Reserve Bank of India Department of Statistics and Information Management

Transcription

1 Reserve Bank of India Department of Statistics and Information Management BSR-4 Survey of Ownership of, March File Structure Pro forma Instruction Annex I: 6-16 Item codes and related instructions 1. ASCII (TEXT) File structure / Layout for BSR-4 data: The required BSR-4 data may be extracted from the bank s CBS/central database system and prepared the ASCII (TEXT) file as per structure given in the following table. Field Table: ASCII File structure / Layout Field Description Field Size Field Position Type of Information 1 Job Code GP N 2 Year and Month (YM) GP AN Y 2014 M 03 always 3 Skip 1 9 blank 4 Uniform branch code (Part I code) AN 5 Skip 1 17 blank 6 Item Code (see Annex-I below) N 7 Amount Current deposits N 8 Amount - Savings deposits N 9 Amount - Term deposits - Certificates of deposits N 10 Amount - Term deposits - others N 11 Amount - Total deposits N Note: The Job Code is 35 The year is 2015 The Length of a record is 65 characters. item. Data for amount fields should be entered right justified. Data for an item is to be punched only if data for at least one column is reported for that 1

2 File name: For BSR4 file name would be of six characters e.g. n053e1.txt First character Bank Group's first letter i.e. s=sbi & Associates, n=nationalised banks, p=private banks, r=regional Rural Banks and f=foreign Banks Next 3 characters should be Bank-Code i.e. first 3-digits of BSR(Part-I) code.(however, in case of SBI it would be 000 ) Next character letter e Next character should be lot number 1-9 (Lot numbers should not exceeds 9). Please note that data for all branches should be reported in one lot only. Otion for multiple lots should be in special circumstances. Your mail should clearly indicate reason for sending data in more than one lot. For Example: CITI BANK- f648e1.txt, UCO BANK- n032e1.txt ICICI BANK- p639e1.txt, IDBI BANK LTD- n691e1.txt The final ASCII (TEXT) file will appear as follows: 2

3 2. Pro Forma for Officer Responsible for Data Reporting To The, Department of Statistics and Information Management, Regional Office Reserve Bank of India, Fax no. Phone: Survey of Ownership of with Scheduled Commercial Banks, March 31, 2015 (BSR-4) 1. Name of the Bank Particulars of Bank Officials 2. Particulars of the Department concerned: Name of the department Designation of the head of the department (HoD) concerned Name of the head of the department (HoD) concerned Phone number Shri/Smt/Kum/Dr. Fax number (HoD) address (HoD) 3. Particulars of Contact Official (if not the Head of Department): Name Shri/Smt/Kum/Dr. Designation Department/Division/Section Address Phone number & Mobile no. Fax number address Chief General Manager or equivalent Signature Name Designation Department 3

4 3. Instructions for banks for preparation and submitting data I. GENERAL (a) The return should be submitted by all Scheduled Commercial Banks (SCBs) for all of their branches/ offices functioning in India as on March 31, (b) The data must be submitted in soft format by June 30, (c) The consolidated data for all the branches should be extracted from the bank s CBS/central database system and submitted in soft format only as per the ASCII file structure/ layout attached, in a single file by the head/controlling offices of the banks to DSIM, RBI. (d) Banks must forward information on the Contact persons for the return at the head/ controlling offices, to DSIM, RBI immediately. Information should be sent in soft form as per the proforma attached. (e) Data, information on contact persons, and all correspondences should be sent at bsr4@rbi.org.in. (f) Please ensure that: Amounts are reported in Rupees thousands, without any decimal or comma. Classifications of the sectors are correct and duly verified. Instructions under Annex I in this regard are strictly adhered to. Category 'others' should be used sparingly, after ascertaining that the depositor cannot be classified in the given institutional categories. Keep account-wise details ready for sharing with us, for such accounts. One account should not be classified in more than one category (other than derived or of which fields) Total deposits in BSR-4 return inter-bank deposits = Aggregate in BSR 7 return Inter-bank deposits at call or short notice not exceeding 14 days are classified under borrowings (not deposits ). Therefore, it should not be included in any type of deposits. Total deposits reported in this return should be in conformity with those reported in the fortnightly/ special Form-A return under Section 42 (2) of the RBI Act, Any deposits treated as other demand and time liabilities for the purpose of fortnightly/special return under Section 42(2) (item I.(c) and II.(c)) should not be reported in this return. Adequate care should be taken with regard to classification of ownership of accounts, especially for saving deposits (column 3 in schedule) accounts. Authenticity of data should be ensured in case of unusual cases, such as, large 4

