Lifestyle, Safety & Security Benefits Superior Products and Services at Incredible Discounts

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1 Lifestyle, Safety & Security Benefits Superior Products and Services at Incredible Discounts Today, consumers are seeking innovative ways to save money on commonly used products and services without sacrificing quality. LifePERX has a solution

2 LifePERX is a benefit aggregator that works with top tier provider networks. We package a variety of lifestyle, safety and security products and services at incredible savings. ID Theft Monitoring & Resolution Services with ID Sanctuary, powered by CyberScout Thieves want to steal your identity. Don t let them get away with it! Our Identity Theft Protection Service provides the proactive tools and recovery assistance you need to quickly respond to an identity or fraud crisis. You can rely on immediate, personalized attention from a fraud specialist whenever you need it. Fraud specialists are armed with the knowledge to help reduce the risk of identity theft and provide unlimited resolution assistance should you fall victim, giving you emotional support and peace of mind. This benefit includes comprehensive monitoring and resolution services as well as reimbursement for lost wages and other expenses incurred while restoring your identity. It can even help resolve pre-existing ID theft that was undiscovered before joining the program. Identity Management and Resolution Services Comprehensive Identity Management Services and Support Free Initial Legal Consultation including up to $1,000 in attorney fees Expert Consultation and Guidance 24/7 step-by-step assistance with credit counseling restoration strategies credit report analysis and tax planning Lost Wallet Service credit card and bank account cancelation credit card replacement fraud alert placement with credit reporting agencies Document Replacement Service (lost, stolen or destroyed) Social Security card birth certificate passport driver s license Personal Resolution Expert one single point of contact who works with you throughout the entire process Identity Monitoring Fully Integrated Platform fraud and credit monitoring service detects potential fraud by monitoring a full-range of credit and non-credit information used to commit fraud. It scours public and private databases, social media channels and the Internet black market for the presence and possible misuse of customer identities and credit data. Easy-to-Use Customer Portal provides at-a-glance view of daily activities, including credit score, credit report and alert summaries Concierge Resolution Service 24/7 support and remediation always available Flexible Product Configuration allows clients to select specific areas of focus they want to monitor. For example, credit card, bank account, investment account, etc. Identity Theft Reimbursement Coverage ID theft insurance covers lost wages, personal expenses, travel expenses, childcare and eldercare expenses up to $25,000. Includes pre-existing ID theft if it had not been discovered prior to registration

3 LEGAL SERVICES Legal Access provides free and discounted legal care through its nationwide network of attorneys. Members obtain all legal referrals by contacting our Legal Club Member Services Department (MSD), using the toll-free number provided. There is no limit to the number of referrals a member can receive. Free services include: Simple Will with annual updates State-specific, Web-based Living Will form (Available on the legalcaredirect.com website. This form can be notarized by a notary public.) One consultation for each new legal matter either by phone or in person Attorney review of independent legal documents for each new legal matter (6-page max.) Letters written and/or phone calls made on member s behalf, when deemed appropriate by plan attorney Assistance in solving problems with government programs, such as welfare and INS Attorneys will help members represent themselves in small claims court Deeply Discounted Legal Services for: Traffic ticket defense Name change Simple Will with minor s trust Chapter 7 bankruptcy Non-support for spouse or child Simple divorce Incorporation and personal real estate closing Guaranteed Low Hourly Rate: Plan attorneys have contracted never to charge more than $125 per hour, or when appropriate, give members a 40% discount off their usual and customary hourly rate for legal care that goes beyond the free and discounted services described above. Prices are subject to change without notice and may vary by region. In many states, attorney liability may require plan attorney to obtain a retainer from the member prior to providing some of the free member benefits. With Legal Club of America, members of the Tax Help Line will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040EZ, 1040A and standard Tax Help Line also provides members with access to discounts on numerous tax return schedules and forms. Simply call the toll-free number, and members will be able to effectively plan in advance so the year-end tax preparation is free and painless. Unlimited advice on federal taxation Free tax return preparation for forms 1040EZ, 1040A and standard 1040 Deep discounts on numerous other tax schedules IRS audit assistance Tax planning Review of prior year s tax return Member portal with tax tips, tax law changes, member advice and much more Members may ask questions covering any aspect of U.S. tax law, such as: Should I open a ROTH IRA? How does the capital gain tax work? Is the money I inherited taxable? Which tax form do I file? Is my Social Security or retirement taxable? Do I get a break for child care expenses? Should I itemize deductions? Which deductions can I take if I have a home-based business?

