Global Fly Season Exclusive UnionPay Privileges Not To Be Missed ( Promotion )

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1 Global Fly Season Exclusive UnionPay Privileges Not To Be Missed ( Promotion ) Terms and Conditions ERAMAN MALAYSIA 1. The promotion is valid from 1 May 31 October 2018 ( Promotion Period ). 2. This promotion is applicable to PB UnionPay Lifestyle Debit Cardmembers. ( Eligible Cardmember ). 3. Eligible Cardmember will entitle for: RM10 off with minimum spend of RM250 in a single receipt RM60 off with minimum spend of RM1,200 in a single receipt 4. Minimum spend is based on Retail Selling Price (excluding GST) in a single receipt. 5. Promotion is valid at all Eraman outlets in Malaysia except Express-KLIA, Express-klia2 and Food Garden. 6. Both tier of the promotion cannot be overlapped and is limited to one (1) offer redemption per receipt. 7. Promotion is not applicable for purchases of Chanel, Remy Martin, Swarovski, all tobacco products, promotional items, value buy items and any usage of vouchers. BE DUTY FREE 8. The promotion is valid from 1 May 31 May 2018, 1 July 31 August 2018 and 1 31 October 2018 ( Promotion Period ). 9. This promotion is applicable to PB UnionPay Lifestyle Debit Cardmembers. ( Eligible Cardmember ). 10. Eligible Cardmember will entitle for: RM100 off with minimum spend of RM2,500 in a single receipt

2 11. Minimum spend is based on Retail Selling Price (excluding GST) in a single receipt. 12. Promotion is valid at all be Duty Free outlets in Malaysia. 13. Promotion is limited to one (1) offer redemption per receipt. 14. Promotion is not applicable for purchases of Chanel, Dior, Montblanc, all fine watches, promotional items, value buy items and any usage of vouchers. General Terms and Conditions 15. The Bank reserves the right to change, amend, delete or add on to these Terms and Conditions from time to time with at least twenty one (21) calendar days prior notice which notice of such change, amendment, deletion or addition shall be published on the Bank's website By participating in this Promotion, the Eligible Cardmember shall be deemed to have read, understood and agreed to be bound by these Terms and Conditions stated herein. The decision of the Bank shall be final, binding and conclusive. No correspondence, disputes and appeals will be entertained. 17. The Bank reserves the right to cancel, terminate or suspend the Promotion. For the avoidance of doubt, cancellation, termination or suspension by the Bank of the Promotion shall not entitle the Eligible Cardmember to any claim or compensation against the Bank for any and all loss or damage suffered or incurred by the Eligible Cardmember as a direct and indirect result of the act of cancellation, termination or suspension. 18. The Bank shall not be liable, whether direct or consequential, for any loss and damage or whatsoever suffered by the Eligible Cardmember caused directly or indirectly, in whole or in part, from his/her participation in the Promotion as a result of any act or omission on the part of the Bank. 19. The Terms and Conditions herein are in addition to and without prejudice to the Terms and Conditions stated in the Cardmember Agreement applicable to the Eligible Cardmember s Card Account. In the event of any inconsistency between these Terms and Conditions and the said Agreement, these Terms and Condition

3 shall prevail in so far as they apply to the Global Fly Season Exclusive UnionPay Privileges Not To Be Missed. 20. In the event of a conflict, discrepancy or variance in the terms and conditions in the English Language version and Bahasa Malaysia version, the terms and conditions of the English Language version shall prevail. END

