National Small-bore Rifle Association. Insurance scheme for affiliated Clubs, Associations and Organisations

Transcription

1 Ntionl Smll-bore Rifle Assocition Insurnce scheme for ffilited Clubs, Associtions nd Orgnistions Vlid from 1 Jnury 2018

2 Introduction Providing insurnce protection for NSRA ffilited Clubs, Associtions nd Orgnistions Wht is the NSRA insurnce scheme? One of the benefits of your club/ssocition/ orgnistion becoming ffilited to the NSRA is the utomtic provision of insurnce to protect you in the event of cusing injury to third prties, dmge to their property or finncil loss. In ddition to the covers provided within your ffilition there re lso options if clubs/ssocitions/ orgnistions would like to increse certin cover limits or include dditionl benefits. This is detiled within this brochure. Wht covers re provided? This leflet provides brief summry of the fetures, benefits nd limittions of the cover provided/vilble by the NSRA policy. These products re rrnged by Bluefin Sport nd underwritten by XL Ctlin (Sections 1 to7) nd Cign Europe Insurnce Compny S.A.-N.V. (Section 8 only). This specilist insurnce scheme hs been designed to provide cover for NSRA member Clubs, Associtions nd Orgnistions. At glnce the insurnce provided includes the following: Public & products libility Professionl indemnity 1 Provides protection ginst legl libility for bodily injury to third prties nd dmge to third prty property. 5 Provides protection for the club/ssocition/ orgnistion in the event of being proven leglly lible for negligent cts, errors or omissions including clims for defmtion such s libel or slnder. Abuse cover 2Protection for committee members nd club officers ginst clims relting to sfegurding, including mentl or physicl buse perpetrted by member. Employers libility Shooting equipment 6 Cover of up to 10,000 for loss or dmge to shooting equipment owned by club/ssocition/ orgnistion or for which club/ssocition/ orgnistion is leglly responsible for. Options vilble to increse sum insured. Contents 3 Provides cover in respect of clims mde ginst the club/ssocition/orgnistion for injuries cused to n employee rising out of nd in the course of such employment. 7 Cover of up to 10,000 for loss or dmge to club/orgnistion/ssocition property or for which club/orgnistion/ssocition is leglly responsible for, such s trophies etc. Options vilble to increse sum insured. Directors & officers libility 4 Provides cover for clims mde directly ginst individuls t the club/ssocition/orgnistion e.g. officer, committee member, director nd/or trustee for lleged wrongful cts. Legl expenses (OPTIONAL) 8Pursuit or defence of ny clim of legl proceedings in connection with the ffirs of the Club mde or brought by or ginst the insured within the jurisdiction of court (including employment clims). 2

3 About the policy How is this cover rrnged? By NSRA rrnging cover s group insurnce scheme it mens tht premiums re more mngeble for their ffilited club/ssocition/orgnistion. Cover will utomticlly be obtined vi the ffilition process. Individul members cn lso purchse their own policy nd seprte summry is vilble. Further detils of the scheme benefits cn be found overlef. As this is summry of cover it does not include ll the policy benefits, limits nd exclusions. Full terms, conditions nd exclusions re shown in the mster policy document, copy of which is vilble on request or t bluefinsport.co.uk/nsr. Who is insured? The following persons would be covered: The Club Committee, Officers nd Trustees, Affilited Members, Junior nd Probtionry Members, Guests nd Visitors who re signed in/recorded in the visitors book, Club volunteers. While the NSRA does not dvocte lone shooting, it is recognised tht certin ctivities such s rough shooting nd vermin control generlly tke plce wy from shooting club environment. In line with NSRA rules nd insurers requirements it is essentil to observe best prctice t ll times when ll insured ctivities re undertken. Further detils cn be found on the NSRA website under codes nd guidnce. Member to member cover is utomticlly included (tht is if you ccidently shoot/injure nother member). Additionlly, if you rent/hire premises nd n incident cused by you mens the premises owner is sued s result, cover extends to the owner. Is