Prepare & File Your Federal and State Taxes For FREE if You Earn $60,000 or Less.

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1 United Financial Empowerment $ partnership Easy. Easy. Free. Free. Tax Help You Can Trust. Weather have you stuck at home? Prepare & File Tax Help You Can Trust. Your Federal and State Taxes For FREE if You Earn $60,000 or Less. What You Need Social Security or Individual Taxpayer Identification Number (ITIN) for each family member and working adult. W-2s, 1099s, 1098s and other forms. Childcare provider name, address and tax ID, if applicable. College tuition, medical expenses, if applicable Bank routing and account numbers for checking or savings accounts. Healthcare document Discover how easy it is to file your taxes for free if you make $60,000 or less. Want to file today? Visit myfreetaxes.com and file online for Free or call My-Tx-Help ( ). Call to locate & visit free tax site. The MyFreeTaxes partnership is committed to providing free tax preparation services to taxpayers with disabilities. If you are in need of an ADA accommodation to file your taxes in-person, please contact your local filing site or My-Tx-Help ( ) for more information. UWGMC.org

2 DID YOU KNOW YOU CAN GET YOUR TAXES DONE FOR FREE? FREE PROFESSIONALLY PREPARED TAX RETURNS FOR FAMILIES AND INDIVIDUALS MAKING LESS THAN $58,000! EARNED INCOME TAX CREDIT - YOU EARNED IT. KEEP IT. SAVE IT. EITC does not count as income for TANF, Food Stamps, SSI, Medicaid or public housing. Social Security cards are required. CALL 2-1-1

3 WE CAN T WAIT TO SEE YOU DURING TAX SEASON! CALL OR VISIT UWGMC.ORG FOR SITES, DATES AND TIMES! You will need to bring: Picture ID Social Security Cards (or ITINs) W2 forms 1099 Forms Unemployment amounts paid and taxes withheld Year-end retirement account summaries Any other tax forms you received Any documents for your health insurance Medical expenses Charitable Contributions Mortgage interest statement All Property tax information Copy of 2013 Income Tax Return Bank account number, routing number Last paystub or end of year pension statements All other documents: Alimony paid or received, notices from the IRS or state tax office, college tuition and student loan interest statements, scholarships and fellowships, lottery/gambling winnings. The Earned Income Tax Credit (EITC) benefit is for working (full or part time) families making less than $58,000 a year. But to get EITC and other tax credits for working families, you MUST FILE a 2014 Tax Return. UWGMC 3150 Brunswick Pike, Suite 230 Lawrenceville, NJ Note to printer: Please insert the correct indicia and correct every door direct mailing info. Sponsored by:, Mercer Alliance to End Homelessness, City of Trenton, County of Mercer, Mercer CASH Coalition, Boys & Girls Club, Catholic Charities, Crisis Ministry of Princeton and Trenton, Hamilton Library, IRS, Latin American Legal Defense & Education Fund, Mercer County Libraries, TCNJ TrentonWorks ~10/2014

4 UNITED FINANCIAL EMPOWERMENT $ PARTNERSHIP DO YOU NEED SOME HELP WITH YOUR FINANCES? 1. Do you pay bills late each month because you don t have enough money? Yes No 2. Are you receiving collection letters? Yes No 3. Are you paying for groceries or other necessities with credit cards because you Yes No don t have enough funds to pay for them? 4. Are you using savings to pay monthly bills? Yes No 5. Are you spending more than 20% of your take-home pay each month on credit Yes No card payments? 6. Have you depleted all of your savings? Yes No 7. Have you been denied credit? Yes No 8. Is your Credit Score below 620? Yes No 9. Are you applying for new credit cards because most of your current cards are at Yes No their limit? 10. Do you have arguments about money? Yes No 11. If you lost your job, would it mean an immediate financial crisis? Yes No 12. Do you transfer balances to avoid credit card payments? Yes No If you answer YES to 3 or more of the questions above, You are probably in financial trouble. WE CAN HELP! in partnership with Family Guidance Center s Consumer Credit Counseling Service is now offering the following FREE services Credit Counseling Debt Management Foreclosure Prevention Services TO MAKE A FREE APPOINTMENT CALL BE SURE TO REFERENCE CODE UWGMCFEC UWGMC.org

