Flip the Switch to a New Mobile-Friendly Employee Experience. Shannon Osborne & Brad Kaloupek

Size: px
Start display at page:

Download "Flip the Switch to a New Mobile-Friendly Employee Experience. Shannon Osborne & Brad Kaloupek"

Transcription

1 Flip the Switch to a New Mobile-Friendly Employee Experience Shannon Osborne & Brad Kaloupek

2 Agenda Design of the New Consumer UI New Enrollment Experience Test Drive & Feedback 2

3 Design of the New Consumer UI 3

4 Design of the New Consumer UI Clean & modern aesthetic Home THRIVE Welcome Natalee $0 per pay period Responsive design Profile Shop for Medical Benefits Figuring out which plan is right for you and your family can be a little complicated. But don't worry, we're going to help you figure it out. Watch these videos to learn about the different Informed versus Actionable Documents PPOs vs. HDHPs types of medical plans and how they work. Additional Videos (5): Premiums, Deductibles, Copays and Out-of-Pocket Maximums Help & Resources What is In-and-Out-of-Network? What is Coinsurance? Online shopping analogy What is a Copay? Show Coverage for: Sort by: Select Carrier: Yourself Recommended -- Designed for compatibility Recommended HDHP $5000 Deductible $57.58 Cost per pay period HDHP Select 70 - $10,000 Deductible $59.92 Cost per pay period Open Access Value $1500 $75.00 Cost per pay period Select Plan Select Plan Select Plan Compare Compare Compare PPO $500 Open Plan PPO $1000 Open Plan 4 PPO $2000 Open Plan

5 Design of the New Consumer UI Mobile & Technology Focus on the mobile experience Responsive web design Shop and Enroll in Benefits Let s start with your profile and see if anything has changed since last year. Using the PlanSource API allows us to leverage new technology React from Facebook Increased speed of the UI Get Started 2-3x faster Review Profile 5

6 Design of the New Consumer UI Online Shopping Home Profile THRIVE Medical: Aetna HDHP $5000 Deductible Back to Available Plans Welcome Natalee $0 per pay period e $57.58 per pay period $98.41 $57.58 Welcome Natalee per pay period Benefits New Enrollment Current Benefits Past Benefits Documents Please select family covered: Yourself, Johnathan Jr. Elizabeth Yourself Born 05/12/1978 Covered + Add a Family Member Johnathan Jr. Child Born 05/12/1999 Not Covered Johnathan Sr. Spouse Born 05/12/1978 Not Covered HDHP $5000 Deductible $ $57.58 Cost per pay period Update Cart Aetna HDHP $5000 Deductible Added to Cart Medical: Aetna HDHP $5000 Deductible Health Savings Account (HSA) $57.58 Shop Plans Your Projected Costs? $16,000 Maximum? Edit Preferences Decline Medical Benefits 1 of 5 Benefits Complete Dental Shop Plans $4,400 Estimate? $1,550 Minimum? HDHP $5000 Deductible Vision: Declined $0.00 Recommendation? We recommend enrolling in HDHP $5000 Deductible Prior Coverage + HDHP $5000 Deductible $57.58 Help Me Decide Cost per pay period $ $57.58 Cost per pay period Voluntary Life Insurance: Metlife Accident Insurance $95.00 Shop Plans Coverage Levels Self $57.58 Cost per pay period Update Cart Hospital Insurance Shop Plans + Self + Spouse $ Cost per pay period Decline Medical Benefits 3 of 8 Benefits Complete Review & Checkout 6

7 Design of the New Consumer UI Testing & feedback Testing & Optimization has been done at every stage of the process This is cool. It tells me what I paid last year 89% positive feedback in early testing Very easy to understand what I m supposed to do. Tested with ~120 Partners at last Eclipse Oh good. It tells me I m done! Moderated user testing December 2016 with Beta code I don t have to click a bunch of places. 7

8 New Enrollment Experience 8

9 New Enrollment Experience Homescreen 9

10 New Enrollment Experience Homescreen 10

11 New Enrollment Experience 11

12 New Enrollment Experience Plan Shopping 12

13 New Enrollment Experience Plan Shopping & Comparison 13

14 New Enrollment Experience Plan Shopping & Comparison 14

15 New Enrollment Experience Your Benefits 15

16 New Enrollment Experience Shopping List $

17 New Enrollment Experience Review & Confirm Benefits 17

18 New Enrollment Experience The Migration Process Example Outsourced Migration Timeline CoSourced Brokers: you can begin Start +30 Days +60 Days migrating your clients today Notification Window Migration Window OutSourced Employers: your account manager will contact you Client notified about upcoming migration Client can migrate to UI 3.0 Migration Completed and begin migrating over the next 6 months March 2018, we anticipate full migration to UI 3.0 and sunset of the legacy system 18