the NSRA insurnce dequte for my club/ssocition/ orgnistion? This product is designed to meet the demnds nd needs of the mjority of NSRA ffilited clubs/ ssocitions/orgnistions tht wish to protect themselves ginst third prty libility. Cover extends to include the provision of cover for shooting equipment nd generl contents with options to increse the sums insured by purchsing n dditionl policy. In ddition there is n option to purchse policy for legl expenses insurnce. See pge 7 for detils of how to purchse dditionl cover. The bove sttements do not constitute dvice or personl recommendtion for our product. Should you require dvice plese contct Bluefin Sport. Policy excesses Public libility: 250 for ech nd every clim in respect of dmge to property only. Employers libility: No excess. Officers nd committee libility: No excess Professionl indemnity: No excess Abuse: No excess Shooting equipment: 150 Contents (incl money): 150 The period of insurnce This cover will be opertive from the 1 Jnury 2018 or the dte club/ssocition/orgnistion becomes member of the NSRA, whichever is the lter. The NSRA Group policy, nd ny supplementry policy you buy to increse your cover, will be nnully renewble on the 1st Jnury 2019 Require ssistnce? This is summry of the cover provided vi membership to the NSRA. Bluefin Sport re the ppointed insurnce brokers to the NSRA nd they both rrnge nd dminister this scheme. If you re uncertin s to whether cover is pproprite for you plese do not hesitte to contct us nd we will be hppy to discuss your requirements in more detil Mon to Fri 9m to 5pm nsr@bluefinsport.co.uk 3

4 The policy cover summry 1. Public & products libility 10,000,000 Protection ginst legl libility for bodily injury to third prties nd/or dmge to their property including nuisnce, trespss or interference up to limit of indemnity of 10,000,000. : The ctivities included for ll clubs nd orgnistions s follows: Smll-bore; Airgun; Airsoft; Archery; Crossbow; Full-bore; Cly Pigeon; Blck Powder; Bell Trget; Benchrest; Hunter Field Trget nd Field Trget (ir pellets only); Prcticl Shooting (disciplines s covered by UKPSA) Guest Dys: Open Dys; Officil Events nd Competitions; Runshoot; Trget Sprint; Lser Rifle & Pistol Trget Shooting. UK event mngement / tournments, overses events / tournments, exhibitions & country firs nd guest open dys. Renting out club fcilities (for the benefit of the club/club funds); nd sle of guns/ equipment nd mmunition. Officil socil events, including supply of food or drink. Bonfire Prties nd Temporry or Mobile rnges s defined by NSRA re lso included subject to complince with the risk mngement required (see NSRA website). Self-loding: lso referred to s homeloding, downloding, reloding nd hndloding is covered providing the NSRA guidelines re dhered too. These guidelines my be found on the NSRA website: IMPORTANT NOTE: All permitted trget shooting ctivities MUST tke plce on properly certified rnge designed for this purpose. A certified rnge my not be suitble for ll ctivities. Other ctivities must tke plce on n re of ground deemed suitble for the ctivity nd where permission hs been grnted. Cover for vermin control, rough shooting is provided for individul NSRA members not club members. Min exceptions: Loss or dmge to property in your custody or control (other thn dmge to property comprising premises lesed or rented by you). Fines, liquidted dmges or penlties. Grdul pollution or contmintion. Contrctul libility. Products mnufctured. Geogrphicl limit - Worldwide (Authorised competitions. USA/Cnd is included for Instructors nd Club representtive tems). Legl helpline Verbl dvice only (provided by Cign Legl Protection). For wider legl protection plese refer to the optionl cover in Section Abuse 7,500,000 Protection for committee members nd club officers ginst clims relting to sfegurding, including mentl or physicl buse where the NSRA Child Protection Policy hs been dopted. Min exceptions Any benefit for the lleged perpetrtor. Those who hve not dopted the NSRA Child Protection Policy. 3. Employers libility 10,000,000 Protection ginst legl libility in respect of clims mde for injuries cused to ny volunteer, employee of the club/legue/ ssocition rising out of nd in the course of such employment. 10,000,000 limit of indemnity. 