Portfolio of Services

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1 Portfolio of Services PROVIDING POWERFUL BENEFITS PROTECTING FAMILIES & BUSINESSES HELPING BENEFITS PROFESSIONALS MEET MORE NEEDS Check the Features You Want and Then Choose the Plan(s) for You You ve thought about it for years do you finally want to complete your Will? Or do you want an attorney to write a letter on your behalf? Or review a document for you before you sign? Are you interested in having a legal plan for your small business, or in guarding yourself against identity theft? Legal Plan Talk to an attorney. No high hourly costs. Family plan covers member, spouse and dependents Individual plan covers member (with no spouse/dependents/children) Standard will preparation Legal advice/consultation/representation Letters/phone calls on your behalf Legal document review Trial defense 24/7 emergency assistance Mobile App 25% Preferred member discount Legal Plan Add-Ons Bolster the power of your legal plan. Covers member, spouse, and dependents Trial Defense Supplement More trial coverage Home Business Supplement If you own a home-based business, are a consultant, or have rental property and have no employees. Home Business Supplement+GoSmallBiz.com Business tools, training courses, business coaching, & unlimited business consulting For Individuals, Families & Employees IDShield sm Coverage that will help protect against, and resolve, identity theft issues. Family plan covers member, spouse, and up to eight minor dependents Individual plan covers member only Consultation/Advice Identity theft advisor Credit report review Lost wallet protection Notifications Data Breach Notifications Access Monday through Friday 7 am - 7 pm CT 24/7/365 Emergency access to an IDShield SM Licensed Private Investigator for covered situations Security Monitoring Black Market Web Surveillance Credit monitoring Minor Identity Protection Identity Restoration Licensed private investigators $5 Million Service guarantee Check, check, and check. We have a plan for you. ADELL ASSOCIATES adells@legalshieldassociate.com office mobile For Your Small Business Small Business Plan* (Up to 100 Employees) Your business deserves affordable legal protection. Covers for-profit, not publiclytraded businesses Legal consultation on unlimited matters Contract and document review Debt collection assistance Legal correspondence Trial defense services GoSmallBiz.com available as add-on For Commercial Drivers Commercial Drivers Legal Plan (CDLP) Protects your ability to earn a living. Covers licensed commercial drivers Assistance with moving violations Assistance with DOT violations Tragic accident assistance Advice on license reinstatement Assistance for minor personal injury/ property damage For Brokers & Benefits Professionals Provide the Perfect Coverage Enhance your product diversity and versatility to help your clients protect their lives with high-quality, affordable products. Covers areas often overlooked Elite customer service Powerful plan benefits that deliver Simple administration Expands your portfolio This is a general overview of the coverage of various plans for illustration purposes only. Not all plans or benefits are available in all states or provinces. See a LegalShield representative for complete terms, coverage, amounts, conditions, and exclusions. *Services to the Small Business Plan are limited and exclusions apply. (05.15) sheet.portfolio # LegalShield Ada, Oklahoma

