How Much Does School Cost? Academic Costs (Domestic) Tuition and Fees = $6,992 - $10,710. Books & Supplies = $700 - $1300. TOTAL = $7,692 $12,010/year
|
|
|
- Ella McGee
- 5 years ago
- Views:
Transcription
1 Budgeting 101
2 Why Budget? So that you know what you can spend and when Helps you determine how you are going to stretch your resources (e.g. OSAP funding) over the entire year Allows you to live within your means (Can you really afford the latest trend?) Forces you to assess needs vs. wants Allows you to prioritize your expenses By having a plan you can reduce stress so you can focus on your studies!
3 How Much Does School Cost? Academic Costs (Domestic) Tuition and Fees = $6,992 - $10,710 Books & Supplies = $700 - $1300 TOTAL = $7,692 $12,010/year
4 What about everything else?
5 Other Expenses Rent Transportation Groceries Utilities/Phone Bill Entertainment Clothing Personal / Medical/ Other
6 Prepare your Budget Fill out your budgeting sheet according to your current expenses Write down one idea of how you could save money at the bottom of your budgeting sheet
7 Sources of Funding / Income Ontario Student Assistance Program (OSAP) 30% off Ontario Tuition Grant Bursaries/Scholarships Family assistance Summer employment Part time employment Savings / Registered Education Savings Plan (RESP)
8 The Solution A Spending Plan!
9 Budgeting Basics Getting Started: Track your spending for a month Sign up for online banking so you can keep an eye on where and how you spend your money. When using cash, ask for receipts. Don t forget to include your daily coffee runs. They add up! At the end of the month sit down and create a realistic weekly or bi-weekly budget.
10 Budgeting Basics Prioritize Your Expenses Let's face it, we all have expenses that are more important than others. For instance, groceries for the entire week take priority over pizza a few nights a week. If you really like having a pizza night you could work it into the entertainment portion of your budget every 2 weeks. Try making your own pizza. It s fun, cheap, and delicious!
11 Budgeting Basics There are lots of great apps, websites and software you can use to monitor your spending and help you plan your finances in the short and long term. Mint.com, great site and App! Use excel to create a personalized budget spreadsheet or find one online. Remember: Do your research, make sure that the sites you are using protect your identity and financial data.
12 Budgeting Tips The Envelope System Once you have created a monthly budget, break it down into a weekly amount. Put the cash into separate envelopes for groceries, gas, transportation, entertainment, etc Try to stay within the limits you ve set for yourself.
13 Budgeting Tips Always budget for unexpected expenses!!! i.e. car repairs, medical, high cell phone bill, computer/laptop repairs and upgrades, etc.
14 Money Saving Ideas Look at your cell/data plan can you cut costs? Grocery store flyers what s on sale? Bus vs. Car Bank fees does your bank offer a student discount or free banking? Bring your lunch from home Credit card interest rates and incentives
15 Money Saving Ideas Loblaw's Student Discount 10% for students with a valid student ID card every Tuesday, at select locations. Hair Dressers have student discounts on certain days Access to gym on campus BYO bottle and use the refilling stations at UC
16 Money Saving Ideas Many movie theatres have cheap Tuesdays or other savings alternatives If going out for dinner ask the restaurant what deals they have on for the day National Arts Centre offers student tickets at 50% off regular price Most museums in Ottawa are free on Thursdays varying between the hours of 4 8 p.m.
17 Money Saving Ideas Find coupons online, i.e. save.ca Make a meal plan for the week Shop during sales or go to discount stores Don t run up a tab at the bar pay as you go! Student discounts ask at stores Turn off or unplug electronics overnight
18 Money Making Ideas Sell unused items online or through garage sales Pick up a paper route or other part-time opportunity on top of your existing job Offer to help out family and friends for $ i.e. moving, tidying house, shoveling, babysitting Sell your used textbooks once you are finished with them
19 3 Key Points to Take Away 1) Remember: There are two ways to help your budget; make more money, or spend less money. It will always be easier to cut down on your expenses than to make more money. 2) Always keep it on the forefront of your mind to prioritize your expenses! 3) Expect the unexpected, plan for the unplanned!
