ULTIMA V2 PERSONAL ACCIDENT POLICY
|
|
- Anna Carroll
- 5 years ago
- Views:
Transcription
1 ULTIMA V2 PERSONAL ACCIDENT POLICY NOTICE: For all intents and purposes where there is a oonflict or ambiguity as to the meaning in the Bahasa Malaysia provisions of any part of the Contract, it is hereby agreed that the English version of the Contract shall prevail. WHEREAS the insured de.scribed in the Schedule hereto being desirous of insuring in the manner hereinafter mentioned with Berjaya Sompo Insurance Berhad (hereinafter called "The Company") has made a proposal and declaration which proposal and declaration is agreed shall be the basis of the contract for the insurance hereby intended to be made and incorporated herein and has paid to the Company the First Premium stated in the Schedule as a consideration for the Insurance for the period stated herein. NOW THIS POLICY OF INSURANACE WITNESSES that if during the Period of Insurance the Life Insured shall suffer Death or Loss or Disablement which is solely and directly occasioned by accidental bodily injury the Company will subject to the terms provisos exclusions and conditions of and endorsed on this Policy (which terms provisos exclusions and conditions shall so far as the nature of them respectively will permrt be deemed conditions precedent to the right to recover under this Policy) pay to the Insured or in the event of death to the lnsured's legal personal representative the sum or sums of money specified in the Table of Benefits. DUTY Of DISCLOSURE Where the Life Insured has applied for this Insurance wholly for purposes unrelated to Life lnsured's trade. business or profession, Life Insured had a duty to take reasonable care not to make a misrepre.sentation in answering the questions in the Proposal Form (or when Life Insured applied for this insurance). Life Insured should have answered the questions fully and accurately. Failure to have taken reasonable care in answering the questions may result in avoidance of Life lnsured's contract of insurance, refusal or reduction of claim(s), change of terms or termination of contract of insurance in accordance with the remedies in Schedule 9 of the Financia l Services Act Life Insured was also required to disclose any other matter that the Life Insured knew to be relevant to The Company's decision in accepting the risks and determining the rates and terms to be applied. Life Insured also has a duty to tell The Company immediately if at any time after Life lnsured's contract of insurance has been entered into, varied or renewed with The Company any of the information given in the Proposal Form (or when Life Insured applied for this insurance) is inaccurate or has changed. TABLE OF BENEFITS Death or Loss or Disablement solely and directly occasion by accidental bodily injtsy which injury shall solely and independently of any other cause result in the following Benefit 1 to Benefit 13. SUmlnsured Benefit 1 DEATH occurring within twelve calendar months of bodily injury as aforesaid. Benefit 2 PERMANENT DISABLEM=NT occurring within twelve caleooar months of bodily injury as aforesaid. The percentage are as stated under Benefits 2 Coverage. Benefit3 TEMPORARY TOTAL DISABLEMENT temporarily from engaging in or giving attention to the Life lnsured's profession or occupation due to injury caused by an accident covered ooder this Policy as certified by a qualified and registered Medical Practitione up to a period of fifty two (52) weeks in respect of any ooe injtsy. Pr<Mded only if such bodily injury occurs within twenty (20) days from the date of accident wholly and continooosly disable and prevent the Life Insured from performing his/her oca,pati. For the purpose of the PoliCY, Temporary Total Disablement shall mean the Life Insured is rendered completely incapable of attending to any part of his ordinary professio, business or occupation. (UV2 PA/PW 0918) 1
2
3
4
5
6
7
8
9
10
11 POLISI INSURANS KEMALANGAN DIRI ULTIMA V2 PEMBERITAHUAN: Bagi tujuan dan maksud sekiranya terdapat konflik atau kekaburan berkenaan makna di dalam peruntukan Bahasa Malaysia tentang mana-mana bahagian Kontrak, adalah dipersetujui bahawa Kontrak versi Bahasa lnggeris akan digunakan. BAHAWASANYA ORANG Diinsuransl<an yang dihuraibn di dalam Jadual dalam dokumen ini bemasrat untulc diinsuransl<an dalam cara yang disebutkan kemucian dari ini dengan Berjaya Sompo Insurance Berhad (dinamakan sebagai "S,,,,rikat" kemucian dari ini) telah membuat cadangan dan akuan yang mana cadangan dan akuan tersebut telah dipersetujui, akan menjadi asas kepada lrontrak rnsurans tersebut derlgan ini bertujuan untuk dibuat atau dimasukbn dalam perjanjian ini dan telah membayar kepada Syarikat