reprting purpses. T Assciate an Orphaned Accunt with a Cntact 1. Select Link Accunt t Cntact frm the expanded Investment menu. 2. Frm the Search Unassigned Accunt Masters dialg bx, click the Search buttn. 3. Select the ptin next t the accunt t assciate with a cntact recrd and then click the Assign Cntact t Accunt buttn. 4. Enter the cntact s name (last, first) r enter the name f the filter t find the cntact recrd. 5. Click the Search buttn. 6. Select the apprpriate cntact frm the Cntact List t link the accunt t the selected cntact. 7. If the cntact is nt fund r des nt exist, click the Add buttn lcated n the Cntact List tlbar t create a new cntact recrd. 8. Create a cntact recrd. Make sure t include the first name, last name and scial security number. 9. Once the cntact recrd is saved, the accunt will be linked t the selected accunt. Page 10

15 Duplicate Transactins Althugh rare, while prcessing transactins, SmartLink fr DST might cme acrss duplicate transactins. Transactins are cnsidered duplicates when the fllwing prperties are identical: Transactin Date, Type and Value fr the specified accunt and psitin. When this ccurs, it will be handled in this manner: If matching transactins are fund in the same set f files, they will be inserted autmatically. In mst cases, these transactins are related t such things as emplyer matching cntributins resulting in very similar transactins. If matching transactins are fund in separate sets f files, they will be skipped, enabling review f the transactins. They can then be inserted manually. T Insert Transactins Manually 1. Frm the Successful tab, review the accunts that have been updated t ensure that nne f the transactins have been skipped as shwn belw. 2. Find the matching transactins in SmartOffice and verify that this is a new transactin that shuld be inserted r skipped. 3. Highlight the transactin, select the Insert ptin and then click the Reprcess buttn. 4. The transactin will be added t SmartOffice. Page 11

16 Appendix A: DST File Naming Cnventin The fllwing cntent includes infrmatin taken frm DST FAN Mail. FAN Mail Prductin Files (cmpressed) Prductin files use the fllwing naming cnventin: SYSMTxxAxxxx.ZIP, where: Psitin System and Management cde f data prvider. Each data prvider has a unique system and management cde cmbinatin. Psitin File type 01 Distributin 02 Direct Financial Activity 03 Accunt Psitin 07 Nn-Financial Activity 08 New Accunt Activity 09 Accunt Master Psitin 17 Price Refresher Psitin 8 A Z = prductin (except R=resend) Psitin 9-12 xxxx is a unique number within a User s directry intended t avid verwriting existing files in that directry. Extensin.ZIP (indicates a cmpressed ZIP file). The ZIP file is nt passwrd prtected. In additin t the file name, a timestamp is prvided shwing the date that FAN Mail prcessed the data. A cunt f the ttal number f files fund n the Web site helps ensure that all files are successfully dwnladed. Resend Files Resend files are handled the same way as Prductin files, but an R is used t differentiate it frm the prductin files. Page 12

17 Appendix B: Abut DST Dwnlad Files DST FAN Mail prvides files n a daily r hurly basis n their Web site. Security File The Security File is generated each time that a registratin file (New Accunt Activity, Nn-Financial Activity and/r Accunt Master Psitin) is prduced fr an accunt r subaccunt. This file prvides infrmatin n the securities held by the financial intermediaries custmers. The Security file eliminates the manual entry f the CUSIP, Ticker/Qutrn Symbl and security infrmatin int the financial intermediary s prtfli management sftware. This file can als be created upn request and is based n infrmatin cntained in the mst recent Accunt Psitin file. The Security Master file is a necessary part f SmartInvestments. This file will cntain infrmatin n the types f securities that yur clients have hldings fr, such as stcks, bnds, mutual funds and variable annuities. The Security file data is actually embedded within the New Accunt Activity, Nn-Financial Activity and/r Accunt Master Psitin files frm FAN Mail. Ntes: SmartLink fr DST des create security master recrds, but DST FAN Mail des nt always include security files s yu must make sure t request a Security file frm DST s that the security master recrds are autmatically created during yur first dwnlad. SmartLink fr DST will nt verwrite the name f existing security recrds in SmartOffice. Accunt Master and New Accunt Activity File The Accunt Master file cntains cmplete registratin and nn-financial infrmatin, and it is included in the initial transmissin r upn request. This file, in cnjunctin with the Accunt Psitin file, is used t establish r verify the accunt database when FAN Mail is implemented. The New Accunt Activity file prvides the same registratin infrmatin as the Accunt Master file n new accunts as they are established. The Accunt Master file cntains infrmatin n all client accunts related t a given fund cmpany r annuity prvider. Depending n the size f yur business, this can be a very large file that cntains registratin data fr every hlding held in every accunt. The Accunt Master file des nt include psitin (share) infrmatin. Yu dwnlad this file nce, during initial setup. There may be cases afterward when yu must request it frm DST FAN Mail and dwnlad it again, but this is rare. Page 13