2 AT-A-GLANCE In Your Corner A member from California said: I had an issue with a credit card company. I called my provider law firm last week, and they sent a letter on my behalf. The credit company refunded my money today in full. A small business owner from Oregon says, I ve accessed legal service and advice where I would not have in the past because of the cost. I ve gained insight and confidence in actions we take (or don t take) because we have consulted with a legal expert. Who We Are One of the first companies in North America to offer legal service plans Founded in 1972 Provider attorneys average tenure: 15 years 1.4 million families enrolled in our plans More than 1 million identity theft members with nearly 10,000 identities restored Operating in 49 U.S. states and four Canadian provinces More than 2 million member calls answered last year Since 2003, we ve held an exclusive partnership with Kroll Advisory solutions, the world s leading company in ID Theft consulting and restoration. Businesses Count on LegalShield & IDShield More than 34,000 companies, large and small, provide voluntary benefits to their employees with LegalShield and IDShield Simplified implementation; no claim forms to file Easy maintenance procedures for administrators Over 47,000 Small Business members use the Legal Plan Three levels of legal protection for different sizes of small businesses Legal Facts Identity theft has been the number-one consumer complaint filed with the FTC for 15 years straight. More than 13 million, or nearly 60%, of all small businesses have experienced significant legal events in the past two years. DECISION ANALYST STUDY: THE LEGAL NEEDS OF SMALL BUSINESS 57 million full-time working Americans experienced at least one significant legal event in the past 12 months. THE LEGAL NEEDS OF AMERICAN FAMILIES STUDY (LEGAL NEEDS STUDY) Definitively Different PROPRIETARY NATIONWIDE NETWORK OF PROVIDER LAW FIRMS Your on-call law firm is part of the LegalShield network of carefully selected, top-quality law firms. Each law firm is licensed in your state or province and dedicated to LegalShield members. SUPERIOR SERVICE Our Provider Law Firms are paid in advance on a per capita basis, ensuring they are motivated to focus on providing good service to you, not on billing. QUALITY ASSURANCE Our proprietary system provides daily, real-time, online monitoring of our Provider Law Firms, which enables continuous improvement of quality service. Consistently earn high ratings for customer service. UNIQUE SERVICE Our members only have to make one call to be connected with an attorney, ensuring they know exactly who to call when a legal need arises. LEGALSHIELD + IDSHIELD Providing a comprehensive solution when ID theft issues turn into legal issues. COMPREHENSIVE RESTORATION With a Power of Attorney, Kroll will do everything necessary to restore your identity until all resolvable issues have been addressed. MONITORING WHAT MATTERS We monitor your identity from every angle, not just your Social Security number, credit cards and bank accounts. SERVICE GUARANTEE IDShield backs up it s promise that it will do whatever it takes for as long as it takes with a $5 million service guarantee.

3 Millions of people lose their identities every year. 5 $ MILLION SERVICE GUARANTEE Don t be one of them. Identity theft has been the top consumer complaint filed with the FTC for 15 years straight. Victims are spending an exorbitant amount of time and money dealing with it. The criminals are getting smarter. And they re not going away. That s why you need a company that s more than IDShield member L.N. in Sioux City, NE a website. You need an established institution that understands all the potential threats, how to prevent them and how to restore any damage done. My investigator gave me great advice and the next day cleared up my situation. IDShield member L.N. in Sioux City, NE MONITOR MORE OF WHAT MATTERS We monitor your identity from every angle, not just your Social Security number, credit cards and bank accounts. We ensure everything connected to you is safe, even your social media accounts. If any change in your status occurs, you receive an update immediately. COUNSEL WHEN YOU NEED IT Our identity specialists are focused on protecting you. They are available to provide you with a complete picture of identity theft, walk you through all the steps you can take to protect yourself and answer any questions. Plus, they are available 24 hours a day, every day, in the event of an identity theft emergency. We re always here to help, no matter what. RESTORE YOUR IDENTITY COMPLETELY IDShield is the only company with an exclusive partnership with Kroll, the worldwide leader in theft investigative services. If a compromise occurs, your licensed private investigator contacts you immediately and begins restoring your identity to exactly the way it was. ADELL ASSOCIATES office mobile

