Terms and Conditions

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1 AmBank 200 Million BonusLink Points Giveaway Campaign Terms and Conditions The terms and conditions herein ( Terms and Conditions ) are in addition to and are to be read together with the AmBank (M) Berhad (8515-D) ( the Bank ) relevant credit card agreement(s) ( Cardholder Agreement ) which govern the use of the credit card issued by the Bank. In the event of any discrepancy or inconsistency between these Terms and Conditions and the Cardholder Agreement, these Terms and Conditions shall prevail in so far as it relates to the Campaign. Except where the context otherwise requires, or unless these Terms and Conditions otherwise provide, all words, names and expressions defined in the Cardholder Agreement when used or referred to in these Terms and Conditions shall have the same meaning as that provided in the Cardholder Agreement. Words denoting person shall include living persons and, if and where applicable, body or persons incorporated or unincorporated. Words importing the singular shall also include the plural and viceversa. Words importing the masculine gender shall include the feminine and neuter gender. Campaign 1. The Campaign means 200 Million BonusLink Points Giveaway Campaign organized by the Bank in accordance with the Terms and Conditions as herein stipulated. Campaign Duration 2. The Campaign is from 1 November 2017 to 28 February 2018, both dates inclusive ( Campaign Duration ) or such other Duration(s) as may be determined at the sole and absolute discretion of the Bank with at least 5 calendar days notice to Cardholders before the new terms and conditions take effect. Eligibility 3. Eligible Cardholders means customers of the Bank having a Principal and/or Supplementary AmBank BonusLink Card and/or AmBank M-Card (hereafter collectively referred to as Eligible Cards ) during the Campaign Duration as herein described, and are eligible to participate in this Campaign on an independent basis. For the avoidance of doubt, the cardholders as stated below are not eligible for this Campaign:- (a) cardholders of other credit card(s) than those stated in Clause 3 above, debit card(s), prepaid card(s), corporate card(s), commercial card(s), or insurance card(s) issued by the Bank; and/or (b) cardholders whose Card accounts have been suspended, cancelled or terminated for whatsoever reasons during and up till twelve (12) weeks after expiry of the Campaign Duration. 4. For the avoidance of doubt, this Campaign does not require any registration for participation and that all related Eligible Cards of Eligible Cardholders including his/her supplementary Cards(s) shall be automatically tracked for purposes of tabulation of the Eligible Transactions throughout the Campaign Duration. Page 1 of 5 AmBank 200 Million BonusLink Points Giveaway Campaign

2 Eligible Transaction and Additional BonusLink Points 5. Subject to the Terms and Conditions hereinafter appearing, all Eligible Cardholders who use their Eligible Cards to perform retail transaction(s) at participating merchants listed in Clause 9 below ( Eligible Transaction ) will stand to receive Additional BonusLink Points ( Additional BonusLink Points ) subject to availability of the Monthly BonusLink Points Pool allocated as per Clause 7 below on a first come, first served basis, based on his/her Eligible Card product as outlined below: Eligible Card Product AmBank BonusLink Card AmBank M-Card Additional BonusLink Points Get additional 1,000 BonusLink Points for every RM50 spend at participating merchants outlets Get additional 500 BonusLink Points for every RM50 spend at participating merchants outlets 6. For the avoidance of doubt, the Additional BonusLink Points will be awarded in multiples of 1,000 for AmBank BonusLink Card and 500 for AmBank M-Card for every RM50 spend in a single transaction. 