$5, REASONS $280. Most Valuable Players

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1 FINANCIAL SERVICES Most Valuable Players For terms and conditions of NFIB Affinity Provider offers, please visit NFIB.com/disclaimerspb $5,000+ AMOUNT NFIB MEMBERS CAN SAVE ON SERVICES THEY MAY ALREADY USE IMPACT YOUR BOTTOM LINE WITH THESE EXCLUSIVE, MEMBER-ONLY DEALS FROM OUR TRUSTED AFFINITY PROVIDERS. IT S A MAJOR BENEFIT OF BELONGING TO NFIB. VISIT NFIB.COM/BENEFITSPB FOR MORE DETAILS. Health Insurance Exchange 5 REASONS TO USE THE NFIB HEALTH INSURANCE EXCHANGE 1 Members can access both government On-Exchange plans and private Off-Exchange plans, as well as supplemental insurance products 2 NFIB members get free, personalized advice from licensed professionals on healthcare options for themselves and their employees. Advisors can assess your needs and calculate premium subsidies in seconds 3 On the NFIB Health Insurance Exchange, you can shop, compare, get a quote and then enroll in as little as 15 minutes not hours 4 NFIB members enrolling in the Exchange saved an average of $2,817* in It s also available to member employees $280 PER MONTH Amount NFIB member Brian May, owner, BD Source and Distribution Corp., is saving in healthcare premiums thanks to the NFIB Health Insurance Exchange NFIB.com/health-planspb *Figure is based on plans sold from 01/01/2014 to 12/31/2014 compared to what NFIB members reported previously paying. Each member varies and not all members will see savings for their plan SMALL BUSINESS PLAYBOOK

2 SELECTSOLUTIONS HAS ACCESS TO 100+ INSURANCE CARRIERS NATIONWIDE Save money,* reduce risk and keep employees safe with commercial insurance products such as Workers Compensation, Business Owner s Policy, Commercial Auto and additional key business insurance coverages NFIB.com/commercial-insurancepb *Pricing credits available based on individual business characteristics. Savings are not guaranteed. Product availability varies by state. Key benefits include: Multiple quotes from different carriers Access to licensed representatives to assist in selecting coverage options specific to your business operations If your business is considered higher risk by most carriers, SelectSolutions has access to over 100 insurance carriers nationwide and will likely be able to match you with a carrier that can provide coverage for your business FINANCIAL SERVICES YOU COULD SAVE UP TO $ A YEAR ON AUTO INSURANCE Liberty Mutual has partnered with NFIB to offer members exclusive savings on auto and home insurance.* Along with quality coverage, expert advice and personalized service, you could also enjoy our valuable and unique benefits, such as Better Car Replacement, Accident Forgiveness, Home Protector Plus and our Multi-Policy Discount. Helping people live safer, more secure lives for more than 100 years, Liberty Mutual is a company you can trust. To learn more or get a free quote, call or visit us at: NFIB.com/libertypb *Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Carrierspecific figures based on countrywide survey of new customers from 01/27/2014 to 01/16/2015 who reported their prior insurers premiums when they switched to Liberty Mutual s group auto and home program from the listed carriers. Individual premiums and savings will vary. Savings do not apply in MA. SAVE 10% ON PAYROLL SERVICES WHY SIGN UP? There is far more to payroll than simply calculating hours and signing checks at the end of the week. Business owners have to deal with ever-changing tax requirements, quarterly tax payments and employee deductions. WHAT ARE THE BENEFITS? NFIB Payroll, powered by BenefitMall, allows business owners to save 10% on payroll services so they can focus on their business and not have to worry about payroll and tax laws. ANYTHING ELSE? NFIB members also receive waived fees for setup, installation and training NFIB.com/payrollpb NFIB.COM 51

