Personal growth. Professional opportunity. Powerful journey.

Size: px
Start display at page:

Download "Personal growth. Professional opportunity. Powerful journey."

Transcription

1 Personal growth. Professional opportunity. Powerful journey. LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield plans as Independent Associates. These experiences are specific to each Independent Associate s efforts, abilities and motivation. For statistics on actual earnings please review the Income Disclosure Statement. This information is used only by LegalShield, its affiliates, and its Independent Associates. Do not duplicate or disseminate without express, written permission from LegalShield. For statistics on actual earnings, please review the Income Disclosure Statement available at opportunity.legalshield.com.

2 The best business models of today are SIMPLE DISRUPTIVE NOBLE They are NOT EASILY DUPLICATED. And they HAVE AN APP. Let s look at some examples

3 Disruptive Innovation. Simpler. Easier. More affordable.

4 Disruptive Innovation. Simpler. Easier. More affordable.

5 Disruptive Innovation. Simpler. Easier. More affordable.

6 Disruptive Innovation. Simpler. Easier. More affordable.

7 Disruptive Innovation. Simpler. Easier. More affordable.

8 THE LEGAL PROFESSION Expensive Unresponsive Unaccountable

9 Disruptive Innovation Affordable Accountable Responsive Simpler. Easier. More affordable.

10 Our Company Established in Protecting approximately 4.6 million lives in the U.S. and Canada. With a dedicated network of quality law firms in all 50 states and 4 Canadian provinces

11 Our Purpose We PROTECT & EMPOWER People.

12 Our Vision To provide EQUAL ACCESS to the LIBERTY, EQUALITY, OPPORTUNITY & JUSTICE that every human deserves and expects.

13 Our Mission To help people improve their lives by TEACHING LIFE-TRANSFORMING SKILLS and to DELIVER EXCEPTIONAL PRODUCTS & SERVICES that promote peace of mind and confidence in a world that is oftentimes uncaring and selfish.

14 Common Legal Situations: Landlord/Tenant Consumer/Finance Estate Planning Traffic Real Estate Employment Collection Civil Litigation Family Law Criminal Automobile Accident General Law Contract Probate Insurance Tax Divorce Bankruptcy

15 Tap. Call. Equal Access. Personal Legal Advice Unlimited number of issues Letters/Calls Made On Your Behalf Contracts/Documents Reviewed up to 10 pages each Exclusions and limitations apply. Services and benefits vary by state/province. See [and select your state/province] for specifics. Please review a contract for complete terms, conditions and exclusions before purchase.

16 Tap. Snap. Send. Ticket and Member info submitted to YOUR law firm Consultation within 8 business hours Exclusions and limitations apply. Services and benefits vary by state/province. See [and select your state/province] for specifics. Please review a contract for complete terms, conditions and exclusions before purchase.

17 Tap. Download. Complete. Lawyers Prepare Your: Will Living Will Power of Attorney for Personal Care Power of Attorney for Property Exclusions and limitations apply. Services and benefits vary by state/province. See [and select your state/province] for specifics. Please review a contract for complete terms, conditions and exclusions before purchase.

18 Tap. Call. Access. 24/7 Emergency Access For covered situations Exclusions and limitations apply. Services and benefits vary by state/province. See [and select your state/province] for specifics. Please review a contract for complete terms, conditions and exclusions before purchase.

19 25-33% Preferred Member Discount What if you have a pre-existing condition like an auto accident, contested divorce or landlord hassle? What if you want to file a lawsuit? See the hourly rate for your state/province at Exclusions and limitations apply. Services and benefits vary by state/province. See [and select your state/province] for specifics. Please review a contract for complete terms, conditions and exclusions before purchase.

20 Tap. Access. Save.

21 Who s Covered The member The member s spouse Never-married dependent children under age 21 living at home as well as full-time college students under the age of 23 Dependent children under age 18 for whom the member is legal guardian Physically or mentally disabled children living at home

22 Which would you choose? A Lawyer Charging $250/HOUR Join LegalShield for ABOUT $1/DAY 22

23 With all the recent Data Breaches, there is a HUGE problem that everyone faces: IDENTITY THEFT Criminals don t want your money. THEY WANT YOUR IDENTITY.

24 IDShield Benefits Credit Score Social Insurance Passport Drivers License OHIP Medical ID Loans Credit Cards Bank Accounts Social Media Tax Returns Exclusions and limitations apply. Services and benefits vary by state/province. See [and select your state/province] for specifics. Please review a contract for complete terms, conditions and exclusions before purchase. Exclusions and limitations apply. Services and benefits vary by state/province. See [and select your state/province] for specifics. Please review a contract for complete terms, conditions and exclusions before purchase.

25 = $35.95/ month ($26.00 LegalShield + $9.95 IDShield) FAMILY = $32.95/ month ($23.00 LegalShield + $9.95 IDShield) INDIVIDUAL One Time $10 Enrollment LegalShield provides access to legal services offered by a network of provider law firms to LegalShield members through membership based participation. Neither LegalShield nor its officers, employees or sales associates directly or indirectly provide legal services, representation or advice. IDShield is a product of LegalShield, and provides access to identity theft protection and restoration services through an exclusive relationship with Kroll. Neither IDShield nor its officers, employees, or sales associates directly or indirectly provide identity theft protection, restoration services, or advice. 25

26 How do we make money? Word of Mouth Marketing and Team Building!

27 Word of Mouth Companies Pays $0 Pays Credits Pays $54 $ Commissions shown represent advances for the $39.90 plan

28 Get Paid Daily Families Personal Team Covered Income Override Executive Director 50/mo $252 $45 Senior Director Director Senior Manager Manager Senior Associate Associate 25/mo &1 or 6 START $207 $171 $144 $126 $108 $54 Commissions shown represent advances for the $35.95 plan $36 $27 $18 $18 $18 $162 LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield plans as Independent Associates. These experiences are specific to each Independent Associate s efforts, abilities and motivation. For statistics on actual earnings please review the Income Disclosure Statement