20 Financial Resources Visit ontario.ca/osap to apply Check out websites like scholarshipscanada.com and awards.ca Student Line of Credit Visit carleton.ca/awards/budgeting for more information
21 Questions?
22 Contact Us! Awards and Financial Aid Office Location: 202 Robertson Hall Website:
Budget Quick-Start Guide. Welcome to the Budget Quick-Start Guide, five simple pages to get you going with
Budget Quick-Start Guide Welcome to the Budget Quick-Start Guide, five simple pages to get you going with the single most powerful, practical tool for wise money management. Using a budget or, as I prefer,
MONEY. Of course, going to college means. Managing Your Money CHAPTER 3. Watching everyday spending
CHAPTER 3 Managing Your Money MONEY Of course, going to college means attending classes, writing papers, and taking exams. But making money choices also is an important part of your college life. Good
Money Saving Tips and Budgeting Resources. Harvard Law School
Money Saving Tips and Budgeting Resources Harvard Law School 1 Today s Goal: PROVIDE RESOURCES YOU WILL FIND USEFUL!! Why Budget? Understand your spending priorities Establish and maintain a good credit
budget fixed expense flexible expense
How do I make my income cover my expenses? Chapter 24 Key Terms budget fixed expense flexible expense Chapter Objectives After studying this chapter, you will be able to identify sources of income. list
Chapter 1: How to Make and Stick to a Budget
Chapter 1: How to Make and Stick to a Budget How to Make and Stick to a Budget What s the first thing you think of when you hear the word budget? If you re like most people, you think of saving money and
Financial Literacy Money Trek Program Module 1: Workbook Introduction to Money Management AAUW California Financial Literacy Committee
Financial Literacy Money Trek Program Module 1: Workbook Introduction to Money Management AAUW California Financial Literacy Committee 1 Module 1: Introduction to Money Management Discussion What are the
The Art of Budgeting
Student Activities $ Lesson Three The Art of Budgeting 04/09 name: date: what are your goals? directions List some of your educational, social, financial, family, health/physical, and recreational goals.
2010 Visa Inc., All Rights Reserved
2010 Visa Inc., All Rights Reserved Why Money Skills Are Important Create Independence Set and reach goals Enjoy living responsibly within your means Prepare you for your future after college Developing
Budgeting Your Way to a Better Tomorrow
Budgeting Your Way to a Better Tomorrow Money makes the world go round, and budgeting can get you further around that world. To be a successful money manager you must know how to budget. Here at Texas
Script to follow the Orientation Presentation
Orientation Presentation Script to follow the Orientation Presentation January 23, 2018 Finastra January 23, 201823 January 2018 Orientation Presentation Script to follow the Orientation Presentation 1
Financial Aid and Scholarships. Budgeting 101: How to Make Your Financial Aid Last
Financial Aid and Scholarships Budgeting 101: How to Make Your Financial Aid Last Why should you create a budget? To reduce financial stress so you can concentrate on school. To help solve the mystery
Behind on bills? Start with one step.
Behind on bills? Start with one step. Bureau of Consumer Financial Protection Your Money, Your Goals About the Bureau The Bureau of Consumer Financial Protection regulates the offering and provision of
How to prepare a budget and stick to it
How to prepare a budget and stick to it Agenda Having control over your money is important, both for your financial well-being and for your peace of mind. In this presentation, you'll learn about preparing
The Art of Budgeting
Student Activities $ Lesson Three The Art of Budgeting 04/09 name: date: what are your goals? directions List some of your educational, social, financial, family, health/physical, and recreational goals.
WELCOME TO TRUMAN STATE UNIVERSITY. International Student Pre-Arrival Orientation Money Matters. Fall 2016
WELCOME TO TRUMAN STATE UNIVERSITY International Student Pre-Arrival Orientation Money Matters Fall 2016 MONEY MATTERS SCHOLARSHIPS Transfer Students: Remember that your scholarship is renewable based
Managing Your Money NET WORTH CASH FLOW CREATING A BUDGET
MONEY What You Should Know About... Managing Your Money NET WORTH CASH FLOW CREATING A BUDGET YourMoneyCounts You probably realize that managing your money is a good idea, but you might also figure if
Budgeting Module. a. True b. False
Budgeting Pretest 1. What is gross monthly pay? a. The monthly pay after taxes are deducted. b. The monthly pay before taxes and insurance are deducted. c. The hourly pay times 2080. 2. What is net monthly
Balancing the Budget: Fitting It All In! Presented and Created by Melanie D. Jewkes USU Extension Agent Duchesne County Family & Consumer Sciences
Balancing the Budget: Fitting It All In! Presented and Created by Melanie D. Jewkes USU Extension Agent Duchesne County Family & Consumer Sciences 1 Budgeting What is a budget? Organized listing of income
Take it to the Bank: Buying Power. Instructor s Manual
Take it to the Bank: Buying Power Instructor s Manual Start the activity with introductions. Tell the girls your name. Put on a name tag. Activity 1: Compare Costs and Options 20 minutes Let each girl
1. What does this pie graph tell you about what your completed budget should look like? 3. What questions do you have about this graph?
