THE BENEFITS OF PCTA-PESPA UNION MEMBERSHIP

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Tamsin Lester
5 years ago
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1 THE BENEFITS OF PCTA-PESPA UNION MEMBERSHIP MYTH: Belonging to PCTA-PESPA is expensive and I cannot afford the dues. FACT: Members can keep more of their Paycheck! In fact: Membership Can Be Profitable! As a member of PCTA or PESPA, you automatically belong to the Florida Education Association (FEA), the National Education Association (NEA) and the American Federation of Teachers (AFT). You also have access to Creative Benefits and Union Plus. Each of these organizations has excellent opportunities for our members to save through their websites and apps. Savings are just a click away. Let s look at some of the savings opportunities!

in 16 categories from automotive, dining

For example, there s more than 300 deals

2 VISIT THEIR WEBSITE: Highlights: My Deals App is the ACCESS mobile app. It features America s largest show your phone mobile network with over 75,000 offers. Members have saved in excess of $ per year using My Deals. Highlights: Sample opportunities to save in 16 categories from automotive, dining and food discounts. The Access card is your Florida Education Association membership card. It is also your ticket to big savings. My Deals is the ACCESS mobile app. It features America s largest show your phone mobile coupon network, with over 75,000 offers. More info on page 3. For example, there s more than 300 deals near our PCTA zip code: 33770, at over 268 locations from over 99 brands! $100 off $1,500 or more plus 10% 20% off all orders when you join Speed Perks. Buy 4 Days, Get 1 FREE 10% off dive gear rental. $3 off cake. Save $15.98 Buy 6 get 6 donuts free Save up to 15% off daily 10% off your gift card purchase. 2

3 NEW APP! Abenity Union Plus - Must re-register! Local number (PCTA: 7452, PESPA: 7453, PEER: 7494) AFT is your union to download the app. Register for the app using your personal information. No member number needed!! You may also register at unionplus.org if you prefer No membership number needed. * Processing time is Approximately 2-4 weeks * 3

Vacations - Earn $500 NEA Travel Dollars towards next vacation.

Home Financing Programs Auto and Home Insurance NEA student loan NEA Cash Rewards Credit

Plus, get a new and even bigger cash rewards bonus offer now $150 cash rewards.

clothing, electronics, restaurants and more.

4 VISIT THEIR WEBSITE: Highlights: NEA Click and Save Smart Car Shopper Cash Rewards Card Tax Deductions NEA Vacations - Earn $500 NEA Travel Dollars towards next vacation. Go to the website above and click on Find your vacations to receive your rewards. Home Financing Programs Auto and Home Insurance NEA student loan NEA Cash Rewards Credit Card Earn more cash back for the things you buy most automatically! Plus, get a new and even bigger cash rewards bonus offer now $150 cash rewards. NEA Click & Save Get the most out of your money with exclusive member discounts on clothing, electronics, restaurants and more. Get a House You Can Call Home Use the NEA Home Financing Program to determine the best way to buy, refinance or get equity out of your home. Be a Smart Car Shopper Get decision-making information and great deals on new and used cars with this member benefit. 4

VISIT THEIR WEBSITE AT: www.aft.org/benefits You will find hundreds of cost-saving benefits including a mortgage program with competitive rates.

Highlights: Student Debt Clinics Scholarship Opportunities AFT Shopping $0 Annual Fee Good Credit Build your credit through responsible use.

5 VISIT THEIR WEBSITE AT: You will find hundreds of cost-saving benefits including a mortgage program with competitive rates. There are also up to $1,000 in gift cards after closing. There is also an auto club membership that is approximately four times cheaper than a AAA policy. Highlights: Student Debt Clinics Scholarship Opportunities AFT Shopping $0 Annual Fee Good Credit Build your credit through responsible use. Access a higher credit line when you make your first 5 payments on time; 24.24% variable APR. $300-$3,500 Credit Line Excellent Credit Low Interest Rate+ $0 Annual Fee 0% Intro APR for the first 15 months on purchases and balance transfers; 11.9%- 21.9% variable APR after that; 3% fee for each transfer that posts to your account by 08/17/2018. $500-$7,500 Credit Line Excellent Credit 1.5% Cash back on every purchase+ $0 Annual Fee 0% Intro APR for the first 12 months on purchases and balance transfers; 13.9% % variable APR after that; 3% fee for each transfer that posts to your account by 05/17/2018. $500-$10,000 Credit Line $0 Annual Fee 24/7 U.S.-Based Phone Customer Service 5 $0 Fraud Liability if your card is ever lost or stolen