Premium Pertama yang dinyatakan di dalam Jadual sebagai balasan kepada lnsurans tersebut ts1tuk tempoh yang dinyatakan dalam perjanjian ini. MAl<A POUSI INSURANS INI MEMPERSAKSIKAN bahawa jika pada masa Tempoh lnsurans tersebut, Orang Diinsuranskan mengalami Kematian atau Kerugian atau Ketidakupayaan yang secara tunggalnya dan secara langsungnya diakibatkan oleh kecederaan anggota akibat daripada kemalangan, Syarikat akan tertakluk kepada terma, proviso, pengecualian dan syarat padanya dan yang diendorskan pada Polisi in i (yang mana terma, proviso, pengecualian dan syarat hendaklah sejauh mana keadaan asal masing-masing dibenarkan untuk dianggap sebagai syarat terdahulu kepada hak untuk mendapatkan semula di bawah Polisi ini) membayar jumlah atau jumlah-jumlah wang yang dinyatakan dalam Jadual Manfaat kepada Pihak Oiinsuranskan atau kepada wakil peribadi Pihak Oiinsuranskan di sisis undang-undang sekiranya berlaku kematian. KEWAJIPAN PENDEDAHAN Apabila Orang yang Oiinsuranskan telah memohon insurans ini.sepenuhrrya untuk tujuan yang tidak berkaitan dengan perdagangan, perniagaan atau profe.sion Orang yang Oiinsuranskan, Orang yang Oiinsuranskan mempunyai kewajipan untuk mengambil langkah yang munasabah untuk tidak salah nyata dafam menjawab soalan yang terdapat dalam borang cadangan (atau semasa permohononan insurans ini). Orang yang Oiinsuranskan perlu menjawab soalan dengan penuh dan tepat. Kegagalan dalam mengambil langkah munasabah dalam menjawab soalan-.soafan boleh mengakibatkan pembatalan kontrak insurans, keengganan atau pengurangan gantirugi, Perubahan terma atau penamatan kontrak insurans Orang yang Oiinsuranskan selaras dengan remedi di Jadual 9 Akta Perkh i dmatan Kewangan Orang yang Oiinsuranskan juga dikehendaki mendedahkan perkara-perkara lain yang Orang yang Oiinsuranskan tahu akan mempengaruhi keputusan Syarikat dalam menerima ri.siko dan menentukan kadar dan terma yang akan dikenakan. Orang yang Oiinsuranskan juga mempurryai kewajipan untuk memberitahu Syarikat dengan serta-merta jika pada bila-bila ma.sa selepa.s kontrak insurans Orang yang Oiinsuranskan ditandatangani, diubah atau diperbaharui dengan Syarikat,. apa-apa maklumat yang diberikan di dalam Borang Cadangan ( atau semasa permohonan insurans ini) tidak tepat atau telah berubah. JADUAL MANFAAT l<ematian atau l<erugjan atau l<etidakupayaan yang secara tunggalnya dan secara langsungnya ciakibatkan oleh kecederaan anggota akibat daripada kemalangan yang mana kecederaan hendaklah secara tunggalnya dan bebas daripada apa-apa sebab lain yang mernbawa kepada manfaat 1 hirwa manfaat 13 berikut. Jumlah Oiinsuranskan Manfaat 1 Manfaat 2 KEMATIAN yang berlaku dalam masa dua belas bulan blendar disebabkan oleh kecederan anggota seperti yang disebotl<an sebelumnya. KETIDAKUPAYAAN KEKAl yang bertaku dalam masa dua belas bulan kalendar cisebabl<an oleh kecederaan anggota seperti yang diseootkan sebelumnya. Peratusannya adalah seperti yang dinyatakan di bawah Perlindungan Manfaat 2. 11
12
13
14
15
16
17
18
19
20
21 KEMABUKAN Palisi ini dilanjutkan untuk melindungi kematian atau kecederaan anggota yang timbul daripada kemabukan oleh arak melainkan pemandu mabuk seperti yang disyaratkan di bawah undang-undang dan/atau ubat-ubatan yang mesti dipre.skripsikan oleh pengamal perubatan yang bertauliah dan berdaftar. LEMAS DI DALAM AIR, PENYEDUTAN GAS, LEMAS AKIBAT ASAP ATAU WASAP BERACUN. Polisi ini dilanjutkan untuk melindungi kematian atau ketidakupayaan yang timbul daripada akibat kemalangan lemas di dalam air, penyedutan gas, lemas akibat asap atau wasap beracun. MEMBURU Palisi ini dilanjutkan untuk melindungi kematian atau ketidakupayaan seperti yang ditakrifkan di dalam Polisi semasa Orang Diinsuranskan melibatkan diri dalam akitiviti memburu. Oengan syarat kegiatan memburu sedemikian dijalankan oleh Orang Oiinsuranskan secara sekali;ekala dan untuk rekreasi dan untuk tempoh yang pendek dan bukan sebagai seorang profesional. IMPOFrrANT/PENTING The Life Insured/Insured shall read this Policy carefully, and if any error or misdescription be found herein, or if the cover is not in accordance with the wiahff of the Life Insured/Insured, advice should at once be given to the Company and the Policy returned for alteration. Pihak Diinsuram.tkan hendaldah membaca Poli-Si ini dengan berhati-hati don jika terdapat apa-aptj kesilopan afou a.a/ah gambaran dalam perjanjfan ini, atau 11ko perlindungan tidak diberikan mengikvt kehendak Pihak Diinsun:mskan, makluman hendaldah diberikan dengon Heep.at mungkin kepada pihak Syarikat dan Pofisi ini dikembalikan untuk pindaan, 21
This Policy reflects the terms and conditions of the contract of insurance as agreed between you and the Company.