Part 1 A Balanced Budget 1. What does this pie graph tell you about what your completed budget should look like? 2. What do you think is included in the other expenses category? 3. What questions do you
PRESCRIPTION FOR FINANCIAL WELLNESS: Developing financial skills applicable for all stages of life
PRESCRIPTION FOR FINANCIAL WELLNESS: Developing financial skills applicable for all stages of life ARE YOU CONCERNED ABOUT MANAGING YOUR DEBT AFTER GRADUATION? A. Yes, I am very concerned B. I am somewhat
FINANCIAL BASICS FOR DVM STUDENTS
FINANCIAL BASICS FOR DVM STUDENTS OVERVIEW Understanding Total Loan Costs Borrowing from your Future Self DVM Cost of Attendance and Student Budget Budgeting Your Student Loan Funds Navigating NSLDS &
BORROWING STRATEGIES. Make Smart Decisions When Borrowing Money for Law School. August Boston University School of Law
BORROWING STRATEGIES Make Smart Decisions When Borrowing Money for Law School August 2016 Jeffrey Hanson Education Services Boston University School of Law Majority of law students 2 now graduate with
Income and Expense Statement Advanced Level
Income and Expense Statement Advanced Level The Costs Add Up How much do you think each item would cost if purchased every day for one month? Item Average Cost of Item Approximate Cost Per Month if purchased
A Tale of Two Plans: Spending and Saving
A Tale of Two Plans: Spending and Saving Do you know where all your money goes? Do you know your income? Does your income cover your expenses or do you feel like you could always use more money to cover
Income and Expense Statement Advanced Level
Income and Expense Statement Advanced Level The Costs Add Up How much do you think each item would cost if purchased every day for one month? Item Average Cost of Item Approximate Cost Per Month if purchased
Money Math for Teens. The Emergency Fund
Money Math for Teens The Emergency Fund This Money Math for Teens lesson is part of a series created by Generation Money, a multimedia financial literacy initiative of the FINRA Investor Education Foundation,
Week 2. A Tale of Two Plans: Spending and Saving
Week 2 In this Edition: A Tale of Two Plans: Spending and Saving Do you know where all your money goes? Do you know your income? Does your income cover your expenses or do you feel like you could always
2017 DollarWise Summer Youth Contest Final Quiz Study Guide
2017 DollarWise Summer Youth Contest Final Quiz Study Guide The DollarWise Summer Youth Contest Final Exam questions are designed to test your full knowledge of the information provided in the contest.
Budgeting By Justin Kribs, CFP
Budgeting By Justin Kribs, CFP Budgeting is the hallmark and back bone of any financial plan. It is also one of the hardest things for people to do. In much of the debt management material offered to consumers
10/19/2016 FINANCIAL BASICS FOR DVM STUDENTS: WHAT DO MOST STUDENTS KNOW ABOUT W O OS S U S OW OU FINANCIAL LITERACY? OVERVIEW
FINANCIAL BASICS FOR DVM STUDENTS: Understanding student loans and how to effectively manage your funds OVERVIEW Understanding Total Loan Costs Student Cost of Attendance and Budget Reducing loan amount
BUDGETING SESSION OBJECTIVES SUBJECT INDEX
BUDGETING SESSION OBJECTIVES 8 Budgeting is the foundation of personal financial planning. Budgeting allows us to manage our money by tracking our income and expenses. Since every person is different,
Financial Literacy. Budgeting
Financial Literacy Budgeting ACTIVITY SHEET 3-1 The B word budget 1 What do you think about when you hear the word budget? What words or feelings come to mind? Write down any other ideas the group came
2018 DollarWise Summer Youth Contest Study Guide
2018 DollarWise Summer Youth Contest Study Guide The DollarWise Summer Youth Contest Final Exam questions are designed to test your full knowledge of the information provided in the contest. During the
Like the federal government, individual consumers must manage their money. In this section, you will learn about budgeting and saving money.