19 Test Drive & Feedback: Let s Flip that Switch 19

20 Test Drive Let s test drive & compare the two Enrollment Experiences First: Enroll with the existing Employee Enrollment Second: Enroll with the migrated, new 3.0 Employee Enrollment Photo by Oliur Rahman

21 Feedback Overall, what differences did you notice between the two enrollment experiences? Your thoughts on migrating: Would you like to be assisted or would you feel more comfortable doing it yourself. What, if any, difficulty do you see for your Employees (or Employers) in enrolling using the new Experience? Photo by Alex Knight

22 Confidential and Proprietary

Getting Started with Your Online Benefits Marketplace

Getting Started with Your Online Benefits Marketplace Getting Started with Your Online Benefits Marketplace A guide to shopping for your own personalized benefits package. What s Inside... An Introduction to Your Online 3 Benefits Marketplace Why Shop for

More information

Healthcare Bluebook Frequently Asked Questions

Healthcare Bluebook Frequently Asked Questions Healthcare Bluebook Frequently Asked Questions General Questions Who is Healthcare Bluebook and what is the online transparency portal? Healthcare Bluebook is a new benefit that allows you to shop for

More information

Dassault Systè mès 2015 Enrollmènt

Dassault Systè mès 2015 Enrollmènt Dassault Systè mès 2015 Enrollmènt Frequently Asked Questions October 22, 2014 MEDICAL PLANS 1. What is a Consumer Directed Health Plan (CDHP)? CDHP is a term given to medical plans that embody the principles

More information

Consumer Directed Health Plan With Health Savings Account (CDHP with HSA) 2018 Frequently Asked Questions (FAQs)

Consumer Directed Health Plan With Health Savings Account (CDHP with HSA) 2018 Frequently Asked Questions (FAQs) Consumer Directed Health Plan With Health Savings Account (CDHP with HSA) 2018 Frequently Asked Questions (FAQs) Q: What is the Consumer Directed Health Plan (CDHP)? A: The CDHP is one of the medical plan

More information

Tips for Choosing Medical Coverage

Tips for Choosing Medical Coverage Tips for Choosing Medical Coverage Selecting the right medical plan can be difficult. There are so many factors to consider and terms you may not understand. This presentation will define some of the terms

More information

2017 Benefits Guide CTX 2017

2017 Benefits Guide CTX 2017 2017 Benefits Guide Welcome to your benefits. We offer a full menu of benefits to eligible employees and their families. You have 30 days from your hire date to enroll in plans so be sure to take a close

More information

Live it 2019 Aetna Federal Plans

Live it 2019 Aetna Federal Plans Live it 2019 Aetna Federal Plans The health plan that gets you 19.02.319.1-FED E (9/18) aetnafeds.com From the comfort of your home. Getting in touch is easier than ever. Whether it s a health plan question

More information

Embrace it 2019 Aetna Federal Plans

Embrace it 2019 Aetna Federal Plans Embrace it 2019 Aetna Federal Plans The health plan that gets you 19.02.308.1-FED K (9/18) aetnafeds.com From the comfort of your home. Getting in touch is easier than ever. Whether it s a health plan

More information

TRS MEDICAL INSURANCE CHANGES

TRS MEDICAL INSURANCE CHANGES 2017-2018 TRS MEDICAL INSURANCE CHANGES PLAN DESIGN CHANGES 2017 2018 PLAN DESIGN CHANGES HD Out-of-Network Deductible increased $2,500 to $5,000 for individual, and $5,000 to $10,000 for family. HD Out-of-Network

More information

Aon Retiree Health Exchange What your Pre-Medicare retirees need to know

Aon Retiree Health Exchange What your Pre-Medicare retirees need to know Aon Retiree Health Exchange What your Pre-Medicare retirees need to know Q. Why is OP&F changing our current health care coverage? A. Funding for the retiree health care plan at OP&F is limited, making

More information

TRS Medical Insurance Changes

TRS Medical Insurance Changes TRS Medical Insurance Changes 2018-2019 Plan Design Changes 2018 2019 Plan Design Changes HD In-Network Deductible increased $2,500 to $2,750 for individual, and $5,000 to $5,500 for family. HD Out-of-Network

More information

Choices as unique as you are

Choices as unique as you are 2018 Benefits It s time to choose your benefits. To get started, use the checklist inside and also visit bswhbenefits.com. Choices as unique as you are Eligibility We offer a full menu of benefits to eligible

More information

Aon Retiree Health Exchange What your retirees need to know

Aon Retiree Health Exchange What your retirees need to know Aon Retiree Health Exchange What your retirees need to know Q. Why is OP&F changing our current health care coverage? A. Funding for the retiree health care plan at OP&F is limited, making the group health

More information

Important Information About Your 2013 Benefits Enroll or make changes November 26 December 7, 2012

Important Information About Your 2013 Benefits Enroll or make changes November 26 December 7, 2012 If you don t take action you will have no coverage for 2013. Important Information About Your 2013 Benefits Enroll or make changes November 26 December 7, 2012 Things to Know If you do nothing, you will