7. Eligible Transaction affected by Eligible Cardholders shall enable him/her to receive Additional BonusLink Points on its respective transaction amount with a cap of ten thousand (10,000) BonusLink Points per Eligible Cardholder per month on a first come, first served basis, and subject to a monthly allocation of fifty million (50,000,000) BonusLink Points only. 8. The total BonusLink Points allocation given for the purpose of this Campaign is two hundred million (200,000,000) BonusLink Points. 9. The participating merchants are listed below and shall include the new outlet(s) opened by the participating merchants during the Campaign Duration: No. Participating Merchants 1 CARiNG Pharmacy 2 Focus Point 3 Parkson 4 Shell 10. Eligible Transaction refers to any local retail transactions made at the participating merchants outlets during the Campaign Duration and will be tracked by their respective Merchant Description Name and Merchant Category Code (MCC) as per the Bank s system except for the following transactions: (a) transactions which are subsequently cancelled or refunded; (b) (c) disputed, unauthorized or fraudulent purchase transactions; or transactions made by Eligible Cardholders with any merchant associated with or controlled by them (whether as business owner, shareholder or director) 11. The assignment of MCC for each merchant is subject to classification by the respective merchants acquiring banks ( Merchant Acquiring Bank ) and it is the responsibility of the relevant Merchant Acquiring Bank to assign the correct MCC. The Bank is not responsible for nor does the Bank have any control whatsoever on any incorrect and/or inconsistent assignment of MCC by the relevant Merchant Acquiring Bank that may result in the Eligible Cardholder being omitted from the Additional BonusLink Points entitlement. Page 2 of 5 AmBank 200 Million BonusLink Points Giveaway Campaign

3 12. Eligible retail spend transactions are all local retail spend transactions as explained in Clause 5 and Clause 10 above that are charged to any Eligible Cardholder s Principal Card(s) during the Campaign Duration for purchase of goods or services incurred for personal consumption, and not for business purposes, excluding the following transactions:- (a) quasi cash transactions for betting and/or gaming; (b) on-going monthly instalments of AmFlexi-Pay Program / Easy Payment Plan; (c) corporate Bill Payments or Corporate GIRO transactions; (d) cash advance / deposit / withdrawal transactions; (e) any fees or charges imposed by the Bank; (f) trade financing transactions; (g) transactions which are under special corporate arrangement where rebate is applicable; (h) (i) retail spend transactions which are not defined in Clause 5 and Clause 6 above; and retail spend transactions which are subsequently cancelled, disputed, refunded, unauthorized, suspicious or fraudulent transactions of any nature. 13. Any determination by the Bank as to what constitutes Eligible Transactions is conclusive and cannot be challenged in any manner whatsoever. All transactions as recorded by the Bank shall also be final and conclusive. 14. All Eligible Transactions within the Campaign Duration must be based on Malaysian time as captured by the Bank s transaction records and posted to the Eligible Cardholder s Card account within five (5) calendar days from the date of the transactions. The Bank is not responsible in any manner whatsoever for any failure and/or delay in the transmission of evidence of sales transactions by Mastercard, Visa, merchant establishments or any other party. 15. The Additional BonusLink Points shall be credited into the respective Eligible Cardholder s Card account which was used to perform the Eligible Transaction within twelve (12) weeks from the end the Campaign Duration and shall be displayed in his/her statement of Card account. 16. Notwithstanding the foregoing, the Bank reserves the right to use any other medium or method, including the Bank s website at as it deems fit in its sole and absolute discretion for the purpose of announcing the Eligible Cardholders entitled for the Additional BonusLink Points. 