Budgeting Section 1 Like the federal government, individual consumers must manage their money. In this section, you will learn about budgeting and saving money. Vocabulary discretionary expense: an expense
2. Analyze your spending. See how much you spend in each category. Notice any trends and look for expenses you can eliminate or cut back on.
Tool 1: Spending tracker Most people can t tell you how they spend their money during a month. Before deciding on changes to your spending, it is a good idea to understand how you use your money now. This
Budgeting Your Money
Student Activities $ Lesson Three Budgeting Your Money 04/09 lesson 3 quiz: budgeting vocabulary choose the correct answer. 1. Which of these is not a source of income? a. Allowance b. Salary c. Interest
BORROWING STRATEGIES. Make Smart Decisions When Borrowing Money to Attend UCSF. Fall University of California, San Francisco
BORROWING STRATEGIES Make Smart Decisions When Borrowing Money to Attend UCSF Fall 2018 Jeffrey Hanson Education Services University of California, San Francisco Majority of graduate students 2 now graduate
Unit Four: Financial Literacy Week Two: Managing Money
Name: Date: THE ART OF BUDGETING Most people could not tell you how their money is spent; all they know is that all too often, their money is gone almost as soon as they earn it. Learning how to manage
The struggle with finances has nothing to do with money Financial Experts. Never let what you can t do get in the way of what you can do.
Budgeting Toolkit Pathfinders is a 501(c)(3) non-profit organization that assists families on their way to economic selfsufficiency. As a partner in The United Way of Tarrant County s Financial Stability
An interactive game designed to familiarize students with the personal finance management issues they are beginning to face as young adults Features
An interactive game designed to familiarize students with the personal finance management issues they are beginning to face as young adults Features financial questions throughout the game Like football,
TABLE OF CONTENTS. Introduction 3. General Guidelines for Successful Account Management 3. Managing Your Checking Account. 1.
TABLE OF CONTENTS Introduction 3 General Guidelines for Successful Account Management 3 Managing Your Checking Account 1. Check Register 2. Planning 3. Recording Your Transactions 4. Balancing Your Account
BUDGETING & ORGANIZING YOUR FINANCES Participant Guide MIND YOUR FINANCES
BUDGETING & ORGANIZING YOUR FINANCES Participant Guide MIND YOUR FINANCES THE ACHE FOR HOME LIVES IN ALL OF US, THE SAFE PLACE WHERE WE CAN GO AS WE ARE AND NOT BE QUESTIONED. -MAYA ANGELOU State the reasons
Goal Setting and Budgeting
Samuel F. B. Morse High School SPE 2011-2012 PERSONAL FINANCIAL LITERACY Goal Setting and Budgeting Completing this assignment will allow students the opportunity to set some real-life goals for themselves
Your money goals. Choosing a goal
Choosing a goal 01 Your money goals Next, think about a money goal that you most want to pursue towards that dream. Write down some ideas on how you could start working towards them. My money goal is:
Residence Move In Information
Residence Move In Information We look forward to welcoming you HOME! Residence Move-in The traditional move-in period for residents is from 9am on Saturday, September 3rd through to midnight of Sunday,
Your Spending and Saving Plan
MODULE 4: Your Spending and Saving Plan MONEY SMART for Adults SEPTEMBER 2018 The Federal Deposit Insurance Corporation is an independent agency created by the Congress to maintain stability and public
Student Employment. Personal Expenses and Budgeting. Credit Cards and Building Credit. Summer Opportunities
Student Employment Personal Expenses and Budgeting Credit Cards and Building Credit Summer Opportunities Q: Do I have to work on campus? A: No you are not required to work. Q: How does the Campus Job work?
P.Y.F. Participant s Guide
P.Y.F. Participant s Guide 1 Table of Contents Welcome Pre-Test Pay Yourself First Saving for Purchases Emergency Savings Retirement Savings Daily Decisions Matter Savings Tips How Your Money Grows (Simple
Behind on bills? Start with one step.
Behind on bills? Start with one step. Printed courtesy of 423.336.7268 www.bowaterecu.org Consumer Financial Protection Bureau Your Money, Your Goals Who is the CFPB? The Consumer Financial Protection
Behind on bills? Start with one step.
