Code of Practice. 1. About Kalaam Telecom

Size: px
Start display at page:

Download "Code of Practice. 1. About Kalaam Telecom"

Transcription

1 Cde f Practice 1. Abut Kalaam Telecm Kalaam Telecm is a trading name f Kalaam Telecm Bahrain. Launched in 2005, Kalaam Telecm has grwn t be ne f the leading alternative peratrs ffering vice, internet, data and ICT telecm services in the Kingdm f Bahrain. Nw in its 11th year f peratins, Kalaam Telecm prvides Enterprise slutins fr fixed and mbile telecmmunicatins and internet cnnectivity backed with strng after sales service- frm a dedicated crprate accunt manager, nline accunt management prtal, 24/7 dedicated custmer care, t strng and defined service level agreements and state-f-art platfrm based n Next Generatin Netwrk technlgy. Kalaam als has a well-established Residential services and prducts i.e. fr individuals and residences, which makes internatinal calling and internet cnnectivity affrdable t anyne.

2 This Cde f Practice is t infrm yu, ur custmer, abut yur relatinship with us, Kalaam Telecm. It is written fr vice and data custmers wh purchase telecmmunicatins and internet services frm Kalaam Telecm directly. This cde f Practice cvers Enterprise services prvided t large and small businesses and Residential services fr individuals and their residences. This cde aims t prvide yu with infrmatin n: hw t cntact Kalaam Telecm (Sectin 3) ur cmpany values and cmmitment (Sectin 4) ur services and the Kalaam advantage (Sectin 5) hw t subscribe t an Enterprise service; (Sectin 6a) Enterprise Subscriber Frm (Appendix 1) Enterprise Subscribers Agreement Terms and Cnditins (Appendix 2) Hw t subscribe t Residential Services (Sectin 6b) Service Activatin Days fr All Services: (Sectin 7) Kalaam s Enterprise Line Service Level Agreements;(Sectin 8) SLA fr Enterprise Internet services; (Appendix 3) SLA fr Enterprise Data Services; (Appendix 4a and 4b) SLA fr Enterprise Clud Services; (Appendix 5) Feedback, cmplaints handling and cancellatin f services: (Sectin 9) Dispute Reslutin: (Sectin 10) Apprval and Review f Cde: (Sectin 11) Telecmmunicatins Authrity f the Kingdm f Bahrain Cntact Infrmatin. (Sectin 12) Nte: The Cde f Practice may be mdified frm time t time. Hwever, an updated Cde f Practice can be made available n request by ing: supprt@kalaam-telecm.cm Kalaam Telecm - Cde f Practice Page 2

3 3. Hw t Cntact us Fr up-t-date cntact infrmatin, please visit ur website: A. By phne Kalaam s Head Office t speak t any department Timings: 8 a.m. t 5 p.m. Days: frm Sundays thrugh t Thursdays. Kalaam s Custmer Service and Supprt Lines - All custmer service and supprt lines are pen 24 x 7 Enterprise Services Sales Desk ; and Custmer Care ; Residential Services Sales Desk ; and Custmer Care B. By fax Kalaam s Head Office & Custmer Care Centre C. By Sales: sales@kalaam-telecm.cm Custmer Care & Cmplaints: custmercare@kalaam-telecm.cm Billing & Cllectins: billing@kalaam-telecm.cm Admin: inf@kalaam-telecm.cm D. By letter Kalaam Telecm Bahrain, Office Suite 602, 6 th Flr, Almayyed Twer, P.O. Bx 21421, Seef District, Kingdm f Bahrain. Cntact details f Telecmmunicatins Regulatry Authrity f Kingdm f Bahrain are given in Sectin 12 f this Cde. Kalaam Telecm - Cde f Practice Page 3

4 4. Our Service Values All f Kalaam s Enterprise and Residential Services cme backed with the Kalaam Advantage: Premium Next Generatin Netwrk technlgy, Dedicated crprate accunt manager fr every client; Online accunt management prtal, Technical supprt with defined service level agreements; Custmer Care: 24 x 7. Our gal at Kalaam is t be the first chice fr best-value fferings in advance Data, Internet, Vice, ICT and Clud services t business custmers. We are cmmitted t achieving this gal, thrugh cntinuus investment in persnalized service, quality and innvatin. Our values are: Custmer-Fcused: A custmer is f primary imprtance and deserves ur best service, attitude and cnsideratin. At Kalaam we understand that ur success cmes frm develping lng lasting relatinships with ur valued custmers. Slutin-Driven: We are cmmitted t develping specific industry-segmented fcused slutins. We d this by paying careful attentin t yur requirements and creating a slutin that meets ur custmer s specificatins. Value-Based Slutins: We knw that ur custmers bth deserve and appreciate great value, which is why we prvide the best quality cmmunicatin services fr prices we knw yu will find reassuringly affrdable. Our value driven business mdel means we ffer yu exactly what yu need at cmpetitive price. Quality-Driven: Our emphasis is n delivering telecm services with cnsistent highest service standards and quality, which we ensure by adhering t strict and transparent service level agreements. We als use mnitring tls t measure ur systems, prcesses & perfrmances enabling us t nt nly maintain quality f service but als be practive in service management. Pr-active Service: Our fully managed and mnitred cnnectivity ffers the highest netwrk resilience and service level assurances t ur custmer s missincritical business systems. Further custmers can access the nline accunt management prtal, that prvides usage and payment details. Kalaam Telecm - Cde f Practice Page 4

5 5. Our range f Services A. Kalaam Enterprise Services fr Crprates and Businesses: Enterprise services assists ur clients by prviding high-speed slutins fr businesses that need highperfrmance and full-time dedicated access. Kalaam s Enterprise Service Line cnsists f Data, Internet, Vice, ICT and Clud slutins that prvide significant savings. Data Services MPLS P2P, lets yu manage a pint-t-pint cnnectivity, giving yu the ability t cmmunicate and exchange infrmatin between tw sites. This is a fully managed service which helps expand yur lcal netwrk t remte sites and creates a single cmpany-wide cmmunicatins infrastructure. AVPN, is a wide area netwrk cnnectin between graphically dispersed ffices and branches. Lcal businesses which are lking fr an efficient, secure and affrdable cmmunicatin tl can find the perfect slutin in Kalaam s AVPN cnnectin. Glbal MPLS netwrk will enable yu t streamline business peratins, intercnnecting internatinal branch ffices, dealers and partners n a single platfrm. This innvative netwrk is ideal fr missin critical applicatins and cnverges data, vice and vide. IPLC, Internatinal Private Leased Circuit is designed t prvide a pint-pint cnnectivity fr yur business with a way t expand yur private netwrk acrss cuntries and ffers a secure, reliable internatinal cnnectin that is ideal fr yur rganizatin s cnnectivity requirements. VSAT P2P is a versatile slutin t cnnect where there is nt a cnventinal media such a cpper, fiber and micrwave. It is extremely useful nt nly as a reliable primary link fr nn feasible areas, but als as a very successful alternate technlgy fr a backup link. Offshre DIA prvides dedicated internet access t ver 170 cuntries acrss the glbe. The services culd be ffered ver varius access technlgies such as fiber, cpper, wireless (micrwave/radi, WiMax, 3G/4G/LTE) and Satellite. We can prvide speeds upt 10 GBPS depending n the access technlgy. Internet Services Dedicated Internet Access ffers Businesses high-speed symmetrical bandwidth cnnectivity ver ur Wired r Wireless netwrk which is an ideal slutin fr large cmpanies that need a reliable service which is highly secure. Business bradband, prvides businesses with an efficient and cst-effective bradband slutin. Managed Bradband, ffers custmers a fully managed service with the flexibility t upgrade bandwidth whenever it is needed. Kalaam Telecm - Cde f Practice Page 5

6 Vice Services OOTO is a unique vice slutin fr business executive while raming. Stay cnnected t yur business frm any part f the wrld, withut the wrry f paying huge bills. Nw its Save t Travel Direct Dial, a cst saving slutin n lcal as well as internatinal calls. It makes cmmunicatin ver IP a cnvenient ptin with a range f added benefits. Direct Dial Internatinal, a service where yur business can make substantial cst savings n Internatinal calls t any destinatin using yur existing telephne lines, withut changing yur business phne number. Tll-free services, a special telephne number is prvided in a specified destinatin (lcal/internatinal), which is free t the calling party and instead the called party is charged fr the incming call. ICT Services Data Hsting Our tier 3 standard data center prvides a highly secure, prtected and envirnmentally cntrlled facility t stre critical data, netwrk and cmmunicatin assets. IPTV, is a next generatin technlgy that prvides reliable, fast, high-quality, simple t manage and easy t use slutins. This all-in-ne hybrid slutin is ideal fr htel, hspitals, residential cmplexes, educatinal institutes and ther industry segments. Bandwidth Management ensures that all users get their share f available bandwidth at all times. Kalaam s dynamic bandwidth manager intelligently gauges where the bandwidth is needed mst frm analyzing the usage and adjusts it accrdingly. WiFi Slutin enables cmpanies t manage their WiFi mre effectively and wrks in tandem with the existing netwrk t keep peple cnnected. Bulk SMS is used t send high vlume messages which is a cst-effective slutin enabling rganizatins t cnnect, interact and transact with custmers, suppliers, emplyees and partners. Clud Services Virtual Private Server are perfect fr businesses lking fr mre cntrl, flexibility and perfrmance, but withut the investment required fr a dedicated server. Backup as a Service helps yu better prtect ever-grwing data vlumes, efficiently manage infrmatin assets, and quickly find, recver and access data. Secure Gateway enables custmers t secure their mail infrastructure with n peratinal impact. Hsted Micrsft Exchange was designed fr rganizatins that want t get the benefits f clud-based with the rbust capabilities f an n-premises Exchange deplyment. Kalaam Telecm - Cde f Practice Page 6

7 Secure Web Gateway delivers a cst effective, easy t manage, fully inclusive web security with high end perfrmance and value added features t help yur rganizatin remain secure whilst achieving regulatry cmpliance. Web Hsting Services is an ideal slutin fr website develpers, e-cmmerce stres and small businesses. Hsted PABX delivers mre functinality than a traditinal phne system, withut the csts f managing and maintaining a physical PABX. B. Kalaam Residential Services fr individuals and residential hmes hala, is a service ffered by Kalaam Telecm which allws yu t reduce the cst f lcal and internatinal calls made using yur mbile phne. hala wrks alng with yur existing mbile service prvider and des nt require yu t change yur mbile phne number. HmeNet : Cst-effective hme bradband slutin. Stay cnnected in the cmfrt f yur hme and enjy brwsing the internet. Calling Cards : Cst-effective slutin fr making internatinal calls by dialing a fixed lcal tll free number. This service allws users t save cst when making internatinal calls t their lved nes. Kalaam has multiple calling cards that are ethnic fcus t prvide better cst saving and quality vice cmmunicatin, and thse are a. Talk : An Internatinal calling card b. Kalaam 161 : An Internatinal calling card that prvides additinal cst saving by dialing Kalaam 161 DID number c. Malabar : An Internatinal calling card fcussed n Indian Kerala ethnic grup. Kalaam Telecm - Cde f Practice Page 7