29 Go Fast and Get Cash Bonuses! Advance to Next Level BONUS First Time, 3-Consecutive Month Executive Director $10,000 Sr. Associate to Manager Advance within 30 Days $360 Associate to Sr. Associate Advance within 20 Days $180 LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield plans as Independent Associates. These experiences are specific to each Independent Associate s efforts, abilities and motivation. For statistics on actual earnings please review the Income Disclosure Statement

30 $180 plus $360 equals $540. Get Paid and Promoted Get Paid $54 Per Membership As an Associate Protect 3 families and Recruit 1 new Associate and Get Paid $162 Promote to Senior Associate Do it in 20 days $360 Bonus! $162 + $180 =$342 Commissions shown represent advances for the $35.95 plan LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield plans as Independent Associates. These experiences are specific to each Independent Associate s efforts, abilities and motivation. For statistics on actual earnings please review the Income Disclosure Statement

31 The Power of Leveraged Income Year Job # of Associates If 10% sell 1 membership per month 300 memberships x $45 Executive Director override = $13,500/month LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield plans as Independent Associates. These experiences are specific to each Independent Associate s efforts, abilities and motivation. For statistics on actual earnings please review the Income Disclosure Statement

32 Residual Income Every month you pay for your insurance Your insurance company gets paid month after month. Every month a member pays You get paid a % on every member you and your team signs up for the life of the membership! LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield plans as Independent Associates. These experiences are specific to each Independent Associate s efforts, abilities and motivation. For statistics on actual earnings please review the Income Disclosure Statement

33 The Performance Club Four Incentive Trips Each Year Freedom Bonuses: $300-$500 per month Recognition Justin & Leigh Peterson Insurance Note: See Performance Club brochure and your Associate Agreement for details and requirements. LegalShield reserves the right to change or modify this program at any time upon notice. 33 Eddie & Varnessa Bails Student Tiffany & John Sullivan Lawyer

34 How much to get started? $Just

35 USE THE TOOLS & EVENTS TO GROW YOUR BUSINESS Tools Events Mobile Apps In-Home Presentations Videos Business Briefings Social Media Luncheons Websites Video Conferences Conference Calls Sit-Downs 3-Way Calls DVDs Magazines LegalShield Z-card 35

36 LegalShield Advantage makes it simple to run your business Just $19.95/month (First Month FREE!) Enhanced Associates Back Office Contests & Incentives Personalized website with e-commerce Business building mobile apps: Prospect by LegalShield Send out videos & s Follow up LSEngage Team communication & reports Zoom video conferencing 36

37 Our Proven Track Record 400+ Six Figure Earners 150+ $50,000 Ring Earners 230 Millionaire Club Members $1 Billion Paid in Commissions in the last 10 Years Brian & Melissa Carruthers Real Estate Mike Humes Postal Service 37 LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield plans as Independent Associates. These experiences are specific to each Independent Associate s efforts, abilities and motivation. For statistics on actual earnings please review the Income Disclosure Statement Frank & Theresa AuCoin Business Owner

38 Our Associates Enjoy Bert Calhoun & Fatima Salaam Engineering/Education Freedom and flexibility of working from home Belonging to a noble cause Financial opportunity Spending quality time with family Living life on their own terms John & Darcy Hoffman 38 Entrepreneur & Author Brielle Hoffman Crouse Ministry LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield plans as Independent Associates. These experiences are specific to each Independent Associate s efforts, abilities and motivation. For statistics on actual earnings please review the Income Disclosure Statement

39 Let s Recap The world s largest taxi company owns no vehicles. The leading movie rental company owns no retail stores. The most popular media provider creates no content. The largest overnight accommodations provider owns no hotels. LegalShield provides legal services in all 50 states and 4 provinces in Canada and owns no law firms.

40 Action Steps 1. Become a Member Download the LegalShield and IDShield mobile apps 2. Become an Associate Set up your website 3. Get Trained Go to connect.legalshield.com/start 4. Get Paid and Promoted Earn the $180 LevelUp bonus in your first 20 days 40

41 Thank You LegalShield LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield plans as Independent Associates. These experiences are specific to each Independent Associate s efforts, abilities and motivation. For statistics on actual earnings, please review the Income Disclosure Statement available at opportunity.legalshield.com. Marketed by Pre-Paid Legal Services, Inc. dba LegalShield or applicable subsidiary: Pre-Paid Legal Casualty SM, Inc. In Florida: LS, Inc. In Virginia: Legal Service Plans of Virginia, Inc. Pre-Paid Legal Access, Inc. PPL Legal Care of Canada, Inc LegalShield, Inc.

Personal growth. Professional opportunity. Powerful journey.

Personal growth. Professional opportunity. Powerful journey. Personal growth. Professional opportunity. Powerful journey. LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield

More information

Personal growth. Professional opportunity. Powerful journey.

Personal growth. Professional opportunity. Powerful journey. Personal growth. Professional opportunity. Powerful journey. LegalShield makes no guarantee or promise of income or business as results are determined by the efforts of those individuals who market LegalShield

More information

Personal growth. Professional opportunity. Powerful journey.