(62605-U) This Policy is issued in consideration of the payment of premium as specified in the Policy Schedule and pursuant to the answers given in your Proposal Form (or when you applied for this insurance)
More informationSchool Children Personal Accident Insurance Plan - List Of Insured Persons
School Children Personal Accident Insurance Plan - List Of Insured Persons IMPORTANT NOTE Pursuant to Paragraph 5 of Schedule 9 of the Financial Services Act 2013, if you are applying for this Insurance
More informationAPPLICATION FOR A PERFORMANCE BOND / ADVANCE PAYMENT BOND
APPLICATION FOR A PERFORMANCE BOND / ADVANCE PAYMENT BOND Pursuant to Paragraph 4(1) of Schedule 9 of the Financial Services Act 2013, if you are applying for this Insurance for a purpose related to your
More informationBenefits Description Sum Insured (RM) Benefit A Death 20,000 per unit per person
My Auto PAC PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the My Auto PAC Personal Accident Cover (PAC). Be sure to also read the general terms and conditions.)
More informationNOTE: It is an offence under the laws of Singapore to enter the country without extending passenger liability cover to your motor insurance.
MOTOR INSURANCE (PRIVATE CAR) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take up this insurance. Be sure to also read the general terms and conditions.) 1.
More informationBenefits Description Sum Insured. Benefit A Death RM40,000 per person
POS PAC 3 PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out POS Personal Accident Cover 3 (POS PAC 3). Be sure to also read the general terms and conditions.) 1.
More informationCoverage Description Sum Insured (RM) 50,000per unit per person
TAGPAC PLUS PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the TagPAC Plus). Be sure to also read the general terms and conditions.) 1. What is this product
More informationCoverage is subject to the spray painting of the whole vehicle at the same panel workshop that carries out the damage repairs.
ACCIDENT SUPPORT REPAIR PLUS + Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take up this insurance. Be sure to also read the general terms and conditions.) 1.
More informationPRODUCT DISCLOSURE SHEET
RelaPAC PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the RELA Motorcyclist s Personal Accident Cover (RELAPAC). Be sure to also read the general terms and
More informationEquipment All Risks Insurance Policy
Equipment All Risks Insurance Policy PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Equipment All Risks Insurance Policy. Be sure to also read the general
More informationEquipment All Risks Insurance Policy
Equipment All Risks Insurance Policy PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Equipment All Risks Insurance Policy. Be sure to also read the general
More informationBenefit Description Sum Insured (RM) A Death RM 35,000 per unit B Permanent Disablement
COMMPAC PLUS PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Commercial Plus Personal Accident Cover (PAC). Be sure to also read the general terms and conditions.)
More informationAUTO PLUS ACCIDENT INSURANCE POLICY
AUTO PLUS ACCIDENT INSURANCE POLICY NOTICE: For all intents and purposes where there is a conflict or ambiguity as to the meaning in the Bahasa Malaysia provisions of any part of the Contract, it is hereby
More informationACCIDENT SUPPORT REPAIR PLUS +
ACCIDENT SUPPORT REPAIR PLUS + SECTION 1- OUR AGREEMENT NOTICE: For all intents and purposes where there is a conflict or ambiguity as to the meaning in the Bahasa Malaysia provisions of any part of the
More informationCoverage Description Sum Insured (RM) 40,000 per person. *Funeral Expenses 1,000 Description Basic (RM) Super (RM) Extra Coverage
AgreedPAC PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Agreed Personal Accident Cover (PAC). Be sure to also read the general terms and conditions.) 1.
More information3. What is the Period of Cover and Renewal Option? Duration of cover is usually for one year. You need to renew your insurance policy annually.
HOUSEOWNER/HOUSEHOLDER INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take up this insurance. Be sure to also read the general terms and conditions.)