8 6.A. Hw t subscribe t an Enterprise Service Yu can cntact anyne f ur Crprate Accunt Managers wh will review yur telecmmunicatins and/r internet cnnectivity requirements by calling the numbers specified in Sectin 3. Alternative, kindly g t and click thrugh n varius Cntact Us ptins. A Crprate Accunt Manager meets with yu t explain ur services and assess yur needs. In sme cases, and fr sme services, a Technical Supprt Engineer will als verify the technical aspects f yur telecmmunicatins and internet requirements. Next, the Crprate Accunt Manger will submit either a Prpsal utlining custmer requirements, prpsed slutin, pricing and any special terms and cnditins that are applicable alng with the Standard Enterprise Services Subscriptin Frm. If Kalaam submits a Prpsal fr yur requirements, it will cntain the fllwing infrmatin: Abut Kalaam Telecm: Cntact details, including ur address, telephne number and address and the direct cntact details f the dedicated crprate accunt manager, wh is attending t yur cmpany s interest. Custmer Requirements: General requirements and Technical specificatins f data, internet, vice, ICT r clud service, the custmer has expressed an interest in. Prpsed Slutin: A descriptin f the recmmended service, tgether with internatinal calling rates r package specificatins. Cmmercial Offer: Pricing fr the Service including the cst f any charges, equipment r setup charges tgether with payment terms The minimum cntract perid and minimum cntract charges, if applicable Any special terms and cnditins applicable that are nt mentined in the standard subscriptin frm and terms and cnditins. A subscriptin frm with terms and cnditins, which are required t be filled in and signed as prf f registratin fr the service. And in the case f prpsals, prf f cnfirmatin f acceptance f the prpsal, that was submitted. Kalaam s Enterprise Services Subscriptin Frm (Appendix 1) Yu will be requested t prvide the fllwing infrmatin in the subscriptin frm: Essential infrmatin including yur cmpany s pstal address, telephne and cntact details and website address. Supprting dcuments including Cmmercial Registratin in the Kingdm f Bahrain, and in sme cases, Authrized Signatry verificatin, bank guarantee, if applying fr a certain credit limit r credit line as applicable. Kalaam Telecm - Cde f Practice Page 8

9 Printed n the back f the Enterprise Subscriptin Frm are the Terms and Cnditins, which cntain the fllwing relevant legal sectins: Custmer s respnsibility Kalaam s Rights Liability and Indemnity Terminatin f a Service Suspensin f Service Charges, Billing and Payment Changes Ntices General Prvisins t the Terms and Cnditins Yu will be requested t read and agree t the Terms & Cnditins under Custmer Apprval (Sectin 3 f the Subscriptin Frm), befre signing up fr Kalaam Telecm s Enterprise services. It is stated that the Terms & Cnditins are set ut verleaf, right next t the place f custmer s signature. The Enterprise Service Subscriptin Frm is als available nline at tgether with the terms and cnditins. Minimum subscriptin Perids fr Enterprise Services Enterprise Service Minimum Subscriptin Perid Data Services One Year Vice Services Internet Services Based n the usage and n minimum subscriptin perid One year ICT Services One year* Clud Services One year* *Sme prducts are sld n ne time recurring fee Kalaam Telecm - Cde f Practice Page 9

10 6.B. Hw t subscribe t a Residential Service Yu can cntact us fr any f the Residential services fr persnal r residential use by calling the numbers specified in Sectin 3. Alternative, kindly g t and click thrugh n varius Cntact Us ptins. Mst ppular Residential prduct hala can be dwnladed frm the Appstre and Play stre n Andrid and ios Fr ur Residential services like HmeNet ADSL, yu will be prvided with a Residential Subscriptin Agreement utlining package details, set up requirements and installatin guides. Alternative, kindly gt and click thrugh Residential ADSL Service fr the subscriptin frm and fax it t us n Minimum subscriptin Perids fr Residential Services Residential Service Minimum Subscriptin Perid Vice Services Internet Services Based n the usage and n minimum subscriptin perid One year Kalaam Telecm - Cde f Practice Page 10

11 7.A. Service Activatin days fr Enterprise Services Once the subscriptin frm is prcessed, yu will be infrmed by Kalaam s Custmer Care when the service is activated via an Activatin Letter sent via giving yu the fllwing infrmatin: Yur Kalaam Telecm Accunt number The Enterprise Service Subscribed t Yur Accunt Lgin and Passwrd, which enables yu t lgin t ur Real-Time Online Accunt Management Prtal; Cllectins Centres fr payment f bills Kalaam Telecm cntact details fr any enquiries r technical supprt Additinally, fr Vice Services: The telephne/mbile number(s) that are registered Additinally, fr Internet Services Only: Yur username and passwrd Yur IP address and ther technical details as applicable If yu wish t check the prgress f yur service activatin yu may call ur Custmer Care Representative at anytime (See Sectin 3 fr cntact numbers). In case yu wish t cancel yur subscriptin befre the activatin date, please prvide infrm yur crprate accunt manager immediately in writing. Depending n the status f the subscriptin, we will cancel yur subscriptin. Hwever, nce applicatin is submitted, the cancellatin prcedure utlined in Sectin 9, is applicable. Kalaam Telecm - Cde f Practice Page 11

12 7.B. Service Activatin days fr Residential Services On subscribing t ur Residential services, yu will receive a Welcme Letter giving yu the fllwing infrmatin: The Residential Service Subscribed t with respective terms and cnditins fr usage. Hw-t Install/Activate Guidelines Yur Kalaam Telecm Accunt number Yur Accunt Lgin and Passwrd, which enables yu t lgin t ur Real-Time Online Accunt Management Prtal; Hw and where t pay yur bills? And in the case f Residential, ADSL: yur username and passwrd fr Residential ADSL in additin t the cnnectivity passwrd Kalaam Telecm cntact details fr any enquiries Kalaam Telecm - Cde f Practice Page 12

13 8. Service Level Agreements. Each f ur Enterprise Service Line cmes backed with Service Level Agreements. The Service Level Agreements defines the respnse time t receive custmer care service and technical supprt attentin. They als include definite reslutin time fr truble-shting any prblems r service faults riginating frm Kalaam s netwrk. Kalaam s Enterprise Service Level Agreements are detailed as: Internet Services: fr Dedicated Internet Access (DIA) (Appendix 3) Data Services: fr MPLS (Appendix 4a) Data Services: fr Glbal MPLS (Appendix 4b) Clud Services: fr Virtual Private Server (Appendix 5) And cntain the fllwing cntents: Service Perfrmance and Quality f Service t expect Netwrk Availability Chrnic Service Outages Service Level Definitins Cmmunicatin Ntificatin and Hw t cmplain t Custmer Care: Service Claims Service Exclusins, if any Kalaam Telecm - Cde f Practice Page 13

14 9. Feedback, Cmplaints Handling and Cancellatin f Services. Feedback If yu have any cmments r cncerns abut ur service we d like t hear abut it yu can cntact us by phne, letter r . Our cntact details can be fund at in sectin 3 f this Cde. We may n ccasin send yu a custmer satisfactin survey t ask hw yu think ur custmer service team handled a recent enquiry there is n bligatin t cmplete the questinnaire but we wuld welcme the feedback. Cmplaints Handling We are cmmitted t prviding yu with a great value and reliable services. Hwever, faults can ccasinally ccur, and when they d, we want t crrect them quickly; ur cntact details fr Custmer Care Helpdesk are given in Sectin 3 f this Cde. We prvide a cmprehensive cmplaint handling prcess t slve yur prblem as sn as pssible. When yu call us, a custmer service representative will request details like the accunt number f yur service experiencing a prblem, and details f the prblem. The custmer care representative then raises a truble ticket, and will send yu an prviding yu with a truble ticket reference. Cmplaints can als be prvided in writing via , fax r by pst. Please refer t Sectin 3 fr cntact infrmatin. Upn receipt f yur cmplaint, Kalaam will acknwledge yur cmmunicatin and prvide yu with a reference number within Tw (2) wrking days. We advise yu t keep a cpy f the letter as well as an acknwledgement frm us that we have received yur cmplaint. Kindly prvide us with clear cntact details n hw t reach yu and timings. Kindly als specific the exact cmplaint and if yu are reprting a fault, state what the prblem. Usually, Kalaam Telecm investigates the nn-fault matters and reverts t yu within 14 wrking days and d its best t reslve any cmplaint as amicably and quickly as pssible. Fr any matters relating t Faults, the respnse times fr Enterprise services are as per the service SLAs prvided t the custmer. If yu are nt happy with the respnse yu receive frm ur Custmer Care Representative, yu may ask fr the matter t be referred t Crprate Accunt Manager/Technical Supprt Engineer fr further investigatin. Kalaam Telecm - Cde f Practice Page 14

15 Belw is the categrizatin f cmplaints with the time line: Categry f Cmplaint Target Respnse Time Billing Within five (5) wrking days - with n discnnectin while an nging dispute is unreslved, prvided that cmplainants have paid the undisputed prtin f an accunt Standard Subscriber Agreements Number Prtability Prices and Tariffs Quality f Service Fraud r Theft Installatin External escalatin cases t be send t Vendr r Batelc Ten (10) wrking days Tw (2) wrking days Ten (10) wrking days Ten (10) wrking days Shrtest time pssible, prvided that where the cmplainant requests discnnectin f the service t stp any abuse then that request shall be addressed immediately and must nt exceed One (1) wrking day. Ten (10) wrking days Ten (10) wrking days In the rare event, we are unable t reslve yur cmplaint t yur satisfactin after 60 days r if yu have received a letter frm us infrming yu that yur cmplaint has reached 'deadlck' yu have the right t refer yur case t the Telecmmunicatins Regulatry Authrity. The TRA's cntact details can be fund at in sectin 12 f this cde. The TRA will want t ensure that yu have fllwed this prcess and will refer the matter back t Kalaam Telecm fr reslutin. An applicatin t the TRA des nt relieve yu frm any bligatin yu may have t pay any amunts nt in dispute. Cancellatin If yu wish t cancel yur service with Kalaam Telecm nce activated, yu can d this in writing r by giving 7 days prir ntice fr Vice Services. Cancellatin f the Kalaam Telecm Vice service takes 7 wrking days frm receipt f a written request t cease as we are bliged t wrk within industry agreed prcesses. When yu cancel yur service, we aim t advise yu f the time lapse between us receiving yur cancellatin request and the time at which the service will be withdrawn. During this perid, yu remain liable fr the csts f any services we prvide yu. If yu wish t cancel yur Internet service yu can d s in writing r by , giving 30 days prir ntice, after the stipulated minimum subscriptin perid nted in the subscriptin frm r prpsal. Kalaam Telecm - Cde f Practice Page 15

16 Any cancellatin fees becme immediately applicable alng with usage charges up t the perid the service is ceased. Cancellatin fees are usually based n the minimum subscriptin perid stipulated in the prpsal r in the general terms and cnditins. There are 3 types cancellatin: Types f Cancellatin Pst cancellatin prcess Recnnectin prcess One mnth utstanding bill t Kalaam. Kalaam s Custmer care remind custmers by phne call, and prvide custmer with the full prcedure t reactivate the line. The line will be autmatically recnnected upn clearing the utstanding amunt. Tw-mnths utstanding bill t Kalaam. Accunt Manager / Credit cntrller t remind custmers by phne call, and prvide custmer with the full prcedure t reactivate the line. Custmer must clear the utstanding amunt and fill applicatin frm alng with CPR/CR, cmpany Stamp n the applicatin frm and Authrized persn signature, t re-apply fr the service. Three mnths utstanding bill t Kalaam. Kalaam s Custmer care remind custmers by phne call, and prvide custmer with the full prcedure in rder t reactivate the line. Custmer must clear the utstanding amunt frm Batelc first and then fill applicatin frm alng with CPR/CR, cmpany Stamp n the applicatin frm and Authrized persn signature in rder t re-apply fr the service. 10. Dispute Reslutin Kalaam Telecm is a licensed peratr by Telecmmunicatins Regulatry Authrity (TRA), which prvides a free, independent, service t help srt ut cmplaints when custmers and telecms cmpanies can't agree. In case the dispute has nt been reslved within 60 days, either party may escalate the same t TRA. Cntact details are shwn in Sectin 12 f this Cde f Practice. TRA s rle is t investigate cmplaints fairly, listen t bth sides f the stry and lk at the facts. If the TRA decides yur cmplaint was justified Kalaam Telecm will hnr their decisin and put things right fr yu. This prcess prvides a straightfrward alternative t legal actin. Kalaam Telecm - Cde f Practice Page 16