4. Officers & committee libility 10,000,000 4 Protection for committee members nd club officers ginst clims rising from their decisions or ctions tken whilst mnging the orgnistion. Clims brought ginst officers, committee members, directors nd trustees for wrongful cts. Legl costs for llegtions of brech of Helth nd Sfety legisltion including corporte mnslughter. Legl costs of representtion t n investigtion eg Helth nd Sfety or employment. Legl costs for llegtions of frud or dishonesty (until judgement.or dmission). Libel nd slnder. Min exceptions Dishonesty & frud. Brech of professionl duty. Bodily injury, property dmge, pollution, nucler risks & wr. Prior clims & circumstnces mde or intimted before the inception dte, or rising from ny circumstnce of which ny officer, trustee, director or committee member ws wre prior to the inception dte. This section of the policy is written on clims mde bsis - (see importnt notes pge 6)

5 5. Professionl indemnity 10,000,000 Loss (finncil or otherwise) rising out of errors nd omissions, dvice or filure to ct Defence costs nd wrds for clims mde ginst the club/orgnistion/ssocition for negligent cts, errors or omissions, libel, slnder nd defmtion. Associted dvice given by persons ppropritely qulified, in connection with the sport, involving fee for nd on behlf of the club/ssocition/orgnistion Min exceptions Deliberte or dishonest cts. Prior clims, investigtions nd circumstnces. Brech of contrct. This section of the policy is written on clims mde bsis - (see importnt notes pge 6) 6. Shooting equipment Up to 10,000 Up to 10,000 for owned shooting equipment, or equipment leglly responsible for. Cover is on n All Risks bsis. Min exceptions 150 excess. Wer nd ter. Theft incidents without forcible or violent entry or exit from the premises or the thret of violence to the individul insured member. Guns nd equipment in n unttended vehicle unless out of sight nd locked in the boot. The limit my be incresed by purchsing seprte policy (see pge 7). Your sum Insured should represent the totl mximum vlue t risk. 7. Contents Up to 10,000 Contents up to 10,000, for owned property or for which leglly responsible. Money up to 2,000 Cover is on n "All Risks" bsis, lthough we would remind you tht theft must be ccompnied by forcible or violent entry or exit from your club premises. (Note tht insurers will require Police Crime Theft number in the event of clim). property stored t home or in clubs premises nd is subject to home office regultions. Min exceptions Mximum 350 limit pplies to lcohol nd tobcco 150 excess Wer nd ter Theft incidents without forcible or violent entry or exit from the premises or the thret of violence to the individul insured member. The limit my be incresed by purchsing seprte policy (see pge 7). Your sum Insured should represent the totl mximum vlue t risk. 8. Legl expenses Up to 50,000 (OPTIONAL COVER) This is legl expenses insurnce policy tht, subject to the terms, conditions nd exclusions contined in the policy wording document, will py legl expenses tht the insured my incur during the conduct of the club s ctivities tht rise from legl proceedings. Pursuit or defence of ny clim of legl proceedings in connection with the ffirs of the Club mde or brought by or ginst the insured within the jurisdiction of court (including employment clims). Up to 50,000 ny one clim. Telephone dvice from tem of legl, txtion nd employment professionls, 24-hours dy. Territoril limits re the United Kingdom & Northern Irelnd, the Isle of Mn nd the Chnnel Islnds. Min exceptions Cses without resonble prospect of success. Legl expenses rising from the insured s intentionl wrongdoing. Disputes you were wre of or should hve been wre of when you pplied for Ntionl Smll-bore Rifle Assocition Club legl expenses insurnce scheme. Any costs incurred without the insurers written consent. Mtters which re covered under other insurnces e.g. professionl indemnity. Defmtion ctions. Disputes over breches of ptent, trdemrk, design, copyright nd trde secrets. Dmges fines nd penlties Cses where you hve not consulted with the insurers employment specilists before you dismissed n employee or mde chnges to their terms & conditions of employment. Cses where in the event of n ction in n employment tribunl you decline to be represented by the insurers nominted employment specilists. 5

