RCBC S 12 DAYS OF CHRISTMAS PROMO

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1 S 12 DAYS OF CHRISTMAS PROMO PROMO MECHANICS: 1. s ( ) 12 Days of Christmas Promo ( Promo ) will run from December 12-23, 2018 ( Promo Period ). 2. All clients are eligible to join the Promo. 3. For each day, during the Promo Period, various prizes will be given to eligible clients that will meet the conditions set for the day. Details of activities per day are as follows: Day Date Prize Mechanics / How to Join 1 Dec 12 (Wed) MyWallet Virtual Card iflix Voucher Giveaway Series of 2018) For further reference, refer to the full mechanics provided by Digital Banking Group (DBG) regarding this promo. New-to-bank or existing clients who have successfully applied for a new MyWallet Virtual Card from identified /iflix Facebook and Google ads are qualified to receive one (1) iflix VIP access voucher for free. The iflix VIP access voucher is valid for one month. 2 Dec 13 (Thu) Open an ewoman Savings or Checking get an egc worth Php 300 Full Promo Mechanics link: 20VIP%20access.pdf a. On 13 December 2018, Php 300 worth of electronic Gift Certificate (egc) will be awarded to each client who will open an ewoman Savings or Checking Account in any of s branches. b. Client must ensure to encode correct/updated mobile number in his/her Customer Relationship Form (CRF) where can send the egc. c. The Php 300 egc will be sent to the client's mobile number within 3-7 working days. d. A client can only avail of this promo once. e. Promo is applicable only on accounts opened on December 13, f. Existing policies and guidelines in account opening and of ewoman Savings/Checking g. The use of the egc will be subject to Giftaway (egc vendor) s Terms and Conditions. How to redeem the egc: 1. Winners shall receive the egift code via SMS. 2. Provide the egift code to the store manager or entrusted staff for validation.

2 3. The code may be relayed verbally or from a mobile phone. 4. Merchants may request for a valid ID for record keeping purposes. 5. To check instructions and the list of the participating stores, visit the link provided in the SMS notification. 3 Dec 14 (Fri) 4 Dec 15 (Sat) 4% Promo Rate on 1- Year Peso Time Deposit MyDebit Mastercard Gift Back Promo a. On 14 December 2018, clients will get to enjoy the 4% promo rate on 1-Year Peso Time Deposit for a minimum Php 100,000 placement. b. Promo rate will be applicable to the following conditions: i. Rate may only be availed by Individual/Personal Accounts ii. Rate will only be applicable to placements made on December 14, 2018 iii. Rate is for 1-Year Peso Time Deposit only c. Promo rate is on a per-annum basis. d. Interest earnings will still be subject to 20% withholding tax. e. Should the client decide to roll over his/her 1-Year Peso Time Deposit after 1 year, the rate will already return to the 1-Year Peso Time Deposit's original board rates (depending on the placement amount and tenor). f. Existing rules and policies on account opening and time deposit pretermination will still apply Series of 2018) For further reference, refer to the full mechanics provided by Digital Banking Group (DBG) regarding this promo. The promo is open to all MyDebit Mastercard account holders who will use the said card for any single-receipt in-store or online transaction worth Php3,000 and up in any Mastercard-accredited domestic or overseas merchant during the promo period. ATM transactions are not qualified for this promotion. Each qualified transaction can get the MyDebit Mastercard account holder an instant reward or a chance to win an SM Gift Card worth Php 100,000. Full Promo Mechanics link:

3 5 Dec 16 (Sun) 6 Dec 17 (Mon) 7 Dec 18 (Tue) Open a new Savings Account through Online Banking and get a travel wallet Open an isave get an isave travel document holder Open a FlexiSavers get an egc worth Php 200 a. On 16 December 2018, a travel wallet will be awarded to each client who will successfully open a new savings account (Regular Savings, ewoman Savings, or Dragon Savings) through Online Banking. b. Client must agree to the Terms & Conditions in relation to the account opening of the savings account via Online Banking. c. The travel wallet will be sent to the client's primary branch within 5-10 working days and for client's pick-up upon notification of the primary branch. d. A client can only avail of this promo once. e. Promo is applicable only on accounts opened via Online Banking on December 16, f. Existing policies and guidelines in account opening and of Online Banking will still apply. a. On 17 December 2018, an isave travel document holder will be awarded to each client who will open an isave Account in any of s branches. b. The isave travel document holder will be sent to the client's branch of account within 5-10 working days and for client's pick-up upon notification of the branch of account. c. A client can only avail of this promo once. d. Promo is applicable only on accounts opened on December 17, e. Existing policies and guidelines in account opening and of isave a. On 18 December 2018, Php 200 worth of electronic Gift Certificate (egc) will be awarded to each client who will open a FlexiSavers Account in any of s branches. b. Client must ensure to encode correct/updated mobile number in his/her Customer Relationship Form (CRF) where can send the egc. c. The Php 200 egc will be sent to the client's mobile number within 3-7 working days. d. A client can only avail of this promo once. e. Promo is applicable only on accounts opened on December 18, f. Existing policies and guidelines in account opening and of FlexiSavers g. The use of the egc will be subject to Giftaway (egc vendor) s Terms and Conditions. How to redeem the egc: 1. Winners shall receive the egift code via SMS. 2. Provide the egift code to the store manager or entrusted staff for validation. 3. The code may be relayed verbally or from a mobile phone. 4. Merchants may request for a valid ID for record keeping purposes. 5. To check instructions and the list of the participating stores, visit the

4 8 Dec 19 (Wed) 9 Dec 20 (Thu) 10 Dec 21 (Fri) Open a Telemoney get a Php 100 Cash Reward Open a GoSavers get 2x comprehensi ve insurance package coverage for 1 year Savings Account with Bankard Bundle bankwide offering for 1 day only link provided in the SMS notification. a. On 19 December 2018, Php 100 worth of cash reward will be awarded to each client who will open a Telemoney Account in any of s branches. b. The Php 100 cash reward will be credited to the client's Telemoney account within 3-7 working days. c. A client can only avail of this promo once. d. Promo is applicable only on accounts opened on December 19, e. Existing policies and guidelines in account opening and of Telemoney a. On 20 December 2018, a client who will open a GoSavers account will be eligible for twice (2x) the regular comprehensive insurance package coverage FREE for 1 year for an initial deposit of at least Php 10,000. b. Maximum insurance coverage is Php 250,000. c. After 1 year, insurance coverage will return to the product's normal coverage, subject to the insurance coverage qualifications set for the product. d. Promo is applicable only on accounts opened on December 20, e. Existing policies and guidelines in account opening and of GoSavers a. On 21 December 2018, a client who will open any Savings Account (excluding Payroll and Telemoney account types) in any of 's branches will be eligible for a complimentary Bankard Credit Card (subject to Bankard's applicable policies and procedures for this bundle program) for an initial deposit of at least Php 10,000. i. No income documents necessary for the credit card application ii. No hold-out deposit required b. Bundle comes with a Bankard Credit Card with a credit limit of Php 5,000. i. Waived 1st Year Annual fee for bundled credit card ii. With cash advance up to 30% of the card's credit limit c. Turn-around Time (TAT) for the Bankard application: i. Approval process: three (3) to five (5) banking days upon sending the requirements to Bankard ii. Delivery of the credit card: seven (7) to ten (10) banking days for Metro Manila and fifteen (15) banking days for provincial upon approval of Bankard d. For clients who want to have a higher credit limit, client to directly coordinate with Bankard upon receipt of their credit card through their Customer Service: (02) or at service@rcbcbankard.com e. Promo is offered only on December 21, f. Existing policies and guidelines in account opening and of Bankard

5 11 Dec 22 (Sat) Shop & Earn (exclusive to Bankard VISA) for this bundle program will still apply Series of 2018) For further reference, refer to the full mechanics provided by Bankard regarding this promo. Holiday shopping is made better and even more rewarding with Bankard Visa! Spend anywhere and earn up to 2,000 Bonus Rewards Points monthly. That s equivalent to P500 per month which the Bankard Visa cardholder can exchange for shopping voucher, free flights, cash credits and more. REGISTER ONLINE to qualify. 12 Dec 23 (Sun) FREE Chowking Treats (exclusive to Bankard Mastercard) Full Promo Mechanics link: Series of 2018) For further reference, refer to the full mechanics provided by Bankard regarding this promo. Spend anywhere with your Bankard Mastercard and get FREE Chowking treats! Bankard Mastercard cardholder can enjoy his/her choice of a solo meal for every P5,000 and up straight single-receipt spend, or a family set for every P25,000 and up single-receipt straight or installment purchase. Simply present the card and surrender the charge slip to redeem the treat. Redemption period is until March 1, Full Promo Mechanics link: GENERAL TERMS AND CONDITIONS: 1. All prize items indicated herein are not convertible to cash. 2. Prizes must be claimed within sixty (60) calendar days from the receipt of s notification. Otherwise, prizes shall be forfeited and retained by with prior DTI approval. 3. By accepting the prize, the winner agrees to hold, its officers, employees and agents, free and harmless from any liability, loss or damage caused by or arising from his/her acceptance and/or use of

6 the prize/s. The respective sellers, distributors or manufacturers of the prizes shall solely and exclusively assume the warranties and responsibilities as sellers and manufacturers of such prizes. 4. Winners authorize to disclose and publish their names, photos and other particulars determined by to any person/s and in any mode or manner as may deem appropriate. 5. All Retail Banking Group and Operations and Technology Branch Service Operations employees including their relatives up to the second degree of consanguinity or affinity are disqualified from joining this promo. 6. The prize tax will be paid by, where applicable. 7. s decision, in concurrence of the DTI s, regarding the Promo and all matters related to or connected with it, will be deemed final and non-negotiable. 8. Terms and conditions of this Promo are subject to all the relevant laws, government directions and regulations existing in the Philippines.

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