17 11. Apprval and review f Cde This Cde has been apprved by the Telecmmunicatins Regulatry Authrity f the Kingdm f is reviewed annually. We aim t keep this Cde f Practice up t date and yu may btain a cpy frm ur custmer service representatives n the numbers listed in Sectin 3 r visit ur website and a cpy can be dwnladed frm the Hmepage within ne click. It is essential that ur custmers understand, at the pint f registratin, the service being ffered and agreement they are entering. Hence, reading the terms and cnditins thrughly will avid any unnecessary incnvenience r escalatin f a cmplaint t a dispute. Accurate, cmplete and updated recrds f all the cmplaints will be retained fr atleast One year fllwing the reslutin f the cmplaint. If yu have any questins regarding Kalaam Telecm's cmpliance with ur Cde f Practice, please cntact: Chief Operating Officer, Kalaam Telecm, PO Bx 21421, Kingdm f Bahrain r vpassi@kalaam-telecm.cm 12. Telecmmunicatins Regulatry Authrity: By letter TRA, P.O.Bx 10353, Kingdm f Bahrain By phne By fax / By cnsumer@tra.rg.bh Website Kalaam Telecm - Cde f Practice Page 17

18 Appendix 3: Service Level Agreement This Service Level Agreement (hereinafter referred t as SLA ) utlines the perfrmance parameters and quality f service t be prvided by Kalaam t the Custmer in relatin t the Dedicated Internet Access service. This SLA supplements the Standard Terms and Cnditins f Kalaam Telecm (hereinafter referred t as Terms and Cnditins ) and shall entitle the Custmer t certain rights and remedies cncerning the perfrmance f the Kalaam s netwrk. All Custmer rights as described in this dcument are subject t cnditins and exclusins as set frth in Clause 12 hereunder. 1. Definitin f Terms 1.1 SLA is the agreed level f service t be prvided (Service Level Agreement). 1.2 Cver Time (CT) is a perid f time during which Kalaam is respnsible fr cmpliance with the SLA as stipulated herein within the mnitred perid. Cver time is expressed in minutes per mnth. 1.3 Outage Time (OT) is a perid f time during which the service will nt be available fr justified reasn as stated in Clause 3.1, and it will nt be calculated as unavailability time f the service. Outage Time is expressed in minutes per mnth. 1.4 Unavailability Time (UT) is a perid f time during which the service will nt be available fr any unjustified reasn and it will be calculated as unavailability time fr the service. Unavailability time is expressed in minutes per mnth. 1.5 Time t Repair, als referred t as TTR, is the guaranteed time t reslve a Hard Outage truble ticket frm the time Kalaam Telecm Service Centre peratr receives and acknwledges the receipt f Custmer s fault reprt by phne r Respnse Time is the guaranteed time t respnd t a fault reprt calculated as a perid between custmer s cntact persn reprting f fault by phne r t Kalaam Telecm Service Centre peratr and the mment f Kalaam Telecm Service Centre peratr respnse t the custmer s cntact persn abut accepting fault reprt and start wrking t fix the fault. 1.7 Service Availability (SA) is the guaranteed availability f the service expressed as a prprtin f time during which the custmer can use the service in the agreed extent and quality as defined in its technical cnditins and Cver time (CT) within the mnitred perid. The SA final value is expressed as a percentage r in minutes per mnth. 1.8 Kalaam Telecm Service Centre peratr is Kalaam Telecm cntact persn, and Kalaam Telecm Service Centre emplyee, fr reprting f faults and their handling. 1.9 Hard Outage is ttal lss f Service Kalaam shall prvide t the Custmer the service (the Service ) which has been indicated n the Subscriptin Frm. The Service is subject t these Terms & Cnditins printed herewith, except where expressly stated therwise Kalaam cannt guarantee that the Service prvided will be free frm faults and interruptins which arise frm factrs which are utside f Kalaam s cntrl, whether as a result f netwrk perfrmance, third party interference r therwise. The Custmer accepts that in sme cases that they may nt be able t receive the subscribed Service wing t certain technical restrictins that may arise, althugh Kalaam shall use reasnable endeavurs t keep any disruptin t the prvisin f the Services in such circumstances, t a minimum. 2. SLA Parameters The Custmer and Kalaam hereby agree n the fllwing SLA parameters and values: Parameter Guaranteed Value Service Availability As per Clause 3 Outage Ntificatin Time Installatin Lead Time Time t Repair Respnse Time 3. Service Availability Scheduled Emergency Wired 3 Calendar Days 4 Hurs Wireless 4-6 Weeks 4-6 Weeks 6 Hurs 1 Hur Kalaam guarantees that the Service will be available as mentined in Clause 2, as calculated n a calendar mnth basis, and will be based n the fllwing installatin ptin: Single circuit, single ruter measures availability fr sites that have n backup circuit. 3.1 The Outage Time (OT) is expressed in minutes per mnth and culd happen fr any f the fllwing reasn: a) Interruptins due t scheduled maintenance activities, while scheduled maintenance activities shall mean scheduled planned interruptins in the service prvisin r scheduled maintenance activities and preventive measures that may lead t interruptins in the service prvisin n the part f Kalaam, Kalaam shuld infrm the Custmer with the reasns, date, and time t start and end the scheduled maintenance activities. b) Interruptins due t emergency maintenance activities, while emergency maintenance activities shall include unscheduled peratin that cause interruptins in the service prvisin r ther emergency maintenance activities that may lead t peratin interruptins in the service prvisin n the part f Kalaam, Kalaam shuld infrm the Custmer with the reasns, date and time t start and end the unscheduled activities. c) Temprary interruptins in the service prvisin n request f the Custmer, r any interruptins caused by the Custmer like imprper use f Kalaam s equipment n Custmer s premises, r pwer utages in Custmer s lcatin, r fault n Custmer s internal wiring, r any failure in cperatin with Kalaam during any fault clearance. d) Temprary interruptins in the service prvisin due t any mdificatin n the service n request f the Custmer, e) Interruptins due t unfreseeable and unavidable circumstances (frce majeure), such circumstances shall be especially: natural disasters, fires, epidemics, accidents, unfreseeable and unusual pwer utages, administrative restrictins and ther acts f lcal bdies f the state administratin, the gvernment r ther relevant authrities, states f natinal defensive alert, civil unrest, sabtage, and strikes as well as ther instances f distinct severity. 3.2 The Unavailability Time (UT) expressed in minutes per mnth and is the service utage time under Kalaam s respnsibility caused fr any reasn nt included in Clause 2 and Service Availability (SA) shall be calculated in line with the fllwing frmula: CT - OT-UT SA [%] ( ) 100% CT OT 3.4 The fllwing tables set ut the Credits t which the Custmer will be entitled in the event f breach f the Service Availability set ut in Clause 2 abve. Availability Credit Table - Single Circuit, Single Ruter Availability Frm T Credit Percentage < 100% 99.70% 0% 99.69% 99.50% 5% 99.49% 99.00% 10% 98.99% 98.00% 15% 97.99% 97.00% 20% 96.99% 96.00% 25% 95.99% 90.00% 30% Less than 90.00% 100% 4. Outage Ntificatin Time 4.1 Kalaam is cmmitted t prvide the Custmer with service utage ntificatin as mentined in Clause 2 abve service utage culd be caused by any emergency maintenance activities r scheduled maintenance activities fr Kalaam s netwrk r systems. 4.2 In the event that Kalaam cmpletely fails t ntify the Custmer abut the utage time fr scheduled and emergency maintenance activities befre it happens, the utage time will be cnsidered as Unavailability Time (UT). In the event that Kalaam fails t ntify the Custmer abut the utage time fr scheduled and emergency maintenance activities in accrdance with Clause 2, Custmer will be entitled t receive a credit equal t 5% f the MRC fr each site that was impacted during a Hard Outage that was nt prperly ntified. Custmer may btain n mre than ne credit per day, irrespective f hw ften in that day Kalaam failed t meet the Outage Ntificatin Time guarantee. 4.3 Custmer ntificatin calculatins will nt include time related t (i) Kalaam Telecm - Cde f Practice Page 18