More information

Tax-Advantaged Accounts. Health Savings Account (HSA) & Limited Purpose Flexible Spending Account (LPFSA)

Tax-Advantaged Accounts. Health Savings Account (HSA) & Limited Purpose Flexible Spending Account (LPFSA) Tax-Advantaged Accounts Health Savings Account (HSA) & Limited Purpose Flexible Spending Account (LPFSA) University of Rochester March 2018 Today s presentation will cover: YOUR HSA Plan Health Savings

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 866-303-2583, visit bcbsok.com or contact an independent Blue Cross and Blue Shield of Oklahoma agent to get a quote today. Life

More information

Welcome to Mid-Year Medical Renewal 2012!

Welcome to Mid-Year Medical Renewal 2012! Inside this issue: Your Current 0 Premiums Dental and Flex Spending Open Enrollment Information Basic Life and AD&D Insurance Humana Supplemental Products Lincoln Financial Ancillary Products FAQs (Medical,

More information

Health Savings Accounts

Health Savings Accounts 1 Health Savings Accounts Health Savings Accounts Our agenda: Basics about HSAs. Eligibility for an HSA. Contribution, deductible & out-of-pocket limits. Account tips. 2 HSAs The Basics What is a Health

More information

Frequently Asked Questions 2018 Annual Enrollment

Frequently Asked Questions 2018 Annual Enrollment The Annual Enrollment window will open on Monday, Oct. 9 to make 2018 benefit elections. Failure to enroll by Monday, Oct. 23 will result in no coverage for 2018. Visit windstreambenefits.com to enroll.

More information

HRA Product Offerings

HRA Product Offerings HRA Product Offerings HRA Plan Designs Standard 213(d) HSA Compatible (Limited) Deductible Only RX Only including OTC Percentage Payment All Medical and RX All Medical and RX Employee Pays First Deductible

More information

Frequently Asked Questions: The Health Savings Plan

Frequently Asked Questions: The Health Savings Plan Frequently Asked Questions: The Health Savings Plan Comparing the Plans What are the major differences between the Health Savings Plan (HDHP) and the Traditional Plan (PPO)? The two plans have been designed

More information

Going for the Gold (level plan)!

Going for the Gold (level plan)! Going for the Gold (level plan)! Chris Bartnik Practice Leader April 2014 Wells Fargo Insurance 2014 Wells Fargo Insurance, Inc. All rights reserved. Discussion Outline Paradigm Shift Market Trends Survey

More information

2018 Benefits Guide. Improving Our Wellness Together

2018 Benefits Guide. Improving Our Wellness Together 2018 Benefits Guide Improving Our Wellness Together Welcome to your 2018 Benefits Open Enrollment We are honored to present your 2018 Benefit Options! The elections you make during open enrollment will

More information

Annual Enrollment for 2014 Benefits November 5-19

Annual Enrollment for 2014 Benefits November 5-19 Annual Enrollment for 2014 Benefits November 5-19 Agenda 2014 changes and your annual enrollment options Important considerations HDHP-HSA: The HDHP is getting even better Benefit changes and premiums

More information

OPEN ENROLLMENT MEMORANDUM

OPEN ENROLLMENT MEMORANDUM OPEN ENROLLMENT MEMORANDUM TO: BENEFITS-ELIGIBLE FACULTY AND STAFF FROM: MARTY MASTASCUSA, HUMAN RESOURCES RE: OPEN ENROLLMENT FOR THE 2017-2018 PLAN YEAR DATE: SEPTEMBER 12, 2017 The Open Enrollment period

More information

How to Use a High Deductible Plan

How to Use a High Deductible Plan How to Use a High Deductible Plan The Diocese of Kansas is offering a High Deductible Health Plan / Health Savings Account (HDHP/HSA) for 2012. You can find the details of this plan in the Summary Plan

More information

My Choice. Learn/know/Compare

My Choice. Learn/know/Compare My Choice Learn/know/Compare Enroll 2019 Benefits Enrollment 2 This is your opportunity to choose the benefits you want for you and your family. You must enroll within 30 days of Date of Hire or Status

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 800-531-4456, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life is

More information

2015 Health care options. Introduction to Healthy Savings Plan Options

2015 Health care options. Introduction to Healthy Savings Plan Options 2015 Health care options Introduction to Healthy Savings Plan Options Agenda Health care plan options for 2015 Basics How they work Medical savings accounts Introduction to ConnectYourCare Open enrollment

More information

Open Enrollment Benefit Highlights

Open Enrollment Benefit Highlights 2016 2017 Open Enrollment Benefit Highlights 1. Open Enrollment Schedule The benefit open enrollment period for full-time benefit eligible employees will run from Monday, April 18, 2016, through Friday,

More information

Medicare Made Simple

Medicare Made Simple Medicare Made Simple TABLE OF CONTENTS 2 What is Medicare? 3 Original Medicare Parts A and B 5 Medicare Part C Medicare Advantage Plans 6 Medicare Part D Prescription Drug Coverage 8 How to Enroll 10 Medicare

More information

Northeastern provides a comprehensive array of benefits to meet your needs, wherever you are in your life.