5 saving deposits from central/ state Government/ local authorities or from banks. Keep account-wise details ready for sharing with us, for such instance. CDs figures should be given separately under term deposits in column 4 in survey schedule. Term deposits other than CDs should be reported against column 5 ( others ). II. DEFINITIONS OF THE CERTAIN DATA ITEMS (a) Current deposits comprise (i) deposits in current accounts including inter-bank deposits in current account, (ii) term-deposits with a maturity period of less than 7 days, (iii) unclaimed deposits, (iv) overdue term deposits, (v) credit balance in cash credit and overdraft accounts, and (vi) contingency unadjusted accounts, if in the nature of deposits. (b) Saving deposits are deposits accepted by banks under their savings banks deposits rules and include deposits under Special Savings Schemes. (c) Term deposits are deposits with a fixed maturity of 7 days and above or subject to notice of not less than 7 days. They would also include (a) deposits including inter-bank deposits payable after 7 days (b) cash certificate (c) cumulative or recurring deposits (d) kuri and chit deposits and (e) special deposits and certificates of deposits (CDs) (definition & details are given below). Interest accrued but not paid on these deposits should be treated as other liabilities and should not, therefore, be included in this return. (d) Certificate of Deposit is a negotiable money market instrument and issued dematerialized form or as a Usance Promissory Note, for funds deposited at a bank. CDs can be issued by scheduled commercial bank (excluding RRBs & LABs). Minimum amount of CD should be Rs. 1 lakh and in the multiples of Rs. 1 lakh thereafter. CDs can be issued to individuals, corporations, companies, banks, funds, associations etc. the maturity period of CDs issued by bank should be not less than 15 days and not more than one year. 5

6 ITEM CODES AND RELATED INSTRUCTIONS ANNEX I सम ह 1: सरक र क ष त र Group 1: Government Sector 1. क न द र सरक र म सरक र व भ ग और व भ ग य उपक रम ज स र ल, ड क और ट ल ग र फ आव सवममवलत ह (म स ख य 1.1) Central Government would include government departments and departmental undertakings such as Railways, Posts and Telegraphs (Item 1.1). 2. र ज य सरक र म र ज य सरक र क व भ ग और व भ ग य उपक रम ज स ख द य और न गररक आप वत व भ ग, र जक य र ज य परर हन उपक रम आव सवममवलत ह (म स ख य 1.2) State Government include State Government departments and departmental undertakings like State Transport Undertakings by the Government, Food and Civil Supplies Department, etc. (Item 1.2). 3. स थ न य प र व क र म नगरप वलक, वजल पररष, ग र म प च यत, प ट ट रस ट आव सवममवलत ह (म स ख य 1.3) Local authorities would include Municipalities, Zilla Parishads, Village Panchayat, Port Trusts, etc. (Item 1.3). 4. अ -सरक र वनक य म र ज य व द य त म डल, आ स म डल, भ रत य क वष अन स न पररष (ICAR), भ रत य वचवकत स अन स न पररष (ICMR), ज ञ वनक और औद य वगक अन स न पररष (CSIR ) आव श वमल ह (म स ख य 1.4) Quasi-Government bodies would include State Electricity Boards, Housing Boards, Indian Council of Agricultural Research (ICAR), Indian Council of Medical Research (ICMR), Council of Scientific and Industrial Research (CSIR), etc. (Item 1.4). 5. ग र व भ ग य व वज यक उपक रम म स जवनक क ष त र क उपक रम/क पन आत ह क पन अव वनयम 2013 क अन स र स जवनक क ष त र क क पवनय म च कत श यर प ज क कम स कम 51% क न द र सरक र अथ र ज य सरक र (सरक र ) अथ क न द र ए एक य एक स अव क र ज य सरक र क भ ग र ह न च वहए एक सरक र क पन क सह यक क पन भ एक सरक र क पन म न ज ए र ज य व य प र वनगम, भ रत य ख द य वनगम, र ज य सडक परर हन वनगम, भ ड र वनगम ए र ज य क स वमत / द व र अव ग वहत अन द य क पवनय ए वनगम क स जवनक क ष त र क क पवनय / वनगम म न ज य (म स ख य 1.5) Non-Departmental Commercial undertakings include public sector undertakings/ companies. Public Sector Companies are defined in the Companies Act, 2013, as companies in which not less than 51 per cent of the paid-up share capital is held by the Central Government or the State Government(s) or partly by the Central Government Companies and partly by one or more State Governments, and includes a company which is a subsidiary company of such a Government /public sector company. State Trading Corporation, Food Corporation of India, State Road Transport Corporation, Warehousing Corporation and other state owned companies and corporation are to be treated as public sector companies/ corporations. (Item 1.5). 6