17. The following additional terms and conditions shall apply to the Additional BonusLink Points: (a) Eligible Cardholders are responsible to ensure information provided and/or maintained by the Bank (to include but not limited to name, contact numbers, addresses, mailing addresses and BonusLink account numbers) with respect to their BonusLink account are accurate for Additional BonusLink Points crediting purposes; (b) Additional BonusLink Points are given on an as is basis and are not transferable, nor exchangeable for credit or kind whether in part or in full; (c) Additional BonusLink Points issued under this Campaign are in the form of BonusLink Points issued by the Bank s appointed merchants or suppliers or vendors, where the BonusLink Points are subject to the terms and conditions applicable to using them. In that respect, each and every Eligible Cardholders understand that the terms and conditions specified in the terms of use of such BonusLink Points are beyond the Bank s control and are determined by the merchants or suppliers or vendors or partners or BonusLink. Any dispute(s) arising out of the terms and conditions applicable to the Additional BonusLink Points must be settled directly with the relevant party. The Bank is not responsible for investigating or resolving any disputes between any Eligible Page 3 of 5 AmBank 200 Million BonusLink Points Giveaway Campaign

4 Cardholder and any party, and is not responsible for replacing or canceling any redemptions as a result of such dispute(s). Disqualification 18. The Bank reserves the absolute right to disqualify the participation of any Eligible Cardholders for the purpose of this Campaign without having to alert him/her in the event:- (a) the Eligible Cardholder s Card account is in default of facilities granted at any time during the Campaign Duration; or (b) the Eligible Cardholder s Card account is closed within twelve (12) weeks from the expiry of the Campaign Duration; or (c) the Eligible Cardholder has provided untrue information or acted fraudulently in any manner during the Campaign Duration; or (d) the Eligible Cardholder breaches any of these Terms and Conditions stipulated herein. Liability 19. The Bank shall not be liable to any Eligible Cardholder for any damage of whatsoever nature or loss suffered (including but not limited to, loss of goodwill, income or profits or consequential, direct or indirect, exemplary, incidental, punitive or special damages) howsoever arising in relation to participation in the Campaign, or the Bank exercising its rights pursuant to any of the Terms and Conditions herein. General 20. The Bank s decision on all matters relating to the Campaign is binding and final and no further correspondence or appeal shall be entertained. All Terms and Conditions stipulated herein are governed by and construed in accordance to the laws of Malaysia and any legal disputes shall be commenced and heard in courts in Kuala Lumpur. 21. All Eligible Cardholders have read and understood all the Terms and Conditions specified herein and the Bank shall have the absolute right to suspend, terminate or cancel the Campaign at any time without assigning any reason with at least 5 calendar days notice to Cardholders on the Bank s website at before the new terms and conditions take effect. 22. All Eligible Cardholders are deemed to have expressly agreed to be bounded by these Terms and Conditions (as varied or changed), the decisions of the Bank and, to the fullest extent permitted by law, to have consented to and authorized the Bank to disclose their particulars to the third party service providers engaged by the Bank for purposes of the Campaign. The Bank warrants that the disclosure of such particulars to any third party service providers shall be limited to the Eligible Cardholders names, addresses, Frequent Flyer membership number and telephone numbers and shall be used only in relation to and for purposes of the Campaign. The Bank s decision on all matters relating to the Campaign (including the interpretation of these Terms and Conditions) shall be final and binding and no further correspondence or attempt to dispute such decision would be entertained. 23. For avoidance of doubt, cancellation, termination or suspension of this Campaign by the Bank shall not entitle the Eligible Cardholder(s) to any claim or compensation against the Bank for Page 4 of 5 AmBank 200 Million BonusLink Points Giveaway Campaign