Personal growth. Professional opportunity. Powerful journey. Personal growth. Professional opportunity. Powerful journey. 1. The Company 2. The Need 3. The Product 4. The Compensation 5. The Timing 2 THE COMPANY ESTABLISHED COMPANY. UNIQUE BUSINESS MODEL. Established

More information

LEGALSHIELD BUSINESS SOLUTIONS BRIEFING CANADA

LEGALSHIELD BUSINESS SOLUTIONS BRIEFING CANADA LEGALSHIELD BUSINESS SOLUTIONS BRIEFING CANADA WHAT WE WILL COVER TODAY 1. WHO we are 2. WHAT we do 3. WHY so many people are joining us right now 2 LEGALSHIELD 3 Established 1972 Annual revenue approximately

More information

Providing Powerful Benefits Protecting Families & Businesses Helping Benefits Professionals Meet More Needs

Providing Powerful Benefits Protecting Families & Businesses Helping Benefits Professionals Meet More Needs MASSACHUSETTS 2 Providing Powerful Benefits Protecting Families & Businesses Helping Benefits Professionals Meet More Needs ASK YOURSELF Have you or your employees ever Thought about asking a legal question?

More information

Providing Powerful Benefits Protecting Families & Businesses Helping Benefits Professionals Meet More Needs

Providing Powerful Benefits Protecting Families & Businesses Helping Benefits Professionals Meet More Needs NEW YORK 2 Providing Powerful Benefits Protecting Families & Businesses Helping Benefits Professionals Meet More Needs ASK YOURSELF Have you or your employees ever Thought about asking a legal question?

More information

Providing Powerful Benefits Protecting Families & Businesses Helping Benefits Professionals Meet More Needs

Providing Powerful Benefits Protecting Families & Businesses Helping Benefits Professionals Meet More Needs FLORIDA 2 Providing Powerful Benefits Protecting Families & Businesses Helping Benefits Professionals Meet More Needs ASK YOURSELF Have you or your employees ever Thought about asking a legal question?

More information

How to Give An Effective Sit-Down

How to Give An Effective Sit-Down How to Give An Effective Sit-Down. Before the Appointment Visualize the signing of the membership Arrive early and be prepared We have what they want and need Never seem desperate Know that after today

More information

Portfolio of Services

Portfolio of Services Portfolio of Services PROVIDING POWERFUL BENEFITS PROTECTING FAMILIES & BUSINESSES HELPING BENEFITS PROFESSIONALS MEET MORE NEEDS Check the Features You Want and Then Choose the Plan(s) for You You ve

More information

LEGALSHIELD PRESENTATION. Worry Less. Live More.

LEGALSHIELD PRESENTATION. Worry Less. Live More. LEGALSHIELD PRESENTATION Worry Less. Live More. The Company Established 1972 Revenue approx. $450 million 3.5 million covered lives across U.S.A. and Canada 2.1 million requests for legal assistance annually

More information

What is LegalShield? It s total access. It s total freedom.

What is LegalShield? It s total access. It s total freedom. What is LegalShield? It s total access. It s total freedom. Everyone deserves legal protection. And now, with LegalShield, everyone can access it. No matter how traumatic. No matter how trivial. Whatever

More information

New LegalShield and IDShield plans with additional benefits

New LegalShield and IDShield plans with additional benefits New LegalShield and IDShield plans with additional benefits GENERAL PLAN BENEFITS AND PREMIUM Q: What are the additional benefits to the Legal plan? A: No enrollment fee in any state, the 15-day waiting

More information

How it works. What is LegalShield? It s total access. It s total freedom. There s power in numbers.

How it works. What is LegalShield? It s total access. It s total freedom. There s power in numbers. What is LegalShield? It s total access. It s total freedom. Everyone deserves legal protection. And now, with LegalShield, everyone can access it. No matter how traumatic. No matter how trivial. Whatever

More information

Portfolio of Services

Portfolio of Services Portfolio of Services PROVIDING POWERFUL BENEFITS PROTECTING FAMILIES & BUSINESSES HELPING BENEFITS PROFESSIONALS MEET MORE NEEDS Check the Features You Want and Then Choose the Plan(s) for You You ve

More information

What is LegalShield? It s total access. It s total freedom.

What is LegalShield? It s total access. It s total freedom. What is LegalShield? It s total access. It s total freedom. Everyone deserves legal protection. And now, with LegalShield, everyone can access it. No matter how traumatic. No matter how trivial. Whatever

More information

Family Legal Plan. Trainer: Jay Moore

Family Legal Plan. Trainer: Jay Moore Family Legal Plan Trainer: Jay Moore Let s discuss the legal plan that you can offer the employees (including the business owner), and their families after the business has purchased a SmallBiz plan. For

More information

Contents. Section 6: Getting Started Right Get Connected 104 Recognition 110. Apendix A: Glossary Apendix B: Reference Numbers

Contents. Section 6: Getting Started Right Get Connected 104 Recognition 110. Apendix A: Glossary Apendix B: Reference Numbers This Success Guide is designed to help you start your LegalShield business and to reach the level of success you set for yourself. It will familiarize you with company policy and includes detailed information

More information

For Their Peace of Mind And Your Bottom Line

For Their Peace of Mind And Your Bottom Line For Their Peace of Mind And Your Bottom Line Benefits for Your Employees and for You You are an HR expert. You know that your employees are your most important resource. When they are happy and healthy,

More information

Services & Features for Employee Benefit Members

Services & Features for Employee Benefit Members Services & Features for Employee Benefit Members IDShield offers one of the most comprehensive products on the market for protecting and restoring your identity. The following is a list of IDShield s specific

More information

Pre-Paid Legal Services, Inc., Associate Use Only FN: Effective Date: / / CHECK ONE CHECK ALL THAT APPLY* Associate Use Only

Pre-Paid Legal Services, Inc., Associate Use Only FN: Effective Date: / / CHECK ONE CHECK ALL THAT APPLY* Associate Use Only PrePaid Legal Services, Inc., Associate Use Only FN: 47221 Effective Date: q PrePaid Legal Services, Inc. q PrePaid Legal CasualtyTM, Inc. q PrePaid Legal Services of Tennessee, Inc. q PrePaid Legal Services,

More information

Over the course of a year and a half, 66% of households experience an event that might lead them to a lawyer. 1

Over the course of a year and a half, 66% of households experience an event that might lead them to a lawyer. 1 For UNC Health Care Over the course of a year and a half, 66% of households experience an event that might lead them to a lawyer. 1 Do you know where to turn to find a qualified attorney to represent you?