6 More informtion, minimum security stndrd nd clims Ministry of Defence (MoD)/ Crown Fcilities A significnt number of NSRA clubs use Reserve Forces nd Cdet Assocition nd/or MoD fcilities. The Assocition s Combined Libility protection hs been extended to include the following: 1. Includes The Secretry of Stte for Defence s protected prty. 2. In reltion to Cluse 1 - Indemnity. This cluse hs been extended to re-stte the definition of dmges: dmges includes ll sums which the NSRA, Affilited Clubs nd Orgnistions my be lible to py to the Secretry of Stte for Defence or the Crown under the indemnity provisions of ny licence which the Secretry of Stte for Defence my from time to time grnt to the NSRA for the use of ny Reserve Forces nd Cdet Assocition nd Ministry of Defence fcilities. 3. In reltion to the Clims Conditions, the following prgrph hs been deleted for clims put forwrd under the licences now or subsequently in force between the NSRA, Affilited Clubs nd Orgnistions nd the Ministry of Defence for use of Reserve Forces nd Cdet Assocition nd Ministry fcilities: No dmission offer promise pyment or indemnity shll be mde or given by or on behlf of the club without the written consent of the Compny which shll be entitled to tke over nd conduct in the nme of the club the defence or settlement of ny clim or to prosecute ny clim in the nme of the club for its own benefit nd shll hve full discretion in the conduct of ny proceedings nd in the settlement of ny clim. Mking clim All incidents tht could give rise to clim must be reported nd ny writ or summons you receive must be forwrded to Bluefin Sport immeditely. Plese note filure to report circumstnce or potentil clim immeditely could result in this policy not covering the incident. To report clim or incident plese contct Bluefin Sport on (9m to 5pm Mondy to Fridy) or emil nsr@bluefinsport.co.uk. Importnt notes Sums insured (only pplies to sections 6 nd 7) All property sums insured should represent the full vlue of ll property t risk, bsed on replcement s new vlues. Filure to ssess sums insured correctly my men tht insurers will penlise you in the event of clim. Additionlly, insurers will require Police Crime Theft number in the event of clim. Clims mde (plese note this only pplies to sections 4 nd 5.) The term used to describe the type of policy tht will only respond to loss or clim tht is reported to the insurer during the period of the cover. This is in contrst to policies tht respond to loss or clim tht occurred during the period of cover. With clims mde policy the incident tht cuses the clim doesn t need to hve hppened during the period of the policy but it must hve occurred fter the retro-ctive dte*. Incidents reported fter policy hs expired would not be covered. *Retro ctive dte Clims mde policies men tht n incident tht cuses clim doesn t need to hve occurred within the period of the policy but the policy will define dte before which cover would not be provided this is the policy s retro ctive dte nd will be stted on the Evidence of Cover issued by NSRA. Minimum Security Stndrds (plese note this only pplies to sections 6 nd 7). The Insurer shll be entitled to refuse to py ny clim unless the following minimum security protections re complied with in respect of contents covered within building: () ll finl exit timber doors must (i) hve frmes which re t lest 45mm thick, (ii) be fitted with mortice dedlocks which conform to British Stndrd 3621:1980 for thief resistnt locks; nd (iii) if double lef, lso be fitted with security bolts t the top nd bottom of their first closing lef; (b) ll finl exit luminium doors must (i) be fitted with swing bolt mortice lock; nd (ii) if double lef, lso be fitted with security bolts t the top nd bottom of their first closing lef; (c) ll other externl or internl doors leding to common res or other premises must be fitted with key operted security bolts t the top nd bottom; nd (d) ll windows on the ground floor nd/or which re ccessible from roofs, fire escpes or downpipes must be fitted with key operted locks or brs or grilles. Requirements () (d) bove shll not pply to ny door or window officilly designted by the fire uthority s fire exit. In respect of purpose-built shipping continers used for storge covered under the Ancillry Buildings Specifiction: () both ccess doors must be fitted with t lest one 6mm-16mm Mul-T-Lock (C Series) closed shckle pdlock on ech lef; nd (b) the centrl closing point where both doors meet must be fitted with t lest one 11mm-13mm Mul-T-Lock slide bolt lock incorporting metl covering box. In respect of ny other structures covered under the Ancillry Buildings Specifiction, ll resonble security mesures must be fitted to protect those structures from unuthorised ccess. The full policy wording cn be found on the website bluefinsport.co.uk/nsr 6

