PersonalPlans Voluntary Benefits
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1 Engility Corporation PersonalPlans Voluntary Benefits Available to you as a newly hired Engility Corporation employee Keep reading to discover Your benefit options Enrollment deadlines How to sign up
2 Solutions For You Engility Corporation takes pride in offering PersonalPlans Voluntary Benefits. This highly valued, competitive and convenient benefit program is available to employees and their eligible family members. It offers you optional insurance and discounted products and services, for which payments can be conveniently deducted from your paycheck. This brochure provides an overview of each plan and its features. Enroll During Your New-Hire Period Group Universal Life Insurance You are guaranteed acceptance in the plan if you enroll within 31 days of your date of hire. Available Year-Round Choice Auto and Home Program Pet Insurance How To Sign Up Call Visit EngilityPersonalPlans.com EngilityPersonalPlans.com is more than an enrollment site this is your one-stop benefits site, where you can: View your current benefit elections Review product information to help you select the right coverage Easily get a quote and enroll Watch informational videos Print forms 1
3 HOW IT WORKS Call Travelers MetLife Auto & Home Talk to a licensed representative Liberty Mutual Insurance Compare your policy with offers from up to 5 well-known insurance companies Switch coverage right on the same call Safeco Insurance Progressive Choice Auto and Home Program MULTIPLE CARRIERS Prices for auto and home protection can vary widely from one company to the next. * That s why experts recommend that you request periodic rate quotes to make sure you re not overpaying for your coverage. Now, with the Choice Auto and Home Program, it s easier than ever to compare rate quotes from up to 5 of the nation s top-rated companies all with one quick and simple phone call! Whether it s auto, homeowners, renters or other insurance needs, you can quickly and easily compare policies, plus take advantage of money-saving discounts and benefits not available to the general public. ** Highlights: Special employee discounts that are typically greater than anything you can find on your own Additional discounts, based on the way you drive and vehicle safety features Quick, multiple quotes all from one phone call Convenience of being able to switch right away and start saving sooner Ease of paying premiums via payroll deduction * Home insurance is not available in FL through the carriers offered in this program and may not be part of MetLife Auto & Home s benefit offering in MA. ** Employee discounts are not available from all carriers and only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualifications, and/or the insuring company s underwriting guidelines. Individual savings may vary and are not guaranteed. Enjoy year-round savings Visit EngilityPersonalPlans.com Or call
4 Group Universal Life Insurance Group Universal Life Insurance (GUL) is more than just a typical life insurance plan. While it lets you buy a very substantial sum of life insurance coverage for yourself, as well as your spouse/domestic partner and children, you can also use it to save money while earning tax-deferred interest at a guaranteed rate. Choose life insurance only, or life insurance and the Cash Fund feature. It s up to you. Highlights: Guaranteed coverage amounts for new hires. Enroll within the first 31 days from your date of hire and you re guaranteed coverage up to 3 times your base annual salary (up to $250,000). High coverage level options. Enroll anytime for over $250,000 (up to 8 times your base annual salary, not to exceed $2,500,000) by providing evidence of insurability (EOI) to MetLife, the Plan s underwriter and insurer. Family coverage. Choose from $10,000 to $100,000 (or the lesser of 2 times your base annual salary) for your eligible spouse/ domestic partner with EOI provided to MetLife, and $10,000 or $20,000 for each eligible child. Additionally, spouse/domestic partner coverage cannot exceed your coverage amount. HOW IT WORKS Use the cash value of your investment during your lifetime Enroll in GUL Insurance Pay premiums and build cash value over time -OR- If something happens to you, benefits are paid to your beneficiary Visit EngilityPersonalPlans.com Or call
5 Group Universal Life Insurance (cont d) Portability. Take your coverage with you if you leave Engility Corporation for any reason, as long as the group policy is in effect. Rates for former employees and spouses/domestic partners are higher than active employee rates, and they will continue to be based on attained age and tobacco user/non-user status. Competitive Cash Fund interest rate. Earn at least 4% interest on your money each year. Access to your Cash Fund. Use the money in your Cash Fund whenever you need it, through loans and withdrawals. You don t pay federal income tax on the interest you earn until the money is withdrawn, and then, only if you have a gain that s greater than your total contributions to the Plan (for life insurance and the Cash Fund). Accelerated death benefit. Payment advance of up to 80% ($500,000 max) of your life insurance proceeds if you re terminally ill and are expected to live 12 months or less. (May vary by state.) Additional Benefits of the Plan: Free Will Preparation... Once enrolled in the GUL program, you have access to another critical service to protect the ones you love. With the Will Preparation benefit, you can meet with an attorney to create or update a will for you and your spouse/domestic partner for free! Delivering The Promise... MetLife s Survivor Assistance Program helps families deal with all of the practical matters following the death of a loved one including financial counseling, if needed. MetLife Estate Resolution Services SM... This value-added service is for the representative of your estate and assists them in distributing your assets. It provides legal advice, consultation and probate services to beneficiaries who are also executors or administrators of your estate. This service can help alleviate the financial and administrative burden by ensuring the estate representative can distribute your assets. MassMutual s SpecialCare SM Program... You have the option to use the services offered through MassMutual s SpecialCare SM Program. This program is available at no charge to you and provides access to information, specialists and financial products and services that can help improve the quality of life for people with disabilities and special needs. Visit EngilityPersonalPlans.com or call
