CIMB 3D CONQUEST. 2. Registration for the Competition opens from 18 September 2018 to 14 October 2018 (both dates inclusive).

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1 CIMB 3D CONQUEST Terms and Conditions 1. The CIMB 3D Conquest (the Competition) is organised by CIMB Bank Berhad in collaboration with Amazon Web Services, Cloudera Inc, Adv Fusionex Sdn Bhd, Oracle Corporation Malaysia Sdn Bhd, SAS Institute Sdn Bhd, Malaysia Airlines Berhad and Malaysia Digital Economy Corporation Sdn Bhd (MDEC). 2. Registration for the Competition opens from 18 September 2018 to 14 October 2018 (both dates inclusive). Participating Criteria 3. The competition is open to all college and university students studying in ASEAN countries as well as fresh graduates (who have graduated in the preceding 12 months of the team s registration date) (Participants). 4. It is a team-based competition (3 to 4 members in a team) and each member can be from different colleges or universities as long the college or university is in the same country. 5. Interested Participants must register as a team at 6. Registering for the competition is entirely free of charge. 7. Each Participant and each team can only participate in any one of the three tracks offered under the Competition. 8. All information provided by Participants on the registration form must be true, failing which teams will be disqualified. 9. Participants must ensure that the details and information on the registration form is final and accurate as no resubmission of registration will be allowed. 10. By participating in this Competition, the Participants consent to CIMB collecting, using, processing and disclosing to any of its related entities being CIMB Bank Berhad, CIMB Bank Berhad Singapore branch, PT Bank CIMB Niaga TBK, CIMB Thai Bank PLC, CIMB Bank PLC and CIMB Bank (Vietnam) Limited (collectively referred to as CIMB Group Companies ) and to Malaysia Airlines Berhad the Participants personal data and information set out in the registration form or otherwise provided by the Participants or possessed by CIMB for purposes stated in the Personal Data Protection Policy. 11. CIMB reserves the right to publish or display the name, picture and the university of any Winner for advertising and publicity purposes in any manner it deems appropriate. By participating in this Competition, Winners hereby consent to and agree that CIMB shall be at liberty to publish his/her name, picture and university details without compensation for advertising and publicity purposes

2 Competition Mechanics and General Rules 12. The In-Country competition will be held in any four ASEAN cities depending on the number of teams shortlisted for the Competition in each country. If a country doesn t have the minimum number of teams to justify hosting the event, the shortlisted teams will be flown to the nearest country to compete. All airfare and accommodation expenses for teams who are not from any of the host countries will be fully borne by CIMB. 13. CIMB will not be responsible for the local team s logistics expenses during the In-Country competition. 14. For the Grand Finale in Kuala Lumpur, CIMB will only bear the meals, airfare and accommodation expenses of all qualified Participants 15. The In-Country and Grand Finale competitions will run for 2 days and 3 days respectively, and meals will be provided throughout the events. 16. There are three tracks offered under this Competition. Depending on the track selected, each team will be required to take either an online assessment or submit an idea upon registration. 17. There will be virtual workshops for teams to learn new technology and knowledge from our Competition partners. Notwithstanding, there will be flexibility in the use of other software tools and programming languages by the teams. The virtual workshops are completely optional for the teams to register. 18. Each team will have to bring their own laptop. 19. Participants can bring reference books as this is an open challenge. 20. During the Competition period, Participants are not allowed to leave the premises until the required reports and proposal have been submitted. If any Participant leaves the premises during the Competition, the Participant s entire team will be disqualified. 21. Privately sharing codes or data outside of teams is strictly not permitted. No collaboration is allowed between competing teams at all times. 22. Coaching by lecturers or other parties is strictly prohibited during the Competition. 23. The Participants and teams warrant and represent that the use of any ideas or concepts during the Competition including ideas or concepts created, developed or produced for CIMB during the Competition ( Material ) shall be wholly original and do not infringe the proprietary or intellectual property rights of any third party. 24. By participating in this Competition, the teams and Participants agree and consent to CIMB and CIMB Group Companies owning all rights to the Materials without any payment or compensation. 25. CIMB reserves the right to shortlist the teams and select the finalists and the winners for this Competition based on their discretion. CIMB s decision is final and will not be subject to appeal.