More information

GUIDE TO BENEFITS MERIDIAN VISA * US DOLLAR CARD M40006 (11/16)

GUIDE TO BENEFITS MERIDIAN VISA * US DOLLAR CARD M40006 (11/16) GUIDE TO BENEFITS MERIDIAN VISA * US DOLLAR CARD M40006 (11/16) WELCOME Your new Meridian Visa US Dollar Card is your key to earning the privileges you deserve whenever you visit and make purchases in

More information

A CARD FOR EVERY NEED

A CARD FOR EVERY NEED A CARD FOR EVERY NEED Credit cards are useful even essential in so many ways. They make life easier when you need to book a vacation or pay for a purchase. All our credit cards have a variety of features

More information

America s Reality. Business Opportunity. Lifestyle. Retirement. Life Insurance. Chronic and Critical Illness

America s Reality. Business Opportunity. Lifestyle. Retirement. Life Insurance. Chronic and Critical Illness America s Reality Business Opportunity Lifestyle Retirement Life Insurance The U.S. is seriously in danger of losing its entrepreneurial spirit because the number of small businesses created has been declining

More information

Motor Club of America

Motor Club of America Motor Club of America A TRUSTED NAME SINCE 1926 A MEMBERSHIP GIVING YOU PEACE OF MIND WHETHER AT HOME OR ON THE ROAD UNITED STATES CANADA THIS IS NOT AN AUTOMOBILE LIABILITY INSURANCE CONTRACT AND DOES

More information

Services and Features

Services and Features Services and Features IDShield offers one of the most comprehensive products on the market for protecting and restoring your identity. The following is a list of IDShield s specific services and features.

More information

Legal Benefit Summary Plan Description

Legal Benefit Summary Plan Description Legal Benefit Summary Plan Description Table of Contents Enrollment... 1 C.O.B.R.A... 2 How To Use This Plan... 2 No Deductible Benefits... 3 General Consultation... 3 Document Review At The Fund... 3

More information

REWARDS PLAN OVERVIEW

REWARDS PLAN OVERVIEW REWARDS PLAN OVERVIEW PRECISION PLUS THIS IS THE FIRST PRECISION PLUS COMPENSATION PLAN IN THE DIRECT SELLING INDUSTRY. THIS COMPENSATION PLAN IS THE CULMINATION OF OVER 30 YEARS OF EXPERIENCE. IT IS SIMPLE,

More information

GUIDE TO BENEFITS MERIDIAN VISA * PLATINUM CASH BACK CARD M40002 (11/16)

GUIDE TO BENEFITS MERIDIAN VISA * PLATINUM CASH BACK CARD M40002 (11/16) GUIDE TO BENEFITS MERIDIAN VISA * PLATINUM CASH BACK CARD M40002 (11/16) WELCOME Your new Meridian Visa Platinum Cash Back Card is your key to earning the platinum-level privileges you deserve. You ll

More information

NORTH CAROLINA STATE FIREMEN S ASSOCIATION 2016 BENEFITS

NORTH CAROLINA STATE FIREMEN S ASSOCIATION 2016 BENEFITS NORTH CAROLINA STATE FIREMEN S ASSOCIATION 2016 BENEFITS MEMBERSHIP REQUIREMENTS Be a rated fire department in North Carolina PayAnnual Dues www.ncsfa.co Annual Dues = $20.00 Per Member Dues payment automatically

More information

Demystifying Legal Expense Insurance

Demystifying Legal Expense Insurance Demystifying Legal Expense Insurance January 2014 2 Speakers: Diane Bélanger, LL. B., FBA Solutions President FBA Solutions president and co-founder since 1998, member of Barreau du Québec since 1989,

More information

Your Prepaid Legal Benefits

Your Prepaid Legal Benefits Your Prepaid Legal Benefits Are You In Need Of Legal Services? Here's how to take advantage of your Prepaid Legal Services Plan benefits: Contact the Prepaid Legal Services Plan Office at 617-288-0497

More information

2018 Benefits Highlights For Full-Time and ACA Eligible Employees

2018 Benefits Highlights For Full-Time and ACA Eligible Employees 2018 Benefits Highlights For Full-Time and ACA Eligible Employees Your Guide to What s Changing and Your Benefits for 2018 Enrollment Health Care Income Protection And More... Know What s Changing for

More information

Products & Services. Enabling our members to secure their financial future and realize their dreams.

Products & Services. Enabling our members to secure their financial future and realize their dreams. Products & Services Enabling our members to secure their financial future and realize their dreams. MEMBERSHIP FedEx Employees Credit Association membership is available to employees and retirees of the

More information

Expanded Family Plan with Probate and Legal Shield $28.95/Month (+$10.00 enrollment fee charged with the first month membership fee)

Expanded Family Plan with Probate and Legal Shield $28.95/Month (+$10.00 enrollment fee charged with the first month membership fee) Expanded Family Plan with Probate and Legal Shield $28.95/Month (+$10.00 enrollment fee charged with the first month membership fee) Preventive Legal Services Phone Consultations on Unlimited Matters As

More information

Lifestyle, Safety & Security Benefits Superior Products and Services at Incredible Discounts

Lifestyle, Safety & Security Benefits Superior Products and Services at Incredible Discounts Lifestyle, Safety & Security Benefits Superior Products and Services at Incredible Discounts Today, consumers are seeking innovative ways to save money on commonly used products and services without sacrificing

More information

Ameriprise Financial Legal Assistance Plan 2017 Summary Plan Description

Ameriprise Financial Legal Assistance Plan 2017 Summary Plan Description Ameriprise Financial Legal Assistance Plan 2017 Summary Plan Description 2017 Ameriprise Financial, Inc. All rights reserved. 248259 D (1/17) Table of contents Participation... 1 Costs... 1 Using the Legal