7 Additionl insurnce options nd upgrdes Cover upgrdes (optionl) Shooting equipment Your ffilition to NSRA provides up to 10,000 cover for club/ssocition/orgnistion shooting equipment. Cover cn be incresed t just 3.00 per 100 sum insured by rrnging n dditionl policy. Cover is vilble by completion of the ttched ppliction form. Contents Your ffilition to NSRA provides up to 10,000 cover for for club/ssocition/orgnistion contents. Cover cn be incresed t just 3.00 per 100 sum insured by rrnging n dditionl policy. Cover is vilble by completion of the ttched ppliction form. Additionl covers (optionl) Legl expenses Section 8 is n optionl cover vilble for 60. It provides legl expenses relting to your orgnistions ctivities nd lso includes cover for Employment Disputes. See pge 5 for detils. This insurnce does not include revoction of licence cover for individuls but tht is vilble through NSRA individul membership. There is not ny cover for disputes rising out of new licence pplictions / Initil grnts. Cover is vilble by completion of the ttched ppliction form. About Bluefin Sport Bluefin Sport is n wrd winning specilist division of Bluefin, one of the UK s leding insurnce brokers, offering solutions nd risk mngement dvice to the world of sport. With our extensive knowledge of mrket conditions we hve strong reltionships with insurers who hve the cpbility to cover sport nd recretion relted risks. We hve dedicted specilist sport tems locted in Belfst, Bristol, Edinburgh, Glsgow nd New Mlden. Combined with our powerful group network of over 40 offices, we re idelly plced to deliver locl expertise cross the UK nd provide ll the services required for NGB nd their members. Awrd winning service We re one of only few brokers which hold both n Exceptionl wrd by Investors in Customers (n independent survey of the qulity of our customer service) nd Chrtered sttus, n exclusive title wrded by the Chrtered Institute of Insurnce to firms which meet certin rigorous stndrds of professionlism nd cpbility. It signifies tht we re serious in our pursuit of the highest stndrds. Other insurnce Buildings Should you require insurnce for buildings which you own, or for which you re responsible, plese contct Bluefin Sport. Require ssistnce? This is summry of the cover provided vi membership to the NSRA. Bluefin Sport re the ppointed insurnce brokers to the NSRA nd they rrnge nd dminister this scheme. If you re uncertin s to whether cover is pproprite for you plese do not hesitte to contct us nd we will be hppy to discuss your requirements in more detil Mon to Fri 9m to 5pm nsr@bluefinsport.co.uk 7

8 About our insurnce services 8 1. The Finncil Conduct Authority (FCA) The FCA is the independent wtchdog tht regultes finncil services. It requires us to give you this document. Use this informtion to decide if our services re right for you. 2. Whose products do we offer? We offer products from rnge of insurers We only offer products from limited rnge of insurers We only offer product from XL Ctlin to stisfy the libility, shooting equipment nd contents requirements of the pplicble members tht hve joined the NSRA. We only offer product from Cign Europe Insurnce Compny S.A.-N.V. to stisfy the Legl Expenses requirements of the pplicble members tht hve joined the NSRA. 3. Which services will we provide you with? We will dvise nd mke recommendtion for you fter we hve ssessed your need for insurnce. You will not receive dvice or recommendtion from us for the NSRA scheme insurnce covers. We my sk you some questions to nrrow down the selection of products tht we will provide detils on but you will then need to mke your own choice bout how to proceed. 