Northeastern provides a comprehensive array of benefits to meet your needs, wherever you are in your life. DISCOVER THE BENEFITS HRNAVIGATOR 2018 OPEN ENROLLMENT NOVEMBER 6 17, 2017 Northeastern provides a comprehensive array of benefits to meet your needs, wherever you are in your life. WHAT YOU NEED TO KNOW

More information

Medicare Made Simple

Medicare Made Simple Medicare Made Simple TABLE OF CONTENTS 2 What is Medicare? 3 Original Medicare Parts A and B 5 Medicare Part C Medicare Advantage Plans 6 Medicare Part D Prescription Drug Coverage 8 How to Enroll 10 Medicare

More information

2019 Enrollment Guide

2019 Enrollment Guide 2019 Enrollment Guide Enroll in Additional Medicare Coverage for 2019 Table of Contents 3 Introducing Via Benefits 4 What to Expect From Us 5 Your New Coverage: Getting Started 8 Three Steps to Enrollment

More information

Aetna and Health Equity

Aetna and Health Equity Aetna and Health Equity Aetna HDHP Medical and Health Savings Account Tony Ertassi Aetna Colton Pond Health Equity Danny Humphrey Health Equity October 6 and 7, 2015 2015 VMware Inc. All rights reserved.

More information

2016 Open Enrollment Mainland. November 2-15, 2015

2016 Open Enrollment Mainland. November 2-15, 2015 2016 Open Enrollment Mainland November 2-15, 2015 2 Today s Agenda 2016 Open Enrollment Overview of Changes HSA Medical Plan New UHC Virtual Visits Life and Long Term Disability Other Considerations Premiums

More information

2018 ANNUAL BENEFITS ENROLLMENT PRESENTATION COMPANY INTERNAL/PROPRIETARY

2018 ANNUAL BENEFITS ENROLLMENT PRESENTATION COMPANY INTERNAL/PROPRIETARY 2018 ANNUAL BENEFITS ENROLLMENT PRESENTATION COMPANY INTERNAL/PROPRIETARY Get Connected: Your 2018 Insert Annual Title Enrollment Here What We ll Cover Today What s changing What you need to know and do

More information

All Benefits Eligible Faculty & Administrators. Terryann Waldron, Sr. HR. Manager, Benefits & Work Life. DATE: November 13 th, 2017

All Benefits Eligible Faculty & Administrators. Terryann Waldron, Sr. HR. Manager, Benefits & Work Life. DATE: November 13 th, 2017 HUMAN RESOURCES 3009 BROADWAY NEW YORK, NEW YORK 10027 PHONE 212.854.2551 FAX 212.854.2100 WWW.BARNARD.EDU/HR TO: FROM: All Benefits Eligible Faculty & Administrators Terryann Waldron, Sr. HR. Manager,

More information

Frequently Asked Questions: HDHP with HSA 2011 Annual Enrollment. What s New for 2011

Frequently Asked Questions: HDHP with HSA 2011 Annual Enrollment. What s New for 2011 Frequently Asked Questions: HDHP with HSA What s New for 2011 1. Will my High Deductible Health Plan with Health Savings Account (HDHP with HSA) vendor be the same in 2011? 2. If my medical plan vendor

More information

Welcome to BorgWarner!

Welcome to BorgWarner! Welcome to BorgWarner! We are excited to begin sharing the many benefits of belonging to BorgWarner. This Preview of the medical plans is just one of a series of communications you ll receive throughout

More information

Using TriNet s Open Enrollment Wizard: Step-by-Step Instructions

Using TriNet s Open Enrollment Wizard: Step-by-Step Instructions Using TriNet s Open Enrollment Wizard: Step-by-Step Instructions Enrolling online is fast and easy. Need a guide? These steps will walk you through the Open Enrollment wizard. Getting There: Entering the

More information

Instructions for New Hire Enrollments

Instructions for New Hire Enrollments Instructions for New Hire Enrollments https://thezone.goodmanmfg.com BEFORE YOU BEGIN You will need Date of Birth and Social Security Numbers for any dependents you wish to enroll in benefits. Please review

More information

Instructions for New Hire Enrollments

Instructions for New Hire Enrollments Instructions for New Hire Enrollments https://thezone.goodmanmfg.com Before Making Elections You will need Date of Birth and Social Security Numbers for any dependents you wish to enroll in benefits. Please

More information

HEALTH INSURANCE 101. Finding the Right Plan

HEALTH INSURANCE 101. Finding the Right Plan HEALTH INSURANCE 101 Finding the Right Plan HEALTH CARE 101: FINDING THE RIGHT PLAN Introduction... 2 Common Health Insurance Terms and Definitions... 3 Health Care Reform: What You Need to Know... 7 Important

More information

Agenda. Annual Benefit Enrollment What s New in 2019? Next Steps Questions?