5 any and all losses or damages suffered or incurred by the Eligible Cardholder(s) as a direct or indirect result of the act of cancellation, termination or suspension. 24. To the extent permitted by law, the Bank shall not be liable to the Eligible Cardholder(s) for any losses or costs (including loss of business opportunities or profits) caused by abnormal and unforeseeable circumstances outside the Bank s reasonable control which is unavoidable, including but not limited to any accident, act of terrorist, breakdown of machinery, civil commotion, fire, industrial dispute, labour unrest, lock-out, natural disaster, riot, strike, war (whether declared or undeclared), or data processing system, electrical, telecommunication system or transmission link failure. 25. For any assistance and/or feedback related to this Campaign, Eligible Cardholders may call our 24-hour Contact Centre at or us at customercare@ambankgroup.com by 31 May Page 5 of 5 AmBank 200 Million BonusLink Points Giveaway Campaign

6 Kempen Pemberian 200 Juta Mata BonusLink AmBank Terma dan Syarat Terma-terma dan syarat-syarat di sini ( Terma dan Syarat ) adalah tambahan kepada dan untuk dibaca bersama dengan perjanjian kad kredit yang berkaitan ( Perjanjian Pemegang Kad ) AmBank (M) Berhad (8515-D) ( pihak Bank ) yang masing-masing mentadbir ke atas penggunaan kad kredit yang dikeluarkan oleh pihak Bank. Sekiranya terdapat sebarang percanggahan atau ketidakseragaman antara Terma dan Syarat ini dan Perjanjian Pemegang Kad, Terma dan Syarat ini akan digunapakai setakat berkaitannya dengan Kempen ini. Kecuali di mana konteks memerlukan sebaliknya, atau melainkan jika Terma dan Syarat ini memperuntukkan selainnya, semua perkataan, nama dan ekspresi yang ditakrifkan di dalam Perjanjian Pemegang Kad, apabila digunakan atau dirujuk di dalam Terma dan Syarat ini, hendaklah mempunyai maksud yang sama seperti yang dinyatakan di dalam Perjanjian Pemegang Kad. Perkataan yang melambangkan orang termasuklah orang yang hidup dan, jika dan di mana berkenaan, badan atau orang yang diperbadankan atau tidak diperbadankan. Perkataan yang bererti tunggal juga hendaklah termasuk jamak dan sebaliknya. Perkataan yang bermaksud jantina lelaki hendaklah termasuk jantina perempuan dan neuter. Kempen 1. Kempen bermaksud Kempen Pemberian 200 Juta Mata BonusLink yang dianjurkan oleh pihak Bank selaras dengan Terma dan Syarat yang ditetapkan di sini. Tempoh Kempen 2. Kempen ini adalah dari 1 November 2017 hingga 28 Februari 2018, termasuk kedua-dua tarikh ( Jangka Waktu Kempen ) atau mana-mana tempoh lain sebagaimana yang ditentukan mengikut budi bicara tunggal dan mutlak pihak Bank dengan notis sekurang-kurangnya lima (5) hari kalendar terlebih dahulu. Kelayakan 3. "Pemegang Kad Yang Layak" bermaksud pelanggan pihak Bank yang mempunyai Kad Utama dan/atau Kad Tambahan Kad AmBank Bonuslink and/atau Kad AmBank M-Card (kedua-duanya akan ditakrifkan sebagai Kad Yang Layak ) semasa Jangka Waktu Kempen seperti yang diterangkan di sini. Bagi mengelakkan keraguan, pemegang kad yang disenaraikan di bawah adalah tidak layak untuk menyertai Kempen ini:- (a) pemegang kad kredit selain yang disenaraikan di Klausa 3 di atas, kad debit, kad prabayar, kad korporat, kad komersial atau kad insurans yang dikeluarkan oleh pihak Bank; dan/atau (b) pemegang kad dengan akaun Kad yang telah digantung, diberhentikan atau dibatalkan atas apa jua sebab semasa dan sehingga dua belas (12) minggu setelah Jangka Waktu Kempen tamat. 4. Bagi mengelakkan keraguan, Kempen ini tidak memerlukan sebarang pendaftaran untuk penyertaan dan bahawa semua Kad Pemegang Kad Yang Layak yang berkaitan termasuk Kad Page 1 of 5 Kempen Pemberian 200 Juta Mata BonusLink AmBank