4 Global Fly Season Exclusive UnionPay Privileges Not To Be Missed ( Promosi ) Terma dan Syarat ERAMAN MALAYSIA 1. Promosi ini sah dari 1 Mei - 31 Oktober 2018 ("Tempoh Promosi"). 2. Promosi ini diterima pakai kepada Ahli Kad Debit PB UnionPay Lifestyle. ("Ahli Kad yang Layak"). 3. Ahli Kad yang Layak, layak untuk mendapat: RM10 diskaun dengan perbelanjaan minimum sebanyak RM250 dalam satu resit RM60 diskaun dengan perbelanjaan minimum sebanyak RM1,200 dalam satu resit 4. Perbelanjaan minimum adalah berdasarkan Harga Jualan Runcit (tidak termasuk GST) dalam satu resit tunggal. 5. Promosi ini adalah sah di semua kedai Eraman di Malaysia kecuali Express- KLIA, Express-klia2 dan Food Garden. 6. Kedua-dua peringkat promosi tidak boleh bertindih dan terhad kepada satu (1) tawaran penebusan untuk setiap resit. 7. Promosi ini tidak diterima pakai bagi pembelian Chanel, Remy Martin, Swarovski, semua produk tembakau, barang-barang promosi, belian berbaloi untuk dibeli dan apa-apa pengunaan baucar. BE DUTY FREE 8. Promosi ini sah dari 1 Mei - 31 Mei 2018, 1 Julai - 31 Ogos 2018 dan 1-31 Oktober 2018 ("Tempoh Promosi"). 9. Promosi ini diterima pakai kepada Ahli Kad Debit PB UnionPay Lifestyle. ("Ahli Kad yang Layak"). 10. Ahli Kad yang Layak, layak untuk mendapat:

5 RM100 diskaun dengan perbelanjaan minimum sebanyak RM2,500 dalam satu resit 11. Perbelanjaan minimum adalah berdasarkan Harga Jualan Runcit (tidak termasuk GST) dalam satu resit tunggal. 12. Promosi ini adalah sah di kedai be Duty Free di Malaysia. 13. Promosi ini adalah terhad kepada satu (1) tawaran penebusan untuk setiap resit. 14. Promosi ini tidak diterima pakai bagi pembelian Chanel, Dior, Montblanc, semua jam tangan yang mewah, barang-barang promosi, berlian berbaloi untuk dibeli dan apa-apa pengunaan baucar. Terma dan Syarat Am 15. Bank berhak untuk menukar, meminda, memotong atau membuat penambahan kepada Terma dan Syarat ini dari semasa ke semasa dengan memberi notis sekurang-kurangnya dua puluh satu (21) hari mengenai perubahan, pindaan, pemotongan atau tambahan berkenaan yang hendaklah diterbitkan dalam laman web Bank Dengan mengambil bahagian dalam Promosi ini, Ahli Kad yang Layak dianggap telah membaca, memahami dan bersetuju untuk mematuhi Terma dan Syarat yang dinyatakan di dalam ini. Keputusan Bank adalah terakhir, mengikat dan konklusif. Tiada surat-menyurat, pertikaian dan rayuan akan dilayani. 17. Bank berhak untuk membatalkan, menamatkan atau menangguhkan Promosi ini. Bagi mengelakkan keraguan, pembatalan, penamatan atau penangguhan Promosi ini oleh Bank tidak melayakkan Ahli Kad untuk apa-apa tuntutan atau ganti rugi terhadap Bank bagi semua atau mana-mana kerugian atau kerosakan yang dialami atau ditanggung oleh Ahli Kad yang Layak diakibatkan secara langsung atau tidak langsung daripada tindakan pembatalan, penamatan atau penangguhan berkenaan. 18. Bank tidak boleh dipertanggungjawabkan, sama ada secara langsung atau berikutan daripadanya, bagi apa-apa kerugian dan ganti rugi atau apa juga pun yang ditanggung oleh Ahli Kad yang disebabkan secara langsung atau tidak langsung, sepenuhnya atau sebahagiannya, daripada penyertaan mereka dalam Promosi ini disebabkan oleh apa-apa tindakan atau ketertinggalan di pihak Bank.

6 19. Terma dan Syarat di dalam ini adalah tambahan dan tanpa prejudis kepada Terma dan Syarat yang dinyatakan di dalam Perjanjian Ahli Kad yang diterima pakai bagi Akaun Kad Ahli Kad yang Layak. Sekiranya terdapat pertikaian antara Terma dan Syarat ini dengan Perjanjian tersebut, Terma dan Syarat ini akan diterima pakai setakat mana ia berkaitan dengan kempen Global Fly Season Exclusive UnionPay Privileges Not To Be Missed. 20. Sekiranya terdapat pertikaian, percanggahan dan perubahan dalam terma dan syarat antara versi Bahasa Inggeris dengan versi Bahasa Malaysia, terma dan syarat versi Bahasa Inggeris akan diterima pakai. TAMAT

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