18 SmartLink fr DST matches accunt recrds based n accunt number. If there is n match, a new accunt will be created. Ntes: While SmartLink fr DST will link accunts t existing cntact recrds, it des nt create new cntact recrds in SmartOffice. If a cntact with a matching Tax ID cannt be fund fr a new accunt, SmartLink fr DST will add the accunt unlinked t any cntact. Tip: T minimize unlinked accunts, make sure t create cntact recrds fr all f yur clients in SmartOffice with the fllwing minimum infrmatin: First Name, Last Name and Scial Security Number. See Orphaned Accunts fr details. SmartLink fr DST will nt verwrite the primary cntact r name f existing accunts in SmartOffice. Nn Financial Activity File The Nn-Financial Activity file is generated frm maintenance activity t the sharehlder/plicy wner registratin, and cntains cmplete registratin and nn-financial infrmatin. The Nn-Financial Activity file (NFA) is ptinal fr mutual funds, real estate investment trust/limited partnerships (REIT/LP) and variable annuities and is available nly t brkers and dealers with a prprietary interface. This file is generated upn maintenance t the accunt/cntract wner registratin r accunt ptins. Psitin File The Accunt Psitin file reprts the current share balance f every psitin in every accunt based n the last business day f the mnth regardless f whether the accunt had any financial activity (transactins). This file cmes with the Accunt Master file in yur initial DST FAN Mail setup, nly if yu are a new user f DST FAN Mail. Existing users will get this file at the end f the mnth. After that, yu receive this file mnthly (usually n the first business day f the mnth), enabling yu t recncile all accunts n a regular mnthly basis. SmartLink fr DST uses a cmbinatin f accunt number and CUSIP t match infrmatin in the Accunt Psitin dwnlad file with SmartOffice psitin recrds. If there is n match then the respective accunt, psitin and psitin histry are created. Page 14

19 Fr variable annuities, SmartLink fr DST uses a cmbinatin f accunt number, prduct cde and subaccunt CUSIP t match infrmatin in the Accunt Psitin dwnlad file with SmartOffice psitin recrds. If there is n match then the respective recrds are created. Ntes: T ensure that bth SmartOffice and the DST FAN Mail data shw the same share balance, run the Recnciliatin Reprt, ne f the investment tls in SmartOffice. DST des nt prvide the Cst Basis and Tax Basis fr psitins. Cst Basis and Tax Basis will nly be ppulated fr the DST psitin if the transactin histry is manually altered and the Rll-Up Optin is set accrdingly. Refer t the SmartInvestments Help fr details n Rll-Up Optins and the calculatin f Cst Basis and Tax Basis. Direct Financial Activity Transactin File The Direct Financial Activity file is generated when transactins are psted t the wner s accunt/cntract, and this file is used t reprt all activity invlving the mvement f mney and/r shares/units. Transactins such as Buys, Sells and Fees are reprted in this file. SmartLink fr DST uses a cmbinatin f the accunt number and CUSIP t match n an existing psitin t recrd the transactin. If there is n match, SmartLink fr DST creates the apprpriate recrd. Fr variable annuities, SmartLink fr DST uses a cmbinatin f accunt number, prduct cde and subaccunt CUSIP t match infrmatin in the Direct Financial Activity dwnlad file with SmartOffice transactin recrds. If there is n match then the respective recrds are created. Nte: SmartLink fr DST des nt autmatically recncile incmplete transactin histries t cnfrm t the daily psitin Share Balance data. The Recncile Reprt in SmartInvestments can be used t identify and assist in psitin recnciliatin. Refer t the SmartInvestments Help fr details n the Recncile Reprt. Price File The Fund Price file indicates the share/unit value and is reprted by the data prviders. The Price file cntains the net asset value (NAV)/unit value as reprted by the fund and life cmpanies at the clse f the previus day s business. Every CUSIP is transmitted, whether r nt sharehlder accunts exist under each CUSIP. When this file is prcessed by SmartLink fr DST, prices and dates are psted t any new r existing securities in the security master area f the database. Page 15