3 Most Valuable Players For terms and conditions of NFIB Affinity Provider offers, please visit NFIB.com/disclaimerspb FINANCIAL SERVICES THE NFIB/OHIO WORKERS COMPEN- SATION GROUP RATING PROGRAM HAS SAVED OHIO EMPLOYERS OVER $870 MILLION IN WORKERS COMP PREMIUMS SINCE 1992 This program includes: Premium savings on workers compensation policies Workers compensation claims management and hearing attendance Unemployment compensation claims management and hearing participation Workplace safety resources A legal defense program SAVE UP TO 11% ON WORKERS COMPENSATION PREMIUMS NFIB/Texas members in eligible industry classes can join the NFIB/ Texas Mutual Construction, Retail or Manufacturing Safety Groups and: Receive upfront discount on workers compensation insurance Potentially earn dividends* (if declared) by controlling workplace accidents Get an industry-specific safety plan and other free safety resources NFIB.com/work-comp-texaspb NFIB.com/work-comp-ohiopb *Past dividends are not a guarantee of future dividends. The Texas Department of Insurance must approve all dividends. AIG s insurance products can help you: Manage multiple coverage needs through one single policy Safeguard your business or use it as a voluntary employee benefit (at no cost or administrative burden to you) Provide funds for death, critical or chronic illness, long-term disability and business continuation NFIB.com/aigpb We help members in Massachusetts fight rising health insurance costs! HOW? NFIB has teamed up with Spring Consulting Group LLC to provide access to innovative, robust employee benefit packages through the Spring Cooperative. The program is currently open to all Massachusetts members of NFIB with 50 employees or fewer Ext. 3 NFIB.com/spring-cooperativepb SMALL BUSINESS PLAYBOOK

4 3,700 NUMBER OF BEST VALUE ITEMS WITH AN AVERAGE 61% OFF THE MANUFACTURER'S SUGGESTED RETAIL PRICE! BUSINESS SERVICES Plus, you get a 10% discount off web (exceptions apply) on remaining catalog items and free standard shipping.* ADDITIONAL SOLUTIONS AND SERVICES INCLUDE: Print and Documents Technology Facility Resources Interiors and Furniture Breakroom Supplies As part of the discount program, members receive a Store Purchasing Card for savings at the Office Depot store nearest you. *Prices for office product orders include freight and delivery NFIB.com/officedepotpb charges, except certain furniture and technology products. SAVE 19% ON SELECT REGULARLY PRICED MONTHLY SERVICE What s included? Special device pricing 25% accessory discount Free shipping with eligible purchases Unlimited data plans We saved over $100 a month by switching from U.S. Cellular to Sprint. Our Sprint/NFIB rep went out of his way to help us switch over and was wonderful! We appreciate the discount and helping our company! Christine Anders, J.P. Trucking Inc. BONUS! Your employees can score this discount, too NFIB.com/sprintpb SAVE AT LEAST 35% ON SELECT DELL SYSTEMS Customers. They re at the core of everything Dell does. The company is focused on delivering affordable business solutions that enable small business owners to make smarter business decisions that impact their bottom line. See why Dell has all the technology, expertise and service you need to build and maintain an efficient business system. EMPLOYEE BENEFITS ADVANTAGE: Dell discounts apply to your employees too! NFIB.com/dellpb NFIB.COM 53