Agenda. Annual Benefit Enrollment What s New in 2019? Next Steps Questions? 2019 BENEFITS SSA Agenda Annual Benefit Enrollment What s New in 2019? Next Steps Questions? 2 Annual Benefit Enrollment Annual Enrollment is the time of the year to: Review benefit plan options Change

More information

Aon Retiree Health Exchange Transition Guide

Aon Retiree Health Exchange Transition Guide Aon Retiree Health Exchange Transition Guide New Health Care Coverage Options and Resources for Medicare-Eligible Retirees, Survivors, Long Term Disability Participants and Their Eligible Dependents. Welcome

More information

COMING SOON! 2017 Annual Enrollment

COMING SOON! 2017 Annual Enrollment September 2016 VOLUME 19 NO. 4 New & Noteworthy COMING SOON! 2017 Annual Enrollment The 2017 Annual Enrollment period begins Monday, October 10 and ends at midnight on Friday, October 28. This edition

More information

Health Savings Account (HSA)

Health Savings Account (HSA) What is a Health Savings Account? Health Savings Account (HSA) A Health Savings Account (HSA) is a tax-advantaged health care account that you own. You contribute to it with tax-free or tax-deductible

More information

IMPORTANT BENEFIT INFORMATION ENCLOSED PLEASE READ IMMEDIATELY!

IMPORTANT BENEFIT INFORMATION ENCLOSED PLEASE READ IMMEDIATELY! 2017-18 Benefits Enrollment Guide Your Benefits. Your Choice. Enrollment Dates: August 16 August 31, 2017 IMPORTANT BENEFIT INFORMATION ENCLOSED PLEASE READ IMMEDIATELY! Wentzville School District Benefits

More information

A Healthy Way to Save

A Healthy Way to Save A Healthy Way to Save Health Savings Accounts (HSA) Invest in your health with an HSA What is an HSA A Health Savings Account (HSA) is an individually-owned, tax-free, interest-bearing savings account

More information

2018 Benefits Enrollment User Guide

2018 Benefits Enrollment User Guide 2018 Benefits Enrollment User Guide November 2017 1 Enrolling For Your 2018 Benefits Action Needed! Welcome to Open Enrollment 2018! If you fail to enroll, your current elections will rollover EXCEPT you

More information

Welcome to Open Enrollment for Plan Year 2017.

Welcome to Open Enrollment for Plan Year 2017. Welcome to Open Enrollment for Plan Year 2017. 1 We begin by reviewing the State of the Health Plan. This year the legislature authorized an efficiency study of State operations including the health plan.

More information

2016 Benefits Enrollment Form

2016 Benefits Enrollment Form 2016 Benefits Enrollment Form Need assistance in completing this form? Call the SWN Benefits Center Helpline 855.796.3637 Complete and submit this form and required documentation to houston.gbs.bac.tasks@ajg.com

More information

2018 Benefits Presentation. Steve McCauley, Director of Employee Benefits

2018 Benefits Presentation. Steve McCauley, Director of Employee Benefits 2018 Benefits Presentation Steve McCauley, Director of Employee Benefits What is New for 2018 Health plan names are changing o The EPO Plan is now the CPHP (Co-Pay Health Plan) o The PPO Plan is now the

More information

GEHA Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 262-GEHA geha.com

GEHA Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 262-GEHA geha.com GEHA 2015 Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 262-GEHA geha.com CODE Self Only 341 Self + Family 342 Enrollment checklist 1. Research health

More information

2019 Enrollment Guide

2019 Enrollment Guide 2019 Enrollment Guide Enroll in Additional Medicare Coverage for 2019 Table of Contents 7 Introducing Via Benefits 8 What to Expect From Us 9 Your New Coverage: Getting Started 12 Three Steps to Enrollment

More information

What s an FSA? FLEXIBLE SPENDING SPENDING ACCOUNT

What s an FSA? FLEXIBLE SPENDING SPENDING ACCOUNT What s an FSA? FLEXIBLE SPENDING SPENDING ACCOUNT ACCOUNT Agenda 1. FSA Basics Who is Eligible? 2. Using Your FSA What Expenses are Eligible Contributing to Your FSA Using Your FSA Online FSA Debit Card

More information

How to enroll in your Tulsa Fire Health and Welfare benefits!