19 catastrphic r majr events such as fiber cuts r netwrk switch utages that affect multiple custmers and (ii) unavailability f Custmer pint f cntact due t incrrect cntact infrmatin r any ther cause. 5. Chrnic Service Outages If Custmer receives a credit in accrdance with clause 2 f this SLA three times in a 30-day perid, Kalaam will have a 15-day repair perid after the third incident t remedy the chrnic prblem. If there are any additinal failures within a 15-day bservatin perid after the 15-day repair perid then Custmer may terminate r discnnect the impacted circuit withut incurring early terminatin fees. Custmer must file a claim fr early terminatin in writing within 14 calendar days after the failure in the 15-day bservatin perid. 6. Installatin Lead Time 6.1 The Installatin Lead Time fr the Service is defined as the perid f time t successfully install the Service at Custmer s site. 6.2 The Installatin Lead Time will cmmence upn Kalaam s receipt and acknwledgement f a prperly executed Agreement (including signed Subscriptin Frm), alng with any ther dcuments requested by Kalaam at the time f rdering and will end when the Service is up and billable. 6.3 Credit Structure and Amunts: If Kalaam determines in its reasnable cmmercial judgment that there is an Installatin Lead Time nn-cmpliance, at Custmer's request, Custmer's invice will be credited an amunt equal t 50% f Kalaam s billed setup charges r nn-recurring fees. 6.4 The Installatin Lead Time des nt include any perid f time in which Custmer s premises, equipment, r facilities required t install the service are unavailable. 7. Time t Repair 7.1 The Custmer s TTR will be based n the Hard Outage time per ruter fr each utage event. The TTR time starts when a truble ticket is pened after a Hard Outage by Kalaam, and cncludes with the restratin f Service. 7.2 Credit Structure and Amunts: The credit calculatin is based n the repair times fr Hard Outages within a calendar mnth. Custmer will be credited accrding t the table belw: TTR Frm [h:mm] T [h:mm] Credit Percentage 0:00 3:59 0% Mre than 4 hurs 5% 7.3 The TTR guarantee des nt apply t the repair f CPE that is nt prvided by Kalaam. 8. Respnse Time 8.1 Kalaam shuld respnse t any fault reprt dne by the custmer within the respnse time defined in Clause Fault Reprting and Handling Prcedure 9.1 The Custmer s cntact persn shall reprt any faults t Kalaam Telecm Service Centre by phne n r supprt@kalaam-telecm.cm. 9.2 Fault reprts shall cntain the fllwing infrmatin: Business name f the Custmer, Custmer cde defined by Kalaam, the name and surname f Custmer s cntact persn reprting the fault Cntact phne numbers, at which the Kalaam Telecm Service Centre peratr shall cnfirm the receptin f the fault reprt, respnd t the fault call, and infrm abut the clearance f ptential faults Time f fault reprting, descriptin f fault, its symptms and any ther infrmatin that can help t accelerate fault clearance Answers t any questins raised by Kalaam Telecm Service Centre peratr if the Custmer is able t prvide such answers 9.3 The Custmer must be ready t supply all necessary data t evidence the presence f a fault and shall prvide all reasnable assistance t Kalaam in determining the cause f the fault cnditin. 9.4 When a fault riginating within Kalaam s netwrk is identified, the Custmer will be prvided with a fault ticket number. This fault ticket number is imprtant and the Custmer shuld make an independent recrd f it. 9.5 Kalaam Telecm Service Centre peratr shall immediately infrm the Custmer s cntact persn abut fault clearance nce it is dne. 9.6 Kalaam Telecm Service Centre peratr shall send a reprt n fault terminatin t the Custmer s cntact persn by with the fllwing infrmatin: Time fault reprting, time f respnse reprt/rejectin reprt, time f fault clearance Cnfirmatin f fault clearance 9.7 The Custmer s cntact persn shall cnfirm fault clearance by phne r . parameters defined in Clause 2 when requesting credits in any given mnth. Requests fr credit must be submitted in writing within 30 days f pening a fault ticket. The credit request must cntain the fllwing infrmatin: The date the utage ccurred The time the utage began and ended Any accunt number, circuit ID r reference numbers assciated with the affected Service 10.3 Kalaam s calculatins will be used t determine if an SLA has been missed and a credit is due. Kalaam will credit the Custmer's accunt within 30 days fllwing Kalaam s cnfirmatin f nn-cmpliance with the SLA. 11. Credit Liability and Other Remedies 11.1 The Service credits detailed in this SLA shall be the sle and exclusive remedy (financial r therwise) available t the Custmer fr failure t meet the applicable SLA parameters r any failure, act r missin in relatin t this Service Level Agreement. Nthing in this Service Level Agreement shall limit liability fr death r persnal injury caused by negligence Service credits in any calendar mnth in which a fault ccurs shall nt in any circumstances exceed the ttal mnthly service charge fr such given mnth, regardless f the number f faults reprted and/r ccurring in that perid against an individual service subscriptin Credits are nt cumulative mnth t mnth Kalaam may change the SLA frm time t time effective upn written ntice, which may be delivered in the invice r by ther reasnable means If Kalaam materially reduces the SLA s parameters r credits, Custmer may terminate the Service withut penalty by prviding Kalaam written ntice f terminatin within thirty (30) days f being infrmed f the change. Kalaam may avid terminatin if, within 30 days f receipt f Custmer s written ntice, it agrees t amend the SLA t eliminate the applicability f the material reductin. 12. General Exclusins 12.1 This agreement nly applies t faults fund within Kalaam s netwrk, including cre and edge netwrking cmpnents and interlinks wned and perated by Kalaam. The SLA des nt apply t any equipment cnnected t the circuit r Kalaam s netwrk that is nt managed by Kalaam, including ruters, switches, PBX systems, telephne adapters, etc The fllwing exclusins apply t all SLA parameters cntained in this dcument: N credit will be due t the extent the SLA is nt met because f any act r missin n the part f the Custmer, its cntractrs r vendrs, r any ther entity ver which the Custmer exercises cntrl r has the right t exercise cntrl N credit will be due t the extent the SLA is nt met because f a Frce Majeure event, as defined in the Agreement N credit will be due t the extent the SLA is nt met because f scheduled maintenance by Custmer r entities under Custmer s directin r cntrl N credit will be due t the extent the SLA is nt met because f scheduled maintenance by Kalaam within Kalaam s maintenance windws. Kalaam reserves the right t perfrm essential maintenance n its netwrk that may affect service availability. Kalaam will make every effrt t ntify custmers f such maintenance. N credit will be due t the extent the SLA is nt met because f the amunt f time delays due t Custmer s respnse times N credit will be due t the extent the SLA is nt met because prper pwer is nt available t the CPE N credit will apply (and claims cannt be made) in respect f faults which are the result f misuse r interference with Kalaam supplied and managed equipment. 10. Credit Applicatin Prcess 10.1 Any claims r cmplaints in respect f this Service Level Agreement shuld be raised in writing with Kalaam Telecm Service Centre Custmer can request t have cmpliance checked fr all f the SLA Kalaam Telecm - Cde f Practice Page 19

20 Appendix 4a: Service Level Agreement This Service Level Agreement (hereinafter referred t as SLA ) utlines the perfrmance parameters and quality f service t be prvided by Kalaam t the Custmer in relatin t the MPLS P2P service. This SLA supplements the Standard Terms and Cnditins f Kalaam Telecm (hereinafter referred t as Terms and Cnditins ) and shall entitle the Custmer t certain rights and remedies cncerning the perfrmance f the Kalaam s netwrk. All Custmer rights as described in this dcument are subject t cnditins and exclusins as set frth in Clause 12 hereunder. 1. Definitin f Terms 1.1 SLA is the agreed level f service t be prvided (Service Level Agreement). 1.2 Cver Time (CT) is a perid f time during which Kalaam is respnsible fr cmpliance with the SLA as stipulated herein within the mnitred perid. Cver time is expressed in minutes per mnth. 1.3 Outage Time (OT) is a perid f time during which the service will nt be available fr justified reasn as stated in Clause 3.1, and it will nt be calculated as unavailability time f the service. Outage Time is expressed in minutes per mnth. 1.4 Unavailability Time (UT) is a perid f time during which the service will nt be available fr any unjustified reasn and it will be calculated as unavailability time fr the service. Unavailability time is expressed in minutes per mnth. 1.5 Time t Repair, als referred t as TTR, is the guaranteed time t reslve a Hard Outage truble ticket frm the time Kalaam Telecm Service Centre peratr receives and acknwledges the receipt f Custmer s fault reprt by phne r Respnse Time is the guaranteed time t respnd t a fault reprt calculated as a perid between custmer s cntact persn reprting f fault by phne r t Kalaam Telecm Service Centre peratr and the mment f Kalaam Telecm Service Centre peratr respnse t the custmer s cntact persn abut accepting fault reprt and start wrking t fix the fault. 1.7 Service Availability (SA) is the guaranteed availability f the service expressed as a prprtin f time during which the custmer can use the service in the agreed extent and quality as defined in its technical cnditins and Cver time (CT) within the mnitred perid. The SA final value is expressed as a percentage r in minutes per mnth. 1.8 Kalaam Telecm Service Centre peratr is Kalaam Telecm cntact persn, and Kalaam Telecm Service Centre emplyee, fr reprting f faults and their handling. 1.9 Hard Outage is ttal lss f Service Kalaam shall prvide t the Custmer the service (the Service ) which has been indicated n the Subscriptin Frm. The Service is subject t these Terms & Cnditins printed herewith, except where expressly stated therwise Kalaam cannt guarantee that the Service prvided will be free frm faults and interruptins which arise frm factrs which are utside f Kalaam s cntrl, whether as a result f netwrk perfrmance, third party interference r therwise. The Custmer accepts that in sme cases that they may nt be able t receive the subscribed Service wing t certain technical restrictins that may arise, althugh Kalaam shall use reasnable endeavurs t keep any disruptin t the prvisin f the Services in such circumstances, t a minimum. 2. SLA Parameters The Custmer and Kalaam hereby agree n the fllwing SLA parameters and values: Parameter Guaranteed Value Service Availability As per Clause 3 Outage Ntificatin Time Installatin Lead Time Time t Repair Respnse Time 3. Service Availability Scheduled Emergency Wired 3 Calendar Days 4 Hurs Wireless 6 Weeks 4 Weeks 6 Hurs 1 Hur Kalaam guarantees that the Service will be available as mentined in Clause 2, as calculated n a calendar mnth basis, and will be based n the fllwing installatin ptin: Single circuit, single ruter measures availability fr sites that have n backup circuit. 3.1 The Outage Time (OT) is expressed in minutes per mnth and culd happen fr any f the fllwing reasn: f) Interruptins due t scheduled maintenance activities, while scheduled maintenance activities shall mean scheduled planned interruptins in the service prvisin r scheduled maintenance activities and preventive measures that may lead t interruptins in the service prvisin n the part f Kalaam, Kalaam shuld infrm the Custmer with the reasns, date, and time t start and end the scheduled maintenance activities. g) Interruptins due t emergency maintenance activities, while emergency maintenance activities shall include unscheduled peratin that cause interruptins in the service prvisin r ther emergency maintenance activities that may lead t peratin interruptins in the service prvisin n the part f Kalaam, Kalaam shuld infrm the Custmer with the reasns, date and time t start and end the unscheduled activities. h) Temprary interruptins in the service prvisin n request f the Custmer, r any interruptins caused by the Custmer like imprper use f Kalaam s equipment n Custmer s premises, r pwer utages in Custmer s lcatin, r fault n Custmer s internal wiring, r any failure in cperatin with Kalaam during any fault clearance. i) Temprary interruptins in the service prvisin due t any mdificatin n the service n request f the Custmer, j) Interruptins due t unfreseeable and unavidable circumstances (frce majeure), such circumstances shall be especially: natural disasters, fires, epidemics, accidents, unfreseeable and unusual pwer utages, administrative restrictins and ther acts f lcal bdies f the state administratin, the gvernment r ther relevant authrities, states f natinal defensive alert, civil unrest, sabtage, and strikes as well as ther instances f distinct severity. 3.2 The Unavailability Time (UT) expressed in minutes per mnth and is the service utage time under Kalaam s respnsibility caused fr any reasn nt included in Clause 2 and Service Availability (SA) shall be calculated in line with the fllwing frmula: CT - OT-UT SA [%] ( ) 100% CT OT 3.4 The fllwing tables set ut the Credits t which the Custmer will be entitled in the event f breach f the Service Availability set ut in Clause 2 abve. Availability Credit Table - Single Circuit, Single Ruter Availability Frm T Credit Percentage < 100% 99.70% 0% 99.69% 99.50% 5% 99.49% 99.00% 10% 98.99% 98.00% 15% 97.99% 97.00% 20% 96.99% 96.00% 25% 95.99% 90.00% 30% Less than 90.00% 100% 4. Outage Ntificatin Time 4.1 Kalaam is cmmitted t prvide the Custmer with service utage ntificatin as mentined in Clause 2 abve service utage culd be caused by any emergency maintenance activities r scheduled maintenance activities fr Kalaam s netwrk r systems. 4.2 In the event that Kalaam cmpletely fails t ntify the Custmer abut the utage time fr scheduled and emergency maintenance activities befre it happens, the utage time will be cnsidered as Unavailability Time (UT). In the event that Kalaam fails t ntify the Custmer abut the utage time fr scheduled and emergency maintenance activities in accrdance with Clause 2, Custmer will be entitled t receive a credit equal t 5% f the MRC fr each site that was impacted during a Hard Outage that was nt prperly ntified. Custmer may btain n mre than ne credit per day, irrespective f hw ften in that day Kalaam failed t meet the Outage Ntificatin Time guarantee. 4.3 Custmer ntificatin calculatins will nt include time related t (i) catastrphic r majr events such as fiber cuts r netwrk switch utages that affect multiple custmers and (ii) unavailability f Custmer pint f cntact due t incrrect cntact infrmatin r any ther cause. 5. Chrnic Service Outages If Custmer receives a credit in accrdance with clause 2 f this SLA three times in a 30-day perid, Kalaam will have a 15-day repair perid after the third Kalaam Telecm - Cde f Practice Page 20