5 Most Valuable Players For terms and conditions of NFIB Affinity Provider offers, please visit NFIB.com/disclaimerspb BUSINESS SERVICES My role in the business is examining each system, many of which are very old. Recently, I wanted to look at our credit card processing system. It just seemed like there were a lot of hidden fees. Christen Black, Blacco Splicing & Rigging Loft, NFIB member since ,000 NFIB members trust TransFirst to manage their transactions securely and reliably. More of your customers are paying with credit or debit cards and you can save on every transaction. In addition to offering memberexclusive discounts on all payment processing options, TransFirst will perform a free, no-obligation analysis and savings comparison NFIB.com/transfirstpb $7,000 Amount Black estimates the move to TransFirst has saved her company in the first year alone $1,200 PER YEAR Average savings in payment processing fees for 80% of NFIB members who switched to TransFirst I m interested in anybody that stands up for small business and lobbies to save us on taxes. I was going to join NFIB regardless but with FedEx, it was a no-brainer when they said it was a 26% discount. I said, Sign me up! Brian May, BD Source and Distribution Corp. MAY ESTIMATES HE LL SAVE AT LEAST $26,000 PER YEAR ON FEDEX COSTS THANKS TO THIS BENEFIT SAVE ON SHIPPING! NFIB members can enroll in the FedEx Advantage program and save up to 26% on select FedEx services, including FedEx Express, FedEx Ground, FedEx Freight and FedEx Office. Members have the opportunity to join My FedEx Rewards and earn gift cards and brand-name merchandise when they ship. Enrollment for both programs is free. Use Pass code: C2DG1F01 to sign up. HOW DOES A $500 CASH ALLOWANCE SOUND? That s what NFIB members, their employees and household family members receive on the final negotiated purchase or lease price of select FCA US LLC (formerly Chrysler Group LLC) vehicles. This allowance can be combined with other incentives for even greater savings, unless otherwise noted. PLUS! For no extra charge, members and their employees are eligible for On The Job incentives, including a choice of: Up to $1,000 allowance for equipment or vehicle graphics Bosch tool package (table saw, drill, etc.) Two years of oil changes at no extra charge Visit your local dealer for details. Proof of membership required NFIB.com/fedexpb 800-NFIB-NOW NFIB.com/fcapb SMALL BUSINESS PLAYBOOK

6 SAVE UP TO 15% ON FUEL MANAGEMENT EXPENSES Why WEX? You get: Waived card fees Additional savings through fuel rebates Acceptance at more than 180,000 fuel locations in the U.S. Access to fuel cards through brands such as Exxon Mobil, Phillips 66 and Sunoco to receive additional savings through fuel rebates SAVE 20%-40% AT OVER 10,000 HOTELS You ll never have to pre-pay for a mystery hotel again! No upfront costs to sign up. Also available to your employees. Keycode: NFIBMB NFIB.com/hotelpb BUSINESS SERVICES We are very satisfied to be saving $200 per month with the NFIB discount program. The value was exactly what was presented, and Exxon Mobil has bettered my expectations. Mark Kuhn, Power Component Systems Inc NFIB.com/wexpb SAVE 20%-40% OFF UNIFORM AND FACILITY SERVICES Improve your overall business image and your bottom line at the same time. With UniFirst, NFIB members save: 20%-40% off uniform and facility services such as mops, brooms, rags, restroom supplies, etc. with no upfront investments or setup charges 25% off all UniFirst catalog purchases, from industrial garments to business casual attire to protective apparel We were already a UniFirst customer, but they smoothly transitioned us to the NFIB program. UniFirst has delivered the value that was presented, all while exceeding my expectations. We are happy to report a savings of $ per month. Carol Kelly, Meldon & Hunt Inc NFIB.com/unifirstpb Start earning rewards for you and your business with the NFIB Business Edition MasterCard provided by First Bankcard, a division of First National Bank of Omaha. BENEFITS! Get low intro rates and a reward point bonus of 5,000 points on your first qualifying purchase. First Bankcard is a sixth-generation familyowned business and an NFIB member. Use Offer Code: to apply NFIB.com/first-bank-cardpb IMPROVE BUSINESS EFFICIENCY AND REDUCE RISK THROUGH BACKGROUND SCREENING NFIB has teamed up with TRAK-1 to bring a better process for identifying the right people for your company. TRAK-1 is a professional, accredited and compliant background screening service that provides actionable screening reports empowering your decision to hire with confidence. Information provided with speed, accuracy and at NFIB member-exclusive pricing. Call today and mention your NFIB membership NFIB.com/trak-1pb NFIB.COM 55