More informationCONTRACTORS ALL RISKS INSURANCE INSURANS SEMUA RISIKO KONTRAKTOR PROPOSAL FORM / BORANG CADANGAN
DMS/15/CAR/P/001/Jan. LONPAC INSURANCE BHD (307414-T) Head Office : LG, 6th, 7th, 21st to 26th Floor, Bangunan Public Bank, 6, Jalan Sultan Sulaiman, 50000 Kuala Lumpur, Malaysia. P.O. Box 10708, 50722
More information3. How much premium do I have to pay? The total premium that you have to pay depends on the benefits you have selected.
ACCIDENT SUPPORT REPAIR PLUS + Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take up this insurance. Be sure to also read the general terms and conditions.) 1.
More informationPOLIS/ INSURANS SEMUA RISIKO ALL RISKS INSURANCE POLICY
ALL RISKS INSURANCE POLICY POLIS/ INSURANS SEMUA RISIKO NOTICE: For all intents and purposes where there is a conflict or ambiguity as to the meaning in the Bahasa Malaysia provisions of any part of the
More informationPRODUCT DISCLOSURE SHEET
Optimuz PRODUCT DISCLOSURE SHEET (Please read this Product Disclosure Sheet before you decide to take up the Optimuz Policy. Be sure to also read the general terms and conditions.) Date: 15 th October
More informationMEDISECURE BOOSTER POLICY (Hospitalisation & Surgical Insurance) POLISI MEDISECURE BOOSTER (Insurans Hospital dan Pembedahan)
MEDISECURE BOOSTER POLICY (Hospitalisation & Surgical Insurance) POLISI MEDISECURE BOOSTER (Insurans Hospital dan Pembedahan) FOR CONSUMER INSURANCE CONTRACTS (INSURANCE WHOLLY FOR PURPOSES UNRELATED TO
More information1. What is this product about? This policy provides Comprehensive cover only. The coverage of the policy as per table below: - Types
SOMPO MOTOR (PRIVATE CAR COMPREHENSIVE INSURANCE POLICY) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take up this insurance. Be sure to also read the general
More information1. What is this product about? This policy provides Comprehensive cover only. The coverage of the policy as per table below:- Types
SOMPO MOTOR INSURANCE (PRIVATE CAR COMPREHENSIVE POLICY) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general
More informationPersonal Accident Insurance
Personal Accident Insurance PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Personal Accident Insurance. Be sure to also read the general terms and conditions.)
More informationTypes Comprehensive cover
MOTOR INSURANCE (PRIVATE CAR) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take up this insurance. Be sure to also read the general terms and conditions.) 1.
More informationLIVING CARE. Critical Illness Insurance
LIVING CARE Critical Illness Insurance PREMIUM TABLE ANNUAL PREMIUM (RM) (excluding Service Tax and Stamp Duty)/ SUM INSURED (RM) Attained Age 50,000 100,000 150,000 200,000 250,000 (Next Birthday) Male
More informationHouseowner / Householder Insurance
Houseowner / Householder Insurance PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Houseowner / Householder Insurance. Be sure to also read the general terms
More informationFlexi PA (Personal Accident Insurance)
Flexi PA (Personal Accident Insurance) PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Flexi PA. Be sure to also read the general terms and conditions.) 1.
More informationNOTE: It is an offence under the laws of Singapore to enter the country without extending Passenger Liability cover to your motor insurance.
MOTOR INSURANCE (MOTORCYCLE NON CONSUMER) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.)
More informationPRODUCT DISCLOSURE SHEET
Optimuz PRODUCT DISCLOSURE SHEET (Please read this Product Disclosure Sheet before you decide to take up the Optimuz Policy. Be sure to also read the general terms and conditions.) Date: 1st August 2015
More informationPRODUCT DISCLOSURE SHEET
Fire Insurance PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Fire Insurance. Be sure to also read the general terms and conditions.) Date SCHEDULE 9 OF
More informationNote: This policy is subject to a minimum premium of RM75.00 for commercial risk and RM60.00 for private dwelling risk.
FIRE INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.) 1. What is this
More informationBorang Cadangan Liability Awam Public Liability Proposal Form
Borang Cadangan Liability Awam Public Liability Proposal Form NOTIS PENTING Kontrak Takaful Pengguna Menurut Perenggan 5 dari Jadual 9 Akta Perkhidmatan Kewangan Islam 2013, jika anda memohon takaful ini
More informationApartment and Condominium Insurance Package
Apartment and Condominium Insurance Package APARTMENT AND CONDOMINIUM INSURANCE PACKAGE Anything can happen at any time. Protect the property under your management and get covered with our Apartment and
More informationPRODUCT DISCLOSURE SHEET
Fire Insurance PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Fire Insurance. Be sure to also read the general terms and conditions.) Date 1. What is this
More informationHOUSEOWNER/HOUSEHOLDER INSURANCE
HOUSEOWNER/HOUSEHOLDER INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take up this insurance. Be sure to also read the general terms and conditions.)