7 6. सरक र क ष त र क व भ ग वजन द ह म स ख य 1.1 स 1.5 क अ त गत ग क त नह वकय गय ह उन द ह म स ख य 1.6 क अ त गत व ख य ज सकत ह इस तरह क ग कर क श ख र और आइटम र स च अलग स प र न क ज न च वहए ज इन वन श म स र ल न म हम र म कर ग Departments in the Government Sector those do not find classification under item Nos. 1.1 to 1.5 should be furnished against item 1.6 (Branch-wise and item-wise list of such classification should be provided separately which will help us in improving these instructions). सम ह 2 : न ज क प क ष त र Group 2: Private Corporate Sector 7. आ स व त त क पवनय म एच ड एफ स, न ह उवस ग फ यन स क प र शन वलवमट ड (ड एच एफ एल), आव सवममवलत ह (म स ख य 2.1.1) Housing Finance Companies include companies like Housing Development Finance Corporation (HDFC), Dewan Housing Finance Corporation Limited (DHFL), etc. (Item 2.1.1). 8. हन व त त क पवनय क पवनय ह ज हन क क रय ह त व त त म ह य कर त ह, ज स अश क ल ल ड फ यन स, ऑट र यडस, बज ज ऑट फ यन स, आव (म स ख य 2.1.2) Auto Finance companies include companies those provide finance for the purchase of vehicles, e.g. Ashok Leyland Finance, Auto Riders, Bajaj Auto Finance, etc. (Item 2.1.2). 9. वनज क ष त र क मय च य अल फ ड म ररल य स क वपटल मय च य अल फ ड, फ र कवलन ट म लटन मय च य अल फ ड, ड एसप ब ल कर क मय च य अल फ ड, वबरल सनल इफ मय च य अल फ ड आव सवममवलत ह (म स ख य 2.1.3) Mutual funds in private sector would include mutual funds like Reliance Capital Mutual Fund, Franklin Templeton Mutual Fund, DSP Blackrock Mutual Fund, Birla Sun Life Mutual Fund, etc. (Item 2.1.3). 10. व त त य स क क पवनय क पवनय ह ज वनग म प रब न, स व भ ग प रब न आव स ज ड ह ई ह उ हर थ, ड एसप फ यन वसयल क सल ट ट, एन म फ यन वशयल सव स ज आव (म स ख य 2.1.4) Financial Services Companies are companies which undertake services like issue management, portfolio management, etc., e.g. DSP Financial Consultants, Enam Financial Services, etc. (Item 2.1.4). 11. पट ट, वकर य, ऋ क पवनय, वन श क पवनय आव क अन द य व त त य क पवनय क ग म रख गय ह (म स ख य 2.1.5) Other Financial Companies include companies engaged in leasing, hire purchase, loan companies, investment companies, etc. (Item 2.1.5). 12. ग र-व त त य क पवनय म वनम, व य प ररक आव गवतव व य म स लग न और 2013 य उसक पहल क क पन अव वनयम क अ त गत प ज क त ग र सरक र क पवनय सवममवलत ह ऐस क पवनय ज र ज य सरक र क स वमत म नह ह पर त उनक द व र स च वलत क ज त ह (उ हर थ, ब म र कपड वमल वजनक प रब न सरक र द व र अव ग रवहत कर वलय ह, इ वडयन आयरन अण ड स ट ल क पन वलवमट ड, आव ) क भ इस ग म इसम सवममवलत वकय ज न च वहय (म स ख य 2.2) Non-Financial companies include companies (not owned by government) engaged in manufacturing, trading activities, etc. and registered under Companies Acts of 2013 or before. State managed companies which are not owned but managed by Government are also to be included (e.g., Sick Textile mills whose management are taken over by Government, Indian Iron and Steel Company Ltd., etc.) (Item 2.2). 13. ग र-ऋ सहक र स स थ ओ म व प न सवमवतय / मह स घ, आ स सवमवतय, औद य वगक सहक र सवमवतय आव सवममवलत ह (म स ख य 2.3) 7