4. Wht will you hve to py us for our services? We do not chrge fee for rrnging the policy. You re entitled t ny time, to request informtion regrding ny commission which we my hve received s result of ny of the dditionl insurnce covers being purchsed. 5. Who regultes us? Bluefin Insurnce Services Limited is uthorised nd regulted by The Finncil Conduct Authority. Our permitted business ctivities re dvising, rrnging (bringing bout) dels, mking rrngements with view to trnsctions, deling s gent, ssisting in the dministrtion nd performnce of contrct nd greeing to crry on regulted ctivity in respect of Generl Insurnce contrcts. Our Finncil Services Register number is you cn check this on the Finncil Services Register by visiting the FCA s website; or by contcting the FCA on Wht to do if you hve complint If you wish to register complint, plese contct us: in writing: Bluefin Sport Cstlemed Bristol, BS1 3AG or Complints Officer Bluefin Insurnce Services Limited Centrl House Beckwith Knowle Otley Rod Hrrogte HG3 1UF by phone By emil insurnce.complints@bluefingroup.co.uk If you cnnot settle your complint with us, you my be entitled to refer it to the Finncil Ombudsmn Service. 7. Lw pplicble You nd your insurers re free to choose the lw pplicble to your policy. As your insurers re bsed in Englnd, they propose to pply the lws of Englnd nd Wles nd by purchsing this policy you hve greed to this. 8. Client nd insurer money The FCA requires Bluefin to hold ll client monies, including yours, in trust ccount, the purpose of which is to protect you in the event of our finncil filure since, in such circumstnces; our generl creditors would not be ble to mke clims on client money s it will not form prt of our ssets. We will hold ll client monies in Non Sttutory Trust bnk ccount in ccordnce with the FCA client money rules. Under these rrngements, we ssume responsibility for such monies nd re permitted to, nd my use such monies received on behlf of one customer to py nother customer s premium, before the premium is received from tht other customer. However, we re not entitled to py ourselves commissions before we receive the relevnt premium. We my retin for own use, ny interest erned on client money. Plese inform us if you do not gree to this. Your money will be held s gent of the insurer which mens tht when we hve received your clered premium, it is deemed to hve been pid to the insurer. Unless we receive your written instruction to the contrry, we shll tret receipt of pyment from you nd of ny clim pyment nd/or refund of premium which fll due to you, s being with your informed consent to the pyment of those monies into our Non Sttutory Trust bnk ccount. 9. Are we covered by the Finncil Services Compenstion Scheme (FSCS)? Bluefin Insurnce Services Limited, XL Ctlin nd Cign Europe Insurnce Compny S.A.-N.V re covered by the FSCS. You my be entitled to compenstion from the scheme if we cnnot meet our obligtions. This depends on the type of business nd the circumstnces of the clim. Further informtion bout the compenstion scheme rrngements is vilble from the FSCS. 10. The cpcity in which we re cting As n insurnce intermediry we usully ct s your gent nd re therefore subject to the lw of gency which imposes vrious duties on us. In the cse of this NSRA insurnce fcility for members we ct for nd owe duties of cre to insurers nd the following tble is provided to dvise you when nd how this rises so you will be wre of ny possible conflicts of interest. Cign Europe Insurnce Compny S.A.-N.V. Sourcing suitble policy (when we get quotes for you) Plcing the insurnce (when we rrnge for your cover to strt) In the event of clim XL Ctlin Sourcing suitble policy (when we get quotes for you) Plcing the insurnce (when we rrnge for your cover to strt) In the event of clim We ct s your gent We ct s gent of the insurer We ct s your gent We ct s gent of the insurer We will ct s your gent We will ct s gent of the insurer We ct s your gent We ct s gent of the insurer We ct s your gent We ct s gent of the insurer We will ct s your gent We will ct s gent of the insurer In respect of dditionl policies for shooting equipment nd contents we hve Delegted Authority The terms for this policy hve been provided using n uthority delegted to Bluefin Sport by the Insurer.

