Macquarie Platinum Card

Size: px
Start display at page:

Download "Macquarie Platinum Card"

Transcription

1 Macquarie Platinum Card Features and Benefits Guide macquarie.com i

2 Welcome Your privileges 2 Your card benefits at a glance 4 Macquarie Rewards 6 Complimentary insurance 8 Shop and pay with confidence 10 ii

3 Congratulations, welcome to your new Macquarie Platinum Card. Your card gives you generous Macquarie Rewards earning potential as well as many other exciting features and benefits. Everything you need to know about getting the most out of your new Macquarie Platinum Card is in this guide, including information about our great Macquarie Rewards program, an array of complimentary insurances and much more. Activate your card in three simple steps 1 Go to online.macquarie.com.au 2 Login with your Macquarie Access Code (MAC) and Online Password 3 Follow the prompts to set your own memorable PIN, sign the back your card and you are ready. 1

4 Your privileges 2

5 As a Macquarie Platinum cardholder, you ll enjoy a host of privileges and opportunities. The Macquarie Platinum experience offers you the opportunity to earn generous Macquarie Reward points 1, 24/7 Concierge Service, complimentary insurance 2 and many other benefits. Activate your card in three simple steps 1 Go to online.macquarie.com.au 2 Login with your Macquarie ID and Online Password. 3 Follow the prompts to activate, sign the back of your card and you re ready to go. 3

6 Your card benefits at a glance 4

7 Up to 4 additional cardholders Complimentary insurances Give your loved ones a card with no annual fee Overseas travel / Interstate flight inconvenience cover / Transport accident / Purchase security / Extended warranty / Global hire car excess waiver 2 24/7 Concierge Service Available 24/7 to Macquarie Platinum cardholders Contactless payment facility Global acceptance Visa Platinum and Visa Entertainment Visa paywave Tens of millions of merchants and over 2 million ATMs across 200 countries From sports to entertainment, enjoy front row seats at sought-after events with Visa Platinum Services, and gain access to exclusive offers on music, movies, theatre and home entertainment with Visa Entertainment 5

8 Macquarie Rewards 6

9 Reward yourself with what you really want 1. We re giving you the freedom to reward yourself however you want, whenever you want. Macquarie Reward points can be redeemed for egift cards from a range of popular Australian and global retailers. Macquarie Rewards is part of our award-winning digital banking offering, with the ability to browse, redeem and retrieve digital egift cards directly within our Mobile Banking app and online banking site. egift cards are sent to your and are visible when you log into your Macquarie Online account, allowing you to easily access and enjoy your rewards. There s also a Cashback option if you prefer, where you can choose to redeem your Macquarie Reward points for cashback into selected Macquarie accounts. With generous points earning potential, you ll be ready to redeem in no time! 1.25 Macquarie Reward points per $1 spent on all eligible purchases 1 Log in to online.macquarie.com.au or the Macquarie Mobile Banking app to redeem your points. 7

10 Complimentary insurance 8

11 Travel Insurance 2 You, your spouse and dependent children travelling with you will be covered for up to 90 days worldwide when you purchase return tickets with your Macquarie Platinum Card. Limits apply. Enjoy a range of other insurances, including Extended Warranty Insurance, Transport Accident Insurance, Interstate Flight Inconvenience Insurance and Global Hire Car Excess Waiver Insurance 2. Purchase Security Insurance 2 If something you buy on your card is stolen or accidentally damaged anywhere in the world within 90 days of you buying it, we ll arrange for it to be repaired, replaced, rebuilt or reinstated up to $2,500 per item. A $250 excess applies. 9

12 Shop and pay with confidence 10

13 Shop online with ease Our online fraud protection provides 24/7 account monitoring Feel protected, knowing you are covered by Visa s Zero Liability policy and are not held liable for unauthorised purchases 3 Verified by Visa adds security to your card by ensuring only you can use your Visa card online Wave and go Go faster with Visa paywave, making your transactions quick and convenient. Simply hold your card in front of a contactless reader to complete the payment. Visit visapaywave.com.au for details. 11

14 Complimentary personal service, day and night Tickets for a fabulous show or restaurant reservations? Complex travel arrangements? Your concierge thrives on a challenge. No matter where you are, enjoy complimentary 24/7 Concierge Service, there to make your life easier call Manage your card online You can manage your card quickly and conveniently with Macquarie online banking and mobile banking app. Manage your account at the time that suits you with online banking: check your balance and payment information change your PIN pay your bills using Bpay view your statements view your balance of Macquarie Reward points. To log in to online banking, go to online.macquarie.com.au and enter your Macquarie ID and Online Password. 12 Registered to BPAY Pty Ltd ABN