21 incident t remedy the chrnic prblem. If there are any additinal failures within a 15-day bservatin perid after the 15-day repair perid then Custmer may terminate r discnnect the impacted circuit withut incurring early terminatin fees. Custmer must file a claim fr early terminatin in writing within 14 calendar days after the failure in the 15-day bservatin perid. 6. Installatin Lead Time 6.1 The Installatin Lead Time fr the Service is defined as the perid f time t successfully install the Service at Custmer s site. 6.2 The Installatin Lead Time will cmmence upn Kalaam s receipt and acknwledgement f a prperly executed Agreement (including signed Subscriptin Frm), alng with any ther dcuments requested by Kalaam at the time f rdering and will end when the Service is up and billable. 6.3 Credit Structure and Amunts: If Kalaam determines in its reasnable cmmercial judgment that there is an Installatin Lead Time nn-cmpliance, at Custmer's request, Custmer's invice will be credited an amunt equal t 50% f Kalaam s billed setup charges r nn-recurring fees. 6.4 The Installatin Lead Time des nt include any perid f time in which Custmer s premises, equipment, r facilities required t install the service are unavailable Time t Repair 7.1 The Custmer s TTR will be based n the Hard Outage time per ruter fr each utage event. The TTR time starts when a truble ticket is pened after a Hard Outage by Kalaam, and cncludes with the restratin f Service. 7.2 Credit Structure and Amunts: The credit calculatin is based n the repair times fr Hard Outages within a calendar mnth. Custmer will be credited accrding t the table belw: TTR Frm [h:mm] T [h:mm] Credit Percentage 0:00 3:59 0% Mre than 4 hurs 5% 7.3 The TTR guarantee des nt apply t the repair f CPE that is nt prvided by Kalaam. 8. Respnse Time 8.1 Kalaam shuld respnse t any fault reprt dne by the custmer within the respnse time defined in Clause Fault Reprting and Handling Prcedure 9.1 The Custmer s cntact persn shall reprt any faults t Kalaam Telecm Service Centre by phne n r supprt@kalaam-telecm.cm. 9.2 Fault reprts shall cntain the fllwing infrmatin: Business name f the Custmer, Custmer cde defined by Kalaam, the name and surname f Custmer s cntact persn reprting the fault Cntact phne numbers, at which the Kalaam Telecm Service Centre peratr shall cnfirm the receptin f the fault reprt, respnd t the fault call, and infrm abut the clearance f ptential faults Time f fault reprting, descriptin f fault, its symptms and any ther infrmatin that can help t accelerate fault clearance Answers t any questins raised by Kalaam Telecm Service Centre peratr if the Custmer is able t prvide such answers 9.3 The Custmer must be ready t supply all necessary data t evidence the presence f a fault and shall prvide all reasnable assistance t Kalaam in determining the cause f the fault cnditin. 9.4 When a fault riginating within Kalaam s netwrk is identified, the Custmer will be prvided with a fault ticket number. This fault ticket number is imprtant and the Custmer shuld make an independent recrd f it. 9.5 Kalaam Telecm Service Centre peratr shall immediately infrm the Custmer s cntact persn abut fault clearance nce it is dne. 9.6 Kalaam Telecm Service Centre peratr shall send a reprt n fault terminatin t the Custmer s cntact persn by with the fllwing infrmatin: Time fault reprting, time f respnse reprt/rejectin reprt, time f fault clearance Cnfirmatin f fault clearance 9.7 The Custmer s cntact persn shall cnfirm fault clearance by phne r Credit Applicatin Prcess 10.1 Any claims r cmplaints in respect f this Service Level Agreement shuld be raised in writing with Kalaam Telecm Service Centre Custmer can request t have cmpliance checked fr all f the SLA parameters defined in Clause 2 when requesting credits in any given mnth. Requests fr credit must be submitted in writing within 30 days f pening a fault ticket. The credit request must cntain the fllwing infrmatin: The date the utage ccurred The time the utage began and ended Any accunt number, circuit ID r reference numbers assciated with the affected Service 10.3 Kalaam s calculatins will be used t determine if an SLA has been missed and a credit is due. Kalaam will credit the Custmer's accunt within 30 days fllwing Kalaam s cnfirmatin f nn-cmpliance with the SLA. 11. Credit Liability and Other Remedies 11.1 The Service credits detailed in this SLA shall be the sle and exclusive remedy (financial r therwise) available t the Custmer fr failure t meet the applicable SLA parameters r any failure, act r missin in relatin t this Service Level Agreement. Nthing in this Service Level Agreement shall limit liability fr death r persnal injury caused by negligence Service credits in any calendar mnth in which a fault ccurs shall nt in any circumstances exceed the ttal mnthly service charge fr such given mnth, regardless f the number f faults reprted and/r ccurring in that perid against an individual service subscriptin Credits are nt cumulative mnth t mnth Kalaam may change the SLA frm time t time effective upn written ntice, which may be delivered in the invice r by ther reasnable means If Kalaam materially reduces the SLA s parameters r credits, Custmer may terminate the Service withut penalty by prviding Kalaam written ntice f terminatin within thirty (30) days f being infrmed f the change. Kalaam may avid terminatin if, within 30 days f receipt f Custmer s written ntice, it agrees t amend the SLA t eliminate the applicability f the material reductin. 12. General Exclusins 12.1 This agreement nly applies t faults fund within Kalaam s netwrk, including cre and edge netwrking cmpnents and interlinks wned and perated by Kalaam. The SLA des nt apply t any equipment cnnected t the circuit r Kalaam s netwrk that is nt managed by Kalaam, including ruters, switches, PBX systems, telephne adapters, etc The fllwing exclusins apply t all SLA parameters cntained in this dcument: N credit will be due t the extent the SLA is nt met because f any act r missin n the part f the Custmer, its cntractrs r vendrs, r any ther entity ver which the Custmer exercises cntrl r has the right t exercise cntrl N credit will be due t the extent the SLA is nt met because f a Frce Majeure event, as defined in the Agreement N credit will be due t the extent the SLA is nt met because f scheduled maintenance by Custmer r entities under Custmer s directin r cntrl N credit will be due t the extent the SLA is nt met because f scheduled maintenance by Kalaam within Kalaam s maintenance windws. Kalaam reserves the right t perfrm essential maintenance n its netwrk that may affect service availability. Kalaam will make every effrt t ntify custmers f such maintenance. N credit will be due t the extent the SLA is nt met because f the amunt f time delays due t Custmer s respnse times N credit will be due t the extent the SLA is nt met because prper pwer is nt available t the CPE N credit will apply (and claims cannt be made) in respect f faults which are the result f misuse r interference with Kalaam supplied and managed equipment. Kalaam Telecm - Cde f Practice Page 21

DigiCert User Authentication Service Level Agreement

DigiCert User Authentication Service Level Agreement DigiCert User Authenticatin Service Level Agreement Overview and Scpe This DigiCert User Authenticatin service level agreement ( SLA ) applies t DigiCert User Authenticatin prducts/services, such as the

More information

VODACOM BROADBAND FIBRE

VODACOM BROADBAND FIBRE VODACOM BROADBAND FIBRE SECTION A: Custmer Details & Package Selectin Surname First Names ID Number Street Address Estate Suburb City Prvince Phne Number (Hme) Phne Number (Wrk) Phne Number (Cell) Email

More information

AAFMAA CAP FAQs. General Questions:

AAFMAA CAP FAQs. General Questions: Overview: AAFMAA has prvided Career Assistance Prgram ( CAP ) lans as a benefit f membership fr many years. We have cmpiled this list f Frequently Asked Questins fr yur cnvenience and t prvide yu with

More information

AAFMAA CAP FAQs. Q: What are the requirements for a CAP loan? A: The following items are required to receive a CAP Loan: Eligible military status: o

AAFMAA CAP FAQs. Q: What are the requirements for a CAP loan? A: The following items are required to receive a CAP Loan: Eligible military status: o Overview: AAFMAA has prvided Career Assistance Prgram ( CAP ) lans as a benefit f membership fr many years. We have cmpiled this list f Frequently Asked Questins fr yur cnvenience and t prvide yu with

More information

INKWRX. Service Level Agreement. Version 3.3. INKWRX - Service Level Agreement 1 Version Number 3.3

INKWRX. Service Level Agreement. Version 3.3. INKWRX - Service Level Agreement 1 Version Number 3.3 INKWRX Service Level Agreement Versin 3.3 INKWRX - Service Level Agreement 1 Versin Number 3.3 Cntents 1. DEFINITIONS... 3 2. INTRODUCTION... 4 3. SCOPE OF AGREEMENT... 4 4. PROCEDURE FOR REPORTING FAULTS

More information

PSNC Briefing on the NHS Complaints procedure (from 1 April 2009)

PSNC Briefing on the NHS Complaints procedure (from 1 April 2009) PSNC Briefing n the NHS Cmplaints prcedure (frm 1 April 2009) Under the prvisins f the Natinal Health Service (Pharmaceutical Services) Regulatins 2005 1 pharmacy cntractrs are required t make arrangements

More information

Renewing an Insurance Policy

Renewing an Insurance Policy AGENTS, BROKERS Renewing an Insurance Plicy This renewal prcedure is designed t help representatives respect their bligatins when renewing an insurance plicy. Essentially, these bligatins are spelled ut

More information

TD Insurance s Multi-Year Accessibility Plan

TD Insurance s Multi-Year Accessibility Plan TD Insurance s Multi-Year Accessibility Plan TABLE OF CONTENTS... 1 INTRODUCTION AND STATEMENT OF COMMITMENT... 1 OUR PLAN... 1 ACCESSIBILITY POLICIES...1 TRAINING...1 INFORMATION COMMUNICATION STANDARDS...2

More information

Handling Complaints at Lloyd s: Guidance for managing agents and their representatives

Handling Complaints at Lloyd s: Guidance for managing agents and their representatives Cmplaints May 2017 Llyd s cmplaints Handling Cmplaints at Llyd s: Guidance fr managing agents and their representatives This guidance nte prvides a practical prcess fr handling UK cmplaints received frm

More information

INSURANCE/TAKAFUL INDUSTRY S CUSTOMER SERVICE CHARTER

INSURANCE/TAKAFUL INDUSTRY S CUSTOMER SERVICE CHARTER INSURANCE/TAKAFUL INDUSTRY S CUSTOMER SERVICE CHARTER Pillar 1 Descriptin Expected Outcme Service Level Target INSURANCE / TAKAFUL MADE ACCESSIBLE Offer an active engagement mdel wherein a custmer is aware

More information

Details of Rate, Fee and Other Cost Information

Details of Rate, Fee and Other Cost Information Details f Rate, Fee and Other Cst Infrmatin Accunt terms are nt guaranteed fr any perid f time. All terms, including fees and APRs fr new transactins, may change in accrdance with the Credit Card Agreement

More information

Terms of Reference - Board of Directors (approved by the Board on 12 April 2018)

Terms of Reference - Board of Directors (approved by the Board on 12 April 2018) Terms f Reference - Bard f Directrs (apprved by the Bard n 12 April 2018) 1. Respnsibility and Principal Duties The Bard f Directrs has the verall respnsibility fr the gvernance f the Cmpany and fr supervising

More information

CAREVEST MORTGAGE INVESTMENT CORPORATION Directions for Completing Retraction Requests

CAREVEST MORTGAGE INVESTMENT CORPORATION Directions for Completing Retraction Requests This package is ONLY fr Class A sharehlders f. Cntents f this package (5 pages): - Instructins fr cmpleting yur retractin request - Retractin Request frm fr CareVest Mrtgage Investment Crpratin The February

More information

NO LATE ENTRIES WILL BE ACCEPTED.