More information

ATB Financial World Elite MasterCard. Membership Benefits and Privileges

ATB Financial World Elite MasterCard. Membership Benefits and Privileges ATB Financial World Elite MasterCard Membership Benefits and Privileges The premium, full-flex, all-inclusive MasterCard Contents With its flexible rewards, unlimited earnings, an exclusive annual bonus

More information

MetLaw. For Valdosta State University. Administered by:

MetLaw. For Valdosta State University. Administered by: MetLaw For Valdosta State University Administered by: Company Overview Largest group legal plan provider Over 30 years in the legal plan business A MetLife company since 1997 Provides services to more

More information

CCPOA MEMBERS PRE-PAID LEGAL PLAN FAMILY DEFENDER. The CCPOA Legal Plan that works the way you expect BY ACTUALLY PAYING ATTORNEYS FEES!

CCPOA MEMBERS PRE-PAID LEGAL PLAN FAMILY DEFENDER. The CCPOA Legal Plan that works the way you expect BY ACTUALLY PAYING ATTORNEYS FEES! CCPOA MEMBERS PRE-PAID LEGAL PLAN FAMILY DEFENDER The CCPOA Legal Plan that works the way you expect BY ACTUALLY PAYING ATTORNEYS FEES! Effective July, 2016 The Family Legal Defender. All Active Members

More information

PLATINUM. Benefits Guide

PLATINUM. Benefits Guide PLATINUM Benefits Guide Welcome to Platinum Welcome to the increased spending power, worldwide shopping convenience and exclusive savings of RBC Royal Bank Visa * Platinum card. All this makes a Visa Platinum

More information

VOLUNTARY LEGAL SERVICE PLAN

VOLUNTARY LEGAL SERVICE PLAN VOLUNTARY LEGAL SERVICE PLAN (518) 785-1900 or (800) 342-4306, ext. 243 www.pefmbp.com What is the Voluntary Legal Service Plan? Enrollees in the Voluntary Legal Service Plan, sponsored by PEF Membership

More information

CCPOA MEMBERS PRE-PAID LEGAL PLAN FAMILY DEFENDER. The CCPOA Legal Plan that works the way you expect BY ACTUALLY PAYING ATTORNEYS FEES!

CCPOA MEMBERS PRE-PAID LEGAL PLAN FAMILY DEFENDER. The CCPOA Legal Plan that works the way you expect BY ACTUALLY PAYING ATTORNEYS FEES! CCPOA MEMBERS PRE-PAID LEGAL PLAN FAMILY DEFENDER The CCPOA Legal Plan that works the way you expect BY ACTUALLY PAYING ATTORNEYS FEES! Effective September 15, 2017 The Family Legal Defender. All Active

More information

18.00 PER MONTH MAY 1-22, 2015 JULY 1, 2015 DON T MISS THIS OPPORTUNITY TO JOIN PAPER FORM SEE INSTRUCTION PAGE BELOW COVERS YOU AND YOUR FAMILY

18.00 PER MONTH MAY 1-22, 2015 JULY 1, 2015 DON T MISS THIS OPPORTUNITY TO JOIN PAPER FORM SEE INSTRUCTION PAGE BELOW COVERS YOU AND YOUR FAMILY Commonwealth of Virginia PROTECT YOURSELF AND YOUR FAMILY Your employer is offering an opportunity to enroll in the Legal Resources Legal Plan as part of your benefits. Don t let this opportunity get away!

More information

THE BENEFITS OF PCTA-PESPA UNION MEMBERSHIP

THE BENEFITS OF PCTA-PESPA UNION MEMBERSHIP THE BENEFITS OF PCTA-PESPA UNION MEMBERSHIP 2018-2019 MYTH: Belonging to PCTA-PESPA is expensive and I cannot afford the dues. FACT: Members can keep more of their Paycheck! In fact: Membership Can Be

More information

International Student and Scholar, Visitor Travel Assistance Services

International Student and Scholar, Visitor Travel Assistance Services International Student and Scholar, Visitor Travel Assistance Services Including: Medical Evacuation and Repatriation Coverage 24 Hour Assistance Licensed Agents: VisitorGaurd.com Ph: +1 804 325 1385 Web:

More information

Plan Design Questionnaire - 1 Group Prepaid Legal Insurance Services (rebid)

Plan Design Questionnaire - 1 Group Prepaid Legal Insurance Services (rebid) Group Prepaid Legal Insurance Services (rebid) Proposer Services Available Services Available Services Available Out-of-Network Benefit Available Additional Services Proposed Cynanotary LLC (LegalShield)

More information

Preparing You. for the World Overseas StudentCare. Liberty Insurance Pte Ltd (Registration No D)

Preparing You. for the World Overseas StudentCare. Liberty Insurance Pte Ltd (Registration No D) Liberty Insurance Pte Ltd (Registration No. 199002791D) 51 Club Street #03-00 Liberty House Singapore 069428 T. 1800-LIBERTY (5423 789) F. (+65) 6223 6434 www.libertyinsurance.com.sg MAR 2015 Preparing

More information

GUIDE TO BENEFITS MERIDIAN VISA * CASH BACK CARD M40001 (11/16)

GUIDE TO BENEFITS MERIDIAN VISA * CASH BACK CARD M40001 (11/16) GUIDE TO BENEFITS MERIDIAN VISA * CASH BACK CARD M40001 (11/16) WELCOME Your new Meridian Visa Cash Back Card is your key to earning cash back and more for simply making everyday purchases. You ll be

More information

SALES PRESENTATION. Your Friend on the Open Road

SALES PRESENTATION. Your Friend on the Open Road SALES PRESENTATION Your Friend on the Open Road A TRUSTED NAME SINCE 1926 Motor Club of America (MCA) is Your Friend on the Open Road providing travel security and roadside assistance for people, and families,

More information

VIRTUAL FINANCIAL... COMMITTED TO HELPING FAMILIES

VIRTUAL FINANCIAL... COMMITTED TO HELPING FAMILIES VIRTUAL FINANCIAL... COMMITTED TO HELPING FAMILIES The last several years have been tough on our country. Many families don t feel financially secure or have given up on their dreams of realizing the lifestyle

More information

COMPENSATION PLAN NORTH AMERICA

COMPENSATION PLAN NORTH AMERICA COMPENSATION PLAN NORTH AMERICA WELCOME TO JAVITA Javita was created to help people live a better life. We accomplish this by developing and marketing premium products that are sold to Members and Customers.