15 Macquarie Bank Limited ABN Australian Credit Licence Macquarie Reward points are earned at a rate of 1.25 Macquarie Reward points per dollar spent on eligible purchases, on up to $200,000 of spend annually. Macquarie Rewards are subject to the Macquarie Rewards Program Terms and Conditions. Macquarie Reward points are not earned on cash advances, balance transfers or other restricted transactions. 2 Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance and Extended Warranty Cover are underwritten by ACE Insurance Limited (ABN , AFSL No ) (ACE) and are subject to the Terms and Conditions and exclusions contained in the Macquarie Bank Platinum Credit Card policy of insurance between Macquarie Bank (ABN AFSL No ) and ACE. This brochure does not take into account your objectives, financial situation or needs. It is important for you to read Macquarie Credit Card Insurances Terms and Conditions available by calling and consider the appropriateness of that insurance in relation to your individual requirements. 3 Visa s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult your issuer for additional details. 13

16 Macquarie Card Services Call (Australia) or (overseas) Lost or stolen cards Call (Australia) and select option 3 or (overseas) 24/7 Concierge Service Call Online banking Visit online.macquarie.com.au Insurance questions or claims Call (Australia) or (overseas) 14 BFS /17

Macquarie Black Card Features and Benefits Guide. 1 macquarie.com

Macquarie Black Card Features and Benefits Guide. 1 macquarie.com Macquarie Black Card Features and Benefits Guide 1 macquarie.com Welcome to Macquarie s most rewarding card Your rewards 2 Privileges 4 Insurance 8 Convenience and security 11 Manage your card 13 Important

More information

CREDIT CARD PRODUCT INFORMATION BROCHURE

CREDIT CARD PRODUCT INFORMATION BROCHURE CREDIT CARD PRODUCT INFORMATION BROCHURE Effective from 1st March 2018 A CREDIT CARD IS A GREAT WAY TO MAKE PURCHASES IN-STORE, ONLINE OR OVER THE PHONE. IF USED EFFECTIVELY, IT CAN ALSO BE A GREAT WAY

More information

GUIDE TO BENEFITS MERIDIAN VISA * PLATINUM CASH BACK CARD M40002 (11/16)

GUIDE TO BENEFITS MERIDIAN VISA * PLATINUM CASH BACK CARD M40002 (11/16) GUIDE TO BENEFITS MERIDIAN VISA * PLATINUM CASH BACK CARD M40002 (11/16) WELCOME Your new Meridian Visa Platinum Cash Back Card is your key to earning the platinum-level privileges you deserve. You ll

More information

GUIDE TO BENEFITS MERIDIAN VISA * CASH BACK CARD M40001 (11/16)

GUIDE TO BENEFITS MERIDIAN VISA * CASH BACK CARD M40001 (11/16) GUIDE TO BENEFITS MERIDIAN VISA * CASH BACK CARD M40001 (11/16) WELCOME Your new Meridian Visa Cash Back Card is your key to earning cash back and more for simply making everyday purchases. You ll be

More information

GUIDE TO BENEFITS MERIDIAN VISA * US DOLLAR CARD M40006 (11/16)

GUIDE TO BENEFITS MERIDIAN VISA * US DOLLAR CARD M40006 (11/16) GUIDE TO BENEFITS MERIDIAN VISA * US DOLLAR CARD M40006 (11/16) WELCOME Your new Meridian Visa US Dollar Card is your key to earning the privileges you deserve whenever you visit and make purchases in

More information

INTRODUCING ANZ REWARDS

INTRODUCING ANZ REWARDS INTRODUCING ANZ REWARDS Convenient Quick Start Guide Get started now. Simply follow the easy steps below and you could be using your new ANZ Rewards today. Quick Activation 1. Sign the back of your card

More information

A rewards card that s anything but ordinary. Welcome to Altitude Platinum.

A rewards card that s anything but ordinary. Welcome to Altitude Platinum. A rewards card that s anything but ordinary. Welcome to Altitude Platinum. In this brochure. Two cards, one account. 2 Earning Altitude points. 3 Redeeming Altitude points. 4 Don t miss out on the best

More information

Westpac Low Fee Platinum Card.

Westpac Low Fee Platinum Card. Westpac Low Fee Platinum Card. Here to help with complimentary services. Contents. Welcome to your Westpac Low Fee Platinum Mastercard....3 Credit Cards Priority Service Line....3 Your Low Fee Platinum

More information

GUIDE TO BENEFITS MERIDIAN VISA INFINITE* TRAVEL REWARDS CARD M40005 (12/16)

GUIDE TO BENEFITS MERIDIAN VISA INFINITE* TRAVEL REWARDS CARD M40005 (12/16) GUIDE TO BENEFITS MERIDIAN VISA INFINITE* TRAVEL REWARDS CARD M40005 (12/16) WELCOME Your new Meridian Visa Infinite Travel Rewards Card is your key to earning the exclusive privileges you deserve. You

More information

everyday credit card

everyday credit card 55 Day Visa Card enjoy our everyday credit card more of a good thing Proudly supported by Westpac 1 Welcome to our 55 Day Visa Card Thank you for choosing the 55 Day Visa Card. It s a great card, designed

More information

Protected by. High convenience from a Low Rate Card. Low Rate Card

Protected by. High convenience from a Low Rate Card. Low Rate Card Protected by High convenience from a Low Rate Card. Low Rate Card In this brochure. Welcome to our lowest rate card 3 Your Low Rate Card features 4 Contactless Technology 6 Making the most of your Low

More information

Welcome to the HSBC Advance Mastercard credit card

Welcome to the HSBC Advance Mastercard credit card Welcome to the HSBC Advance Mastercard credit card Jump into life s next great adventure. Welcome Your HSBC Advance Mastercard credit card is designed for your everyday use, with an outstanding Rewards

More information

Make both business and business travel more rewarding.