More informationM A X I S M O B I L E S E R V I C E S S D N B H D T 1 C P
M A X I S M O B I L E S E R V I C E S S D N B H D 7 3 3 1 5 - T 1 C P - 8 1 6 7 0 6 ACE Jerneh Insurance Berhad (9827-A) Wisma ACE Jerneh, 38 Jalan Sultan Ismail 50250 Kuala Lumpur Malaysia Tel 03 2058
More informationProduct Disclosure Sheet / Lampiran Penerangan Produk
Product Disclosure Sheet / Lampiran Penerangan Produk Perlindungan Ragut Pulangan 30% Personal Accident Insurance Policy / Polisi Insurans Kemalangan Peribadi Please read this Product Disclosure Sheet
More informationBORANG CADANGAN TAKAFUL SEMUA RISIKO (HARTA BENDA PERIBADI) ALL RISKS TAKAFUL PROPOSAL FORM (PERSONAL EFFECTS)
BORANG CADANGAN TAKAFUL SEMUA RISIKO (HARTA BENDA PERIBADI) ALL RISKS TAKAFUL PROPOSAL FORM (PERSONAL EFFECTS) NOTIS PENTING Kontrak Takaful Pengguna Menurut Perenggan 5 dari Jadual 9 Akta Perkhidmatan
More informationNote: It is an offence under the laws of Singapore to enter the country without extending Passenger Liability cover to your motor insurance.
MOTOR INSURANCE (MOTORCYCLE CONSUMER) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.)
More informationThe above duty of disclosure shall continue until the time your contract of insurance is entered into, varied or renewed with us.
LONPAC INSURANCE BHD (307414-T) Head Office : LG, 6th, 7th, 21st to 26th Floor, Bangunan Public Bank, 6, Jalan Sultan Sulaiman, 50000 Kuala Lumpur, Malaysia. P.O. Box 10708, 50722 Kuala Lumpur, Malaysia.
More informationTAKAFUL MOTOR/MOTOR TAKAFUL LEMBARAN PENERANGAN PRODUK PRODUCT DISCLOSURE SHEET
LEMBARAN PENERANGAN PRODUK PRODUCT DISCLOSURE SHEET (Sila baca Lembaran Penerangan Produk ini sebelum anda memohon Takaful Motor. Pastikan juga anda telah membaca terma-terma dan syarat-syarat/read this
More informationProduct Disclosure Sheet / Lampiran Penerangan Produk
Product Disclosure Sheet / Lampiran Penerangan Produk Home Guard Plus Please read this Product Disclosure Sheet before You decide to take out the Home Guard Plus TM plan. Be sure to also read the general
More informationMy Auto Personal Accident Cover
My Auto Personal Accident Cover My Auto Personal Accident Cover Coverage a. Any person who is travelling in the Insured Vehicle. Age limits in respect of each insured person: 5 to 70 Extended Coverage
More information3. What are the covers / benefit provided?
SOMPO TRAVEL PLUS Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.) 1. What is this
More informationMotor Comprehensive Cover Insurance
PRODUCT DISCLOSURE SHEET (PDS) (Read this Product Disclosure Sheet before you decide to take out this Product. Be sure to also read the general terms and conditions of this Policy) 1. What is this product?
More information3. What is the Period of Cover and Renewal Option? Duration of cover is usually for one year. You need to renew your insurance policy annually.
BUSINESSINSURE PACK INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.) 1.
More informationStamp Duty RM What is included in the premium Commission paid to the insurance intermediaries (if any)
BURGLARY INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.) 1. What is this
More informationDuration of cover is usually for one year. You need to renew your insurance policy annually.
FIDELITY GUARANTEE INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.) 1.
More informationForeign Workers Compensation Scheme
Policy Foreign Workers Compensation Scheme Allianz General Insurance Company (Malaysi Berhad (735426-V) Foreign Workers' Compensation Scheme Policy WHEREAS the Insured by a proposal and declaration which
More informationPRODUCT DISCLOSURE SHEET (PDS)
PRODUCT DISCLOSURE SHEET (PDS) (Read this Product Disclosure Sheet before you decide to take out this Product. Be sure to also read the general terms and conditions of this Policy) 1. What is this product?
More informationClass 3 Occupation Professions and occupations involving manual work and/or the use of tools or machinery.
SNATCH CARE PLUS GROUP PERSONAL ACCIDENT Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take up this insurance. Be sure to also read the general terms and conditions.)