More information

APPLICATION GUIDE. Where can I get help? Who can apply?

APPLICATION GUIDE. Where can I get help? Who can apply? APPLICATION GUIDE Where can I get help? If someone is helping you complete your application, such as a support worker with a community or social service agency, please provide their contact information

More information

Benefits and Wellness Committee September 15, 2015

Benefits and Wellness Committee September 15, 2015 2015-2016 Benefits and Wellness Committee September 15, 2015 1 2015-2016 Benefits Committee Our Focus 2 2015-2016 Benefits Committee Our Goal for the Benefits Committee Goals will be to help assure current

More information

Compensation Plan - Earn 11 Ways

Compensation Plan - Earn 11 Ways Compensation Plan - Earn 11 Ways #1 PAID TWICE WEEKLY - FAST START PAY American Dream Affiliates on our auto-ship program are eligible to earn Commissions: ä Any member who sponsors a new PROBIZPACK (Professional

More information

YOUR DEFINITION OF SUCCESS IS DIFFERENT TO EVERYONE ELSE

YOUR DEFINITION OF SUCCESS IS DIFFERENT TO EVERYONE ELSE Signature Banking 2018 PRICING GUIDE BANK BORROW SAVE EARN INSURE YOUR DEFINITION OF SUCCESS IS DIFFERENT TO EVERYONE ELSE Signature Banking is designed to partner with you on your journey to building

More information

2019 EMPLOYEE BENEFITS

2019 EMPLOYEE BENEFITS AGENCY SPONSORED BENEFITS 2019 EMPLOYEE BENEFITS IMPORTANT NOTICE: The Division of State Group Insurance and People First are not involved in the administration of these plans. Please do not contact or

More information

RETIREE VOLUNTARY LEGAL SERVICE PLAN

RETIREE VOLUNTARY LEGAL SERVICE PLAN RETIREE VOLUNTARY LEGAL SERVICE PLAN (518) 785-1900 or (800) 342-4306, ext. 243 Visit Membership Benefits Program at www.pef.org What is the Retiree Voluntary Legal Service Plan? Enrollees in the Voluntary

More information

Canada / Switzerland Agreement

Canada / Switzerland Agreement Canada / Switzerland Agreement Applying for Swiss Benefits Here is some important information you need to consider when completing your application. Please ensure you sign the application. If you are signing

More information

Satellite Driver Assistance

Satellite Driver Assistance Satellite Driver Assistance A comprehensive all-in-one protection package designed to give you peace of mind on the road. Roadside assistance Get fast, professional help Towing Your vehicle can be towed

More information

Protect yourself with affordable Hyatt Group Legal Services. State of Florida

Protect yourself with affordable Hyatt Group Legal Services. State of Florida Legal problems can derail life s best laid plans. Protect yourself with affordable Hyatt Group Legal Services. State of Florida Legal matters, both planned and unplanned, are part of life. Enrolling in

More information

ABUSE OR MOLESTATION LIABILITY COVERAGE PART

ABUSE OR MOLESTATION LIABILITY COVERAGE PART ABUSE OR MOLESTATION LIABILITY COVERAGE PART PLEASE READ THE ENTIRE FORM CAREFULLY. ABUSE OR MOLESTATION AM 00 01 06 10 Various provisions in this coverage part restrict coverage. Read the entire coverage

More information

PFIZER INC LEGAL SERVICES PLAN

PFIZER INC LEGAL SERVICES PLAN PFIZER INC LEGAL SERVICES PLAN FACT SHEET HOW TO GET LEGAL SERVICES To use your Legal Plan, visit our web site at www.legalplans.com or call Hyatt Legal Plans' Client Service Center at 1-800-821-6400.

More information

Make both business and business travel more rewarding.

Make both business and business travel more rewarding. TD Business Travel Visa* Welcome Guide Make both business and business travel more rewarding. Discover your TD Business Travel Visa* Card Getting Started 3 Earn TD Rewards Points 6 Redeem TD Rewards Points

More information

STATE OF FLORIDA LEGAL SERVICES PLAN

STATE OF FLORIDA LEGAL SERVICES PLAN STATE OF FLORIDA LEGAL SERVICES PLAN FACT SHEET HOW TO GET LEGAL SERVICES To use your Legal Plan, visit our website at www.legalplans.com or call Hyatt Legal Plans' Client Service Center at 1-800-821-6400.

More information

Call for assistance with registration and activation. You will be asked for your Access Code if registering by phone.

Call for assistance with registration and activation. You will be asked for your Access Code if registering by phone. Your Community West Credit Union checking account is about to work for you. Now it s time to start taking advantage of the benefits and features your account offers: IDPROTECT identity theft monitoring

More information

Children s Fitness Tax Credit and Arts Amounts Effective the 2017 and subsequent taxation years, both credits have been eliminated.