Make both business and business travel more rewarding. TD Business Travel Visa* Welcome Guide Make both business and business travel more rewarding. Discover your TD Business Travel Visa* Card Getting Started 3 Earn TD Rewards Points 6 Redeem TD Rewards Points

More information

Welcome to the HSBC Advance Mastercard credit card

Welcome to the HSBC Advance Mastercard credit card Welcome to the HSBC Advance Mastercard credit card JUMP INTO LIFE S NEXT GREAT ADVENTURE WELCOME Your HSBC Advance Mastercard credit card is designed for your everyday use, with an outstanding Rewards

More information

Welcome to your CIBC Dividend Visa* Card

Welcome to your CIBC Dividend Visa* Card Welcome to your CIBC Dividend Visa* Card Banking that fits your life. Turn your everyday spending into cash back rewards Get started with your new cash back card 1. Activate your card Activate your card

More information

steady, take off Welcome to your Airpoints credit card Air New Zealand Airpoints Low Fee Mastercard or Air New Zealand Airpoints Standard Mastercard

steady, take off Welcome to your Airpoints credit card Air New Zealand Airpoints Low Fee Mastercard or Air New Zealand Airpoints Standard Mastercard Ready, steady, take off Welcome to your Airpoints credit card Air New Zealand Airpoints Low Fee Mastercard or Air New Zealand Airpoints Standard Mastercard Important information Your Air New Zealand Airpoints

More information

A program that offers you LAK Points every time you use your AlAhli Credit Card. You will earn points according to the following 2 2.

A program that offers you LAK Points every time you use your AlAhli Credit Card. You will earn points according to the following 2 2. Dear Wessam Platinum Member, Thank you for choosing NCB as your financial solutions provider, and for choosing the AlAhli Credit Card as your preferred payment card. We are pleased to present to you the

More information

Home Loan Advantage Package

Home Loan Advantage Package Home Loan Advantage Package 1 2 ST.GEORGE HOME LOAN ADVANTAGE PACKAGE Take advantage of St.George Choosing a home loan is a big decision but it doesn t have to be hard. By making more of St.George, you

More information

steady, take off Welcome to your Airpoints credit card Air New Zealand Airpoints Platinum Mastercard

steady, take off Welcome to your Airpoints credit card Air New Zealand Airpoints Platinum Mastercard Ready, steady, take off Welcome to your Airpoints credit card Air New Zealand Airpoints Platinum Mastercard Important information Your Air New Zealand Airpoints TM Platinum Mastercard (or Airpoints credit

More information

welcome bienvenue bienvenido bem-vinda

welcome bienvenue bienvenido bem-vinda Welcome Benvenuti welcome willkommen bienvenue benvenuti bienvenido bem-vinda Introducing the Global Currency Card. It s the re-loadable prepaid Visa card that can be used to make payments in multiple

More information

Welcome to the world of Citigold

Welcome to the world of Citigold Enjoy a unique position of access and privilege, where clear thinking and individual understanding brings your bank home, to you. With investment and banking products, exclusive benefits and services,

More information

AGRIBUSINESS. Agribusiness AS DEDICATED AS YOU ARE. As dedicated as you are

AGRIBUSINESS. Agribusiness AS DEDICATED AS YOU ARE. As dedicated as you are AGRIBUSINESS Agribusiness AS DEDICATED AS YOU ARE As dedicated as you are Whether you re an established farmer or new to the land, it s important to find people who are willing to roll up their sleeves

More information

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Terms and Conditions Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Effective Date: 15 June 2017 Table of Contents 1. Meaning of Words

More information

Welcome to your new ManulifeMONEY+ Visa Infinite * Card GET CASHBACK REWARDS AND TRAVEL BENEFITS IN ONE

Welcome to your new ManulifeMONEY+ Visa Infinite * Card GET CASHBACK REWARDS AND TRAVEL BENEFITS IN ONE Welcome to your new ManulifeMONEY+ Visa Infinite * Card GET CASHBACK REWARDS AND TRAVEL BENEFITS IN ONE Welcome and congratulations! You ve just chosen an outstanding cash back credit card your new ManulifeMONEY+

More information

EVERYDAY BANKING AND SAVING ACCESS YOUR MONEY YOUR WAY

EVERYDAY BANKING AND SAVING ACCESS YOUR MONEY YOUR WAY EVERYDAY BANKING AND SAVING ACCESS YOUR MONEY YOUR WAY IMAGINE BANKING THAT S SIMPLE AND SECURE Now take a look at what we have for you. SECURITY 1 ANZ Falcon Watching for suspicious transactions. ANZ