3 Prizes 26. The total cash prizes to be won is US$ 129,600 for both the In-Country and the Grand Finale Competitions detailed below : CIMB 3D Conquest In-Country (Per city per track) Champion Team USD 3, st Runner Up USD 2, nd Runner Up USD 1, rd Runner Up USD th Runner Up USD CIMB 3D Conquest Grand Finale (per track) Regional Champion Team USD 8, and a Silicon Valley Trip 1 st Runner Up USD 5, nd Runner Up USD 3, The Regional Champion Team from each track will also walk away with a trip to the Silicon Valley in the USA, which prize covers the airfare, ground transportation and accommodation only. 28. Participants identified as having sound technical skills and strong digital mindset may be offered employment or internship at any CIMB Group entity by CIMB or any of its entities at its/their absolute and sole discretion. 29. All participants who have successfully completed the In-Country competition will be awarded with certificates of participation. 30. The Prizes awarded shall be subject to the following terms and conditions: a. Prizes are neither transferable nor exchangeable for cash or credit; and b. Prizes may carry their own terms and conditions and these terms and conditions shall be applicable in addition to the terms and conditions contained herein. Terms and Conditions governing the Silicon Valley Trip ( Trip ) 31. The trip is a single group trip organised by CIMB, involving the regional champion team from each track and CIMB staff. 32. The travel period must be between March 2019 to August CIMB will only bear the airfare (economy flight), ground transportation and accommodation of the Participants only. 34. In the event the Trip is not redeemed by regional champion teams, the Trip will be forfeited. 35. The Trip is for a period of 5 days and 4 nights. 36. All other expenses not mentioned above are to be borne by the Participants. Judges and Judging Criteria

4 37. Apart from CIMB, the judging panel will also involve representatives from our partners. 38. Data Science Track: Selection of finalists (for both In-Country and Grand Finale Competitions) will be based on the following three key phases of data science process: a. Understanding of Data: Data preparation and manipulation; Loading and transformation of relevant information. b. Models/Segments Development (can choose either one or both): Exploration of data, model design and variable selection; Methodology description; Final models/segments. c. Validation and Presentation: Number of accurate predictions based on actual data collected from the responses (i.e. % correct prediction from your models). 39. FinTech Track: Selection of finalists (for both In-Country and Grand Finale Competitions) will be based on Creativity, Business Value, Presentation of Idea and Q&A. 40. Coding: Selection of finalists (for both In-Country and Grand Finale Competitions) will be based on completeness of solution, simplicity of customer experience and code logic. 41. By participating in this Competition, Participants are deemed to have read, understood and agreed to be bound by these Terms and Conditions and any decisions of CIMB and/or CIMB s panel of judges. General Terms and Conditions 42. By accepting these Terms and Conditions and participating in the Competition, each Participant undertakes, for the entire duration of the Competition, to make use of the facilities in which the Competition is to be held and any materials and equipment provided by CIMB with the utmost care and diligence and to comply fully with the rules of conduct and safety established by CIMB. Event Participants will be held liable for any death, injury or damage caused to persons or property. 43 CIMB reserves the right at its sole discretion to disqualify any Participant that it determines to be tampering or have tampered with the entry process, or to be acting or has acted in breach or potential breach of these Terms and Conditions. 44. CIMB s decisions on all matters relating to the Competition, including the Prizes to be given away and the determination of the winners, are final, binding and conclusive. 45. CIMB reserves the right, upon giving prior notice in accordance with Clause 49 hereof, to substitute the Prize with other item(s) of similar value. 46. CIMB does not warrant that the Competition, virtual Workshop shall be uninterruptible and/or error free. By participating in the Competition, the Participant hereby acknowledges and irrevocably agrees that CIMB shall not in any manner whatsoever be liable for any technical failures of any kind, whatsoever intervention, interruption and/or any electronic or human error arising from the Competition. 47. By participating in the Competition, the Participant agrees and irrevocably and unconditionally undertakes to fully absolve CIMB of all liabilities and agrees to indemnify CIMB (on full indemnity basis) and hold CIMB harmless against any claim by any third party and against any loss, damage, cost or expense (including solicitors fees and cost) that CIMB

5 may suffer or incur as a result of or in connection with the Competition. 48. CIMB reserves the right to extend, modify, suspend, shorten, discontinue, cancel or terminate the Competition and/or to vary (whether by addition, deletion, modification, amendment or otherwise whatsoever) any of the terms and conditions herein ( the Amendment ) upon giving adequate prior notice to the Participants. For the avoidance of doubt, any extension, modification, discontinuation, cancellation, termination or suspension of the Competition or the Amendment made by CIMB shall not entitle any of Participants to any claim or compensation against CIMB for any losses or damages suffered or incurred by the Participants as a direct or indirect result of the act of extension, modification, discontinuation, cancellation, termination or suspension of the Competition or the Amendment. 49. The extension, modification, discontinuation, cancellation, termination or suspension of the Competition or the Amendment shall be binding on the Participants and be deemed to be brought to the attention of the Participants through any prior notice of seven (7) days sent by CIMB to the Participants by electronic communication including via electronic direct mail (EDM) and/or short messaging service (SMS) to the Participants last known address or mobile telephone no. and/or via display at the Competition s website at *TBD+ as CIMB deems fit. 50. These Terms and Conditions shall prevail over any provisions or representations contained in any other promotional materials advertising the Competition.