Why Choose Mappa Wealth Management?

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1 Why Choose Mappa Wealth Management? We know that talking about financial matters can often be difficult. You want to be sure you make the right decision in choosing a partner to help you meet your financial objectives. In a wide world of financial firms, Mappa Wealth Management, with over seventy years of combined advisory experience, stands out for these very important reasons: Respect for Your Values and Your Vision This is your financial life, so before moving forward with any financial plan, we listen carefully to your values and your vision for the future and for your legacy. Our whole goal is to help you define and refine your vision, honor your decisions and help you achieve those goals. Our Firm is Bound to the Highest Fiduciary Standards As a Personal Financial Advisor and Financial Fiduciary, we are bound by law to work in the best interests of our clients. That means we put your interest ahead of the firm s. It is the highest ethical standard under the law and we are proud to act as a Financial Fiduciary for our clients. We take our stewardship of your finances as seriously as we take our own. Client Centered Service We are a client centered financial advisory firm. Service that is timely and reliable is the key to building client confidence. Whether it is the simple act of returning phone calls promptly or spending the time to develop a sophisticated financial strategy, we treat you the way we wish to be treated, with respect and professionalism. Our commitment to offering the best is also found in our support staff who are dedicated, not only to exceptional raving fan service, but also to maintaining high professional standards. We invest in long-term relationships with our clients; that means we are there for you every step of your financial journey.

2 Privately Owned, We Offer Comprehensive, Personalized Advice Based On Your Individual Situation Financial advice is easy to come by, but finding appropriate, personalized financial advice is more difficult. As a privately owned and independent financial advisory firm, Mappa Wealth Management is free to look at a wide range of financial products, tools and resources to provide you with the appropriate solutions for your situation. As an independent advisory firm, we have no pressure to use products or tools that may not be appropriate for the client. We believe that our independence can mean a world of difference when planning for your future. A Strong Professional Network to Support Your Goals Mappa Wealth Management has developed strong relationships with other professionals (Attorney s, CPA s, Insurance Professionals, Credit Unions and Mortgage Brokers) who can become a part of our team to work for your benefit if needed. Each of these relationships mirrors our own values of integrity and commitment to provide the highest levels of service. Of course, we are always happy to work with your existing team to coordinate and implement your financial strategy. Highly Personal Service with Strong National Resources Because we are independent and local does not mean we are small. We are a member of a national network of premier independent firms across the nation whose expertise in financial planning can be called upon on your behalf. That means we offer you the highly personal service you deserve plus the national resources you expect. We also are able to provide clients with a broad range of financial tools, products and resources to help you reach your goals. Trust, integrity and a commitment to the client is what makes Mappa Wealth Management special. We Offer You Retirement Planning Comprehensive Financial Planning Investment Management Estate Planning Insurance Planning Tax Planning Wealth Management Business Succession Planning Mappa Wealth Management 2700 Patriot Blvd - Suite 250, Glenview, IL N. Michigan Ave - Suite 1200, Chicago, IL W. Springfield Ave - Suite 903, Champaign, IL Phone info@mappawm.com Website:

3 Your Team Mark A. Mappa MSFS, CFP, ChFC, CLU, RFC, CFS, CIS, CES With over 27 years in the financial planning industry, Mark specializes in developing long term financial plans to assist individuals and families in meeting their lifelong financial goals and objectives, including such areas as college planning, investment planning, and retirement planning. In addition, Mark specializes in retirement distribution planning, helping clients to manage their assets and income during their retirement years. These plans are reviewed on a regular basis to help ensure that they are on target and are working to meet the financial needs of the individual or family. Mark believes in providing independent, professional advice. Mark has a Master of Science Degree in Financial Services and has earned the CERTIFIED FINANCIAL PLANNER professional, Chartered Financial Consultant, Chartered Life Underwriter, Registered Financial Consultant, Certified Fund Specialist, Certified Estate and Trust Specialist, and Certified Income Specialist designations. Mark has been a guest speaker on the television show The Stock Market Observer and has written numerous articles on financial planning.. Steve Wilhusen, ChFC, CLU Steve Wilhusen is a financial advisor with over 17 years experience. As an independent financial professional, he provides advice that is objective and in his clients best interests. He helps individuals, families and business owners define and meet their lifelong financial goals. Steve does this through a philosophy of independent advice, highly personal service and a commitment to ethical practices. His skills and experience include developing and implementing savings, investment and insurance planning as well as retirement distribution strategies. Steve is a Chartered Financial Consultant (ChFC) as well as a Chartered Life Underwriter (CLU). He frequently gives educational seminars on financial planning. He graduated from Truman State University in 2000 with degrees in Finance and Management and he minored in Economics. He was a member of Blue Key honor and service fraternity and the University Soccer Team. Steve is a proud Bulldog owner and amateur chef, sports enthusiast, fitness and health geek, travel and adventure seeker

4 Your Team Steven B. Tucker Steve Tucker has over 25-years helping clients define and reach their financial goals. He specializes in investment, income, insurance and estate planning and understands that an important aspect of his role is to listen carefully to his clients and then design a custom strategy that meets their level of comfort and helps them meet their objectives. Steve helps his clients grow and protect their assets for use during their lifetimes through retirement, as well as creating a transition plan for the next generation or for charities. Steve has appeared on PBS television speaking on numerous estate planning topics including the importance of addressing the risk of a long-term care illness and the impact it may have on the estate. He is a frequent speaker for non-profit organizations. Steve has been married for 22 years. He and Mary live in Champaign, IL with their two children. Their 15 year old son, Tyler, loves to play tennis, dive, and golf. He is a Freshman at Centennial High. Their 8 year old daughter, Allie, loves gymnastics, golf and swimming. Steve enjoys spending time with his family, playing ice hockey, golfing, and traveling. Mary enjoys tennis, reading, golf, and taking trips with her family Tanya Dooley, Office Manager Tanya a key figure in providing the highly personalized service and professionalism you have come to expect from our firm. She is responsible for the quality of care each client receives and deserves. Tanya has over seven years experience in the financial services industry in administration. One of her great strengths is the enjoyment she gets from working with people like you to help them reach their financial goals. We pride ourselves on our strong relationship with our clients and Tanya's efforts are a large part of those relationships. Tanya is not affiliated with Woodbury Financial Services, Inc.

5 Our Alliance Partners Clients of Mappa Wealth Management can be assured that we can help provide solutions for all of their financial needs. One of the ways we do this is by bringing into our financial planning process professionals who can offer our clients legal, tax, mortgage, banking and insurances services. Each of these relationships mirrors our own values of integrity and commitment to provide the highest levels of service. Michael M. Silbert, Attorney At Law Michael Silbert has been an attorney for over 40 years, and has had his own practice since Michael places an emphasis on estate planning, Real Estate and corporate law. His clients can depend on his experience and knowledge to provide them with advice appropriate to their situation. Ken Rapoport, CPA Ken Rapoport has been a CPA for over thirty-two years, and has been certified and licensed in accounting since His is the founder and principal of Kenneth P. Rapoport C.P.A., Ltd. Kevin Smith, Owner, Ins-All, Inc. Kevin founded his own independent insurance agency, Ins-All, Inc. to provide clients with the best insurance planning for their very personal and particular situations. His agency provides a diverse range of insurance products including, Life, Health and Property & Casualty. Christin Luckman, Senior VP of Mortgage Lending, Guaranteed Rate Christin Luckman is a Senior VP of Mortgage Lending at Guaranteed Rate with 13 years of lending experience. QUORUM Federal Credit Union Quorum has provided our clients with the excellent service we expect for our clients in the areas of mortgages, credit products and general banking needs. Established in 1934, Quorum is a full-service financial institution with more than 50,000 members nationwide. Some of Quorum s products and services: * QChoice Checking: Enjoy monthly dividends, free checks, ATM fee reimbursements (up to $15 per month), access to over 80,000 fee-free ATMs nationwide, mobile deposits * First and Second Mortgages: Market-leading fixed and adjustable rates, free first mortgage prequalification, free consultations with mortgage experts * MasterCard Credit Cards: Rewards-rich cards with low rates, no annual fee, unlimited points that never expire, easy redemption. All listed entities are not affiliated with Woodbury Financial Services, Inc.