More information

Orange One Platinum Cashback Rewards Terms and Conditions

Orange One Platinum Cashback Rewards Terms and Conditions Orange One Platinum Cashback Rewards Terms and Conditions Date: 15 December 2017 1. Cashback Rewards Orange One Platinum Cashback Rewards enables Cashback to be earned on every dollar spent on qualifying

More information

EVERYDAY BANKING AND SAVING ACCESS YOUR MONEY YOUR WAY

EVERYDAY BANKING AND SAVING ACCESS YOUR MONEY YOUR WAY EVERYDAY BANKING AND SAVING ACCESS YOUR MONEY YOUR WAY IMAGINE BANKING THAT S SIMPLE AND SECURE Now take a look at what we have for you. SECURITY 1 ANZ Falcon Watching for suspicious transactions. ANZ

More information

ICICI Bank. Credit Card MEMBERSHIP GUIDE

ICICI Bank. Credit Card MEMBERSHIP GUIDE ICICI Bank Credit Card MEMBERSHIP GUIDE WELCOME ABOARD... 03 FEES... 04 EXPERIENCE ENTERTAINMENT... 05 CULINARY TREATS... 06 AIRPORT AND RAILWAY LOUNGE ACCESS... 07 REWARDS POWERED BY PAYBACK... 08 NETWORK

More information

ANZ Airpoints Visa. Welcome guide

ANZ Airpoints Visa. Welcome guide ANZ Airpoints Visa Welcome guide Introducing the ANZ Airpoints Visa and the ANZ Airpoints Visa Platinum, the credit cards that reward you with Air New Zealand Airpoints Dollars. The ANZ Airpoints Visa

More information

PERSONAL BANKING BENEFITS WHILE YOU WORK

PERSONAL BANKING BENEFITS WHILE YOU WORK ANZ@WORK PERSONAL BANKING BENEFITS WHILE YOU WORK WE RE MAKING WORK MORE REWARDING Thanks to our relationship with your employer, you can enjoy a range of personal benefits and discounts, simply by banking

More information

Credit and Debit Cards

Credit and Debit Cards Credit and Debit Cards VALID FROM MONTH/YEAR MONTH/YEAR GOOD THRU VALID FROM MONTH/YEAR MONTH/YEAR GOOD THRU No expensive reward system, just everyday value Northern Inland offers a cost-effective Visa

More information

ATB Financial World Elite MasterCard. Membership Benefits and Privileges

ATB Financial World Elite MasterCard. Membership Benefits and Privileges ATB Financial World Elite MasterCard Membership Benefits and Privileges The premium, full-flex, all-inclusive MasterCard Contents With its flexible rewards, unlimited earnings, an exclusive annual bonus

More information

The person you authorise to hold your additional card will share your credit limit and you will receive one statement for both cards.

The person you authorise to hold your additional card will share your credit limit and you will receive one statement for both cards. Website FAQs Applying for your card Who can apply for an AMIGO credit card? You can apply if you: Are over 18 years of age Have a regular income Are not bankrupt Are an Australian citizen or a permanent

More information

Experience business banking with more control.

Experience business banking with more control. Experience business banking with more control. Business Visa Debit Card User Guide. Welcome to an easier way of doing business, with the HSBC Business Visa Debit Card. Now you re in control of your business

More information

RBC Visa Business Platinum Avion. A world of travel rewards. And more.

RBC Visa Business Platinum Avion. A world of travel rewards. And more. RBC Visa Business Platinum Avion A world of travel rewards. And more. Table of contents Introduction 3 Easy access to funds 4 Lost or stolen cards 5 Chip and PIN for the highest level of security 5 Visa

More information

The Choice is yours. TD Platinum Travel Visa* Welcome Guide. Discover your TD Platinum Travel Visa Card

The Choice is yours. TD Platinum Travel Visa* Welcome Guide. Discover your TD Platinum Travel Visa Card TD Platinum Travel Visa* Welcome Guide The Choice is yours. Discover your TD Platinum Travel Visa Card Getting Started 3 TD Rewards Program 4 Insurance 7 Convenience 10 Card Security 13 photo to be updated

More information

Executive Card usbpayment.com vice d Concierge Ser MasterCar

Executive Card usbpayment.com vice d Concierge Ser MasterCar Executive Card U.S. Bank Customer Service 800-344-5696 Account services and information Golden Tickets, Inc. 800-288-2461 Reservations Carey Worldwide Chauffeured Services Limousine Discounts 800-336-4646

More information

HSBC Visa Credit Card User Guide

HSBC Visa Credit Card User Guide HSBC Visa Credit Card User Guide Welcome to the world full of privileges for HSBC Visa Credit Cardholders. You are about to discover the exclusive privileges brought to you by HSBC Credit Cards. You ll

More information

CREDIT CARDS CONDITIONS OF USE

CREDIT CARDS CONDITIONS OF USE CREDIT CARDS CONDITIONS OF USE EFFECTIVE 18 SEPTEMBER 2017 Important note This booklet does not contain all the pre-contractual information we are required by law to give you before the agreement is made.