NO LATE ENTRIES WILL BE ACCEPTED. THE INSTITUTE OF ADMINISTRATION AND COMMERCE IAC SUMMATIVE ASSESSMENT INFORMATION T prve yur cmpetency and gain an IAC recgnized qualificatin is the final step in yur studies. T d this, yu need t successfully

More information

You can get help from government organizations that are not connected with us

You can get help from government organizations that are not connected with us 2011 Evidence f Cverage fr Medi-Pak Advantage MA (PFFS) Chapter 9: What t d if yu have a prblem r cmplaint (cverage decisins, appeals, cmplaints) BACKGROUND SECTION 1 Intrductin Sectin 1.1 What t d if

More information

Closing Out Award. The PI will work with ORA in obtaining the applicable resolution. Residuals

Closing Out Award. The PI will work with ORA in obtaining the applicable resolution. Residuals Clseut All spnsred prject awards must be frmally clsed-ut as sn as pssible after the prject end date t ensure that all expenses psted t this prject are allwable, n additinal charges are psted, all payments

More information

International Complaints Handling: New Procedures in Italy. To advise of new complaints handling arrangements for Italy

International Complaints Handling: New Procedures in Italy. To advise of new complaints handling arrangements for Italy market bulletin Ref: Y5041 Title Purpse Type Frm Internatinal Cmplaints Handling: New Prcedures in Italy T advise f new cmplaints handling arrangements fr Italy Event Paul Brady Head f Market Cnduct Date

More information

REFERENCE NUMBER: PFS.PDS.115. TITLE: Patient Billing and Collections CURRENT EFFECTIVE DATE: 01/01/2018. PAGE 1 of 8 SCOPE:

REFERENCE NUMBER: PFS.PDS.115. TITLE: Patient Billing and Collections CURRENT EFFECTIVE DATE: 01/01/2018. PAGE 1 of 8 SCOPE: PAGE 1 f 8 SCOPE: This Patient Billing and Cllectins Plicy applies t all Presbyterian Healthcare Services (Presbyterian) hspital facilities, including inpatient, utpatient, hme health care services and

More information

Early Payment Offers (EPOs)

Early Payment Offers (EPOs) Early Payment Offers (EPOs) Agenda Abut Early Payment Offers Discunting explained FAQs Wh t cntact Abut Early Payment Offers (EPO) EPOs allw yu t be paid early in exchange fr a sliding scale discunt (calculated

More information

Policy on Requesting Reasonable Accommodations from the Zoning Code

Policy on Requesting Reasonable Accommodations from the Zoning Code Plicy n Requesting Reasnable Accmmdatins frm the Zning Cde Backgrund The Americans with Disabilities Act (ADA), as amended, is a federal anti-discriminatin statute designed t remve barriers that prevent

More information

SERVICE LEVEL AGREEMENT BASIC

SERVICE LEVEL AGREEMENT BASIC EXHIBIT 1: SERVICE LEVEL AGREEMENT BASIC frm Next Generatin Mbility GmbH & C. KG Baierbrunner Str. 35 81379 Munich, Germany -fleetster- Dcument Versin 2.35 Page 1 7 SERVICE LEVEL AGREEMENT The cntractual

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE PART N: iinvest Securities Financial Services Guide (FSG) FINANCIAL SERVICES GUIDE DATED: Octber 2017 Cntents f this FSG This Financial Services Guide ( FSG ) is an imprtant dcument that iinvest Securities

More information

TERMS AND CONDITIONS FOR APPOINTMENT OF INDEPENDENT DIRECTOR

TERMS AND CONDITIONS FOR APPOINTMENT OF INDEPENDENT DIRECTOR TERMS AND CONDITIONS FOR APPOINTMENT OF INDEPENDENT DIRECTOR 1 PRIVATE & CONFIDENTIAL Date: T, Independent Directrs, Subject: Appintment as an Independent Directr InfBeans Technlgies Limited Dear Sir/Madam,

More information

Institute For Orthopaedic Surgery (IOS) Subject: Billing and Payments: General Guidelines

Institute For Orthopaedic Surgery (IOS) Subject: Billing and Payments: General Guidelines Institute Fr Orthpaedic Surgery (IOS) Plicy and Prcedure Manual Subject: Billing and Payment: General Statements Purpse: T prvide directin t staff members in their interactin with patients and guarantrs

More information

T E M P L A T E. Tenancy Management Requirements. 1. General. a. Compliance obligations

T E M P L A T E. Tenancy Management Requirements. 1. General. a. Compliance obligations age 1 enancy anagement s 1. General a. Cmpliance bligatins b. SD Husing Client System c. enant placement he rvider is t cmply with all aws, each enancy greement and the plicies and prcedures applicable

More information

Privacy & Data Protection Policy

Privacy & Data Protection Policy Privacy & Data Prtectin Plicy Whitby & District Fishing Industry Training Schl Limited and 54 Nrth Maritime Training ("Whitby Fishing Schl", WDFITS, 54 Nrth Maritime "we" r "us") are cmmitted t prmting

More information

Generator Expectations During a Gas Curtailment or Operational Flow Order (OFO) User s Guide

Generator Expectations During a Gas Curtailment or Operational Flow Order (OFO) User s Guide Generatr Expectatins During a Gas Curtailment r Operatinal Flw Order (OFO) User s Guide Intrductin: On days when gas system reliability culd be at risk, the Lcal Distributin Cmpany (LDC), interstate r

More information

Request for Proposals # Tulsa Transit CNG Fuel Station Maintenance Amendment# 3 October 9, 2018

Request for Proposals # Tulsa Transit CNG Fuel Station Maintenance Amendment# 3 October 9, 2018 This amendment prvides additinal infrmatin t firms respnding t RFP #19-1902 CNG Fuel Statin Maintenance issued by. Purpse: This amendment answers questins psed by prpsers wh attended the Pre- Prpsal Meeting.

More information

Terms and Conditions 19 December 2018

Terms and Conditions 19 December 2018 Stck and Shares Lifetime ISA (Prperty Saver) Terms and Cnditins 19 December 2018 These Terms, tgether with the Applicatin Frm, frm a legal agreement between yu and us which sets ut hw the Lifetime ISA

More information

Best Execution & Client Order Execution Policy. October P age 1 6. BE31/10/17 v1

Best Execution & Client Order Execution Policy. October P age 1 6. BE31/10/17 v1 Best Executin & Client Order Executin Plicy Octber 2017 BE31/10/17 v1 P age 1 6 Cntents 1. Backgrund... 3 2. Order placement... 3 3. Order executin factrs... 3 4. Order executin plicy... 3 5. Order executin

More information

RISK MANAGEMENT AND BUSINESS CONTINUANCE A FAIS Standard. An AC Guidance Note. July 2010

RISK MANAGEMENT AND BUSINESS CONTINUANCE A FAIS Standard. An AC Guidance Note. July 2010 RISK MANAGEMENT AND BUSINESS CONTINUANCE A FAIS Standard An AC Guidance Nte July 2010 Risk Management and Business Cntinuance - A FAIS standard The General Cde f cnduct deals in a number f ways with the

More information

Financial Service Guide and Product Disclosure Statement

Financial Service Guide and Product Disclosure Statement Financial Service Guide and Prduct Disclsure Statement ABN: 63 135 196 397 PO Bx 6290 Upper Mt Gravatt, Queensland 4122 Ph: 07 3040 4320 Fax: 07 3343 8590 Email: admin@integrapay.cm.au Australian Financial

More information

Renewal of Manager s Certificate

Renewal of Manager s Certificate Applicatin fr Renewal f Manager s Certificate Sectin 219, Sale and Supply f Alchl Act 2012 General infrmatin: Yu must renew yur manager s certificate befre it expires. Once yur manager s certificate has

More information

A-1110 Wien. Privacy Notice

A-1110 Wien. Privacy Notice Eurfins Lebensmittelanalytik Tel. +43 (1) 944 33 44-0 ffice@eurfins.at www.eurfins.at Privacy Ntice Table f cntents 1 Cntrller infrmatin... 2 2 What infrmatin shuld yu give Eurfins?... 2 3 Why d we use

More information

FSB Press Release 20 August 2015

FSB Press Release 20 August 2015 Retirement funds must take all reasnable steps t trace and pay millins f their members and beneficiaries wh remain untraced, the Deputy Registrar f Pensin Funds, Rsemary Hunter said n Wednesday. Addressing

More information

Pershing Financial Services Guide (FSG) including its Privacy Policy

Pershing Financial Services Guide (FSG) including its Privacy Policy Pershing Financial Services Guide (FSG) including its Privacy Plicy Issued by Pershing Securities Australia Pty Ltd ABN 60 136 184 962 Australian Financial Services License N. 338 264 Date FSG was prepared:

More information

USDA Forest Service Project-level Objections Process

USDA Forest Service Project-level Objections Process USDA Frest Service Prject-level Objectins Prcess 36 CFR Part 218, Prject-Level Pre-decisinal Administrative Review Prcess September, 2013 What is the bjectin prcess and what happened t the appeals prcess?

More information

INFORMATION TECHNOLOGY SERVICES NIST COMPLIANCE AT FSU - CONTROLLED UNCLASSIFIED INFORMATION

INFORMATION TECHNOLOGY SERVICES NIST COMPLIANCE AT FSU - CONTROLLED UNCLASSIFIED INFORMATION NIST 800-171 COMPLIANCE AT FSU - CONTROLLED UNCLASSIFIED INFORMATION WHAT IS NIST 800-171 COMPLIANCE AND WHY DO WE HAVE TO DO IT? Any Cntrlled Unclassified Infrmatin (CUI) residing in nnfederal infrmatin

More information

The Company is a public company incorporated in Bermuda and its securities are listed on AIM.