More informationPersonal Accident (General) Application Form
Personal Accident (General) Application Form IMPORTANT NOTE Pursuant to Paragraph 5 of Schedule 9 of the Financial Services Act 2013, if you are applying for this Insurance wholly for purposes unrelated
More information3. What is the Period of Cover and Renewal Option? Duration of cover is usually for one year. You need to renew your insurance policy annually.
HOUSEOWNER/HOUSEHOLDER INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.)
More informationProduct Disclosure Sheet / Lampiran Penerangan Produk
Product Disclosure Sheet / Lampiran Penerangan Produk BSN Snatch & Financial Protection Plan Please read this Product Disclosure Sheet before You decide to take out the BSN Snatch & Financial Protection
More information3. What is the Period of Cover and Renewal Option? Duration of cover is usually for one year. You need to renew your insurance policy annually.
HOUSEOWNER/HOUSEHOLDER INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.)
More informationThis policy provides you with the medical card facilities for cashless admission in any of our panel hospitals in Malaysia.
MediLove PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before your decide to take out the MediLove. Be sure to also read the general terms and conditions) Date: 1. What is this product about?
More informationMotor Takaful Certificate
Motor Takaful Certificate LEMBARAN PENERANGAN PRODUK / PRODUCT DISCLOSURE SHEET (Sila baca Lembaran Penerangan Produk ini sebelum Anda memohon Takaful Motor. Pastikan juga Anda telah membaca terma-terma
More informationFamily Personal Accident Plan
PRODUCT DISCLOSURE SHEET (PDS) (Read this Product Disclosure Sheet before you decide to take out this Product. Be sure to also read the general terms and conditions of this Policy) 1. What is this product?
More informationPRODUCT DISCLOSURE SHEET (PDS)
PRODUCT DISCLOSURE SHEET (PDS) (Read this Product Disclosure Sheet before you decide to take out this Product. Be sure to also read the general terms and conditions of this Policy) 1. What is this product?
More informationFIRE INSURANCE INSURANS KEBAKARAN PROPOSAL FORM / BORANG CADANGAN
LONPAC INSURANCE BHD (307414-T) Head Office : LG, 6th, 7th, 21st to 26th Floor, Bangunan Public Bank, 6, Jalan Sultan Sulaiman, 50000 Kuala Lumpur, Malaysia. P.O. Box 10708, 50722 Kuala Lumpur, Malaysia.
More information1. What is this product about? This package policy provides you with comprehensive protection covering the following:
HOME CARE INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.) 1. What is
More informationBORANG CADANGAN TAKAFUL PERALATAN (BERGERAK DAN TETAP) EQUIPMENT TAKAFUL PROPOSAL FORM (MOBILE AND IMMOBILE)
BORANG CADANGAN TAKAFUL PERALATAN (BERGERAK DAN TETAP) EQUIPMENT TAKAFUL PROPOSAL FORM (MOBILE AND IMMOBILE) NOTIS PENTING: Kontrak Takaful Pengguna Menurut Perenggan 5 dari Jadual 9 Akta Perkhidmatan
More informationAs charged in accordance to 2 Hospital Supplies & Services
FOREIGN WORKERS HOSPITALIZATION & SURGICAL (FWHS/SKHPPA) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general
More informationPEMBERITAHUAN CATATAN NOTES. Hanya BNCP ASAL yang ditetapkan oleh LHDNM akan diterima. Menggunakan salinan fotostat BNCP adalah tidak dibenarkan.
KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP YANG TIDAK BOLEH DITERIMA CRITERIA ON INCOMPLETE INCOME TAX RETURN FORM (ITRF) WHICH IS UNACCEPTABLE PEMBERITAHUAN BNCP TIDAK LENGKAP YANG TIDAK
More informationAnnual Travel Protector
PRODUCT DISCLOSURE SHEET (PDS) (Read this Product Disclosure Sheet before you decide to take out this Product. Be sure to also read the general terms and conditions of this Policy) RHB Insurance Berhad
More information2. What are the covers / benefits provided? Marine Cargo insurance covers the risks of loss of or damage to the goods insured during transportation.
MARINE CARGO INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.) 1. What
More informationHOSPITALISATION AND SURGICAL SCHEME FOR FOREIGN WORKERS (SKHPPA)
HOSPITALISATION AND SURGICAL SCHEME FOR FOREIGN WORKERS (SKHPPA) This Policy is issued in consideration of the payment of premium as specified in the Policy Schedule and pursuant to the answers given in
More information1. What is this product about? This policy indemnifies you against fire, theft and accidental damage to your mobile equipment.