6 HERE IS A BIG ONE! LEGAL SERVICES PROGRAMS The FEA, AFT and NEA provide legal services to members with employment-related legal matters including help with disciplinary actions, certification, retirement and disability disputes in accordance with the United Legal Services Program (ULSP) guidelines. EDUCATORS EMPLOYMENT LIABILITY PROGRAM (EEL) The EEL Program is an insurance program that protects members from personal financial liability for incidents arising out of their employment. The program provides: Legal Defense Costs up to $3 million per member per occurrence. Up to $1 million per member per occurrence in liability coverage. Up to $300,000 for defense, settlements or judgements for suits concerning civil rights. Do not be FOOLED by the Liability Insurance Policy offered by the State of Florida s Department of Education. It has a $50, per claim deductible. There is NO deductible in the EEL Program offered with your union membership. 6

7 ATTORNEY REFERRAL PROGRAM (ARP) The ARP assists members in obtaining personal legal services at a reduced cost. Administered through a national network of law firms, members receive legal services at rates below their normal fees. Members are entitled to two free consultations with an ARP attorney up to 30 minutes each, per program year and up to a 30% discount for legal work, performed in many areas, such as: Family Law, Traffic Matters, Wills and Estate Planning, Criminal Law and Immigration. RECENTLY USED ATTORNEYS ARE: Herdman & Sakellarides, P.A US Highway 19, Suite 110 Clearwater, FL Phone: (727) The Tison Law Group 9312 Law Group Tampa, FL Phone: (813) For a list of additional attorneys available to assist with legal issues, please contact the PCTA-PESPA Office at

Website: unionplusfreecollege.org call: 1-888-590-9009 Credit Cards Designed for Union Members All three Union Plus credit cards come with powerful benefits.

8 VISIT THEIR WEBSITE: Highlights: Mortgage Programs Real Estate Rewards AT&T Discounts Free College Benefit - AFT Members and their families can earn an Associate Degree with no out of pocket cost. Website: unionplusfreecollege.org call: Credit Cards Designed for Union Members All three Union Plus credit cards come with powerful benefits. So you can choose the union-supported card that s right for you. Get Rewarded When You Buy or Sell Your Home Earn cash back when you use a real estate agent approved by SIRVA. Union Plus Mortgage Over the life of the Union Plus Mortgage program, more than $11 million in mortgage assistance has been provided to help save union members homes. How Do Your Pets Chill in the Summer? Submit your coolest pet photos and you could win a year of pet insurance for your furry friends. 8

VISIT THEIR WEBSITE: www.cbeducators.com Highlights: VALIC Now every member can benefit from the services of a personal financial advisor.

Known as MAP (Members Advantage Plan), this financial plan is offered exclusively to Members of a growing list of selected educational organizations, including the Florida Education Association and

Liberty mutual has been in the business of helping people preserve and protect what they earn, build, own, and cherish for more than 100 years.

9 VISIT THEIR WEBSITE: Highlights: VALIC Now every member can benefit from the services of a personal financial advisor. The comprehensive financial plan is an easy-to-read financial road map, created to fit your personal financial needs. Known as MAP (Members Advantage Plan), this financial plan is offered exclusively to Members of a growing list of selected educational organizations, including the Florida Education Association and the Florida Association of School Administrators. Call: LIBERTY MUTUAL Educators Plus is a custom-designed benefits program for FEA members from a company you can trust. Liberty mutual has been in the business of helping people preserve and protect what they earn, build, own, and cherish for more than 100 years. This program is designed especially for education employees. Auto, home, condo, renters, and watercraft coverage is available. Call: AMERICAN FIDELITY For over 50 years, American Fidelity Assurance Company has provided educators with quality supplemental insurance products. You can now enroll at your school or work location, and payment is convenient and easy through payroll deduction. Call: Customized benefit packages including Disability Income Insurance, Cancer Insurance, Accident Only Insurance, Life Insurance, Long- Term Care, Medical Gap Coverage, and Critical Illness On - site enrollments at your school and ease of payments through the convenience of payroll deduction 9

10 TRUSTED TAX SERVICES H&R BLOCK is available year-around to discuss the tax implications of your life-changing events. From wedding bells, babies and new homes to medical issues and natural disasters, we re here to put our expertise to work for you. New customers receive a $25 discount and returning customers will receive Tax Identity Shield at no cost (non-members pay $30) If you want to prepare your own taxes online, there is a 35% discount. Or download the H&R Block tax software to your computer at a 20% discount. RJG Associates Many of our members have high regard for the services of Ron Giovino. Your first year tax filing is free with RJG, Phone: LSP PLANNING In house planning services for tax preparation, investments, life insurance planning, risk consultation, pensions. Contact Jamie Randazzo, Phone: Be creative with your benefits! NOTES: 10

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12 PCTA - PESPA Phone: Don.Manly@Floridaea.org

Fall. Dream It. Realize It. Live It. Financing You Can Trust!

Fall. Dream It. Realize It. Live It. Financing You Can Trust! Fall 2017 Dream It. Realize It. Live It. Financing You Can Trust! www.nytimescu.org Thank You from the President On behalf of everyone at NYTEFCU, I would like to thank you, our members, for 63 years of