9 NSRA Club/Assocition/Orgnistion Insurnce ppliction form Informtion You Give Us You must tke cre in nswering ll the following questions which re relevnt to insurers in providing this insurnce nd setting the terms nd premium. Plese contct Bluefin Sport if you do not understnd the question or the nture of the informtion required. You must tell us s soon s prcticbly possible bout ny chnges to the informtion you hve provided to us which hppens before or during ny period of insurnce. We will tell you if such chnge ffects your insurnce nd if so, whether the chnge will result in revised terms nd/or premium being pplied to your policy. If you do not inform us bout chnge it my ffect ny clim you mke or could result in your insurnce being invlid. Presenttion This proposl form must be completed by n uthorised individul; your prtner, principl, director or member. All questions must be nswered. If there is insufficient spce to provide nswers, dditionl informtion should be provided on your letter-heded pper. Where detils of your web ddress hve been provided ny informtion contined within or linked to it will be treted s not hving been provided unless such informtion is specificlly supplied to us in written form. Guidnce If in doubt s to the mening of ny question contined within this proposl form or the issues rised in the sections entitled Informtion You Give Us or Presenttion, dvice should be sought from Bluefin Sport. 1) Contct detils (Plese complete sections 1 to 6, ensuring you sign the declrtion on the bck) Orgnistion nme Contct nme Contct ddress Postcode Phone Membership No. (If known) Emil* *By providing your e-mil ddress you consent to receiving policy documenttion, renewl invittions nd correspondence electroniclly only. 2) Cover upgrdes ) Shooting equipment Additionl cover cn be purchsed by rrnging seprte policy t cost per unit in multiples of 100. (See pge 5 for detils of the cover) Automtic cover Automtic Sum Insured Shooting equipment 10,000 Exmple 10,000 Additionl Sum Insured required (in multiples of 100) 2,500 ( 12,500 in totl) Cost to increse Sum Insured 3.00 per unit of 100 Number of Units required Multiply by cost per unit x 3.00 = Totl premium 2,500/100= 25 units 25 x 3.00= b) Contents Additionl cover cn be purchsed by rrnging seprte policy t cost per unit in multiples of 100. (See pge 5 for detils of the cover) Automtic cover Automtic Sum Insured Contents 10,000 Exmple 10,000 (Premiums shown re inclusive of Insurnce Premium Tx t the pplicble rte) Additionl Sum Insured required (in multiples of 100) 2,500 ( 12,500 in totl) Cost to increse Sum Insured 3.00 per unit of 100 Number of Units required Multiply by cost per unit x 3.00 = Totl premium 2,500/100= 25 units 25 x 3.00= (A) (B) 3) Additionl cover option (Premiums shown re inclusive of Insurnce Premium Tx t the pplicble rte) ) Legl expenses An optionl cover, up to 50,000 ny one clim, subject to n ggregte limit of 500,000, is vilble s seprte policy for Legl Expenses relting to your orgnistions ctivities. The policy lso includes cover for Employment Disputes. This cover lso utomticlly provides ccess to 24 hour legl dvice line (see pge 7 for detils) Cover Sum Insured Premium cost Totl premium Legl Expenses 50, (C) 4) Inception dte 5) Totl premium 9 Plese confirm the dte you wish the cover to strt / /20 Plese note, your cover must operte from 1 Jnury, or lter to 31 December ech yer. Plese clculte the totl premium due by dding the totl mounts in boxes mrked A to D Policy Fee Plese note tht cover cnnot commence until pyment hs been received nd the ppliction form ccepted nd cover confirmed to you in writing by Bluefin Sport. N/A (D) Grnd Totl Premium Plese turn over