More information

Conditions of Use and Credit Guide

Conditions of Use and Credit Guide Conditions of Use and Credit Guide Important details about your Gem Visa October 2017 The way to pay with 0% interest 6 reasons you ll be saying it s a gem Booklet no. Enjoy 6 months interest free on any

More information

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Effective 15 June 2017 Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Contents Page 1. Definitions 2 Chapter

More information

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Effective 15 June 2017 Citibank Rewards Credit Card Classic Citibank Gold Credit Card Citibank Rewards Credit Card Platinum Contents

More information

ICICI Bank HPCL Credit Card MEMBERSHIP GUIDE

ICICI Bank HPCL Credit Card MEMBERSHIP GUIDE ICICI Bank HPCL Credit Card MEMBERSHIP GUIDE INDEX WELCOME ON BOARD...03 KEY BENEFITS...05» SAVINGS ON FUEL PURCHASES/EARN FUEL WITH PAYBACK POINTS... 07» EXPERIENCE ENTERTAINMENT/CULINARY TREATS... 08

More information

Macquarie Credit Cards

Macquarie Credit Cards Macquarie Credit Cards Conditions Of Use EFFECTIVE 15 JANUARY 2016 Important note: This booklet does not contain all the pre-contractual information we are required by law to give you before the agreement

More information

It s high-time you were rewarded.

It s high-time you were rewarded. It s high-time you were rewarded. Altitude Credit Card. Contents. Information is bliss....3 Two cards, one account....3 Altitude Rewards.... 4 Altitude Qantas.... 8 Contactless technology a faster way

More information

The Mark of Your Achievement

The Mark of Your Achievement The Mark of Your Achievement Maybank Visa Signature Welcome to the card that steps up your lifestyle to the next level. Set yourself apart from the rest by changing the game with Visa Signature, Indulge

More information

Australia Post Load&Go China Card Short-Form Product Disclosure Statement

Australia Post Load&Go China Card Short-Form Product Disclosure Statement Australia Post Load&Go China Card Short-Form Product Disclosure Statement This Short-Form Product Disclosure Statement (Short-Form PDS) is dated 30 June 2017. This Short-Form PDS provides summary information

More information

PERSONAL BANKING BENEFITS WHILE YOU WORK

PERSONAL BANKING BENEFITS WHILE YOU WORK ANZ@WORK PERSONAL BANKING BENEFITS WHILE YOU WORK 2 We re making work more rewarding. Thanks to our relationship with your employer, you can enjoy a range of personal benefits and discounts, simply by

More information

Welcome to the World of Extraordinary Privileges!

Welcome to the World of Extraordinary Privileges! Welcome to the World of Extraordinary Privileges! Dear Valued YES FIRST Customer, I am delighted to welcome you to the YES FIRST Credit Card programme! At YES BANK, we understand that you have never settled

More information

Welcome to your CIBC Dividend Visa Infinite* Card

Welcome to your CIBC Dividend Visa Infinite* Card Welcome to your CIBC Dividend Visa Infinite* Card Banking that fits your life. Turn your everyday spending into cash back rewards Get started with your new cash back card 1. Activate your card Activate

More information

Product Disclosure Statement Australia Post Load&Go Travel Card

Product Disclosure Statement Australia Post Load&Go Travel Card Product Disclosure Statement Australia Post Load&Go Travel Card INTRODUCTION About this Product Disclosure Statement This Product Disclosure Statement ( PDS ) is issued by Heritage Bank Limited ABN 32

More information

ICICI Bank Instant Platinum Credit Card. Membership Guide

ICICI Bank Instant Platinum Credit Card. Membership Guide ICICI Bank Instant Platinum Credit Card Membership Guide INDEX WELCOME ABOARD... 03 OFFERS AND DISCOUNTS... 04 FINANCIAL FLEXIBILITY... 07 SAVINGS... 08 CHIP AND PIN SECURITY... 10 BILL PAYMENT OPTIONS...

More information

WELCOME TO THE WORLD OF YES PROSPERITY!

WELCOME TO THE WORLD OF YES PROSPERITY! WELCOME TO THE WORLD OF YES PROSPERITY! 5363 0301 2345 6789 06/21 RAMESH M BHAT EXPERIENCE GUIDE V 1.1 Cover page Dear Valued Customer, I am delighted to welcome you to YES Prosperity Credit Card Programme!

More information

A CARD FOR EVERY NEED

A CARD FOR EVERY NEED A CARD FOR EVERY NEED Credit cards are useful even essential in so many ways. They make life easier when you need to book a vacation or pay for a purchase. All our credit cards have a variety of features

More information

ICICI Bank HPCL American Express Credit Card.

