November 2017 INSIDE THIS ISSUE CHARITABLE GIVING AND END-OF-YEAR TAX PLANNING
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1 November 2017 CHARITABLE GIVING AND END-OF-YEAR TAX PLANNING The last two months of the year can be very busy for families. Often in the hustle and bustle of daily life and holiday planning, many people overlook the importance of year-end tax planning. There are several things you can do to realize some year-end tax-savings. One of the most common ways to reduce your federal tax obligation is through charitable giving. The winter months are also a perfect time to consider charitable giving. Need is often the highest for organizations, who are either trying to meet year-end budgets or provide additional services during the holiday season. People often give donations in the form of cash or household goods, however, you may also give charitable donations in the form of stocks or even real estate. The actual amount of tax savings realized through charitable donations will vary for different people based on tax bracket. If you make a cash donation, it is always a good idea to write a check; your cancelled check provides appropriate documentation of the contribution. If you make a donation of household goods or actual cash to an organization, be certain to get a receipt. If you donate non-cash items, such as clothing or other household goods, you will need to estimate the fair market value of the items donated. For example, if you donated a bag of clothing to the local thrift store, make a list of all items in the bag, note the condition of the items as excellent, fair or bad, and then estimate the sales price for the items. Be cautious, as this is not the price you paid for the item, but what it will sell for at the thrift store. The thrift store may be able to provide a pricing guide. If your non-cash donations exceed $500, there will be an additional tax form to complete. If you prepare your own taxes using a computerized software program, you ll be prompted by most programs to complete the additional form. If you have an accountant or other tax professional prepare your taxes, they will complete it. Donations of stock or real estate can be slightly more complicated, but are an excellent way to reduce or avoid capital gains taxes while reducing taxable income. Be cautious if you choose to donate a car or boat to charity. Typically the deduction is not the fair-market value of the vehicle, but the amount the charity receives for the sale. If you are considering donating stock, real estate or a vehicle, talk to your accountant or tax professional prior to making the donation. INSIDE THIS ISSUE Winter Weather 2 Conserve Energy & Save Money Homemaker/Specialty Club News Upcoming events/ Updates Homemaker Updates 8 Calendar of Events Reference: MoneyWise-newsletter.pdf Source: Alex Elswick, Extension Associate for Family Resource Management; University of Kentucky College of Agriculture, Food and Environment Andrea J. Slone County Extension Agent for Family & Consumer Sciences Education Floyd County Extension Service 3490 Ky. Rt. 321 Prestonsburg, KY (606) Web: ces.ca.uky.edu/floyd/ FamilyConsumerSciences Facebook: 1
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6 SAVE THE DATE October 14-20, 2018 KEHA Week October 20, 2018 Northeast Area Homemaker Annual Meeting Jenny Wiley State Resort Park December 1, 2018 Homemaker Dues Due December 4, 2018 Homemaker Holiday Social at 5:30 PM May 14-16, 2019 State Homemaker Annual Meeting Louisville, KY 2018 HOMEMAKER CLUB DATES & LOCATIONS CIRCLE OF FRIENDS BUSY BEES All meetings are held at Allen Methodist Church at 11 AM. September 10, 2018 October 8, 2018 November 5, 2018 December 3, 2018 Club Contact: Beth Jones All meetings are held at the at 1 PM. September 5, 2018 October 3, 2018 November 7, 2018 December 5, 2018 Club Contact: LESSONS SEPTEMBER: POSITIVE ATTITUDE OCTOBER: EATING SMART & HEALTHY NOVEMBER: BRAIN ACTIVITY ENDICOTT HOMEMAKERS All meeting are held at the Cow Creek Fire Department. Station No. 2 at 11 AM. September 13, 2018 October 11, 2018 November 16, 2018 December 20, 2018 Club Contact: Malta Burchett DECEMBER: YOUR PICK OF HOLIDAY PROGRAM OR TURNING INTO THE TIMES JANUARY: GENTLE YOGA FEBRUARY: SOCIAL ACTIVITY MARCH: SAFETY APRIL: PHYSICAL ACTIVITY & STRESS MANAGEMENT MAY: SLEEP NIMBLE THIMBLE QUILT GUILD The Nimble Thimble Quilt Guild will be meeting on the 1st and 3rd Wednesday of the Winter months at at the Floyd County. For more information please contact Cindi Hughes, President or any Nimble Thimble Quilt Guild member. Bring a friend and enjoy the fun! WOOLY WEDNESDAYS Wooly Wednesday will meet on the 2nd Wednesday of the Winter Months at 10 AM at the Floyd County Extension Office. They will be working on finishing various projects they have been working on. Bring a friend and enjoy the fun! WOMEN OF THE BIBLE Women of the Bible will be meeting on the 4th Wednesday of the winter months at at the Floyd County. For more information please contact Gayle Justice or the. Bring a friend and enjoy the fun! 6 TWISTED STITCHERS will meet on the second and fourth Monday of the winter months at 5:30 PM to 8:00 PM. They now are meeting at different restaurants throughout the county for dinner and knitting. For more information about where they will be meeting, contact Kelly Duncan at (606) They will continue working on the knitted dish towel and personal projects. Bring a friend and come join the fun!
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8 Sun Mon Tue Wed Thu Fri Sat Circle of Friends Allen United Methodist Church 11:00 AM Homemaker Holiday Social 5:30 PM Nimble Thimble Quilt Guild Busy Bees 1:00 PM Gingerbread House Contest Mountain Muse 11 AM Wooly Wednesday Nimble Thimble Quilt Guild Endicott Cow Creek Fire Department St 2 11:00 AM OFFICE CLOSED OFFICE CLOSED 8
9 Sun Mon Tue Wed Thu Fri Sat 1 OFFICE CLOSED 2 Nimble Thimble Quilt Guild Busy Bees 1:00 PM HEALTH CHALLENGE BEGINS! Circle of Friends Allen United Methodist Church 11:00 AM Wooly Wednesday Nimble Thimble Quilt Guild Endicott Cow Creek Fire Department St 2 11:00 AM Dinner for Two 6:00 PM OFFICE CLOSED Women of the Bible Dinner for Two 6:00 PM HEALTH CHALLENGE ENDS! 9
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