6 Pet Insurance NATIONWIDE You work hard to provide your family with everything they need. So whether your family includes kids with two feet or kids with four paws, you know what responsibility looks like. My Pet Protection and My Pet Protection with Wellness from Nationwide help you provide your pets with the best care possible. Both plans reimburse 90% on vet bills including accidents, illnesses and hereditary conditions. * You re free to use any vet and get additional benefits for emergency boarding, lost pet advertising and more. Highlights: Access to a 24-hour vethelpline (a $150 value) for all policyholders Freedom to use your own vet for services (no networks) Multiple pet discounts up to 10% and 15% Nationwide s plans are licensed in all 50 states HOW IT WORKS Visit your vet Pay your bill Send your claim Get reimbursed Visit EngilityPersonalPlans.com Or call Some exclusions may apply. Certain coverages may be subject to pre-existing exclusion. See policy documents for a complete list of exclusions. 5
7 Mercer s Role and Compensation In this transaction, Mercer Health & Benefits Administration LLC (Mercer Voluntary Benefits) is acting as the exclusive insurance agent and program manager for MetLife Auto & Home, Liberty Mutual Insurance, Travelers, Safeco Insurance, Progressive Metropolitan Life Insurance Company, and Nationwide (Insurers) for this type of coverage, and not as your insurance broker. As the agent for Insurer, Mercer Voluntary Benefits may provide these services: enrollments, ongoing servicing, billing, marketing, customer administrative and claim servicing and communications. In accordance with industry custom, we are compensated through commissions that are calculated as a percentage of the insurance premiums charged by insurers. We may also receive additional monetary and nonmonetary compensation from insurers or from other insurance intermediaries, which may be contingent upon such factors as volume, growth or retention of business. This compensation may include payment from insurers for marketing-related expenses or investments in technology. Our compensation may vary depending on the type of insurance purchased and the insurer selected. We will provide you additional information about our compensation upon your request. For Auto and Home Insurance you may obtain this information by referring to aspx or calling us at for specific details. For all other products you may obtain this information by referring to and entering the security code G for GUL and U for Pet Insurance or call us at for specific details. Please note that while Engility Corporation makes this program available to you through Mercer Voluntary Benefits, the Company does not sponsor this program. NOTE: These are voluntary benefit plans that Engility Corporation makes available to its employees through Mercer Voluntary Benefits. Therefore, Engility Corporation recommends that you obtain independent financial or insurance advice specific to your situation. If you choose to purchase any policies or services through PersonalPlans Voluntary Benefits, your contract for coverages will be with each insurance company or plan provider-not Engility Corporation. Mercer Voluntary Benefits will be your contact for customer service issues for PersonalPlans Voluntary Benefits policies. Each carrier operates independently and is not responsible for the others financial obligations. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, Economy Fire & Casualty Company, Economy Premier Assurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Met P&C, MetCas SM, and MetGen SM,are licensed in Minnesota MetLife Services and Solutions. L [exp0421][All States][DC] Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT In FL: Home insurance is not currently offered for new business. In TX: Auto insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers on your policy, may be obtained where state laws and regulations allow. In TX: Auto coverage provided by Liberty County Mutual Insurance Company and home insurance provided by Liberty Insurance Corporation. Liberty Mutual Insurance products are not available through Mercer in California. Liberty Mutual Insurance Company is licensed in Minnesota. Liberty Mutual is an Equal Housing Insurer Liberty Mutual Insurance. Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with a principal place of business at 175 Berkeley Street, Boston, MA In Texas, insurance is offered by one or more of the following Safeco Insurance companies: American Economy Insurance Company, American States Insurance Company of Texas, American Lloyds Insurance Company, American States Preferred Insurance Company, Safeco Insurance Company of America, First National Insurance Company of America, Safeco Insurance Company of Illinois, Safeco Insurance Company of Indiana, Safeco Lloyds Insurance Company, and General Insurance Company of America. The materials herein are for informational purposes only. Nothing herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Eligibility is subject to meeting the applicable underwriting criteria. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Not available in all states, and certain discounts and coverages referenced in these materials may not be available through Safeco. Safeco Insurance is an Equal Housing Insurer. Auto insurance is provided and serviced by Progressive Casualty Ins. Co. & its affiliates, Mayfield Village, OH, and in Texas by Progressive County Mutual Ins. Co., Austin, TX. Home and renters policies are provided and serviced by Progressive s affiliates, American Strategic Insurance Corp. & its affiliates, St. Petersburg, FL and in Texas by ASI Lloyds, Dallas, TX. Progressive does not offer insurance premium payroll deduction. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Underwritten by Veterinary Pet Insurance Company (CA), Brea, CA, an A.M. Best A+ rated company (2016); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2016). Agency of Record: DVM Insurance Agency. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company Nationwide. Program Offered and Administered by Mercer Health & Benefits Administration LLC In CA d/b/a Mercer Health & Benefits Insurance Services LLC AR Insurance License # CA Insurance License #0G B12554 (1/19) Copyright 2019 Mercer LLC. All rights reserved. 6
8 Benefits Guide For more information or to sign up: Visit EngilityPersonalPlans.com Call (M F, 9:00 a.m. 6:00 p.m. Eastern time)
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