How to enroll in your Tulsa Fire Health and Welfare benefits! How to enroll in your Tulsa Fire Health and Welfare benefits! Step 1: go to https://www.employeenavigator.com Click Login in the upper right hand corner Step 2: Click Register as a new user Step 3: Fill

More information

MAKE THE MOST OF YOUR HEALTH PLAN

MAKE THE MOST OF YOUR HEALTH PLAN CONGRATULATIONS! You enrolled in the HSA Gold Plan or the HSA Silver Plan. This guide will provide tips and tools to help you save money while giving you more control over your health care spending. Get

More information

Enrollment Guide. Enroll in Additional Medicare Coverage for 2018

Enrollment Guide. Enroll in Additional Medicare Coverage for 2018 2018 Enrollment Guide Enroll in Additional Medicare Coverage for 2018 Table of Contents 11 Towers Watson s OneExchange 12 What to Expect From Us 13 Your New Coverage: Getting Started 16 Enrollment Checklist:

More information

HEALTH & WELLNESS BENEFITS SUMMARY. January 1, 2013 to December 31, 2013

HEALTH & WELLNESS BENEFITS SUMMARY. January 1, 2013 to December 31, 2013 HEALTH & WELLNESS BENEFITS SUMMARY January 1, 2013 to December 31, 2013 1 Notice of Privacy Practices City of Georgetown understands that information about you and your health is personal and we are committed

More information

2018 Benefits Presentation. Steve McCauley, Director of Employee Benefits

2018 Benefits Presentation. Steve McCauley, Director of Employee Benefits 2018 Benefits Presentation Steve McCauley, Director of Employee Benefits What is New for 2018 NEW Pharmacy Benefit Manager (PBM) o Navitus Health plan names are changing o The EPO Plan is now the CPHP

More information

Benefits What s New. 1 Rev cnt

Benefits What s New. 1 Rev cnt US 2014 Benefits What s New 1 Rev. 10.23.13 US Benefits Open Enrollment Overview The US Benefits Open Enrollment is your annual opportunity to review your current ORACLEflex benefit elections and make

More information

2011 Guide to Medicare

2011 Guide to Medicare 2011 Guide to Medicare What you need to know now Look to Highmark to keep you informed. At Highmark Blue Shield, we feel strongly that it s our responsibility to give you the information you need to make

More information

Partners in health. Benefits 2017

Partners in health. Benefits 2017 Partners in health Benefits 2017 2017 benefits Fitting the pieces together Today we ll talk about: The good news for 2017 What s open enrollment? Thinking through the open enrollment process Some changes

More information

Original Medicare with a Medigap vs. Medicare Advantage

Original Medicare with a Medigap vs. Medicare Advantage Original Medicare with a Medigap vs. Medicare Advantage If you have Original Medicare, the traditional health insurance program run by the federal government, it pays for most of your health care. However,

More information

Pathways VILLANOVA UNIVERSITY Benefits Open Enrollment Guide

Pathways VILLANOVA UNIVERSITY Benefits Open Enrollment Guide 2016-2017 Pathways 2015-2016 VILLANOVA UNIVERSITY Benefits Open Enrollment Guide HUMAN RESOURCES April 18 April 29, 2016 A Letter from the Senior Director of Benefits, Compensation and Employment Dear

More information

2018 Enrollment Guide

2018 Enrollment Guide 2018 Enrollment Guide Enroll in Additional Medicare Coverage for 2018 OneExchange is now Via Benefits! Please make a note of our new name and logo as you will be receiving information from Via Benefits

More information

Advantage Guide. Experience Choice With OneExchange

Advantage Guide. Experience Choice With OneExchange 2017 Advantage Guide Experience Choice With OneExchange IMPORTANT! The deadline to enroll in new Medicare coverage is December 7, 2016. Learn More This guide explains how OneExchange can help you evaluate

More information

THE COMPLETE EMPLOYER S GUIDE TO COBRA

THE COMPLETE EMPLOYER S GUIDE TO COBRA THE COMPLETE EMPLOYER S GUIDE TO COBRA Table of Contents What is COBRA? 3 What does COBRA do? 3 Which employers are required to provide COBRA benefits? 3 What group health plans are subject to COBRA? 3

More information

Frequently Asked Questions about the High Deductible (HDHP) HMO Plan with Health Savings Account (HSA)

Frequently Asked Questions about the High Deductible (HDHP) HMO Plan with Health Savings Account (HSA) Frequently Asked Questions about the High Deductible (HDHP) HMO Plan with Health Savings Account (HSA) The following questions and answers will help you better understand the High Deductible HMO Plan (HDHP)

More information

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview. Grace Period Overview

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview. Grace Period Overview FSA with Flex Card Enrollment Kit What s inside: Getting to Know: FSA with Flex Card Eligible Expenses Flex Card Overview Grace Period Overview Participant Web Site & Mobile App Overview Election Form

More information

Health Savings Accounts Frequently Asked Questions

Health Savings Accounts Frequently Asked Questions Health Savings Accounts Frequently Asked Questions Like knowing what you re spending on health care costs? Then an HSA may be just the right thing for you. It puts your health care spending in your hands.