Behind on bills? Start with one step. Consumer Financial Protection Bureau Your Money, Your Goals Who is the CFPB? The Consumer Financial Protection Bureau works on your behalf. We want you to have the
Value of Education: Education and Earning Power
Value of Education: Education and Earning Power Preparation Grade Level: 4-9 Group Size: 20-30 Time: 45-60 Minutes Presenters: 3-5 Objectives Students will be able to: Calculate monthly & annual earnings
Spending Plans. Advanced Level
Spending Plans Advanced Level Where s My Dough? What expenses do you have? How much do you spend on each expense? Play dough = income Divide your play dough to show how much is spent on each expense Write
Money Management Money Education Center Texas A&M University
Money Management Money Education Center Texas A&M University HOWDY! Jason Vaaler Money Education Center Advisor 1 st Floor Pavilion Texas A&M University This topic matters to me because Open Weekdays from
What to do if you re Drowning in Debt
What to do if you re Drowning in Debt A Beginner s Guide to Debt and Debt Relief Brought to you by: Copyright creditworld 2012 1 INTRODUCTION Are you drowning in debt? Do you feel like no matter what you
Budgeting for Success
UNIT 1 Being Financially Responsible Topic Budgeting for Success LEARNING OBJECTIVE(S) Students will: understand the steps involved in developing a budget, including identifying sources of income and the
Managing Money Together. A Workbook for Couples
Managing Money Together A Workbook for Couples Introduction Growing up, my parents argued about money. It wasn t a lot now that I look back, but I do remember thinking that I never wanted to do that. So,
How to Set and Achieve your Personal Financial Goals. Cathyann Frank VP of Operations
How to Set and Achieve your Personal Financial Goals Cathyann Frank VP of Operations Few subjects can cause a collective groan like MATH! The first steps of any good budget exercise are simple math calculations
Resources for Raising Financially Fit Kids
Resources for Raising Financially Fit Kids Growing Financially Fit Children Toddlers and Pre-School Children As soon as children can count, introduce them to money. Take an active role in providing them
Your Spending and Saving Plan
MODULE 4: Your Spending and Saving Plan MONEY SMART for Adults SEPTEMBER 2018 The Federal Deposit Insurance Corporation is an independent agency created by the Congress to maintain stability and public
Making the Most of Your Money
Making the Most of Your Money A Handbook for Young Adults Table of Contents Let s start from the beginning:.....................1 Creating a budget:.............................. 2 Budget Worksheet:.............................
Residence Move Information 2018
Residence Move-In Information 2018 Residence Move In Checking in: General tips Move in weekend is September 1st & 2nd from 9am - 4pm In order to make move in weekend as smooth as possible, you have been
EDUCATION FORM. Where do you plan to go? List all that apply - community college / four year institution and graduate school if applicable
Do you plan to attend college? EDUCATION FORM Where do you plan to go? List all that apply - community college / four year institution and graduate school if applicable Based on 2017 fees, how much will
In This Issue. SMCU Presents Keep Your Coffee
In This Issue SMCU Presents Keep Your Coffee... Pages 1 What is Phishing and How Can You Avoid It?... Page 2 Northgate Branch Moving to Thornton Place... Page 2 Free Seminar: Retirement Income Planning...
Follow the Money.
Follow the Money One of the simplest but most powerful money making ideas is this: Keep a daily log of everything you spend. Go to the dime store and buy a little notebook. Carry it with you wherever you
RETIREMENT PLANNING TOOLKIT
RETIREMENT PLANNING TOOLKIT ORGANIZE YOUR FINANCES AND VISUALIZE A LIFESTYLE OF FREEDOM Our Planning Great Retirements Toolkit will help you organize your finances and visualize your retirement. You ll
Financial Freedom. Super Savings. Ginger L. Hack, FACS Educator, USU Extension
Financial Freedom Super Savings Ginger L. Hack, FACS Educator, USU Extension ginger.hack@usu.edu Utah State University is an affirmative action /equal opportunity institution. Stock market Crash October
Courtney Hatch Blauvelt Assistant Director of Financial Aid. Todd Hoffmann Budget Director
Courtney Hatch Blauvelt Assistant Director of Financial Aid Todd Hoffmann Budget Director Review Basic Budgeting Discuss Important Budgeting Concepts Brief Budget Tool Review A Sample College Budget Some
Setting Financial Goals
Setting Financial Goals FDIC Money Smart for Young Adults Building: Knowledge, Security, Confidence Purpose Learn how to manage money by preparing a personal spending plan Identify ways to decrease spending
1-2 copies of Activity for each student A copy of Activity for each pair of students A copy of Activity 5.3-4b for each student
Lesson Description In this lesson students learn the importance of keeping financial records. Students categorize expenses; total each expense category; and compare the total expenses to the total income.
