Benefits For Truck Drivers

Transcription

1 Benefits For Truck Drivers Our Benefit Package will help reduce your companies healthcare cost while improving driver performance Authorized Reseller

2 Our Purpose Our purpose is not to compete with or replace health insurance but to complement your existing benefit package resulting in improved benefits and savings for your drivers and their families.

3 About The Truck Drivers Benefit Package Help keep your drivers healthy and on the road Our benefits are there to help your drivers while they are at home or on the road. Includes Telemedicine Affordable at only $15.95 per month. Includes the driver, spouse and legal dependents. Get the healthcare they need when they need it. Get legal advice and protection when they need it. Have their own health advocate by their side when they need them. Easy List Billing available. No long term commitment.

4 Fact: Healthcare is Changing Higher Premiums Higher co-pays Higher co-insurance Higher out of pocket expenses for individuals and families People everywhere are looking for ways to save money on their healthcare and we have a solution!

5 Who is AMG Benefit Group? Founded in 1992 Headquartered in Atlanta, Georgia. Authorized Reseller for New Benefits Our purpose is not to compete with or replace health insurance but to complement an existing benefit package resulting in improved benefits and savings for individuals and their families.

6 Who is New Benefits? Leader in discount health and lifestyle benefit programs Over 24 years of service 25 million members and 5,000 groups Co-founder of the Consumer Health Alliance Privately held with over 100 employees in Dallas, Texas A+ Rating with BBB

7 Discount Health and Lifestyle Benefits

8 National network of board certified physicians providing consultations via telephone free of charge Available 24 hours a day Teladoc Telehealth Services when you need it Discuss symptoms, recommend treatment options, diagnose common conditions, prescribe and phone-in medications to local pharmacy if needed Save time and money by avoiding unnecessary doctor's office or ER visits

9 Medical Health Advisor Provides assistance with healthcare and insurance related issues Helps members deal with clinical, insurance and administrative issues Assist individuals in maximizing the value of their healthcare benefits. Services administered by Personal Health Advocates

10 New Benefits saved their members over 94 million dollars last year on the cost of their prescriptions Accepted at over 60,000 retail pharmacies No other paperwork required. Member presents membership card and prescription. Pharmacist calculates discount and the member pays the discounted price Retail Pharmacy

11 Lab Testing - With DirectLabs Members save 10-80% off typical lab costs for blood, urine, saliva, hair and fecal tests.

12 Nurseline Nurseline offers toll-free access to experienced registered nurses 24 hours a day, 365 days per year. Nurses are an instant and trusted source of health information, education and support. Nurses help members based on doctor-approved guidelines.

13 Medical Bill Saver Many providers will agree to a discount in return for certainty of payment and lower collection costs Medical Bill Saver can lower outof-pocket costs on medical bills not covered by insurance. Advocates will work with providers to lower the balance on uncovered medical or dental bills over $400.

14 MRI and CT Scans Members receive discounts of 50-75%* off imaging services while using credentialed radiologists. Members are matched with the best provider based on medical condition, member preferences, and location. * Savings may vary based on geographic location, provider and procedure performed.

15 Program offers latest technologies and models Network of more than 3,000 full service centers. You will be given the closest locations for a free hearing evaluation. Hearing Aids

16 Vitamins Up to 80% off retail Choose from over 400 brands and 12,000 items in stock Enjoy savings of 10% on already low prices Members can place orders online or toll free by phone Most orders ship the same day Every order is backed by the exclusive 5-star guarantee.

17 Family Legal Plan Free initial phone consultation on new legal matters, simple wills, document review and more Discount on services such as traffic ticket defense, name change, simple divorce, simple trust and more. Have an attorney available when you have a need

18 Truck Drivers Benefit Package Retail Pharmacy Medical Bill Saver from Health Advocate Medical Health Advisor from Health Advocate Nurseline from Health Advocate Doctors by Phone from Consult A Doctor Lab Testing from DirectLabs MRI & CT Scans from NextImage Direct Legal Care Direct from Legal Club of America Hearing Aids from Connect Hearing Vitamins from Vitacost.com $15.95 a Month Plus One Time $3.95 application Fee

19 Facts About Our Benefits 61% of Americans would be interested in learning how to access affordable legal protection 2 out of 3 Americans will miss work to deal with legal issues 50%+ of employees did not take off work after using Consult A Doctor You can speak to a doctor in as little as 2 minutes anytime from anywhere and have a prescription called into your pharmacy if needed In 2013 New Benefit members saved over $94 million dollars on their prescription cost As health care costs continue to rise, employers are having to increase deductibles and other out-of-pocket payments made by employees

20 Testimonials One of my major concerns when my husband gets sick on the road is getting him to a doctor when the need arises. I found that calling a doctor and getting medical advice, and possibly a prescription, over the phone is so much easier and affordable. It has made a world of difference for my husband. A telemedicine program can help truck drivers stay on track with their medications, leading not only to improved health, but fewer trips to the doctor and ER, reduced healthcare costs, and increased productivity.

21 How to Get Started - 2 Options Available Safe online Application. You can access this from our website at Good option for groups less then 5 employees. Option when the employer does not want to do payroll deduction. Option when the employee is paying 100% of the benefit cost Employer List Billing for groups with 5 or more Employees Fill out Employer List Billing Agreement Provide Eligibility List of all employees who will receive a benefit package. Only pay a $3.95 application fee per membership upfront Benefits will begin the 1st day of the next month. You will be invoiced for the cost of the benefit package on the last day of each month with payment due on the 20th of the next month. Benefits can be cancelled at any time without further obligation

22 How to Contact Us Bob Ondr AMG Benefit Group, LLC 191 Peachtree Street NE Suite 3300 Atlanta, GA Office Mobile

23 Disclosures This plan is NOT insurance. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. Pharmacy discounts range from 10% to 85% on most medications. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR This discount card program contains a 30 day cancellation period. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder s service area. Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date. AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. MD Residents: The membership fee and one-time registration fee (minus $5.00) will be refunded if cancelled within the first 30 days and upon return of the discount card. Discount Medical Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box Dallas, TX , Website to obtain participating providers: MyMemberPortal.com.

24 Summary The life of a truck driver is unique. Most of us go to our jobs during the day and then come home to our families at night. Truck driver lives are different. Many drivers are away from home 5 or 6 days a week. During this time their truck is their home. Because of this the drivers healthcare requires a different approach. When an illness occurs on the road a doctor is not usually available that is not until now. Our telemedicine benefit gives drivers access to a licensed physician 24 hours a day, seven days a week. They can call and speak to a doctor in as little as 2 minutes right from their truck. This not only can save money on the cost of healthcare but it can help get the driver well sooner and keep them on the road. This benefit is just one example of how our Benefit Package can save money and help drivers be more productive. Most companies providing a telemedicine benefit charge more than the cost of our entire Benefit Package. We provide your drivers a telemedicine benefit plus nine other cost saving benefits for only $15.95 a month.