EQUIPMENT INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.) 1. What is
More informationSpecial General Workers PA
SGW 09/2018 Proposal Form/Borang Cadangan Special General Workers PA Agent s Code Kod Ejen Cover Note No. No. Nota Perlindungan Information collected in this proposal form shall be used in connection with
More informationTRAVEL CARE INSURANCE
TRAVEL CARE INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.) 1. What is
More informationPolisi Pemain Golf. Golfer s Policy
Polisi Pemain Golf Golfer s Policy Bahawasanya Pemegang Insurans (seterusnya dirujuk sebagai Majikan) yang dinyatakan di dalam Jadual ini, menerusi Cadangan dan Perakuan bersama surat-menyurat yang berkaitan
More informationGroup Hospital and Surgical Plan
Group Hospital and Surgical Plan PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Group Hospital and Surgical Plan. Be sure to also read the general terms
More informationBorang Cadangan Takaful Liabiliti Pekerja Employer s Liability Takaful Proposal Form
Borang Cadangan Takaful Liabiliti Pekerja Employer s Liability Takaful Proposal Form NOTIS PENTING: Kontrak Takaful Pengguna Menurut Perenggan 5 dari Jadual 9 Akta Perkhidmatan Kewangan Islam 2013, jika
More informationGROUP TERM LIFE ASSURANCE SCHEME (CELCOM-BIMA) - ANNEXURE
GROUP TERM LIFE ASSURANCE SCHEME (CELCOM-BIMA) - ANNEXURE This Annexure forms part of the Group Term Life Assurance Scheme certificate of insurance ( Certificate of Insurance ) to which it is attached
More informationPACIFIC MUTUAL FUND BHD IMPORTANT NOTICE ON PERSONAL DETAILS NOTIS PENTING BERKENAAN MAKLUMAT PERIBADI
PACIFIC MUTUAL FUND BHD IMPORTANT NOTICE ON PERSONAL DETAILS NOTIS PENTING BERKENAAN MAKLUMAT PERIBADI The Personal Data Protection Act 2010 (hereinafter referred to as the Act ) came into effect on 15
More informationYAYASAN BURSA MALAYSIA SCHOLARSHIP PROGRAMME Scholarship Application Form 2018/2019
YAYASAN BURSA MALAYSIA SCHOLARSHIP PROGRAMME Scholarship Application Form 2018/2019 Paste a recent passport-sized photograph here. A. Personal Particulars Date of birth: Place of birth: Age: Citizenship:
More informationFOREIGN WORKERS COMPENSATION SCHEME (FWCS)
FOREIGN WORKERS COMPENSATION SCHEME (FWCS) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.)
More informationPREMIUM RATES / KADAR PREMIUM UNDERWRITTEN BY / DITAJA JAMIN OLEH:
Motorcycle Insurance MOTORCYCLE INSURANCE Anything can happen when you re on the open road but with our Motorcycle Insurance, we re there for you when you need us. Our specially designed insurance plan
More informationFOREIGN WORKERS COMPENSATION SCHEME (FWCS) Product Disclosure Sheet
FOREIGN WORKERS COMPENSATION SCHEME (FWCS) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.)
More informationKRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP CRITERIA ON INCOMPLETE INCOME TAX RETURN FORM (ITRF) PEMBERITAHUAN
KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP CRITERIA ON INCOMPLETE INCOME TAX RETURN FORM (ITRF) PEMBERITAHUAN (Pin. 1/2014) MULAI 1 JANUARI 2012, BNCP YANG TIDAK LENGKAP AKAN DIPULANGKAN
More informationNOTE: It is an offence under the laws of Singapore to enter the country without extending passenger liability cover to your motor insurance.
MOTOR INSURANCE (COMMERCIAL VEHICLE) Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.)
More informationAllianz General Insurance Company (Malaysia) Berhad ( V)
Prepared for: Printed Date as: PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take up CIMB Auto Relief Insurance Policy. Be sure to also read the general terms and conditions.)
More informationPERINTAH CUKAI KEUNTUNGAN HARTA TANAH (PENGECUALIAN) 2015 REAL PROPERTY GAINS TAX (EXEMPTION) ORDER 2015
WARTA KERAJAAN PERSEKUTUAN 22 Disember 2015 22 December 2015 P.U. (A) 302 FEDERAL GOVERNMENT GAZETTE PERINTAH CUKAI KEUNTUNGAN HARTA TANAH (PENGECUALIAN) 2015 REAL PROPERTY GAINS TAX (EXEMPTION) ORDER
More informationPRIVATE CAR INSURANCE INSURANS KENDERAAN PERSENDIRIAN PROPOSAL FORM / BORANG CADANGAN
PRIVATE CAR INSURANCE INSURANS KENDERAAN PERSENDIRIAN PROPOSAL FO / BORANG CADANGAN Please call us at 1300-220-007 (RHB Insurance Head Office) or RHB Insurance Branches nearest to you (during office working
More informationCONTRACTOR S ALL RISK INSURANCE
CONTRACTOR S ALL RISK INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.)