The Company is a public company incorporated in Bermuda and its securities are listed on AIM. (Incrprated in Bermuda Registratin N. 44512) POLICY FOR TRADING IN COMPANY SECURITIES The Cmpany is a public cmpany incrprated in Bermuda and its securities are listed n AIM. Schedule 1 t this Plicy cntains

More information

LICENSEE STANDARDS. Life Insurance Advice. (including Replacement of Product Advice)

LICENSEE STANDARDS. Life Insurance Advice. (including Replacement of Product Advice) LICENSEE STANDARDS Life Insurance Advice (including Replacement f Prduct Advice) Versin 1.0 Octber 2017 0 OVERVIEW Advice relating t persnal risk insurance (bth attached t superannuatin and stand-alne)

More information

What do you need? Copy of the HIPAA Policy on Amendment of Protected Health Information

What do you need? Copy of the HIPAA Policy on Amendment of Protected Health Information HIPAA Privacy Prcedure #4 Effective Date: April 14, 2003 Reviewed Date: February, 2011 Amendment f Prtected Health Revised Date: February, 2011 Infrmatin Scpe: Radiatin Onclgy ************************************************************************************

More information

Request for Proposal. IT Managed Services

Request for Proposal. IT Managed Services Tiltn-Nrthfield Fire District Request fr Prpsal Due by: Nvember 30, 2017 at 2:00 PM Chief Sitar Tiltn-Nrthfield Fire & EMS 12 Center Street Tiltn, NH 03276 1 Tiltn-Nrthfield Fire District TABLE OF CONTENTS

More information

Approval Process and Arrangements for University Consultancy Work

Approval Process and Arrangements for University Consultancy Work Apprval Prcess and Arrangements fr University Cnsultancy Wrk 1 Intrductin Cnsultancy activities can be separated int tw types: thse undertaken in City s name (University cnsultancy) and thse undertaken

More information

JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES. May Refuse to Sign This Acknowledgement-

JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES. May Refuse to Sign This Acknowledgement- JOHN L. LITTLE, D.D.S, P.A ACKNOWLEDGEMENT OF RECEIPT OF NOTICE OF PRIVACY PRACTICES -Yu I, Privacy Practices. May Refuse t Sign This Acknwledgement- ---, have received a cpy f this ffice's Ntice f {Please

More information

Annexure-III. We hereby confirm that the installation address mentioned above is (please tick the option as applicable)

Annexure-III. We hereby confirm that the installation address mentioned above is (please tick the option as applicable) T, Indian Cmmdity Exchange f India Ltd 4 th Flr, Thane-Belapur Rad, Airli, Annexure-III On cmpany s letterhead Sub: Applicatin fr New MPLS leased circuits This has reference t yur circular n. dated. fr

More information

Billing Program Billing Information for Agents

Billing Program Billing Information for Agents Cmmercial & Persnal Lines Billing Prgram Billing Infrmatin fr Agents A Guide t Understanding Merchants Insurance Grup s Billing Prgram Table f Cntents Click n ne f the titles belw t be taken directly t

More information

NYISO Expectations of Generator Operation During a Gas Restriction or Interruption User s Guide

NYISO Expectations of Generator Operation During a Gas Restriction or Interruption User s Guide NYISO Expectatins f Generatr Operatin During a Gas Restrictin r Interruptin User s Guide Intrductin: On days when gas system reliability culd be at risk, the Lcal Distributin Cmpany ( LDC ), interstate

More information

Flexible Working Policy

Flexible Working Policy Our HR Plicies Flexible Wrking Plicy Aim f the plicy The Kelda Grup is cmmitted t prmting flexibility in the wrkplace and believes that this flexibility can increase mtivatin, prmte wrk-life balance, wellbeing

More information

Sewer Blockage Procedure

Sewer Blockage Procedure Sewer Blckage Prcedure I N F O R M A T I O N F O R P L U M B E R S J U N E 2 0 1 7 When a blckage is identified in the sewer Huse Cnnectin Branch (HCB) we will review the issue and in sme circumstances:

More information

Effective Practices for Managing Student-Athlete Insurance

Effective Practices for Managing Student-Athlete Insurance The NCAA requires that all member institutins certify that student-athletes have cverage fr medical expenses within the deductible f the NCAA catastrphic plicy, currently at $90,000 ($75,000 fr institutins

More information

Audit and Risk Management Committee Charter

Audit and Risk Management Committee Charter Audit and Risk Management Cmmittee Charter Pivtal Systems Crpratin ("Cmpany") 1. Objectives The Audit and Risk Management Cmmittee (Cmmittee) has been established by the bard f directrs (Bard) f the Cmpany.

More information

Understanding Self Managed Superannuation Funds

Understanding Self Managed Superannuation Funds Understanding Self Managed Superannuatin Funds Hw t read this dcument Managing yur finances t meet yur day t day requirements as well as yur lng-term gals can be a cmplex task. There are all srts f issues

More information

Complaints Resolution Process for Clients of. Consilium Securities (Pty) Ltd a member of the JSE Ltd

Complaints Resolution Process for Clients of. Consilium Securities (Pty) Ltd a member of the JSE Ltd Cmplaints Reslutin Prcess fr Clients f Cnsilium Securities (Pty) Ltd a member f the JSE Ltd Table f cntents 1. Intrductin 2. Definitin f a Cmplaint 3. Cmplaints Plicy 4. Cmplaints Prcedure 5. Unreslved

More information

Grant Application Guidelines

Grant Application Guidelines Grant Applicatin Guidelines The prgram staff f the Cmmunity Fundatin f Greater New Britain lks frward t wrking with yu. This frm is fr rganizatins that have submitted a Letter f Intent t us and were invited

More information

Europa Group Privacy Policy

Europa Group Privacy Policy Eurpa Grup Privacy Plicy The privacy and security f yur persnal infrmatin is very imprtant t us (Eurpa Grup). This plicy explains hw we cllect and use yur persnal infrmatin. Please read it carefully. This

More information

How to Become a Delaware Public Benefit Corporation

How to Become a Delaware Public Benefit Corporation Hw t Becme a Delaware Public Benefit Crpratin This utline describes the majr steps required fr an existing Delaware crpratin t becme a Delaware public benefit crpratin. 1. Summary. In rder t becme a public

More information

What credit related information do we collect and hold and how do we collect it?

What credit related information do we collect and hold and how do we collect it? In this Credit Reprting Plicy, ORIX, we, us and ur mean ORIX Australia Crpratin Limited and ur related cmpanies. Thse related cmpanies may als have their wn privacy r credit reprting plicies which set

More information

Producer Statements will be accepted only in accordance with this policy.

Producer Statements will be accepted only in accordance with this policy. Prducer Statements Plicy This plicy has been prepared t ensure that Cuncil has clearly dcumented plicies and prcedures fr the request fr and acceptance f Prducer Statements in cnnectin with applicatins

More information

myproduct: Cost User guide A guide to walk you through how to use myproduct: Cost to view, amend and approve cost price changes. March 2018 V1.

myproduct: Cost User guide A guide to walk you through how to use myproduct: Cost to view, amend and approve cost price changes. March 2018 V1. myprduct: Cst User guide A guide t walk yu thrugh hw t use myprduct: Cst t view, amend and apprve cst price changes. V1.4 Cntents Cntents... 2 Welcme t myprduct: Cst... 3 Overview... 3 Hw t access myprduct:

More information

Summerlin Banyo. Terms and Conditions of Website Use. 1. Ownership of Website

Summerlin Banyo. Terms and Conditions of Website Use. 1. Ownership of Website Summerlin Bany Terms and Cnditins f Website Use 1. Ownership f Website This Website is wned and perated by DFC (Prject Management) Pty Ltd ACN 161 448 139. In these terms and cnditins (Website Terms),

More information

COMPLAINTS POLICY ARUNSIDE PRIMARY SCHOOL. POLICY ADOPTED: 20 th JUNE 2016 THE POLICY IS TO BE REVIEWED: November 2017

COMPLAINTS POLICY ARUNSIDE PRIMARY SCHOOL. POLICY ADOPTED: 20 th JUNE 2016 THE POLICY IS TO BE REVIEWED: November 2017 COMPLAINTS POLICY ARUNSIDE PRIMARY SCHOOL POLICY ADOPTED: 20 th JUNE 2016 THE POLICY IS TO BE REVIEWED: Nvember 2017 Arunside Primary Schl Blackbridge Lane West Sussex RH12 1RR Cmplaints Plicy (Parents

More information

Investor Money Regulations

Investor Money Regulations Investr Mney Regulatins A new regime fr fund service prviders in Ireland On the 30 th March 2015, the new Investr Mney Regulatins were brught int effect by Statutry Instrument 105 f 2015, with crrespnding

More information

Chargeable Repairs Policy

Chargeable Repairs Policy Chargeable Repairs Plicy 2016-2019 Dcument cntrl Plicy apprval GDT, February 2016 Replacing/ updating Rechargeable Repairs Plicy 2012 Next review date February 2019 Authr Grup Directr Facilities and Asset

More information

ABORIGINAL ECONOMIC PARTNERSHIPS Program Application Guidelines

ABORIGINAL ECONOMIC PARTNERSHIPS Program Application Guidelines ABORIGINAL ECONOMIC PARTNERSHIPS Prgram Applicatin Guidelines The Abriginal Ecnmic Partnerships Prgram (AEPP) supprts Abriginal cmmunities, businesses and rganizatins t increase participatin in ecnmic

More information

Welcome. 1.Identification. 2.Accuracy of content

Welcome. 1.Identification. 2.Accuracy of content Welcme We are delighted t welcme yu t Samsnite s Service Prtal (hereinafter referred t as the "Site"), the fficial nline stre fr spare parts. We ask yu t take the time t read these terms and cnditins carefully.

More information

Checking and Savings Account Application

Checking and Savings Account Application Checking and Savings Accunt Applicatin Please use the Checking and Savings Accunt Applicatin t: Open a FREE Checking r Dividend Checking and Opt-in r Out f DCU s Overdraft Payment Service including an

More information

REQUEST FOR PROPOSAL (RFP) FOR ENGINEERING DESIGN SERVICES FOR THE Electrical and Stage Lighting Upgrades at B Street Community Center.

REQUEST FOR PROPOSAL (RFP) FOR ENGINEERING DESIGN SERVICES FOR THE Electrical and Stage Lighting Upgrades at B Street Community Center. REQUEST FOR PROPOSAL (RFP) FOR ENGINEERING DESIGN SERVICES FOR THE Electrical and Stage Lighting Upgrades at B Street Cmmunity Center March 15, 2018 Intrductin The City f San Rafael (City) hereby requests

More information

The UK Register of Trusts 23 October 2017

The UK Register of Trusts 23 October 2017 The UK Register f Trusts 23 Octber 2017 If yu are a trustee f a UK resident trust r f a nn-resident trust which has UK assets r UK surce incme yu may need t take actin befre 5 December 2017. Backgrund

More information

Privacy Notice for Applicants and Tenants

Privacy Notice for Applicants and Tenants Privacy Ntice fr Applicants and Tenants What we need Scttish Brders Husing Assciatin (SBHA) will be a "cntrller" f the persnal infrmatin that yu prvide t us thrugh yur cmpleted Husing Applicatin Frm, and

More information

PAYMENT BY CARD TERMS & CONDITIONS

PAYMENT BY CARD TERMS & CONDITIONS PAYMENT BY CARD TERMS & CONDITIONS Versin 2.0 - June 2013 Effective frm 1 st June 2013 Issued n 1 st June 2013 Terms & Cnditins fr use f Credit/Debit card fr Payments (POS) Intrductin This Service is ffered

More information

Alternative Exam Arrangements

Alternative Exam Arrangements A Series f Fact Sheets fr Students Alternative Exam Arrangements Sme students with disability/health cnditins may require alternative arrangements t successfully cmplete their examinatins. Temprary Disability

More information

CORPORATE ONLINE BANKING SERVICE APPLICATION FORM(ENQUIRY ONLY) SECTION 1: ACCOUNT HOLDER S INFORMATION

CORPORATE ONLINE BANKING SERVICE APPLICATION FORM(ENQUIRY ONLY) SECTION 1: ACCOUNT HOLDER S INFORMATION BANK OF CHINA Singapre Branch www.bankfchina.cm/sg CORPORATE ONLINE BANKING SERVICE APPLICATION FORM(ENQUIRY ONLY) SECTION 1: ACCOUNT HOLDER S INFORMATION * f Accunt Hlder 1 *Mailing Address 1 Ntice Email