8 Non-Credit Co-operative institutions would include marketing societies/ federations, housing societies, industrial co-operatives, etc. (Item 2.3). 14. व य स वयक गवतव व य क वहत म क म करन ल ग र-ल भ त मक स स थ ओ म भ रत य व ज य और उद य ग म डल मह स घ (FICCI), भ रत य व ज य और उद य ग म डल (ASSOCHAM), भ रत य उद य ग पररस घ (CII) आव सवममवलत ह (म स ख य 2.4) अ -औद य वगक स स थ ओ म वनज व त त-प वषत बड़ वशक ष स स थ ए, अस पत ल आव सवममवलत ह (म स ख य 2.4) Non-profit Institutions serving business will include The Federation of Indian Chambers of Commerce and Industry (FICCI), The Associated Chambers of Commerce and Industry of India (ASSOCHAM), The Confederation of Indian Industry (CII), etc. (Item 2.4). Others include non-profit institutions serving business and quasi-corporate institutions. Quasi-corporate Institutions will include large educational institutions, hospitals, which are funded privately (Item 2.4). सम ह 3 : न त त य क ष त र Group 3: Financial Sector 15. भ रत क व वज यक ब क म भ रत क सभ अन स वचत व वज यक ब क, ग र-अन स वचत व वज यक ब क और क ष त र य ग र म ब क सवममवलत ह (म स ख य 3.1.1) Indian Commercial Banks include Scheduled Commercial Banks (excluding Regional Rural Banks (RRBs)) functioning in India, Non- Scheduled Commercial Banks and RRBs (Item 3.1.1). 16. भ रत म स च वलत सभ व श ब क क क य लय क व श वन स ब क क अ त गत सवममवलत वकय ज न च वहए (म स ख य 3.1.2) Offices of all Foreign Banks operating in India should be covered under Foreign Resident Banks (Item 3.1.2). 17. सहक र ब क म सभ सहक र ब क सवममवलत ह ज वक स ब व त र ज य सहक र ब क अव वनयम क तहत प ज क त ह ज स र ज य सहक र ब क, वजल सहक र ब क आव (म स ख य 3.1.3) Co-operative Banks include all Co-operative banks registered under Cooperative Acts of the respective States, State Co-operative Banks (StCBs), District Central Co-operative Banks (DCCBs), etc. (Item 3.1.3). 18. ऋ -स स थ ओ म स ब व त र ज य क सहक र अव वनयम क अ त गत प ज क त सभ सहक र स स थ ए आत ह ज स प र थवमक क वष ऋ स स थ ए, ब रह त आव स बह उद द श य सहक र स स थ ए, आव (म स ख य 3.1.4) Credit societies include all co-operative societies registered under Cooperative Acts of the respective States like Primary Agricultural Credit Societies (PACS), Large-sized Adivasi Multipurpose Societies (LAMPS), etc. (Item 3.1.4). 19. व त त य स स थ ओ और व वज यक ब क द व र प र वत त स गठन ज वक न द य स अव वनयम क अ त गत प ज क त, ह और प रस पररक वनव य क क र ब र करत ह ज वक भ रत य प रवतभ वत और एक सच ज ब ड द व र वनय वत रत ह ज स एसब आई मय च य अल फ ड, एलआईस मय च य अल फ ड, आईस आईस आई प र ड वशयल मय च य अल फ ड आव (म स ख य 3.2.2) Other Mutual Funds include organizations floated by Financial Institutions and Commercial Banks, which are registered under Trusts Act and conducting mutual fund business and are controlled by Securities and Exchange Board of India (SEBI), e.g. SBI Mutual Fund, LIC Mutual Fund, ICICI Prudential Mutual Fund, etc. (Item 3.2.2). 8