5 UNITED FINANCIAL EMPOWERMENT $ PARTNERSHIP FREE CREDIT COUNSELING PROGRAMS Debt Management Program We will work with you and your creditors to reduce your current interest rate and arrange monthly payment plans on all of your unsecured debt. Most creditors are willing to lower finance charges, eliminate fees, and re-age accounts. What You will need for your appointment: A list of all of your monthly living expense Proof of Income: 2 of your most recent paystubs, or proof of SSI income, Unemployment benefits or Disability income All of your current credit card statements Any letters sent to you regarding judgments and/ or collections Your appointment is completely confidential and will take approximately one hour. Once enrolled in the program, you will be assigned a monthly payment amount that will include a nominal maintenance fee, which we incur for handling all of your accounts. Credit Counseling and Credit Repair We will assist you through the process of removing any inaccurate information on your report, and help you to re-establish and maintain good credit. What You will need for your appointment: A list of all of your monthly living expense Proof of Income: 2 of your most recent paystubs, or proof of SSI income, Unemployment benefits or Disability income All of your current credit card statements Any letters sent to you regarding judgments and/ or collections Foreclosure Prevention & Loan Modification We will work directly with your mortgage provider to ensure that you receive the best possible outcome Includes an analysis of your financial situation and a review of the housing options available. Foreclosure Prevention includes: Pre-Foreclosure Sale Straight Sale Deed In Lieu of Foreclosure Special Forbearance Short Sale Loan Modification: FHA Loans No Fee Non-FHA Loans $ Loan Modification Refinancing Partial Claims TO MAKE AN APPOINTMENT CALL BE SURE TO REFERENCE CODE UWGMCFEC Appointments are available In Person: Hamilton Trenton By Phone Fax all documents to UWGMC.org

6 FREE PROFESSIONALLY PREPARED TAX RETURNS FREE TAX PREP FOR FAMILIES AND INDIVIDUALS MAKING LESS THAN $58,000! Mercer C.A.S.H Campaign IRS VITA Tax Sites Boys & Girls Club 212 Centre St., Trenton, NJ Walk-Ins, Mon, Tue, Wed 9am-2pm, No taxes 2/16 Catholic Charities 39 North Clinton Ave., Trenton, NJ Walk-Ins, Tue & Thu 2pm-6pm Crisis Ministry 123 East Hanover St., Trenton, NJ Walk-Ins, Fri 9am-3pm Hamilton Public Library No Phone Calls, 1 Justice Samuel A. Alito Way, Hamilton, NJ Walk-Ins, Wed & Thu 9am-12:00pm Latin American Legal Defense & Education Fund 669 Chambers Street, Suite B, Trenton, NJ Walk-Ins, Tue - 4pm-6pm, By Appointment - Saturdays United Financial Empowerment Center 3150 Brunswick Pike, Crossroads Corporate Center, 2nd floor, Ste. 230, Lawrenceville, NJ Walk-In and appointments (Call 2-1-1), Mon & Thu 2pm 6pm United Financial Empowerment Center 3150 Brunswick Pike, Crossroads Corporate Center, 2nd Floor, Ste. 230, offices, Lawrenceville, Next to Motor Vehicle Inspection Station FREE services: Tax Prep, assistance filing the Free Application for Federal Student Aid (FAFSA) forms with no income limit, credit counseling and debt management service. Walk-In and appointments (Call 2-1-1) Mon & Thu 2pm-6pm Call for more information and directions or visit BRING THE FOLLOWING: Picture ID; Social Security Cards (or ITINs) and dates of birth for the taxpayer, spouse, children, and any other dependents you are claiming. Note: if you are married filing separately, you ll need your spouse s social security number and need to know whether they itemized on their return; Dates of birth for all taxpayers and dependents; W2 forms; Bring your year-end pay stub; 1099 forms; Unemployment amounts paid and taxes withheld, statement online; Last paystub or end of year pension statements; Year-end retirement account summaries (ex. 5498s) (Balances in IRA accounts at year end); Any other tax forms you receieved (1098-Ts); ACA healthcare forms 1095-A, 1095-B, or 1095 C and insurance information with months of coverage for each person in the household; Medical expenses- TOTALED. Don t forget eyeglasses or contact lens receipts or medical mileage; Charitable Contributions TOTALED- separate cash contributions (cash, check, credit card) and non-cash contributions (ex: clothing & furniture). Church printout. Receipt for any contribution of $250 or more; Rent or mortagage interest statement; All property tax information (green card, PTR 1, PTR 2, homestead rebate amount); copy of 2013 income tax return; bank account and routing number. 1/9/15 UNITED FINANCIAL EMPOWERMENT $ PARTNERSHIP CALL 2-1-1