Trusted Protection at Every Turn

Transcription

1 Trusted Protection at Every Turn We take care of the Owner-Operator better than anyone. Trucking

2 GREAT AMERICAN TRUCKING DIVISION You do a lot to keep America moving, and we re here to help. It s not always easy out there on the road, but with Great American at your side, you re never alone. If something does go wrong, we work to get you back behind the wheel faster. The bottom line is MILE 1 MILE 2 We are dedicated to protecting you and your truck while providing the best driver experience. You can simplify your life by working with one carrier to get a broad range of quality products and services designed with drivers like you in mind. strong specialized responsive industry leader

3 Why Great American? You ll work with an industry leader and a whole division of insurance specialists dedicated entirely to trucking. That means whomever you talk to at our offices is only talking trucks. All day. Every day. We understand your unique needs as an Independent Contractor. Great American is a financially strong and stable company that has been providing top-rated insurance protection for more than 100 years. We re here for the long haul, and you have peace of mind that when you have a claim, we can deliver the help you need. You can count on us mile after mile. Great American Insurance Company, lead insurer of Great American Insurance Group, is rated A+ Superior by A.M. Best as of August 11, 2017, and has been rated A or better by A.M. Best for over 100 years. We re the #1 writer of leased-on Class 8 Owner-Operators on the road today. 1 1 As of December 2012.

4 GREAT AMERICAN TRUCKING MILE 1 The Best Driver Experience For You Accidents happen and we re here in that moment of need. Our Occupational Accident services provide the additional support you need for work-related injuries. Nurse Case Management Program Our dedicated team helps you navigate your way through the healthcare system to decrease the disability timeline. Physician Referral Service We are here to help you locate and secure adequate medical services at a location convenient to you. First Script membership card For covered losses, this program removes the hassle of waiting for reimbursement of prescriptions and can be used at more than 69,000 participating retail pharmacies nationwide. Our Rig Ready program gets drivers back on the road an average of five days faster than a typical claims process. 2 2 Based on a 2013 internal study comparing Rig Ready turnaround times to nonprogram claims.

5 For Your Truck RigReady If you re losing time, you re losing money. As a customer of our Trucking Division, you can get your wheels back in action an average of five days faster with our signature Rig Ready program. We deal directly with a nationwide network of about 300 shops and approve necessary repairs in a timely manner. With pre-negotiated rates, you ll benefit from quality work at a fair price, and can get out the door without waiting for payment once the repair is complete. This streamlined service is included with your Physical Damage policy. GreatAmericanTrucker.com

6 GREAT AMERICAN TRUCKING MILE 2 Simplify Your Life Physical Damage When your truck is your livelihood, you want to make sure it is protected at every turn. With our Physical Damage product, you can rest assured that your tractor and trailer are covered from coast to coast so you can focus on getting to your destination, and Great American will handle the rest. Coverage includes: Collision Comprehensive or Specified Perils (fire or explosion, theft, windstorm, hail, earthquake, flood, vandalism, and more) Deductible options Towing and Storage Loan GAP coverage Federal Excise Tax on new vehicles TruXpro Policy Enhancements This flexible endorsement can be added to your Physical Damage policy for an additional premium and provides customized coverages to address your needs. Coverage includes: Downtime/Rental Reimbursement Diminishing Deductible Personal Effects Electronic Equipment Single Deductible Tarps, Chains and Binders Our goal is to minimize downtime and get you back on the road as fast as possible.

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8 GREAT AMERICAN TRUCKING Deductible Buyback Endorsement The last thing you want to do is pay multiple deductibles after an accident. While many lease contracts require you to assume responsibility for policy deductibles on the carrier s trailer and cargo as well as accident-related property damage, our Deductible Buyback reimburses you for those expenses! The low monthly fees of this add-on endorsement offset a potentially expensive settlement. Our products are designed specifically for drivers like you. Occupational Accident Injuries happen more often than you think, and you want to make sure you re protected when they do. With Great American s Occupational Accident, if you re injured on the job all your medical, disability, death and dismemberment benefits are covered with a wide range of limits. In addition, Passenger Accident and Non-Occupational coverages are available on select plans.

9 Non-Trucking Liability You ve got everything to keep you covered while on the job, but what if something happens while you re running a non-business errand? Non-Trucking Liability offers liability coverage for property damage or bodily injury to a third party when trucks are being used for non-business purposes. Coverage includes: Bodily Injury and Property Damage Liability on a Combined Single Limit Basis Medical Payments/Personal Injury Protection (where required by state law) Uninsured/Underinsured Motorist coverage (where required by state law) Workers Compensation If you work in a state that requires coverage by Workers Compensation, regardless of your Independent Contractor status, we can help with that, too. For our Ohio customers, we know that Ohio law limits your ability to have a Workers Compensation claim covered outside of Ohio. Our Other States Coverage protects you across state lines. Claims Service You Can Count On If you re not on the road, you re not making money. That s why we are committed to providing you with excellent claims handling. Easy Submit claims 24 hours a day, seven days a week by phone, or through our mobile app. Timely More than 95% of contacts are made within 24 hours of first receiving a claim. 3 Fair 98.7% of drivers whose claims we have settled would recommend us to another trucker. 4 Whether it s damage to your truck or an injury, we have services that go the extra mile to get you back behind the wheel. 3 4 As of September As of Q Based on a study of our insureds with closed claims. GreatAmericanTrucker.com

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11 Stay Connected With the GAIG Trucking App View ID Card 24/7 claims submission Fast and easy bill payments Policy details and documents Locate the closest Rig Ready Shop Find the nearest medical service provider Download the GAIG Trucking app today! GreatAmericanTrucker.com

12 301 E. Fourth St. Cincinnati, OH Phone: GreatAmericanTrucker.com Trucking Specialty Property & Casualty U.S. Operations Accident & Health AgriBusiness Alternative Markets Aviation Bond Crop ECA-Nonsubscription Environmental Equine Mortality Excess Liability Executive Liability FCIA - Trade Credit & Political Risk Fidelity / Crime Financial Institution Services Great American Custom Great American Risk Solutions Mergers & Acquisitions Liability Mid-Continent Group National Interstate Ocean Marine Professional Liability Property & Inland Marine Public Sector Republic Indemnity Specialty Equipment Services Specialty Human Services Strategic Comp Summit Trucking Unemployment Risk Solutions Annuity Operations - Subsidiaries Annuity Investors Life Insurance Company Great American Life Insurance Company Specialty Property & Casualty International Operations Canadian Branch El Aguila Great American International Great American P&C Mexico Division Neon Singapore Branch Great American Insurance Group, 301 E. Fourth St., Cincinnati, OH Coverage description is summarized. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions Truxpro is not available in AK, HI, MA, NY, VA, WY and the territories of PR and VI, Deductible Buyback Endorsement is not available in AK, HI, MA and the territories of PR and VI. Policies are underwritten by Great American Insurance Company, Great American Assurance Company, Great American Alliance Insurance Company, Great American Insurance Company of New York and Great American Security Insurance Company, authorized insurers in all 50 states and the DC. The Great American Insurance Group eagle logo, Rig Ready & design, Truxpro & design and the word marks Great American, Great American Insurance Group, Rig Ready and Truxpro are registered service marks of Great American Insurance Company Great American Insurance Company. All rights reserved TRU (12/17)