LEARNING TASKS These tasks match pages in Student Guide 1.
STUDENT LEARNING PLAN Lesson 1-4: Spending Plan OVERVIEW You've analyzed what you've been spending money on and set some SMART goals to strive for. Now, the rubber meets the road and it's time to start
Food Resource Management
Know how. Know now. Learn at Home: Nutrition Lessons for Healthy Living Food Resource Management By choosing to complete this mail lesson, you have taken the first step in learning more about the importance
THE B WORD. Money in, money out. How do we keep track of it all? But first, why would you keep track of it? Here are the...
Fin Lit Mo 2 BALANCING A BUDGET These materials were created by DailyPay and not your employer. DailyPay is not a financial or investment advisor. The materials presented should be used for informational
888-ADMIT-IT. Dealing with Money. Gambling is often about Money, Action, and Feelings
FCCG 888-ADMIT-IT Dealing with Money Gambling is often about Money, Action, and Feelings Money & Recovery Money plays an important role in recovery. Renew. Restore. Rebuild. Learn how to have a healthy
BUDGETING MODULE. Considerations This module is an excellent starter workshop. It works well as an introduction to a longer series.
BUDGETING MODULE Outcomes: Increased awareness of how personal values and goals affect spending patterns. Ability to distinguish between needs/wants, to set priorities, and adjust to reduced resources.
Building a Spending Plan: All Six Steps 1
FCS7173 1 Nayda I. Torres, Josephine Turner, and Brenda C. Williams 2 This publication collects all six steps of the Building a Spending Plan series in one document. For individual publications in the
STOP RENTING AND OWN A HOME FOR LESS THAN YOU ARE PAYING IN RENT WITH VERY LITTLE MONEY DOWN
STOP RENTING AND OWN A HOME FOR LESS THAN YOU ARE PAYING IN RENT WITH VERY LITTLE MONEY DOWN 1. This free report will show you the tax benefits of owning your own home as well as: 2. How to get pre-approved
DairyNZ money management basics. Choices enable farmers to expand the business, reduce debt or pay themselves higher drawings.
DairyNZ money management basics Personal Cash Budget Why is business profitability so important? Profit provides choices. Profitability doesn t usually happen by accident. Choices enable farmers to expand
Managing Your Regions Personal Checking Account
Managing Your Regions Personal Checking Account At Regions, we believe in making banking with us as simple as possible. So we ve developed this guide with information and tips to help you get the most
SAVINGS. Or how to get what you want
SAVINGS Or how to get what you want More than a means to an end If you re reading this, chances are that you want to know how to reach your goals. As boring as saving may sound, it is the vehicle that
Homeowner Education Program. Finance Seminar
1 Homeowner Education Program Finance Seminar Table of Contents OVERVIEW... 5 Introduction... 6 PART 1: UNDERSTANDING YOUR PERSPECTIVE ABOUT MONEY... 7 Your Financial Health Where are you at?... 8 Steps
You re On Your Own Checking Account Exercise
Checking Account Exercise Supplement to Making The Right Money Moves Check Writing Exercise You re On Your Own Imagine that you are now out on your own - moving on out to the big time and that new apartment.
BUDGETING AND ORGANIZING YOUR FINANCES Participant Guide MIND YOUR FINANCES
BUDGETING AND ORGANIZING YOUR FINANCES Participant Guide MIND YOUR FINANCES THE ACHE FOR HOME LIVES IN ALL OF US, THE SAFE PLACE WHERE WE CAN GO AS WE ARE AND NOT BE QUESTIONED. -MAYA ANGELOU Let s decorate
Frugal GRAD Budgeting 101: Personal Budgeting for Graduate Students and Postdocs
Frugal GRAD Budgeting 101: Personal Budgeting for Graduate Students and Postdocs UCHICAGO SEVEN FACETS OF WELLNESS Sponsored by: Campus and Student Life and UChicagoGRAD University of Chicago June 8, 2016
Session Overview. Budgeting Skills Training - Instructor Notes. Thank you for teaching the Budgeting Skills Training Class :D
Session Overview Budgeting Skills Training - Instructor Notes Thank you for teaching the Budgeting Skills Training Class :D The instructor notes contain suggestions for you on how to teach this class.