More informationSchool Children Personal Accident Insurance
School Children Personal Accident Insurance School Children Personal Accident Insurance Here s a thought... School is supposed to be a place that s safe and full of laughter for our children. For them
More informationMOTORCYCLIST CARE PERSONAL ACCIDENT POLICY
Stamp Duty Paid MOTORCYCLIST CARE PERSONAL ACCIDENT POLICY NOTICE: For all intents and purposes where there is a conflict or ambiguity as to the meaning in the Bahasa Malaysia provision of any part of
More informationSmartPA. Product Disclosure Sheet. 1 of 2. Important Note
SmartPA Product Disclosure Sheet Important Note 1. Read this Product Disclosure Sheet before you decide to take out the SmartPA Insurance Policy. Be sure to also read through the general terms and conditions.
More informationCyclist Partner. Particulars of Persons to be insured/ Butir-butir Orang yang hendak diinsuranskan. Proposal Form/Borang Cadangan
Cyclist Partner - 06/2018 Proposal Form/Borang Cadangan Cyclist Partner Agent s Code Kod Ejen Cover Note No. No. Nota Perlindungan Policy No. No. Polisi Information collected in this proposal form shall
More informationE-Hail E-Zee Motor Add-On
Extend Your Coverage When E-Hailing F-AD-S65-V0 (Effective 15 November 2017 / Berkuat kuasa 15 November 2017) Protect Yourself, Your Car And Your Customers What You Need To Know Before Offering E-Hailing
More informationCC202: CONTRACT PROCEDURE
C02: CONTRACT PROCEDURE SECTION A: 40 MARKS BAHAGIAN A: 40 MARKAH INSTRUCTION: ARAHAN: This section consists of TEN (10) short question. Answer ALL questions. Bahagian ini mengandungi SEPULUH (10) soalan
More informationSchool Children Personal Accident Insurance
School Children Personal Accident Insurance School Children Personal Accident Insurance Here s a thought... School is supposed to be a place that s safe and full of laughter for our children. For them
More informationThe above duty of disclosure shall continue until the time your contract of insurance is entered into, varied or renewed with us.
DMS/18/MMCF/P/003/Sept. LONPAC INSURANCE BHD (307414-T) Head Office : LG, 6th, 7th, 21st to 26th Floor, Bangunan Public Bank, 6, Jalan Sultan Sulaiman, 50000 Kuala Lumpur, Malaysia P.O. Box 10708, 50722
More informationTravelPAC (Travel Insurance)
TravelPAC (Travel Insurance) PRODUCT DISCLOSURE SHEET (Please read this Product Disclosure Sheet before you decide to take out the TravelPAC. Be sure to also read the general terms and conditions.) 1.
More informationTerms and Conditions for 12 months 0% Balance Transfer Flexi Payment Plan (hereinafter referred to as the Programme ) 1.
Terms and Conditions for 12 months 0% Balance Transfer Flexi Payment Plan (hereinafter referred to as the Programme ) The terms and conditions herein ( Terms and Conditions ) are in addition to and are
More informationPolisi Pemain Golf. Golfer s Policy
Polisi Pemain Golf Golfer s Policy Bahawasanya Pemegang Insurans (seterusnya dirujuk sebagai Majikan) yang dinyatakan di dalam Jadual ini, menerusi Cadangan dan Perakuan bersama surat-menyurat yang berkaitan
More informationLIVING CARE - CRITICAL ILLNESS INSURANCE
LIVING CARE - CRITICAL ILLNESS INSURANCE Product Disclosure Sheet (Please read this Product Disclosure Sheet before you decide to take out this insurance. Be sure to also read the general terms and conditions.)
More informationKRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP PEMBERITAHUAN
KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP CRITERIA ON INCOMPLETE INCOME TAX RETURN FORM (ITRF) PEMBERITAHUAN MULAI 1 JANUARI 2012, BNCP YANG TIDAK LENGKAP AKAN DIPULANGKAN KEPADA PEMBAYAR
More informationFIRE CONSEQUENTIAL LOSS 365 PROPOSAL FORM BORANG CADANGAN FIRE CONSEQUENTIAL LOSS 365
FIRE CONSEQUENTIAL LOSS 365 PROPOSAL FORM BORANG CADANGAN FIRE CONSEQUENTIAL LOSS 365 A: DETAILS OF PROPOSER / MAKLUMAT-MAKLUMAT PENCADANG Name of Proposer Name Pencadang Correspondence Address Alamat
More information