4 EMERGENCY ROADSIDE ASSISTANCE Through Nation Safe Drivers, roadside assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). Available 24 hours a day, 365 days a year Up to 15 miles towing or up to $80 retail value per occurrence maximum for covered charges Covers member, spouse and dependent children (up to age 26) permanently residing at registered address while driving any vehicles they own or lease (12 months or longer) Towing Assistance Flat Tire Assistance Fuel, Oil, Fluid and Water Delivery Service Lock-out Assistance Battery Assistance Collision Assistance Limit one service within 72 hours and five services per year. This is not an insurance product. For a complete explanation of this benefit log on to MyMemberPortal.com and read Terms and Conditions Your members can keep their pets happy and healthy with discounts on everything from toys and treats to boarding and eats. They can save on doggy daycare, house sitting, veterinary services and more. 25% off all in-house medical services at participating veterinarians $50 credit to Rover.com for boarding, sitting and walking (new users only) 15% off all purchases from PetCareRx.com, including prescriptions and preventatives 24/7 Lost Pet Recovery Service, with pet tags for each enrolled pet CHECK FOR VETS Go to and search for Veterinarians by putting in your zip code. (You can also nominate your preferred veterinarian.)

5 FITNESS CLUB DISCOUNTS International Fitness Club Network offers an opportunity to get a head start on a healthier lifestyle through access to a network of high-quality health and fitness clubs at affordable rates. Members receive the lowest rate for the type of membership selected Members can go online or call 24/7 for club and facility information Available in all 50 states, with over 13,500 health and fitness centers worldwide. Some of the largest club chains in the country are members of the IFCN, including Youfit, Curves, Orangetheory Fitness, Anytime Fitness, Jazzercise, UFC Gym, Snap Fitness and many local clubs. Members may access the member service website or call the toll-free number to speak with a member service representative concerning club locations and facility information. Discounts on wellness items, online workout programs, and fitness equipment from barre3, Daily Burn, TRX Training, Sears and 2nd Wind To see if there s a fitness club near you, either call and tell them you have the Fitness Advantage benefit or go online: Use password "F1T". TRAVEL ASSISTANCE Through Global Travel Assistance, members have access to a global network of practicing physicians, travel assistance personnel and emergency evacuation benefits 24/7 when traveling more than 100 miles from home and suffering a serious injury or illness. Knowing help is merely a phone call away provides members with peace of mind. Medical Evacuation and Repatriation Emergency medical evacuation Transportation to join a family member Return of dependent children to their home Medication, vaccine and blood transfers Facilitation of hospital payment Transfer of insurance information to medical providers Travel Assistance Services* Pre-travel information and updated destination intelligence for more than 180 countries covering such issues as security, health, transportation, entry and exit, culture, language, communication, legal and weather Emergency travel arrangements Replacement of lost or stolen travel documents Translation services Personal Security Services Real-time security intelligence and evacuation services in the event you feel threatened by political unrest, social instability, weather conditions or health or environmental hazards. *Travel Assistance not available to FL, OR, NY and WA residents

6 Sample Package Options Safety & Security Safety & Security PLUS Complete Lifestyle ID Theft Monitoring & Resolution Legal Services Direct Tax Help Line Emergency Roadside Assistance Pet Care Savings Fitness Club Discounts Global Travel Assist Packages and pricing can be configured to meet client s needs. This plan is NOT insurance. This discount card program contains a 30-day cancellation period. Member shall receive a full refund of membership fees if membership is cancelled within the first 30 days after the effective date. Not available to residents of VT. *In many states, attorney liability may require plan attorneys to obtain a retainer from the member prior to providing follow-up services after providing the free member s benefits. LifePERX is a division of Health & Lifestyle Perx LLC. Products and services offered within this program are provided through the following companies: