SingSaver Kiasu Activation Terms and Conditions

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1 SingSaver Kiasu Activation Terms and Conditions Contents Citibank Credit s... 2 All Other Credit s... 4 Daily 5x $200 Qoo10 Gift Giveaway... 8 Daily 5x $200 FavePay Credits Giveaway $60 EDM Special

2 Citibank Credit Sign Ups 1.1. The Promotion refers to the following Kiasu promotion: Pre-selected rewards and offers Online Spend Dining/Entertainm ent Travel Fashion Transport Groceries Table 1 Promotion Period SingSaver Exclusive Gift 9 th March st March Citi Cash Back Visa Signature S$100 Qoo10 gift 2018 card 19 th March th April Citi Cash Back Credit $100 FavePay 2018 Credits 20 th March th April Citi Premier Miles Visa $200 Scoot th March th April Citi Rewards $100 Zalora th March th April Citi Cash Back Visa $150 Grab th March th April Citi Cash Back Visa $100 NTUC 2018 FairPrice 1.2. For the purposes of this Promotion: Eligible Customer refers to an individual who: (a) does not have an existing Citibank Credit account* at the time his/her application for any Eligible Citibank Product under this Promotion is approved; and (b) did not previously have a Citibank Credit account that was terminated/closed (whether by the individual or by Citibank) in the last twelve (12) months immediately prior to the commencement of the Application Period; and (c) is not a United States ( U.S. ) Citizen, U.S. Resident, or U.S. Green holder. A person is a U.S. Resident if he is present in the U.S. for more than 31 days in the current calendar year, and for an average of at least 183 days over the current calendar year and the preceding calendar years Eligible Citibank includes the Citi Cash Back Visa Signature (previously known as Citi DIVIDEND Visa Signature), Citi PremierMiles Visa and Citi Rewards Visa only Gift for each corresponding Eligible Citibank successfully applied for is set out as shown in Table An Eligible Customer who (a) submits an application for an Eligible Citibank as a main cardholder between the above stated Promotion Period, both days inclusive, via and (b) has his application approved, will receive the Gift You will only be entitled to receive one (1) Gift per Eligible Customer, regardless of the number of Eligible Citibank Products you may have successfully applied for. 2

3 1.5. An Eligible Customer who qualifies to receive the Gift will receive an from SingSaver containing the redemption details of the Gift, within two (2) calendar month from the date of card approval If the Eligible Customer fails to receive an from SingSaver within two (2) calendar month from date of Eligible Citibank approval, kindly drop an to for any assistance By applying for an Eligible Citibank as part of this Promotion, an Eligible Customer consents to Citibank informing SingSaver of the status of his Eligible Citibank application, including whether his application is successful Notwithstanding that an Eligible Customer may have successfully participated in this Promotion and received a Gift, Eligible Customers who have successfully applied for a Citi Cash Back Visa Signature (previously known as Citi DIVIDEND Visa Signature), Citi Rewards Visa and Citi PremierMiles Visa only, are also eligible to participate in the Citi Online Credit Promotion - $120 Cashback, governed by the terms and conditions as set out in the following weblink, Cashback_Promo_Terms_n_Condition s.pdf 1.9. Singsaver s decision on all matters relating to this Promotion is final and binding on all participants Singsaver may modify, vary, add, delete or otherwise revise any of the terms and conditions governing the Promotion at any time at their sole and absolute discretion, without prior notice or reason An Eligible Customer who has selected Reject the rewards. I just want the card. (No data is captured) will not be eligible for any gifts from SingSaver. * For clarity, an existing Citibank Credit account includes an application to upgrade any existing Citibank Credit as well as an application for any Citibank Credit that has been approved by Citibank even if the physical Citibank Credit has not been received by the customer and/or has not been activated or utilized by the customer 3

4 All Other Credit Sign Ups 1. The promotion period ( Promotion Period ) will be as set out in Table 2, both days inclusive. 2. All applications received after the specified Promotion Period, or submitted through any means other than specified below, will not be eligible for the Promotion. Any correspondence on missing and/or delayed submissions shall not be entertained. 3. This promotion ( Promotion ) is organised by SingSaver Pte Ltd ( SingSaver ) and is open all residents in Singapore. Residents of Singapore includes Singaporeans, Permanent Residents and foreigners holding Employment Pass, S Pass and work permit. SingSaver reserves all right to reject any gift redemption submissions if the user are not residents of Singapore. 4. By participating in this Promotion, each participant agrees to be bound by these Terms and Conditions. SingSaver reserves the right to amend the Terms and Conditions of the Promotion at any time, without prior notice. 5. To be eligible for the Promotion ( Eligible Participants ), the participant must: i. Submit an application for a credit card ( Eligible Banking Product ) on the promotion website ( Promotion Page ) as a main cardholder during the Promotion Period. The Eligible Banking Product applied for must be approved by the respective bank by 30 April Eligible Banking Products: American Express Capita American Express True Cash Back American Express Singapore Airlines Krisflyer Credit American Express Singapore Airlines Krisflyer Ascend Credit HSBC Advance Credit OCBC 365 Credit OCBC Frank Credit OCBC Titanium Rewards OCBC NTUC! Plus Credit Standard Chartered Spree Credit Standard Chartered Unlimited Cashback Standard Chartered Visa Infinite UOB YOLO Credit ii. iii. iv. Submit your name and on the Promotion page Submit your application reference number via the sent to you, upon completion of the above step. For Standard Chartered Spree Credit s, Standard Chartered Unlimited Credit s, Standard Chartered Visa Infinite, and HSBC Advance Credit s: 4

5 Upload a photo of their approval letter onto the approval portal by 30 Apr An upload link will be sent to the registered upon submission of the application reference number. v. For OCBC 365 Credit, OCBC Frank Credit, OCBC Titanium Rewards, OCBC NTUC! Plus Credit : The participant must not have, in the last 12 months, held any of the OCBC credit card products. Each valid submission as specified above shall be referred to as an "Application". 6. A successful Application is defined as an application where the card application has been approved. Each successful application will receive the SingSaver Exclusive Gift, based on the pre-selected rewards and offers: Pre-selected rewards Promotion and offers Period Online Spend 9 th March st March 2018 Dining/Entertainment 19 th March th April 2018 Travel 20 th March th April 2018 Fashion 19 th March th April 2018 Eligible Product OCBC 365 Credit American Express True Cash Back HSBC Advance Credit Standard Chartered Unlimited Cashback OCBC Frank Credit Standard Chartered Unlimited Cashback American Express Capita UOB YOLO Credit Amex Singapore Airlines Krisflyer Credit Standard Chartered Visa Infinite Amex Singapore Airlines Krisflyer Ascend Credit OCBC Titanium Rewards OCBC Titanium Rewards American Express Capita SingSaver Exclusive Gift 6 x $20 Qoo10 coupons $100 Qoo10 gift card $50 Qoo10 gift card $75 Qoo10 gift card $60 FavePay credits 30% off your next 4 purchases on Fave $75 FavePay credits $100 FavePay Credits $50 FavePay Credits $150 Scoot $100 Scoot $100 Scoot $30 Scoot $30 Zalora $100 Zalora 5

6 Transport 19 th March th April 2018 Groceries 19 th March th April 2018 Table 2 Standard Chartered Spree Credit HSBC Advance Credit Standard Chartered Unlimited Cashback Amex Singapore Airlines Krisflyer Credit OCBC 365 Credit HSBC Advance Credit OCBC NTUC! Plus Credit Amex True Cashback Credit Standard Chartered Unlimited Cashback HSBC Advance Credit $75 Zalora $50 Zalora $75 Uber $150 Grab $30 Grab $50 Grab $30 NTUC FairPrice $100 NTUC FairPrice $75 NTUC FairPrice $50 NTUC FairPrice i. Usage of 6 x $20 Qoo10 coupons for OCBC 365 Credit are subjected to the following terms and conditions: a. All transactions on Qoo10.sg must be charged to the new OCBC 365 Credit applied through 5(i) to 5(v) b. A minimum value of $40 worth of purchase is required per transaction on Qoo10.sg c. Only one (1) Qoo10 coupon can be used per transaction d. All transactions must be made no later than 30 June 2018 ii. iii. iv. Usage of the 30% off your next 4 purchases on Fave is subjected to the following terms and conditions: a. All transactions on Fave must be charged to the new OCBC Frank Credit that applied through 5(i) to 5(v) b. The new OCBC Frank Credit must be approved by 31 May 2018 c. The 30% discount is only valid for the first 4 purchases made on Fave deals across all categories, capped at $10 discount per purchase d. A minimum value of $10 worth of purchase is required per transaction on Fave e. All transactions on Fave must be made no later than 31 July 2018 For more details of all other merchant s and usage limitations, please refer to the respective merchant s terms and conditions. Redemption of the Gifts shall be completely governed by the Merchants Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Program, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant. v. SingSaver.com.sg does not investigate or vet any Gifts and is not responsible for any performance or quality claims associated with such description of the Gifts. All 6

7 information provided on the Gift Vouchers is for informational purposes only and SingSaver encourages a run-through of all information presented on the Merchant sites for warnings and directions that accompany the before use. vi. SingSaver.com.sg reserves the final right to change the Gifts given. In the case delays in the delivery of the Gifts, SingSaver.com.sg will notify the recipients and make the necessary arrangements to deliver the Gifts. 7. Redemption details will be communicated via the registered address or mobile phone number within two (2) calendar months from date of Eligible approval. 8. SingSaver.com.sg reserves the right to reject any gift redemption if application was found to be made via other channels and/or made outside of the Promotion Period. 9. Approvals of any Credit is still subjected to the Bank s discretion. SingSaver does not guarantee the approval of any Credit. 10. By applying for an Eligible Banking Product as part of this Promotion, an Eligible Participant consents to the Bank Partners informing SingSaver of the status of his application, including whether the customer's application is successful. 11. SingSaver.com.sg reserves the right to change the terms and conditions during the period of the Promotion without any prior notification. 12. By agreeing to the terms and conditions of this Promotion, agree to receive communications from SingSaver.com.sg according to the privacy policy ( 13. By agreeing to the terms and conditions of this Promotion, you also agree to the terms and conditions of use of SingSaver.com.sg ( 14. An Eligible Customer who has selected Reject the rewards. I just want the card. (No data is captured) will not be eligible for any gifts from SingSaver. 7

8 Daily 5x $200 Qoo10 Gift Giveaway 1. The Giveaway is organised by SingSaver Pte Ltd ( SingSaver ) and is open to contestants who are residents of Singapore 2. By participating in this Giveaway, each contestant agrees to be bound by these Terms and Conditions. All rules and regulations and instructions issued by SingSaver from time to time will be deemed incorporated in these Terms and Conditions. SingSaver reserves the right to amend the Terms and Conditions of the Contest at any time, without prior notice. 3. To Participate in this Giveaway, each contestant must complete all of the following steps: i. Land on and select the following options: a. A credit card that gives me more b. Online Spend ii. Sign up for a credit card ( Eligible Banking Product ) on the promotion website ( Promotion Page ): dit%20card%20that%20gives%20me%20more&kiasu_reward=online%20spen d Eligible Banking Products: American Express True Cash Back Citi Cash Back Credit HSBC Advance Credit OCBC 365 Credit Standard Chartered Unlimited Cashback iii. iv. Complete the credit card sign up process and has the credit card approved, as outlined in the respective card application s terms and conditions Submit your reason for applying for a credit card, via an that will be sent by SingSaver Each valid submission as specific above shall be termed as an Entry. 4. Each Contestant has ONE (1) chance per valid application of an Eligible Banking Product. 5. Five (5) winners will be selected each day according to the schedule set out below. Each winner will receive a $200 Qoo10 Gift. 8

9 Day Date Start Time End Time No. of winners Gift per winner 1 20 March hrs 2359hrs 5 $200 Qoo10 Gift 2 21 March hrs 2359hrs 5 $200 Qoo10 Gift 3 22 March hrs 2359hrs 5 $200 Qoo10 Gift 4 23 March hrs 2359hrs 5 $200 Qoo10 Gift 5 24 March hrs 2359hrs 5 $200 Qoo10 Gift 6 25 March hrs 2359hrs 5 $200 Qoo10 Gift 7 26 March hrs 2359hrs 5 $200 Qoo10 Gift 8 27 March hrs 2359hrs 5 $200 Qoo10 Gift 9 28 March hrs 2359hrs 5 $200 Qoo10 Gift March hrs 2359hrs 5 $200 Qoo10 Gift March hrs 2359hrs 5 $200 Qoo10 Gift March hrs 2359hrs 5 $200 Qoo10 Gift Table 3 For the avoidance of doubt, Entries will only qualify for the Giveaway if submitted within the Promotion Period in each Day. 6. Winners will be individually judged by SingSaver based on the creative merit of the Entries. SingSaver s decision on the Giveaway winners is final and cannot be disputed. 7. SingSaver will notify all winners by 31 July Winners will be notified via their registered address or mobile phone number. 9. Non-winning Entries will not be rolled over to and are not eligible for the remaining Days of the Giveaway 10. All prizes are strictly non-exchangeable 11. All prizes have to be redeemed within 2 months from issue. Uncollected prizes will be forfeited. 12. An Entry that has selected Reject the rewards. I just want the card. (No data is captured) will not be eligible for any gifts from SingSaver. 9

10 Daily 5x $200 FavePay Credits Giveaway 1. The Giveaway is organised by SingSaver Pte Ltd ( SingSaver ) and is open to contestants who are residents of Singapore 2. By participating in this Giveaway, each contestant agrees to be bound by these Terms and Conditions. All rules and regulations and instructions issued by SingSaver from time to time will be deemed incorporated in these Terms and Conditions. SingSaver reserves the right to amend the Terms and Conditions of the Contest at any time, without prior notice. 3. To Participate in this Giveaway, each contestant must complete all of the following steps: i. Land on and select the following options: a. A credit card that gives me more b. Dining/ Entertainment ii. Sign up for a credit card ( Eligible Banking Product ) on the promotion website ( Promotion Page ): dit%20card%20that%20gives%20me%20more&kiasu_reward=dining/entertai nment Eligible Banking Products: American Express Capita Citi Cash Back Credit OCBC Frank Credit Standard Chartered Unlimited Cashback UOB YOLO Credit v. Complete the credit card sign up process and has the credit card approved, as outlined in the respective card application s terms and conditions iii. Submit your reason for applying for a credit card, via an that will be sent by SingSaver 4. Each Contestant has ONE (1) chance per valid application of an Eligible Banking Product. 5. Five (5) winners will be selected each day according to the schedule set out below. Each winner will receive a $200 FavePay Credits. Day Date Start Time End Time No. of winners Gift per winner 10

11 1 20 March hrs 2359hrs 5 $200 FavePay Credits 2 21 March hrs 2359hrs 5 $200 FavePay Credits 3 22 March hrs 2359hrs 5 $200 FavePay Credits 4 23 March hrs 2359hrs 5 $200 FavePay Credits 5 24 March hrs 2359hrs 5 $200 FavePay Credits 6 25 March hrs 2359hrs 5 $200 FavePay Credits 7 26 March hrs 2359hrs 5 $200 FavePay Credits 8 27 March hrs 2359hrs 5 $200 FavePay Credits 9 28 March hrs 2359hrs 5 $200 FavePay Credits March hrs 2359hrs 5 $200 FavePay Credits March hrs 2359hrs 5 $200 FavePay Credits March hrs 2359hrs 5 $200 FavePay Credits Table 4 For the avoidance of doubt, Entries will only qualify for the Giveaway if submitted within the Promotion Period in each Day. 6. Winners will be individually judged by SingSaver based on the creative merit of the Entries. SingSaver s decision on the Giveaway winners is final and cannot be disputed. 7. SingSaver will notify all winners by 31 August Winners will be notified via their registered address or mobile phone number. 9. Non-winning Entries will not be rolled over to and are not eligible for the remaining Days of the Giveaway 10. All prizes are strictly non-exchangeable 11. All prizes have to be redeemed within 2 months from issue. Uncollected prizes will be forfeited. 12. An Entry that has selected Reject the rewards. I just want the card. (No data is captured) will not be eligible for any gifts from SingSaver. 11

12 $60 EDM Special 1. The Giveaway is organised by SingSaver Pte Ltd ( SingSaver ) and is open to contestants who are: a. Residents of Singapore; and b. Subscribed to the SingSaver newsletter as of 17 March By participating in this Giveaway, each contestant agrees to be bound by these Terms and Conditions. All rules and regulations and instructions issued by SingSaver from time to time will be deemed incorporated in these Terms and Conditions. SingSaver reserves the right to amend the Terms and Conditions of the Contest at any time, without prior notice. 3. To Participate in this Giveaway, each contestant must complete all of the following steps: i. Sign up for a credit card ( Eligible Banking Product ) through the promotion website ( Promotion Page ): Eligible Banking Products: American Express Capita American Express True Cash Back American Express Singapore Airlines Krisflyer Credit American Express Singapore Airlines Krisflyer Ascend Credit Citi Cash Back Credit Citi Cash Back Visa Signature Citi Premier Miles Visa Citi Rewards HSBC Advance Credit OCBC 365 Credit OCBC Frank Credit OCBC Titanium Rewards OCBC NTUC! Plus Credit Standard Chartered Spree Credit Standard Chartered Unlimited Cashback Standard Chartered Visa Infinite UOB YOLO Credit ii. iii. Submit your name and on the Promotion page Submit your application reference number via the sent to you, upon completion of the above step. Each valid submission as specified from (i) to (iii) shall be referred to as an "Application". 4. Each successful application is defined as an application where the card application has been approved, subjected to the respective card application s terms and conditions. 12

13 Each successful application will receive an additional $60 worth of s, based on the preselected rewards and offers, on top of the SingSaver Exclusive Gifts: Pre-selected rewards and offers Online Spend Dining/Entertainment Travel Promotion Period 9 th March st March th March th April th March th April 2018 Eligible Product OCBC 365 Credit American Express True Cash Back HSBC Advance Credit Standard Chartered Unlimited Cashback Citi Cash Back Visa Signature OCBC Frank Credit Standard Chartered Unlimited Cashback American Express Capita UOB YOLO Credit Citi Cash Back Credit Amex Singapore Airlines Krisflyer Credit Standard Chartered Visa Infinite Amex Singapore Airlines Krisflyer Ascend Credit OCBC Titanium Rewards Citi Premier Miles Visa SingSaver Exclusive Gift 6 x $20 Qoo10 coupons $100 Qoo10 gift card $50 Qoo10 gift card $75 Qoo10 gift card S$100 Qoo10 gift card $60 FavePay credits 30% off your next 4 purchases on Fave $75 FavePay credits $100 FavePay Credits $50 FavePay Credits $100 FavePay Credits $150 Scoot $100 Scoot $100 Scoot $30 Scoot $200 Scoot EDM Special $60 Qoo10 gift card $60 Qoo10 gift card $60 Qoo10 gift card $60 Qoo10 gift card $60 Qoo10 gift card $60 FavePay credits $60 FavePay credits $60 FavePay credits $60 FavePay credits $60 FavePay credits $60 Scoot $60 Scoot $60 Scoot $60 Scoot $60 Scoot 13

14 Fashion Transport Groceries Table 5 19 th March th April th March th April th March th April 2018 OCBC Titanium Rewards American Express Capita Standard Chartered Spree Credit HSBC Advance Credit Citi Rewards Standard Chartered Unlimited Cashback Amex Singapore Airlines Krisflyer Credit OCBC 365 Credit HSBC Advance Credit Citi Cash Back Visa OCBC NTUC! Plus Credit Amex True Cashback Credit Standard Chartered Unlimited Cashback HSBC Advance Credit Citi Cash Back Visa $30 Zalora $100 Zalora $75 Zalora $50 Zalora $100 Zalora $75 Uber $150 Grab $30 Grab $50 Grab $150 Grab $30 NTUC FairPrice $100 NTUC FairPrice $75 NTUC FairPrice $50 NTUC FairPrice $100 NTUC FairPrice $60 Zalora $60 Zalora $60 Zalora $60 Zalora $60 Zalora $60 Uber $60 Grab $60 Grab $60 Grab $60 Grab $60 NTUC $60 NTUC $60 NTUC $60 NTUC $60 NTUC i. For more details of all other merchant s and usage limitations, please refer to the respective merchant s terms and conditions. ii. Redemption of the Gifts shall be completely governed by the Merchants Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Program, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant. 14

15 iii. iv. SingSaver.com.sg does not investigate or vet any Gifts and is not responsible for any performance or quality claims associated with such description of the Gifts. All information provided on the Gift Vouchers is for informational purposes only and SingSaver encourages a run-through of all information presented on the Merchant sites for warnings and directions that accompany the before use. SingSaver.com.sg reserves the final right to change the Gifts given. In the case delays in the delivery of the Gifts, SingSaver.com.sg will notify the recipients and make the necessary arrangements to deliver the Gifts. v. In the case of multiple successful applications, $60 EDM special will only awarded for the first successful application. 5. Redemption details will be communicated via the registered address or mobile phone number within two (2) calendar months from date of Eligible approval. i. Gifts for OCBC 365 Credit and OCBC Frank Credit will be fulfilled by OCBC ii. Gifts for all other cards will be fulfilled by SingSaver 6. SingSaver.com.sg reserves the right to reject any gift redemption if application was found to be made via other channels and/or made outside of the Promotion Period. 7. Approvals of any Credit is still subjected to the Bank s discretion. SingSaver does not guarantee the approval of any Credit. 8. By applying for an Eligible Banking Product as part of this Promotion, an Eligible Participant consents to the Bank Partners informing SingSaver of the status of his application, including whether the customer's application is successful. 9. SingSaver.com.sg reserves the right to change the terms and conditions during the period of the Promotion without any prior notification. 10. By agreeing to the terms and conditions of this Promotion, agree to receive communications from SingSaver.com.sg according to the privacy policy ( 11. By agreeing to the terms and conditions of this Promotion, you also agree to the terms and conditions of use of SingSaver.com.sg ( 15

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