6 Our Services Your Personal CFO Written financial plan Two formal meetings per year Complete financial assessment Prioritize and set financial goals Assistance with CPAs & Attorneys Referrals to CPAs & Attorneys Cash flow, debt, & budgeting Helping You and Your Family Multi-generational planning Insurance audit review Trust services Client educational events and seminars Mappa Wealth Management Family office practice Investment Management Regular investment reviews Consolidate and simplify accounts Riskalyze: Our portfolio risk manager Retire up: Our retirement paycheck risk assessment Web based consolidated reports for all accounts. Safeguarding & Due Diligence Wealth Management 3rd party compliance & oversight 3rd party investment managers 3rd party investment custodians Retirement income planning Estate and charitable planning Long term care planning Maximizing social security Insurance planning College planning Regulated by both SEC & FINRA Ongoing manager due diligence Insurance company due diligence Disaster protection plan in place Impartial investment research Our office locations: 2700 Patriot Blvd. - Suite 250, Glenview, IL N Michigan Ave. - Suite 1200, Chicago, IL W. Springfield Ave. - Suite 903, Champaign, IL 61820

7 Our Fee For Services A. Discovery Fee $750-$1,500. One time fee. B. Yearly planning fee $1,500-$2,500* *This fee is reduced 50% with managed assets of $250,000. The fee is eliminated with managed assets over $500,000. Sign a Letter of Agreement For clients with managed assets A. Account Management**:.90% of assets up to $500,000.85% of assets between $500,000-$1 million.75% of assets between $1-$2.5 million.65% of assets over $2.5 million **This is the fee schedule paid to MWM. There may be other institutional costs depending on the overall strategy determined by you and your advisor. Compensation for Insurance As an independent company we are completely objective in our recommendations. We have access to major companies in the industry and can assist you in finding quality products to meet your objectives. There is no additional fee for this service. All product related compensation comes from commissions already built into the products themselves. Advantages of the Planning Fee Only Service to clients. 1. The ability to work with MWM without having to give us your assets. In many cases a prospective client may have their assets tied up in a company retirement account. 2. Many financial firms will not work with prospective clients who do not bring significant assets with them. We realize the need for people to have access to a financial professional just as if they were the advisors top clients. 3. Review your outside assets and guide you accordingly. 4. Offer you the same services and support as with our top clients. 5. Hold two scheduled meetings with you per year 6. Have two scheduled calls with you per year 7. Address your concerns and answer questions 8. Access to our client educational events 9. Receive our financial communications. 10. You deserve to have a financial professional work with you. Depending on one's individual situation, a fee based account may not be suitable for all investors. Speak with a Financial Advisor to determine the most appropriate financial account for you, given your financial circumstances. There is no guarantee a fee-based account will outperform a commission based. Investing involves risk including the potential loss of principle. Securities and Investment Advisory Services offered through Woodbury Financial Services Inc., Member FINRA, SIPC, and Registered Investment Adviser. Mappa Wealth Management and Woodbury Financial Services are not affiliated. Neither Woodbury Financial Services, Inc., nor its representatives or employees provide legal or tax advice. NOT NCUSIF INSURED MAY LOSE VALUE NOT A DEPOSIT NO CREDIT UNION OR FEDERAL GOVERNMENT AGENCY GUARANTEES