20 Distributin Activity File The Distributin Activity file is used t cnfirm all activity resulting frm the distributin f a dividend, and lng- r shrt-term capital gain. The Distributin Activity file is generated after the distributin activity is applied t the wner s accunt. Distributin Activity files are nt used by variable annuity r variable universal life cmpanies. SmartLink fr DST uses a cmbinatin f the accunt number and CUSIP t match n an existing psitin t recrd the transactin. If there is n match, SmartLink fr DST creates the apprpriate recrd. Variable Annuity and Variable Universal Life CUSIP Rules Funds r subaccunts acrss different prducts with cmmn pricing have the same CUSIP. If the fund r subaccunt is priced differently because f the way it is invested within a prduct, a new CUSIP must be established. The accunt number (cntract number) and CUSIP relatinship must be preserved. There are tw ways t supprt an accunt number and CUSIP relatinship. First, if an investr purchases tw prducts in the same fund, the accunt numbers (cntract numbers) must be different, even thugh the CUSIPs are the same. Secnd, if the variable annuity cmpany grups multiple prducts held by the same investr under ne accunt number (cntract number), then they maintain unique CUSIPs acrss all prducts. Fixed funds f differing duratin lengths must have unique CUSIPS. Nte that the cmbinatin f the CUSIP and prduct cde cmprise the identificatin f the plicy subaccunt. Identificatin f a plicy subaccunt cannt be made based upn recgnitin f a prduct cde r CUSIP alne. Appendix C: Frequently Asked Questins Receive errr while running SmartLink fr DST. Questin: What shuld I d when I encunter the fllwing errr?: Cnnectin with the server culd nt be established. Check yur Internet cnnectin and try again, r cntact yur administratr. Reasn: Windws Defender (frmally GIANT/MS AntiSpyware) is turned n. Prir t running SmartLink fr DST, make sure t turn it ff. This will enable yu t run SmartLink fr DST and begin prcessing yur data. Page 16

21 Appendix D: Glssary Accunt Number CUSIP Number Distributin Amunt Established Date Fund Cde Fund Name Issued Date Management Cde Net Asset Value (NAV) A value assigned by individual prduct cmpanies t custmer investments. An accunt number becmes unique when cmbined with investment CUSIPs. An alphanumeric value used t identify the fund. Mutual fund cmpanies Cmmittee n Unifrm Securities Identificatin Prcedures (CUSIP) and fund cdes are nt established by FAN Mail. The CUSIPs and fund cdes used by the mutual fund cmpanies are thse registered with the Natinal Securities Clearing Crpratin (NSCC). The CUSIP is a nine-character alphanumeric field that identifies the funds and subaccunt within a prduct. It is established based n the cmbinatin f the management cmpany s system cde and an alphanumeric cmbinatin determined by the variable annuity cmpany. DST FAN Mail establishes the system and management cde t ensure uniqueness acrss management cmpanies. The amunt f dividends, capital gains r freign tax credit payments realized by the fund and passed alng t the sharehlders. The date an accunt was pened. A numeric value used t identify the fund. The fund/prduct cde is a seven-character alphanumeric field that identifies the different prducts r plans ffered by the management cmpany. It is based n the cmpany s unique system cde and an alphanumeric cmbinatin determined by the management cmpany. Nte that DST FAN Mail establishes the system and management cde t ensure uniqueness acrss management cmpanies. A unique fund/prduct cde is established fr every prduct and plan type in rder t establish a cmbinatin f prduct/plan and subaccunt CUSIP. A field that describes the name f the fund. The date in which the plicy/cntract was issued. An alphanumeric cde used t identify the Management Cmpany. The value f ne share f a fund as determined by this frmula: (ttal assets ttal liabilities)/ttal shares utstanding. Page 17

22 Plicy/Cntract Number Price Date Prduct Cde Recrd Cde Redemptin Amunt Registratin Reinvestment Price Share Amunt Share Balance Share Price Amunt Shares Reinvested Scial Security Number (SSN) Subaccunt Subaccunt Type A value assigned by individual prduct cmpanies t custmer investments. A plicy/cntract number becmes unique when cmbined with investment CUSIPs. The date the shares/units are priced. Identifies the life cmpany prduct r plan. The fund/prduct cde is a seven-character alphanumeric field that identifies the different prducts r plans ffered by the management cmpany. It is based n the cmpany s unique system cde and an alphanumeric cmbinatin determined by the management cmpany. Nte that DST FAN Mail establishes the system and management cde t ensure uniqueness acrss management cmpanies. A unique fund/prduct cde is established fr every prduct and plan type in rder t establish a cmbinatin f prduct/plan and subaccunt CUSIP. A value used t describe a set f transactin cdes and suffixes that categries a type f transactin. A dllar figure used in a redemptin transactin. Identifies the name and address f the accunt/plicy wner. The price at which all shares are reinvested int an accunt. The ttal number f shares requested in a transactin. The ttal number f shares in an accunt as f a specific date and time. This includes all issued and un-issued shares. The price at which shares are purchased r redeemed. The ttal number f shares that the sharehlder elected t purchase int the fund after being paid a distributin. A number assigned by the Internal Revenue Service that uniquely identifies an individual. An accunt linked by cumulative discunt number t ther accunts fr the purpse f cmbined reprting. Identifies whether r nt the subaccunt is f a fixed r variable nature. Page 18

23 Subaccunting Fee System ID Ttal Units Unit Price Amunt The fees assciated with handling a subaccunt. An internal DST cde. Ttal amunt f units purchased by the cntract/plicy wner within a subaccunt f a life plicy. The price at which units are purchased r redeemed. Page 19