ICICI Bank HPCL American Express Credit Card. ICICI Bank HPCL American Express Credit Card. MEMBERSHIP GUIDE INDEX WELCOME ON BOARD...03 KEY BENEFITS... 05» SAVINGS ON FUEL PURCHASES/EARN FUEL WITH PAYBACK POINTS...07» EXPERIENCE ENTERTAINMENT/CULINARY

More information

WOOLWORTHS MONEY CREDIT CARDS CONDITIONS OF USE EFFECTIVE OCTOBER 2015

WOOLWORTHS MONEY CREDIT CARDS CONDITIONS OF USE EFFECTIVE OCTOBER 2015 WOOLWORTHS MONEY CREDIT CARDS CONDITIONS OF USE EFFECTIVE OCTOBER 2015 Important note This booklet does not contain all the pre-contractual information we are required by law to give you before the agreement

More information

Retired Officers Benefits We ve got your banking covered.

Retired Officers Benefits We ve got your banking covered. Retired Officers Benefits We ve got your banking covered. ANZ Staff Banking - Working for you. Enjoy the benefits Thinking about buying a home? Planning for your future? Going on an overseas trip? ANZ

More information

FLIGHT CENTRE MASTERCARD TERMS AND CONDITIONS

FLIGHT CENTRE MASTERCARD TERMS AND CONDITIONS FLIGHT CENTRE MASTERCARD TERMS AND CONDITIONS We are Columbus Financial Services Limited, and the issuer of your Flight Centre Mastercard. You can browse our frequently asked questions at flightcentremastercard.co.nz

More information

AMPLIFY CREDIT CARD. Business Conditions of Use.

AMPLIFY CREDIT CARD. Business Conditions of Use. AMPLIFY BUSINESS CREDIT CARD Business Conditions of Use. Effective Date: 30 May 2018 Your Credit Contract includes this Conditions of Use brochure, the letter which advises both your credit limit and other

More information

Your RBC Avion Visa Infinite Business

Your RBC Avion Visa Infinite Business Your RBC Avion Visa Infinite Business Benefits Guide Your RBC Avion Visa Infinite Business card is so much more than what you would expect out of a business credit card. Designed to help you make the most

More information

TRAVELLING OVERSEAS?

TRAVELLING OVERSEAS? TRAVELLING OVERSEAS? TRAVEL TIPS, MONEY AND INSURANCE FOR OVERSEAS TRAVEL Travel and Foreign Exchange We provide a one-stop-shop for all your foreign exchange needs, making it easy for you to manage your

More information

Welcome. Credit Card

Welcome. Credit Card Welcome Credit Card TABLE OF CONTENTS page 3 5-7 8 9 10-11 12-13 14 16-19 section Welcome Online Banking Account Access Make a Payment Rewards Security Digital Payments FAQs Welcome Your new MidFirst Bank

More information

Hang Seng Commercial Card Benefits Directory

Hang Seng Commercial Card Benefits Directory CB201B(Eng) (03/2017) LT Contents 1. Important Points to Remember 2. Customer Privileges Better Business Expense Management Financial Flexibility Superior Privileges Membership Rewards Programme Comprehensive

More information

Debit Card User Guide

Debit Card User Guide Debit Card User Guide HSBC Premier Debit Cards Access your funds and pay for your purchases wherever you are. Dear Customer, Welcome to the new era of HSBC Premier Debit Chip Cards. Your key to more convenient

More information

Suncorp Bank Freedom Access Account

Suncorp Bank Freedom Access Account Suncorp Bank Freedom Access Account Product Information Document This document contains information on Suncorp Bank Freedom Access Account and related fees and charges. This document must be read in conjunction

More information

Get your $20 WELCOME BONUS TODAY. 3

Get your $20 WELCOME BONUS TODAY. 3 Welcome! Get your $20 WELCOME BONUS TODAY. 3 Your first $200 spent using your new CIBC Tim Hortons Double Double Visa * Card will earn you $20 Tim Cash fast. Now that you have your CIBC Tim Hortons Double

More information

Rewards you can achieve sooner

Rewards you can achieve sooner TD Aeroplan Visa Platinum Welcome Guide Rewards you can achieve sooner Discover your TD Aeroplan Visa Platinum Card Getting Started 3 Earning Aeroplan Miles 4 Redeeming Aeroplan Miles 6 Insurance 8 Convenience

More information

The Mark of Your Achievement

The Mark of Your Achievement The Mark of Your Achievement Maybank Visa Signature Unmatched Value Like No Other Welcome to the card that steps up your lifestyle to the next level. Set yourself apart from the rest by changing the game

More information

HSBC with Apple Pay Terms and Conditions and Notice of Change. Effective 02 May 2017

HSBC with Apple Pay Terms and Conditions and Notice of Change. Effective 02 May 2017 HSBC with Apple Pay Terms and Conditions and Notice of Change Effective 02 May 2017 HSBC with Apple Pay Terms and Conditions and Notice of Change 1. These terms To cater for the new technology used by

More information

Important changes to the Commonwealth Awards Program and to your credit card contract