9 20. स व ऋ प र त स स थ ओ म भ रत य औद य वगक व त त वनगम, र ज य व त त वनगम, र ष ट ट र य आ स ब क आव ( भ रत य य वनट ट रस ट और ब म क पवनय क छ डकर) सवममवलत ह (म स ख य 3.2.4) Term Lending Institutions include institutions like Industrial Finance Corporation of India (IFCI), State Financial Corporation (SFC), National Housing Bank (NHB), etc. (Other than UTI and Insurance Companies) (Item 3.2.4). 21. भव ष ट य वनव स स थ ओ क जम र वशय म भव ष ट य वनव आय क त और भव ष ट य वनव प रश सक क न द य वसय द व र जम र वशय सवममवलत ह इसम ररप वट ग ब क क कम च ररय द व र उस ब क म भव ष ट य वनव क जम र वशय क भ सवममवलत वकय गय ह (म स ख य 3.2.5) Provident Fund Institutions deposits include deposits made by Provident Fund Commissioners and Trustees of Provident Fund Administrators. Staff Provident Fund deposits of the reporting banks held in the same banks are also included under this item (Item 3.2.5). सम ह 3 : घर ल क ष त र Group 3: Household Sector 22. जम कत ओ क व य स य क आ र पर आ कड उप-सम ह 4.1 स 4.8 म भर ज न च वहए वजन स त र त स आ कड ररप ट वकए गए ह, यव उनम ख त रक क व य स य क स पष ट पत नह वमलत, त बह ख त म उपलब स चन क आ र पर इस त य र वकय ज न च वहए स ट फ स रक ष जम ओ क अन द य म सवममवलत वकय ज न च वहए (म स ख य 4.6) Figures should be furnished on the basis of the occupation of the depositor against the sub-groups 4.1 to 4.8. If information on the occupation of the Account Holder is not readily available in the sources from which the figures are reported, this should be done on the basis of the information available in the ledger. Staff Security should be included in others (Item 4.8). स ध : 1) उप-सम ह क म स ख य 411, 412, 413, 414, 415 क य ग उप-सम ह क म स ख य 410 क अ त गत व य ज न च वहए CARE: 1) Total of sub-groups Item Nos. 411, 412, 413, 414, 415 should be given under (Sub-group) Item ) उप-सम ह क म स ख य 420, 430, 440, 450, 460, 470, 480 और म स ख य 410 म व ए गए (उप-सम ह क य ग) क म स ख य 400 म ररप ट वकय ज न च वहए 2) Total of sub-groups Item Nos. 420, 430, 440, 450, 460, 470, 480 and 410 should be reported in Item ) वह अव भ वजत परर र, यव क ई ह क म स ख य 411 स 415 म सवममवलत वकय ज न च वहए 3) Hindu Undivided Families if any should be included in Item Nos. 411 to ) म च 2010 क स क ष स नए उप-क ष त र, स य सह यत सम ह/ ग र-सरक र स स थ, सवममवलत वकए गए ह इस प रक र, म च 2010 क स क ष स, अन पच ररक व त त य क ष त र स स ब व त स वख यक स कवलत करन क वलय म वलक न और स झ र इक ईय, ग र-सरक र स स थ ए, स य सह यत सम ह ए अन द य घर ल क ष त र, ज व त त य गवतव व य य सह यक व त त य गवतव व य स ज ड ह ए ह, क ब र म अलग स ज नक र म ग गई ह स न क स थ इन उप-क ष त र क ब र म भ आ कड वखल करन च वहए 9

10 4) From March 2010 survey, two new sub sectors Self-Help Group (SHG)/ Non-Governmental Organizations (NGO), are introduced in the return. Further, from March 2013 survey, in order to compile statistics on informal financial sector, separate information on proprietary & partnership concerns, NGOs, SHGs and Other households, who are engaged either in financial activities or auxiliary to financial activities has been asked under of which, financial concern in each of the respective categories e.g. NGOs and SHGs which are involved in micro financing field. Care may be taken to report data for these subsectors. 23. अन पच ररक व त त य क ष त र स स ब व त व त त य य सह यक व त त य गवतव व य म श वमल स स थ ए ह म ल त न स ह क र, मह जन, च रट टय स, स ह क र, ऋ - ल ल, श यर ल ल और व य स य, सर फ ड लर, स य सह यत सम ह (SHGs) क सह यत करन ल ग र-सरक र स स थ ए (NGOs) आव The financial auxiliaries covered under financial activity related to informal financial sector which includes multani shroffs, pawnbrokers, chettiars, moneylenders, loan brokers, stock brokers, share brokers and traders, dealers in bullion, Non-Governmental Organizations (NGOs), helping Self- Help Groups (SHGs), etc. Sr. सम ह 4 : न द श क ष त र Group 4: Foreign Sector 24. अवन स ख त म व यवक तगत ख त र क जम र वशय क अल व श क पवनय, भ ग र फम, सवमवतय, अन द य क पन वनक य, व श न द य स क, वजनम भ रत य र ष ट ट र यत अथ म ल क अवन वसय क कम-स -कम 60% तक स वमत ह (म स ख य 5.2) क जम र वशय श वमल ह न च वहए अन द य (म स ख य 5.3) म अवन स ब क क जम र वशय श वमल ह न च वहए Non-Residents should include, besides individuals, overseas companies, partnership firms, societies, other corporate bodies and overseas trusts which are owned to the extent of at least 60 per cent by non-residents of Indian nationality or origin (Item 5.2). from non-resident banks should be included in others (Item 5.3). व र भरन क वलए व श -वन श/ GUIDELINES FOR FILLING UP THE RETURN मद क ट क य ग /Group Total Item Code मद क ट क य ग सम ममल त ह /Includes Total of Item Codes , 120, 130, 140, 150 and , 220, 230 and , 320 and , 420, 430, 440, 450, 460, 470 and , 520 and 530 Sr. मद क ट क य ग /Sub Total Item Code मद क ट क य ग सम ममल त ह /Includes Total of Item Codes to to to to

