Partners in health. Benefits 2017

Transcription

1 Partners in health Benefits 2017

2 2017 benefits Fitting the pieces together Today we ll talk about: The good news for 2017 What s open enrollment? Thinking through the open enrollment process Some changes and how they impact you Taking advantage of your benefits through planning and using the options SAIF plans offer Finding information about SAIF benefits Voluntary benefits Enrollment process

3 Good news for 2017 We continue to have very low cost health benefits for employees and families. We made very few market adjustments to help keep the cost down. We extended relationships with Providence and Kaiser.

4 What s open enrollment? This is the period of time employees may change benefits enrollment options, sign up for voluntary programs, and learn about plan changes for the coming year. Includes medical, dental, and vision benefits Also includes voluntary benefits (not paid by SAIF) Flexible spending accounts (FSA), supplemental life and accidental death and dismemberment (AD&D) insurance, group legal, Unum long-term care, and short-term disability insurance.

5 Think about your future

6 How active are you?

7 Travel much?

8 Planning a family?

9 Young, college age, or older children?

10 Is retirement near?

11 2017 medical plans What fits your needs? The kind of care you are receiving Look at the plan s costs Deductible and maximum amounts Both plans have preventive care Child health care and immunizations Prescription drug benefits Networks and out-of-network what is this? Providence network, Kaiser HMO network Specialists

12 2017 benefits An increase to the Kaiser and Providence employee premium contribution for medium- and high-cost plans A change in the Providence and Kaiser deductibles and maximum out-of-pocket amount Slight increase to part-time employee premium costs and spouse-domestic partner premium share Enrolling spouses or domestic partners and criteria Everyone must complete the terms of enrollment and re-enroll

13 2017 benefits 2017 benefits landing page Information easy to find Easy to use icons Carrier connections

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15 From your main page, click on...

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17 Call Kaiser Permanente nurse advice at , Option 1 or your doctor for $0

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20 Providence tools Member discounts Cost Estimator

21 Providence cost estimators

22 Providence E-Card Smartphone ID Card Features: View all cards on your policy or fax ID card image to your doctor, hospital or pharmacy Download the app by searching for Providence E-Card in the app store from your smartphone or ipad. Getting access A four digit PIN and your member identification number are required to access this app. The PIN is located on the bottom right hand corner on the back side of your member ID card. If you need help with your PIN, please call customer service at or

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24 Dental benefits

25 2017 benefits Dental benefits Kaiser dental HMO (DHMO) available in Portland, Salem, Eugene, SW Washington Kaiser PPO dental available state wide Delta Dental (previously Moda) Willamette Dental available throughout the state

26 Vision benefits

27 2017 benefits Vision benefits No changes to the vision benefits Two plans available: Base and Buy-up Consider your vision needs for 2017 Buy-up covers more but does have premium share Enrollment must match dental enrollment

28 Flexible spending accounts (FSA)

29 2017 benefits Flexible Spending Accounts (FSAs) Set money aside on a pretax basis Up to $2550 for health care Up to $5000 for dependent care ASI Flex tax savings estimator Example: Providence $350 deductible would cost $ Debit cards (for health care only) Auto deposits ASI Flex FSA store eligible products purchased on line (FSA debit card or other major credit card) Mobile app

30 2017 benefits Flexible Spending Accounts (FSAs) FSA carryover provisions All medical expenses must be incurred by Dec. 31, 2016; up to $500 is automatically carried over to your 2017 health FSA. Carryover dollars will be credited to your account after March 31, 2017 (run out period). Carryover amount is in addition to the plan limit of $2,550 (for example, $2,550 for $500 for 2016 = $3,050). Run-out period to submit claims remains the same: March 31, Grace period still applies to the dependent care account. You must re-enroll each year.

31 Long term and short term

32 2017 benefits Unum long term care insurance Unum will have a rate increase for Those already enrolled received an from me. Enrolled family members will receive separate mailing. Unum short term disability insurance All active employees eligible to enroll or change amount of coverage, subject to proof of good health (underwriting). Employees hired between August 1-October 31, 2016 Guaranteed issue up to $3,200 monthly benefit without proof of good health (underwriting). Amount purchased is the enrolled amount; thereafter, changes subject to regular proof of good health and available only during open enrollment.

33 2017 benefits Unum short term disability insurance 2017 benefits package, voluntary benefits, Unum short-term disability insurance Summary of benefits Unum web page video about short-term disability insurance Web-based enrollment process In HR Self Service, tell us you intend to or have enrolled All Unum information is under Voluntary Benefits

34 2017 benefits HR Self Service sign in page if you forgot your user name and/or password

35 2017 benefits 2017 Benefits Terms of Enrollment: this is an activity Read them ahead of time Instructions on how to complete the open enrollment process in HR Self Service Process changes for 2017 open enrollment

36 HR Self Service You have activities to complete

37 If you have questions, Skype Benefits or call Human Resources at ext

38 Enrollment process reminders HR Self Service If part-time, are you enrolling or declining coverage? You must re-enroll in flexible spending accounts If enrolling in voluntary Standard or Unum benefits, check the underwriting requirements Open period to enroll in ARAG and Standard Open enrollment is October 17 to 5 p.m. October 31, 2016

39 Three ways to get 2017 Benefits package or or call 8040 or