Important changes to the Commonwealth Awards Program and to your credit card contract Important changes to the Commonwealth Awards Program and to your credit card contract Changes to the Commonwealth Awards Program Changes to the Commonwealth Awards Terms & Conditions Changes to your Credit

More information

Your Guide To Debit Cards. Brought to you by:

Your Guide To Debit Cards. Brought to you by: Your Guide To Debit Cards Brought to you by: Table of contents Introduction 3 How did debit cards come to be and what exactly are they? 4 How does a debit card work? 5 What happens when I use my debit

More information

Cash Passport Platinum Mastercard

Cash Passport Platinum Mastercard Cash Passport Platinum Mastercard Product Disclosure Statement and Terms & Conditions Date prepared 10 May 2017 This Product Disclosure Statement (PDS) contains important information about the use of the

More information

Debit Card User Guide

Debit Card User Guide Debit Card User Guide HSBC Premier Debit Cards Access your funds and pay for your purchases wherever you are. Dear Customer, Welcome to the new era of HSBC Premier Debit Chip Cards. Your key to more convenient

More information

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citibank Select Credit Card

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citibank Select Credit Card Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Citibank Rewards Credit Card - Signature Citibank Select Credit Card Contents Page 1. Definitions 2 Chapter One 2. Participation

More information

WELCOME TO THE WORLD OF YES PROSPERITY

WELCOME TO THE WORLD OF YES PROSPERITY REWARDS PLUS WELCOME TO THE WORLD OF YES PROSPERITY 5318 4901 2345 6789 06/21 RAMESH M BHAT 5 Reward Points on every `100 spent on your Birthday. WELCOME REWARDS Earn 1,250 Welcome Reward Points on simply

More information

Cash Passport MasterCard

Cash Passport MasterCard Cash Passport MasterCard Product Disclosure Statement and Terms & Conditions Date prepared 11 November 2016 This Product Disclosure Statement (PDS) contains important information about the use of the Cash

More information

Warehouse Money Visa Card Terms and Conditions

Warehouse Money Visa Card Terms and Conditions Warehouse Money Visa Card Terms and Conditions 1 01 Contents 1. About these terms 6 2. How to read this document 6 3. Managing your account online 6 4. Managing your account online things you need to

More information

Moving to Australia? Choose the bank more Australians choose.

Moving to Australia? Choose the bank more Australians choose. Moving to Australia? Choose the bank more Australians choose. Contents Welcome to the Commonwealth Bank of Australia. 3 International service, local knowledge. 3 Set up your banking before you arrive.

More information

An infinite world of privileges

An infinite world of privileges An infinite world of privileges Personalised concierge services, offers and privileges reserved for members plus a comprehensive range of insurance and assistance, flexible cash withdrawal and payment

More information

Freedom Access Account

Freedom Access Account Freedom Access Account Product Information Document Effective Date: 01 March 2018 This document contains information on Suncorp Bank Freedom Access Account and related fees and charges. This document must

More information

Welcome to your CIBC Corporate Classic Plus Visa* Card.

Welcome to your CIBC Corporate Classic Plus Visa* Card. Welcome to your CIBC Corporate Classic Plus Visa* Card. YOUR BENEFITS GUIDE Benefits at a glance Welcome to your CIBC Corporate Classic Plus Visa Card. 1 Security and convenience. Chip technology Lost

More information

Wealth Management Banking Offer. Enjoy a world of exclusive benefits

Wealth Management Banking Offer. Enjoy a world of exclusive benefits Wealth Management Banking Offer Enjoy a world of exclusive benefits 02 Wealth Management Banking Offer 03 Solutions designed with you in mind What are your needs? Whether you are looking for banking services,

More information

LASTING MEMORIES THANKS TO YOUR EVERYDAY PURCHASES

LASTING MEMORIES THANKS TO YOUR EVERYDAY PURCHASES LASTING MEMORIES THANKS TO YOUR EVERYDAY PURCHASES MAKE EVERYDAY MORE REWARDING! EARN EVERYDAY POINTS Simply use your Visa Rewards credit card and earn 1 point for every $1 spent. From fuel to groceries

More information

Standard Chartered Credit Card Frequently Asked Questions (FAQ)

Standard Chartered Credit Card Frequently Asked Questions (FAQ) Standard Chartered Credit Card Frequently Asked Questions (FAQ) 1 Credit card features What are the main features of Standard Chartered credit cards ("credit cards")? Our credit cards offer you up to 55

More information

Product Information Document Effective Date: 7 September 2018

Product Information Document Effective Date: 7 September 2018 Business Accounts Product Information Document Effective Date: 7 September 2018 This document contains information on Suncorp Bank Business Accounts: Business Everyday Accounts, Business Premium Accounts,

More information

(together your Agreement). Your agreement with us in relation to your Q MasterCard and your Account is made up of the

(together your Agreement). Your agreement with us in relation to your Q MasterCard and your Account is made up of the Q Mastercard Terms and Conditions We are Columbus Financial Services Limited, and the issuer of your Q Mastercard. You can browse our frequently asked questions at qmastercard.co.nz to learn about your

More information

Do asset management accounts really benefit investors and what are some of the major benefits of Corestone that I can highlight to my clients?