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS FREQUENTLY ASKED QUESTIONS Annual Enrollment GENERAL What s changing for 2017? How did Progressive determine the rates for our medical plans in 2017? Who can I cover on my benefits? Can I make a change

More information

Aetna Federal Plans. Retiree Health Care Options video transcript. Your Guide to Retiree Health Care Options

Aetna Federal Plans. Retiree Health Care Options video transcript. Your Guide to Retiree Health Care Options Your Guide to Retiree Health Care Options Voiceover: Thanks for joining us today. We re glad that you re taking the opportunity to explore your retirement health care options. Over the next 20 minutes

More information

2018 Benefits Highlights For Full-Time and ACA Eligible Employees

2018 Benefits Highlights For Full-Time and ACA Eligible Employees 2018 Benefits Highlights For Full-Time and ACA Eligible Employees Your Guide to What s Changing and Your Benefits for 2018 Enrollment Health Care Income Protection And More... Know What s Changing for

More information

Aetna Federal Plans. Employee Health Care Options video transcript. Get the health plan that gets you

Aetna Federal Plans. Employee Health Care Options video transcript. Get the health plan that gets you Get the health plan that gets you Voiceover: Thanks for joining us. We re glad that you ve decided to hear about the Aetna plans open to you. Over the next 20 minutes, we ll tell you about your medical,

More information

2018 EMPLOYEE BENEFITS PRESENTATION

2018 EMPLOYEE BENEFITS PRESENTATION 2018 EMPLOYEE BENEFITS PRESENTATION 2018 BENEFITS MEETING Agenda 1 Overview 2 3 4 5 6 7 Touchpoints & Pocketpal Medical BCBS MA HRA Benefit Strategies Alex FSA Benefit Strategies Dental Delta Dental 8

More information

MEDIGAP MADE SIMPLE. By Rick Teska Rick Teska. All Rights Reserved

MEDIGAP MADE SIMPLE. By Rick Teska Rick Teska. All Rights Reserved Ne! w MEDIGAP MADE SIMPLE By Rick Teska 2017 Rick Teska. All Rights Reserved Medicare Made Simple By Rick Teska WELCOME! Thank you for downloading our Medicare Made Simple Kit, we hope it is a helpful

More information

Research Foundation (RF) Retiree Health Insurance Plan. Post-65 Medicare-Eligible Retiree Transition Guide

Research Foundation (RF) Retiree Health Insurance Plan. Post-65 Medicare-Eligible Retiree Transition Guide Research Foundation (RF) Retiree Health Insurance Plan Post-65 Medicare-Eligible Retiree Transition Guide A NEW WAY TO SUPPLEMENT MEDICARE COVERAGE Eligibility for the Aon Retiree Health Exchange You will

More information

Nice and easy Houston Methodist Benefits. Open Enrollment: Nov. 16 Dec. 6, 2017

Nice and easy Houston Methodist Benefits. Open Enrollment: Nov. 16 Dec. 6, 2017 Nice and easy 2018 Houston Methodist Benefits Open Enrollment: Nov. 16 Dec. 6, 2017 No one knows better than we do how dynamic and fast-changing health care is. Our health care offerings for you have to

More information

Employee Site Online Enrollment at

Employee Site Online Enrollment at Employee Site Online Enrollment at www.wageworks.com 0 Participant Account Access 2013 WageWorks Inc. All rights reserved. 1 Online Account Access For online account access to to www.wageworks.com. Select

More information

HOW TO CHOOSE A MEDICAL PLAN MOTT COMMUNITY COLLEGE

HOW TO CHOOSE A MEDICAL PLAN MOTT COMMUNITY COLLEGE HOW TO CHOOSE A MEDICAL PLAN MOTT COMMUNITY COLLEGE Chadd Hodkinson SET SEG Employee Benefit Services Account Executive The content in this presentation is informational. Each employee should review the

More information

2019 NE UNION OPEN ENROLLMENT INFORMATION SESSION IBEW BENEFITS COE HUMAN RESOURCES SEPTEMBER 2018

2019 NE UNION OPEN ENROLLMENT INFORMATION SESSION IBEW BENEFITS COE HUMAN RESOURCES SEPTEMBER 2018 2019 NE UNION OPEN ENROLLMENT INFORMATION SESSION IBEW BENEFITS COE HUMAN RESOURCES SEPTEMBER 2018 1 Agenda Open Enrollment Information New/Changes for 2019 Elections for 2018 Annual Dental Eligibility

More information

Alphabet Soup of Health Plans

Alphabet Soup of Health Plans Alphabet Soup of Health Plans A NARFE Federal Benefits Institute Webinar Presented by Tammy Flanagan National Active and Retired Federal Employees Association 1 Navigating the Acronyms FFS HMO HDHP CDHP

More information

Frequently Asked Questions High-Deductible Health Plan (HDHP) with Health Savings Account (HSA)

Frequently Asked Questions High-Deductible Health Plan (HDHP) with Health Savings Account (HSA) Frequently Asked Questions High-Deductible Health Plan (HDHP) with Health Savings Account (HSA) BASICS OF A HIGH-DEDUCTIBLE HEALTH PLAN (HDHP) What is a high-deductible health plan (HDHP)? An HDHP is a

More information

How much could you save?