Children s Fitness Tax Credit and Arts Amounts Effective the 2017 and subsequent taxation years, both credits have been eliminated. Tax measures that may affect your return ******Principal Residence***** On October 3, 2016 CRA made an administrative change to reporting requirements for the sale of a principal residence. Usually the

More information

Taking the Next Step A Resource Guide for Beneficiaries. Liberty Mutual Insurance GROUP BENEFITS

Taking the Next Step A Resource Guide for Beneficiaries. Liberty Mutual Insurance GROUP BENEFITS Taking the Next Step A Resource Guide for Beneficiaries Liberty Mutual Insurance GROUP BENEFITS The following checklist includes key activities and important documents that may be required to settle your

More information

2019 EMPLOYEE BENEFITS

2019 EMPLOYEE BENEFITS AGENCY SPONSORED BENEFITS 2019 EMPLOYEE BENEFITS IMPORTANT NOTICE: The Division of State Group Insurance and People First are not involved in the administration of these plans. Please do not contact or

More information

Money Made Simple. The Ultimate Guide to Personal Finance

Money Made Simple. The Ultimate Guide to Personal Finance Money Made Simple The Ultimate Guide to Personal Finance Table of Contents Section 1 Back to Basics: What is Money? 5 Section 2 Clearing Out the Clutter. 17 Section 3 Where Does All My Money Go? 27 Section

More information

Insuring your online world, even when you re offline. Masterpiece Cyber Protection

Insuring your online world, even when you re offline. Masterpiece Cyber Protection Insuring your online world, even when you re offline Masterpiece Cyber Protection Protect your online information from being an open network 97% of Chubb clients who had a claim paid were highly satisfied

More information

Congratulations you re a Business Plan Member

Congratulations you re a Business Plan Member Congratulations you re a Business Plan Member Wonder what to do next? Look inside! How to Remit Contributions Employers can decide, with their employees, when contributions will be submitted to SPP. Regular

More information

Welcome to your Liberty Health Bank Health Savings Account (HSA)

Welcome to your Liberty Health Bank Health Savings Account (HSA) Welcome to your Liberty Health Bank Health Savings Account (HSA) P a g e 1 Contents Congratulations!... 3 The fundamentals... 3 What s next... 3 Use this guide to get started... 3 Managing your account...

More information

New Design Benefit Definitions & Reimbursements

New Design Benefit Definitions & Reimbursements ADVICE AND CONSULTATION IN OUT-OF Office Consultation This service provides the opportunity to discuss with an attorney any personal legal problems that are not specifically excluded. The Plan Attorney

More information

Legal experts on your side for less than a dollar a day

Legal experts on your side for less than a dollar a day Overview Hyatt Legal Plans Legal experts on your side for less than a dollar a day Quality legal assistance can be pricey. And it can be hard to know where to turn to find an attorney you trust. But for

More information

My Estate Plan Workbook

My Estate Plan Workbook My Estate Plan Workbook Estate Planning A Will is essentially a plan made in advance outlining whom you want to receive the things you own after you die. However, an Estate Plan is much more than that

More information

Employee Identity Theft Plans for Issues Management dba Five Star Call Center. Prepared by LegalShield June 26, 2018 Proposal valid for 180 days.

Employee Identity Theft Plans for Issues Management dba Five Star Call Center. Prepared by LegalShield June 26, 2018 Proposal valid for 180 days. Employee Identity Theft Plans for Issues Management dba Five Star Call Center Prepared by LegalShield June 26, 2018 Proposal valid for 180 days. Sean Rooney National Sales Director LegalShield Business

More information

MetLaw - Hyatt Legal Services

MetLaw - Hyatt Legal Services MetLaw - Hyatt Legal Services MetLaw Hyatt Legal Services There are many times in life when you may need the services of a qualified attorney: purchasing a home, estate planning and will preparation, financial

More information

Settle in faster with RBC Newcomer Advantage. Banking made easy for newcomers to Canada

Settle in faster with RBC Newcomer Advantage. Banking made easy for newcomers to Canada Settle in faster with RBC Newcomer Advantage Banking made easy for newcomers to Canada 1 RBC Royal Bank Banking made easy 2 10newcomers to Canada We know how important it is to choose the right banking

More information

EMERGENCY PURCHASES AND FLIGHT DELAY INSURANCE CERTIFICATE OF INSURANCE INTRODUCTION HOW TO OBTAIN ASSISTANCE

EMERGENCY PURCHASES AND FLIGHT DELAY INSURANCE CERTIFICATE OF INSURANCE INTRODUCTION HOW TO OBTAIN ASSISTANCE WESTJET RBC WORLD MASTERCARD EMERGENCY PURCHASES AND FLIGHT DELAY INSURANCE CERTIFICATE OF INSURANCE IMPORTANT PLEASE READ: This Certificate of Insurance is a valuable source of information and contains

More information

Compensation Plan Enhancements- EFFECTIVE BP 8 (Singapore)

Compensation Plan Enhancements- EFFECTIVE BP 8 (Singapore) Compensation Plan Enhancements- EFFECTIVE BP 8 (Singapore) Why the need to enhance? It is paramount in understanding the new compensation plan to also understand what brought about the need for modifications

More information

FAMILY LAW INTERVIEW FORM

FAMILY LAW INTERVIEW FORM HEIDI H. ROMEO, ESQ. hhromeo@verizon.net BRIAN D. MITCHELL, ESQ. mitchellbriand@yahoo.com MARK S. STAFFORD, ESQ. staffordmarks@yahoo.com LAW OFFICES OF HEIDI ROMEO & ASSOCIATES ATTORNEYS AT LAW 255 West

More information

UUP Member Services Trust

UUP Member Services Trust UUP Member Services Trust United We Do More New Voluntary Benefits for UUP Members Effective January 2017 Group Universal Life For United University Professions Enhanced Davis Vision and Delta Dental Programs