11 BSR-4 SURVEY OF OWNERSHIP OF DEPOSITS (31 st March 2015) (Please read the Instructions carefully before filling the return) Part 1 Uniform Branch Code Name of the Bank: Address of the Branch: Phone : Id: PIN CODE: Fax : Signature of Agent/Manager Date (Please see Instruction) Item owned by 1. Government Sector (Group- Total) 1.1 Central Government (See Instruction 1) 1.2 State Government (See Instruction 2) 1.3 Local Authorities (See Instruction 3) 1.4 Quasi-Government Bodies (See Instruction 4) Code Current Saving (Amount in Rupees thousands) Term Certificate of others Total Amount Amount Amount Amount Amount Of which : State

12 Item owned by Electricity Boards Code Current Saving Term Certificate of others Total Amount Amount Amount Amount Amount Non-Departmental Commercial Undertakings (See Instruction 5) 1.6 Others (Not Classified under Items 1.1 to 1.5) (See Instruction 6) 2. Private Corporate Sector (Group- Total) 2.1 Financial Companies (Sub- Total) Housing Finance Companies (See Instruction 7) Auto Finance Companies (See Instruction 8) Mutual Funds in Private Sector (See Instruction 9) Financial Services Companies (See Instruction 10) Other Financial Companies (See Instruction 11) 2.2 Non-Financial Companies (See Instruction 12) 2.3 Non-Credit Co- Operative Institutions (See Instruction 13) 2.4 Others (See Instruction 14) 3. Financial Sector Group-Total)

13 Item owned by Code Current Saving Term Certificate of others Total Amount Amount Amount Amount Amount Banks (Sub-Total) Indian Commercial Banks (See Instruction 15) Foreign Resident Banks (Offices of Foreign Banks in India) (See Instruction 16) Co-operative Banks (See Instruction 17) Credit Societies (See Instruction 18) 3.2 Other Financial Institutions (Sub- Total) Unit Trust of India Mutual Funds Other Mutual Funds (See Instruction 19) Insurance Corporation & Companies (Life & General) Term Lending Institutions (See Instruction 20) Provident Fund Institutions (See Instruction 21) 3.3 Others (not classified under items 3.1 & 3.2) 4 Household Sector (Group-Total) 4.1 Individuals (single or joint) [including

14 Item owned by Hindu Undivided Families (HUF)] (Sub-Total) Farmers (including HUF) Businessmen, Traders, Professionals & Self Employed Persons [including HUF] Wage Salary Earners Shroffs, Money Lenders, Stock Brokers, Dealers in Bullion, etc. [including HUF] Other individuals [including HUF] (not classified under items to 4.1.4) 4.2 Trusts, Associates, Clubs, etc. 4.3 Proprietary & Partnership Concerns, etc Of which, Financial concerns (see Instruction 23) 4.4 Educational institutions 4.5 Religious institutions 4.6 Self Help Groups (SHG) Of which, Financial concerns (see Instruction 24) 4.7 Non-Government Organizations (NGO) Of which, Financial concerns (see Instruction 24) Code Current Saving Term Certificate of others Total Amount Amount Amount Amount Amount

15 Item owned by 4.8 Others (not classified under items 4.1 to 4.7) (See Instruction 22) Of which, Financial concerns (see Instruction 24) 5. Foreign Sector (Group Total) 5.1 Foreign-Consulates, Embassies, Trade Missions, Information Services, etc. 5.2 Non-Residents (See Instruction 23) 5.3 Others (See Instruction 24) 6. Grand Total (1 to Code Current Saving Term Certificate of others Total Amount Amount Amount Amount Amount ) Total (Rupees in Thousands) as reported in the Special return as on March 31 under Section 42(2) of the R.B.I. Act,