4 Protect yourself from getting less and paying more. IDSHIELD FAMILY IDSHIELD INDIVIDUAL (You, your spouse/domestic partner and up to 8 minors) COVERAGE (For just you) IDShield LifeLock IDShield LifeLock FAMILY ADVANTAGE PLAN INDIVIDUAL ADVANTAGE PLAN $19.95 $51.96 $9.95 $ adults, 2 minors 1 UP TO 10 1 Covers Up to 8 Minor Children Covers Spouse/Domestic Partner CONSULTATION Unlimited Counseling with Investigator Social Security Fraud Detection Monthly ID Theft Updates Emergency Assistance 24/7/365 Sex Offender Registry Reports Data Breach Notifications Identity Alert System Lost and Stolen Wallet Assistance Reduced Pre-Approved Card Offers Live Member Support 24/7/365 RESTORATION Licensed Private Investigators Medical Identity Theft Restoration $5 Million Service Guarantee Complete Identity Restoration Financial Identity Theft Restoration PRIVACY MONITORING Passport Number Monitoring File Sharing Network Searches Address Change Verification Fictitious Identity Monitoring DOB/Social Security Number Monitoring Medical Identity Number Monitoring Phone/ /Driver License Monitoring Black Market Website Surveillance SECURITY MONITORING Quarterly Score Tracker Credit Inquiry Alerts Payday Loan Monitoring Minor Identity Protection Court Records Monitoring Bank Account Number Monitoring Credit Monitoring Credit Card Number Monitoring This comparison is based on information that is publicly available on May 13, 2015 and on plans at similar price points, without discounts. This is a summary only. Each company may have more plans available. As with all plans, some exclusions apply. See company contracts and materials for full details. Marketed by: Pre-Paid Legal Services, Inc. dba LegalShield and subsidiaries; Pre-Paid Legal CasualtySM, Inc.; Pre-Paid Legal Access, Inc.; In FL: Pre-Paid Legal Services, Inc. of Florida; In VA: Legal Service Plans of Virginia, Inc.; and PPL Legal Care of Canada Corporation SHEET.IDT (5/15) 2015 LegalShield, Ada, OK

5 Everyone deserves legal protection. At LegalShield, we ve been offering legal plans to our members for over 40 years, creating a world where everyone can access legal protection and everyone can afford it. Unexpected legal questions arise every day and with LegalShield on your side, you ll have access to a quality law firm 24/7, for covered personal situations. From real estate to speeding tickets to Will preparation, and beyond, we re here to help you with any personal legal matter no matter how traumatic or how trivial it may seem. Because our dedicated law firms are prepaid, their sole focus is on serving you, rather than billing you. Our Promise to You As one of the first companies in North America to provide legal expense plans to consumers, we now provide legal services to over 1.4 million families across the U.S. and Canada representing approximately 4 million people. And with over 650 employees dedicated to serving you, our promise remains the same: to provide outstanding legal services by quality law firms at an affordable price. Why LegalShield For as little as $20 a month, LegalShield gives you the ability to talk to an attorney on any personal legal matter without worrying about high hourly costs. That s why, under the protection of LegalShield, you or your family can live your lives worry free. Even better, you don t have to worry about figuring out which attorney to use we ll do that for you. Our experienced attorneys focus specifically on our members and provide 24/7 access for covered emergencies. Learn more about the LegalShield Legal Plan at Marketed by: Pre-Paid Legal Services, Inc. dba LegalShield and subsidiaries; Pre-Paid Legal Casualty SM, Inc.; Pre-Paid Legal Access, Inc.; In FL: Pre-Paid Legal Services, Inc. of Florida; In VA: Legal Service Plans of Virginia, Inc.; and PPL Legal Care of Canada Corporation