More information

The UK Register of Trusts 21 December 2017

The UK Register of Trusts 21 December 2017 The UK Register f Trusts 21 December 2017 If yu are a trustee f a UK resident trust r f a nn-resident trust which has UK assets r UK surce incme yu may need t take actin befre 5 January 2018. Backgrund

More information

Terms and Conditions - UPAY Services JANUARY, Upay Department UNITED COMMERCIAL BANK LIMITED UCB.COM.BD UPAYBD.COM

Terms and Conditions - UPAY Services JANUARY, Upay Department UNITED COMMERCIAL BANK LIMITED UCB.COM.BD UPAYBD.COM JANUARY, 2019 Upay Department UNITED COMMERCIAL BANK LIMITED UCB.COM.BD UPAYBD.COM A. Intrductin 1. These terms and cnditins ("Terms") apply t and regulate yur use f United Cmmercial Bank Limited's (the

More information

APPENDIX A TECHNICAL SPECIFICATIONS REWARDS AND RECOGNITION PROGRAM

APPENDIX A TECHNICAL SPECIFICATIONS REWARDS AND RECOGNITION PROGRAM APPENDIX A TECHNICAL SPECIFICATIONS 094-18 REWARDS AND RECOGNITION PROGRAM Backgrund JEA wns, perates and manages the electric system established by the City f Jacksnville, Flrida in 1895. In June 1997,

More information

BECCLES INDOOR BOWLS CLUB

BECCLES INDOOR BOWLS CLUB . BECCLES INDOOR BOWLS CLUB PRIVACY NOTICE FOR OUR MEMBERS We are cmmitted t respecting yur privacy. This ntice is t explain hw we may use persnal infrmatin we cllect befre, during and after yur membership

More information

Audit Committee Charter. St Andrew s Insurance (Australia) Pty Ltd St Andrew s Life Insurance Pty Ltd St Andrew s Australia Services Pty Ltd

Audit Committee Charter. St Andrew s Insurance (Australia) Pty Ltd St Andrew s Life Insurance Pty Ltd St Andrew s Australia Services Pty Ltd Audit Cmmittee Charter St Andrew s Insurance (Australia) Pty Ltd St Andrew s Life Insurance Pty Ltd St Andrew s Australia Services Pty Ltd Versin 3.0, 19 February 2018 Apprver Bard f Directrs St Andrew

More information

Client Support Services Guide. Blackboard Ally

Client Support Services Guide. Blackboard Ally Client Supprt Services Guide Blackbard Ally Publicatin Date: February 2019 Wrldwide Headquarters 1111 19th Street NW Ninth Flr Washingtn, DC 20036 www.blackbard.cm +1 800 424 9299 tll free US & Canada

More information

APPLICATION FORM FOR ASSISTANCE FROM THE AFRICAN WORLD HERITAGE FUND

APPLICATION FORM FOR ASSISTANCE FROM THE AFRICAN WORLD HERITAGE FUND APPLICATION FORM FOR ASSISTANCE FROM THE AFRICAN WORLD HERITAGE FUND This template is the riginal assistance request frm which when sent shuld cver all the questins asked. It can be adjusted t accmmdate

More information

This financial planning agreement (the Agreement ) is made on this date: between the undersigned party, whose mailing address is

This financial planning agreement (the Agreement ) is made on this date: between the undersigned party, whose mailing address is F I N A N C I A L P L A N N I N G A G R E E M E N T This financial planning agreement (the Agreement ) is made n this date: between the undersigned party, CLIENT(s): whse mailing address is (hereinafter

More information

List of Services that we provide:

List of Services that we provide: All f the cnsultants at AB Slutins cme frm an insurance agency backgrund, and each has a minimum f 20 years experience in Agency Operatins. Our wrk with hundreds f agencies ver the span f decades can ffer

More information

Hawaii Division of Financial Institutions 2018 Renewal Checklist

Hawaii Division of Financial Institutions 2018 Renewal Checklist Hawaii Divisin f Financial Institutins 2018 Renewal Checklist Instructins Renewal requests must be submitted thrugh by the date specified by yur state regulatr(s). Click here t review all renewal deadlines,

More information

ensuring staff are aware of the Principles they must follow when handling personal data ensuring appropriate controls are in place and are effective

ensuring staff are aware of the Principles they must follow when handling personal data ensuring appropriate controls are in place and are effective Swan Husing Assciatin Jb Descriptin Jb Title: Sectin: Reprts t: Direct Reprts: Head f Business Intelligence Business Intelligence Unit Executive Directr f IT & Private Sectr Services Innvatin Manager Applicatin

More information

Gifts & Hospitality. Effective Date Author Owner Approval Last Review Revise Date August 2017

Gifts & Hospitality. Effective Date Author Owner Approval Last Review Revise Date August 2017 Gifts & Hspitality Effective Date Authr Owner Apprval Last Review Revise Date August 2017 Iain Simm Jeremy Arn Miles Rberts Nvember 2011 August 2019 The Pwer f Less www.dssmith.cm Gifts and Hspitality

More information

PERFORMANCE DEVELOPMENT SYSTEM. Supervisory and Management Staff Appraisal. Department: Reviewer s Name: Review Period:

PERFORMANCE DEVELOPMENT SYSTEM. Supervisory and Management Staff Appraisal. Department: Reviewer s Name: Review Period: PERFORMANCE DEVELOPMENT SYSTEM Supervisry and Management Staff Appraisal Emplyee Name: Title: Department: Reviewer s Name: Title: Review Perid: t Date f Entry t Psitin: Date f Last Review: Type f Review:

More information

IA POSITION PAPER ON LAST LOOK

IA POSITION PAPER ON LAST LOOK IA POSITION PAPER ON LAST LOOK The Investment Assciatin ( the IA ) represents UK investment managers and has ver 220 members wh cllectively manage mre than 6.9 trillin f behalf f clients in the UK and

More information

FAQS ON DEBT CONSOLIDATION PLAN

FAQS ON DEBT CONSOLIDATION PLAN 1. What is Debt Cnslidatin Plan (DCP)? Debt Cnslidatin is a debt refinancing prgram which ffers a custmer the ptin t cnslidate all his unsecured credit facilities (such as credit cards and sme types f

More information

Independent Director and Audit Committee

Independent Director and Audit Committee Independent Directr and Audit Cmmittee Rules summary The listed cmpany s bard f directrs is representing the sharehlders. They are respnsible fr making decisins n the cmpany s imprtant plicies and strategies.

More information

Are you ready for the FUTURE of your Quality Management system?

Are you ready for the FUTURE of your Quality Management system? 1 Are yu ready fr the FUTURE f yur Quality Management system? BACKGROUND Quality Management System standard, ISO 9001 has made sme majr changes released in September 2015. Organizatins are studying and

More information

Request for Proposal. For. Unemployment Insurance Services. November 9, 2016

Request for Proposal. For. Unemployment Insurance Services. November 9, 2016 Request fr Prpsal Fr Unemplyment Insurance Services Nvember 9, 2016 I. INTRODUCTION: Opprtunities fr Williamsn and Burnet Cunties invites qualified firms t submit a Statement f Qualificatins t prvide unemplyment

More information

TASSAL GROUP LIMITED ABN Procedures for the Oversight and Management of Material Business Risks. (Approved by the Board 28 May 2015)

TASSAL GROUP LIMITED ABN Procedures for the Oversight and Management of Material Business Risks. (Approved by the Board 28 May 2015) Prcedures fr the Oversight and Management f Material Business Risks TASSAL GROUP LIMITED ABN 15 106 067 270 Prcedures fr the Oversight and Management f Material Business Risks (Apprved by the Bard 28 May

More information

SCHEDULE OF FEES AND CHARGES FOR GENERATOR CONNECTIONS

SCHEDULE OF FEES AND CHARGES FOR GENERATOR CONNECTIONS SCHEDULE OF FEES AND CHARGES FOR GENERATOR CONNECTIONS PREPARED BY: Netwrk Develpment VERSION: 4.0 RELEASE DATE: 11 September 2017 Versin Release Histry Versin Date Apprved 1.0 14 Dec 11 Transmissin Services

More information

FUNDING GUIDELINES PREVENTION GRANTS FOR CULTURALLY AND LINGUISTICALLY DIVERSE COMMUNITIES

FUNDING GUIDELINES PREVENTION GRANTS FOR CULTURALLY AND LINGUISTICALLY DIVERSE COMMUNITIES FUNDING GUIDELINES PREVENTION GRANTS FOR CULTURALLY AND LINGUISTICALLY DIVERSE COMMUNITIES CODE FOR APPLICATION COVER: CALD18 ISSUE DATE: 24 Octber 2017 PLACE FOR LODGEMENT: Please ldge yur applicatin

More information

ALERT. The SEC s Final Crowdfunding Rules: Still May Not Be a Crowd Pleaser. Author: Issuer and Investor Eligibility.

ALERT. The SEC s Final Crowdfunding Rules: Still May Not Be a Crowd Pleaser. Author: Issuer and Investor Eligibility. ALERT Nvember 4, 2015 The SEC s Final Crwdfunding Rules: Still May Nt Be a Crwd Pleaser Authr: Dnna L. Brks (860) 251-5917 dbrks@gdwin.cm On Octber 30, 2015, the Securities and Exchange Cmmissin (the SEC

More information

Subject Access Requests

Subject Access Requests Subject Access Requests The Data Prtectin Act 1998 gives rights t individuals in respect f the persnal data that rganisatins hld abut them. One f thse rights is the right t get a cpy f the infrmatin that

More information

Helen S. Henningsen Department of Veterans Affairs Office of General Counsel

Helen S. Henningsen Department of Veterans Affairs Office of General Counsel Helen S. Henningsen Department f Veterans Affairs Office f General Cunsel Cnstructin & Architect-Engineer Cntracts Changes Delays Disputes 2 User changes Changes in standards r cdes Differing site cnditins

More information

NCTJ Conflicts of Interest Policy and Procedures

NCTJ Conflicts of Interest Policy and Procedures NCTJ Cnflicts f Interest Plicy and Prcedures Purpse This plicy aims t draw attentin t the pssibility f cnflicts, minimise r prevent a cnflict ccurring and manage cnflicts that have arisen. Definitin f

More information

PREPARING TO TERMINATE DROP

PREPARING TO TERMINATE DROP PREPARING TO TERMINATE DROP If yu wrk until yur riginal Deferred Retirement Optin Prgram (DROP) terminatin date, the Divisin f Retirement will mail yu yur DROP Terminatin Packet apprximately 90 days prir

More information

HOME IMPROVEMENT CONTRACT

HOME IMPROVEMENT CONTRACT HOME IMPROVEMENT CONTRACT YOU ARE ENTITLED TO A COMPLETELY FILLED-IN COPY OF THIS CONTRACT, SIGNED BY BOTH YOU AND THE CONTRACTOR BEFORE ANY WORK MAY BE STARTED. CONTRACTOR S NAME: ADDRESS: PHONE: FAX:

More information

NOTICE OF DATA BREACH

NOTICE OF DATA BREACH April 18, 2017 «First_Name» «Last_Name» «Hme_Address_1» «Hme_Address_2» «Hme_City», «Hme_State» «Hme_Zip» «Hme_Cuntry» Dear «First_Name» «Last_Name»: NOTICE OF DATA BREACH We are writing t fllw up n an

More information