10 6) Declrtion Ter out Dt Protection Act Any informtion you hve provided will be delt with by us in complince with the provisions of the Dt Protection Act For the purpose of providing this insurnce nd hndling or ny clims or complints which my rise under it, we my need to trnsfer certin informtion which you hve provided to other prties. By signing this proposl form you gree tht such trnsfer(s) my be mde. Insurnce dministrtion Informtion you supply my be used for the purposes of insurnce dministrtion by the insurer, its ssocited compnies nd gents, by reinsurers nd Bluefin Sport. It my lso be disclosed to regultory bodies for the purposes of monitoring nd/or enforcing the insurer s complince with ny regultory rules/codes. Your informtion my lso be used for offering renewl, reserch nd sttisticl purposes nd crime prevention. It my be trnsferred to ny country, including countries outside the Europen Economic Are for ny of these purposes nd for systems dministrtion. Informtion my lso be shred with other insurers either directly or vi those cting for the insurer (such s loss djustors or investigtors). In the cse of personl dt, with limited exceptions, nd on pyment of the pproprite fee, you hve the right to ccess nd if necessry rectify informtion held bout you. Lw pplicble We nd you re entitled to choose the lw tht will govern this contrct of insurnce. We propose UK lw nd this will pply unless otherwise greed. Complints procedure We vlue the opportunity to investigte ny concerns you my hve bout ny spect of the service nd re committed to hndling ll complints firly, thoroughly nd promptly. Who to contct in the first instnce If you hve ny questions or concerns bout this policy or the hndling of clim, plese contct Bluefin Sport through whom this policy ws rrnged. In the event tht you remin disstisfied nd wish to mke complint, you my do so t nytime by referring the mtter to the Complints Mnger t Ctlin Underwriting Agencies Limited or Cign Europe Insurnce Compny S.A.-N.V. The ddresses re: Complints Mnger Ctlin Underwriting Agencies Limited 20 Grcechurch Street London EC3V 0BG Telephone Number: +44 (0) Emil: Ctlinukcomplints@ctlin.com Cign Legl Protection Customer Reltions Deprtment Chncery House St Nichols Wy Sutton Surrey, SM1 1JB Telephone: If you remin disstisfied fter Ctlin hs considered your complint, it my be possible in certin circumstnces to refer the complint to Lloyd s. Detils of Lloyd s complints procedures re set out in leflet Your Complint How We Cn Help vilble t nd re lso vilble from the bove ddress. If you remin disstisfied fter Lloyd s hs considered your complint, you my hve the right to refer your complint to the Finncil Ombudsmn Service. Finncil Ombudsmn Service South Quy Plz 183 Mrsh Wll London E14 9SR From within the United Kingdom Telephone Number: (free for people phoning from fixed line, for exmple, lndline t home) Telephone Number: (free for mobile-phone users who py monthly chrge for clls to numbers strting 01 or 02) From outside the United Kingdom Telephone number: +44(0) Emil: complint.info@finncil-ombudsmn.org.uk Declrtion I/we declre tht this proposl for insurnce is supplementry to the cover underwritten by XL Ctlin Insurnce Compny (UK) Ltd ( Ctlin ) nd which is being provided through our membership of the Ntionl Smll-bore Rifle Assocition ( NSRA ). We undertke to inform Ctlin nd/or Bluefin Sport if our membership of NSRA ceses in which event this supplementry insurnce will utomticlly cese nd Ctlin will be entitled to retin the premium pid. Signture Position within club Dte Pyment method nd where to send For postl pplictions we cn only ccept pyment in the form of cheque mde pyble to Bluefin Insurnce Services Plese return this form nd pyment to: Ntionl Smll-bore Rifle Assocition, Lord Roberts Centre, Bisley Cmp, Woking, Surrey GU24 0NP Do you require buildings cover?? The NSRA do not provide buildings insurnce s prt of your ffilition. Plese indicte here if you re responsible for rrnging insurnce for your club premises nd would like to recieve quottion. Plese ensure you complete section 1 of this form. Require buildings quote? Yes No Renewl dte: Ter out 10

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12 bluefinsport.co.uk/nsr Ter out Bluefin Sport is trding nme of Bluefin Insurnce Services Limited. Registered Office: 1 Tower Plce West, Tower Plce, London, EC3R 5BU. Registered in Englnd No: Authorised nd regulted by the Finncil Conduct Authority