6 LegalShield Legal Plan Expected and unexpected legal issues arise every day. But with a LegalShield Legal Plan, a small monthly fee gets you access to advice and counsel on an unlimited number of personal legal issues from lawyers with an average of 19 years experience. Advice & Consultation Advice Toll-free phone consultations with your Provider Law Firm for any personal legal matter, even on pre-existing conditions Letters and Phone Calls on Your Behalf Available at the discretion of your Provider Lawyer Contract and Document Review Contract/document review up to 15 pages each 24/7 Emergency Assistance After-hours legal consultation for covered legal emergencies. Specific coverage depends on plan, such as: if you re arrested or detained, if you re seriously injured, if you re served with a warrant, or if the state tries to take your child(ren). Family Matters (family plan only) Uncontested Name Change Assistance* One (1) uncontested name change prepared per member year by Provider Law Firm Uncontested Adoption Representation* Representation by your Provider Law Firm for uncontested adoption proceedings Uncontested Separation/Divorce Representation* Representation by your Provider Law Firm for uncontested legal separation, uncontested civil annulment and uncontested divorce proceedings Representation Trial Defense Services Assistance if you or your spouse are named defendant or respondent in a covered civil action filed in court Year Pre-Trial Time Trial Time Total For more information contact your Independent Associate: Document Preparation Standard Will Preparation Will preparation and annual reviews and updates for covered members Other documents available: Living Will, Health Care Power of Attorney Residential Loan Document Assistance (family plan only) Mortgage documents (as required of the borrower by the lending institution) prepared by your Provider Law Firm for the purchase of your primary residence Auto Motor Vehicle Services Non-criminal moving traffic violation assistance Motor vehicle-related criminal charge assistance Up to 2.5 hours of help with driver s license reinstatement and property damage collection assistance of $5,000 or less per claim Available 15 days after enrollment Available only if member has a valid driver s license and is driving a noncommercial motor vehicle IRS IRS Audit Legal Services One hour of consultation, advice or assistance when you are notified of an audit by the IRS An additional 2.5 hours if a settlement is not achieved within 30 days If your case goes to court, you ll receive 46.5 hours of your Provider Law Firm s services Coverage for this service begins with the tax return due April 15 of the year you enroll Additional Benefits 25% Preferred Member Discount You may continue to use your Provider Law Firm for legal situations that extend beyond plan coverage. The additional services are 25% off the law firm s standard hourly rates. Your Provider Law Firm will let you know when the 25% discount applies, and go over these fees with you. ADELL ASSOCIATES office mobile Your Plan Covers: Family Plan: The member The member s spouse/ domestic partner Never-married dependent children under age 26 living at home Dependent children under age 18 for whom the member is legal guardian Never married, dependent, children who are full-time college students up to age 26 Physically or mentally disabled children living at home Individual Plan: An individual rate is available for those enrollees who are not married, do not have a domestic partner and do not have minor children or dependents. No family benefits are available to individual plan members. Ask your Independent Associate for details. *These services are available 90 consecutive days from the effective date of your membership. For detailed information about the legal services provided for personal matters by the LegalShield contract, go to info/legalplan. Business issues are not included; however, plans providing those services are available. Access LegalShield on the go! Activate your account on mylegalshield.com and then download our new smartphone app MyLegalShield. With this app, our members have access to their Provider Law Firm at the touch of a button. Download the free app from the App Store or Google Play (5.15) 2014 LegalShield, Ada, OK

7 Beyond Your Membership Save With These Incredible MEMBERPERKS Your LegalShield membership is simply amazing. And, in addition to the privileges that are already yours, we have added these MEMBERPERKS with hundreds of merchants and thousands of discounts. Members can access savings at both national and local companies on everyday purchases such as tickets, electronics, apparel, travel and more. Members have the opportunity to save, on average, over $2,000 per year. MEMBERPERKS can save you enough to pay for your membership for years to come! We hope you enjoy them, and please know how much we value you for being part of the LegalShield family. APPAREL FLOWERS & GIFTS OFFICE & BUSINESS AUTOMOTIVE FOOD PETS BEAUTY & FRAGRANCE HEALTH & WELLNESS REAL ESTATE & MOVING SERVICES BOOKS, MOVIES & MUSIC HOME & GARDEN CELL PHONES HOME SERVICES SPORTS & OUTDOORS TICKETS & ENTERTAINMENT ELECTRONICS INSURANCE & PROTECTION SERVICES TOYS, KIDS & BABIES FINANCE JEWELRY & WATCHES TRAVEL These benefits are for LegalShield members. All offers or promotions are subject to change without notice. And Many More! Getting Started To sign up, simply go to mylegalshield.com, click on the Resources tab, then click on MEMBERPERKS. If you don t already have an account, follow the simple on-screen instructions to make an account with your personal or work and LegalShield membership number.

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