7 tambahan beliau akan dijejaki secara automatik bagi tujuan penjadualan Transaksi Yang Layak sepanjang Jangka Waktu Kempen. Transaksi Yang Layak dan Mata BonusLink Tambahan 5. Tertakluk kepada Terma dan Syarat yang akan dinyatakan selepas ini, semua Pemegang Kad Yang Layak yang menggunakan Kad mereka untuk melaksanakan transaksi perbelanjaan runcit di saudagar-saudagar yang menyertai Kempen ini seperti yang disenaraikan dalam Klausa 9 di bawah ( Transaksi Yang Layak ) akan berpeluang mendapat Mata Bonuslink Tambahan ( Mata BonusLink Tambahan ) tertakluk kepada ketersediaan peruntukan Had Bulanan Mata Bonuslink Tambahan seperti yang tertakluk dalam Klausa 7 di bawah berdasarkan tiba-dahulu, layan-dahulu, untuk jenis Kad Yang Layak yang disenaraikan di bawah ini: Jenis Kad Yang Layak Kad AmBank BonusLink Kad AmBank M-Card Mata BonusLink Tambahan Dapatkan 1,000 Mata BonusLink Tambahan untuk setiap RM50 perbelanjaan di kedai Peserta Saudagar Dapatkan 500 Mata BonusLink Tambahan untuk setiap RM50 perbelanjaan di kedai Peserta Saudagar 6. Bagi mengelakkan keraguan, Mata BonusLink Tambahan akan diberi dalam bilangan 1,000 untuk Kad AmBank BonusLink dan 500 untuk Kad AmBank M-Card bagi setiap RM50 perbelanjaan dalam mana-mana satu transaksi. 7. Transaksi Yang Layak yang dilaksanakan oleh Pemegang Kad Yang Layak akan membolehkan beliau untuk memperoleh Mata BonusLink Tambahan di atas amaun transaksi dengan had sepuluh ribu (10,000) Mata BonusLink bagi setiap Pemegang Kad Yang Layak setiap bulan berdasarkan tiba-dahulu, layan-dahulu, dan tertakluk kepada ketersediaan peruntukan Had Bulanan Mata BonusLink Tambahan sebanyak lima puluh ribu (50,000) sahaja. 8. Jumlah keseluruhan peruntukan Mata BonusLink untuk Kempen ini adalah sebanyak dua ratus juta (200,000,000) Mata BonusLink. 9. Peserta Saudagar adalah seperti yang disenaraikan di bawah dan juga termasuk mana-mana kedai yang baru dibuka sepanjang Jangka Waktu Kempen: No. Peserta Saudagar 1 CARiNG Pharmacy 2 Focus Point 3 Parkson 4 Shell 10. Perbelanjaan Yang Layak merujuk kepada sebarang transaksi runcit tempatan yang dilakukan di kedai Peserta Saudagar sepanjang Jangka Waktu Kempen dan akan direkodkan berdasarkan Penghuraian Nama Peniaga dan Kod Kategori Peniaga (MCC) seperti yang direkod dalam sistem Pihak Bank kecuali untuk transaksi yang berikut: (a) transaksi yang kemudiannya dibatalkan atau dibayar balik; (b) (c) dipertikaikan, transaksi tanpa kebenaran atau penipuan; atau transaksi yang dilakukan oleh Pemegang Kad Yang Layak dengan sebarang Peniaga Barangan Runcit yang berkaitan atau dikawal oleh mereka (sama ada sebagai pemilik perniagaan, pemegang syer atau pengarah) Page 2 of 5 Kempen Pemberian 200 Juta Mata BonusLink AmBank

8 11. Penentuan MCC untuk setiap saudagar adalah tertakluk kepada pengelasan oleh bank pemeroleh saudagar ( Bank Pemeroleh Saudagar ) dan adalah menjadi tanggungjawab Bank Pemeroleh Saudagar yang berkaitan untuk memberikan MCC yang betul. Bank tidak bertanggungjawab ke atas dan juga tidak mempunyai apa-apa jua kawalan ke atas sebarang pemberian MCC yang tidak betul dan/atau tidak konsisten oleh Bank Pemeroleh Saudagar yang berkaitan yang boleh mengakibatkan Pemegang Kad Yang Layak disingkirkan daripada hak mendapat Mata BonusLink Tambahan. 12. Transaksi perbelanjaan runcit yang layak semuanya adalah transaksi perbelanjaan runcit seperti yang diterangkan dalam Klausa 5 dan Klausa 10 di atas yang dicajkan kepada manamana Kad Utama Pemegang Kad Yang Layak semasa Jangka Waktu Kempen untuk pembelian barangan atau perkhidmatan yang ditanggung untuk penggunaan peribadi dan bukan bagi tujuan perniagaan, tidak termasuk transaksi-transaksi yang berikut:- (a) transaksi tunai separa untuk perjudian dan/atau permainan; (b) ansuran bulanan Program AmFlexi-Pay / Pelan Bayaran Mudah yang sedang berjalan; (c) transaksi Bayaran Bil Korporat atau GIRO Korporat; (d) transaksi pendahuluan tunai / deposit / pengeluaran; (e) sebarang yuran atau caj yang dikenakan oleh Bank; (f) transaksi pembiayaan perdagangan; (g) transaksi yang berada di bawah pengaturan korporat khas yang mana rebat boleh (h) digunakan; transaksi perbelanjaan runcit yang tidak ditakrifkan dalam Klausa 5 dan Klausa 6 di atas; dan (i) transaksi perbelanjaan runcit yang kemudiannya dibatalkan, dipertikaikan, dikembalikan, tidak dibenarkan, mencurigakan atau transaksi palsu dalam apa-apa bentuk. 13. Sebarang penentuan oleh Bank mengenai apa yang dimaksudkan sebagai Transaksi Yang Layak adalah muktamad dan tidak boleh dicabar dalam apa jua cara. Semua transaksi seperti yang direkod oleh pihak Bank akan juga menjadi muktamad dan konklusif. 14. Semua Transaksi Yang Layak dalam Jangka Waktu Kempen mesti berdasarkan mesti berdasarkan waktu Malaysia seperti yang dirakamkan oleh rekod transaksi pihak Bank dan diposkan ke akaun Kad Peserta dalam tempoh lima (5) hari kalendar dari tarikh transaksitransaksi tersebut. Pihak Bank tidak bertanggungjawab dalam sebarang cara apa jua untuk sebarang kegagalan dan/atau kelewatan dalam transmisi bukti transaksi jualan oleh Mastercard, Visa, pertubuhan peniaga atau sebarang pihak lain. 15. Mata BonusLink Tambahan akan dikreditkan ke dalam akaun Kad Pemegang Kad Yang Layak yang telah digunakan untuk melaksanakan Transaksi Yang Layak dalam masa dua belas (12) minggu dari tarikh tamat Jangka Waktu Kempen dan akan dipaparkan dalam penyata akaun Kad beliau. 16. Walau apa pun yang dinyatakan di atas, Bank berhak untuk menggunakan sebarang medium atau kaedah lain, termasuk laman sesawang Bank di yang dianggap wajar menurut budi bicara mutlaknya bagi tujuan mengumumkan Pemegang Kad Yang Layak yang berhak mendapat Mata BonusLink Tambahan. 17. Terma dan syarat tambahan yang berikut akan terpakai kepada Mata BonusLink Tambahan: (a) Pemegang Kad Yang Layak bertanggungjawab untuk memastikan maklumat yang diberikan dan/atau dikekalkan dalam rekod pihak Bank (termasuk tetapi tidak terhad kepada nama, nombor hubungan, alamat e-mel, alamat surat-menyurat dan nombor Page 3 of 5 Kempen Pemberian 200 Juta Mata BonusLink AmBank

9 (b) (c) akaun BonusLink) berkaitan dengan akaun BonusLink mereka adalah tepat bagi tujuan pengeluaran Mata BonusLink Tambahan; Mata BonusLink Tambahan diberi berdasarkan seadanya dan tidak boleh dipindah milik atau ditukar untuk kredit atau yang serupa dengannya sama ada sebahagian atau sepenuhnya; Mata BonusLink Tambahan yang dikeluarkan di bawah Kempen ini adalah dalam bentuk Mata BonusLink yang dikeluarkan oleh saudagar atau pembekal atau vendor yang dilantik oleh Bank, yang mana Mata BonusLink ini tertakluk kepada terma dan syarat yang terpakai dalam penggunaannya. Dalam hal ini, setiap Pemegang Kad Yang Layak memahami bahawa terma dan syarat yang telah ditetapkan dalam terma penggunaan Mata BonusLink yang sedemikian adalah di luar kawalan Bank dan ditentukan oleh saudagar atau pembekal atau vendor atau rakan-rakan kongsi atau pihak BonusLink. Sebarang pertikaian yang timbul daripada terma dan syarat yang terpakai kepada Mata BonusLink Tambahan hendaklah diselesaikan secara langsung dengan pihak yang berkenaan. Bank tidak bertanggungjawab untuk menyiasat atau menyelesaikan sebarang pertikaian antara mana-mana Pemegang Kad Yang Layak dan mana-mana pihak, dan tidak bertanggungjawab untuk menggantikan atau membatalkan sebarang penebusan akibat daripada pertikaian yang sedemikian. Penyingkiran 18. Pihak Bank berhak secara mutlak untuk menyingkirkan penyertaan sesiapa Pemegang Kad Yang Layak untuk tujuan Kempen ini tanpa keperluan untuk memaklumkan beliau sekiranya:- (a) akaun Kad Pemegang Kad Yang Layak tersebut mengingkari kemudahan-kemudahan yang diberi pada bila-bila masa semasa Jangka Waktu Kempen; atau (b) akaun Kad Pemegang Kad Yang Layak tersebut ditutup dalam dua belas (12) minggu setelah Jangka Waktu Kempen tamat; atau (c) Pemegang Kad Yang Layak telah memberikan maklumat yang tidak benar atau melakukan penipuan dalam sebarang cara ssemasa Jangka Waktu Kempen; atau (d) Pemegang Kad Yang Layak tersebut memungkiri sebarang Terma dan Syarat yang dinyatakan di sini. Liabiliti 19. Pihak Bank tidak akan bertanggungjawab kepada sesiapa Peserta untuk sebarang kerosakan dalam apa jua bentuk atau kerugian yang dialami (termasuk tetapi tidak terhad kepada, kehilangan nama baik, pendapatan atau keuntungan atau kerosakan berbangkit, secara langsung atau tidak langsung, teladan, sampingan, punitif atau khas) sebagaimana yang timbul berkaitan dengan penyertaan dalam Kempen ini, atau pihak Bank melaksanakan haknya menurut sebarang Terma dan Syarat di sini. Umum 20. Keputusan pihak Bank untuk semua perkara berkaitan dengan Kempen ini adalah terikat dan muktamad. Semua Terma dan Syarat yang ditetapkan di sini adalah ditadbir oleh dan ditafsirkan selaras dengan undang-undang Malaysia dan sebarang pertikaian undang-undang akan dimulakan dan dibicarakan di mahkamah di Kuala Lumpur. 21. Semua Peserta telah membaca dan memahami semua Terma dan Syarat yang dinyatakan di sini dan pihak Bank akan mempunyai hak mutlak untuk mengantung, memberhentikan atau Page 4 of 5 Kempen Pemberian 200 Juta Mata BonusLink AmBank

10 membatalkan Kempen ini pada bila-bila masa tanpa memberi sebarang sebab dengan memberi notis sekurang-kurangnya lima (5) hari kalendar terlebih dahulu pada laman web pihak Bank di Semua Pemegang Kad Yang Layak dianggap sebagai telah menyatakan persetujuan untuk terikat dengan Terma dan Syarat ini (seperti yang diubah atau berubah), keputusan Bank dan, setakat yang benarkan oleh undang-undang, untuk membenarkan dan memberi kuasa kepada Bank untuk mendedahkan butiran peribadi mereka kepada penyedia perkhidmatan pihak ketiga yang digunakan oleh Bank bagi tujuan Kempen. Bank menjamin bahawa pendedahan butiran yang sedemikian kepada mana-mana penyedia perkhidmatan pihak ketiga akan terhad kepada nama, alamat, nombor keahlian Penerbang Kerap dan nombor telefon Pemegang Kad Yang Layak dan akan digunakan hanya dalam hal berkaitan dengan dan bagi tujuan Kempen. Keputusan Bank ke atas semua perkara yang berkaitan dengan Kempen (termasuk interpretasi Terma dan Syarat ini) adalah muktamad dan mengikat dan sebarang surat-menyurat selanjutnya atau percubaan untuk mempertikaikan keputusan yang sedemikian tidak akan dilayan. 23. Untuk mengelakkan keraguan, pembatalan, pemberhentian atau penggantungan Kempen ini oleh pihak Bank tidak akan memberi hak kepada para Peserta untuk sebarang tuntutan atau pampasan terhadap pihak Bank untuk sebarang dan kesemua kerugian atau kerosakan yang dialami atau ditanggung oleh para Peserta sebagai akibat langsung atau tidak langsung dari tindakan pembatalan, pemberhentian atau penggantungan tersebut. 24. Setakat yang dibenarkan oleh undang-undang, pihak Bank tidak akan bertanggungjawab kepada para Peserta untuk sebarang kerugian atau kos (termasuk kehilangan peluang perniagaan atau keuntungan) yang disebabkan oleh keadaan-keadaan yang luar biasa dan tidak dapta diduga di luar kawalan munasabah pihak Bank yang tidak dapat dielakkan, termasuk tetapi tidak terhad kepada sebarang kemalangan, tindakan pengganas, kerosakan mesin, kekacauan awam, kebakaran, pertikaian perindustrian, kekacauan buruh, sekatan masuk kerja, bencana alam, rusuhan, mogok, peperangan (sama ada diisytiharkan atau tidak diisytiharkan) atau kegagalan sistem pemprosesan data, elektrik, sistem telekomunikasi atau sambungan transmisi. 25. Untuk sebarang bantuan dan/atau maklum balas berkaitan dengan Kempen ini, Pemegang Kad boleh menghubungi pusat panggilan pihak Bank 24-jam dengan memanggil atau melalui e-mel ke sebelum 31 Mei Page 5 of 5 Kempen Pemberian 200 Juta Mata BonusLink AmBank

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