Do asset management accounts really benefit investors and what are some of the major benefits of Corestone that I can highlight to my clients? Corestone GENERAL Do asset management accounts really benefit investors and what are some of the major benefits of Corestone that I can highlight to my clients? Investors can benefit from the many great

More information

Bank of america online bill pay credit card

Bank of america online bill pay credit card Bank of america online bill pay credit card Manage your credit card online today.. Credit Card Account Management with Bank of America Credit card account management is. Pay your credit card bill. In person.

More information

BusinessChoice Rewards. Rewards Terms and Conditions. For accounts opened prior 1 May Effective Date: 1 June 2017.

BusinessChoice Rewards. Rewards Terms and Conditions. For accounts opened prior 1 May Effective Date: 1 June 2017. BusinessChoice Rewards. Rewards Terms and Conditions. For accounts opened prior 1 May 2014. Effective Date: 1 June 2017. We would ask you to take some time to read through these Terms and Conditions, as

More information

Combined Conditions of Use and Credit Guide. Effective as at 30 June 2017.

Combined Conditions of Use and Credit Guide. Effective as at 30 June 2017. Combined Conditions of Use and Credit Guide. Effective as at 30 June 2017. Introduction. Your Credit Card Contract includes this Conditions of Use brochure, the letter which advises both your credit limit

More information

AT-CALL SAVINGS ACCOUNTS

AT-CALL SAVINGS ACCOUNTS AT-CALL SAVINGS ACCOUNTS PART 1 - AT-CALL SAVINGS ACCOUNTS PRODUCT DISCLOSURE STATEMENT (Corporations Act (Cth) 2001) Comprises of the following documents Part 1 - Product Disclosure Statement for all

More information

Citi Rewards and Citi Qantas Rewards Program Terms and Conditions

Citi Rewards and Citi Qantas Rewards Program Terms and Conditions Citi Rewards and Citi Qantas Rewards Program Terms and Conditions Contents Page 1. Definitions 2 Chapter One 2. Participation and Agreement 4 3. Accumulation of Points 4 4. Adjustments and Deductions to

More information

Combined Conditions of Use and Credit Guide. Effective as at 30 June 2017.

Combined Conditions of Use and Credit Guide. Effective as at 30 June 2017. Combined Conditions of Use and Credit Guide. Effective as at 30 June 2017. Important changes to Altitude card accounts. The Reserve Bank of Australia introduced new industry wide regulations on 1 July

More information

Credit Cards. World and Platinum Concierge Services.

Credit Cards. World and Platinum Concierge Services. Credit Cards World and Platinum Concierge Services. Conditions of Use 1 October 2014 Contact Numbers for Easy Reference Enquiries and assistance World and Platinum Concierge Services are available 24 hours

More information

VELOCITY GLOBAL WALLET

VELOCITY GLOBAL WALLET VELOCITY GLOBAL WALLET Product Disclosure Statement This PDS is dated 31 August 2017 Version 6 CONTENTS INTRODUCTION AND IMPORTANT DISCLOSURE INFORMATION... 1 General description of the Product... 1 About

More information

FEES AND CHARGES. Part 2 - Product Disclosure Statement (Corporations Act (Cth) 2001)

FEES AND CHARGES. Part 2 - Product Disclosure Statement (Corporations Act (Cth) 2001) FEES AND CHARGES Part 2 - Product Disclosure Statement (Corporations Act (Cth) 2001) This Fees and Charges brochure forms part of the following Product Disclosure Statements At-Call Savings Accounts Non-Cash

More information

Product Information Statement

Product Information Statement Product Information Statement Macquarie Cash Management Account Macquarie Bank Limited ABN 46 008 583 542 Australian Financial Services Licence 237502 DATE OF ISSUE / 17 DECEMBER 2018 1 macquarie.com Contents

More information

USaver. USaver Reach. USaver SMSF. UHomeLoan. Features. 1. Save money. 2. Save time. 3. Save worry

USaver. USaver Reach. USaver SMSF. UHomeLoan. Features. 1. Save money. 2. Save time. 3. Save worry U BANK UBank information 13.10.2017 U BANK ubank.com.au 13 30 80 Hello. We designed UBank with one thing in mind; to help you make more of your money, the easy way. Lee Hatton, CEO, UBank UBank is all

More information

Visa Credit Card Conditions of Use

Visa Credit Card Conditions of Use Visa Credit Card Conditions of Use Effective date: 1 December 2017 This booklet should be read in conjunction with the Terms and Conditions contained in the Financial Service Guide (FSG) for the Bank products

More information

Credit Card Conditions of Use and Credit Guide

Credit Card Conditions of Use and Credit Guide Credit Card Conditions of Use and Credit Guide Effective Date: 28 October 2016 Your Credit Contract includes this Conditions of Use brochure, the letter which advises both your credit limit and other prescribed

More information