More information

AUTO ENROLMENT MADE SIMPLE

AUTO ENROLMENT MADE SIMPLE AUTO ENROLMENT MADE SIMPLE 1 AUTO ENROLMENT COULD HAVE BEEN REALLY COMPLICATED BUT, BY WORKING WITH A FINANCIAL ADVISER, I WAS ABLE TO ENROL ALL MY STAFF VERY EASILY. AUTO ENROLMENT IS HERE WHEN AUTO ENROLMENT

More information

Wealth Management Banking Offer. Enjoy a world of exclusive benefits

Wealth Management Banking Offer. Enjoy a world of exclusive benefits Wealth Management Banking Offer Enjoy a world of exclusive benefits 02 Wealth Management Banking Offer 03 Solutions designed with you in mind What are your needs? Whether you are looking for banking services,

More information

CERTIFICATE OF INSURANCE

CERTIFICATE OF INSURANCE C10287 1/10 CERTIFICATE OF INSURANCE School Board of Miami Dade County Legal Expense Insurance Plan ARAG Group, 400 Locust, Suite 480, Des Moines, Iowa 50309 800-247-4184 www.araggroup.com Underwritten

More information

Travel Expense Policy. Responsible Office Contact:

Travel Expense Policy. Responsible Office Contact: Policy Number and Title: 200.109 Travel Expense Policy Approval Authority: President Date Effective: July 1, 2015 Responsible Office: Accounting Responsible Office Contact: Vice President for Business

More information

NORTH CAROLINA STATE FIREFIGHTERS' ASSOCIATION

NORTH CAROLINA STATE FIREFIGHTERS' ASSOCIATION NORTH CAROLINA STATE FIREFIGHTERS' ASSOCIATION 2019 BENEFITS MEMBERSHIP REQUIREMENTS Be a rated fire department in North Carolina PayAnnual Dues www.ncsfa.co Annual Dues = $25.00 Per Member Dues payment

More information

my Identity Learning objectives

my Identity Learning objectives my Identity TM 2 my Identity Learning objectives In this overview, you will learn about: The four components of my Identity TM How the product can benefit customers in real-world scenarios The benefits

More information

Voyage Assistance. Travel coverage that never takes a holiday

Voyage Assistance. Travel coverage that never takes a holiday Voyage Assistance Travel coverage that never takes a holiday When you travel for business or pleasure, your Chambers of Commerce Group Insurance Plan continues to work for you. The Plan s Extended Health

More information

Choose Your Plan. Design Your Savings. How simple is that?

Choose Your Plan. Design Your Savings. How simple is that? fast answers Design Your Savings Grab your paycheck and look at your withholdings. Notice that money was deducted to pay state and federal taxes and to fund Social Security (FICA) taxes? The taxes you

More information

PRIVACY POLICY: INSURANCE OPERATIONS

PRIVACY POLICY: INSURANCE OPERATIONS PRIVACY POLICY: INSURANCE OPERATIONS CAA South Central Ontario ( CAA, we, us, or our ) and its affiliated companies, including CAA Insurance Company ( CAA Insurance ), respect the privacy of your personal

More information

WELCOME TO THE NEOLIFE CLUB!

WELCOME TO THE NEOLIFE CLUB! COMPENSATION PLAN WELCOME TO THE NEOLIFE CLUB! You now belong to a Club of like-minded people eager to demonstrate how good health, fitness and financial freedom can become an everyday lifestyle! Our

More information

LEIDEN AND LEIDEN A Professional Corporation

LEIDEN AND LEIDEN A Professional Corporation LEIDEN AND LEIDEN A Professional Corporation Terrance Patrick Leiden (also Ohio) 330 Telfair Street C. Christopher CoCroft, Jr. Zane P. Leiden (also SC) Augusta, Georgia 30901-2450 (1941-1974) (706) 724-8548

More information

15 COMMON REASONS TO DO ESTATE PLANNING

15 COMMON REASONS TO DO ESTATE PLANNING 15 COMMON REASONS TO DO ESTATE PLANNING AMERICAN ACADEMY OF ESTATE PLANNING ATTORNEYS, INC. 15 Common Reasons to Do Estate Planning 1 WHY CREATE AN ESTATE PLAN? You don t have to be a millionaire to benefit

More information

Welcome to your. Health Savings Account (HSA)

Welcome to your. Health Savings Account (HSA) Welcome to your Health Savings Account (HSA) Welcome Thank you for opening a Health Savings Account (HSA) administered by National Benefit Services (NBS). We are here to help you and your family understand

More information

OWIA Athlete Travel Policy

OWIA Athlete Travel Policy OWIA Athlete Travel Policy Version 7 POLICY OBJECTIVE OWIA Contracted Athletes ( athletes ) may travel extensively for both training and competition. The objective of the Olympic Winter Institute of Australia

More information

Welcome to your UMB Health Savings Account (HSA)

Welcome to your UMB Health Savings Account (HSA) Welcome to your UMB Health Savings Account (HSA) Contents Congratulations!...3 The fundamentals...3 What s next...3 Use this guide to get started...3 Managing your account...4 Online account access...4

More information

How to Market Estate Planning to Millennials

How to Market Estate Planning to Millennials How to Market Estate Planning to Millennials America s largest generation is about to become your most valuable estate planning demographic 1 Defining a Millennial 2 Why Millennials are an Emerging Market

More information

QUESTIONNAIRE: DETERMINATION OF RESIDENCY STATUS ENTERING THE REPUBLIC OF SLOVENIA. Identification of Individual Name: Tax ID No.

QUESTIONNAIRE: DETERMINATION OF RESIDENCY STATUS ENTERING THE REPUBLIC OF SLOVENIA. Identification of Individual Name: Tax ID No. QUESTIONNAIRE: DETERMINATION OF RESIDENCY STATUS ENTERING THE REPUBLIC OF SLOVENIA Identification of Individual Name: Tax ID No.: Tax year: Address in the Republic of Slovenia: Telephone: Address abroad

More information