How much could you save? Flexible Spending Arrangements (FSAs) help you save money on health and day care expenses and allow you to spend it on the things you care about. FSAs will have the whole family cheering! Employee A Taxes

More information

2016 Insurance Plans Survey: Health and Prescription Drugs

2016 Insurance Plans Survey: Health and Prescription Drugs 2016 Insurance Plans Survey: Health and Prescription Drugs Welcome to MRA's 2016 Insurance Plans Survey! Thank you for taking part in this survey on health insurance plans and prescription drugs. Key dates

More information

Flexible Spending Account

Flexible Spending Account Flexible Spending Account Enrollment Kit What s inside: Getting to Know: FSA Eligible Expenses FSA Carry Over Overview Participant Web Site & Mobile App Overview Election Form Flexible Benefit Service

More information

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview FSA with Flex Card Enrollment Kit What s inside: Getting to Know: FSA with Flex Card Eligible Expenses Flex Card Overview Participant Web Site & Mobile App Overview Election Form Flexible Benefit Service

More information

Introducing the benefits of the HDHP. Get the most out of the High Deductible Health Plan

Introducing the benefits of the HDHP. Get the most out of the High Deductible Health Plan Introducing the benefits of the HDHP Get the most out of the High Deductible Health Plan HDHP Comparing the HDHP to Lehigh s other health plan offerings. There are many similarities between the HDHP and

More information

Frequently Asked Questions

Frequently Asked Questions Remember: You Must Enroll for Benefits November 9-20, 2015! Frequently Asked Questions Have questions about Annual Open Enrollment for 2016 benefits? Chances are you re not the only one. Here are some

More information

Health Savings Account (HSA) Frequently Asked Questions

Health Savings Account (HSA) Frequently Asked Questions What is an HSA? An HSA is a personal bank account created exclusively for individuals to pay for eligible health expenses and save for future healthcare expenses tax free. Am I eligible to contribute to

More information

Module IV PLAN DESIGN

Module IV PLAN DESIGN Module IV PLAN DESIGN Plan Design Benefits Deductible Cost Sharing Out of Pocket Actuarial Value 2 Think about your spreadsheets 3 ESSENTIAL BENEFITS 4 Mandated Benefits Small Group Mandates in Texas Source:

More information

2017 Benefits & Wellness Guide

2017 Benefits & Wellness Guide 2017 Benefits & Wellness Guide 3 Welcome 4-8 Medical 9 Dental 10 Vision 11-12 Provided Coverage 13-15 Voluntary Plans 16 Financial Wellness 17 Additional Benefits 18 Life Event 19 Glossary 20 Contacts

More information

2017 Livonia System Office Open Enrollment Overview. Gale Loftus Manager, Benefits and Records

2017 Livonia System Office Open Enrollment Overview. Gale Loftus Manager, Benefits and Records 2017 Livonia System Office Open Enrollment Overview Gale Loftus Manager, Benefits and Records Reflection We shall never know all the good that a simple smile can do. - Mother Teresa 2 Today s discussion

More information

First Data 2017 Annual Enrollment Aon Active Health Exchange Plenty to Pick From make it yours

First Data 2017 Annual Enrollment Aon Active Health Exchange Plenty to Pick From make it yours First Data 2017 Annual Enrollment Aon Active Health Exchange Plenty to Pick From make it yours September 2016 First Data 2017 Annual Enrollment - Get Started Agenda What s Coming Up New Parental Leave

More information

FSA with CrossTech. Enrollment Kit. What s inside: Getting to Know: FSA with CrossTech. Eligible Expenses. CrossTech Overview & Authorization Form

FSA with CrossTech. Enrollment Kit. What s inside: Getting to Know: FSA with CrossTech. Eligible Expenses. CrossTech Overview & Authorization Form FSA with CrossTech Enrollment Kit What s inside: Getting to Know: FSA with CrossTech Eligible Expenses CrossTech Overview & Authorization Form Grace Period Overview Participant Web Site & Mobile App Overview

More information

Welcome to your Premera HSA plan

Welcome to your Premera HSA plan Welcome to your Premera HSA plan Company name Effective 1.1.2016 SAVINGS Get started You re enrolled in the HSA plan from Premera Blue Cross. It comes fully assembled and integrated, so you can immediately

More information

Click on a section or question to be taken directly to the answer you re looking for, or read through all the questions and answers.

Click on a section or question to be taken directly to the answer you re looking for, or read through all the questions and answers. Frequently Asked Questions: HDHP with HSA 2012 Annual Enrollment Table of Contents Click on a section or question to be taken directly to the answer you re looking for, or read through all the questions

More information