What is my financial future? My occupation. My yearly income. What does gross mean? Federal tax bracket % - Monthly gross income X.
What is my financial future? Name My occupation My yearly income Salary/12 = What does gross mean? monthly gross income http://www.moneychimp.com/features/tax_brackets.html Federal tax bracket % - Monthly
How to Manage Your Checking Account
CHAPTER 3 How to Manage Your Checking Account Activity: Individual 25 MINUTES Materials: One activity sheet and one calculator per student Objective: The purpose of this activity is for students to demonstrate
Module 3 - Budgeting ACTIVITY SHEET 3-1. Write down any other ideas the group came up with, especially ideas that fit your situation.
ParticipantHandbook ACTIVITY SHEET 3-1 The B word budget 1 Write down any other ideas the group came up with, especially ideas that fit your situation. What is a budget? Why budget? A way to keep track
YOUR GUIDE TO HEALTHY FINANCES GET YOUR FINANCES IN SHAPE
YOUR GUIDE TO HEALTHY FINANCES GET YOUR FINANCES IN SHAPE GETTING YOUR FINANCES UNDER CONTROL NEEDN T BE A HEADACHE Help is at hand with these easy-to-follow tips for getting your finances in shape. Whether
Budget Management Class. El Paso County Domestic Relations Office Community Supervision
Budget Management Class El Paso County Domestic Relations Office Community Supervision Budget Management Class Overview Setting Financial Goals Creating a Spending Plan Tracking Your Daily Spending Habits
Citizens Advice financial capability
TOP TIPS FOR DEVISING A BUDGET Work out your total income include any benefits you may be in receipt of, wages (after tax and national insurance) and any other regular income such as child maintenance
c» BALANCE C:» Financially Empowering You Financial First Aid Podcast [Music plays] Nikki:
![c» BALANCE C:» Financially Empowering You Financial First Aid Podcast [Music plays] Nikki:](/thumbs/83/88246744.jpg "c» BALANCE C:» Financially Empowering You Financial First Aid Podcast [Music plays] Nikki:")
Financial First Aid Podcast [Music plays] Nikki: You re listening to Financial first aid. Hi. I m Nicky, your host for today s podcast. Many circumstances in life can derail even the best plans and leave
MAKE MONEY MAKE SENSE
Budgeting Activity Teaching aims of the session Possible teaching activity Learning outcomes To recap on the concept of budgeting and money management. To explain how to budget and explain how much things
Contents About... 3 Features... 4 Method... 5 Rule One: Give Every Dollar a Job... 5 Rule Two: Save for a Rainy Day... 5 Rule Three: Roll With the
YNAB 4 USER GUIDE Contents About... 3 Features... 4 Method... 5 Rule One: Give Every Dollar a Job... 5 Rule Two: Save for a Rainy Day... 5 Rule Three: Roll With the Punches... 6 Rule Four: Live on Last
For many years we were happy to spend too freely, borrow too much and
For many years we were happy to spend too freely, borrow too much and hand our money over to someone else to manage, hoping to ride a market that always went up. Well, times have changed and today building
My Financial House Guide to Budgeting. Ryan H. Law
My Financial House Guide to Budgeting Ryan H. Law https://ryanhlaw.com Introduction Budgeting is the foundation of all financial success and the way to achieve your financial goals. In this guide I will
Budgeting & Debt Basics
Budgeting & Debt Basics Why Have a Budget? Gain control over your finances Get the most out of your money Achieve your financial goals What is a Budget? A plan for saving and spending Allows you to choose
Cutting Back and Keeping Up When Money is Tight
Cutting Back and Keeping Up When Money is Tight When your monthly budget needs a tune-up Whether it s due to a drop in income, a big unexpected expense, or the cost of everyday living overtaking your paycheck,
Accounting Principals Workonomix Survey Series: Post-Graduation Debt & Spending. June 20, 2012
Accounting Principals Workonomix Survey Series: Post-Graduation Debt & Spending June 20, 2012 Survey Background Background Accounting Principals polled 507 recent grads with a four-year degree about their
Paying for College Head to school with confidence.
Paying for College Head to school with confidence. Table of Contents Welcome 2 Federal vs. Private Student Loans 3 4 Planning for a Private Student Loan 6 8 Student Solutions for Managing Money 10 11 Monthly